S&P 500 7,459.94 â–ŧ 73.83 (-0.98%) DOW 52,169.10 â–ŧ 383.87 (-0.73%) NASDAQ 25,535.42 â–ŧ 346.53 (-1.34%) US Markets Closed â€ĸ 10:10 AM ET

YB

Yuanbao Inc.

Price Chart
Latest Quote

$13.99

+0.41 (+3.02%)
Current Price
Previous Close $13.58
Open $13.50
Day High $14.00
Day Low $13.50
Volume 40,113
Fetched: 2026-07-17T06:51:19
Stock Information
Note: Financial values converted from CNY to USD
Quarterly Dividend / Yield $1.26 / 9.10%
Shares Outstanding 32.39M
Quarterly Dividend Yield 9.10%
Quarterly Dividend $1.26
Total Debt $627K
Cash Equivalents $688.85M
Revenue $696.34M
Net Income $306.83M
Sector Technology
Industry Software - Application
Market Cap $637.75M
P/E Ratio 3.31
EPS (TTM) $4.18
Exchange NGM
🌐 Visit Website
📊 Comprehensive Analysis
Company Data
Enterprise Value$-4.04B
Sales$696.34M
Income$306.83M
Book/sh$12.28
Cash/sh$144.12
Employees613
Financial Ratios
Quick Ratio3.45
Current Ratio3.48
Debt/Eq0.11
EPS Growth TTM31.40%
Returns & Margins
ROA21.31%
ROE47.88%
Gross Margin96.39%
Operating Margin33.23%
Profit Margin29.67%
Ownership
Insider Ownership4.00%
Institutional Ownership10.80%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E2.80
P/S0.14
P/B1.13
Analyst Data
Recommendationnone
Target Price$17.90
Technical Indicators
SMA20$14.13
SMA50$13.85
SMA200$17.27
RSI53.93
ATR0.7425
Shares Float4.84M
Short Float0.10%
Short Ratio0.33
Rel Volume0.42
Performance History
Week-4.02%
Month-3.58%
Quarter-17.21%
6 Months-25.92%
YTD-25.03%
Year-39.91%
10 Years-6.06%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
⭐ Premium Feature

Sign up for free to view detailed scoring breakdown — premium is free during our trial period!

Recent Price History
Date Close Volume
2026-07-17 $13.84 19,300
2026-07-16 $13.99 40,200
2026-07-15 $13.58 28,200
2026-07-14 $13.82 44,500
2026-07-13 $14.46 119,700
2026-07-10 $14.42 25,500
2026-07-09 $14.51 22,300
2026-07-08 $14.51 26,100
2026-07-07 $14.90 38,900
2026-07-06 $14.45 138,100
2026-07-02 $15.02 60,800
2026-07-01 $15.12 76,700
2026-06-30 $14.07 29,700
2026-06-29 $13.81 99,300
2026-06-26 $13.47 15,900
2026-06-25 $13.45 47,700
2026-06-24 $13.24 32,400
2026-06-23 $13.96 7,100
2026-06-22 $13.96 41,700
2026-06-18 $14.01 13,500
About Yuanbao Inc.

Yuanbao Inc., together with its subsidiaries, provides insurance brokerage and agency licenses services in the People's Republic of China. The company offers medical, critical illness, accident, property, and pet insurance products. Yuanbao Inc. was incorporated in 2019 and is headquartered in Beijing, the People's Republic of China.

Period:
Loading...
Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Reconciled Cost Of Revenue $57,824,166 $49,351,153 $31,511,465 $15,007,022
Cost Of Revenue $57,824,166 $49,351,153 $31,511,465 $15,007,022
Total Revenue $646,504,899 $485,567,622 $302,344,964 $125,696,675
Operating Revenue $646,504,899 $485,567,622 $302,344,964 $125,696,675
Expenses
Total Expenses $448,911,648 $358,635,638 $276,420,921 $128,086,427
Other Income Expense $7,397,514 $1,256,301 $1,540,736 $1,065,742
Other Non Operating Income Expenses $1,343,524 $259,450 $1,320,758 $410,242
Net Non Operating Interest Income Expense $3,265,970 $3,593,868 $2,911,905 $978,372
Operating Expense $391,087,482 $309,284,485 $244,909,456 $113,079,404
Other Operating Expenses $8,358,293 $10,759,428 $8,881,185 $6,986,237
Selling And Marketing Expense $319,150,990 $257,694,223 $210,609,971 $92,534,189
General And Administrative Expense $9,601,733 $6,674,896 $6,417,368 $1,963,692
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $193,300,124 $128,002,309 $30,333,664 $-347,412
Net Interest Income $3,265,970 $3,593,868 $2,911,905 $978,372
Interest Income $3,265,970 $3,593,868 $2,911,905 $978,372
Normalized Income $187,682,021 $127,034,050 $30,113,997 $-839,037
Net Income From Continuing And Discontinued Operation $193,300,124 $128,002,309 $30,027,794 $2,772,201
Average Dilution Earnings $-103,602,001 $63,558,832 $0 -
Net Income Common Stockholders $296,902,124 $64,443,477 $-49,220,467 $-64,362,759
Net Income $193,300,124 $128,002,309 $30,027,794 $2,772,201
Net Income Including Noncontrolling Interests $193,300,124 $128,002,309 $30,027,794 $2,772,201
Net Income Discontinuous Operations $0 $0 $-305,871 $3,119,613
Net Income Continuous Operations $193,300,124 $128,002,309 $30,333,664 $-347,412
Pretax Income $208,256,734 $131,782,153 $30,376,684 $-345,638
Interest Income Non Operating $3,265,970 $3,593,868 $2,911,905 $978,372
Operating Income $197,593,251 $126,931,984 $25,924,043 $-2,389,752
Gross Profit $588,680,733 $436,216,469 $270,833,499 $110,689,652
Per Share
Diluted EPS $4.05 $1.43 $-1.09 $-1.43
Basic EPS $8.24 $1.43 $-1.09 $-1.43
Other
Tax Effect Of Unusual Items $435,887 $28,592 $312 $163,875
Tax Rate For Calcs $0 $0 $0 $0
Normalized EBITDA (Bullshit earnings) $194,152,244 $128,144,970 $28,089,825 $-1,638,455
Total Unusual Items $6,053,989 $996,851 $219,978 $655,500
Total Unusual Items Excluding Goodwill $6,053,989 $996,851 $219,978 $655,500
Reconciled Depreciation $2,612,983 $2,209,837 $2,385,761 $1,406,797
EBITDA (Bullshit earnings) $200,206,234 $129,141,821 $28,309,804 $-982,955
EBIT $197,593,251 $126,931,984 $25,924,043 $-2,389,752
Diluted Average Shares $7,044,395 $6,664,430 $6,664,430 $6,664,430
Basic Average Shares $5,328,222 $6,664,430 $6,664,430 $6,664,430
Diluted NI Availto Com Stockholders $193,300,124 $128,002,309 $-49,220,467 $-64,362,759
Otherunder Preferred Stock Dividend $-103,602,001 $63,558,832 $79,248,261 $67,134,960
Tax Provision $14,956,611 $3,779,844 $43,020 $1,774
Gain On Sale Of Security $6,053,989 $996,851 $219,978 $655,500
Research And Development $53,976,466 $34,155,937 $19,000,932 $11,595,287
Selling General And Administration $328,752,723 $264,369,120 $217,027,339 $94,497,880
Other Gand A $9,601,733 $6,674,896 $6,417,368 $1,963,692
Preferred Stock Dividends - $63,558,832 $79,248,261 $67,134,960
Salaries And Wages - $35,521,045 $19,997,044 $12,697,693
Fetched: 2026-07-10
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Assets
Net Tangible Assets $485,156,197 $255,611,968 $117,581,422 $76,345,078
Total Assets $688,255,709 $410,927,968 $224,804,493 $159,220,174
Total Non Current Assets $29,201,544 $15,792,765 $16,323,345 $12,778,558
Other Non Current Assets $38,733 - - $789,439
Non Current Prepaid Assets $1,319,723 $397,233 $490,812 $0
Non Current Deferred Assets $4,928,374 $1,025,383 $0 -
Non Current Deferred Taxes Assets $4,928,374 $1,025,383 $0 -
Non Current Note Receivables $2,307,260 $2,206,289 $2,099,700 $0
Investmentin Financial Assets $7,760,153 $0 - -
Goodwill And Other Intangible Assets $9,543,190 $8,581,672 $8,605,473 $8,592,759
Other Intangible Assets $9,543,190 $8,581,672 $8,605,473 $8,592,759
Current Assets $659,054,165 $395,135,203 $208,481,148 $146,441,616
Other Current Assets $92,988 $261,224 $406,546 $219,831
Restricted Cash $3,477,817 $2,217,524 $1,595,435 $1,478,350
Prepaid Assets $4,179,294 $11,033,958 $2,584,155 $1,127,242
Receivables $65,384,890 $38,513,668 $37,589,847 $32,934,820
Receivables Adjustments Allowances $-121,668 $-90,919 $-100,676 $-82,935
Taxes Receivable $250,137 $25,871 $488,742 $878,287
Accounts Receivable $65,256,421 $38,578,715 $36,528,097 $32,139,468
Allowance For Doubtful Accounts Receivable $-252,206 $-427,834 $-88,110 $-74,804
Gross Accounts Receivable $65,508,627 $39,006,550 $36,616,206 $32,214,273
Cash Cash Equivalents And Short Term Investments $585,919,176 $343,108,828 $166,305,164 $94,818,387
Cash And Cash Equivalents $127,205,331 $281,577,405 $127,599,015 $55,225,080
Assets Held For Sale Current - - $0 $15,862,987
Debt
Total Debt $1,171,296 $2,832,666 $4,585,545 $3,581,302
Long Term Debt And Capital Lease Obligation $125,068 $844,729 $2,745,887 $2,096,595
Current Debt And Capital Lease Obligation $1,046,228 $1,987,937 $1,839,658 $1,484,707
Liabilities
Total Liabilities Net Minority Interest $193,556,322 $146,734,329 $98,617,597 $74,282,337
Total Non Current Liabilities Net Minority Interest $25,212,809 $7,649,572 $4,867,910 $4,433,275
Non Current Deferred Liabilities $25,087,741 $6,804,843 $2,122,023 $2,118,918
Non Current Deferred Taxes Liabilities $25,087,741 $6,804,843 $2,122,023 $2,118,918
Current Liabilities $168,343,513 $139,084,757 $93,749,688 $69,849,062
Current Deferred Liabilities $9,393,581 $17,392,635 $9,975,312 $6,865,012
Payables And Accrued Expenses $146,390,612 $112,141,096 $81,604,159 $45,657,053
Payables $141,069,884 $106,766,556 $76,954,158 $44,294,163
Other Payable $132,103,251 $97,595,614 $68,125,750 $41,793,387
Total Tax Payable $6,397,558 $7,592,656 $1,397,188 $1,064,707
Accounts Payable $2,569,076 $1,578,286 $2,524,430 $1,436,069
Other Current Liabilities - $1,300,948 $1,256,597 $15,643,452
Income Tax Payable - $4,512,071 $524,814 $165,427
Liabilities Heldfor Sale Non Current - - $0 $217,761
Equity
Common Stock Equity $494,699,387 $-241,532,314 $-315,980,226 $-277,981,024
Total Equity Gross Minority Interest $494,699,387 $264,193,639 $126,186,895 $84,937,837
Stockholders Equity $494,699,387 $264,193,639 $126,186,895 $84,937,837
Gains Losses Not Affecting Retained Earnings $35,384,889 $14,723,771 $2,261,136 $1,744,453
Other Equity Adjustments $35,384,889 $14,723,771 $2,261,136 $1,744,453
Retained Earnings $-10,769,925 $-285,636,066 $-338,108,606 $-288,888,139
Preferred Stock Equity - $505,725,954 $442,167,121 $362,918,861
Preferred Securities Outside Stock Equity - $505,725,954 $442,167,121 $362,918,861
Other
Ordinary Shares Number $40,873,588 $39,986,578 $39,986,578 $39,986,578
Share Issued $40,873,588 $39,986,578 $39,986,578 $39,986,578
Tangible Book Value $485,156,197 $-250,113,986 $-324,585,699 $-286,573,783
Invested Capital $494,699,387 $-241,532,314 $-315,980,226 $-277,981,024
Working Capital $490,710,652 $256,050,446 $114,731,460 $76,592,554
Capital Lease Obligations $1,171,296 $2,832,666 $4,585,545 $3,581,302
Total Capitalization $494,699,387 $264,193,639 $126,186,895 $84,937,837
Additional Paid In Capital $470,056,334 $29,369,484 $19,859,262 $9,157,932
Capital Stock $28,089 $505,736,450 $442,175,105 $362,923,591
Common Stock $28,089 $10,496 $7,983 $4,731
Preferred Stock $0 $505,725,954 $442,167,121 $362,918,861
Long Term Capital Lease Obligation $125,068 $844,729 $2,745,887 $2,096,595
Current Deferred Revenue $9,393,581 $17,392,635 $9,975,312 $6,865,012
Current Capital Lease Obligation $1,046,228 $1,987,937 $1,839,658 $1,484,707
Current Provisions $11,513,091 $7,563,089 $330,559 $198,838
Current Accrued Expenses $5,320,728 $5,374,540 $4,650,001 $1,362,890
Investments And Advances $7,760,153 $0 - -
Available For Sale Securities $7,760,153 - - -
Net PPE $3,304,111 $3,582,189 $5,127,360 $3,396,360
Gross PPE $3,304,111 $3,582,189 $5,127,360 $3,834,100
Other Properties $3,304,111 $3,582,189 $5,127,360 $3,558,979
Other Short Term Investments $458,713,845 $61,531,424 $38,706,149 $39,593,307
Dueto Related Parties Current - $0 $4,906,790 $0
Duefrom Related Parties Current - $0 $673,684 $0
Accumulated Depreciation - - $-885,827 $-437,739
Leases - - $701,033 $275,121
Properties - - $0 $0
Fetched: 2026-07-10
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $218,218,889 $178,031,729 $64,652,367 $12,606,922
Operating Activities
Operating Cash Flow $221,033,666 $178,525,646 $65,338,913 $12,967,935
Cash From Discontinued Operating Activities $0 $0 $2,271,484 $4,820,750
Cash Flow From Continuing Operating Activities $221,033,666 $178,525,646 $63,067,429 $8,147,185
Operating Gains Losses - - $-121,668 $-498,056
Investing Activities
Capital Expenditure $-2,814,778 $-493,917 $-686,546 $-361,013
Investing Cash Flow $-402,536,708 $-23,294,355 $-6,690,271 $-32,365,803
Cash From Discontinued Investing Activities $0 $0 $-4,686,220 $1,413,007
Cash Flow From Continuing Investing Activities $-402,536,708 $-23,294,355 $-2,004,051 $-33,778,810
Net Other Investing Changes - - $-2,169,774 -
Financing Activities
Issuance Of Capital Stock $30,288,427 $0 $0 $0
Financing Cash Flow $29,100,425 $-1,347,220 $2,667,830 $0
Cash Flow From Continuing Financing Activities $29,100,425 $-1,347,220 $2,667,830 $0
Net Other Financing Charges $-1,191,845 $-1,347,220 - -
Net Common Stock Issuance $30,288,427 $0 $0 -
Common Stock Issuance $30,288,427 $0 $0 -
Net Preferred Stock Issuance - - - $0
Preferred Stock Issuance - - - $0
Other
Income Tax Paid Supplemental Data $97,128 $88,110 $295,818 $2,661
End Cash Position $130,683,148 $283,794,929 $129,194,450 $66,904,042
Beginning Cash Position $283,794,929 $129,194,450 $66,904,042 $82,629,690
Effect Of Exchange Rate Changes $-709,164 $716,408 $973,937 $3,672,220
Changes In Cash $-152,402,617 $153,884,071 $61,316,472 $-19,397,869
Proceeds From Stock Option Exercised $3,844 $0 $2,667,830 $0
Net Investment Purchase And Sale $-398,733,802 $-22,809,752 $852,269 $-32,537,144
Sale Of Investment $1,136,382,501 $553,189,402 $148,819,984 $48,578,272
Purchase Of Investment $-1,535,116,303 $-575,999,154 $-147,967,716 $-81,115,416
Net Business Purchase And Sale $-1,020,061 $0 $0 $-931,212
Purchase Of Business $-1,020,061 $0 $0 $-931,212
Net PPE Purchase And Sale $-2,782,845 $-484,603 $-686,546 $-310,453
Sale Of PPE $31,932 $9,314 $0 $50,560
Purchase Of PPE $-2,814,778 $-493,917 $-686,546 $-361,013
Change In Working Capital $6,890,292 $34,994,013 $25,109,177 $3,633,931
Change In Other Working Capital $-7,999,054 $7,417,323 $3,110,300 $-10,438,922
Change In Other Current Liabilities $-2,040,862 $-1,806,987 $-2,425,528 $-492,143
Change In Other Current Assets $-26,462 $0 $-506,039 -
Change In Payables And Accrued Expense $38,300,047 $37,812,635 $29,682,451 $38,907,057
Change In Accrued Expense $28,255,548 $25,168,311 $18,661,355 $34,556,718
Change In Payable $10,044,499 $12,644,324 $11,021,096 $4,350,339
Change In Account Payable $990,790 $-946,144 $1,088,361 $735,627
Change In Tax Payable $-1,198,498 $6,194,433 $332,481 $998,625
Change In Income Tax Payable $-1,198,498 $6,194,433 $332,481 $998,625
Change In Prepaid Assets $5,158,701 $-6,454,622 $-1,061,159 $2,393,596
Change In Receivables $-26,502,078 $-1,974,336 $-3,690,848 $-26,735,657
Changes In Account Receivables $-26,502,078 $-2,390,343 $-3,011,250 $-26,735,657
Other Non Cash Items $-285,469 $-148,278 $-330,263 $-154,783
Stock Based Compensation $10,986,946 $9,463,951 $5,486,155 $4,002,484
Unrealized Gain Loss On Investment Securities $-6,681,697 $-228,257 $-42,576 $4,879
Provisionand Write Offof Assets $-148,278 $574,634 $122,260 $99,345
Deferred Tax $14,358,766 $3,657,437 $3,252 $0
Deferred Income Tax $14,358,766 $3,657,437 $3,252 $0
Depreciation Amortization Depletion $2,612,983 $2,209,837 $2,385,761 $1,406,797
Depreciation And Amortization $2,612,983 $2,209,837 $2,385,761 $1,406,797
Depreciation $2,612,983 $2,209,837 $2,385,761 $1,346,776
Net Income From Continuing Operations $193,300,124 $128,002,309 $30,333,664 $-347,412
Amortization Cash Flow - - $52,629 $60,021
Amortization Of Intangibles - - $52,629 $60,021
Net Foreign Currency Exchange Gain Loss - - $-123,738 $-522,449
Gain Loss On Sale Of PPE - - $2,070 $24,393
Repayment Of Debt - - - $0
Issuance Of Debt - - - $0
Net Issuance Payments Of Debt - - - $0
Net Short Term Debt Issuance - - - $0
Short Term Debt Payments - - - $0
Short Term Debt Issuance - - - $0
Fetched: 2026-07-10