TCBI
Texas Capital Bancshares, Inc.
Price Chart
Latest Quote
$96.65
-0.33 (-0.34%)
Current Price
| Previous Close | $96.98 |
| Open | $96.65 |
| Day High | $97.17 |
| Day Low | $96.22 |
| Volume | 8,326 |
Stock Information
| Quarterly Dividend / Yield | $0.80 / 0.81% |
| Shares Outstanding | 43.47M |
| Quarterly Dividend Yield | 0.81% |
| Quarterly Dividend | $0.80 |
| Total Debt | $893.33M |
| Cash Equivalents | $3.60B |
| Revenue | $1.27B |
| Net Income | $347.36M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $4.20B |
| P/E Ratio | 12.75 |
| EPS (TTM) | $7.58 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $1.88B |
| Sales | $1.27B |
| Income | $347.36M |
| Book/sh | $75.71 |
| Cash/sh | $82.81 |
| Employees | 2K |
Financial Ratios
| EPS Growth TTM | 9.90% |
Returns & Margins
| ROA | 1.11% |
| ROE | 10.19% |
| Operating Margin | 36.72% |
| Profit Margin | 28.70% |
Ownership
| Insider Ownership | 2.04% |
| Institutional Ownership | 111.04% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 11.75 |
| PEG | 1.47 |
| P/S | 3.31 |
| P/B | 1.28 |
Analyst Data
| Recommendation | none |
| Target Price | $109.31 |
Technical Indicators
| SMA20 | $99.26 |
| SMA50 | $100.99 |
| SMA200 | $97.88 |
| RSI | 23.34 |
| ATR | 1.4757 |
| Shares Float | 40.04M |
| Short Float | 13.13% |
| Short Ratio | 9.09 |
| Volatility | 0.67 |
| Rel Volume | 0.02 |
Performance History
| Week | -1.38% |
| Month | -2.23% |
| Quarter | -1.40% |
| 6 Months | +0.47% |
| YTD | +5.61% |
| Year | +11.79% |
| 3 Years | +60.18% |
| 5 Years | +47.54% |
| 10 Years | +84.50% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-09-01 | $96.65 | 8,326 |
| 2026-08-31 | $97.18 | 350,700 |
| 2026-08-27 | $98.10 | 442,600 |
| 2026-08-26 | $98.54 | 336,100 |
| 2026-08-25 | $98.59 | 432,500 |
| 2026-08-24 | $98.00 | 405,700 |
| 2026-08-21 | $98.30 | 667,500 |
| 2026-08-20 | $98.04 | 374,700 |
| 2026-08-19 | $98.20 | 470,100 |
| 2026-08-18 | $99.83 | 390,200 |
| 2026-08-17 | $101.09 | 462,700 |
| 2026-08-14 | $101.02 | 263,900 |
| 2026-08-13 | $100.83 | 239,300 |
| 2026-08-12 | $100.86 | 254,200 |
| 2026-08-11 | $100.35 | 307,200 |
| 2026-08-10 | $99.28 | 442,900 |
| 2026-08-07 | $99.33 | 272,800 |
| 2026-08-06 | $99.49 | 422,400 |
| 2026-08-05 | $99.98 | 321,500 |
| 2026-08-04 | $101.52 | 350,400 |
| 2026-08-03 | $101.29 | 510,500 |
About Texas Capital Bancshares, Inc.
Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking; consumer banking; investment banking solutions, including capital markets, mergers and acquisitions, and syndicated finance, as well as financial sponsor coverage, capital solutions, and institutional services; and wealth management services, such as investment management, financial planning, lockbox and insurance, securities-based lending, estate planning, and business succession, as well as philanthropic, trustee and executor, custom credit, and depository services. It also provides deposit accounts, analyzed accounts, commercial card, SBA and business loans, packaged solutions, and merchant services; liquidity and investments, working capital, international trade and payment, and treasury and credit products; and commercial real estate, homebuilder and community, and mortgage finance. In addition, the company offers payables and receivables management; online and mobile banking; term loans and lines of credit, equipment finance and lease, acquisition finance, and asset-based lending; private wealth advisory solutions; and checking and savings accounts, debit and credit cards, and certificates of deposit, as well as ETF and funds management services. Further, it provides financial institution money market accounts and loan syndication products; commercial loans for financing for working capital, organic growth, and acquisitions; real estate term and construction loans; mortgage warehouse lending services; treasury management, trust, and advisory and escrow services; and letters of credit. The company operates in Austin, Dallas, Fort Worth, Houston, and San Antonio metropolitan areas of Texas, as well as in California and New York. The company was incorporated in 1996 and is headquartered in Dallas, Texas.
đ° Latest News
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TCBI Q2 Earnings Beat on NII & Fee Income Growth, Expenses Up Y/Y
Zacks âĸ 2026-07-23T14:11:00Z
Texas Capital Bancshares Inc (TCBI) Q2 2026 Earnings Call Highlights: Strong Revenue Growth and ...
GuruFocus.com âĸ 2026-07-23T05:00:46ZTexas Capital Bancshares Q2 Earnings Call Highlights
MarketBeat âĸ 2026-07-22T23:05:42Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $1,255,779,000 | $932,346,000 | $1,075,542,000 | $976,761,000 |
| Operating Revenue | $1,255,779,000 | $932,346,000 | $1,075,542,000 | $976,761,000 |
| Expenses | ||||
| Interest Expense | $743,148,000 | $828,250,000 | $715,800,000 | $268,479,000 |
| Selling And Marketing Expense | $17,449,000 | $22,349,000 | $25,854,000 | $32,388,000 |
| General And Administrative Expense | $498,413,000 | $489,929,000 | $496,475,000 | $449,250,000 |
| Professional Expense And Contract Services Expense | $50,112,000 | $53,783,000 | $64,924,000 | $75,858,000 |
| Other Non Interest Expense | $154,476,000 | $146,958,000 | $131,200,000 | $125,814,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $330,244,000 | $77,508,000 | $189,141,000 | $332,478,000 |
| Net Interest Income | $1,028,637,000 | $901,300,000 | $914,123,000 | $875,765,000 |
| Interest Income | $1,771,785,000 | $1,729,550,000 | $1,629,923,000 | $1,144,244,000 |
| Normalized Income | $330,244,000 | $77,508,000 | $189,141,000 | $141,112,980 |
| Net Income From Continuing And Discontinued Operation | $330,244,000 | $77,508,000 | $189,141,000 | $332,478,000 |
| Net Income Common Stockholders | $312,994,000 | $60,258,000 | $171,891,000 | $315,228,000 |
| Net Income | $330,244,000 | $77,508,000 | $189,141,000 | $332,478,000 |
| Net Income Including Noncontrolling Interests | $330,244,000 | $77,508,000 | $189,141,000 | $332,478,000 |
| Net Income Continuous Operations | $330,244,000 | $77,508,000 | $189,141,000 | $332,478,000 |
| Pretax Income | $432,710,000 | $107,061,000 | $246,595,000 | $431,755,000 |
| Special Income Charges | - | $0 | $0 | $248,526,000 |
| Per Share | ||||
| Diluted EPS | $6.79 | $1.28 | $3.54 | $6.18 |
| Basic EPS | $6.86 | $1.29 | $3.58 | $6.25 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $57,160,980 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $52,166,000 | $54,228,000 | $40,473,000 | $45,284,000 |
| Diluted Average Shares | $46,127,375 | $46,989,204 | $48,610,000 | $51,047,000 |
| Basic Average Shares | $45,625,948 | $46,711,628 | $48,014,246 | $50,436,480 |
| Diluted NI Availto Com Stockholders | $312,994,000 | $60,258,000 | $171,891,000 | $315,228,000 |
| Preferred Stock Dividends | $17,250,000 | $17,250,000 | $17,250,000 | $17,250,000 |
| Tax Provision | $102,466,000 | $29,553,000 | $57,454,000 | $99,277,000 |
| Gain On Sale Of Security | $-1,886,000 | $-179,581,000 | $489,000 | $0 |
| Selling General And Administration | $515,862,000 | $512,278,000 | $522,329,000 | $481,638,000 |
| Insurance And Claims | $17,911,000 | $23,351,000 | $36,775,000 | $14,344,000 |
| Salaries And Wages | $480,502,000 | $466,578,000 | $459,700,000 | $434,906,000 |
| Occupancy And Equipment | $47,619,000 | $45,266,000 | $38,494,000 | $44,222,000 |
| Total Unusual Items | - | $0 | $0 | $248,526,000 |
| Total Unusual Items Excluding Goodwill | - | $0 | $0 | $248,526,000 |
| Gain On Sale Of Business | - | $0 | $0 | $248,526,000 |
| Restructuring And Mergern Acquisition | - | - | - | $0 |
| Other Gand A | - | - | - | - |
Fetched: 2026-08-29
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $3,629,886,000 | $3,366,440,000 | $3,197,646,000 | $3,053,855,000 |
| Total Assets | $31,540,274,000 | $30,731,883,000 | $28,356,266,000 | $28,414,642,000 |
| Goodwill And Other Intangible Assets | $1,496,000 | $1,496,000 | $1,496,000 | $1,496,000 |
| Cash And Cash Equivalents | $2,099,118,000 | $3,188,808,000 | $3,242,850,000 | $5,012,260,000 |
| Cash Financial | $201,315,000 | $176,501,000 | $200,493,000 | $233,637,000 |
| Cash Cash Equivalents And Federal Funds Sold | $2,099,118,000 | $3,188,808,000 | $3,242,850,000 | $5,012,260,000 |
| Receivables | - | - | $801,670,000 | $719,162,000 |
| Accounts Receivable | - | - | $801,670,000 | $719,162,000 |
| Other Intangible Assets | - | - | - | - |
| Debt | ||||
| Total Debt | $920,575,000 | $1,545,346,000 | $2,359,147,000 | $2,131,442,000 |
| Long Term Debt And Capital Lease Obligation | $620,575,000 | $660,346,000 | $859,147,000 | $931,442,000 |
| Long Term Debt | $620,575,000 | $660,346,000 | $859,147,000 | $931,442,000 |
| Current Debt And Capital Lease Obligation | $300,000,000 | $885,000,000 | $1,500,000,000 | $1,200,000,000 |
| Current Debt | $300,000,000 | $885,000,000 | $1,500,000,000 | $1,200,000,000 |
| Other Current Borrowings | $300,000,000 | $885,000,000 | $1,500,000,000 | $1,200,000,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $27,908,892,000 | $27,363,947,000 | $25,157,124,000 | $25,359,291,000 |
| Payables And Accrued Expenses | $6,716,000 | $23,680,000 | $33,234,000 | $24,000,000 |
| Payables | $6,716,000 | $23,680,000 | $33,234,000 | $24,000,000 |
| Accounts Payable | $6,716,000 | $23,680,000 | $33,234,000 | $24,000,000 |
| Equity | ||||
| Common Stock Equity | $3,331,382,000 | $3,067,936,000 | $2,899,142,000 | $2,755,351,000 |
| Preferred Stock Equity | $300,000,000 | $300,000,000 | $300,000,000 | $300,000,000 |
| Total Equity Gross Minority Interest | $3,631,382,000 | $3,367,936,000 | $3,199,142,000 | $3,055,351,000 |
| Stockholders Equity | $3,631,382,000 | $3,367,936,000 | $3,199,142,000 | $3,055,351,000 |
| Gains Losses Not Affecting Retained Earnings | $-64,585,000 | $-183,107,000 | $-362,004,000 | $-418,943,000 |
| Other Equity Adjustments | $-64,585,000 | $-183,107,000 | $-362,004,000 | $-418,943,000 |
| Retained Earnings | $2,808,645,000 | $2,495,651,000 | $2,435,393,000 | $2,263,502,000 |
| Other | ||||
| Treasury Shares Number | $7,532,768 | $5,286,503 | $3,905,067 | $2,083,535 |
| Preferred Shares Number | $300,000 | $300,000 | $300,000 | $300,000 |
| Ordinary Shares Number | $44,253,688 | $46,233,812 | $47,237,912 | $48,783,763 |
| Share Issued | $51,786,456 | $51,520,315 | $51,142,979 | $50,867,298 |
| Tangible Book Value | $3,329,886,000 | $3,066,440,000 | $2,897,646,000 | $2,753,855,000 |
| Invested Capital | $4,251,957,000 | $4,613,282,000 | $5,258,289,000 | $4,886,793,000 |
| Total Capitalization | $4,251,957,000 | $4,028,282,000 | $4,058,289,000 | $3,986,793,000 |
| Treasury Stock | $487,692,000 | $301,842,000 | $220,334,000 | $115,310,000 |
| Additional Paid In Capital | $1,074,496,000 | $1,056,719,000 | $1,045,576,000 | $1,025,593,000 |
| Capital Stock | $300,518,000 | $300,515,000 | $300,511,000 | $300,509,000 |
| Common Stock | $518,000 | $515,000 | $511,000 | $509,000 |
| Preferred Stock | $300,000,000 | $300,000,000 | $300,000,000 | $300,000,000 |
| Investments And Advances | $4,723,099,000 | $4,396,115,000 | $4,143,194,000 | $3,585,114,000 |
| Held To Maturity Securities | $725,722,000 | $796,168,000 | $865,477,000 | $935,514,000 |
| Available For Sale Securities | $3,993,453,000 | $75,261,000 | $51,825,000 | $33,956,000 |
| Trading Securities | $3,924,000 | $0 | - | - |
| Net PPE | $88,003,000 | $85,443,000 | $32,366,000 | $26,382,000 |
| Accumulated Depreciation | $-43,685,000 | $-36,112,000 | $-70,548,000 | $-63,129,000 |
| Gross PPE | $131,688,000 | $121,555,000 | $102,914,000 | $89,511,000 |
| Machinery Furniture Equipment | $50,213,000 | $47,327,000 | $63,367,000 | $54,581,000 |
| Properties | $81,475,000 | $74,228,000 | $39,547,000 | $34,930,000 |
| Other Short Term Investments | $0 | $3,524,686,000 | $3,225,892,000 | $2,615,644,000 |
| Goodwill | - | - | - | $1,496,000 |
Fetched: 2026-08-29
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $347,585,000 | $415,247,000 | $357,359,000 | $136,700,000 |
| Operating Activities | ||||
| Operating Cash Flow | $360,154,000 | $480,088,000 | $373,740,000 | $147,970,000 |
| Cash Flow From Continuing Operating Activities | $360,154,000 | $480,088,000 | $373,740,000 | $147,970,000 |
| Operating Gains Losses | $-3,208,000 | $172,962,000 | $-4,060,000 | $-247,536,000 |
| Investing Activities | ||||
| Capital Expenditure | $-12,569,000 | $-64,841,000 | $-16,381,000 | $-11,270,000 |
| Investing Cash Flow | $-1,854,113,000 | $-2,478,067,000 | $-1,755,478,000 | $3,308,567,000 |
| Cash Flow From Continuing Investing Activities | $-1,854,113,000 | $-2,478,067,000 | $-1,755,478,000 | $3,308,567,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-185,850,000 | $-81,508,000 | $-105,024,000 | $-115,302,000 |
| Financing Cash Flow | $404,269,000 | $1,943,937,000 | $-387,672,000 | $-6,390,936,000 |
| Cash Flow From Continuing Financing Activities | $404,269,000 | $1,943,937,000 | $-387,672,000 | $-6,390,936,000 |
| Cash Dividends Paid | $-17,250,000 | $-17,250,000 | $-17,250,000 | $-17,250,000 |
| Preferred Stock Dividend Paid | $-17,250,000 | $-17,250,000 | $-17,250,000 | $-17,250,000 |
| Net Common Stock Issuance | $-185,850,000 | $-81,508,000 | $-105,024,000 | $-115,302,000 |
| Issuance Of Capital Stock | - | - | $0 | $0 |
| Net Preferred Stock Issuance | - | - | $0 | $0 |
| Preferred Stock Issuance | - | - | $0 | $0 |
| Net Other Financing Charges | - | - | - | $-4,209,000 |
| Other | ||||
| Repayment Of Debt | $-40,435,000 | $-200,000,000 | $-75,000,000 | $0 |
| Interest Paid Supplemental Data | $760,112,000 | $837,804,000 | $773,034,000 | $252,178,000 |
| Income Tax Paid Supplemental Data | $70,178,000 | $52,815,000 | $71,941,000 | $128,435,000 |
| End Cash Position | $2,099,118,000 | $3,188,808,000 | $3,242,850,000 | $5,012,260,000 |
| Beginning Cash Position | $3,188,808,000 | $3,242,850,000 | $5,012,260,000 | $7,946,659,000 |
| Changes In Cash | $-1,089,690,000 | $-54,042,000 | $-1,769,410,000 | $-2,934,399,000 |
| Proceeds From Stock Option Exercised | $-7,364,000 | $-9,065,000 | $-4,215,000 | $-4,209,000 |
| Common Stock Payments | $-185,850,000 | $-81,508,000 | $-105,024,000 | $-115,302,000 |
| Net Issuance Payments Of Debt | $-595,435,000 | $-815,000,000 | $223,858,000 | $-1,001,690,000 |
| Net Short Term Debt Issuance | $-555,000,000 | $-615,000,000 | $298,858,000 | $-1,001,690,000 |
| Long Term Debt Payments | $-40,435,000 | $-200,000,000 | $-75,000,000 | $0 |
| Net Investment Purchase And Sale | $-199,818,000 | $-247,013,000 | $-507,962,000 | $-388,446,000 |
| Sale Of Investment | $936,826,000 | $1,768,877,000 | $355,727,000 | $531,771,000 |
| Purchase Of Investment | $-1,136,644,000 | $-2,015,890,000 | $-863,689,000 | $-920,217,000 |
| Net PPE Purchase And Sale | $-12,569,000 | $-64,841,000 | $-16,381,000 | $-11,270,000 |
| Purchase Of PPE | $-12,569,000 | $-64,841,000 | $-16,381,000 | $-11,270,000 |
| Change In Working Capital | $-126,694,000 | $37,267,000 | $-49,472,000 | $-22,964,000 |
| Change In Payables And Accrued Expense | $-68,921,000 | $38,878,000 | $29,134,000 | $2,518,000 |
| Change In Account Payable | $-68,921,000 | $38,878,000 | $29,134,000 | $2,518,000 |
| Change In Receivables | $-57,773,000 | $-1,611,000 | $-78,606,000 | $-25,482,000 |
| Changes In Account Receivables | $-57,773,000 | $-1,611,000 | $-78,606,000 | $-25,482,000 |
| Stock Based Compensation | $36,759,000 | $24,693,000 | $24,200,000 | $21,432,000 |
| Deferred Tax | $15,887,000 | $-16,086,000 | $-17,784,000 | $-17,395,000 |
| Deferred Income Tax | $15,887,000 | $-16,086,000 | $-17,784,000 | $-17,395,000 |
| Depreciation Amortization Depletion | $52,166,000 | $54,228,000 | $40,473,000 | $45,284,000 |
| Depreciation And Amortization | $52,166,000 | $54,228,000 | $40,473,000 | $45,284,000 |
| Gain Loss On Investment Securities | $-5,094,000 | $-6,619,000 | $-3,571,000 | $0 |
| Net Income From Continuing Operations | $330,244,000 | $77,508,000 | $189,141,000 | $332,478,000 |
| Net Business Purchase And Sale | - | $0 | $0 | $3,324,159,000 |
| Sale Of Business | - | $0 | $0 | $3,324,159,000 |
| Other Non Cash Items | - | $62,516,000 | $119,242,000 | $-29,329,000 |
| Gain Loss On Sale Of Business | - | $0 | $0 | $-248,526,000 |
| Issuance Of Debt | - | - | $0 | $0 |
| Preferred Stock Payments | - | - | $0 | $0 |
| Long Term Debt Issuance | - | - | $0 | $0 |
| Net Intangibles Purchase And Sale | - | - | $0 | $0 |
| Sale Of Intangibles | - | - | $0 | $0 |
| Net Long Term Debt Issuance | - | - | - | - |
Fetched: 2026-08-29