WCCB
West Coast Community Bancorp
Price Chart
Latest Quote
$63.46
+0.99 (+1.58%)
Current Price
| Previous Close | $62.47 |
| Open | $63.01 |
| Day High | $63.83 |
| Day Low | $62.93 |
| Volume | 108,586 |
Stock Information
| Quarterly Dividend / Yield | $1.16 / 1.83% |
| Shares Outstanding | 10.52M |
| Quarterly Dividend Yield | 1.83% |
| Quarterly Dividend | $1.16 |
| Total Debt | $8.14M |
| Cash Equivalents | $146.97M |
| Revenue | $136.69M |
| Net Income | $52.98M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $667.86M |
| P/E Ratio | 12.59 |
| EPS (TTM) | $5.04 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $528.37M |
| Sales | $136.69M |
| Income | $52.98M |
| Book/sh | $37.90 |
| Cash/sh | $13.97 |
| Employees | 209 |
Financial Ratios
| EPS Growth TTM | -5.90% |
Returns & Margins
| ROA | 1.89% |
| ROE | 14.03% |
| Operating Margin | 55.86% |
| Profit Margin | 38.76% |
Ownership
| Insider Ownership | 3.53% |
| Institutional Ownership | 6.77% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 11.14 |
| P/S | 4.89 |
| P/B | 1.67 |
Analyst Data
| Recommendation | none |
| Target Price | $67.00 |
Technical Indicators
| SMA20 | $61.04 |
| SMA50 | $58.69 |
| SMA200 | $51.35 |
| RSI | 73.81 |
| ATR | 1.0786 |
| Shares Float | 9.75M |
| Short Ratio | 0.57 |
| Volatility | 0.48 |
| Rel Volume | 1.61 |
Performance History
| Week | +4.48% |
| Month | +5.05% |
| Quarter | +16.01% |
| 6 Months | +28.11% |
| YTD | +46.46% |
| Year | +56.13% |
| 3 Years | +172.32% |
| 5 Years | +215.88% |
| 10 Years | +476.50% |
Stock Score:
â Premium
Based on debt, profitability, growth, and cash flow metrics
â Premium Feature
Sign up for free to view detailed scoring breakdown â premium is free during our trial period!
Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-10-27 | $63.46 | 108,600 |
| 2026-10-26 | $62.47 | 161,600 |
| 2026-10-23 | $61.54 | 83,800 |
| 2026-10-22 | $61.54 | 114,200 |
| 2026-10-21 | $60.90 | 55,500 |
| 2026-10-20 | $60.74 | 132,900 |
| 2026-10-19 | $60.31 | 40,700 |
| 2026-10-16 | $60.30 | 55,600 |
| 2026-10-15 | $60.20 | 76,700 |
| 2026-10-14 | $60.43 | 58,600 |
| 2026-10-13 | $61.00 | 30,700 |
| 2026-10-12 | $61.26 | 47,200 |
| 2026-10-09 | $60.95 | 39,500 |
| 2026-10-08 | $61.16 | 60,400 |
| 2026-10-07 | $61.15 | 60,100 |
| 2026-10-06 | $61.14 | 52,900 |
| 2026-10-05 | $60.70 | 81,200 |
| 2026-10-02 | $60.66 | 26,500 |
| 2026-10-01 | $60.46 | 33,600 |
| 2026-09-30 | $60.40 | 26,600 |
| 2026-09-29 | $60.34 | 43,600 |
| 2026-09-28 | $60.41 | 29,300 |
About West Coast Community Bancorp
West Coast Community Bancorp operates as the bank holding company for West Coast Community Bank that provides a range of commercial and personal banking services to residents and businesses in the United States. The company offers personal and business checking, savings, money market, health savings, and individual retirement accounts, as well as certificate of deposits; and retirement plans. It also provides business, real estate commercial property and construction, and asset-based lending; agricultural and wine industry lending products; small business administration, 504 loan program, business and industry loans, and farm services agency loans; and lines of credit. In addition, the company offers merchant services, bill payment, treasury management, remote deposit capture, debit and credit cards, merchant gift cards, courier services, lockbox, cash vault, safe deposits box, ATMs and online and mobile banking services. West Coast Community Bancorp was founded in 2004 and is headquartered in Santa Cruz, California.
đ° Latest News
No news articles available at the moment. Check back later for updates on WCCB.
Period:
Loading...
Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $139,252,000 | $99,181,000 | $86,336,000 | $74,753,000 |
| Operating Revenue | $139,252,000 | $99,181,000 | $86,336,000 | $74,753,000 |
| Expenses | ||||
| Interest Expense | $32,911,000 | $24,509,000 | $12,149,000 | $1,852,000 |
| Selling And Marketing Expense | $1,965,000 | $1,035,000 | $834,000 | $619,000 |
| General And Administrative Expense | $35,457,000 | $25,665,000 | $20,657,000 | $17,770,000 |
| Professional Expense And Contract Services Expense | $2,173,000 | $1,310,000 | $1,259,000 | $719,000 |
| Other Non Interest Expense | $10,716,000 | $8,452,000 | $7,402,000 | $6,051,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $50,429,000 | $29,579,000 | $35,150,000 | $30,944,000 |
| Net Interest Income | $134,230,000 | $95,128,000 | $82,254,000 | $69,772,000 |
| Interest Income | $167,141,000 | $119,637,000 | $94,403,000 | $71,624,000 |
| Normalized Income | $50,931,420 | $34,908,952 | $34,973,425 | $30,944,000 |
| Net Income From Continuing And Discontinued Operation | $50,429,000 | $29,579,000 | $35,150,000 | $30,944,000 |
| Net Income Common Stockholders | $50,429,000 | $29,579,000 | $35,150,000 | $30,944,000 |
| Net Income | $50,429,000 | $29,579,000 | $35,150,000 | $30,944,000 |
| Net Income Including Noncontrolling Interests | $50,429,000 | $29,579,000 | $35,150,000 | $30,944,000 |
| Net Income Continuous Operations | $50,429,000 | $29,579,000 | $35,150,000 | $30,944,000 |
| Pretax Income | $70,064,000 | $41,937,000 | $49,770,000 | $43,759,000 |
| Special Income Charges | $-698,000 | $-7,050,000 | $0 | - |
| Depreciation Amortization Depletion Income Statement | $4,193,000 | $1,320,000 | $363,000 | $406,000 |
| Depreciation And Amortization In Income Statement | $4,193,000 | $1,320,000 | $363,000 | $406,000 |
| Amortization Of Intangibles Income Statement | $4,193,000 | $1,320,000 | $363,000 | $406,000 |
| Per Share | ||||
| Diluted EPS | $4.76 | $3.28 | $4.17 | $3.62 |
| Basic EPS | $4.81 | $3.32 | $4.19 | $3.63 |
| Other | ||||
| Tax Effect Of Unusual Items | $-195,580 | $-2,227,048 | $73,425 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-698,000 | $-7,557,000 | $250,000 | - |
| Total Unusual Items Excluding Goodwill | $-698,000 | $-7,557,000 | $250,000 | - |
| Reconciled Depreciation | $5,804,000 | $2,609,000 | $1,726,000 | $1,408,000 |
| Diluted Average Shares | $10,599,879 | $9,015,943 | $8,431,861 | $8,539,091 |
| Basic Average Shares | $10,486,508 | $8,920,590 | $8,396,566 | $8,513,839 |
| Diluted NI Availto Com Stockholders | $50,429,000 | $29,579,000 | $35,150,000 | $30,944,000 |
| Tax Provision | $19,635,000 | $12,358,000 | $14,620,000 | $12,815,000 |
| Restructuring And Mergern Acquisition | $698,000 | $7,050,000 | $0 | - |
| Gain On Sale Of Security | $-281,000 | $0 | $-30,000 | $0 |
| Amortization | $4,193,000 | $1,320,000 | $363,000 | $406,000 |
| Selling General And Administration | $37,422,000 | $26,700,000 | $21,491,000 | $18,389,000 |
| Insurance And Claims | $1,559,000 | $1,054,000 | $958,000 | $694,000 |
| Salaries And Wages | $33,898,000 | $24,611,000 | $19,699,000 | $17,076,000 |
| Occupancy And Equipment | $7,023,000 | $5,373,000 | $4,638,000 | $3,818,000 |
| Other Gand A | - | - | - | - |
Fetched: 2026-10-27
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $312,915,000 | $264,876,000 | $202,603,000 | $169,880,000 |
| Total Assets | $2,883,684,000 | $2,680,428,000 | $1,794,362,000 | $1,744,487,000 |
| Goodwill And Other Intangible Assets | $63,912,000 | $68,105,000 | $27,433,000 | $27,796,000 |
| Other Intangible Assets | $23,858,000 | $28,051,000 | $1,671,000 | $2,034,000 |
| Cash And Cash Equivalents | $190,782,000 | $85,007,000 | $44,395,000 | $77,383,000 |
| Cash Cash Equivalents And Federal Funds Sold | $190,782,000 | $85,007,000 | $44,395,000 | $77,383,000 |
| Receivables | - | - | $27,047,000 | $28,182,000 |
| Accounts Receivable | - | - | $27,047,000 | $28,182,000 |
| Cash Financial | - | - | - | $42,692,000 |
| Debt | ||||
| Total Debt | $7,790,000 | $11,608,000 | $32,500,000 | $0 |
| Long Term Debt And Capital Lease Obligation | $7,790,000 | $11,608,000 | - | - |
| Long Term Debt | $7,790,000 | $11,608,000 | - | - |
| Current Debt And Capital Lease Obligation | - | $0 | $32,500,000 | $0 |
| Current Debt | - | $0 | $32,500,000 | $0 |
| Other Current Borrowings | - | $0 | $32,500,000 | $0 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $2,506,857,000 | $2,347,447,000 | $1,564,326,000 | $1,546,811,000 |
| Payables And Accrued Expenses | - | - | $16,736,000 | $16,029,000 |
| Payables | - | - | $16,736,000 | $16,029,000 |
| Accounts Payable | - | - | $16,736,000 | $16,029,000 |
| Equity | ||||
| Common Stock Equity | $376,827,000 | $332,981,000 | $230,036,000 | $197,676,000 |
| Total Equity Gross Minority Interest | $376,827,000 | $332,981,000 | $230,036,000 | $197,676,000 |
| Stockholders Equity | $376,827,000 | $332,981,000 | $230,036,000 | $197,676,000 |
| Gains Losses Not Affecting Retained Earnings | $-3,871,000 | $-12,478,000 | $-9,824,000 | $-16,191,000 |
| Other Equity Adjustments | $-3,871,000 | $-12,478,000 | $-9,824,000 | $-16,191,000 |
| Retained Earnings | $182,448,000 | $140,672,000 | $117,263,000 | $89,239,000 |
| Other | ||||
| Ordinary Shares Number | $10,482,767 | $10,556,467 | $8,406,680 | $8,477,272 |
| Share Issued | $10,482,767 | $10,556,467 | $8,406,680 | $8,477,272 |
| Tangible Book Value | $312,915,000 | $264,876,000 | $202,603,000 | $169,880,000 |
| Invested Capital | $384,617,000 | $344,589,000 | $262,536,000 | - |
| Total Capitalization | $384,617,000 | $344,589,000 | - | - |
| Capital Stock | $198,250,000 | $204,787,000 | $122,597,000 | $124,628,000 |
| Common Stock | $198,250,000 | $204,787,000 | $122,597,000 | $124,628,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $406,507,000 | $423,101,000 | $279,048,000 | $332,200,000 |
| Held To Maturity Securities | $6,524,000 | $7,273,000 | $7,585,000 | $2,840,000 |
| Available For Sale Securities | $367,697,000 | $15,355,000 | $8,897,000 | $8,630,000 |
| Goodwill | $40,054,000 | $40,054,000 | $25,762,000 | $25,762,000 |
| Net PPE | $10,285,000 | $9,397,000 | $11,030,000 | $15,026,000 |
| Accumulated Depreciation | $-8,259,000 | $-6,695,000 | $-5,933,000 | $-6,147,000 |
| Gross PPE | $18,544,000 | $16,092,000 | $16,963,000 | $21,173,000 |
| Leases | $4,119,000 | $4,057,000 | $3,221,000 | $3,284,000 |
| Construction In Progress | $424,000 | $666,000 | $254,000 | $728,000 |
| Machinery Furniture Equipment | $8,587,000 | $6,156,000 | $5,416,000 | $5,465,000 |
| Buildings And Improvements | $4,332,000 | $4,131,000 | $6,390,000 | $9,168,000 |
| Land And Improvements | $1,082,000 | $1,082,000 | $1,682,000 | $2,512,000 |
| Other Short Term Investments | $32,286,000 | $400,473,000 | $262,566,000 | $320,730,000 |
| Treasury Shares Number | - | - | $0 | - |
| Other Properties | - | - | - | $16,000 |
| Additional Paid In Capital | - | - | - | - |
Fetched: 2026-10-27
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $49,182,000 | $22,789,000 | $22,839,000 | $6,269,000 |
| Operating Activities | ||||
| Operating Cash Flow | $51,854,000 | $23,731,000 | $24,111,000 | $10,013,000 |
| Cash Flow From Continuing Operating Activities | $51,854,000 | $23,731,000 | $24,111,000 | $10,013,000 |
| Operating Gains Losses | $710,000 | $854,000 | $97,000 | $-1,082,000 |
| Investing Activities | ||||
| Capital Expenditure | $-2,672,000 | $-942,000 | $-1,272,000 | $-3,744,000 |
| Investing Cash Flow | $-90,577,000 | $163,132,000 | $-43,058,000 | $-135,368,000 |
| Cash Flow From Continuing Investing Activities | $-90,577,000 | $163,132,000 | $-43,058,000 | $-135,368,000 |
| Net Other Investing Changes | $-2,147,000 | - | - | $-2,698,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-8,140,000 | $-7,000 | $-2,999,000 | $-2,001,000 |
| Financing Cash Flow | $144,748,000 | $-136,043,000 | $10,189,000 | $28,626,000 |
| Cash Flow From Continuing Financing Activities | $144,748,000 | $-136,043,000 | $10,189,000 | $28,626,000 |
| Net Other Financing Charges | $-90,000 | $-21,000 | - | - |
| Cash Dividends Paid | $-8,653,000 | $-6,170,000 | $-3,863,000 | $-4,037,000 |
| Common Stock Dividend Paid | $-8,653,000 | $-6,170,000 | $-3,863,000 | $-4,037,000 |
| Net Common Stock Issuance | $-8,140,000 | $-7,000 | $-2,999,000 | $-2,001,000 |
| Other | ||||
| Repayment Of Debt | $-5,193,000 | $-32,500,000 | $0 | $-30,430,000 |
| Interest Paid Supplemental Data | $33,532,000 | $24,194,000 | $11,345,000 | $1,706,000 |
| Income Tax Paid Supplemental Data | $19,591,000 | $13,825,000 | $13,820,000 | $17,000,000 |
| End Cash Position | $190,678,000 | $84,653,000 | $33,833,000 | $42,693,000 |
| Beginning Cash Position | $84,653,000 | $33,833,000 | $42,591,000 | $139,422,000 |
| Changes In Cash | $106,025,000 | $50,820,000 | $-8,758,000 | $-96,729,000 |
| Proceeds From Stock Option Exercised | $255,000 | $576,000 | $243,000 | $218,000 |
| Common Stock Payments | $-8,140,000 | $-7,000 | $-2,999,000 | $-2,001,000 |
| Net Issuance Payments Of Debt | $-5,193,000 | $-32,500,000 | $32,500,000 | $0 |
| Net Long Term Debt Issuance | $-5,193,000 | $-32,500,000 | $32,500,000 | $0 |
| Long Term Debt Payments | $-5,193,000 | $-32,500,000 | $0 | $-30,430,000 |
| Net Investment Purchase And Sale | $31,583,000 | $115,644,000 | $60,502,000 | $-73,137,000 |
| Sale Of Investment | $138,000,000 | $123,592,000 | $75,754,000 | $30,722,000 |
| Purchase Of Investment | $-106,417,000 | $-7,948,000 | $-15,252,000 | $-103,859,000 |
| Net Business Purchase And Sale | $0 | $43,110,000 | $0 | - |
| Sale Of Business | $0 | $43,110,000 | $0 | - |
| Net PPE Purchase And Sale | $-2,672,000 | $969,000 | $2,882,000 | $-3,744,000 |
| Sale Of PPE | $0 | $1,911,000 | $4,154,000 | $0 |
| Purchase Of PPE | $-2,672,000 | $-942,000 | $-1,272,000 | $-3,744,000 |
| Change In Working Capital | $-1,269,000 | $7,685,000 | $-115,000 | $-8,480,000 |
| Change In Payables And Accrued Expense | $-1,706,000 | $-600,000 | $-528,000 | $-1,751,000 |
| Change In Payable | $-1,706,000 | $-600,000 | $-528,000 | $-1,751,000 |
| Change In Account Payable | $-1,706,000 | $-600,000 | $-528,000 | $-1,751,000 |
| Change In Receivables | $-14,000 | $7,957,000 | $-740,000 | $-3,064,000 |
| Changes In Account Receivables | $-14,000 | $7,957,000 | $-740,000 | $-3,064,000 |
| Other Non Cash Items | $-8,673,000 | $-23,896,000 | $-15,784,000 | $-16,541,000 |
| Stock Based Compensation | $1,438,000 | $854,000 | $725,000 | $583,000 |
| Amortization Of Securities | $-2,797,000 | $129,000 | $1,618,000 | $1,912,000 |
| Deferred Tax | $34,000 | $-1,012,000 | $140,000 | $-323,000 |
| Deferred Income Tax | $34,000 | $-1,012,000 | $140,000 | $-323,000 |
| Depreciation Amortization Depletion | $5,804,000 | $2,609,000 | $1,726,000 | $1,408,000 |
| Depreciation And Amortization | $5,804,000 | $2,609,000 | $1,726,000 | $1,408,000 |
| Amortization Cash Flow | $4,193,000 | $1,320,000 | $363,000 | $406,000 |
| Amortization Of Intangibles | $4,193,000 | $1,320,000 | $363,000 | $406,000 |
| Depreciation | $1,611,000 | $1,289,000 | $1,363,000 | $1,002,000 |
| Pension And Employee Benefit Expense | $256,000 | $352,000 | $322,000 | $162,000 |
| Gain Loss On Investment Securities | $281,000 | $0 | $30,000 | $1,000 |
| Gain Loss On Sale Of PPE | $173,000 | $507,000 | $-250,000 | $0 |
| Net Income From Continuing Operations | $50,429,000 | $29,579,000 | $35,150,000 | $30,944,000 |
| Issuance Of Debt | - | - | $32,500,000 | $0 |
| Long Term Debt Issuance | - | - | $32,500,000 | $0 |
Fetched: 2026-10-27