WAFDP
WaFd, Inc.
Price Chart
Latest Quote
$16.57
Current Price| Previous Close | $16.57 |
| Open | $16.58 |
| Day High | $16.66 |
| Day Low | $16.57 |
| Volume | 6,792 |
Stock Information
| Quarterly Dividend / Yield | $1.22 / 7.36% |
| Total Debt | $2.49B |
| Cash Equivalents | $734.92M |
| Revenue | $734.47M |
| Net Income | $228.37M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| P/E Ratio | 6.05 |
| EPS (TTM) | $2.74 |
| Exchange | NMS |
📊 Custom Metrics & Score
Score: 7/42| Debt to Equity | 0.60 |
| Debt to Earnings | 6.27 |
| Avg Revenue Growth | 2.39% |
| Profit Margin | 31.19% |
| Return on Equity | 7.44% |
| Avg FCF Growth | -4.72% |
Score Explanation: The perfect score is 42/42 based on debt levels, profitability, growth rates, and cash flow metrics. FCF Yield is weighted most heavily as it shows what return the business currently generates.
Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-02-02 | $16.57 | 8,400 |
| 2026-01-30 | $16.57 | 18,700 |
| 2026-01-29 | $16.58 | 14,400 |
| 2026-01-28 | $16.52 | 12,300 |
| 2026-01-27 | $16.56 | 12,400 |
| 2026-01-26 | $16.54 | 15,600 |
| 2026-01-23 | $16.62 | 5,700 |
| 2026-01-22 | $16.64 | 14,900 |
| 2026-01-21 | $16.61 | 28,800 |
| 2026-01-20 | $16.67 | 25,800 |
| 2026-01-16 | $16.72 | 15,600 |
| 2026-01-15 | $16.69 | 16,900 |
| 2026-01-14 | $16.62 | 10,700 |
| 2026-01-13 | $16.57 | 14,900 |
| 2026-01-12 | $16.64 | 7,600 |
| 2026-01-09 | $16.57 | 23,200 |
| 2026-01-08 | $16.42 | 16,800 |
| 2026-01-07 | $16.40 | 21,400 |
| 2026-01-06 | $16.47 | 22,500 |
| 2026-01-05 | $16.53 | 38,600 |
About WaFd, Inc.
WaFd, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. The company provides deposit products, including business and personal checking accounts, and term certificates of deposit, as well as money market accounts and passbook savings accounts. It offers single-family residential, construction, land acquisition and development, consumer lot, multi-family residential, commercial real estate, home equity, business, and consumer loans, as well as commercial and industrial loans. In addition, the company offers insurance brokerage services, such as individual and business insurance policies; holds and markets real estate properties; and debit and credit cards, as well as acts as the trustee. Additionally, it provides technology and data services; and personalized financial guidance and investment services. It serves consumers, mid-sized and large businesses, and owners and developers of commercial real estate. The company was formerly known as Washington Federal, Inc. and changed its name to WaFd, Inc. in September 2023. WaFd, Inc. was founded in 1917 and is headquartered in Seattle, Washington.
📰 Latest News
3 Russell 2000 Stocks with Warning Signs
StockStory • 2026-02-03T04:31:18Z
Will CRA Upgrade And Margin Pressure Reset WaFd's (WAFD) Risk‑Reward Narrative?
Simply Wall St. • 2026-01-26T04:31:18Z
The Top 5 Analyst Questions From WaFd Bank’s Q4 Earnings Call
StockStory • 2026-01-22T05:32:16Z
WaFd Inc (WAFD) Q1 2026 Earnings Call Highlights: Strong Income Growth Amid Credit Challenges
GuruFocus.com • 2026-01-21T01:00:37Z
WAFD Q4 Deep Dive: Margin Pressure, Deposit Shifts, and Credit Quality Outlook
StockStory • 2026-01-17T10:10:44Z
Is WaFd (WAFD) Offering Value After Recent Share Price Softness
Simply Wall St. • 2026-01-17T00:15:37Z
WaFd Q1 Earnings Call Highlights
MarketBeat • 2026-01-16T16:35:22Z
WAFD Q1 Earnings Beat Estimates on Higher NII, Expenses Decline
Zacks • 2026-01-16T13:47:00Z
WaFd: Fiscal Q1 Earnings Snapshot
Associated Press Finance • 2026-01-16T07:40:40ZWaFd Bank (NASDAQ:WAFD) Reports Sales Below Analyst Estimates In Q4 CY2025 Earnings
StockStory • 2026-01-15T22:16:12Z
Income Statement (Annual)
Revenue
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Total Revenue | $724,855,000 | $721,828,000 | $742,611,000 | $661,612,000 |
| Operating Revenue | $724,855,000 | $721,828,000 | $742,611,000 | $661,612,000 |
Expenses
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Interest Expense | $685,214,000 | $710,878,000 | $352,721,000 | $71,770,000 |
| General And Administrative Expense | $242,346,000 | $263,018,000 | $216,559,000 | $203,448,000 |
| Other Non Interest Expense | $140,180,000 | $143,218,000 | $117,897,000 | $112,628,000 |
Income & Earnings
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Net Income From Continuing Operation Net Minority Interest | $226,068,000 | $200,041,000 | $257,426,000 | $236,330,000 |
| Net Interest Income | $654,235,000 | $660,832,000 | $690,234,000 | $594,589,000 |
| Interest Income | $1,339,449,000 | $1,371,710,000 | $1,042,955,000 | $666,359,000 |
| Normalized Income | $226,557,060 | $199,803,576 | $257,286,608 | $235,817,012 |
| Net Income From Continuing And Discontinued Operation | $226,068,000 | $200,041,000 | $257,426,000 | $236,330,000 |
| Net Income Common Stockholders | $211,443,000 | $185,416,000 | $242,801,000 | $221,705,000 |
| Net Income | $226,068,000 | $200,041,000 | $257,426,000 | $236,330,000 |
| Net Income Including Noncontrolling Interests | $226,068,000 | $200,041,000 | $257,426,000 | $236,330,000 |
| Net Income Continuous Operations | $226,068,000 | $200,041,000 | $257,426,000 | $236,330,000 |
| Pretax Income | $289,642,000 | $256,056,000 | $325,076,000 | $300,037,000 |
| Special Income Charges | - | - | - | $0 |
Other
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Tax Effect Of Unusual Items | $-137,940 | $66,576 | $36,608 | $138,012 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-627,000 | $304,000 | $176,000 | $651,000 |
| Total Unusual Items Excluding Goodwill | $-627,000 | $304,000 | $176,000 | $651,000 |
| Reconciled Depreciation | $9,718,000 | $134,103,000 | $22,970,000 | $64,050,000 |
| Diluted NI Availto Com Stockholders | $211,443,000 | $185,416,000 | $242,801,000 | $221,705,000 |
| Preferred Stock Dividends | $14,625,000 | $14,625,000 | $14,625,000 | $14,625,000 |
| Tax Provision | $63,574,000 | $56,015,000 | $67,650,000 | $63,707,000 |
| Gain On Sale Of Security | $178,000 | $583,000 | $-834,000 | $99,000 |
| Selling General And Administration | $242,346,000 | $263,018,000 | $216,559,000 | $203,448,000 |
| Insurance And Claims | $20,200,000 | $28,870,000 | $20,025,000 | $9,531,000 |
| Salaries And Wages | $222,146,000 | $234,148,000 | $196,534,000 | $193,917,000 |
| Occupancy And Equipment | $44,937,000 | $42,036,000 | $41,579,000 | $42,499,000 |
| Other Special Charges | - | - | - | - |
| Other Gand A | - | - | - | - |
Balance Sheet (Annual)
Assets
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Net Tangible Assets | $2,597,482,000 | $2,551,875,000 | $2,115,807,000 | $1,965,251,000 |
| Total Assets | $26,699,699,000 | $28,060,330,000 | $22,474,675,000 | $20,772,131,000 |
| Goodwill And Other Intangible Assets | $442,093,000 | $448,425,000 | $310,619,000 | $309,009,000 |
| Other Intangible Assets | $27,371,000 | $37,065,000 | $5,869,000 | $5,552,000 |
| Receivables | $211,373,000 | $222,075,000 | $95,482,000 | $63,872,000 |
| Other Receivables | $112,784,000 | $119,248,000 | $8,479,000 | - |
| Accounts Receivable | $98,589,000 | $102,827,000 | $87,003,000 | $63,872,000 |
| Cash And Cash Equivalents | $657,310,000 | $2,381,102,000 | $980,649,000 | $683,965,000 |
| Cash Cash Equivalents And Federal Funds Sold | $657,310,000 | $2,381,102,000 | $980,649,000 | $683,965,000 |
Debt
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Net Debt | $1,159,939,000 | $937,205,000 | $2,669,351,000 | $1,441,035,000 |
| Total Debt | $1,817,249,000 | $3,318,307,000 | $3,650,000,000 | $2,125,000,000 |
| Long Term Debt And Capital Lease Obligation | $70,208,000 | $3,318,307,000 | $3,650,000,000 | $2,125,000,000 |
| Long Term Debt | $70,208,000 | $3,318,307,000 | $3,650,000,000 | $2,125,000,000 |
| Current Debt And Capital Lease Obligation | $1,747,041,000 | - | - | - |
| Current Debt | $1,747,041,000 | - | - | - |
| Other Current Borrowings | $1,747,041,000 | - | - | - |
Liabilities
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Total Liabilities Net Minority Interest | $23,660,124,000 | $25,060,030,000 | $20,048,249,000 | $18,497,871,000 |
| Payables And Accrued Expenses | - | - | $0 | $3,306,000 |
| Payables | - | - | $0 | $3,306,000 |
| Total Tax Payable | - | - | $0 | $3,306,000 |
| Income Tax Payable | - | - | $0 | $3,306,000 |
Equity
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Common Stock Equity | $2,739,575,000 | $2,700,300,000 | $2,126,426,000 | $1,974,260,000 |
| Preferred Stock Equity | $300,000,000 | $300,000,000 | $300,000,000 | $300,000,000 |
| Total Equity Gross Minority Interest | $3,039,575,000 | $3,000,300,000 | $2,426,426,000 | $2,274,260,000 |
| Stockholders Equity | $3,039,575,000 | $3,000,300,000 | $2,426,426,000 | $2,274,260,000 |
| Gains Losses Not Affecting Retained Earnings | $56,950,000 | $55,851,000 | $46,921,000 | $52,481,000 |
| Other Equity Adjustments | $56,950,000 | $55,851,000 | $46,921,000 | $52,481,000 |
| Retained Earnings | $2,105,702,000 | $1,978,898,000 | $1,867,749,000 | $1,688,740,000 |
Other
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Treasury Shares Number | $76,221,481 | $72,787,160 | $71,729,663 | $70,940,760 |
| Preferred Shares Number | $300,000 | $300,000 | $300,000 | $300,000 |
| Ordinary Shares Number | $78,186,520 | $81,220,269 | $64,736,916 | $65,330,126 |
| Share Issued | $154,408,001 | $154,007,429 | $136,466,579 | $136,270,886 |
| Tangible Book Value | $2,297,482,000 | $2,251,875,000 | $1,815,807,000 | $1,665,251,000 |
| Invested Capital | $4,556,824,000 | $6,018,607,000 | $5,776,426,000 | $4,099,260,000 |
| Total Capitalization | $3,109,783,000 | $6,318,607,000 | $6,076,426,000 | $4,399,260,000 |
| Treasury Stock | $1,740,761,000 | $1,639,131,000 | $1,612,345,000 | $1,590,207,000 |
| Additional Paid In Capital | $2,163,276,000 | $2,150,675,000 | $1,687,634,000 | $1,686,975,000 |
| Capital Stock | $454,408,000 | $454,007,000 | $436,467,000 | $436,271,000 |
| Common Stock | $154,408,000 | $154,007,000 | $136,467,000 | $136,271,000 |
| Preferred Stock | $300,000,000 | $300,000,000 | $300,000,000 | $300,000,000 |
| Investments And Advances | $4,179,003,000 | $3,009,681,000 | $2,418,683,000 | $2,514,336,000 |
| Held To Maturity Securities | $645,802,000 | $436,972,000 | $423,586,000 | $463,299,000 |
| Available For Sale Securities | $918,061,000 | $1,136,663,000 | - | - |
| Goodwill | $414,722,000 | $411,360,000 | $304,750,000 | $303,457,000 |
| Net PPE | $261,271,000 | $247,901,000 | $237,011,000 | $243,062,000 |
| Accumulated Depreciation | $-183,166,000 | $-174,483,000 | $-155,268,000 | $-145,974,000 |
| Gross PPE | $444,437,000 | $422,384,000 | $392,279,000 | $389,036,000 |
| Leases | $33,473,000 | $31,729,000 | $18,081,000 | $18,361,000 |
| Machinery Furniture Equipment | $111,497,000 | $99,033,000 | $92,765,000 | $92,164,000 |
| Buildings And Improvements | $210,017,000 | $203,567,000 | $190,707,000 | $185,573,000 |
| Land And Improvements | $89,450,000 | $88,055,000 | $90,726,000 | $92,938,000 |
| Other Short Term Investments | $2,615,140,000 | $1,436,046,000 | $1,995,097,000 | $2,051,037,000 |
| Current Accrued Expenses | - | - | $275,370,000 | $289,944,000 |
Cash Flow Statement (Annual)
Free Cash Flow
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Free Cash Flow | $208,245,000 | $414,552,000 | $198,894,000 | $256,675,000 |
Operating Activities
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Operating Cash Flow | $236,952,000 | $439,233,000 | $213,957,000 | $268,465,000 |
| Cash Flow From Continuing Operating Activities | $236,952,000 | $439,233,000 | $213,957,000 | $268,465,000 |
| Operating Gains Losses | $-439,000 | $-2,897,000 | $-1,186,000 | $556,000 |
Investing Activities
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Capital Expenditure | $-28,707,000 | $-24,681,000 | $-15,063,000 | $-11,790,000 |
| Investing Cash Flow | $-318,414,000 | $3,287,218,000 | $-1,377,917,000 | $-2,493,164,000 |
| Cash Flow From Continuing Investing Activities | $-318,414,000 | $3,287,218,000 | $-1,377,917,000 | $-2,493,164,000 |
| Net Other Investing Changes | $10,415,000 | $73,836,000 | $-22,746,000 | $17,034,000 |
Financing Activities
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Repurchase Of Capital Stock | $-101,931,000 | $-27,069,000 | $-30,463,000 | $-3,260,000 |
| Financing Cash Flow | $-1,642,330,000 | $-2,325,998,000 | $1,460,644,000 | $817,855,000 |
| Cash Flow From Continuing Financing Activities | $-1,642,330,000 | $-2,325,998,000 | $1,460,644,000 | $817,855,000 |
| Net Other Financing Charges | $-1,485,000 | $8,780,000 | $2,499,000 | $3,035,000 |
| Cash Dividends Paid | $-99,264,000 | $-88,892,000 | $-78,417,000 | $-76,201,000 |
| Preferred Stock Dividend Paid | $-14,625,000 | $-14,625,000 | $-14,625,000 | $-14,625,000 |
| Common Stock Dividend Paid | $-84,639,000 | $-74,267,000 | $-63,792,000 | $-61,576,000 |
| Net Common Stock Issuance | $-101,931,000 | $-27,069,000 | $-30,463,000 | $-3,260,000 |
| Issuance Of Capital Stock | - | - | $0 | $0 |
| Net Preferred Stock Issuance | - | - | $0 | $0 |
| Preferred Stock Issuance | - | - | $0 | $0 |
Other
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Repayment Of Debt | $-12,527,894,000 | $-18,937,525,000 | $-15,650,000,000 | $-6,940,000,000 |
| Issuance Of Debt | $11,019,793,000 | $17,037,035,000 | $17,175,000,000 | $7,345,000,000 |
| Interest Paid Supplemental Data | $746,932,000 | $739,076,000 | $364,386,000 | $65,175,000 |
| Income Tax Paid Supplemental Data | $41,647,000 | $20,283,000 | $61,245,000 | $35,098,000 |
| End Cash Position | $657,310,000 | $2,381,102,000 | $980,649,000 | $683,965,000 |
| Beginning Cash Position | $2,381,102,000 | $980,649,000 | $683,965,000 | $2,090,809,000 |
| Changes In Cash | $-1,723,792,000 | $1,400,453,000 | $296,684,000 | $-1,406,844,000 |
| Proceeds From Stock Option Exercised | $4,785,000 | $6,179,000 | $1,266,000 | $1,823,000 |
| Common Stock Payments | $-101,931,000 | $-27,069,000 | $-30,463,000 | $-3,260,000 |
| Net Issuance Payments Of Debt | $-1,508,101,000 | $-1,900,490,000 | $1,525,000,000 | $405,000,000 |
| Net Long Term Debt Issuance | $-1,508,101,000 | $-1,900,490,000 | $1,525,000,000 | $405,000,000 |
| Long Term Debt Payments | $-12,527,894,000 | $-18,937,525,000 | $-15,650,000,000 | $-6,940,000,000 |
| Long Term Debt Issuance | $11,019,793,000 | $17,037,035,000 | $17,175,000,000 | $7,345,000,000 |
| Net Investment Purchase And Sale | $-1,131,126,000 | $4,811,000 | $71,756,000 | $-172,797,000 |
| Sale Of Investment | $615,635,000 | $605,259,000 | $460,737,000 | $610,502,000 |
| Purchase Of Investment | $-1,746,761,000 | $-600,448,000 | $-388,981,000 | $-783,299,000 |
| Net Business Purchase And Sale | $-360,000 | $623,583,000 | $-2,590,000 | $0 |
| Net PPE Purchase And Sale | $-27,018,000 | $-23,340,000 | $-13,973,000 | $-11,749,000 |
| Sale Of PPE | $1,689,000 | $1,341,000 | $1,090,000 | $41,000 |
| Purchase Of PPE | $-28,707,000 | $-24,681,000 | $-15,063,000 | $-11,790,000 |
| Change In Working Capital | $-15,656,000 | $81,305,000 | $-113,852,000 | $-40,894,000 |
| Change In Other Working Capital | $-7,526,000 | $-6,933,000 | $-5,976,000 | $-5,549,000 |
| Change In Other Current Assets | $-27,885,000 | $148,001,000 | $-67,342,000 | $-100,146,000 |
| Change In Payables And Accrued Expense | $9,393,000 | $-88,387,000 | $-10,753,000 | $74,160,000 |
| Change In Accrued Expense | $9,393,000 | $-88,387,000 | $-7,447,000 | $65,774,000 |
| Change In Payable | $0 | $0 | $-3,306,000 | $8,386,000 |
| Change In Tax Payable | $0 | $0 | $-3,306,000 | $8,386,000 |
| Change In Income Tax Payable | $0 | $0 | $-3,306,000 | $8,386,000 |
| Change In Receivables | $10,362,000 | $28,624,000 | $-29,781,000 | $-9,359,000 |
| Changes In Account Receivables | $4,238,000 | $9,873,000 | $-23,131,000 | $-13,236,000 |
| Stock Based Compensation | $8,519,000 | $9,181,000 | $7,914,000 | $6,808,000 |
| Asset Impairment Charge | $992,000 | $0 | $6,000 | $0 |
| Depreciation Amortization Depletion | $9,718,000 | $134,103,000 | $22,970,000 | $64,050,000 |
| Depreciation And Amortization | $9,718,000 | $134,103,000 | $22,970,000 | $64,050,000 |
| Depreciation | $9,718,000 | $134,103,000 | $22,970,000 | $64,050,000 |
| Gain Loss On Investment Securities | $-20,000 | $-342,000 | $-33,000 | $-99,000 |
| Gain Loss On Sale Of PPE | $-419,000 | $-2,555,000 | $-1,153,000 | $655,000 |
| Net Income From Continuing Operations | $226,068,000 | $200,041,000 | $257,426,000 | $236,330,000 |
| Other Non Cash Items | - | - | $-821,000 | $-1,385,000 |
| Net Investment Properties Purchase And Sale | - | - | - | - |
| Sale Of Investment Properties | - | - | - | - |
| Purchase Of Business | - | - | - | - |