THG
The Hanover Insurance Group, Inc.
Price Chart
Latest Quote
$206.90
-7.26 (-3.39%)
Current Price
| Previous Close | $214.16 |
| Open | $209.91 |
| Day High | $211.12 |
| Day Low | $206.12 |
| Volume | 415,336 |
Stock Information
| Quarterly Dividend / Yield | $3.80 / 1.78% |
| Shares Outstanding | 34.99M |
| Quarterly Dividend Yield | 1.78% |
| Quarterly Dividend | $3.80 |
| Total Debt | $843.80M |
| Cash Equivalents | $243.50M |
| Revenue | $6.69B |
| Net Income | $719.30M |
| Sector | Financial Services |
| Industry | Insurance - Property & Casualty |
| Market Cap | $7.46B |
| P/E Ratio | 10.45 |
| EPS (TTM) | $20.41 |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $8.06B |
| Sales | $6.69B |
| Income | $719.30M |
| Book/sh | $100.86 |
| Cash/sh | $6.96 |
| Employees | 5K |
Financial Ratios
| Quick Ratio | 0.17 |
| Current Ratio | 0.35 |
| Debt/Eq | 23.63 |
| EPS Growth TTM | 45.70% |
Returns & Margins
| ROA | 3.78% |
| ROE | 21.75% |
| Gross Margin | 24.75% |
| Operating Margin | 14.57% |
| Profit Margin | 10.78% |
Ownership
| Insider Ownership | 0.91% |
| Institutional Ownership | 92.43% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 11.45 |
| PEG | 0.34 |
| P/S | 1.11 |
| P/B | 2.11 |
Analyst Data
| Recommendation | hold |
| Target Price | $216.25 |
Technical Indicators
| SMA20 | $212.09 |
| SMA50 | $199.66 |
| SMA200 | $181.53 |
| RSI | 50.76 |
| ATR | 5.5850 |
| Shares Float | 34.64M |
| Short Float | 3.56% |
| Short Ratio | 3.25 |
| Volatility | 0.29 |
| Rel Volume | 0.88 |
Performance History
| Week | -0.36% |
| Month | +7.04% |
| Quarter | +20.14% |
| 6 Months | +26.24% |
| YTD | +20.32% |
| Year | +32.90% |
| 3 Years | +105.15% |
| 5 Years | +74.13% |
| 10 Years | +242.20% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-07-17 | $213.23 | 329,900 |
| 2026-07-16 | $207.00 | 702,500 |
| 2026-07-15 | $206.90 | 420,500 |
| 2026-07-14 | $214.16 | 269,100 |
| 2026-07-13 | $216.86 | 216,500 |
| 2026-07-10 | $213.99 | 267,200 |
| 2026-07-09 | $214.34 | 371,900 |
| 2026-07-08 | $212.24 | 352,700 |
| 2026-07-07 | $218.46 | 407,000 |
| 2026-07-06 | $220.19 | 282,000 |
| 2026-07-02 | $221.61 | 440,800 |
| 2026-07-01 | $216.76 | 297,900 |
| 2026-06-30 | $214.12 | 258,400 |
| 2026-06-29 | $214.54 | 268,000 |
| 2026-06-26 | $212.61 | 435,000 |
| 2026-06-25 | $207.56 | 259,800 |
| 2026-06-24 | $210.40 | 597,900 |
| 2026-06-23 | $207.64 | 420,600 |
| 2026-06-22 | $201.29 | 354,900 |
| 2026-06-18 | $197.93 | 567,100 |
About The Hanover Insurance Group, Inc.
The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services for individuals and businesses in the United States. It operates in four segments: Core Commercial, Specialty, Personal Lines, and Other. The company offers commercial multiple peril, commercial automobile, workers' compensation, and other core commercial coverage; and professional and executive lines, marine, and surety and other, as well as specialty property and casualty products comprising Hanover program business, excess and surplus business, Hanover specialty industrial, and specialty general liability business coverage. It also provides personal automobile; and homeowners and other personal lines, including residences and personal property, liability claims, personal umbrella, inland marine, fire, personal watercraft, personal cyber, and other miscellaneous coverages. In addition, the company offers insurance products for collector cars, motorcycles, off-road vehicles, condominiums, valuable items, business owners, international, and management and professional liability; and for the construction, cultural and educational institutions, financial intuitions, healthcare, human services, life sciences, manufacturing, professional services, real estate, retail, technology, and wholesale and distribution industries. It markets its products and services through independent agents and brokers. The company was formerly known as Allmerica Financial Corp. and changed its name to The Hanover Insurance Group, Inc. in December 2005. The Hanover Insurance Group, Inc. was founded in 1852 and is headquartered in Worcester, Massachusetts.
đ° Latest News
1 Profitable Stock for Long-Term Investors and 2 Facing Challenges
StockStory âĸ 2026-07-17T09:29:46Z
US Insurance to See Property Pricing Headwinds in Q2, RBC Says
MT Newswires âĸ 2026-07-13T17:26:25ZIs Kingstone Companies (KINS) Stock Undervalued Right Now?
Zacks âĸ 2026-07-13T13:40:04Z
Personal Line Carriers Expected to Post Strong Underwriting in 2026, Morgan Stanley Says
MT Newswires âĸ 2026-07-08T15:28:44Z1 Insurance Stock to Own for Decades and 2 We Find Risky
StockStory âĸ 2026-07-08T07:38:44Z
THG Outperforms Industry, Trades Near 52-Week High: Time to Exit?
Zacks âĸ 2026-07-06T14:45:00Z
The Hanover Insurance Group, Inc. (THG) Soars to 52-Week High, Time to Cash Out?
Zacks âĸ 2026-07-03T13:15:02Z
Zacks Industry Outlook Highlights The Hanover Insurance, Essent, Mercury General, Selective Insurance and Skyward Specialty Insurance
Zacks âĸ 2026-07-02T12:52:00Z
5 P&C Insurers to Buy as Industry Sees Digitalization, Exposure Growth
Zacks âĸ 2026-07-01T17:34:00Z
Is Zacksâ Value Call on Hanover Insurance Group (THG) Reinforcing or Reframing Its Tech-Specialty Story?
Simply Wall St. âĸ 2026-06-28T13:05:17Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $6,567,300,000 | $6,216,800,000 | $5,963,500,000 | $5,432,900,000 |
| Operating Revenue | $6,567,300,000 | $6,216,800,000 | $5,963,500,000 | $5,432,900,000 |
| Expenses | ||||
| Interest Expense | $43,200,000 | $34,100,000 | $34,100,000 | $34,100,000 |
| Total Expenses | $5,723,500,000 | $5,679,000,000 | $5,922,400,000 | $5,288,900,000 |
| Net Non Operating Interest Income Expense | $-43,200,000 | $-34,100,000 | $-34,100,000 | $-34,100,000 |
| Interest Expense Non Operating | $43,200,000 | $34,100,000 | $34,100,000 | $34,100,000 |
| Other Operating Expenses | $692,900,000 | $686,400,000 | $607,700,000 | $573,900,000 |
| Loss Adjustment Expense | $3,729,300,000 | $3,757,400,000 | $4,134,600,000 | $3,623,400,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $660,700,000 | $425,300,000 | $33,500,000 | $116,800,000 |
| Net Interest Income | $-43,200,000 | $-34,100,000 | $-34,100,000 | $-34,100,000 |
| Normalized Income | $660,700,000 | $425,300,000 | $33,500,000 | $116,800,000 |
| Net Income From Continuing And Discontinued Operation | $662,500,000 | $426,000,000 | $35,300,000 | $116,000,000 |
| Net Income Common Stockholders | $662,500,000 | $426,000,000 | $35,300,000 | $116,000,000 |
| Net Income | $662,500,000 | $426,000,000 | $35,300,000 | $116,000,000 |
| Net Income Including Noncontrolling Interests | $662,500,000 | $426,000,000 | $35,300,000 | $116,000,000 |
| Net Income Discontinuous Operations | $1,800,000 | $700,000 | $1,800,000 | $-800,000 |
| Net Income Continuous Operations | $660,700,000 | $425,300,000 | $33,500,000 | $116,800,000 |
| Pretax Income | $843,800,000 | $537,800,000 | $41,100,000 | $144,000,000 |
| Special Income Charges | - | - | - | $0 |
| Per Share | ||||
| Diluted EPS | $18.16 | $11.70 | $0.98 | $3.21 |
| Basic EPS | $18.51 | $11.70 | $0.98 | $3.21 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $-4,600,000 | $1,500,000 | $6,300,000 | $12,900,000 |
| EBIT | $887,000,000 | $571,900,000 | $75,200,000 | $178,100,000 |
| Diluted Average Shares | $36,500,000 | $36,400,000 | $36,100,000 | $36,100,000 |
| Basic Average Shares | $35,800,000 | $35,900,000 | $35,700,000 | $36,100,000 |
| Diluted NI Availto Com Stockholders | $662,500,000 | $426,000,000 | $35,300,000 | $116,000,000 |
| Tax Provision | $183,100,000 | $112,500,000 | $7,600,000 | $27,200,000 |
| Net Policyholder Benefits And Claims | $3,729,300,000 | $3,757,400,000 | $4,134,600,000 | $3,623,400,000 |
| Policyholder Benefits Gross | $4,117,500,000 | $4,176,500,000 | $4,531,900,000 | $3,985,000,000 |
| Policyholder Benefits Ceded | $388,200,000 | $419,100,000 | $397,300,000 | $361,600,000 |
| Total Unusual Items | - | - | - | $0 |
| Total Unusual Items Excluding Goodwill | - | - | - | $0 |
Fetched: 2026-07-16
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $3,392,700,000 | $2,663,000,000 | $2,286,800,000 | $2,154,900,000 |
| Total Assets | $16,945,900,000 | $15,274,500,000 | $14,612,600,000 | $13,995,100,000 |
| Goodwill And Other Intangible Assets | $178,800,000 | $178,800,000 | $178,800,000 | $178,800,000 |
| Receivables | $3,872,400,000 | $3,795,300,000 | $3,761,700,000 | $3,565,900,000 |
| Accounts Receivable | $3,872,400,000 | $3,795,300,000 | $3,761,700,000 | $3,565,900,000 |
| Cash Cash Equivalents And Short Term Investments | $2,996,500,000 | $2,023,100,000 | $8,301,400,000 | $7,786,800,000 |
| Cash And Cash Equivalents | $1,122,700,000 | $435,500,000 | $316,100,000 | $305,000,000 |
| Debt | ||||
| Net Debt | $95,600,000 | $348,600,000 | $467,100,000 | $477,400,000 |
| Total Debt | $1,218,300,000 | $784,100,000 | $783,200,000 | $782,400,000 |
| Long Term Debt And Capital Lease Obligation | $1,218,300,000 | $722,300,000 | $783,200,000 | $782,400,000 |
| Long Term Debt | $1,218,300,000 | $722,300,000 | $783,200,000 | $782,400,000 |
| Current Debt And Capital Lease Obligation | - | $61,800,000 | $0 | - |
| Current Debt | - | $61,800,000 | $0 | - |
| Other Current Borrowings | - | $61,800,000 | $0 | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $13,374,400,000 | $12,432,700,000 | $12,147,000,000 | $11,661,400,000 |
| Payables And Accrued Expenses | $851,900,000 | $795,500,000 | $840,200,000 | $802,000,000 |
| Payables | $851,900,000 | $795,500,000 | $840,200,000 | $802,000,000 |
| Total Tax Payable | $806,700,000 | $757,800,000 | $775,900,000 | $731,700,000 |
| Income Tax Payable | $806,700,000 | $757,800,000 | $775,900,000 | $731,700,000 |
| Accounts Payable | $45,200,000 | $37,700,000 | $64,300,000 | $70,300,000 |
| Non Current Deferred Liabilities | - | - | - | - |
| Non Current Deferred Taxes Liabilities | - | - | - | - |
| Equity | ||||
| Common Stock Equity | $3,571,500,000 | $2,841,800,000 | $2,465,600,000 | $2,333,700,000 |
| Total Equity Gross Minority Interest | $3,571,500,000 | $2,841,800,000 | $2,465,600,000 | $2,333,700,000 |
| Stockholders Equity | $3,571,500,000 | $2,841,800,000 | $2,465,600,000 | $2,333,700,000 |
| Gains Losses Not Affecting Retained Earnings | $-171,400,000 | $-456,300,000 | $-517,200,000 | $-701,500,000 |
| Other Equity Adjustments | $-171,400,000 | $-456,300,000 | $-517,200,000 | $-701,500,000 |
| Retained Earnings | $3,741,600,000 | $3,209,600,000 | $2,909,400,000 | $2,992,900,000 |
| Other | ||||
| Treasury Shares Number | $25,100,000 | $24,600,000 | $24,700,000 | $24,900,000 |
| Ordinary Shares Number | $35,393,964 | $35,900,000 | $35,800,000 | $35,600,000 |
| Share Issued | $60,493,964 | $60,500,000 | $60,500,000 | $60,500,000 |
| Tangible Book Value | $3,392,700,000 | $2,663,000,000 | $2,286,800,000 | $2,154,900,000 |
| Invested Capital | $4,789,800,000 | $3,625,900,000 | $3,248,800,000 | $3,116,100,000 |
| Total Capitalization | $4,789,800,000 | $3,564,100,000 | $3,248,800,000 | $3,116,100,000 |
| Treasury Stock | $2,012,800,000 | $1,885,700,000 | $1,866,400,000 | $1,871,400,000 |
| Additional Paid In Capital | $2,013,500,000 | $1,973,600,000 | $1,939,200,000 | $1,913,100,000 |
| Capital Stock | $600,000 | $600,000 | $600,000 | $600,000 |
| Common Stock | $600,000 | $600,000 | $600,000 | $600,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $9,721,300,000 | $8,699,900,000 | $8,116,200,000 | $7,723,700,000 |
| Goodwill | $178,800,000 | $178,800,000 | $178,800,000 | $178,800,000 |
| Other Short Term Investments | $1,873,800,000 | $1,587,600,000 | $7,985,300,000 | $7,481,800,000 |
Fetched: 2026-07-16
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $1,170,400,000 | $796,200,000 | $349,800,000 | $704,500,000 |
| Operating Activities | ||||
| Operating Cash Flow | $1,178,100,000 | $806,400,000 | $361,700,000 | $722,300,000 |
| Cash Flow From Continuing Operating Activities | $1,178,100,000 | $806,400,000 | $361,700,000 | $722,300,000 |
| Operating Gains Losses | $53,100,000 | $83,000,000 | $40,200,000 | $111,900,000 |
| Investing Activities | ||||
| Capital Expenditure | $-7,700,000 | $-10,200,000 | $-11,900,000 | $-17,800,000 |
| Investing Cash Flow | $-666,200,000 | $-540,900,000 | $-228,500,000 | $-507,600,000 |
| Cash Flow From Continuing Investing Activities | $-666,200,000 | $-540,900,000 | $-228,500,000 | $-507,600,000 |
| Capital Expenditure Reported | $-7,700,000 | $-10,200,000 | $-11,900,000 | $-17,800,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-129,200,000 | $-26,700,000 | $0 | $-30,800,000 |
| Financing Cash Flow | $175,200,000 | $-145,500,000 | $-122,100,000 | $-140,600,000 |
| Cash Flow From Continuing Financing Activities | $175,200,000 | $-145,500,000 | $-122,100,000 | $-140,600,000 |
| Net Other Financing Charges | $-13,600,000 | $-11,400,000 | $-11,400,000 | $-14,200,000 |
| Cash Dividends Paid | $-130,600,000 | $-124,100,000 | $-117,200,000 | $-108,900,000 |
| Common Stock Dividend Paid | $-130,600,000 | $-124,100,000 | $-117,200,000 | $-108,900,000 |
| Net Common Stock Issuance | $-129,200,000 | $-26,700,000 | $0 | $-30,800,000 |
| Other | ||||
| Repayment Of Debt | $-61,800,000 | $0 | $0 | $0 |
| Issuance Of Debt | $495,000,000 | $0 | $0 | $0 |
| Interest Paid Supplemental Data | $33,300,000 | $33,200,000 | $33,200,000 | $33,300,000 |
| Income Tax Paid Supplemental Data | $169,000,000 | $149,000,000 | - | $107,800,000 |
| End Cash Position | $1,122,700,000 | $435,500,000 | $316,100,000 | $305,000,000 |
| Other Cash Adjustment Outside Changein Cash | $100,000 | $-600,000 | $0 | $0 |
| Beginning Cash Position | $435,500,000 | $316,100,000 | $305,000,000 | $230,900,000 |
| Changes In Cash | $687,100,000 | $120,000,000 | $11,100,000 | $74,100,000 |
| Proceeds From Stock Option Exercised | $15,400,000 | $16,700,000 | $6,500,000 | $13,300,000 |
| Common Stock Payments | $-129,200,000 | $-26,700,000 | $0 | $-30,800,000 |
| Net Issuance Payments Of Debt | $433,200,000 | $0 | $0 | $0 |
| Net Long Term Debt Issuance | $433,200,000 | - | - | - |
| Long Term Debt Payments | $-61,800,000 | $0 | $0 | $0 |
| Long Term Debt Issuance | $495,000,000 | $0 | $0 | $0 |
| Net Investment Purchase And Sale | $-658,500,000 | $-530,700,000 | $-216,600,000 | $-489,800,000 |
| Sale Of Investment | $2,727,800,000 | $2,782,000,000 | $914,000,000 | $1,594,700,000 |
| Purchase Of Investment | $-3,386,300,000 | $-3,312,700,000 | $-1,130,600,000 | $-2,084,500,000 |
| Change In Working Capital | $396,200,000 | $220,900,000 | $272,100,000 | $561,300,000 |
| Change In Payables And Accrued Expense | $58,900,000 | $-8,700,000 | $48,000,000 | $3,300,000 |
| Change In Payable | $58,900,000 | $-8,700,000 | $48,000,000 | $3,300,000 |
| Change In Tax Payable | $58,900,000 | $-8,700,000 | $48,000,000 | $3,300,000 |
| Change In Income Tax Payable | $58,900,000 | $-8,700,000 | $48,000,000 | $3,300,000 |
| Change In Receivables | $-69,600,000 | $-60,100,000 | $-201,900,000 | $-173,900,000 |
| Changes In Account Receivables | $-69,600,000 | $-60,100,000 | $-201,900,000 | $-173,900,000 |
| Other Non Cash Items | $21,200,000 | $62,800,000 | $1,300,000 | $-62,300,000 |
| Stock Based Compensation | $35,600,000 | $31,000,000 | $31,100,000 | $29,000,000 |
| Deferred Tax | $14,100,000 | $-18,800,000 | $-24,600,000 | $-46,500,000 |
| Deferred Income Tax | $14,100,000 | $-18,800,000 | $-24,600,000 | $-46,500,000 |
| Depreciation And Amortization | $-4,600,000 | $1,500,000 | $6,300,000 | $12,900,000 |
| Pension And Employee Benefit Expense | $6,700,000 | $6,800,000 | $7,900,000 | $5,500,000 |
| Gain Loss On Investment Securities | $46,400,000 | $76,200,000 | $32,300,000 | $106,400,000 |
| Net Income From Continuing Operations | $662,500,000 | $426,000,000 | $35,300,000 | $116,000,000 |
| Change In Accrued Expense | - | - | - | $3,300,000 |
| Net Business Purchase And Sale | - | - | - | - |
| Sale Of Business | - | - | - | - |
| Gain Loss On Sale Of Business | - | - | - | - |
Fetched: 2026-07-16