S&P 500 7,459.94 â–ŧ 73.83 (-0.98%) DOW 52,169.10 â–ŧ 383.87 (-0.73%) NASDAQ 25,535.42 â–ŧ 346.53 (-1.34%) US Markets Closed â€ĸ 02:19 AM ET

SLF

Sun Life Financial Inc.

Price Chart
Latest Quote

$81.62

+0.37 (+0.46%)
Current Price
Previous Close $81.25
Open $81.07
Day High $82.00
Day Low $81.09
Volume 533,358
Fetched: 2026-07-17T05:10:18
Stock Information
Note: Financial values converted from CAD to USD
Quarterly Dividend / Yield $2.70 / 3.31%
Shares Outstanding 554.30M
Quarterly Dividend Yield 3.31%
Quarterly Dividend $2.70
Total Debt $10.02B
Cash Equivalents $77.77B
Revenue $24.89B
Net Income $2.15B
Sector Financial Services
Industry Insurance - Diversified
Market Cap $45.33B
P/E Ratio 21.58
EPS (TTM) $3.79
Exchange NYQ
🌐 Visit Website
📊 Comprehensive Analysis
Company Data
Enterprise Value$-47.25B
Sales$24.89B
Income$2.15B
Book/sh$30.39
Cash/sh$196.71
Employees32K
Financial Ratios
Quick Ratio45.00
Current Ratio48.18
Debt/Eq54.11
EPS Growth TTM-48.80%
Returns & Margins
ROA0.75%
ROE11.97%
Gross Margin40.14%
Operating Margin8.49%
Profit Margin8.85%
Ownership
Insider Ownership0.05%
Institutional Ownership55.50%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E13.48
PEG1.58
P/S1.30
P/B2.69
Analyst Data
Recommendationbuy
Target Price$69.26
Technical Indicators
SMA20$79.15
SMA50$75.28
SMA200$65.42
RSI69.71
ATR1.2921
Shares Float552.45M
Short Ratio5.28
Volatility0.82
Rel Volume1.67
Performance History
Week+2.34%
Month+5.31%
Quarter+20.34%
6 Months+34.65%
YTD+32.77%
Year+33.59%
3 Years+79.09%
5 Years+94.74%
10 Years+257.51%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
⭐ Premium Feature

Sign up for free to view detailed scoring breakdown — premium is free during our trial period!

Recent Price History
Date Close Volume
2026-07-17 $81.78 989,600
2026-07-16 $81.62 729,300
2026-07-15 $81.25 636,400
2026-07-14 $79.53 542,400
2026-07-13 $78.47 835,300
2026-07-10 $79.91 440,900
2026-07-09 $80.29 298,300
2026-07-08 $79.39 444,400
2026-07-07 $79.90 420,100
2026-07-06 $78.99 614,900
2026-07-02 $79.65 545,800
2026-07-01 $78.85 213,400
2026-06-30 $78.42 356,400
2026-06-29 $78.09 340,100
2026-06-26 $77.89 376,600
2026-06-25 $77.50 446,800
2026-06-24 $77.26 1,430,100
2026-06-23 $77.66 532,700
2026-06-22 $77.55 803,600
2026-06-18 $78.95 858,300
About Sun Life Financial Inc.

Sun Life Financial Inc., a financial services company, provides asset management, wealth, insurance and health solutions to individual and institutional customers in Canada, the United States, the United Kingdom, Ireland, Hong Kong, the Philippines, Japan, Indonesia, India, China, Australia, Singapore, Vietnam, Malaysia, and Bermuda. It offers various insurance products, such as term and permanent life; personal health, which includes prescription drugs, dental, and vision care; critical illness; long-term care; and disability. The company also provides investments products, such as mutual funds, segregated funds, annuities, and guaranteed investment products; financial planning services; and asset management products, including pooled funds, institutional portfolios and pension funds. The company was formerly known as Sun Life Financial Services of Canada Inc. and changed its name to Sun Life Financial Inc. in July 2003. Sun Life Financial Inc. was founded in 1871 and is headquartered in Toronto, Canada.

Period:
Loading...
Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Total Revenue $27,179,091,649 $24,376,846,499 $25,699,500,554 $2,424,041,024
Operating Revenue $27,179,091,649 $24,376,846,499 $25,699,500,554 $2,424,041,024
Expenses
Interest Expense $371,841,814 $469,397,270 $390,221,827 $314,581,002
Total Expenses $23,787,272,216 $21,309,504,998 $22,921,290,806 $-139,263,949
Net Non Operating Interest Income Expense $-371,841,814 $-469,397,270 $-390,221,827 $-314,581,002
Interest Expense Non Operating $371,841,814 $469,397,270 $390,221,827 $314,581,002
Loss Adjustment Expense $15,835,795,564 $13,628,073,161 $16,025,958,012 $-6,289,499,269
Other Operating Expenses - $-115,228,547 $-119,470,088 $1,794,172,097
Other Income Expense - - - $419,205,695
General And Administrative Expense - - - $3,610,258,825
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $2,647,428,882 $2,241,654,736 $2,363,245,595 $2,137,736,966
Net Interest Income $-371,841,814 $-469,397,270 $-390,221,827 $-314,581,002
Interest Income $-2,360,417,900 $-3,028,460,702 $-3,059,565,341 $-1,549,576,531
Normalized Income $2,647,428,882 $2,241,654,736 $2,363,245,595 $2,137,736,966
Net Income From Continuing And Discontinued Operation $2,647,428,882 $2,241,654,736 $2,363,245,595 $2,137,736,966
Average Dilution Earnings $7,069,236 $7,069,236 $7,069,236 $7,069,236
Net Income Common Stockholders $2,454,438,739 $2,155,410,056 $2,181,566,230 $2,029,577,656
Net Income $2,647,428,882 $2,241,654,736 $2,363,245,595 $2,137,736,966
Net Income Including Noncontrolling Interests $2,673,585,055 $2,332,140,956 $2,452,317,968 $2,177,324,688
Net Income Continuous Operations $2,673,585,055 $2,332,140,956 $2,452,317,968 $2,177,324,688
Pretax Income $3,391,819,433 $3,067,341,500 $2,778,209,748 $2,563,304,974
Special Income Charges - - - $178,144,747
Depreciation And Amortization In Income Statement - - - $373,255,661
Depreciation Income Statement - - - $170,368,588
Per Share
Diluted EPS $4.35 $3.72 $3.72 $3.68
Basic EPS $4.36 $3.73 $3.73 $3.69
Other
Tax Effect Of Unusual Items $0 $0 $0 $0
Tax Rate For Calcs $0 $0 $0 $0
EBIT $3,763,661,246 $3,536,738,771 $3,168,431,575 $2,877,885,976
Diluted Average Shares $400,118,758 $411,429,535 $416,378,000 $416,378,000
Basic Average Shares $397,997,987 $409,308,764 $414,257,230 $414,257,230
Diluted NI Availto Com Stockholders $2,461,507,975 $2,162,479,292 $2,188,635,466 $2,036,646,892
Otherunder Preferred Stock Dividend $137,143,178 $29,690,791 $125,832,401 $58,674,659
Preferred Stock Dividends $55,846,964 $56,553,888 $55,846,964 $49,484,652
Minority Interests $-26,156,173 $-90,486,221 $-89,072,374 $-39,587,722
Tax Provision $718,234,378 $735,200,544 $325,891,780 $385,980,286
Net Policyholder Benefits And Claims $15,835,795,564 $13,628,073,161 $16,025,958,012 $-6,289,499,269
Policyholder Benefits Gross $15,785,603,988 $13,529,810,780 $15,958,093,346 $-6,614,684,125
Policyholder Benefits Ceded $-50,191,576 $-98,262,380 $-67,864,666 $-325,184,856
Total Unusual Items - - - $178,144,747
Total Unusual Items Excluding Goodwill - - - $178,144,747
Reconciled Depreciation - - - $373,255,661
Other Special Charges - - - $-70,692,360
Amortization - - - $202,887,073
Selling General And Administration - - - $3,610,258,825
Salaries And Wages - - - $3,610,258,825
Fetched: 2026-07-14
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Assets
Net Tangible Assets $7,453,095,515 $8,157,191,420 $6,995,715,946 $6,622,460,285
Total Assets $281,677,243,038 $262,071,423,916 $235,575,927,388 $228,766,132,349
Goodwill And Other Intangible Assets $10,381,173,066 $10,260,289,130 $9,998,020,475 $9,493,277,024
Other Intangible Assets $3,644,191,158 $3,575,619,569 $3,657,622,706 $3,339,507,086
Prepaid Assets $658,145,872 $945,156,853 $803,065,210 $769,839,800
Receivables $2,730,138,943 $1,944,039,900 $1,706,513,570 $1,693,788,946
Accounts Receivable $2,730,138,943 $1,944,039,900 $1,706,513,570 $1,693,788,946
Cash Cash Equivalents And Short Term Investments $19,745,083,072 $19,649,648,386 $19,478,572,874 $19,627,026,830
Cash And Cash Equivalents $6,846,555,066 $7,160,429,144 $7,896,336,612 $6,629,529,521
Loans Receivable - - - $26,037,410,035
Debt
Net Debt $5,784,755,819 $4,095,915,338 $2,288,311,693 $3,690,141,192
Total Debt $13,284,508,291 $11,925,094,208 $10,883,795,746 $10,992,661,980
Long Term Debt And Capital Lease Obligation $11,988,010,409 $10,298,463,005 $9,236,663,758 $9,334,926,138
Long Term Debt $11,334,813,002 $9,629,713,279 $8,537,516,317 $8,661,934,871
Current Debt And Capital Lease Obligation $1,296,497,882 $1,626,631,204 $1,647,131,988 $1,657,735,842
Current Debt $1,296,497,882 $1,626,631,204 $1,647,131,988 $1,657,735,842
Other Current Borrowings $60,795,430 $123,711,630 $0 $4,241,542
Liabilities
Total Liabilities Net Minority Interest $263,656,346,627 $243,600,217,171 $218,468,376,268 $212,586,771,916
Derivative Product Liabilities $1,459,797,234 $1,468,280,317 $926,776,840 $1,661,977,384
Non Current Deferred Liabilities $212,784,004 $202,180,150 $198,645,532 $330,840,245
Non Current Deferred Taxes Liabilities $212,784,004 $202,180,150 $198,645,532 $330,840,245
Payables And Accrued Expenses $5,152,766,120 $5,275,770,827 $4,896,152,854 $4,493,206,402
Payables $1,512,816,504 $1,809,017,492 $1,762,360,535 $1,664,098,154
Accounts Payable $1,512,816,504 $1,809,017,492 $1,762,360,535 $1,664,098,154
Current Deferred Liabilities - - - $445,361,868
Current Deferred Taxes Liabilities - - - $445,361,868
Equity
Common Stock Equity $16,949,200,234 $17,532,412,204 $16,108,668,073 $15,230,668,962
Preferred Stock Equity $885,068,347 $885,068,347 $885,068,347 $885,068,347
Total Equity Gross Minority Interest $18,020,896,411 $18,471,206,744 $17,107,551,120 $16,179,360,433
Stockholders Equity $17,834,268,581 $18,417,480,551 $16,993,736,420 $16,115,737,309
Other Equity Interest $1,189,752,419 $1,048,367,699 $1,020,797,678 $887,189,118
Gains Losses Not Affecting Retained Earnings $979,089,186 $1,565,128,850 $540,796,554 $113,107,776
Other Equity Adjustments $979,089,186 $1,565,128,850 $540,796,554 $113,107,776
Retained Earnings $9,138,401,377 $9,060,639,781 $8,594,070,205 $8,291,506,904
Long Term Equity Investment $1,196,821,655 $1,292,963,264 $1,171,372,405 $1,167,837,787
Investments In Other Ventures Under Equity Method $1,196,821,655 $1,292,963,264 $1,171,372,405 $1,167,837,787
Other
Preferred Shares Number $36,194,488 $36,194,488 $36,194,488 $36,194,488
Ordinary Shares Number $391,494,003 $405,697,940 $413,279,555 $414,537,813
Share Issued $391,494,003 $405,697,940 $413,279,555 $414,537,813
Tangible Book Value $6,568,027,168 $7,272,123,073 $6,110,647,598 $5,737,391,938
Invested Capital $29,580,511,118 $28,788,756,686 $26,293,316,378 $25,550,339,675
Capital Lease Obligations $653,197,406 $668,749,726 $699,147,440 $672,991,267
Total Capitalization $29,169,081,583 $28,047,193,830 $25,531,252,738 $24,777,672,180
Minority Interest $186,627,830 $53,726,194 $113,814,700 $63,623,124
Additional Paid In Capital $57,260,812 $67,157,742 $66,450,818 $63,623,124
Capital Stock $6,469,764,787 $6,676,186,478 $6,771,621,164 $6,760,310,387
Common Stock $5,584,696,440 $5,791,118,131 $5,886,552,817 $5,875,242,040
Preferred Stock $885,068,347 $885,068,347 $885,068,347 $885,068,347
Employee Benefits $236,112,482 $248,130,184 $250,957,878 $189,455,525
Non Current Pension And Other Postretirement Benefit Plans $236,112,482 $248,130,184 $250,957,878 $189,455,525
Long Term Capital Lease Obligation $653,197,406 $668,749,726 $699,147,440 $672,991,267
Line Of Credit $1,235,702,453 $1,502,919,574 $1,647,131,988 $1,653,494,300
Current Accrued Expenses $3,639,949,616 $3,466,753,334 $3,133,792,319 $2,829,108,247
Defined Pension Benefit $51,605,423 $41,001,569 $35,346,180 $69,278,513
Investments And Advances $84,188,238,448 $78,332,790,269 $68,325,579,787 $67,837,095,580
Goodwill $6,736,981,908 $6,684,669,562 $6,340,397,768 $6,153,769,938
Net PPE $1,020,797,678 $990,399,964 $1,025,746,144 $961,416,096
Other Short Term Investments $12,898,528,006 $12,489,219,241 $11,582,236,262 $12,997,497,310
Treasury Shares Number - - $0 -
Fetched: 2026-07-14
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $1,876,175,234 $1,688,840,480 $3,845,664,384 $3,047,547,640
Operating Activities
Operating Cash Flow $1,978,679,156 $1,789,930,555 $3,967,255,243 $3,047,547,640
Cash Flow From Continuing Operating Activities $1,978,679,156 $1,789,930,555 $3,967,255,243 $3,047,547,640
Operating Gains Losses $-540,796,554 $91,193,144 $-3,292,143,205 $18,791,443,135
Investing Activities
Capital Expenditure $-102,503,922 $-101,090,075 $-121,590,859 -
Investing Cash Flow $-226,215,552 $-238,233,253 $-395,170,292 $-2,023,922,267
Cash Flow From Continuing Investing Activities $-226,215,552 $-238,233,253 $-395,170,292 $-2,023,922,267
Net Other Investing Changes $-149,160,880 $-238,233,253 $-142,798,567 $-183,093,212
Financing Activities
Repurchase Of Capital Stock $-1,206,718,585 $-604,419,678 $-131,487,790 $0
Financing Cash Flow $-1,863,450,610 $-2,744,277,415 $-2,181,566,230 $-50,191,576
Cash Flow From Continuing Financing Activities $-1,863,450,610 $-2,744,277,415 $-2,181,566,230 $-50,191,576
Net Other Financing Charges $-55,140,041 $-157,643,963 $-36,760,027 $1,413,847
Cash Dividends Paid $-1,459,090,310 $-1,386,984,103 $-1,330,430,215 $-1,181,269,336
Net Common Stock Issuance $-1,206,718,585 $-604,419,678 $-131,487,790 $0
Dividends Received Cfi $38,880,798 $113,107,776 $22,621,555 $19,086,937
Issuance Of Capital Stock - - - $0
Net Preferred Stock Issuance - - - $0
Preferred Stock Issuance - - - $0
Other
Repayment Of Debt $-127,246,248 $-653,904,330 $-882,240,653 $-402,946,452
Issuance Of Debt $1,427,278,748 $543,624,248 $351,341,029 $456,672,646
End Cash Position $6,785,759,636 $7,036,717,514 $7,896,336,612 $6,625,287,979
Beginning Cash Position $7,036,717,514 $7,896,336,612 $6,625,287,979 $5,438,363,255
Effect Of Exchange Rate Changes $-139,970,873 $332,961,016 $-119,470,088 $213,490,927
Changes In Cash $-110,987,005 $-1,192,580,113 $1,390,518,721 $973,433,797
Interest Paid Cff $-250,957,878 $-274,993,280 $-286,304,058 $-190,869,372
Proceeds From Stock Option Exercised $26,156,173 $30,397,715 $34,639,256 $4,241,542
Common Stock Payments $-1,206,718,585 $-604,419,678 $-131,487,790 $0
Net Issuance Payments Of Debt $1,082,300,032 $-350,634,106 $-431,223,396 $1,316,291,743
Net Short Term Debt Issuance $-217,732,469 $-240,354,024 $99,676,228 $1,262,565,550
Net Long Term Debt Issuance $1,300,032,500 $-110,280,082 $-530,899,624 $53,726,194
Long Term Debt Payments $-127,246,248 $-653,904,330 $-882,240,653 $-402,946,452
Long Term Debt Issuance $1,427,278,748 $543,624,248 $351,341,029 $456,672,646
Net Business Purchase And Sale $-13,431,548 $-12,017,701 $-153,402,421 $-1,910,107,567
Sale Of Business $17,673,090 $0 $209,956,309 $0
Purchase Of Business $-31,104,638 $-12,017,701 $-363,358,730 $-1,910,107,567
Net PPE Purchase And Sale $-102,503,922 $-101,090,075 $-121,590,859 $50,191,576
Taxes Refund Paid $-691,371,281 $-804,479,057 $-876,585,264 $-562,004,262
Change In Working Capital $2,521,596,481 $1,689,547,404 $5,026,226,796 $-17,175,415,786
Change In Other Working Capital $2,293,260,158 $1,411,726,429 $4,792,235,084 $-17,282,868,173
Other Non Cash Items $-2,959,182,190 $-2,535,028,030 $43,122,340 $-767,012,106
Gain Loss On Investment Securities $-540,796,554 $91,193,144 $-3,292,143,205 $18,791,443,135
Net Income From Continuing Operations $3,391,819,433 $3,067,341,500 $2,778,209,748 $2,563,304,974
Preferred Stock Payments - - - $0
Net Foreign Currency Exchange Gain Loss - - - -
Fetched: 2026-07-14