TFSL
TFS Financial Corporation
Price Chart
No historical data available
Latest Quote
$17.47
-0.06 (-0.34%)
Current Price
| Previous Close | $17.53 |
| Open | $17.54 |
| Day High | $17.68 |
| Day Low | $17.36 |
| Volume | 842,082 |
Stock Information
| Quarterly Dividend / Yield | $1.27 / 7.24% |
| Shares Outstanding | 280.44M |
| Quarterly Dividend Yield | 7.24% |
| Quarterly Dividend | $1.27 |
| Total Debt | $5.86B |
| Cash Equivalents | $577.42M |
| Revenue | $347.23M |
| Net Income | $100.55M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $4.90B |
| P/E Ratio | 48.53 |
| EPS (TTM) | $0.36 |
| Exchange | NMS |
Recent Price History
No history data available. Data will be fetched automatically.
About TFS Financial Corporation
TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. The company offers deposit products, including savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit. It also provides residential real estate mortgage loans, residential construction loans, purchase mortgages, and home equity loans and lines of credit, as well as purchase mortgages and first mortgage refinance loans. In addition, the company offers escrow and settlement services. TFS Financial Corporation was founded in 1938 and is headquartered in Cleveland, Ohio. TFS Financial Corporation operates as a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC.
đ° Latest News
No news articles available at the moment. Check back later for updates on TFSL.
Period:
Loading...
Income Statement (Annual)
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $321,474,000 | $303,160,000 | $304,996,000 | $291,200,000 |
| Operating Revenue | $321,474,000 | $303,160,000 | $304,996,000 | $291,200,000 |
| Expenses | ||||
| Interest Expense | $470,486,000 | $455,616,000 | $328,352,000 | $141,937,000 |
| Selling And Marketing Expense | $18,633,000 | $19,731,000 | $25,288,000 | $21,263,000 |
| General And Administrative Expense | $123,667,000 | $122,353,000 | $126,237,000 | $118,700,000 |
| Other Non Interest Expense | $32,609,000 | $33,949,000 | $33,870,000 | $31,400,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $90,959,000 | $79,588,000 | $75,250,000 | $74,565,000 |
| Net Interest Income | $292,694,000 | $278,458,000 | $283,567,000 | $267,396,000 |
| Interest Income | $763,180,000 | $734,074,000 | $611,919,000 | $409,333,000 |
| Normalized Income | $90,959,000 | $79,588,000 | $75,250,000 | $74,565,000 |
| Net Income From Continuing And Discontinued Operation | $90,959,000 | $79,588,000 | $75,250,000 | $74,565,000 |
| Net Income Common Stockholders | $89,501,000 | $78,162,000 | $73,681,000 | $73,055,000 |
| Net Income | $90,959,000 | $79,588,000 | $75,250,000 | $74,565,000 |
| Net Income Including Noncontrolling Interests | $90,959,000 | $79,588,000 | $75,250,000 | $74,565,000 |
| Net Income Continuous Operations | $90,959,000 | $79,588,000 | $75,250,000 | $74,565,000 |
| Pretax Income | $114,715,000 | $100,313,000 | $93,367,000 | $92,054,000 |
| Per Share | ||||
| Diluted EPS | $0.32 | $0.28 | $0.26 | $0.26 |
| Basic EPS | $0.32 | $0.28 | $0.26 | $0.26 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $23,048,000 | $19,034,000 | $18,115,000 | $27,035,000 |
| Diluted Average Shares | $279,758,525 | $279,143,524 | $278,583,454 | $278,686,365 |
| Basic Average Shares | $278,715,769 | $278,178,496 | $277,436,382 | $277,370,762 |
| Diluted NI Availto Com Stockholders | $89,501,000 | $78,162,000 | $73,681,000 | $73,055,000 |
| Otherunder Preferred Stock Dividend | $1,458,000 | $1,426,000 | $1,569,000 | $1,510,000 |
| Tax Provision | $23,756,000 | $20,725,000 | $18,117,000 | $17,489,000 |
| Selling General And Administration | $142,300,000 | $142,084,000 | $151,525,000 | $139,963,000 |
| Insurance And Claims | $14,165,000 | $14,571,000 | $13,452,000 | $9,361,000 |
| Salaries And Wages | $109,502,000 | $107,782,000 | $112,785,000 | $109,339,000 |
| Occupancy And Equipment | $29,350,000 | $28,314,000 | $27,734,000 | $26,783,000 |
Fetched: 2026-08-31
Balance Sheet (Annual)
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $1,885,375,000 | $1,854,997,000 | $1,919,961,000 | $1,836,396,000 |
| Total Assets | $17,456,316,000 | $17,090,785,000 | $16,917,979,000 | $15,789,879,000 |
| Goodwill And Other Intangible Assets | $8,549,000 | $7,627,000 | $7,400,000 | $7,943,000 |
| Other Intangible Assets | $8,549,000 | $7,627,000 | $7,400,000 | $7,943,000 |
| Receivables | $62,553,000 | $59,398,000 | $53,910,000 | $40,256,000 |
| Accounts Receivable | $62,553,000 | $59,398,000 | $53,910,000 | $40,256,000 |
| Cash And Cash Equivalents | $429,439,000 | $463,718,000 | $466,746,000 | $369,564,000 |
| Cash Equivalents | $405,263,000 | $437,431,000 | $437,612,000 | $350,603,000 |
| Cash Financial | $24,176,000 | $26,287,000 | $29,134,000 | $18,961,000 |
| Cash Cash Equivalents And Federal Funds Sold | $429,439,000 | $463,718,000 | $466,746,000 | $369,564,000 |
| Debt | ||||
| Net Debt | $4,471,108,000 | $4,357,882,000 | $4,836,702,000 | $4,453,570,000 |
| Total Debt | $4,900,547,000 | $4,821,600,000 | $5,303,448,000 | $4,823,134,000 |
| Long Term Debt And Capital Lease Obligation | $4,900,547,000 | $4,821,600,000 | $5,303,448,000 | $4,823,134,000 |
| Long Term Debt | $4,900,547,000 | $4,821,600,000 | $5,303,448,000 | $4,823,134,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $15,562,392,000 | $15,228,161,000 | $14,990,618,000 | $13,945,540,000 |
| Payables And Accrued Expenses | $14,720,000 | $23,186,000 | $10,362,000 | $2,237,000 |
| Payables | $14,720,000 | $23,186,000 | $10,362,000 | $2,237,000 |
| Accounts Payable | $14,720,000 | $23,186,000 | $10,362,000 | $2,237,000 |
| Equity | ||||
| Common Stock Equity | $1,893,924,000 | $1,862,624,000 | $1,927,361,000 | $1,844,339,000 |
| Total Equity Gross Minority Interest | $1,893,924,000 | $1,862,624,000 | $1,927,361,000 | $1,844,339,000 |
| Stockholders Equity | $1,893,924,000 | $1,862,624,000 | $1,927,361,000 | $1,844,339,000 |
| Other Equity Interest | $-18,417,000 | $-22,750,000 | $-27,084,000 | $-31,417,000 |
| Gains Losses Not Affecting Retained Earnings | $-21,231,000 | $-15,608,000 | $85,212,000 | $23,149,000 |
| Other Equity Adjustments | $-21,231,000 | $-15,608,000 | $85,212,000 | $23,149,000 |
| Retained Earnings | $946,776,000 | $915,489,000 | $886,984,000 | $870,047,000 |
| Other | ||||
| Treasury Shares Number | $51,728,253 | $51,607,896 | $54,667,948 | $51,736,009 |
| Ordinary Shares Number | $280,590,497 | $280,710,854 | $277,650,802 | $280,582,741 |
| Share Issued | $332,318,750 | $332,318,750 | $332,318,750 | $332,318,750 |
| Tangible Book Value | $1,885,375,000 | $1,854,997,000 | $1,919,961,000 | $1,836,396,000 |
| Invested Capital | $6,794,471,000 | $6,684,224,000 | $7,230,809,000 | $6,667,473,000 |
| Total Capitalization | $6,794,471,000 | $6,684,224,000 | $7,230,809,000 | $6,667,473,000 |
| Treasury Stock | $774,340,000 | $772,195,000 | $776,101,000 | $771,986,000 |
| Additional Paid In Capital | $1,757,813,000 | $1,754,365,000 | $1,755,027,000 | $1,751,223,000 |
| Capital Stock | $3,323,000 | $3,323,000 | $3,323,000 | $3,323,000 |
| Common Stock | $3,323,000 | $3,323,000 | $3,323,000 | $3,323,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $520,659,000 | $526,251,000 | $508,324,000 | $457,908,000 |
| Available For Sale Securities | $466,614,000 | - | - | - |
| Net PPE | $40,022,000 | $33,187,000 | $34,708,000 | $34,531,000 |
| Accumulated Depreciation | $-116,379,000 | $-113,461,000 | $-109,235,000 | $-106,409,000 |
| Gross PPE | $156,401,000 | $146,648,000 | $143,943,000 | $140,940,000 |
| Leases | $12,093,000 | $12,563,000 | $11,018,000 | $11,071,000 |
| Machinery Furniture Equipment | $72,977,000 | $63,549,000 | $62,225,000 | $59,947,000 |
| Buildings And Improvements | $62,712,000 | $61,917,000 | $62,090,000 | $61,312,000 |
| Land And Improvements | $8,619,000 | $8,619,000 | $8,610,000 | $8,610,000 |
| Other Short Term Investments | $54,045,000 | $526,251,000 | $508,324,000 | $457,908,000 |
| Current Accrued Expenses | - | - | - | $84,139,000 |
Fetched: 2026-08-31
Cash Flow Statement (Annual)
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $70,966,000 | $85,536,000 | $85,621,000 | $36,229,000 |
| Operating Activities | ||||
| Operating Cash Flow | $82,419,000 | $88,600,000 | $90,722,000 | $38,929,000 |
| Cash Flow From Continuing Operating Activities | $82,419,000 | $88,600,000 | $90,722,000 | $38,929,000 |
| Operating Gains Losses | $-5,342,000 | $-2,747,000 | $-498,000 | $-1,317,000 |
| Investing Activities | ||||
| Capital Expenditure | $-11,453,000 | $-3,064,000 | $-5,101,000 | $-2,700,000 |
| Investing Cash Flow | $-383,982,000 | $-124,709,000 | $-1,008,631,000 | $-1,875,095,000 |
| Cash Flow From Continuing Investing Activities | $-383,982,000 | $-124,709,000 | $-1,008,631,000 | $-1,875,095,000 |
| Net Other Investing Changes | $-3,749,000 | $23,807,000 | $-32,025,000 | $-47,800,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-3,977,000 | $-1,925,000 | $-5,978,000 | $-6,290,000 |
| Financing Cash Flow | $267,284,000 | $33,081,000 | $1,015,091,000 | $1,717,404,000 |
| Cash Flow From Continuing Financing Activities | $267,284,000 | $33,081,000 | $1,015,091,000 | $1,717,404,000 |
| Net Other Financing Charges | $-12,400,000 | $-157,991,000 | $95,311,000 | $169,711,000 |
| Cash Dividends Paid | $-59,533,000 | $-58,953,000 | $-58,294,000 | $-58,297,000 |
| Common Stock Dividend Paid | $-59,533,000 | $-58,953,000 | $-58,294,000 | $-58,297,000 |
| Net Common Stock Issuance | $-3,977,000 | $-1,925,000 | $-5,978,000 | $-6,290,000 |
| Other | ||||
| Repayment Of Debt | $-427,000,000 | $-428,380,000 | $-77,977,000 | $-15,209,000 |
| Issuance Of Debt | $226,575,000 | $725,000,000 | $350,000,000 | $600,000,000 |
| Income Tax Paid Supplemental Data | $16,480,000 | $15,681,000 | $21,776,000 | $39,602,000 |
| End Cash Position | $429,439,000 | $463,718,000 | $466,746,000 | $369,564,000 |
| Beginning Cash Position | $463,718,000 | $466,746,000 | $369,564,000 | $488,326,000 |
| Changes In Cash | $-34,279,000 | $-3,028,000 | $97,182,000 | $-118,762,000 |
| Common Stock Payments | $-3,977,000 | $-1,925,000 | $-5,978,000 | $-6,290,000 |
| Net Issuance Payments Of Debt | $82,575,000 | $-480,380,000 | $689,023,000 | $1,459,791,000 |
| Net Short Term Debt Issuance | $283,000,000 | $-777,000,000 | $417,000,000 | $875,000,000 |
| Net Long Term Debt Issuance | $-200,425,000 | $296,620,000 | $272,023,000 | $584,791,000 |
| Long Term Debt Payments | $-427,000,000 | $-428,380,000 | $-77,977,000 | $-15,209,000 |
| Long Term Debt Issuance | $226,575,000 | $725,000,000 | $350,000,000 | $600,000,000 |
| Net Investment Purchase And Sale | $10,000,000 | $8,191,000 | $-61,096,000 | $-86,454,000 |
| Sale Of Investment | $170,342,000 | $141,716,000 | $83,567,000 | $163,568,000 |
| Purchase Of Investment | $-160,342,000 | $-133,525,000 | $-144,663,000 | $-250,022,000 |
| Net PPE Purchase And Sale | $-11,453,000 | $-3,064,000 | $-5,101,000 | $-2,311,000 |
| Purchase Of PPE | $-11,453,000 | $-3,064,000 | $-5,101,000 | $-2,700,000 |
| Change In Working Capital | $-12,186,000 | $8,859,000 | $-2,865,000 | $-14,198,000 |
| Change In Payables And Accrued Expense | $-13,225,000 | $13,163,000 | $36,495,000 | $-1,155,000 |
| Change In Accrued Expense | $-13,225,000 | $13,163,000 | $36,495,000 | $-1,155,000 |
| Change In Receivables | $1,039,000 | $-4,304,000 | $-39,360,000 | $-13,043,000 |
| Changes In Account Receivables | $1,039,000 | $-4,304,000 | $-39,360,000 | $-13,043,000 |
| Other Non Cash Items | $-27,558,000 | $-26,839,000 | $-11,512,000 | $-32,289,000 |
| Stock Based Compensation | $9,646,000 | $9,503,000 | $10,000,000 | $11,009,000 |
| Deferred Tax | $1,352,000 | $2,702,000 | $3,732,000 | $-26,876,000 |
| Deferred Income Tax | $1,352,000 | $2,702,000 | $3,732,000 | $-26,876,000 |
| Depreciation Amortization Depletion | $23,048,000 | $19,034,000 | $18,115,000 | $27,035,000 |
| Depreciation And Amortization | $23,048,000 | $19,034,000 | $18,115,000 | $27,035,000 |
| Net Income From Continuing Operations | $90,959,000 | $79,588,000 | $75,250,000 | $74,565,000 |
| Sale Of PPE | - | $0 | $0 | $389,000 |
| Change In Other Working Capital | - | - | $-9,355,000 | $-8,432,000 |
| Interest Paid Supplemental Data | - | - | - | - |
| Proceeds From Stock Option Exercised | - | - | - | - |
Fetched: 2026-08-31