WRLD

World Acceptance Corporation

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Latest Quote

$188.35

-1.70 (-0.89%)
Current Price
Previous Close $190.05
Open $190.30
Day High $194.09
Day Low $188.07
Volume 91,456
Fetched: 2026-08-30T08:15:44
Stock Information
Shares Outstanding 4.66M
Total Debt $648.07M
Cash Equivalents $10.42M
Revenue $591.22M
Net Income $39.11M
Sector Financial Services
Industry Credit Services
Market Cap $878.31M
P/E Ratio 23.54
EPS (TTM) $8.00
Exchange NMS
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Recent Price History
No history data available. Data will be fetched automatically.
About World Acceptance Corporation

World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides income tax return preparation and electronic filing services; and automobile club memberships to borrowers. The company serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.

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Income Statement (Annual)
Metric 2026-03-31 2025-03-31 2024-03-31 2023-03-31
Revenue
Total Revenue $535,724,032 $521,461,456 $524,578,161 $566,082,770
Operating Revenue $535,724,032 $521,461,456 $524,578,161 $566,082,770
Expenses
Interest Expense $49,442,668 $42,709,580 $48,232,287 $50,462,594
Selling And Marketing Expense $10,586,674 $10,224,708 $9,932,122 $6,096,083
General And Administrative Expense $239,746,263 $177,756,718 $204,671,991 $216,804,613
Other Non Interest Expense - - - -
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $34,586,024 $89,242,722 $77,046,344 $21,231,990
Net Interest Income $435,387,507 $422,380,937 $420,295,574 $457,873,087
Interest Income $484,830,175 $465,090,517 $468,527,861 $508,335,681
Normalized Income $34,586,024 $89,242,722 $77,046,344 $21,231,990
Net Income From Continuing And Discontinued Operation $34,586,024 $89,242,722 $77,046,344 $21,231,990
Net Income Common Stockholders $34,586,024 $89,242,722 $77,046,344 $21,231,990
Net Income $34,586,024 $89,242,722 $77,046,344 $21,231,990
Net Income Including Noncontrolling Interests $34,586,024 $89,242,722 $77,046,344 $21,231,990
Net Income Continuous Operations $34,586,024 $89,242,722 $77,046,344 $21,231,990
Pretax Income $45,242,515 $111,314,948 $99,004,782 $27,145,773
Depreciation Amortization Depletion Income Statement $3,185,166 $3,809,753 $4,219,846 $4,466,535
Depreciation And Amortization In Income Statement $3,185,166 $3,809,753 $4,219,846 $4,466,535
Amortization Of Intangibles Income Statement $3,185,166 $3,809,753 $4,219,846 $4,466,535
Average Dilution Earnings - $0 $0 $0
Net Income Discontinuous Operations - - - -
Per Share
Diluted EPS $6.97 $16.21 $13.02 $3.41
Basic EPS $7.52 $16.45 $13.02 $3.41
Other
Tax Effect Of Unusual Items $0 $0 $0 $0
Tax Rate For Calcs $0 $0 $0 $0
Reconciled Depreciation $8,987,019 $10,134,789 $10,888,403 $10,910,353
Diluted Average Shares $5,026,000 $5,506,985 $5,938,665 $6,231,082
Basic Average Shares $4,656,505 $5,425,483 $5,938,665 $6,231,082
Diluted NI Availto Com Stockholders $34,586,024 $89,242,722 $77,046,344 $21,231,990
Tax Provision $10,656,491 $22,072,226 $21,958,438 $5,913,783
Amortization $3,185,166 $3,809,753 $4,219,846 $4,466,535
Selling General And Administration $250,332,937 $187,981,426 $214,604,113 $222,900,696
Other Gand A $39,725,040 $36,696,936 $40,217,781 $39,113,656
Salaries And Wages $200,021,223 $141,059,782 $164,454,210 $177,690,957
Occupancy And Equipment $48,361,063 $49,139,934 $49,776,200 $52,106,567
Fetched: 2026-08-30
Balance Sheet (Annual)
Metric 2026-03-31 2025-03-31 2024-03-31 2023-03-31
Assets
Net Tangible Assets $339,425,085 $422,226,115 $405,986,692 $362,566,367
Total Assets $1,054,120,644 $1,008,488,241 $1,056,351,043 $1,117,318,141
Goodwill And Other Intangible Assets $11,580,206 $14,765,372 $18,440,524 $22,660,370
Other Intangible Assets $4,209,415 $7,394,581 $11,069,733 $15,289,579
Receivables $2,420,571 $0 $3,091,229 $0
Other Receivables $2,420,571 - $3,091,229 -
Cash And Cash Equivalents $6,071,077 $4,714,459 $11,839,460 $16,508,935
Cash Cash Equivalents And Federal Funds Sold $29,374,530 $9,730,296 $11,839,460 $16,508,935
Debt
Net Debt $581,157,724 $442,155,227 $484,189,304 $578,754,781
Total Debt $661,193,509 $525,559,409 $577,949,629 $678,998,718
Long Term Debt And Capital Lease Obligation $661,193,509 $525,559,409 $577,949,629 $678,998,718
Long Term Debt $587,228,801 $446,869,686 $496,028,764 $595,263,716
Liabilities
Total Liabilities Net Minority Interest $703,115,353 $571,496,754 $631,923,827 $732,091,404
Non Current Deferred Liabilities $3,925,529 $3,349,571 - -
Payables And Accrued Expenses $37,996,315 $42,587,774 $53,974,198 $53,092,686
Payables $37,996,315 $42,587,774 $53,974,198 $53,092,686
Total Tax Payable $0 $222,742 $0 $2,532,766
Income Tax Payable $0 $222,742 $0 $2,532,766
Accounts Payable $37,996,315 $42,365,032 $53,974,198 $50,559,920
Equity
Common Stock Equity $351,005,291 $436,991,487 $424,427,216 $385,226,737
Total Equity Gross Minority Interest $351,005,291 $436,991,487 $424,427,216 $385,226,737
Stockholders Equity $351,005,291 $436,991,487 $424,427,216 $385,226,737
Retained Earnings $71,562,880 $170,565,009 $137,994,264 $97,154,898
Other
Ordinary Shares Number $4,656,505 $5,374,012 $5,938,665 $6,231,082
Share Issued $4,656,505 $5,374,012 $5,938,665 $6,231,082
Tangible Book Value $339,425,085 $422,226,115 $405,986,692 $362,566,367
Invested Capital $938,234,092 $883,861,173 $920,455,980 $980,490,453
Capital Lease Obligations $73,964,708 $78,689,723 $81,920,865 $83,735,002
Total Capitalization $938,234,092 $883,861,173 $920,455,980 $980,490,453
Additional Paid In Capital $279,442,411 $266,426,478 $286,432,952 $288,071,839
Capital Stock $0 $0 $0 $0
Preferred Stock $0 $0 $0 $0
Non Current Deferred Revenue $3,925,529 $3,349,571 - -
Long Term Capital Lease Obligation $73,964,708 $78,689,723 $81,920,865 $83,735,002
Goodwill $7,370,791 $7,370,791 $7,370,791 $7,370,791
Net PPE $88,957,382 $96,000,620 $102,398,435 $105,215,320
Accumulated Depreciation $-64,587,892 $-60,669,785 $-56,173,639 $-51,161,252
Gross PPE $153,545,274 $156,670,405 $158,572,074 $156,376,572
Other Properties $71,526,768 $76,234,832 $79,501,238 $81,289,240
Machinery Furniture Equipment $60,352,125 $59,465,807 $58,814,442 $56,482,568
Buildings And Improvements $21,621,938 $20,869,323 $20,155,951 $18,504,321
Land And Improvements $44,443 $100,443 $100,443 $100,443
Fetched: 2026-08-30
Cash Flow Statement (Annual)
Metric 2026-03-31 2025-03-31 2024-03-31 2023-03-31
Free Cash Flow
Free Cash Flow $255,476,547 $250,479,818 $259,850,618 $285,726,013
Operating Activities
Operating Cash Flow $259,358,889 $254,163,602 $265,783,366 $291,553,786
Cash Flow From Continuing Operating Activities $259,358,889 $254,163,602 $265,783,366 $291,553,786
Operating Gains Losses $3,326,918 $-1,042,878 $-1,801,747 $-5,812,608
Investing Activities
Capital Expenditure $-3,882,342 $-3,683,784 $-5,932,748 $-5,827,773
Investing Cash Flow $-232,882,761 $-152,750,703 $-135,137,818 $-180,583,800
Cash Flow From Continuing Investing Activities $-232,882,761 $-152,750,703 $-135,137,818 $-180,583,800
Net Other Investing Changes - - - -
Financing Activities
Repurchase Of Capital Stock $-132,421,630 $-54,195,564 $-36,204,531 $-14,314,089
Financing Cash Flow $-6,831,894 $-103,522,063 $-135,315,023 $-113,697,373
Cash Flow From Continuing Financing Activities $-6,831,894 $-103,522,063 $-135,315,023 $-113,697,373
Net Other Financing Charges $-13,634,719 $-2,726,535 $-3,443,615 $-3,724,515
Net Common Stock Issuance $-132,421,630 $-54,195,564 $-36,204,531 $-14,314,089
Other
Repayment Of Debt $-865,961,469 $-465,556,386 $-404,235,815 $-410,176,637
Issuance Of Debt $1,002,448,024 $416,597,875 $305,700,964 $313,862,948
Interest Paid Supplemental Data $47,400,700 $44,691,237 $48,836,325 $51,761,768
Income Tax Paid Supplemental Data $1,166,523 $3,654,628 $8,952,124 $10,783,143
End Cash Position $29,374,530 $9,730,296 $11,839,460 $16,508,935
Beginning Cash Position $9,730,296 $11,839,460 $16,508,935 $19,236,322
Changes In Cash $19,644,234 $-2,109,164 $-4,669,475 $-2,727,387
Proceeds From Stock Option Exercised $2,737,900 $2,358,547 $2,867,974 $654,920
Common Stock Payments $-132,421,630 $-54,195,564 $-36,204,531 $-14,314,089
Net Issuance Payments Of Debt $136,486,555 $-48,958,511 $-98,534,851 $-96,313,689
Net Long Term Debt Issuance $136,486,555 $-48,958,511 $-98,534,851 $-96,313,689
Long Term Debt Payments $-865,961,469 $-465,556,386 $-404,235,815 $-410,176,637
Long Term Debt Issuance $1,002,448,024 $416,597,875 $305,700,964 $313,862,948
Net PPE Purchase And Sale $-3,089,731 $-3,133,540 $-5,582,574 $-5,297,992
Sale Of PPE $792,611 $550,244 $350,174 $529,781
Purchase Of PPE $-3,882,342 $-3,683,784 $-5,932,748 $-5,827,773
Change In Working Capital $-2,087,485 $-7,043,037 $-890,519 $-21,480,774
Change In Other Working Capital $-2,643,313 $3,313,971 $-5,623,995 $-4,851,403
Change In Other Current Assets $5,515,111 $1,067,841 $1,217,574 $-9,147,152
Change In Payables And Accrued Expense $-5,535,241 $-12,095,278 $3,112,948 $-7,482,219
Change In Payable $-5,535,241 $-12,095,278 $3,112,948 $-7,482,219
Change In Account Payable $-5,535,241 $-12,095,278 $3,112,948 $-7,482,219
Other Non Cash Items $-881,651 $2,380,160 $400,438 $4,764,540
Stock Based Compensation $19,342,502 $-19,688,968 $-1,683,087 $9,052,835
Deferred Tax $-7,089,590 $-2,519,983 $10,633,533 $-2,102,085
Deferred Income Tax $-7,089,590 $-2,519,983 $10,633,533 $-2,102,085
Depreciation Amortization Depletion $8,987,019 $10,134,789 $10,888,403 $10,910,353
Depreciation And Amortization $8,987,019 $10,134,789 $10,888,403 $10,910,353
Amortization Cash Flow $3,185,166 $3,809,753 $4,219,846 $4,466,535
Amortization Of Intangibles $3,185,166 $3,809,753 $4,219,846 $4,466,535
Depreciation $5,801,853 $6,325,036 $6,668,557 $6,443,818
Gain Loss On Sale Of PPE $-376,948 $-60,087 $-57,100 $11,837
Net Income From Continuing Operations $34,586,024 $89,242,722 $77,046,344 $21,231,990
Net Intangibles Purchase And Sale - - - -
Purchase Of Intangibles - - - -
Effect Of Exchange Rate Changes - - - -
Net Business Purchase And Sale - - - -
Sale Of Business - - - -
Purchase Of Business - - - -
Fetched: 2026-08-30