S&P 500 6,976.44 ▲ 37.41 (+0.54%)
DOW 49,407.66 ▲ 515.19 (+1.05%)
NASDAQ 23,592.11 ▲ 130.29 (+0.56%)
US Markets Closed

WTM

White Mountains Insurance Group, Ltd.

Price Chart
Latest Quote

$2056.36

Current Price
Previous Close $2044.93
Open $2044.80
Day High $2060.40
Day Low $2039.50
Volume 12,100
Fetched: 2026-02-03T07:26:17
Stock Information
Quarterly Dividend / Yield $1.00 / 0.05%
Shares Outstanding 2.48M
Total Debt $765.80M
Cash Equivalents $1.42B
Revenue $2.49B
Net Income $138.50M
Sector Financial Services
Industry Insurance - Property & Casualty
Market Cap $5.23B
P/E Ratio 37.88
EPS (TTM) $54.29
Exchange NYQ
🌐 Visit Website
📊 Custom Metrics & Score
Score: 20/42
Debt to Equity 0.13
Debt to Earnings 1.78
Avg Revenue Growth 70.80%
Profit Margin 9.79%
Return on Equity 5.14%
Avg FCF Growth 355.05%
FCF Yield 11.22%
Score Explanation: The perfect score is 42/42 based on debt levels, profitability, growth rates, and cash flow metrics. FCF Yield is weighted most heavily as it shows what return the business currently generates.
Recent Price History
Date Close Volume
2026-02-02 $2056.36 13,900
2026-01-30 $2044.93 22,200
2026-01-29 $2052.17 15,900
2026-01-28 $2039.19 18,500
2026-01-27 $2052.44 17,000
2026-01-26 $2076.93 13,000
2026-01-23 $2056.64 8,600
2026-01-22 $2071.97 13,400
2026-01-21 $2073.85 18,900
2026-01-20 $2045.45 14,300
2026-01-16 $2056.36 17,300
2026-01-15 $2061.92 14,200
2026-01-14 $2076.96 15,300
2026-01-13 $2057.99 15,900
2026-01-12 $2060.84 13,900
2026-01-09 $2048.45 16,500
2026-01-08 $2074.49 22,700
2026-01-07 $2059.54 16,100
2026-01-06 $2047.31 31,200
2026-01-05 $2062.86 17,400
About White Mountains Insurance Group, Ltd.

White Mountains Insurance Group, Ltd., through its subsidiaries, engages in the provision of insurance and other financial services in the United States. It operates through four segments: Ark/WM Outrigger, HG Global, Kudu, and Bamboo. The Ark/WM Outrigger segment offers insurance and reinsurance products, including property, specialty, marine and energy, casualty, and accident and health. The HG Global segment provides reinsurance to BAM, focusing on single risk limits for small-to-medium sized, and public investment grade municipal bonds that are issued to finance public purpose projects, including schools, utilities, and transportation facilities. The Kudu segment offers capital solutions for boutique asset and wealth managers for various purposes comprising generational ownership transfers, management buyouts, acquisition and growth finance, and legacy partner liquidity, as well as strategic assistance to investees. The Bamboo segment is involved in the operation of a capital-light, tech- and data-enabled insurance distribution platform, which provides homeowners' insurance and related products to the residential property market. White Mountains Insurance Group, Ltd. was incorporated in 1980 and is headquartered in Hamilton, Bermuda.

📰 Latest News
White Mountains Insurance Group (NYSE:WTM) shareholders have earned a 15% CAGR over the last five years
Simply Wall St. • 2026-01-13T10:15:43Z
Article thumbnail
White Mountains Insurance Group (WTM): Assessing Valuation After a Steady Multi‑Year Share Price Climb
Simply Wall St. • 2025-12-03T18:07:33Z
Article thumbnail
Longleaf Partners Small-Cap Fund’s Investment Theses for White Mountains (WTM)
Insider Monkey • 2025-12-02T13:11:26Z
Article thumbnail
Congress Beat the Market Again—Here Are the 3 Stocks They Bought
MarketBeat • 2025-12-01T22:35:00Z
Article thumbnail
Exchange-Traded Funds, Equity Futures Higher Pre-Bell Friday on Reignited Rate Cut Hopes
MT Newswires • 2025-11-21T13:57:05Z
White Mountains Insurance Group, Ltd.'s (NYSE:WTM) Has Performed Well But Fundamentals Look Varied: Is There A Clear Direction For The Stock?
Simply Wall St. • 2025-11-20T10:28:38Z
Article thumbnail
White Mountains: Q3 Earnings Snapshot
Associated Press Finance • 2025-11-06T13:27:41Z
Here’s Why White Mountains Insurance Group Ltd (WTM) Fell in Q3
Insider Monkey • 2025-11-04T13:21:48Z
Article thumbnail
White Mountains Insurance Group (WTM): Examining Valuation Following Recent Share Price Momentum
Simply Wall St. • 2025-10-10T03:09:24Z
Article thumbnail
White Mountains enters $1.75bn deal to divest Bamboo
Life Insurance International • 2025-10-06T09:22:48Z
Article thumbnail
Income Statement (Annual)
Revenue
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total Revenue $2,354,300,000 $2,166,700,000 $1,157,900,000 $614,400,000
Operating Revenue $2,354,300,000 $2,166,700,000 $1,157,900,000 $614,400,000
Expenses
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Interest Expense $60,800,000 $62,700,000 $40,300,000 $20,500,000
Total Expenses $2,037,600,000 $1,601,300,000 $1,307,300,000 $888,000,000
Other Income Expense $86,900,000 $84,200,000 $136,800,000 $104,200,000
Net Non Operating Interest Income Expense $-60,800,000 $-62,700,000 $-40,300,000 $-20,500,000
Interest Expense Non Operating $60,800,000 $62,700,000 $40,300,000 $20,500,000
Other Operating Expenses $29,600,000 $40,400,000 $98,600,000 $69,300,000
General And Administrative Expense $490,100,000 $432,600,000 $364,100,000 $291,600,000
Loss Adjustment Expense $888,500,000 $726,800,000 $536,400,000 $314,800,000
Income & Earnings
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Net Income From Continuing Operation Net Minority Interest $230,400,000 $509,200,000 $-110,400,000 $-271,500,000
Net Interest Income $-60,800,000 $-62,700,000 $-40,300,000 $-20,500,000
Interest Income $15,800,000 $0 $0 -
Normalized Income $388,103,757 $547,673,000 $-96,733,000 $-267,485,000
Net Income From Continuing And Discontinued Operation $230,400,000 $509,200,000 $792,800,000 $-275,400,000
Net Income Common Stockholders $227,400,000 $502,000,000 $793,400,000 $-271,200,000
Net Income $230,400,000 $509,200,000 $792,800,000 $-275,400,000
Net Income Including Noncontrolling Interests $284,100,000 $580,900,000 $712,400,000 $-321,900,000
Net Income Discontinuous Operations $0 $0 $903,200,000 $-3,900,000
Net Income Continuous Operations $284,100,000 $580,900,000 $-190,800,000 $-318,000,000
Pretax Income $316,700,000 $565,400,000 $-149,400,000 $-273,600,000
Special Income Charges $-175,800,000 $-48,700,000 $-17,300,000 $-5,500,000
Depreciation And Amortization In Income Statement - - $5,200,000 $39,800,000
Per Share Metrics
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Diluted EPS $89.79 $198.60 $276.96 $-89.46
Basic EPS $89.79 $198.60 $276.96 $-89.46
Other
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Tax Effect Of Unusual Items $-18,096,243 $-10,227,000 $-3,633,000 $-1,485,000
Tax Rate For Calcs $0 $0 $0 $0
Total Unusual Items $-175,800,000 $-48,700,000 $-17,300,000 $-5,500,000
Total Unusual Items Excluding Goodwill $-175,800,000 $-48,700,000 $-17,300,000 $-5,500,000
Reconciled Depreciation $-6,400,000 $-17,800,000 $4,300,000 $21,600,000
EBIT $377,500,000 $628,100,000 $-109,100,000 $-253,100,000
Diluted Average Shares $2,565,987 $2,563,948 $2,862,507 $3,078,471
Basic Average Shares $2,565,987 $2,563,948 $2,862,507 $3,078,471
Diluted NI Availto Com Stockholders $227,400,000 $502,000,000 $793,400,000 $-271,200,000
Otherunder Preferred Stock Dividend $3,000,000 $7,200,000 $-600,000 $-3,200,000
Minority Interests $-53,700,000 $-71,700,000 $80,400,000 $46,500,000
Tax Provision $32,600,000 $-15,500,000 $41,400,000 $44,400,000
Other Special Charges $114,500,000 - - $28,700,000
Restructuring And Mergern Acquisition $61,300,000 $48,700,000 $17,300,000 $5,500,000
Selling General And Administration $490,100,000 $432,600,000 $364,100,000 $291,600,000
Other Gand A $490,100,000 $432,600,000 $364,100,000 $291,600,000
Net Policyholder Benefits And Claims $888,500,000 $726,800,000 $536,400,000 $314,800,000
Policyholder Benefits Gross $1,089,400,000 $782,500,000 $814,900,000 $442,900,000
Policyholder Benefits Ceded $200,900,000 $55,700,000 $278,500,000 $128,100,000
Preferred Stock Dividends - - $700,000 $-1,000,000
Amortization - - $5,200,000 $39,800,000
Fetched: 2026-02-02
Balance Sheet (Annual)
Assets
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Net Tangible Assets $3,763,400,000 $3,869,900,000 $3,354,500,000 $3,207,600,000
Total Assets $9,925,600,000 $8,385,900,000 $7,389,300,000 $7,000,700,000
Goodwill And Other Intangible Assets $720,300,000 $370,600,000 $392,400,000 $340,500,000
Receivables $1,829,000,000 $1,059,700,000 $1,146,000,000 $871,300,000
Notes Receivable $381,700,000 $0 - -
Accounts Receivable $1,447,300,000 $1,059,700,000 $1,146,000,000 $871,300,000
Cash Cash Equivalents And Short Term Investments $1,216,500,000 $1,609,600,000 $1,179,100,000 $605,800,000
Cash And Cash Equivalents $252,300,000 $121,700,000 $255,000,000 $147,700,000
Prepaid Assets - - $59,200,000 $67,100,000
Debt
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Net Debt $310,200,000 $442,900,000 $320,200,000 $273,200,000
Total Debt $562,500,000 $564,600,000 $575,200,000 $420,900,000
Long Term Debt And Capital Lease Obligation $562,500,000 $564,600,000 $575,200,000 $420,900,000
Long Term Debt $562,500,000 $564,600,000 $575,200,000 $420,900,000
Current Debt And Capital Lease Obligation - - - $218,200,000
Current Debt - - - $218,200,000
Liabilities
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total Liabilities Net Minority Interest $4,794,600,000 $3,824,300,000 $3,454,300,000 $3,296,000,000
Payables And Accrued Expenses $237,600,000 $81,100,000 $251,100,000 $424,100,000
Payables $237,600,000 $81,100,000 $251,100,000 $424,100,000
Accounts Payable $237,600,000 $81,100,000 $251,100,000 $424,100,000
Equity
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Common Stock Equity $4,483,700,000 $4,240,500,000 $3,746,900,000 $3,548,100,000
Total Equity Gross Minority Interest $5,131,000,000 $4,561,600,000 $3,935,000,000 $3,704,700,000
Stockholders Equity $4,483,700,000 $4,240,500,000 $3,746,900,000 $3,548,100,000
Gains Losses Not Affecting Retained Earnings $-1,700,000 $-1,600,000 $-3,500,000 $1,700,000
Retained Earnings $3,919,000,000 $3,690,800,000 $3,211,800,000 $2,957,500,000
Long Term Equity Investment $201,600,000 $254,900,000 $168,600,000 $261,600,000
Investments In Other Ventures Under Equity Method $201,600,000 $254,900,000 $168,600,000 $261,600,000
Other
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Ordinary Shares Number $2,568,148 $2,560,452 $2,572,156 $3,017,772
Share Issued $2,568,148 $2,560,452 $2,572,156 $3,017,772
Tangible Book Value $3,763,400,000 $3,869,900,000 $3,354,500,000 $3,207,600,000
Invested Capital $5,046,200,000 $4,805,100,000 $4,322,100,000 $3,969,000,000
Total Capitalization $5,046,200,000 $4,805,100,000 $4,322,100,000 $3,969,000,000
Minority Interest $647,300,000 $321,100,000 $188,100,000 $156,600,000
Foreign Currency Translation Adjustments $-1,700,000 $-1,600,000 $-3,500,000 $1,700,000
Additional Paid In Capital $563,800,000 $548,700,000 $536,000,000 $585,900,000
Capital Stock $2,600,000 $2,600,000 $2,600,000 $3,000,000
Common Stock $2,600,000 $2,600,000 $2,600,000 $3,000,000
Employee Benefits $79,300,000 $87,700,000 $114,100,000 $73,200,000
Investments And Advances $4,327,400,000 $4,390,500,000 $3,682,000,000 $2,879,700,000
Other Short Term Investments $964,200,000 $1,487,900,000 $924,100,000 $458,100,000
Treasury Shares Number - $0 - -
Line Of Credit - - - $218,200,000
Fetched: 2026-02-02
Cash Flow Statement (Annual)
Free Cash Flow
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Free Cash Flow $586,800,000 $404,100,000 $365,000,000 $38,600,000
Operating Activities
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Operating Cash Flow $586,800,000 $404,100,000 $365,000,000 $38,600,000
Cash Flow From Continuing Operating Activities $586,800,000 $404,100,000 $326,300,000 $-3,700,000
Operating Gains Losses $-70,400,000 $-434,200,000 $191,500,000 $246,100,000
Cash From Discontinued Operating Activities - $0 $38,700,000 $42,300,000
Investing Activities
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investing Cash Flow $-447,000,000 $-543,900,000 $115,500,000 $-208,300,000
Cash From Discontinued Investing Activities $0 $0 $7,100,000 $-56,500,000
Cash Flow From Continuing Investing Activities $-447,000,000 $-543,900,000 $108,400,000 $-151,800,000
Net Other Investing Changes $4,900,000 $-3,400,000 $-4,400,000 $650,100,000
Financing Activities
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Repurchase Of Capital Stock $-7,900,000 $-32,700,000 $-615,800,000 $-107,500,000
Financing Cash Flow $4,200,000 $7,200,000 $-344,900,000 $217,600,000
Cash From Discontinued Financing Activities $0 $0 $-5,900,000 $-1,000,000
Cash Flow From Continuing Financing Activities $4,200,000 $7,200,000 $-339,000,000 $218,600,000
Net Other Financing Charges $16,100,000 $55,800,000 $122,700,000 $47,600,000
Cash Dividends Paid $-2,500,000 $-2,600,000 $-3,000,000 $-3,100,000
Common Stock Dividend Paid $-2,500,000 $-2,600,000 $-3,000,000 $-3,100,000
Net Common Stock Issuance $-7,900,000 $-32,700,000 $-615,800,000 $-107,500,000
Dividends Received Cfi $195,700,000 $116,900,000 $115,400,000 $106,400,000
Issuance Of Capital Stock - - $74,600,000 $6,500,000
Common Stock Issuance - - $74,600,000 $6,500,000
Other
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Repayment Of Debt $-38,100,000 $-25,700,000 $-56,700,000 $-120,100,000
Issuance Of Debt $36,600,000 $12,400,000 $213,800,000 $401,700,000
End Cash Position $266,400,000 $122,400,000 $255,000,000 $147,700,000
Beginning Cash Position $122,400,000 $255,000,000 $147,700,000 $84,600,000
Changes In Cash $144,000,000 $-132,600,000 $135,600,000 $47,900,000
Common Stock Payments $-7,900,000 $-32,700,000 $-615,800,000 $-107,500,000
Net Issuance Payments Of Debt $-1,500,000 $-13,300,000 $157,100,000 $281,600,000
Net Short Term Debt Issuance $-1,500,000 $-13,300,000 $157,100,000 $281,600,000
Short Term Debt Payments $-38,100,000 $-25,700,000 $-56,700,000 $-120,100,000
Short Term Debt Issuance $36,600,000 $12,400,000 $213,800,000 $401,700,000
Net Investment Purchase And Sale $-432,000,000 $-674,700,000 $-1,326,700,000 $-918,900,000
Sale Of Investment $1,556,800,000 $793,200,000 $387,200,000 $721,900,000
Purchase Of Investment $-1,988,800,000 $-1,467,900,000 $-1,713,900,000 $-1,640,800,000
Net Business Purchase And Sale $-215,600,000 $17,300,000 $1,324,100,000 $10,600,000
Sale Of Business $16,200,000 $17,300,000 $1,392,000,000 $10,600,000
Purchase Of Business $-231,800,000 $0 $-67,900,000 $-39,100,000
Change In Working Capital $356,500,000 $346,700,000 $239,400,000 $170,700,000
Change In Other Working Capital $-50,500,000 $-3,900,000 $80,800,000 $10,700,000
Change In Payables And Accrued Expense $68,400,000 $-170,000,000 $-173,000,000 $-104,200,000
Change In Payable $68,400,000 $-170,000,000 $-173,000,000 $-104,200,000
Change In Account Payable $68,400,000 $-170,000,000 $-173,000,000 $-104,200,000
Change In Receivables $-351,700,000 $86,300,000 $-207,600,000 $-91,300,000
Changes In Account Receivables $-351,700,000 $86,300,000 $-207,600,000 $-91,300,000
Other Non Cash Items $6,100,000 $-39,900,000 $-809,500,000 $-169,600,000
Unrealized Gain Loss On Investment Securities $-500,000 $0 $0 $5,500,000
Amortization Of Securities $16,300,000 $15,300,000 $14,000,000 $14,700,000
Deferred Tax $11,100,000 $-46,900,000 $12,900,000 $34,700,000
Deferred Income Tax $11,100,000 $-46,900,000 $12,900,000 $34,700,000
Depreciation And Amortization $-6,400,000 $-17,800,000 $4,300,000 $21,600,000
Gain Loss On Investment Securities $-184,900,000 $-434,200,000 $191,500,000 $246,100,000
Gain Loss On Sale Of Business $114,500,000 $0 $0 $0
Net Income From Continuing Operations $284,100,000 $580,900,000 $712,400,000 $-321,900,000
Change In Prepaid Assets - - $7,900,000 $103,100,000
Effect Of Exchange Rate Changes - - - $200,000
Stock Based Compensation - - - $14,700,000
Fetched: 2026-02-02