S&P 500 7,459.94 â–ŧ 73.83 (-0.98%) DOW 52,169.10 â–ŧ 383.87 (-0.73%) NASDAQ 25,535.42 â–ŧ 346.53 (-1.34%) US Markets Closed â€ĸ 07:58 PM ET

SAN

Banco Santander, S.A.

Price Chart
Latest Quote

$13.53

-0.09 (-0.70%)
Current Price
Previous Close $13.62
Open $13.34
Day High $13.54
Day Low $13.33
Volume 4,952,829
Fetched: 2026-07-17T17:10:16
Stock Information
Note: Financial values converted from EUR to USD
Quarterly Dividend / Yield $0.28 / 2.04%
Shares Outstanding 14.32B
Quarterly Dividend Yield 2.04%
Quarterly Dividend $0.28
Total Debt $449.01B
Cash Equivalents $352.22B
Revenue $54.19B
Net Income $14.26B
Sector Financial Services
Industry Banks - Diversified
Market Cap $193.65B
P/E Ratio 13.66
EPS (TTM) $0.99
Exchange NYQ
🌐 Visit Website
Recent Price History
Date Close Volume
2026-07-17 $13.55 8,588,464
2026-07-16 $13.62 12,064,400
2026-07-15 $13.82 10,451,400
2026-07-14 $13.63 7,129,500
2026-07-13 $13.66 7,661,400
2026-07-10 $13.87 5,918,100
2026-07-09 $13.79 6,615,400
2026-07-08 $13.57 14,506,300
2026-07-07 $14.19 8,666,200
2026-07-06 $14.37 7,980,200
2026-07-02 $13.95 8,964,400
2026-07-01 $13.81 11,175,000
2026-06-30 $13.80 6,116,400
2026-06-29 $13.65 7,020,200
2026-06-26 $13.39 6,961,500
2026-06-25 $13.38 6,341,200
2026-06-24 $13.37 7,877,100
2026-06-23 $13.60 7,047,600
2026-06-22 $13.71 6,053,200
2026-06-18 $13.50 11,165,400
About Banco Santander, S.A.

Banco Santander, S.A. provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide. The company operates through five segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, and Payments. It offers demand and time deposits, mutual funds, and current and savings accounts; mortgages, consumer finance, loans, and various financing solutions; and project finance, debt capital markets, global transaction banking, and corporate finance services. The company also provides credit and debit cards, real estate loans, microfinance, and auto loans; corporate and investment banking services; advice on mergers and acquisitions; wealth, asset, and risk management services; and digital payments and technology solutions. In addition, it is involved in the securitization, leasing, management of portfolios, e-commerce, air transport, aircraft rental, software, consulting, fund and investment management, renewable energy, vehicle rental, insurance, advertising, marketing, telemarketing, automotive, agricultural, factoring, securities brokerage and investment, pension fund management, trade intermediary, venture capital fund, renting, restaurant, electricity production, IT, internet, and financial advisory and other activities; management, and other real estate activities; and purchase and sale of vehicles. Further, the company offers mobile and online banking services. Banco Santander, S.A. was formerly known as Banco Santander Central Hispano SA and changed its name to Banco Santander, S.A. in February 2007. The company was incorporated in 1856 and is headquartered in Madrid, Spain.

Period:
Loading...
Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Total Revenue $68,849,502,196 $69,172,970,860 $65,022,936,724 $62,188,571,232
Operating Revenue $68,849,502,196 $69,172,970,860 $65,022,936,724 $62,188,571,232
Expenses
Interest Expense $68,091,300,824 $74,816,466,700 $70,075,700,784 $37,635,923,172
Selling And Marketing Expense $593,025,884 $587,290,624 $658,407,848 $641,202,068
General And Administrative Expense $24,031,886,452 $24,529,707,020 $24,646,706,324 $22,711,629,600
Other Non Interest Expense $5,579,260,928 $6,648,313,392 $5,346,409,372 $6,013,993,636
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $14,405,826,068 $12,999,540,316 $11,491,166,936 $11,017,434,460
Net Interest Income $48,575,358,096 $50,225,965,924 $46,627,663,800 $44,298,001,188
Interest Income $116,666,658,920 $125,042,432,624 $116,703,364,584 $81,933,924,360
Normalized Income $14,387,728,684 $13,528,961,822 $11,653,335,083 $11,199,592,053
Net Income From Continuing And Discontinued Operation $16,174,580,252 $14,423,031,848 $12,704,747,952 $11,017,434,460
Average Dilution Earnings $0 $0 $0 $0
Net Income Common Stockholders $16,888,046,596 $15,134,204,088 $13,269,097,536 $10,410,643,952
Net Income $16,174,580,252 $14,423,031,848 $12,704,747,952 $11,017,434,460
Net Income Including Noncontrolling Interests $17,779,306,000 $15,765,082,688 $13,974,534,516 $12,346,867,728
Net Income Discontinuous Operations $1,768,754,184 $1,423,491,532 $1,213,581,016 $0
Net Income Continuous Operations $16,010,551,816 $14,341,591,156 $12,760,953,500 $12,346,867,728
Pretax Income $21,428,078,412 $19,897,911,044 $17,211,515,260 $17,492,543,000
Special Income Charges $22,941,040 $-729,525,072 $-219,086,932 $-258,086,700
Depreciation Amortization Depletion Income Statement $3,645,331,256 $3,646,478,308 $3,539,802,472 $3,423,950,220
Depreciation And Amortization In Income Statement $3,645,331,256 $3,646,478,308 $3,539,802,472 $3,423,950,220
Per Share
Diluted EPS $1.03 $0.88 $0.75 $0.62
Basic EPS $1.04 $0.88 $0.75 $0.62
Other
Tax Effect Of Unusual Items $5,990,708 $-203,544,722 $-56,918,785 $-75,929,107
Tax Rate For Calcs $0 $0 $0 $0
Total Unusual Items $24,088,092 $-732,966,228 $-219,086,932 $-258,086,700
Total Unusual Items Excluding Goodwill $24,088,092 $-732,966,228 $-219,086,932 $-258,086,700
Reconciled Depreciation $3,645,331,256 $3,646,478,308 $3,539,802,472 $3,423,950,220
Diluted Average Shares $17,177,762,666 $17,856,981,883 $18,636,457,952 $19,389,378,012
Basic Average Shares $17,079,953,947 $17,776,561,413 $18,550,222,115 $19,325,927,447
Diluted NI Availto Com Stockholders $16,888,046,596 $15,134,204,088 $13,269,097,536 $10,410,643,952
Preferred Stock Dividends $-713,466,344 $-711,172,240 $-564,349,584 $606,790,508
Minority Interests $-1,604,725,748 $-1,342,050,840 $-1,269,786,564 $-1,329,433,268
Tax Provision $5,417,526,596 $5,556,319,888 $4,450,561,760 $5,145,675,272
Gain On Sale Of Business $264,969,012 $0 $0 -
Other Special Charges $-103,234,680 $-91,764,160 $-66,529,016 $-123,881,616
Write Off $11,470,520 $12,617,572 $33,264,508 $27,529,248
Impairment Of Capital Assets $359,027,276 $808,671,660 $297,086,468 $354,439,068
Restructuring And Mergern Acquisition $-25,235,144 $0 $-44,735,028 $0
Gain On Sale Of Security $1,015,141,020 $1,651,754,880 $610,231,664 $1,549,667,252
Selling General And Administration $24,624,912,336 $25,116,997,644 $25,305,114,172 $23,352,831,668
Other Gand A $7,747,189,208 $8,011,011,168 $8,076,393,132 $8,195,686,540
Insurance And Claims $646,937,328 $660,701,952 $1,343,197,892 $123,881,616
Salaries And Wages $15,637,759,916 $15,857,993,900 $15,227,115,300 $14,392,061,444
Occupancy And Equipment - $868,318,364 $827,024,492 -
Fetched: 2026-07-15
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Assets
Net Tangible Assets $98,488,178,824 $91,009,399,784 $86,662,072,704 $80,820,136,868
Fixed Assets Revaluation Reserve $0 $0 $0 $0
Total Assets $2,142,136,815,780 $2,107,227,435,212 $2,061,323,561,224 $1,989,744,075,268
Goodwill And Other Intangible Assets $19,853,176,016 $22,091,074,468 $22,793,070,292 $21,386,784,540
Other Intangible Assets $6,136,728,200 $6,676,989,692 $6,714,842,408 $5,625,143,008
Prepaid Assets $3,579,949,292 $3,459,508,832 $3,339,068,372 $3,444,597,156
Receivables $12,768,982,864 $13,106,216,152 $12,185,133,396 $56,243,400,716
Other Receivables $12,768,982,864 $13,106,216,152 $12,185,133,396 $56,243,400,716
Cash And Cash Equivalents $205,661,835,392 $249,933,454,384 $283,201,403,540 $297,105,967,884
Cash Financial $174,674,225,612 $220,472,570,816 $252,743,731,784 $255,876,330,796
Cash Cash Equivalents And Federal Funds Sold $282,510,878,236 $320,933,679,080 $347,319,316,236 $373,753,129,576
Debt
Net Debt $166,430,362,888 $123,456,059,708 $70,754,755,568 $24,457,442,744
Total Debt $374,182,127,024 $375,915,322,596 $356,709,083,908 $324,570,980,972
Long Term Debt And Capital Lease Obligation $326,839,849,828 $375,311,973,244 $356,036,911,436 $323,760,015,208
Long Term Debt $325,284,447,316 $373,389,514,092 $353,956,159,108 $321,563,410,628
Current Debt And Capital Lease Obligation $47,342,277,196 $603,349,352 $672,172,472 $810,965,764
Current Debt $46,807,750,964 $42,779,304,340 $52,959,390,840 $49,351,912,300
Liabilities
Minimum Pension Liabilities $-4,468,914,592 $-5,051,617,008 $-4,959,852,848 $-4,525,120,140
Total Liabilities Net Minority Interest $2,012,808,996,884 $1,984,117,785,208 $1,941,753,713,692 $1,877,809,005,848
Derivative Product Liabilities $64,538,880,780 $71,686,161,792 $66,873,131,600 $84,884,142,104
Non Current Deferred Liabilities $6,772,195,008 $7,198,898,352 $6,980,958,472 $7,373,250,256
Non Current Deferred Taxes Liabilities $6,772,195,008 $7,198,898,352 $6,980,958,472 $7,373,250,256
Current Notes Payable $46,807,750,964 $42,779,304,340 $52,959,390,840 $49,351,912,300
Payables And Accrued Expenses $24,630,647,596 $24,013,533,620 $24,423,031,184 $23,292,037,912
Payables $14,286,532,660 $13,686,624,464 $13,943,564,112 $13,605,183,772
Total Tax Payable $11,395,961,620 $10,871,758,856 $10,130,763,264 $10,135,351,472
Income Tax Payable $11,395,961,620 $10,871,758,856 $10,130,763,264 $10,135,351,472
Accounts Payable $2,890,571,040 $2,814,865,608 $3,812,800,848 $3,469,832,300
Equity
Common Stock Equity $118,341,354,840 $113,100,474,252 $109,455,142,996 $102,206,921,408
Total Equity Gross Minority Interest $129,327,818,896 $123,109,650,004 $119,569,847,532 $111,935,069,420
Stockholders Equity $118,341,354,840 $113,100,474,252 $109,455,142,996 $102,206,921,408
Other Equity Interest $313,145,196 $248,910,284 $1,049,552,580 $989,905,876
Gains Losses Not Affecting Retained Earnings $-54,145,442,608 $-50,588,434,356 $-48,255,330,588 $-48,246,154,172
Other Equity Adjustments $-19,705,206,308 $-18,623,536,272 $-19,260,150,132 $-18,345,949,688
Retained Earnings $121,656,335,120 $108,855,234,800 $97,717,359,880 $87,528,096,964
Long Term Equity Investment $8,089,010,704 $8,347,097,404 $8,770,359,592 $8,734,800,980
Other
Treasury Shares Number $12,706,229 $17,813,097 $341,610,063 -
Ordinary Shares Number $16,836,707,085 $17,362,883,526 $18,222,447,042 $19,264,051,926
Share Issued $16,849,413,313 $17,380,696,623 $18,564,057,105 $19,264,051,926
Tangible Book Value $98,488,178,824 $91,009,399,784 $86,662,072,704 $80,820,136,868
Invested Capital $490,433,553,120 $486,489,988,344 $463,411,302,104 $423,770,332,036
Capital Lease Obligations $2,089,928,744 $2,525,808,504 $2,752,924,800 $3,007,570,344
Total Capitalization $443,625,802,156 $486,489,988,344 $463,411,302,104 $423,770,332,036
Minority Interest $10,986,464,056 $10,009,175,752 $10,114,704,536 $9,728,148,012
Foreign Currency Translation Adjustments $-29,221,149,700 $-25,665,288,500 $-22,378,984,520 $-23,422,801,840
Unrealized Gain Loss $-750,172,008 $-1,247,992,576 $-1,656,343,088 $-1,952,282,504
Treasury Stock $110,116,992 $77,999,536 $1,236,522,056 $774,260,100
Additional Paid In Capital $42,202,337,184 $45,972,697,108 $50,898,138,396 $53,077,537,196
Capital Stock $8,425,096,940 $8,690,065,952 $9,281,944,784 $9,631,795,644
Common Stock $8,425,096,940 $8,690,065,952 $9,281,944,784 $9,631,795,644
Employee Benefits $3,038,540,748 $3,035,099,592 $3,561,596,460 $3,833,447,784
Non Current Pension And Other Postretirement Benefit Plans $1,899,518,112 $1,985,547,012 $2,552,190,700 $2,743,748,384
Long Term Capital Lease Obligation $1,555,402,512 $1,922,459,152 $2,080,752,328 $2,196,604,580
Long Term Provisions $3,116,540,284 $3,491,626,288 $3,006,423,292 $3,134,893,116
Current Capital Lease Obligation $534,526,232 $603,349,352 $672,172,472 $810,965,764
Current Accrued Expenses $10,344,114,936 $10,326,909,156 $10,479,467,072 $9,686,854,140
Defined Pension Benefit $976,141,252 $869,465,416 $1,254,874,888 $1,662,078,348
Investments And Advances $386,790,522,608 $360,454,208,688 $311,694,175,220 $248,966,489,548
Available For Sale Securities $219,369,106,792 $215,833,892,528 $189,718,959,644 $154,193,612,152
Trading Securities $138,332,177,096 $113,881,616,664 $88,530,620,412 $59,037,619,388
Goodwill $13,716,447,816 $15,414,084,776 $16,078,227,884 $15,761,641,532
Net PPE $30,300,525,632 $35,801,787,024 $37,767,834,152 $37,903,186,288
Accumulated Depreciation $-19,245,238,456 $-20,466,848,836 $-21,359,255,292 $-21,440,695,984
Gross PPE $49,545,764,088 $56,268,635,860 $59,127,089,444 $59,343,882,272
Construction In Progress $369,350,744 $340,674,444 $279,880,688 $248,910,284
Other Properties $21,854,781,756 $26,839,869,748 $29,025,003,808 $28,866,710,632
Machinery Furniture Equipment $11,186,051,104 $11,752,694,792 $12,647,395,352 $13,454,919,960
Properties $16,135,580,484 $17,335,396,876 $17,174,809,596 $16,773,341,396
Other Short Term Investments $21,000,228,016 $22,391,602,092 $24,674,235,572 $27,000,457,028
Fetched: 2026-07-15
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $-25,801,787,688 $-39,863,498,156 $-9,896,764,656 $19,346,179,032
Operating Activities
Operating Cash Flow $-17,016,516,420 $-27,707,041,060 $5,752,465,780 $31,780,222,712
Cash Flow From Continuing Operating Activities $-17,016,516,420 $-27,707,041,060 $5,752,465,780 $31,780,222,712
Investing Activities
Capital Expenditure $-8,785,271,268 $-12,156,457,096 $-15,649,230,436 $-12,434,043,680
Investing Cash Flow $612,525,768 $-4,257,857,024 $-6,155,081,032 $-4,471,208,696
Cash Flow From Continuing Investing Activities $612,525,768 $-4,257,857,024 $-6,155,081,032 $-4,471,208,696
Net Other Investing Changes $2,810,277,400 $1,133,287,376 $1,051,846,684 $1,207,845,756
Financing Activities
Repurchase Of Capital Stock $-4,681,119,212 $-5,493,232,028 $-3,566,184,668 $-2,351,456,600
Issuance Of Capital Stock $934,847,380 $877,494,780 $946,317,900 $657,260,796
Financing Cash Flow $-16,291,579,556 $-6,320,256,520 $-2,360,633,016 $-11,429,226,128
Cash Flow From Continuing Financing Activities $-16,291,579,556 $-6,320,256,520 $-2,360,633,016 $-11,429,226,128
Net Other Financing Charges $-1,217,022,172 $-1,576,049,448 $-1,822,665,628 $-5,123,881,284
Cash Dividends Paid $-3,832,300,732 $-3,460,655,884 $-2,593,484,572 $-2,119,752,096
Net Common Stock Issuance $-3,746,271,832 $-4,615,737,248 $-2,619,866,768 $-1,694,195,804
Common Stock Issuance $934,847,380 $877,494,780 $946,317,900 $657,260,796
Other
Repayment Of Debt $-10,119,292,744 $-4,698,324,992 $-3,362,009,412 $-2,627,896,132
Issuance Of Debt $2,623,307,924 $8,030,511,052 $8,037,393,364 $136,499,188
End Cash Position $177,559,061,392 $220,472,570,816 $252,743,731,784 $255,876,330,796
Beginning Cash Position $220,472,570,816 $252,743,731,784 $255,876,330,796 $241,671,238,828
Effect Of Exchange Rate Changes $-10,217,939,216 $6,013,993,636 $-369,350,744 $-1,674,695,920
Changes In Cash $-32,695,570,208 $-38,285,154,604 $-2,763,248,268 $15,879,787,888
Common Stock Payments $-4,681,119,212 $-5,493,232,028 $-3,566,184,668 $-2,351,456,600
Net Issuance Payments Of Debt $-7,495,984,820 $3,332,186,060 $4,675,383,952 $-2,491,396,944
Net Long Term Debt Issuance $-7,495,984,820 $3,332,186,060 $4,675,383,952 $-2,491,396,944
Long Term Debt Payments $-10,119,292,744 $-4,698,324,992 $-3,362,009,412 $-2,627,896,132
Long Term Debt Issuance $2,623,307,924 $8,030,511,052 $8,037,393,364 $136,499,188
Net Investment Purchase And Sale $768,524,840 $-5,735,260 $774,260,100 $437,026,812
Sale Of Investment $859,141,948 $781,142,412 $933,700,328 $611,378,716
Purchase Of Investment $-90,617,108 $-786,877,672 $-159,440,228 $-174,351,904
Net Business Purchase And Sale $-152,557,916 $-72,264,276 $-446,203,228 $-57,352,600
Sale Of Business $61,940,808 $9,176,416 $1,015,141,020 $841,936,168
Purchase Of Business $-214,498,724 $-81,440,692 $-1,461,344,248 $-899,288,768
Net Intangibles Purchase And Sale $-2,070,428,860 $-2,413,397,408 $-2,520,073,244 $-2,034,870,248
Sale Of Intangibles $0 $0 $0 $0
Purchase Of Intangibles $-2,070,428,860 $-2,413,397,408 $-2,520,073,244 $-2,034,870,248
Net PPE Purchase And Sale $-743,289,696 $-2,899,747,456 $-5,014,911,344 $-4,023,858,416
Sale Of PPE $5,971,552,712 $6,843,312,232 $8,114,245,848 $6,375,315,016
Purchase Of PPE $-6,714,842,408 $-9,743,059,688 $-13,129,157,192 $-10,399,173,432
Taxes Refund Paid $-5,682,495,608 $-6,744,665,760 $-5,980,729,128 $-6,306,491,896
Change In Working Capital $-65,069,965,856 $-69,258,999,760 $-33,152,096,904 $-1,754,989,560
Change In Other Working Capital $-65,139,936,028 $-59,985,084,340 $-34,377,148,440 $6,424,638,252
Change In Other Current Liabilities $341,821,496 $-7,972,011,400 $576,967,156 $-6,410,873,628
Change In Other Current Assets $-271,851,324 $-1,301,904,020 $648,084,380 $-1,768,754,184
Other Non Cash Items $32,311,307,788 $28,885,063,464 $27,370,954,824 $24,070,886,220
Depreciation Amortization Depletion $3,645,331,256 $3,646,478,308 $3,539,802,472 $3,423,950,220
Depreciation And Amortization $3,645,331,256 $3,646,478,308 $3,539,802,472 $3,423,950,220
Net Income From Continuing Operations $17,779,306,000 $15,765,082,688 $13,974,534,516 $12,346,867,728
Fetched: 2026-07-15