WASH
Washington Trust Bancorp, Inc.
Price Chart
Latest Quote
$35.26
Current Price| Previous Close | $34.37 |
| Open | $34.37 |
| Day High | $35.70 |
| Day Low | $34.05 |
| Volume | 257,813 |
Stock Information
| Quarterly Dividend / Yield | $2.24 / 6.35% |
| Shares Outstanding | 19.04M |
| Total Debt | $687.41M |
| Cash Equivalents | $90.86M |
| Revenue | $219.85M |
| Net Income | $52.24M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $671.17M |
| P/E Ratio | 13.01 |
| EPS (TTM) | $2.71 |
| Exchange | NMS |
đ Custom Metrics & Score
Score: 8/42| Debt to Equity | 2.36 |
| Debt to Earnings | -30.33 |
| Avg Revenue Growth | -14.23% |
| Profit Margin | -28.47% |
| Return on Equity | -5.61% |
| Avg FCF Growth | -11.21% |
| FCF Yield | 8.00% |
Score Explanation: The perfect score is 42/42 based on debt levels, profitability, growth rates, and cash flow metrics. FCF Yield is weighted most heavily as it shows what return the business currently generates.
Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-02-02 | $35.26 | 273,800 |
| 2026-01-30 | $34.37 | 252,700 |
| 2026-01-29 | $34.02 | 406,400 |
| 2026-01-28 | $30.19 | 129,600 |
| 2026-01-27 | $30.32 | 79,000 |
| 2026-01-26 | $30.18 | 73,400 |
| 2026-01-23 | $30.17 | 87,600 |
| 2026-01-22 | $31.48 | 115,300 |
| 2026-01-21 | $31.43 | 109,500 |
| 2026-01-20 | $29.92 | 86,800 |
| 2026-01-16 | $30.46 | 79,900 |
| 2026-01-15 | $30.60 | 102,600 |
| 2026-01-14 | $30.09 | 113,200 |
| 2026-01-13 | $29.56 | 90,400 |
| 2026-01-12 | $29.69 | 67,800 |
| 2026-01-09 | $29.84 | 96,700 |
| 2026-01-08 | $30.30 | 106,000 |
| 2026-01-07 | $29.58 | 100,700 |
| 2026-01-06 | $29.61 | 147,300 |
| 2026-01-05 | $29.53 | 132,800 |
| 2026-01-02 | $nan | 0 |
About Washington Trust Bancorp, Inc.
Washington Trust Bancorp, Inc. operates as the bank holding company for The Washington Trust Company, of Westerly that provides various banking and financial services to individuals and businesses. The company operates in two segments, Commercial Banking and Wealth Management Services. The Commercial Banking segment offers deposit accounts, including interest-bearing and noninterest-bearing demand deposits, NOW and savings accounts, money market and retirement deposit accounts, and time deposits; various commercial and retail lending products, such as commercial real estate loans, including commercial mortgages, and construction and development loans; commercial and industrial loans comprising working capital, equipment financing, and financing for other business-related purposes; residential real estate loans that consist of mortgage and homeowner construction loans; and consumer loans comprising home equity loans and lines of credit, personal installment loans, and loans to individuals secured by general aviation aircraft. This segment also provides debit cards; automated teller machines (ATMs); telephone banking, internet banking, mobile banking, remote deposit capture, and other cash management services; and investment portfolio and wholesale funding services. The Wealth Management Services segment offers investment management; financial planning; personal trust and estate services, such as trustee, personal representative, custodian, and guardian; and settlement of decedents' estates, as well as institutional trust services comprising custody and fiduciary services for personal and institutional clients. The company was founded in 1800 and is headquartered in Westerly, Rhode Island.
đ° Latest News
3 Stocks Under $50 We Approach with Caution
StockStory âĸ 2026-02-02T04:31:52Z
Washington Trust Bancorp, Inc. (NASDAQ:WASH) Reported Earnings Last Week And Analysts Are Already Upgrading Their Estimates
Simply Wall St. âĸ 2026-01-31T12:25:17Z
Washington Trust (WASH) Upgraded to Strong Buy: Here's What You Should Know
Zacks âĸ 2026-01-30T17:00:03Z
Best Growth Stocks to Buy for January 30th
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Zacks âĸ 2026-01-30T10:37:00Z
Washington Trust Bancorp Q4 Earnings Call Highlights
MarketBeat âĸ 2026-01-29T22:10:02Z
Washington Trust Bancorp Inc (WASH) Q4 2025 Earnings Call Highlights: Strong Net Income Growth ...
GuruFocus.com âĸ 2026-01-29T21:03:21Z
Washington Trust Bancorp (WASH) Shares Skyrocket, What You Need To Know
StockStory âĸ 2026-01-29T19:26:13Z
Compared to Estimates, Washington Trust (WASH) Q4 Earnings: A Look at Key Metrics
Zacks âĸ 2026-01-28T23:30:02Z
Income Statement (Annual)
Revenue
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Total Revenue | $98,551,000 | $193,238,000 | $218,592,000 | $228,829,000 |
| Operating Revenue | $98,551,000 | $193,238,000 | $218,592,000 | $228,829,000 |
Expenses
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Interest Expense | $212,230,000 | $171,561,000 | $38,475,000 | $16,560,000 |
| Selling And Marketing Expense | $2,626,000 | $2,562,000 | $2,587,000 | $1,843,000 |
| General And Administrative Expense | $91,773,000 | $87,125,000 | $85,491,000 | $88,887,000 |
| Professional Expense And Contract Services Expense | $3,128,000 | $3,891,000 | $3,127,000 | $2,859,000 |
| Other Non Interest Expense | $25,093,000 | $25,182,000 | $23,734,000 | $21,701,000 |
Income & Earnings
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Income From Continuing Operation Net Minority Interest | $-28,059,000 | $48,176,000 | $71,681,000 | $76,870,000 |
| Net Interest Income | $128,448,000 | $137,098,000 | $155,990,000 | $141,435,000 |
| Interest Income | $340,678,000 | $308,659,000 | $194,465,000 | $157,995,000 |
| Normalized Income | $-29,577,300 | $48,176,000 | $71,681,000 | $82,296,190 |
| Net Income From Continuing And Discontinued Operation | $-28,059,000 | $48,176,000 | $71,681,000 | $76,870,000 |
| Net Income Common Stockholders | $-28,038,000 | $48,091,000 | $71,479,000 | $76,648,000 |
| Net Income | $-28,059,000 | $48,176,000 | $71,681,000 | $76,870,000 |
| Net Income Including Noncontrolling Interests | $-28,059,000 | $48,176,000 | $71,681,000 | $76,870,000 |
| Net Income Continuous Operations | $-28,059,000 | $48,176,000 | $71,681,000 | $76,870,000 |
| Pretax Income | $-38,818,000 | $56,481,000 | $91,170,000 | $98,187,000 |
| Special Income Charges | $2,100,000 | $0 | $0 | $-6,930,000 |
| Depreciation Amortization Depletion Income Statement | $826,000 | $843,000 | $860,000 | $890,000 |
| Depreciation And Amortization In Income Statement | $826,000 | $843,000 | $860,000 | $890,000 |
| Amortization Of Intangibles Income Statement | $826,000 | $843,000 | $860,000 | $890,000 |
| Average Dilution Earnings | - | - | $0 | $1,000 |
Per Share Metrics
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Diluted EPS | $-1.63 | $2.82 | $4.11 | $4.39 |
| Basic EPS | $-1.63 | $2.82 | $4.14 | $4.43 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Tax Effect Of Unusual Items | $581,700 | $0 | $0 | $-1,503,810 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $2,100,000 | $0 | $0 | $-6,930,000 |
| Total Unusual Items Excluding Goodwill | $2,100,000 | $0 | $0 | $-6,930,000 |
| Reconciled Depreciation | $4,760,000 | $4,848,000 | $4,325,000 | $4,301,000 |
| Diluted Average Shares | $17,223,000 | $17,062,000 | $17,381,000 | $17,455,000 |
| Basic Average Shares | $17,149,000 | $17,033,000 | $17,246,000 | $17,310,000 |
| Diluted NI Availto Com Stockholders | $-28,038,000 | $48,091,000 | $71,479,000 | $76,648,000 |
| Otherunder Preferred Stock Dividend | $-21,000 | $85,000 | $202,000 | $222,000 |
| Tax Provision | $-10,759,000 | $8,305,000 | $19,489,000 | $21,317,000 |
| Other Special Charges | $-2,100,000 | - | - | $-1,000,000 |
| Gain On Sale Of Security | $-30,580,000 | $1,390,000 | $2,756,000 | $4,342,000 |
| Amortization | $826,000 | $843,000 | $860,000 | $890,000 |
| Selling General And Administration | $94,399,000 | $89,687,000 | $88,078,000 | $90,730,000 |
| Insurance And Claims | $5,513,000 | $4,667,000 | $1,687,000 | $1,592,000 |
| Salaries And Wages | $86,260,000 | $82,458,000 | $83,804,000 | $87,295,000 |
| Occupancy And Equipment | $13,623,000 | $13,954,000 | $12,923,000 | $12,354,000 |
Balance Sheet (Annual)
Assets
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Tangible Assets | $432,934,000 | $405,066,000 | $385,206,000 | $495,485,000 |
| Total Assets | $6,930,647,000 | $7,202,847,000 | $6,660,051,000 | $5,851,127,000 |
| Goodwill And Other Intangible Assets | $66,794,000 | $67,620,000 | $68,463,000 | $69,323,000 |
| Other Intangible Assets | $2,885,000 | $3,711,000 | $4,554,000 | $5,414,000 |
| Cash And Cash Equivalents | $109,902,000 | $86,824,000 | $115,492,000 | $175,259,000 |
| Cash Financial | $21,534,000 | $54,970,000 | $115,492,000 | $175,259,000 |
| Cash Cash Equivalents And Federal Funds Sold | $109,902,000 | $86,824,000 | $115,492,000 | $175,259,000 |
Debt
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Debt | $1,037,779,000 | $1,125,857,000 | $887,189,000 | - |
| Total Debt | $1,177,259,000 | $1,244,708,000 | $1,032,239,000 | $196,691,000 |
| Long Term Debt And Capital Lease Obligation | $1,177,259,000 | $1,244,708,000 | $1,032,239,000 | $196,691,000 |
| Long Term Debt | $1,147,681,000 | $1,212,681,000 | $1,002,681,000 | $167,681,000 |
Liabilities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Total Liabilities Net Minority Interest | $6,430,919,000 | $6,730,161,000 | $6,206,382,000 | $5,286,319,000 |
Equity
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Common Stock Equity | $499,728,000 | $472,686,000 | $453,669,000 | $564,808,000 |
| Total Equity Gross Minority Interest | $499,728,000 | $472,686,000 | $453,669,000 | $564,808,000 |
| Stockholders Equity | $499,728,000 | $472,686,000 | $453,669,000 | $564,808,000 |
| Gains Losses Not Affecting Retained Earnings | $-119,171,000 | $-141,153,000 | $-157,800,000 | $-19,981,000 |
| Retained Earnings | $434,014,000 | $501,917,000 | $492,043,000 | $458,310,000 |
| Other Equity Adjustments | - | $-141,153,000 | $-157,800,000 | $-19,981,000 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Treasury Shares Number | $288,402 | $332,470 | $180,704 | $32,639 |
| Ordinary Shares Number | $19,273,583 | $17,030,987 | $17,182,753 | $17,330,818 |
| Share Issued | $19,561,985 | $17,363,457 | $17,363,457 | $17,363,457 |
| Tangible Book Value | $432,934,000 | $405,066,000 | $385,206,000 | $495,485,000 |
| Invested Capital | $1,647,409,000 | $1,685,367,000 | $1,456,350,000 | $732,489,000 |
| Capital Lease Obligations | $29,578,000 | $32,027,000 | $29,558,000 | $29,010,000 |
| Total Capitalization | $1,647,409,000 | $1,685,367,000 | $1,456,350,000 | $732,489,000 |
| Treasury Stock | $13,285,000 | $15,313,000 | $8,715,000 | $1,117,000 |
| Additional Paid In Capital | $196,947,000 | $126,150,000 | $127,056,000 | $126,511,000 |
| Capital Stock | $1,223,000 | $1,085,000 | $1,085,000 | $1,085,000 |
| Common Stock | $1,223,000 | $1,085,000 | $1,085,000 | $1,085,000 |
| Long Term Capital Lease Obligation | $29,578,000 | $32,027,000 | $29,558,000 | $29,010,000 |
| Investments And Advances | $920,292,000 | $1,003,740,000 | $996,858,000 | $1,046,093,000 |
| Available For Sale Securities | $852,588,000 | - | - | - |
| Goodwill | $63,909,000 | $63,909,000 | $63,909,000 | $63,909,000 |
| Net PPE | $53,816,000 | $61,655,000 | $58,706,000 | $55,600,000 |
| Accumulated Depreciation | $-35,028,000 | $-46,304,000 | $-45,984,000 | $-45,675,000 |
| Gross PPE | $88,844,000 | $107,959,000 | $104,690,000 | $101,275,000 |
| Other Properties | $26,943,000 | $29,364,000 | $27,156,000 | $26,692,000 |
| Machinery Furniture Equipment | $21,482,000 | $23,980,000 | $24,463,000 | $23,706,000 |
| Buildings And Improvements | $36,499,000 | $48,573,000 | $47,029,000 | $44,956,000 |
| Land And Improvements | $3,920,000 | $6,042,000 | $6,042,000 | $5,921,000 |
| Other Short Term Investments | $67,704,000 | $1,003,740,000 | $996,858,000 | $1,046,093,000 |
Cash Flow Statement (Annual)
Free Cash Flow
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Free Cash Flow | $53,667,000 | $26,555,000 | $106,867,000 | $97,322,000 |
Operating Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Operating Cash Flow | $57,668,000 | $31,603,000 | $113,006,000 | $100,812,000 |
| Cash Flow From Continuing Operating Activities | $57,668,000 | $31,603,000 | $113,006,000 | $100,812,000 |
| Operating Gains Losses | $84,172,000 | $-4,514,000 | $-6,730,000 | $-28,195,000 |
Investing Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Capital Expenditure | $-4,001,000 | $-5,048,000 | $-6,139,000 | $-3,490,000 |
| Investing Cash Flow | $231,304,000 | $-550,840,000 | $-999,041,000 | $-240,899,000 |
| Cash Flow From Continuing Investing Activities | $231,304,000 | $-550,840,000 | $-999,041,000 | $-240,899,000 |
| Net Other Investing Changes | $4,425,000 | $-6,498,000 | $-37,432,000 | $11,780,000 |
Financing Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Repurchase Of Capital Stock | $0 | $-8,814,000 | $-9,479,000 | $0 |
| Issuance Of Capital Stock | $70,521,000 | $0 | $0 | - |
| Financing Cash Flow | $-265,267,000 | $490,999,000 | $825,964,000 | $116,312,000 |
| Cash Flow From Continuing Financing Activities | $-265,267,000 | $490,999,000 | $825,964,000 | $116,312,000 |
| Cash Dividends Paid | $-38,397,000 | $-38,631,000 | $-37,647,000 | $-36,349,000 |
| Common Stock Dividend Paid | $-38,397,000 | $-38,631,000 | $-37,647,000 | $-36,349,000 |
| Net Common Stock Issuance | $70,521,000 | $-8,814,000 | $-9,479,000 | $0 |
| Common Stock Issuance | $70,521,000 | $0 | $0 | - |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Repayment Of Debt | $-2,450,000,000 | $-3,305,000,000 | $-2,321,112,000 | $-1,743,036,000 |
| Issuance Of Debt | $2,385,000,000 | $3,515,000,000 | $3,156,112,000 | $1,294,176,000 |
| Interest Paid Supplemental Data | $217,154,000 | $156,648,000 | $32,096,000 | $18,313,000 |
| Income Tax Paid Supplemental Data | $7,236,000 | $9,926,000 | $17,706,000 | $19,641,000 |
| End Cash Position | $113,889,000 | $90,184,000 | $118,422,000 | $178,493,000 |
| Beginning Cash Position | $90,184,000 | $118,422,000 | $178,493,000 | $202,268,000 |
| Changes In Cash | $23,705,000 | $-28,238,000 | $-60,071,000 | $-23,775,000 |
| Proceeds From Stock Option Exercised | $-31,000 | $-754,000 | $-821,000 | $-177,000 |
| Common Stock Payments | $0 | $-8,814,000 | $-9,479,000 | $0 |
| Net Issuance Payments Of Debt | $-65,000,000 | $210,000,000 | $835,000,000 | $-448,860,000 |
| Net Long Term Debt Issuance | $-65,000,000 | $210,000,000 | $835,000,000 | $-448,860,000 |
| Long Term Debt Payments | $-2,450,000,000 | $-3,305,000,000 | $-2,321,112,000 | $-1,743,036,000 |
| Long Term Debt Issuance | $2,385,000,000 | $3,515,000,000 | $3,156,112,000 | $1,294,176,000 |
| Net Investment Purchase And Sale | $66,457,000 | $3,916,000 | $-120,247,000 | $-179,405,000 |
| Sale Of Investment | $450,494,000 | $72,482,000 | $116,116,000 | $420,601,000 |
| Purchase Of Investment | $-384,037,000 | $-68,566,000 | $-236,363,000 | $-600,006,000 |
| Net PPE Purchase And Sale | $-4,001,000 | $-5,048,000 | $-6,139,000 | $-3,490,000 |
| Purchase Of PPE | $-4,001,000 | $-5,048,000 | $-6,139,000 | $-3,490,000 |
| Change In Working Capital | $-4,007,000 | $-20,707,000 | $3,349,000 | $-691,000 |
| Change In Other Current Liabilities | $4,714,000 | $-15,499,000 | $34,617,000 | $-42,455,000 |
| Change In Other Current Assets | $-8,721,000 | $-5,208,000 | $-31,268,000 | $41,764,000 |
| Other Non Cash Items | $11,582,000 | $908,000 | $34,303,000 | $44,250,000 |
| Excess Tax Benefit From Stock Based Compensation | $-183,000 | $-34,000 | $78,000 | $182,000 |
| Stock Based Compensation | $2,473,000 | $2,064,000 | $3,247,000 | $3,316,000 |
| Deferred Tax | $-16,737,000 | $-3,690,000 | $1,160,000 | $2,155,000 |
| Deferred Income Tax | $-16,737,000 | $-3,690,000 | $1,160,000 | $2,155,000 |
| Depreciation Amortization Depletion | $4,760,000 | $4,848,000 | $4,325,000 | $4,301,000 |
| Depreciation And Amortization | $4,760,000 | $4,848,000 | $4,325,000 | $4,301,000 |
| Amortization Cash Flow | $826,000 | $843,000 | $860,000 | $890,000 |
| Amortization Of Intangibles | $826,000 | $843,000 | $860,000 | $890,000 |
| Depreciation | $3,934,000 | $4,005,000 | $3,465,000 | $3,411,000 |
| Gain Loss On Investment Securities | $31,047,000 | $0 | $0 | $0 |
| Gain Loss On Sale Of PPE | $-988,000 | $0 | $0 | - |
| Net Income From Continuing Operations | $-28,059,000 | $48,176,000 | $71,681,000 | $76,870,000 |
| Sale Of PPE | - | - | - | $0 |