WSFS
WSFS Financial Corporation
Price Chart
Latest Quote
$66.36
Current Price| Previous Close | $64.73 |
| Open | $64.73 |
| Day High | $66.68 |
| Day Low | $64.71 |
| Volume | 630,809 |
Stock Information
| Quarterly Dividend / Yield | $0.68 / 1.02% |
| Shares Outstanding | 53.41M |
| Total Debt | $302.68M |
| Cash Equivalents | $1.69B |
| Revenue | $1.02B |
| Net Income | $287.35M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $3.63B |
| P/E Ratio | 13.04 |
| EPS (TTM) | $5.09 |
| Exchange | NMS |
📊 Custom Metrics & Score
Score: 17/42| Debt to Equity | 0.15 |
| Debt to Earnings | 1.10 |
| Avg Revenue Growth | 17.25% |
| Profit Margin | 25.20% |
| Return on Equity | 10.18% |
| Avg FCF Growth | 18.18% |
| FCF Yield | 5.67% |
Score Explanation: The perfect score is 42/42 based on debt levels, profitability, growth rates, and cash flow metrics. FCF Yield is weighted most heavily as it shows what return the business currently generates.
Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-02-02 | $66.36 | 663,300 |
| 2026-01-30 | $64.73 | 567,100 |
| 2026-01-29 | $64.72 | 718,100 |
| 2026-01-28 | $62.23 | 833,100 |
| 2026-01-27 | $61.67 | 679,300 |
| 2026-01-26 | $57.92 | 375,700 |
| 2026-01-23 | $57.74 | 308,200 |
| 2026-01-22 | $59.90 | 532,700 |
| 2026-01-21 | $59.18 | 355,400 |
| 2026-01-20 | $56.27 | 270,100 |
| 2026-01-16 | $56.62 | 279,500 |
| 2026-01-15 | $57.19 | 343,100 |
| 2026-01-14 | $56.15 | 459,500 |
| 2026-01-13 | $55.75 | 314,400 |
| 2026-01-12 | $55.79 | 436,000 |
| 2026-01-09 | $56.46 | 273,900 |
| 2026-01-08 | $57.19 | 377,400 |
| 2026-01-07 | $56.44 | 271,800 |
| 2026-01-06 | $56.49 | 304,600 |
| 2026-01-05 | $56.54 | 414,300 |
About WSFS Financial Corporation
WSFS Financial Corporation operates as the savings and loan holding company for the Wilmington Savings Fund Society, FSB that provides various banking services in the United States. It operates through WSFS Bank, Cash Connect, and Wealth Management segments. It offers various deposit products, including savings accounts, demand deposits, interest-bearing demand deposits, money market deposit accounts, and certificates of deposit, as well as accepts jumbo certificates of deposit from individuals, businesses, and municipalities. The company also provides various loans, which comprise fixed and adjustable rate residential loans; commercial mortgage and commercial loans; commercial construction loans; commercial loans for working capital, financing equipment and real estate acquisitions, business expansion and other business purposes; and consumer credit products, such as home equity loans, home equity lines of credit, automobile loans, unsecured lines of credit, and other secured and unsecured personal installment loans. In addition, it offers insurance products; planning and advisory services, investment management, trust services, and credit and deposit products to individual, corporate and institutional clients; retail securities and insurance brokerage services; mortgage and title services; residential mortgage and refinancing solutions; and leases small equipment and fixed assets, as well as provides financial planning, customized investment strategies, brokerage products, fiduciary, and wealth management services. Further, the company provides ATM vault cash, smart safe, and other cash logistics services; and online reporting and ATM cash management, predictive cash ordering and reconcilement services, armored carrier management, loss protection, and deposit safe cash logistics services, as well as trustee, agency, bankruptcy administration, custodial and commercial domicile services. The company was founded in 1832 and is headquartered in Wilmington, Delaware.
📰 Latest News
5 Must-Read Analyst Questions From WSFS Financial’s Q4 Earnings Call
StockStory • 2026-02-02T05:32:13Z
Is WSFS Financial (WSFS) Share Price Justified After Recent Double Digit Returns?
Simply Wall St. • 2026-01-31T18:13:33Z
WSFS Financial Corp (WSFS) Q4 2025 Earnings Call Highlights: Strong EPS Growth and Robust ...
GuruFocus.com • 2026-01-28T01:02:06Z
WSFS Q4 Deep Dive: Commercial Lending and Wealth Management Drive Positive Momentum
StockStory • 2026-01-27T21:10:56Z
WSFS Financial Q4 Earnings Call Highlights
MarketBeat • 2026-01-27T19:24:35Z
WSFS Financial (WSFS) Q4 Earnings and Revenues Beat Estimates
Zacks • 2026-01-26T22:20:02Z
WSFS Financial’s (NASDAQ:WSFS) Q4 CY2025: Beats On Revenue
StockStory • 2026-01-26T22:07:11Z
WSFS: Q4 Earnings Snapshot
Associated Press Finance • 2026-01-26T21:21:41ZWSFS (WSFS) Q3 2024 Earnings Call Transcript
Motley Fool • 2026-01-26T15:58:46Z
A Look At WSFS Financial (WSFS) Valuation As Investor Focus Rises Before Upcoming Earnings Release
Simply Wall St. • 2026-01-26T07:07:11Z
Income Statement (Annual)
Revenue
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Total Revenue | $1,046,358,000 | $1,014,974,000 | $923,024,000 | $619,129,000 |
| Operating Revenue | $1,046,358,000 | $1,014,974,000 | $923,024,000 | $619,129,000 |
Expenses
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Interest Expense | $358,144,000 | $251,419,000 | $40,925,000 | $22,720,000 |
| Selling And Marketing Expense | $7,824,000 | $7,914,000 | $7,230,000 | $5,413,000 |
| General And Administrative Expense | $343,968,000 | $299,980,000 | $290,003,000 | $218,248,000 |
| Professional Expense And Contract Services Expense | $20,164,000 | $21,200,000 | $18,497,000 | $15,614,000 |
| Other Non Interest Expense | $176,441,000 | $139,060,000 | $111,193,000 | $79,127,000 |
Income & Earnings
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Income From Continuing Operation Net Minority Interest | $263,671,000 | $269,156,000 | $222,375,000 | $271,442,000 |
| Net Interest Income | $705,438,000 | $725,103,000 | $662,890,000 | $433,649,000 |
| Interest Income | $1,063,582,000 | $976,522,000 | $703,815,000 | $456,369,000 |
| Normalized Income | $266,362,414 | $275,642,337 | $270,704,502 | $270,765,731 |
| Net Income From Continuing And Discontinued Operation | $263,671,000 | $269,156,000 | $222,375,000 | $271,442,000 |
| Net Income Common Stockholders | $263,671,000 | $269,156,000 | $222,375,000 | $271,442,000 |
| Net Income | $263,671,000 | $269,156,000 | $222,375,000 | $271,442,000 |
| Net Income Including Noncontrolling Interests | $263,495,000 | $269,025,000 | $222,648,000 | $271,605,000 |
| Net Income Continuous Operations | $263,495,000 | $269,025,000 | $222,648,000 | $271,605,000 |
| Pretax Income | $347,259,000 | $365,270,000 | $300,609,000 | $357,700,000 |
| Special Income Charges | $-3,546,000 | $-8,801,000 | $-65,222,000 | $891,000 |
Per Share Metrics
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Diluted EPS | $4.41 | $4.40 | $3.49 | $5.69 |
| Basic EPS | $4.50 | $4.45 | $3.61 | $5.70 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Tax Effect Of Unusual Items | $-854,586 | $-2,314,663 | $-16,892,498 | $214,731 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-3,546,000 | $-8,801,000 | $-65,222,000 | $891,000 |
| Total Unusual Items Excluding Goodwill | $-3,546,000 | $-8,801,000 | $-65,222,000 | $891,000 |
| Reconciled Depreciation | $39,702,000 | $48,602,000 | $60,543,000 | $37,837,000 |
| Diluted Average Shares | $59,738,889 | $61,220,647 | $63,658,611 | $47,703,243 |
| Basic Average Shares | $58,657,209 | $60,537,831 | $61,611,912 | $47,608,740 |
| Diluted NI Availto Com Stockholders | $263,671,000 | $269,156,000 | $222,375,000 | $271,442,000 |
| Minority Interests | $176,000 | $131,000 | $-273,000 | $-163,000 |
| Tax Provision | $83,764,000 | $96,245,000 | $77,961,000 | $86,095,000 |
| Other Special Charges | $880,000 | $5,100,000 | - | $-15,000,000 |
| Restructuring And Mergern Acquisition | $2,666,000 | $3,701,000 | $65,222,000 | $13,022,000 |
| Gain On Sale Of Security | $2,309,000 | $9,822,000 | $5,980,000 | $4,766,000 |
| Selling General And Administration | $351,792,000 | $307,894,000 | $297,233,000 | $223,661,000 |
| Insurance And Claims | $11,286,000 | $10,787,000 | $6,098,000 | $4,081,000 |
| Salaries And Wages | $332,682,000 | $289,193,000 | $283,905,000 | $214,167,000 |
| Occupancy And Equipment | $85,323,000 | $84,426,000 | $81,879,000 | $61,842,000 |
| Other Gand A | - | - | - | $14,074,000 |
Balance Sheet (Annual)
Assets
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Tangible Assets | $1,601,591,000 | $1,473,076,000 | $1,192,881,000 | $1,391,868,000 |
| Total Assets | $20,814,304,000 | $20,594,672,000 | $19,914,755,000 | $15,777,327,000 |
| Goodwill And Other Intangible Assets | $988,161,000 | $1,004,560,000 | $1,012,232,000 | $547,231,000 |
| Other Intangible Assets | $102,263,000 | $118,662,000 | $128,595,000 | $74,403,000 |
| Receivables | $732,187,000 | $709,601,000 | $633,429,000 | $393,872,000 |
| Other Receivables | $647,516,000 | $623,622,000 | $558,981,000 | $352,276,000 |
| Accounts Receivable | $84,671,000 | $85,979,000 | $74,448,000 | $41,596,000 |
| Cash And Cash Equivalents | $1,153,117,000 | $1,088,630,000 | $832,608,000 | $1,527,889,000 |
| Cash Financial | $1,153,042,000 | $1,088,199,000 | $831,978,000 | $1,527,519,000 |
| Cash Cash Equivalents And Federal Funds Sold | $1,154,818,000 | $1,092,900,000 | $837,258,000 | $1,532,939,000 |
Debt
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Total Debt | $383,607,000 | $895,076,000 | $726,894,000 | $239,477,000 |
| Long Term Debt And Capital Lease Obligation | $383,607,000 | $895,076,000 | $726,894,000 | $239,477,000 |
| Long Term Debt | $383,607,000 | $895,076,000 | $726,894,000 | $239,477,000 |
Liabilities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Total Liabilities Net Minority Interest | $18,234,928,000 | $18,124,857,000 | $17,712,869,000 | $13,840,311,000 |
| Payables And Accrued Expenses | $38,173,000 | $46,684,000 | $5,174,000 | $736,000 |
| Payables | $38,173,000 | $46,684,000 | $5,174,000 | $736,000 |
| Accounts Payable | $38,173,000 | $46,684,000 | $5,174,000 | $736,000 |
Equity
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Common Stock Equity | $2,589,752,000 | $2,477,636,000 | $2,205,113,000 | $1,939,099,000 |
| Total Equity Gross Minority Interest | $2,579,376,000 | $2,469,815,000 | $2,201,886,000 | $1,937,016,000 |
| Stockholders Equity | $2,589,752,000 | $2,477,636,000 | $2,205,113,000 | $1,939,099,000 |
| Gains Losses Not Affecting Retained Earnings | $-624,877,000 | $-593,991,000 | $-675,844,000 | $-37,768,000 |
| Other Equity Adjustments | $-624,877,000 | $-593,991,000 | $-675,844,000 | $-37,768,000 |
| Retained Earnings | $1,871,523,000 | $1,643,657,000 | $1,411,243,000 | $1,224,614,000 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Treasury Shares Number | $17,607,002 | $15,557,263 | $14,310,085 | $10,086,936 |
| Ordinary Shares Number | $58,657,209 | $60,537,831 | $61,611,912 | $47,608,740 |
| Share Issued | $76,264,211 | $76,095,094 | $75,921,997 | $57,695,676 |
| Tangible Book Value | $1,601,591,000 | $1,473,076,000 | $1,192,881,000 | $1,391,868,000 |
| Invested Capital | $2,973,359,000 | $3,372,712,000 | $2,932,007,000 | $2,178,576,000 |
| Total Capitalization | $2,973,359,000 | $3,372,712,000 | $2,932,007,000 | $2,178,576,000 |
| Minority Interest | $-10,376,000 | $-7,821,000 | $-3,227,000 | $-2,083,000 |
| Treasury Stock | $653,848,000 | $557,537,000 | $505,255,000 | $307,321,000 |
| Additional Paid In Capital | $1,996,191,000 | $1,984,746,000 | $1,974,210,000 | $1,058,997,000 |
| Capital Stock | $763,000 | $761,000 | $759,000 | $577,000 |
| Common Stock | $763,000 | $761,000 | $759,000 | $577,000 |
| Investments And Advances | $4,543,993,000 | $4,922,528,000 | $5,230,799,000 | $5,306,471,000 |
| Held To Maturity Securities | $1,015,161,000 | $1,058,557,000 | $1,111,619,000 | $90,642,000 |
| Available For Sale Securities | $3,512,134,000 | $3,863,971,000 | $4,119,180,000 | $5,215,829,000 |
| Goodwill | $885,898,000 | $885,898,000 | $883,637,000 | $472,828,000 |
| Net PPE | $86,028,000 | $104,484,000 | $115,603,000 | $87,295,000 |
| Accumulated Depreciation | $-114,844,000 | $-106,683,000 | $-100,864,000 | $-102,668,000 |
| Gross PPE | $200,872,000 | $211,167,000 | $216,467,000 | $189,963,000 |
| Leases | $76,685,000 | $70,431,000 | $77,845,000 | $66,098,000 |
| Machinery Furniture Equipment | $63,994,000 | $57,555,000 | $55,284,000 | $70,915,000 |
| Buildings And Improvements | $36,508,000 | $49,262,000 | $49,406,000 | $34,481,000 |
| Land And Improvements | $23,685,000 | $33,919,000 | $33,932,000 | $18,469,000 |
| Other Short Term Investments | $16,698,000 | $0 | $0 | $0 |
Cash Flow Statement (Annual)
Free Cash Flow
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Free Cash Flow | $205,641,000 | $230,597,000 | $472,045,000 | $119,072,000 |
Operating Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Operating Cash Flow | $219,899,000 | $237,003,000 | $480,854,000 | $125,648,000 |
| Cash Flow From Continuing Operating Activities | $219,899,000 | $237,003,000 | $480,854,000 | $125,648,000 |
| Operating Gains Losses | $-2,309,000 | $-9,493,000 | $-221,000 | $375,000 |
Investing Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Capital Expenditure | $-14,258,000 | $-6,406,000 | $-8,809,000 | $-6,576,000 |
| Investing Cash Flow | $-66,732,000 | $-326,261,000 | $-137,367,000 | $-1,492,368,000 |
| Cash Flow From Continuing Investing Activities | $-66,732,000 | $-326,261,000 | $-137,367,000 | $-1,492,368,000 |
| Net Other Investing Changes | $11,124,000 | $65,304,000 | $-11,910,000 | $2,187,000 |
Financing Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Repurchase Of Capital Stock | $-96,311,000 | $-54,647,000 | $-200,083,000 | $-13,268,000 |
| Issuance Of Capital Stock | $466,000 | $3,298,000 | $3,179,000 | $1,522,000 |
| Financing Cash Flow | $-91,249,000 | $344,900,000 | $-1,039,168,000 | $1,244,924,000 |
| Cash Flow From Continuing Financing Activities | $-91,249,000 | $344,900,000 | $-1,039,168,000 | $1,244,924,000 |
| Net Other Financing Charges | $-3,299,000 | $-4,463,000 | $-504,000 | - |
| Cash Dividends Paid | $-35,805,000 | $-36,742,000 | $-35,746,000 | $-24,242,000 |
| Common Stock Dividend Paid | $-35,805,000 | $-36,742,000 | $-35,746,000 | $-24,242,000 |
| Net Common Stock Issuance | $-95,845,000 | $-51,349,000 | $-196,904,000 | $-11,746,000 |
| Common Stock Issuance | $466,000 | $3,298,000 | $3,179,000 | $1,522,000 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Repayment Of Debt | $-13,786,839,000 | $-7,575,000,000 | $-1,523,100,000 | $-107,623,000 |
| Issuance Of Debt | $13,272,879,000 | $7,760,000,000 | $1,873,100,000 | $1,000,000 |
| Interest Paid Supplemental Data | $366,655,000 | $209,909,000 | $36,487,000 | $23,434,000 |
| Income Tax Paid Supplemental Data | $82,122,000 | $99,136,000 | $58,148,000 | $40,691,000 |
| End Cash Position | $1,154,818,000 | $1,092,900,000 | $837,258,000 | $1,532,939,000 |
| Beginning Cash Position | $1,092,900,000 | $837,258,000 | $1,532,939,000 | $1,654,735,000 |
| Changes In Cash | $61,918,000 | $255,642,000 | $-695,681,000 | $-121,796,000 |
| Common Stock Payments | $-96,311,000 | $-54,647,000 | $-200,083,000 | $-13,268,000 |
| Net Issuance Payments Of Debt | $-513,960,000 | $185,000,000 | $350,000,000 | $-106,623,000 |
| Net Long Term Debt Issuance | $-513,960,000 | $185,000,000 | $350,000,000 | $-106,623,000 |
| Long Term Debt Payments | $-13,786,839,000 | $-7,575,000,000 | $-1,523,100,000 | $-107,623,000 |
| Long Term Debt Issuance | $13,272,879,000 | $7,760,000,000 | $1,873,100,000 | $1,000,000 |
| Net Investment Purchase And Sale | $344,287,000 | $418,006,000 | $-257,101,000 | $-2,753,801,000 |
| Sale Of Investment | $411,720,000 | $445,695,000 | $1,081,789,000 | $736,795,000 |
| Purchase Of Investment | $-67,433,000 | $-27,689,000 | $-1,338,890,000 | $-3,490,596,000 |
| Net Business Purchase And Sale | $0 | $-3,000,000 | $573,745,000 | $0 |
| Net PPE Purchase And Sale | $-14,258,000 | $-6,389,000 | $-7,618,000 | $-6,149,000 |
| Sale Of PPE | $0 | $17,000 | $1,191,000 | $427,000 |
| Purchase Of PPE | $-14,258,000 | $-6,406,000 | $-8,809,000 | $-6,576,000 |
| Change In Working Capital | $-40,912,000 | $-49,195,000 | $215,578,000 | $-65,163,000 |
| Change In Other Working Capital | $-531,000 | $-2,053,000 | $-1,311,000 | $-1,048,000 |
| Change In Other Current Liabilities | $74,334,000 | $-73,198,000 | $298,774,000 | $-16,748,000 |
| Change In Other Current Assets | $-106,041,000 | $-2,185,000 | $-58,852,000 | $-46,378,000 |
| Change In Payables And Accrued Expense | $-8,511,000 | $41,510,000 | $1,196,000 | $-714,000 |
| Change In Payable | $-8,511,000 | $41,510,000 | $1,196,000 | $-714,000 |
| Change In Account Payable | $-8,511,000 | $41,510,000 | $1,196,000 | $-714,000 |
| Change In Receivables | $1,308,000 | $-11,531,000 | $-22,151,000 | $2,739,000 |
| Changes In Account Receivables | $1,308,000 | $-11,531,000 | $-22,151,000 | $2,739,000 |
| Other Non Cash Items | $-81,019,000 | $-86,510,000 | $-33,990,000 | $-4,053,000 |
| Stock Based Compensation | $11,901,000 | $9,605,000 | $6,349,000 | $5,694,000 |
| Unrealized Gain Loss On Investment Securities | $0 | $-329,000 | $-5,980,000 | $-5,141,000 |
| Deferred Tax | $-8,162,000 | $-5,397,000 | $-4,005,000 | $39,838,000 |
| Deferred Income Tax | $-8,162,000 | $-5,397,000 | $-4,005,000 | $39,838,000 |
| Depreciation Amortization Depletion | $39,702,000 | $48,602,000 | $60,543,000 | $37,837,000 |
| Depreciation And Amortization | $39,702,000 | $48,602,000 | $60,543,000 | $37,837,000 |
| Amortization Cash Flow | $15,680,000 | $15,527,000 | $18,401,000 | $10,583,000 |
| Amortization Of Intangibles | $15,680,000 | $15,527,000 | $18,401,000 | $10,583,000 |
| Depreciation | $24,022,000 | $33,075,000 | $42,142,000 | $27,254,000 |
| Gain Loss On Investment Securities | $-2,309,000 | $-9,493,000 | $0 | $375,000 |
| Net Income From Continuing Operations | $263,495,000 | $269,025,000 | $222,648,000 | $271,605,000 |
| Sale Of Business | - | - | $573,745,000 | $0 |