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WU

The Western Union Company

Price Chart
Latest Quote

$9.52

Current Price
Previous Close $9.37
Open $9.38
Day High $9.55
Day Low $9.32
Volume 6,868,327
Fetched: 2026-02-03T07:27:36
Stock Information
Quarterly Dividend / Yield $0.94 / 9.87%
Shares Outstanding 317.84M
Total Debt $2.59B
Cash Equivalents $947.80M
Revenue $4.10B
Net Income $770.90M
Sector Financial Services
Industry Credit Services
Market Cap $3.07B
P/E Ratio 4.14
EPS (TTM) $2.30
Exchange NYQ
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πŸ“Š Custom Metrics & Score
Score: 15/42
Debt to Equity 3.23
Debt to Earnings 1.97
Current Ratio 1.27
Quick Ratio 1.18
Avg Revenue Growth -4.25%
Profit Margin 22.19%
Return on Equity 96.42%
Avg FCF Growth -16.70%
FCF Yield 8.97%
Score Explanation: The perfect score is 42/42 based on debt levels, profitability, growth rates, and cash flow metrics. FCF Yield is weighted most heavily as it shows what return the business currently generates.
Recent Price History
Date Close Volume
2026-02-02 $9.52 6,869,500
2026-01-30 $9.37 10,987,500
2026-01-29 $9.37 8,273,200
2026-01-28 $9.34 6,371,200
2026-01-27 $9.37 5,632,100
2026-01-26 $9.50 6,409,800
2026-01-23 $9.49 7,955,600
2026-01-22 $9.41 8,583,100
2026-01-21 $9.27 5,858,000
2026-01-20 $9.14 6,102,700
2026-01-16 $9.27 6,877,400
2026-01-15 $9.51 9,422,100
2026-01-14 $9.40 7,111,300
2026-01-13 $9.20 7,819,500
2026-01-12 $9.51 7,499,000
2026-01-09 $9.69 6,616,700
2026-01-08 $9.72 8,574,100
2026-01-07 $9.60 6,953,800
2026-01-06 $9.69 7,809,900
2026-01-05 $9.43 8,146,800
About The Western Union Company

The Western Union Company provides money movement and payment services worldwide. It operates through Consumer Money Transfer and Consumer Services segments. The Consumer Money Transfer segment facilitates money transfers for international cross-border and intra-country transfers, primarily through a network of retail agent and owned locations, as well as through websites and mobile devices. The Consumer Services segments offers bill payment services, money order and media network services, retail foreign exchange services, prepaid cards, lending partnerships, and digital wallets. The company was founded in 1851 and is headquartered in Denver, Colorado.

Income Statement (Annual)
Revenue
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Reconciled Cost Of Revenue $2,620,500,000 $2,671,700,000 $2,626,400,000 $2,896,400,000
Cost Of Revenue $2,620,500,000 $2,671,700,000 $2,626,400,000 $2,896,400,000
Total Revenue $4,209,700,000 $4,357,000,000 $4,475,500,000 $5,070,800,000
Operating Revenue $4,209,700,000 $4,357,000,000 $4,475,500,000 $5,070,800,000
Expenses
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Interest Expense $119,800,000 $105,300,000 $101,000,000 $105,500,000
Total Expenses $3,483,900,000 $3,539,500,000 $3,590,600,000 $3,947,700,000
Other Income Expense $700,000 $18,000,000 $210,800,000 $-83,600,000
Other Non Operating Income Expenses $700,000 - $-37,500,000 $-131,500,000
Net Non Operating Interest Income Expense $-107,900,000 $-89,700,000 $-87,100,000 $-104,100,000
Interest Expense Non Operating $119,800,000 $105,300,000 $101,000,000 $105,500,000
Operating Expense $863,400,000 $867,800,000 $964,200,000 $1,051,300,000
Income & Earnings
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Net Income From Continuing Operation Net Minority Interest $934,200,000 $626,000,000 $910,600,000 $805,800,000
Net Interest Income $-107,900,000 $-89,700,000 $-87,100,000 $-104,100,000
Interest Income $11,900,000 $15,600,000 $13,900,000 $1,400,000
Normalized Income $934,200,000 $610,898,000 $686,385,100 $764,558,100
Net Income From Continuing And Discontinued Operation $934,200,000 $626,000,000 $910,600,000 $805,800,000
Total Operating Income As Reported $725,800,000 $817,500,000 $884,900,000 $1,123,100,000
Net Income Common Stockholders $934,200,000 $626,000,000 $910,600,000 $805,800,000
Net Income $934,200,000 $626,000,000 $910,600,000 $805,800,000
Net Income Including Noncontrolling Interests $934,200,000 $626,000,000 $910,600,000 $805,800,000
Net Income Continuous Operations $934,200,000 $626,000,000 $910,600,000 $805,800,000
Pretax Income $618,600,000 $745,800,000 $1,008,600,000 $935,400,000
Special Income Charges $0 $18,000,000 $248,300,000 $47,900,000
Interest Income Non Operating $11,900,000 $15,600,000 $13,900,000 $1,400,000
Operating Income $725,800,000 $817,500,000 $884,900,000 $1,123,100,000
Gross Profit $1,589,200,000 $1,685,300,000 $1,849,100,000 $2,174,400,000
Earnings From Equity Interest - - - $47,900,000
Per Share Metrics
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Diluted EPS $2.74 $1.68 $2.34 $1.97
Basic EPS $2.75 $1.69 $2.35 $1.98
Other
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Tax Effect Of Unusual Items $0 $2,898,000 $24,085,100 $6,658,100
Tax Rate For Calcs $0 $0 $0 $0
Normalized EBITDA (Bullshit earnings) $917,500,000 $1,016,700,000 $1,045,100,000 $1,201,200,000
Total Unusual Items $0 $18,000,000 $248,300,000 $47,900,000
Total Unusual Items Excluding Goodwill $0 $18,000,000 $248,300,000 $47,900,000
Reconciled Depreciation $179,100,000 $183,600,000 $183,800,000 $208,200,000
EBITDA (Bullshit earnings) $917,500,000 $1,034,700,000 $1,293,400,000 $1,249,100,000
EBIT $738,400,000 $851,100,000 $1,109,600,000 $1,040,900,000
Diluted Average Shares $341,100,000 $371,800,000 $388,400,000 $408,900,000
Basic Average Shares $340,000,000 $370,800,000 $387,200,000 $406,800,000
Diluted NI Availto Com Stockholders $934,200,000 $626,000,000 $910,600,000 $805,800,000
Tax Provision $-315,600,000 $119,800,000 $98,000,000 $129,600,000
Gain On Sale Of Business $0 $18,000,000 $248,300,000 $47,900,000
Selling General And Administration $863,400,000 $867,800,000 $964,200,000 $1,051,300,000
Fetched: 2026-02-02
Balance Sheet (Annual)
Assets
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Net Tangible Assets $-1,406,100,000 $-1,935,800,000 $-2,014,700,000 $-2,096,100,000
Total Assets $8,370,500,000 $8,198,800,000 $8,496,300,000 $8,823,500,000
Total Non Current Assets $3,198,600,000 $6,639,000,000 $6,949,500,000 $6,190,400,000
Other Non Current Assets $100,400,000 $3,795,800,000 $4,346,700,000 $2,992,400,000
Non Current Deferred Assets $265,000,000 $0 - -
Non Current Deferred Taxes Assets $265,000,000 $0 - -
Goodwill And Other Intangible Assets $2,375,000,000 $2,414,800,000 $2,492,500,000 $2,451,700,000
Other Intangible Assets $315,400,000 $380,200,000 $457,900,000 $417,100,000
Current Assets $5,172,000,000 $1,559,800,000 $1,547,500,000 $2,633,100,000
Hedging Assets Current $29,500,000 $10,800,000 - -
Prepaid Assets $307,600,000 $280,400,000 $249,600,000 $232,400,000
Receivables $1,397,000,000 $1,732,900,000 - $1,175,100,000
Accounts Receivable $1,397,000,000 $1,732,900,000 - $1,175,100,000
Allowance For Doubtful Accounts Receivable $-24,700,000 $-15,400,000 - $-23,700,000
Gross Accounts Receivable $1,421,700,000 $1,748,300,000 - $1,198,800,000
Cash Cash Equivalents And Short Term Investments $3,437,900,000 $1,268,600,000 $1,285,900,000 $1,208,300,000
Cash And Cash Equivalents $2,105,600,000 $1,268,600,000 $1,285,900,000 $1,208,300,000
Assets Held For Sale Current - $0 $261,600,000 $1,192,400,000
Financial Assets - - $126,100,000 $247,700,000
Other Current Assets - - - $-566,000,000
Debt
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Net Debt $835,200,000 $1,236,000,000 $1,330,900,000 $1,800,100,000
Total Debt $3,132,000,000 $2,666,900,000 $2,616,800,000 $3,211,400,000
Long Term Debt And Capital Lease Obligation $3,132,000,000 $2,302,000,000 $2,136,800,000 $2,636,400,000
Long Term Debt $2,940,800,000 $2,139,700,000 $2,136,800,000 $2,433,400,000
Current Debt And Capital Lease Obligation - $364,900,000 $480,000,000 $575,000,000
Current Debt - $364,900,000 $480,000,000 $575,000,000
Other Current Borrowings - $500,000,000 $300,000,000 $300,000,000
Liabilities
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total Liabilities Net Minority Interest $7,401,600,000 $7,719,800,000 $8,018,500,000 $8,467,900,000
Total Non Current Liabilities Net Minority Interest $3,314,000,000 $6,195,500,000 $6,166,700,000 $5,939,000,000
Other Non Current Liabilities $22,800,000 $3,728,500,000 $3,871,400,000 $2,915,000,000
Derivative Product Liabilities $3,600,000 $17,400,000 $98,900,000 $183,800,000
Non Current Deferred Liabilities $155,600,000 $147,600,000 $158,500,000 $203,800,000
Non Current Deferred Taxes Liabilities $155,600,000 $147,600,000 $158,500,000 $203,800,000
Current Liabilities $4,087,600,000 $1,524,300,000 $1,851,800,000 $2,528,900,000
Other Current Liabilities $46,700,000 $46,900,000 $182,500,000 $627,600,000
Payables And Accrued Expenses $4,040,900,000 $1,112,500,000 $1,189,300,000 $1,326,300,000
Payables $4,040,900,000 $1,112,500,000 $1,189,300,000 $1,320,900,000
Other Payable $3,360,800,000 $3,687,000,000 - -
Total Tax Payable $272,200,000 $659,500,000 $725,300,000 $870,700,000
Income Tax Payable $272,200,000 $659,500,000 $725,300,000 $870,700,000
Accounts Payable $407,900,000 $453,000,000 $464,000,000 $450,200,000
Liabilities Heldfor Sale Non Current - - $182,500,000 $821,900,000
Equity
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Common Stock Equity $968,900,000 $479,000,000 $477,800,000 $355,600,000
Total Equity Gross Minority Interest $968,900,000 $479,000,000 $477,800,000 $355,600,000
Stockholders Equity $968,900,000 $479,000,000 $477,800,000 $355,600,000
Gains Losses Not Affecting Retained Earnings $-140,500,000 $-167,300,000 $-167,900,000 $-52,100,000
Other Equity Adjustments $-140,500,000 $-167,300,000 $-167,900,000 $-52,100,000
Retained Earnings $35,200,000 $-389,100,000 $-353,900,000 $-537,200,000
Long Term Equity Investment $43,700,000 $41,200,000 $41,400,000 $38,400,000
Other
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Ordinary Shares Number $337,900,000 $350,500,000 $373,500,000 $393,800,000
Share Issued $337,900,000 $350,500,000 $373,500,000 $393,800,000
Tangible Book Value $-1,406,100,000 $-1,935,800,000 $-2,014,700,000 $-2,096,100,000
Invested Capital $3,909,700,000 $2,983,600,000 $3,094,600,000 $3,364,000,000
Working Capital $1,084,400,000 $35,500,000 $-304,300,000 $104,200,000
Capital Lease Obligations $191,200,000 $162,300,000 $161,300,000 $203,000,000
Total Capitalization $3,909,700,000 $2,618,700,000 $2,614,600,000 $2,789,000,000
Additional Paid In Capital $1,070,800,000 $1,031,900,000 $995,900,000 $941,000,000
Capital Stock $3,400,000 $3,500,000 $3,700,000 $3,900,000
Common Stock $3,400,000 $3,500,000 $3,700,000 $3,900,000
Preferred Stock $0 $0 $0 $0
Long Term Capital Lease Obligation $191,200,000 $162,300,000 $161,300,000 $203,000,000
Commercial Paper $0 $364,900,000 $180,000,000 $275,000,000
Investments And Advances $212,900,000 $210,400,000 $210,900,000 $204,700,000
Other Investments $169,200,000 $169,200,000 $169,500,000 $166,300,000
Goodwill $2,059,600,000 $2,034,600,000 $2,034,600,000 $2,034,600,000
Net PPE $245,300,000 $218,000,000 $110,300,000 $293,900,000
Accumulated Depreciation $-454,900,000 $-438,800,000 $-513,800,000 $-669,700,000
Gross PPE $700,200,000 $656,800,000 $624,100,000 $293,900,000
Leases $122,700,000 $121,600,000 $120,100,000 $151,200,000
Other Properties $541,600,000 $500,000,000 $466,500,000 $293,900,000
Machinery Furniture Equipment $35,900,000 $35,200,000 $37,500,000 $46,200,000
Properties $0 $0 $0 $0
Other Short Term Investments $1,332,300,000 $1,458,100,000 - $1,398,900,000
Treasury Shares Number - $0 - -
Non Current Deferred Revenue - $0 $104,300,000 $0
Current Accrued Expenses - $2,300,000 $37,400,000 $5,400,000
Construction In Progress - - - $300,000
Fetched: 2026-02-02
Cash Flow Statement (Annual)
Free Cash Flow
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Free Cash Flow $275,700,000 $635,300,000 $373,400,000 $830,700,000
Operating Activities
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Operating Cash Flow $406,300,000 $783,100,000 $581,600,000 $1,045,300,000
Cash Flow From Continuing Operating Activities $406,300,000 $783,100,000 $581,600,000 $1,045,300,000
Operating Gains Losses - $-18,000,000 $-254,800,000 $61,900,000
Investing Activities
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Capital Expenditure $-130,600,000 $-147,800,000 $-208,200,000 $-214,600,000
Investing Cash Flow $-16,300,000 $-140,800,000 $525,500,000 $192,000,000
Cash Flow From Continuing Investing Activities $-16,300,000 $-140,800,000 $525,500,000 $192,000,000
Net Other Investing Changes $-15,200,000 $-3,700,000 $17,500,000 $3,700,000
Capital Expenditure Reported $-11,800,000 $-36,400,000 $-71,900,000 $-107,500,000
Financing Activities
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Repurchase Of Capital Stock $-186,200,000 $-308,400,000 $-369,900,000 $-409,900,000
Financing Cash Flow $-69,300,000 $-896,800,000 $-1,177,300,000 $-1,269,500,000
Cash Flow From Continuing Financing Activities $-69,300,000 $-896,800,000 $-1,177,300,000 $-1,269,500,000
Net Other Financing Charges $5,200,000 $-124,500,000 $-57,700,000 $-412,000,000
Cash Dividends Paid $-321,500,000 $-349,000,000 $-364,200,000 $-381,600,000
Common Stock Dividend Paid $-321,500,000 $-349,000,000 $-364,200,000 $-381,600,000
Net Common Stock Issuance $-186,200,000 $-308,400,000 $-369,900,000 $-409,900,000
Other
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Repayment Of Debt $0 $-300,000,000 $-300,000,000 $-1,164,300,000
Issuance Of Debt $798,100,000 $0 $0 $891,700,000
Interest Paid Supplemental Data $114,000,000 $102,400,000 $97,200,000 $101,600,000
Income Tax Paid Supplemental Data $324,900,000 $197,400,000 $279,800,000 $185,900,000
End Cash Position $2,106,900,000 $1,786,200,000 $2,040,700,000 $2,110,900,000
Beginning Cash Position $1,786,200,000 $2,040,700,000 $2,110,900,000 $2,143,100,000
Changes In Cash $320,700,000 $-254,500,000 $-70,200,000 $-32,200,000
Proceeds From Stock Option Exercised $0 $200,000 $9,500,000 $11,600,000
Common Stock Payments $-186,200,000 $-308,400,000 $-369,900,000 $-409,900,000
Net Issuance Payments Of Debt $433,200,000 $-115,100,000 $-395,000,000 $-77,600,000
Net Short Term Debt Issuance $-364,900,000 $184,900,000 $-95,000,000 $195,000,000
Net Long Term Debt Issuance $798,100,000 $-300,000,000 $-300,000,000 $-272,600,000
Long Term Debt Payments $0 $-300,000,000 $-300,000,000 $-1,164,300,000
Long Term Debt Issuance $798,100,000 $0 $0 $891,700,000
Net Investment Purchase And Sale $129,500,000 $10,700,000 $-171,000,000 $552,000,000
Sale Of Investment $526,200,000 $506,000,000 $1,389,000,000 $985,000,000
Purchase Of Investment $-396,700,000 $-495,300,000 $-1,560,000,000 $-433,000,000
Net Business Purchase And Sale $0 $0 $887,200,000 $-149,100,000
Sale Of Business $0 $0 $887,200,000 $50,900,000
Net Intangibles Purchase And Sale $-81,400,000 $-88,500,000 $-104,400,000 $-69,400,000
Purchase Of Intangibles $-81,400,000 $-88,500,000 $-104,400,000 $-69,400,000
Net PPE Purchase And Sale $-37,400,000 $-22,900,000 $-31,900,000 $-37,700,000
Purchase Of PPE $-37,400,000 $-22,900,000 $-31,900,000 $-37,700,000
Change In Working Capital $-581,700,000 $-111,400,000 $-346,700,000 $-177,600,000
Change In Other Current Liabilities $-15,000,000 $15,400,000 $-27,400,000 $-23,600,000
Change In Other Current Assets $-125,700,000 $-36,300,000 $-209,200,000 $-73,000,000
Change In Payables And Accrued Expense $-441,000,000 $-90,500,000 $-110,100,000 $-81,000,000
Change In Payable $-441,000,000 $-90,500,000 $-110,100,000 $-81,000,000
Change In Account Payable $-46,400,000 $-22,400,000 $42,600,000 $-24,800,000
Change In Tax Payable $-394,600,000 $-68,100,000 $-152,700,000 $-56,200,000
Change In Income Tax Payable $-394,600,000 $-68,100,000 $-152,700,000 $-56,200,000
Other Non Cash Items $123,500,000 $113,900,000 $115,400,000 $149,600,000
Deferred Tax $-248,800,000 $-11,000,000 $-26,700,000 $-2,600,000
Deferred Income Tax $-248,800,000 $-11,000,000 $-26,700,000 $-2,600,000
Depreciation Amortization Depletion $179,100,000 $183,600,000 $183,800,000 $208,200,000
Depreciation And Amortization $179,100,000 $183,600,000 $183,800,000 $208,200,000
Amortization Cash Flow $141,700,000 $144,500,000 $141,100,000 $158,600,000
Amortization Of Intangibles $141,700,000 $144,500,000 $141,100,000 $158,600,000
Depreciation $37,400,000 $39,100,000 $42,700,000 $49,600,000
Gain Loss On Sale Of Business $0 $-18,000,000 $-254,800,000 $-47,900,000
Net Income From Continuing Operations $934,200,000 $626,000,000 $910,600,000 $805,800,000
Purchase Of Business - $0 $0 $-200,000,000
Pension And Employee Benefit Expense - $0 $0 $109,800,000
Fetched: 2026-02-02