WBS-PF
Webster Financial Corporation
Price Chart
Latest Quote
$19.56
Current Price| Previous Close | $19.55 |
| Open | $19.58 |
| Day High | $19.60 |
| Day Low | $19.55 |
| Volume | 4,494 |
Stock Information
| Quarterly Dividend / Yield | $1.31 / 6.71% |
| Shares Outstanding | 92.24M |
| Total Debt | $4.32B |
| Cash Equivalents | $2.45B |
| Revenue | $2.69B |
| Net Income | $974.86M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $3.31B |
| P/E Ratio | 7.50 |
| EPS (TTM) | $2.61 |
| Exchange | NYQ |
📊 Custom Metrics & Score
Score: 17/42| Debt to Equity | 0.33 |
| Debt to Earnings | 2.97 |
| Avg Revenue Growth | 27.70% |
| Profit Margin | 29.81% |
| Return on Equity | 8.42% |
| Avg FCF Growth | 25.91% |
| FCF Yield | 41.31% |
Score Explanation: The perfect score is 42/42 based on debt levels, profitability, growth rates, and cash flow metrics. FCF Yield is weighted most heavily as it shows what return the business currently generates.
Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-02-02 | $19.56 | 4,508 |
| 2026-01-30 | $19.55 | 20,506 |
| 2026-01-29 | $19.60 | 12,689 |
| 2026-01-28 | $19.53 | 5,731 |
| 2026-01-27 | $19.53 | 5,923 |
| 2026-01-26 | $19.56 | 9,670 |
| 2026-01-23 | $19.50 | 12,213 |
| 2026-01-22 | $19.45 | 5,638 |
| 2026-01-21 | $19.39 | 6,820 |
| 2026-01-20 | $19.27 | 16,086 |
| 2026-01-16 | $19.32 | 11,814 |
| 2026-01-15 | $19.40 | 12,647 |
| 2026-01-14 | $19.35 | 14,004 |
| 2026-01-13 | $19.38 | 6,053 |
| 2026-01-12 | $19.40 | 6,069 |
| 2026-01-09 | $19.32 | 8,033 |
| 2026-01-08 | $19.25 | 8,380 |
| 2026-01-07 | $19.19 | 8,211 |
| 2026-01-06 | $19.21 | 10,688 |
| 2026-01-05 | $19.24 | 20,023 |
About Webster Financial Corporation
Webster Financial Corporation operates as the bank holding company for Webster Bank, National Association that provides various financial products and services to businesses, individuals, and families in the United States. It operates through three segments: Commercial Banking, Healthcare Financial Services, and Consumer Banking. It offers checking, savings, and money market accounts; individual retirement account retirement savings; certificates of deposit; mortgages; home equity loans and lines of credit; business and commercial lines of credit; overdrafts; and term, commercial, student, SBA, and personal loans. The company also provides commercial real estate financing, equipment and lender finance, asset-based and community lending, and public finance solutions; financial planning, life and long-term insurance, personal retirement, and portfolio management solutions; employee retirement plans; credit cards; payroll services; automated clearing house payables and wires; bill pay, remote deposit capture, merchant, and lockbox services; treasury management and investment services; private banking services; capital markets and finance solutions; employee benefits solutions, including administrators of HSAs, emergency savings accounts, and flexible spending accounts administration services; wealth management services; and online and mobile banking services. Webster Financial Corporation was founded in 1870 and is headquartered in Stamford, Connecticut.
📰 Latest News
Webster Financial (NYSE:WBS) Has Announced A Dividend Of $0.40
Simply Wall St. • 2026-02-01T12:10:29Z
Webster Financial’s Q4 Earnings Call: Our Top 5 Analyst Questions
StockStory • 2026-01-30T05:36:19Z
1 Volatile Stock for Long-Term Investors and 2 Facing Headwinds
StockStory • 2026-01-27T04:36:07Z
Webster Financial Q4 Earnings Top Estimates on Higher NII, Stock Down
Zacks • 2026-01-26T15:23:00Z
How Investors May Respond To Webster Financial (WBS) Record 2025 Earnings And Share Buybacks
Simply Wall St. • 2026-01-26T03:12:39Z
WBS Q4 Deep Dive: Deposit Growth, HSA Expansion, and Strategic Discipline Shape Outlook
StockStory • 2026-01-24T05:31:04Z
Webster Financial Corp (WBS) Q4 2025 Earnings Call Highlights: Strong Financial Performance and ...
GuruFocus.com • 2026-01-23T21:01:53Z
Webster Financial Q4 Earnings Call Highlights
MarketBeat • 2026-01-23T16:56:19Z
Webster Financial (WBS) Q4 Earnings and Revenues Top Estimates
Zacks • 2026-01-23T13:40:02Z
Webster Financial (NYSE:WBS) Beats Q4 CY2025 Sales Expectations
StockStory • 2026-01-23T12:47:48Z
Income Statement (Annual)
Revenue
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Total Revenue | $2,578,631,000 | $2,651,606,000 | $2,472,521,000 | $1,223,225,000 |
| Operating Revenue | $2,578,631,000 | $2,651,606,000 | $2,472,521,000 | $1,223,225,000 |
Expenses
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Interest Expense | $1,588,899,000 | $1,290,991,000 | $250,451,000 | $41,755,000 |
| Selling And Marketing Expense | $18,751,000 | $18,622,000 | $16,022,000 | $12,051,000 |
| General And Administrative Expense | $821,388,000 | $762,669,000 | $671,193,000 | $421,796,000 |
| Professional Expense And Contract Services Expense | $58,253,000 | $107,497,000 | $44,460,000 | $24,962,000 |
| Other Non Interest Expense | $81,026,000 | $-28,985,000 | $87,337,000 | $46,744,000 |
Income & Earnings
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Income From Continuing Operation Net Minority Interest | $768,707,000 | $867,840,000 | $644,283,000 | $408,864,000 |
| Net Interest Income | $2,338,387,000 | $2,337,269,000 | $2,034,286,000 | $901,089,000 |
| Interest Income | $3,927,286,000 | $3,628,260,000 | $2,284,737,000 | $942,844,000 |
| Normalized Income | $811,758,176 | $1,063,757,600 | $889,702,151 | $459,547,922 |
| Net Income From Continuing And Discontinued Operation | $768,707,000 | $867,840,000 | $644,283,000 | $408,864,000 |
| Net Income Common Stockholders | $744,076,000 | $843,268,000 | $622,692,000 | $398,687,000 |
| Net Income | $768,707,000 | $867,840,000 | $644,283,000 | $408,864,000 |
| Net Income Including Noncontrolling Interests | $768,707,000 | $867,840,000 | $644,283,000 | $408,864,000 |
| Net Income Continuous Operations | $768,707,000 | $867,840,000 | $644,283,000 | $408,864,000 |
| Pretax Income | $1,017,007,000 | $1,084,504,000 | $797,977,000 | $533,861,000 |
| Special Income Charges | $-56,946,000 | $-244,897,000 | $-303,964,000 | $-66,167,000 |
| Depreciation Amortization Depletion Income Statement | $36,082,000 | $36,207,000 | $31,940,000 | $4,513,000 |
| Depreciation And Amortization In Income Statement | $36,082,000 | $36,207,000 | $31,940,000 | $4,513,000 |
| Amortization Of Intangibles Income Statement | $36,082,000 | $36,207,000 | $31,940,000 | $4,513,000 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Tax Effect Of Unusual Items | $-13,894,824 | $-48,979,400 | $-58,544,849 | $-15,483,078 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-56,946,000 | $-244,897,000 | $-303,964,000 | $-66,167,000 |
| Total Unusual Items Excluding Goodwill | $-56,946,000 | $-244,897,000 | $-303,964,000 | $-66,167,000 |
| Reconciled Depreciation | $71,531,000 | $76,490,000 | $81,800,000 | $41,506,000 |
| Diluted NI Availto Com Stockholders | $744,076,000 | $843,268,000 | $622,692,000 | $398,687,000 |
| Otherunder Preferred Stock Dividend | $7,981,000 | $7,922,000 | $5,672,000 | $2,302,000 |
| Preferred Stock Dividends | $16,650,000 | $16,650,000 | $15,919,000 | $7,875,000 |
| Tax Provision | $248,300,000 | $216,664,000 | $153,694,000 | $124,997,000 |
| Other Special Charges | $363,000 | $51,764,000 | $6,300,000 | $-1,236,000 |
| Impairment Of Capital Assets | $31,275,000 | $30,616,000 | $56,783,000 | $22,781,000 |
| Restructuring And Mergern Acquisition | $25,308,000 | $162,517,000 | $243,429,000 | $44,622,000 |
| Gain On Sale Of Security | $-136,224,000 | $-33,620,000 | $-6,751,000 | $0 |
| Amortization | $36,082,000 | $36,207,000 | $31,940,000 | $4,513,000 |
| Selling General And Administration | $840,139,000 | $781,291,000 | $687,215,000 | $433,847,000 |
| Insurance And Claims | $58,594,000 | $50,917,000 | $26,574,000 | $15,794,000 |
| Salaries And Wages | $762,794,000 | $711,752,000 | $644,619,000 | $406,002,000 |
| Occupancy And Equipment | $267,178,000 | $275,448,000 | $239,009,000 | $167,631,000 |
Balance Sheet (Annual)
Assets
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Tangible Assets | $5,930,845,000 | $5,855,396,000 | $5,342,740,000 | $2,882,083,000 |
| Total Assets | $79,025,073,000 | $74,945,249,000 | $71,277,521,000 | $34,915,599,000 |
| Goodwill And Other Intangible Assets | $3,202,369,000 | $2,834,600,000 | $2,713,446,000 | $556,242,000 |
| Other Intangible Assets | $334,301,000 | $203,135,000 | $199,342,000 | $17,869,000 |
| Receivables | $1,215,929,000 | $1,308,153,000 | $1,605,312,000 | $620,920,000 |
| Other Receivables | $1,215,929,000 | $1,308,153,000 | $1,605,312,000 | $620,920,000 |
| Cash And Cash Equivalents | $2,074,434,000 | $1,715,795,000 | $839,943,000 | $461,570,000 |
| Cash Financial | $388,060,000 | $429,323,000 | $264,118,000 | $137,385,000 |
| Cash Cash Equivalents And Federal Funds Sold | $2,074,434,000 | $1,715,795,000 | $839,943,000 | $461,570,000 |
| Accounts Receivable | - | $1,890,088,000 | $1,618,175,000 | $531,469,000 |
Debt
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Debt | $944,859,000 | $1,693,043,000 | $5,693,737,000 | $112,358,000 |
| Total Debt | $3,019,293,000 | $3,408,838,000 | $6,533,680,000 | $573,928,000 |
| Long Term Debt And Capital Lease Obligation | $919,293,000 | $1,058,838,000 | $6,533,680,000 | $573,928,000 |
| Long Term Debt | $919,293,000 | $1,058,838,000 | $6,533,680,000 | $573,928,000 |
| Current Debt And Capital Lease Obligation | $2,100,000,000 | $2,350,000,000 | - | $22,773,000 |
| Current Debt | $2,100,000,000 | $2,350,000,000 | - | - |
| Other Current Borrowings | $2,100,000,000 | $2,350,000,000 | - | - |
Liabilities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Total Liabilities Net Minority Interest | $69,891,859,000 | $66,255,253,000 | $63,221,335,000 | $31,477,274,000 |
| Current Notes Payable | $0 | - | - | - |
| Payables And Accrued Expenses | - | - | $1,481,485,000 | $381,421,000 |
Equity
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Common Stock Equity | $8,849,235,000 | $8,406,017,000 | $7,772,207,000 | $3,293,288,000 |
| Preferred Stock Equity | $283,979,000 | $283,979,000 | $283,979,000 | $145,037,000 |
| Total Equity Gross Minority Interest | $9,133,214,000 | $8,689,996,000 | $8,056,186,000 | $3,438,325,000 |
| Stockholders Equity | $9,133,214,000 | $8,689,996,000 | $8,056,186,000 | $3,438,325,000 |
| Gains Losses Not Affecting Retained Earnings | $-556,383,000 | $-550,571,000 | $-684,960,000 | $-22,580,000 |
| Retained Earnings | $3,759,158,000 | $3,282,530,000 | $2,713,861,000 | $2,333,288,000 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Treasury Shares Number | $11,386,920 | $10,756,089 | $8,770,472 | $3,102,690 |
| Preferred Shares Number | $11,400,000 | $11,400,000 | $11,400,000 | $6,000,000 |
| Ordinary Shares Number | $171,391,125 | $172,021,956 | $174,007,573 | $90,583,621 |
| Share Issued | $182,778,045 | $182,778,045 | $182,778,045 | $93,686,311 |
| Tangible Book Value | $5,646,866,000 | $5,571,417,000 | $5,058,761,000 | $2,737,046,000 |
| Invested Capital | $11,868,528,000 | $11,814,855,000 | $14,305,887,000 | $3,867,216,000 |
| Total Capitalization | $10,052,507,000 | $9,748,834,000 | $14,589,866,000 | $4,012,253,000 |
| Treasury Stock | $536,843,000 | $507,523,000 | $431,762,000 | $126,951,000 |
| Additional Paid In Capital | $6,181,475,000 | $6,179,753,000 | $6,173,240,000 | $1,108,594,000 |
| Capital Stock | $285,807,000 | $285,807,000 | $285,807,000 | $145,974,000 |
| Common Stock | $1,828,000 | $1,828,000 | $1,828,000 | $937,000 |
| Preferred Stock | $283,979,000 | $283,979,000 | $283,979,000 | $145,037,000 |
| Investments And Advances | $17,450,791,000 | $16,034,317,000 | $14,457,394,000 | $10,432,979,000 |
| Held To Maturity Securities | $8,444,191,000 | $7,074,588,000 | $6,564,697,000 | $6,198,125,000 |
| Available For Sale Securities | $9,000,278,000 | $8,922,771,000 | $7,693,932,000 | $4,234,854,000 |
| Goodwill | $2,868,068,000 | $2,631,465,000 | $2,514,104,000 | $538,373,000 |
| Net PPE | $406,963,000 | $429,561,000 | $430,184,000 | $204,557,000 |
| Accumulated Depreciation | $-175,118,000 | $-186,365,000 | $-225,152,000 | $-228,318,000 |
| Gross PPE | $582,081,000 | $615,926,000 | $655,336,000 | $432,875,000 |
| Leases | $74,288,000 | $88,065,000 | $84,477,000 | $65,606,000 |
| Other Properties | $163,827,000 | $183,441,000 | $191,068,000 | $119,926,000 |
| Machinery Furniture Equipment | $168,462,000 | $162,710,000 | $199,695,000 | $170,406,000 |
| Buildings And Improvements | $102,062,000 | $107,794,000 | $106,180,000 | $67,501,000 |
| Land And Improvements | $73,442,000 | $73,916,000 | $73,916,000 | $9,436,000 |
| Other Short Term Investments | $6,322,000 | $8,959,729,000 | $7,892,697,000 | $4,234,854,000 |
| Current Accrued Expenses | - | - | $1,481,485,000 | $381,421,000 |
| Capital Lease Obligations | - | - | - | $144,804,000 |
| Employee Benefits | - | - | - | $5,119,000 |
| Non Current Pension And Other Postretirement Benefit Plans | - | - | - | $5,119,000 |
| Long Term Capital Lease Obligation | - | - | - | $122,031,000 |
| Long Term Provisions | - | - | - | $1,727,000 |
| Current Capital Lease Obligation | - | - | - | $22,773,000 |
| Defined Pension Benefit | - | - | - | $21,583,000 |
Cash Flow Statement (Annual)
Free Cash Flow
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Free Cash Flow | $1,368,456,000 | $938,346,000 | $1,307,190,000 | $672,003,000 |
Operating Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Operating Cash Flow | $1,404,300,000 | $978,649,000 | $1,335,952,000 | $688,592,000 |
| Cash Flow From Continuing Operating Activities | $1,404,300,000 | $978,649,000 | $1,335,952,000 | $688,592,000 |
| Operating Gains Losses | $125,783,000 | $33,620,000 | $6,751,000 | $-5,098,000 |
Investing Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Capital Expenditure | $-35,844,000 | $-40,303,000 | $-28,762,000 | $-16,589,000 |
| Investing Cash Flow | $-3,869,260,000 | $-2,595,752,000 | $-7,186,338,000 | $-2,405,089,000 |
| Cash Flow From Continuing Investing Activities | $-3,869,260,000 | $-2,595,752,000 | $-7,186,338,000 | $-2,405,089,000 |
| Net Other Investing Changes | $48,423,000 | $143,149,000 | $-199,101,000 | $12,830,000 |
Financing Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Repurchase Of Capital Stock | $-65,403,000 | $-107,984,000 | $-322,103,000 | $0 |
| Financing Cash Flow | $2,823,599,000 | $2,492,955,000 | $6,228,759,000 | $1,914,963,000 |
| Cash Flow From Continuing Financing Activities | $2,823,599,000 | $2,492,955,000 | $6,228,759,000 | $1,914,963,000 |
| Net Other Financing Charges | $-4,050,000 | - | $2,548,000 | - |
| Cash Dividends Paid | $-291,195,000 | $-294,805,000 | $-261,492,000 | $-152,682,000 |
| Preferred Stock Dividend Paid | $-16,650,000 | $-16,650,000 | $-13,725,000 | $-7,875,000 |
| Common Stock Dividend Paid | $-274,545,000 | $-278,155,000 | $-247,767,000 | $-144,807,000 |
| Net Common Stock Issuance | $-65,403,000 | $-107,984,000 | $-322,103,000 | $0 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Repayment Of Debt | $-382,460,000 | $-3,117,286,000 | $0 | $-122,167,000 |
| Interest Paid Supplemental Data | $1,611,201,000 | $1,248,620,000 | $240,851,000 | $42,151,000 |
| Income Tax Paid Supplemental Data | $124,817,000 | $268,598,000 | $193,544,000 | $112,587,000 |
| End Cash Position | $2,074,434,000 | $1,715,795,000 | $839,943,000 | $461,570,000 |
| Beginning Cash Position | $1,715,795,000 | $839,943,000 | $461,570,000 | $263,104,000 |
| Changes In Cash | $358,639,000 | $875,852,000 | $378,373,000 | $198,466,000 |
| Proceeds From Stock Option Exercised | $-16,961,000 | $-14,555,000 | $-22,952,000 | $-892,000 |
| Common Stock Payments | $-65,403,000 | $-107,984,000 | $-322,103,000 | $0 |
| Net Issuance Payments Of Debt | $-382,460,000 | $-3,117,286,000 | $5,449,555,000 | $-122,167,000 |
| Net Long Term Debt Issuance | $-382,460,000 | $-3,117,286,000 | $5,449,555,000 | $-122,167,000 |
| Long Term Debt Payments | $-382,460,000 | $-3,117,286,000 | $0 | $-122,167,000 |
| Net Investment Purchase And Sale | $-1,628,478,000 | $-1,520,557,000 | $-596,476,000 | $-1,713,295,000 |
| Sale Of Investment | $3,512,448,000 | $1,770,883,000 | $1,678,244,000 | $2,223,761,000 |
| Purchase Of Investment | $-5,140,926,000 | $-3,291,440,000 | $-2,274,720,000 | $-3,937,056,000 |
| Net Business Purchase And Sale | $-359,460,000 | $-157,646,000 | $459,553,000 | $0 |
| Sale Of Business | $0 | $0 | $513,960,000 | $0 |
| Purchase Of Business | $-359,460,000 | $-157,646,000 | $-54,407,000 | $0 |
| Net Intangibles Purchase And Sale | $18,588,000 | $0 | $0 | - |
| Sale Of Intangibles | $18,588,000 | $0 | $0 | - |
| Net PPE Purchase And Sale | $-29,075,000 | $-33,409,000 | $-28,462,000 | $-13,368,000 |
| Sale Of PPE | $6,769,000 | $6,894,000 | $300,000 | $3,221,000 |
| Purchase Of PPE | $-35,844,000 | $-40,303,000 | $-28,762,000 | $-16,589,000 |
| Change In Working Capital | $154,618,000 | $-229,382,000 | $251,740,000 | $127,878,000 |
| Change In Other Working Capital | $-7,186,000 | $-99,523,000 | $507,583,000 | $159,077,000 |
| Change In Payables And Accrued Expense | $-35,382,000 | $-116,085,000 | $-149,103,000 | $38,064,000 |
| Change In Accrued Expense | $-35,382,000 | $-116,085,000 | $-149,103,000 | $38,064,000 |
| Change In Prepaid Assets | $246,752,000 | $-13,774,000 | $-106,740,000 | - |
| Other Non Cash Items | $-42,938,000 | $48,265,000 | $29,541,000 | $138,497,000 |
| Stock Based Compensation | $55,141,000 | $54,087,000 | $54,099,000 | $13,662,000 |
| Asset Impairment Charge | $31,275,000 | $30,616,000 | $56,783,000 | $22,781,000 |
| Deferred Tax | $18,183,000 | $-53,634,000 | $-69,664,000 | $-4,998,000 |
| Deferred Income Tax | $18,183,000 | $-53,634,000 | $-69,664,000 | $-4,998,000 |
| Depreciation Amortization Depletion | $71,531,000 | $76,490,000 | $81,800,000 | $41,506,000 |
| Depreciation And Amortization | $71,531,000 | $76,490,000 | $81,800,000 | $41,506,000 |
| Gain Loss On Investment Securities | $121,461,000 | $33,620,000 | $6,751,000 | $0 |
| Gain Loss On Sale Of PPE | $-11,655,000 | $0 | $0 | $-1,236,000 |
| Net Income From Continuing Operations | $768,707,000 | $867,840,000 | $644,283,000 | $408,864,000 |
| Change In Receivables | - | $-13,774,000 | $-106,740,000 | $-69,263,000 |
| Changes In Account Receivables | - | $-13,774,000 | $-106,740,000 | $-69,263,000 |
| Amortization Cash Flow | - | $1,063,000 | $870,000 | $5,593,000 |
| Amortization Of Intangibles | - | $1,063,000 | $870,000 | $5,593,000 |
| Depreciation | - | $76,490,000 | $81,800,000 | $35,913,000 |
| Issuance Of Debt | - | - | $5,449,555,000 | $180,470,000 |
| Long Term Debt Issuance | - | - | $5,449,555,000 | $180,470,000 |
| Change In Other Current Liabilities | - | - | $-149,103,000 | $38,064,000 |
| Change In Other Current Assets | - | - | $56,783,000 | $22,781,000 |