XZO

Exzeo Group, Inc.

Price Chart

No historical data available

Latest Quote

$16.89

+0.34 (+2.05%)

Current Price

Previous Close	$16.55
Open	$16.43
Day High	$17.14
Day Low	$16.41
Volume	165,287

Fetched: 2026-08-29T18:30:03

Stock Information

Shares Outstanding	90.09M
Total Debt	$6.62M
Cash Equivalents	$136.73M
Revenue	$230.42M
Net Income	$83.75M
Sector	Financial Services
Industry	Insurance - Diversified
Market Cap	$1.52B
P/E Ratio	16.09
EPS (TTM)	$1.05
Exchange	NYQ

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Recent Price History

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About Exzeo Group, Inc.

Exzeo Group, Inc. provides turnkey insurance technology and operations solutions to insurance carriers and agents in the United States. The company offers Exzeo Platform, an Insurance-as-a-Service (IaaS) platform that provides technology-based solutions for operational and administrative activities, such as quoting and underwriting, policy management, claims management, data reporting, and financial reporting; and streamlines and automates interactions between insurance carriers and policyholders. It also provides CasaClue, a data repository; Harmony, a policy administration platform that streamlines the entire policy lifecycle; AtlasViewer, a mapping and data visualization platform that integrates location-based data from multiple sources; and Mercury, a workflow solution designed to ensure uniform routing and policy change tracking. In addition, the company offers ClaimColony, an End-to-end claims management platform; AtlasViewer, a tool to look at claims and manage the claims lifecycle; JustEZ app which helps sync inspections from various carriers, schedule appointments, sync photos to cloud, and write scoping reports; Exahub, a centralized data platform; and ExzeoIQ that provides transparent reporting for customers. The company was formerly known as TypTap Insurance Group, Inc. Exzeo Group, Inc. was founded in 2012 and is based in Tampa, Florida. Exzeo Group, Inc. is a subsidiary of HCI Group, Inc.

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Period:

Income Statement (Annual)

Metric	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Revenue
Reconciled Cost Of Revenue	$83,502,000	-	-	-
Cost Of Revenue	$85,957,000	-	-	-
Total Revenue	$216,980,000	-	-	-
Operating Revenue	$207,522,000	-	-	-
Expenses
Interest Expense	$0	-	-	-
Total Expenses	$110,990,000	-	-	-
Other Income Expense	$4,302,000	-	-	-
Net Non Operating Interest Income Expense	$0	-	-	-
Interest Expense Non Operating	$0	-	-	-
Operating Expense	$25,033,000	-	-	-
Income & Earnings
Net Income From Continuing Operation Net Minority Interest	$82,749,000	-	-	-
Net Interest Income	$0	-	-	-
Normalized Income	$79,522,500	$25,662,583	-	-
Net Income From Continuing And Discontinued Operation	$82,749,000	-	-	-
Total Operating Income As Reported	$105,990,000	-	-	-
Net Income Common Stockholders	$82,749,000	-	-	-
Net Income	$82,749,000	-	-	-
Net Income Including Noncontrolling Interests	$82,749,000	-	-	-
Net Income Discontinuous Operations	$0	-	-	-
Net Income Continuous Operations	$82,749,000	-	-	-
Pretax Income	$110,292,000	-	-	-
Operating Income	$105,990,000	-	-	-
Depreciation Amortization Depletion Income Statement	$479,000	-	-	-
Depreciation And Amortization In Income Statement	$479,000	-	-	-
Gross Profit	$131,023,000	-	-	-
Per Share
Diluted EPS	$0.99	$0.39	$0.13	$-0.75
Basic EPS	$0.99	$0.39	$0.13	$-0.75
Other
Tax Effect Of Unusual Items	$1,075,500	$142,583	-	-
Tax Rate For Calcs	$0	$0	-	-
Normalized EBITDA (Bullshit earnings)	$108,924,000	-	-	-
Total Unusual Items	$4,302,000	-	-	-
Total Unusual Items Excluding Goodwill	$4,302,000	-	-	-
Reconciled Depreciation	$2,934,000	-	-	-
EBITDA (Bullshit earnings)	$113,226,000	-	-	-
EBIT	$110,292,000	-	-	-
Diluted Average Shares	$80,171,000	$90,775,789	$90,775,789	$90,775,789
Basic Average Shares	$80,171,000	$90,775,789	$90,775,789	$90,775,789
Diluted NI Availto Com Stockholders	$82,749,000	-	-	-
Tax Provision	$27,543,000	-	-	-
Gain On Sale Of Security	$4,302,000	-	-	-
Research And Development	$8,830,000	-	-	-
Selling General And Administration	$15,724,000	-	-	-

Fetched: 2026-08-29

Balance Sheet (Annual)

Metric	2025-12-31	2024-12-31	2023-12-31
Assets
Net Tangible Assets	$254,156,000	-	-
Total Assets	$347,734,000	-	-
Total Non Current Assets	$21,913,000	-	-
Other Non Current Assets	$274,000	-	-
Non Current Deferred Assets	$4,093,000	$3,132,000	$3,223,000
Non Current Deferred Taxes Assets	$2,975,000	$0	-
Non Current Accounts Receivable	$1,118,000	-	-
Current Assets	$325,821,000	-	-
Other Current Assets	$43,000	-	-
Current Deferred Assets	$4,722,000	$6,397,000	$3,223,000
Prepaid Assets	$1,483,000	-	-
Receivables	$14,201,000	$5,680,000	$9,129,000
Other Receivables	$4,722,000	-	-
Taxes Receivable	$0	-	-
Accounts Receivable	$2,906,000	$0	-
Cash Cash Equivalents And Short Term Investments	$305,372,000	-	-
Cash And Cash Equivalents	$305,372,000	-	-
Debt
Total Debt	$7,245,000	-	-
Long Term Debt And Capital Lease Obligation	$4,832,000	-	-
Current Debt And Capital Lease Obligation	$2,413,000	-	-
Liabilities
Total Liabilities Net Minority Interest	$93,578,000	-	-
Total Non Current Liabilities Net Minority Interest	$9,189,000	-	-
Other Non Current Liabilities	$790,000	-	-
Non Current Deferred Liabilities	$3,567,000	-	-
Non Current Deferred Taxes Liabilities	$0	-	-
Current Liabilities	$84,389,000	-	-
Current Deferred Liabilities	$70,893,000	-	-
Payables And Accrued Expenses	$11,083,000	-	-
Payables	$11,083,000	-	-
Total Tax Payable	$2,455,000	$0	-
Income Tax Payable	$2,455,000	$0	-
Accounts Payable	$7,555,000	-	-
Equity
Common Stock Equity	$254,156,000	-	-
Total Equity Gross Minority Interest	$254,156,000	-	-
Stockholders Equity	$254,156,000	-	-
Retained Earnings	$25,418,000	-	-
Other Equity Adjustments	-	-	$-1,803,000
Other
Ordinary Shares Number	$90,926,720	-	-
Share Issued	$90,926,720	-	-
Tangible Book Value	$254,156,000	-	-
Invested Capital	$254,156,000	-	-
Working Capital	$241,432,000	-	-
Capital Lease Obligations	$7,245,000	-	-
Total Capitalization	$254,156,000	-	-
Additional Paid In Capital	$228,647,000	-	-
Capital Stock	$91,000	-	-
Common Stock	$91,000	-	-
Non Current Deferred Revenue	$3,567,000	-	-
Long Term Capital Lease Obligation	$4,832,000	-	-
Current Deferred Revenue	$70,893,000	-	-
Current Capital Lease Obligation	$2,413,000	-	-
Dueto Related Parties Current	$1,073,000	-	-
Net PPE	$17,546,000	-	-
Accumulated Depreciation	$-13,947,000	-	-
Gross PPE	$31,493,000	-	-
Leases	$587,000	-	-
Construction In Progress	$711,000	-	-
Other Properties	$6,931,000	-	-
Machinery Furniture Equipment	$23,264,000	-	-
Properties	$0	-	-
Duefrom Related Parties Current	$11,295,000	-	-

Fetched: 2026-08-29

Cash Flow Statement (Annual)

Metric	2025-12-31	2024-12-31	2023-12-31
Free Cash Flow
Free Cash Flow	$97,454,000	-	-
Operating Activities
Operating Cash Flow	$100,298,000	-	-
Cash Flow From Continuing Operating Activities	$100,298,000	-	-
Operating Gains Losses	$173,000	-	-
Investing Activities
Capital Expenditure	$-2,844,000	-	-
Investing Cash Flow	$-2,844,000	-	-
Cash Flow From Continuing Investing Activities	$-2,844,000	-	-
Capital Expenditure Reported	$-2,844,000	$-3,334,000	$-3,247,000
Financing Activities
Repurchase Of Capital Stock	$-1,490,000	-	-
Issuance Of Capital Stock	$156,205,000	$0	$0
Financing Cash Flow	$153,646,000	-	-
Cash Flow From Continuing Financing Activities	$153,646,000	-	-
Net Other Financing Charges	$-1,069,000	-	-
Cash Dividends Paid	$0	-	-
Preferred Stock Dividend Paid	$0	-	-
Net Preferred Stock Issuance	$0	-	-
Net Common Stock Issuance	$154,715,000	-	-
Common Stock Issuance	$156,205,000	$0	$0
Other
Repayment Of Debt	$0	-	-
Issuance Of Debt	$0	-	-
Interest Paid Supplemental Data	$0	-	-
Income Tax Paid Supplemental Data	$34,223,000	-	-
End Cash Position	$305,372,000	-	-
Beginning Cash Position	$54,502,000	-	-
Effect Of Exchange Rate Changes	$-230,000	-	-
Changes In Cash	$251,100,000	-	-
Preferred Stock Payments	$0	-	-
Common Stock Payments	$-1,490,000	-	-
Net Issuance Payments Of Debt	$0	-	-
Net Long Term Debt Issuance	$0	-	-
Long Term Debt Payments	$0	-	-
Long Term Debt Issuance	$0	-	-
Change In Working Capital	$16,902,000	-	-
Change In Other Working Capital	$16,217,000	$17,884,000	$-888,000
Change In Other Current Liabilities	$58,000	-	-
Change In Other Current Assets	$-1,000	-	-
Change In Payables And Accrued Expense	$719,000	-	-
Change In Payable	$719,000	-	-
Change In Account Payable	$719,000	-	-
Change In Prepaid Assets	$-874,000	-	-
Change In Receivables	$783,000	$-3,083,000	$-1,636,000
Changes In Account Receivables	$-2,906,000	$0	$0
Stock Based Compensation	$2,636,000	-	-
Deferred Tax	$-5,096,000	-	-
Deferred Income Tax	$-5,096,000	-	-
Depreciation Amortization Depletion	$2,934,000	-	-
Depreciation And Amortization	$2,934,000	-	-
Depreciation	$2,934,000	-	-
Net Foreign Currency Exchange Gain Loss	$173,000	-	-
Net Income From Continuing Operations	$82,749,000	-	-

Fetched: 2026-08-29