RVYL
Ryvyl Inc
Price Chart
Latest Quote
$7.81
Current Price| Open | $6.58 |
| Day High | $7.93 |
| Day Low | $6.45 |
| Volume | 74,070 |
Stock Information
| Shares Outstanding | 1.28M |
| Total Debt | $3.14M |
| Cash Equivalents | $7.42M |
| Revenue | $11.13M |
| Net Income | $-16.05M |
| Sector | Technology |
| Industry | Software - Infrastructure |
| Market Cap | $9.99M |
| EPS (TTM) | $-26.87 |
| Exchange | NGM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $5.71M |
| Sales | $11.13M |
| Income | $-16.05M |
| Book/sh | $0.64 |
| Cash/sh | $5.80 |
| Employees | 15 |
Financial Ratios
| Quick Ratio | 0.85 |
| Current Ratio | 1.11 |
| Debt/Eq | 470.36 |
Returns & Margins
| ROA | -8.70% |
| Gross Margin | 47.68% |
| Operating Margin | -78.55% |
| Profit Margin | -157.45% |
Ownership
| Insider Ownership | 8.30% |
| Institutional Ownership | 3.78% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 27.89 |
| P/S | 0.90 |
| P/B | 12.15 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $4.33 |
| SMA50 | $5.45 |
| SMA200 | $7.90 |
| RSI | 55.75 |
| ATR | 0.6964 |
| Shares Float | 1.17M |
| Short Float | 5.71% |
| Short Ratio | 0.84 |
| Volatility | 2.72 |
| Rel Volume | 2.57 |
Performance History
| Week | +38.81% |
| Month | -35.42% |
| Quarter | -15.76% |
| 6 Months | -62.04% |
| YTD | -18.85% |
| Year | -80.75% |
| 3 Years | -98.20% |
| 5 Years | -99.91% |
| 10 Years | -94.46% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-12 | $4.65 | 104,000 |
| 2026-06-11 | $3.95 | 14,700 |
| 2026-06-10 | $4.05 | 42,300 |
| 2026-06-09 | $4.19 | 49,000 |
| 2026-06-08 | $3.99 | 115,800 |
| 2026-06-05 | $3.35 | 32,700 |
| 2026-06-04 | $3.63 | 13,800 |
| 2026-06-03 | $3.81 | 13,800 |
| 2026-06-02 | $4.15 | 20,200 |
| 2026-06-01 | $4.37 | 18,300 |
| 2026-05-29 | $4.36 | 22,800 |
| 2026-05-28 | $4.71 | 123,100 |
| 2026-05-27 | $3.69 | 37,900 |
| 2026-05-26 | $3.70 | 37,400 |
| 2026-05-22 | $4.12 | 35,300 |
| 2026-05-21 | $4.50 | 35,500 |
| 2026-05-20 | $4.60 | 42,300 |
| 2026-05-19 | $5.20 | 19,300 |
| 2026-05-18 | $5.60 | 22,500 |
About Ryvyl Inc
Ryvyl Inc., a financial technology company, develops software platforms and tools that focuses on providing payment acceptance and disbursement capabilities in North America, Europe, and Asia. It offers dual-sided platform that enables businesses to accept payments from customers while distributing funds to vendors, employees, and partners; treasury management services; and payment solutions, including automated clearing house and wire transfer services. The company also provides IBAN issuance; foreign exchange; and electronic money institution services, as well as card issuing services, such as debit, credit, and virtual cards. It serves customers in various industries, including retail, e-commerce, financial services, logistics, healthcare, and other sectors. The company was formerly known as GreenBox POS and changed its name to Ryvyl Inc. in October 2022. Ryvyl Inc. is based in San Diego, California.
đ° Latest News
RTB Debuts on Nasdaq: AI/DeFi Media Platform âRoundtableâ to Trade as RTB
TheStreet âĸ 2026-05-13T14:15:33ZRoundtable Founders, Tech Platform Visionaries unite, to launch the Impossible - AI Powered, DeFi Media Platform at the âPossibleâ 2026 Media Conference
TheStreet âĸ 2026-04-27T16:15:11ZRoundtable CEO James Heckman Details NASDAQ Strategy, Long-Term Focus, Capitalization Structure, and Lock-Up
TheStreet âĸ 2026-04-06T16:39:10ZRoundtable CEO James Heckman Clarifies Equity Status, Announces One Year Lock
TheStreet âĸ 2026-04-02T21:47:23ZWeb3 platform Roundtable Files S4, Secures NASDAQ Compliance Post Merger
TheStreet âĸ 2026-01-20T14:00:00ZWeb3 Platform Roundtable Signs Cowboys Media Icon Mike Fisher, After 150 Elite Journalists Exit Sports Illustrated to Reunite with Founder James Heckman
TheStreet âĸ 2026-01-05T20:26:39ZRoundtable joins RYVYL shareholdersâ reverse split approval, increases equity to secure Nasdaq listing ahead of merger
TheStreet âĸ 2025-12-18T21:43:06ZRyvyl: Q3 Earnings Snapshot
Associated Press Finance âĸ 2025-11-14T21:28:41ZBC-Most Active Stocks
Associated Press Finance âĸ 2025-11-12T15:30:19ZInternational Money Express (IMXI) Q3 Earnings and Revenues Lag Estimates
Zacks âĸ 2025-11-10T22:25:03ZIncome Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Reconciled Cost Of Revenue | $5,728,000 | $10,513,000 | $40,157,000 | $16,786,000 |
| Cost Of Revenue | $5,824,000 | $10,766,000 | $40,157,000 | $16,786,000 |
| Total Revenue | $11,131,000 | $18,159,000 | $65,869,000 | $32,909,000 |
| Operating Revenue | $11,131,000 | $18,159,000 | $65,869,000 | $32,909,000 |
| Expenses | ||||
| Interest Expense | $1,943,000 | $3,128,000 | $16,474,000 | $22,149,000 |
| Total Expenses | $20,553,000 | $34,038,000 | $78,171,000 | $70,747,000 |
| Other Income Expense | $-4,371,000 | $-13,733,000 | $-24,036,000 | $10,743,000 |
| Other Non Operating Income Expenses | $260,000 | $-330,000 | $-27,507,000 | $-6,114,000 |
| Net Non Operating Interest Income Expense | $-1,943,000 | $-3,128,000 | $-16,474,000 | $-22,149,000 |
| Interest Expense Non Operating | $1,943,000 | $3,128,000 | $16,474,000 | $22,149,000 |
| Operating Expense | $14,729,000 | $23,272,000 | $38,014,000 | $53,961,000 |
| General And Administrative Expense | $13,773,000 | $17,413,000 | $29,624,000 | $25,431,000 |
| Selling And Marketing Expense | - | $95,000 | $80,000 | $1,337,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $-16,054,000 | $-33,130,000 | $-53,101,000 | $-49,236,000 |
| Net Interest Income | $-1,943,000 | $-3,128,000 | $-16,474,000 | $-22,149,000 |
| Normalized Income | $-12,395,510 | $-22,541,630 | $-55,843,090 | $-66,090,261 |
| Net Income From Continuing And Discontinued Operation | $-17,526,000 | $-26,825,000 | $-53,101,000 | $-49,236,000 |
| Total Operating Income As Reported | $-13,148,000 | $-27,218,000 | $-12,302,000 | $-37,838,000 |
| Net Income Common Stockholders | $-17,526,000 | $-26,825,000 | $-53,101,000 | $-49,236,000 |
| Net Income | $-17,526,000 | $-26,825,000 | $-53,101,000 | $-49,236,000 |
| Net Income Including Noncontrolling Interests | $-17,526,000 | $-26,825,000 | $-53,101,000 | $-49,236,000 |
| Net Income Discontinuous Operations | $-1,472,000 | $6,305,000 | - | - |
| Net Income Continuous Operations | $-16,054,000 | $-33,130,000 | $-53,101,000 | $-49,236,000 |
| Pretax Income | $-15,736,000 | $-32,740,000 | $-52,812,000 | $-49,244,000 |
| Special Income Charges | $-4,631,000 | $-13,403,000 | $-3,073,000 | $0 |
| Operating Income | $-9,422,000 | $-15,879,000 | $-12,302,000 | $-37,838,000 |
| Depreciation Amortization Depletion Income Statement | $397,000 | $2,011,000 | $2,553,000 | $20,917,000 |
| Depreciation And Amortization In Income Statement | $397,000 | $2,011,000 | $2,553,000 | $20,917,000 |
| Gross Profit | $5,307,000 | $7,393,000 | $25,712,000 | $16,123,000 |
| Per Share | ||||
| Diluted EPS | - | $-140.25 | $-353.85 | $-378.00 |
| Basic EPS | - | $-140.25 | $-353.85 | $-378.00 |
| Other | ||||
| Tax Effect Of Unusual Items | $-972,510 | $-2,814,630 | $728,910 | $2,739 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Normalized EBITDA (Bullshit earnings) | $-8,669,000 | $-13,945,000 | $-37,256,000 | $-23,035,000 |
| Total Unusual Items | $-4,631,000 | $-13,403,000 | $3,471,000 | $16,857,000 |
| Total Unusual Items Excluding Goodwill | $-4,631,000 | $-13,403,000 | $3,471,000 | $16,857,000 |
| Reconciled Depreciation | $493,000 | $2,264,000 | $2,553,000 | $20,917,000 |
| EBITDA (Bullshit earnings) | $-13,300,000 | $-27,348,000 | $-33,785,000 | $-6,178,000 |
| EBIT | $-13,793,000 | $-29,612,000 | $-36,338,000 | $-27,095,000 |
| Diluted NI Availto Com Stockholders | $-17,526,000 | $-26,825,000 | $-53,101,000 | $-49,236,000 |
| Tax Provision | $318,000 | $390,000 | $289,000 | $-8,000 |
| Other Special Charges | $905,000 | $2,064,000 | $4,142,000 | $5,709,672 |
| Impairment Of Capital Assets | $1,828,000 | $9,703,000 | $0 | - |
| Restructuring And Mergern Acquisition | $1,898,000 | $1,636,000 | $0 | - |
| Research And Development | $559,000 | $3,848,000 | $5,757,000 | $6,276,000 |
| Selling General And Administration | $13,773,000 | $17,413,000 | $29,704,000 | $26,768,000 |
| Other Gand A | $7,688,000 | $7,229,000 | $15,754,000 | $11,915,000 |
| Salaries And Wages | $6,085,000 | $10,184,000 | $13,870,000 | $13,516,000 |
| Diluted Average Shares | - | $191,262 | $150,052 | $130,205 |
| Basic Average Shares | - | $191,262 | $150,052 | $130,205 |
| Gain On Sale Of Ppe | - | $0 | $1,069,000 | $0 |
| Gain On Sale Of Security | - | $14,000 | $6,544,000 | $16,857,000 |
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $413,000 | $-22,150,000 | $-8,321,000 | $-35,415,000 |
| Total Assets | $13,101,000 | $122,276,000 | $128,665,000 | $97,657,000 |
| Total Non Current Assets | $1,964,000 | $26,892,000 | $38,800,000 | $38,441,000 |
| Other Non Current Assets | $308,000 | $2,809,000 | $2,403,000 | $1,720,000 |
| Goodwill And Other Intangible Assets | $255,000 | $20,658,000 | $31,812,000 | $33,492,000 |
| Other Intangible Assets | $255,000 | $1,802,000 | $5,059,000 | $6,739,000 |
| Current Assets | $11,137,000 | $95,384,000 | $89,865,000 | $59,216,000 |
| Other Current Assets | $2,591,000 | $2,277,000 | $2,854,000 | $9,799,000 |
| Restricted Cash | $7,000 | $89,432,000 | $61,138,000 | $26,873,000 |
| Receivables | $1,114,000 | $1,076,000 | $13,693,000 | $8,583,000 |
| Accounts Receivable | $1,114,000 | $1,076,000 | $13,693,000 | $8,583,000 |
| Allowance For Doubtful Accounts Receivable | $-34,000 | $-206,000 | $-2,659,000 | $-3,999,000 |
| Gross Accounts Receivable | $1,148,000 | $1,282,000 | $16,352,000 | $12,582,000 |
| Cash Cash Equivalents And Short Term Investments | $7,425,000 | $2,599,000 | $12,180,000 | $13,961,000 |
| Cash And Cash Equivalents | $7,425,000 | $2,599,000 | $12,180,000 | $13,961,000 |
| Cash Financial | $7,425,000 | $2,599,000 | - | - |
| Inventory | - | - | - | $302,037 |
| Notes Receivable | - | - | - | $0 |
| Prepaid Assets | - | - | - | - |
| Debt | ||||
| Total Debt | $3,128,000 | $21,065,000 | $20,324,000 | $63,378,000 |
| Long Term Debt And Capital Lease Obligation | $2,423,000 | $20,226,000 | $19,632,000 | $62,844,000 |
| Long Term Debt | $613,000 | $17,363,000 | $15,912,000 | $61,735,000 |
| Current Debt And Capital Lease Obligation | $705,000 | $839,000 | $692,000 | $534,000 |
| Net Debt | - | $14,764,000 | $3,732,000 | $47,774,000 |
| Current Debt | - | - | - | $14,446 |
| Other Current Borrowings | - | - | - | $14,446 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $12,433,000 | $123,768,000 | $105,174,000 | $99,580,000 |
| Total Non Current Liabilities Net Minority Interest | $2,423,000 | $20,226,000 | $19,632,000 | $62,844,000 |
| Current Liabilities | $10,010,000 | $103,542,000 | $85,542,000 | $36,736,000 |
| Other Current Liabilities | $16,000 | $240,000 | $504,000 | $582,000 |
| Payables And Accrued Expenses | $9,289,000 | $102,463,000 | $84,346,000 | $35,620,000 |
| Interest Payable | $0 | $366,000 | $0 | $1,728,000 |
| Payables | $2,812,000 | $94,427,000 | $79,119,000 | $31,899,000 |
| Total Tax Payable | $157,000 | $110,000 | $528,000 | $1,357,000 |
| Accounts Payable | $2,655,000 | $94,317,000 | $78,591,000 | $30,542,000 |
| Current Notes Payable | - | - | - | $0 |
| Equity | ||||
| Common Stock Equity | $667,000 | $-1,493,000 | $23,490,000 | $-1,923,000 |
| Preferred Stock Equity | $1,000 | $1,000 | $1,000 | - |
| Total Equity Gross Minority Interest | $668,000 | $-1,492,000 | $23,491,000 | $-1,923,000 |
| Stockholders Equity | $668,000 | $-1,492,000 | $23,491,000 | $-1,923,000 |
| Gains Losses Not Affecting Retained Earnings | $0 | $-1,251,000 | $401,000 | $357,000 |
| Retained Earnings | $-196,933,000 | $-179,407,000 | $-152,581,000 | $-99,772,000 |
| Other Equity Adjustments | - | $-1,251,000 | $401,000 | $357,000 |
| Other Equity Interest | - | - | - | $-7,000 |
| Other | ||||
| Ordinary Shares Number | $1,037,457 | $229,494 | $171,341 | $142,078 |
| Share Issued | $1,037,457 | $229,494 | $171,341 | $142,078 |
| Tangible Book Value | $412,000 | $-22,151,000 | $-8,322,000 | $-35,415,000 |
| Invested Capital | $1,280,000 | $15,870,000 | $39,402,000 | $59,812,000 |
| Working Capital | $1,127,000 | $-8,158,000 | $4,323,000 | $22,480,000 |
| Capital Lease Obligations | $2,515,000 | $3,702,000 | $4,412,000 | $1,643,000 |
| Total Capitalization | $1,281,000 | $15,871,000 | $39,403,000 | $59,812,000 |
| Additional Paid In Capital | $197,564,000 | $179,157,000 | $175,664,000 | $97,494,000 |
| Capital Stock | $37,000 | $9,000 | $7,000 | $5,000 |
| Common Stock | $36,000 | $8,000 | $6,000 | $5,000 |
| Preferred Stock | $1,000 | $1,000 | $1,000 | $0 |
| Long Term Capital Lease Obligation | $1,810,000 | $2,863,000 | $3,720,000 | $1,109,000 |
| Current Capital Lease Obligation | $705,000 | $839,000 | $692,000 | $534,000 |
| Current Accrued Expenses | $6,477,000 | $8,036,000 | $5,227,000 | $3,721,000 |
| Goodwill | $0 | $18,856,000 | $26,753,000 | $26,753,000 |
| Net PPE | $1,401,000 | $3,425,000 | $4,585,000 | $3,229,000 |
| Gross PPE | $1,401,000 | $3,425,000 | $4,878,000 | $3,453,000 |
| Other Properties | $1,401,000 | $3,425,000 | $4,450,000 | $1,697,000 |
| Accumulated Depreciation | - | $-444,000 | $-293,000 | $-224,000 |
| Machinery Furniture Equipment | - | $423,000 | $428,000 | $396,000 |
| Buildings And Improvements | - | - | $0 | $1,360,000 |
| Properties | - | - | $0 | $0 |
| Treasury Shares Number | - | - | - | $0 |
| Treasury Stock | - | - | - | $0 |
| Investments And Advances | - | - | - | $1,523,631 |
| Land And Improvements | - | - | - | - |
| Inventories Adjustments Allowances | - | - | - | - |
| Other Inventories | - | - | - | - |
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $-24,441,000 | $19,383,000 | $33,053,000 | $-10,006,000 |
| Operating Activities | ||||
| Operating Cash Flow | $-23,041,000 | $21,191,000 | $33,161,000 | $-9,344,000 |
| Cash Flow From Continuing Operating Activities | $-23,041,000 | $21,191,000 | $33,161,000 | $-9,344,000 |
| Operating Gains Losses | $6,503,000 | $-14,000 | $-7,613,000 | $-16,857,000 |
| Investing Activities | ||||
| Capital Expenditure | $-1,400,000 | $-1,808,000 | $-108,000 | $-662,000 |
| Investing Cash Flow | $-76,350,000 | $-1,808,000 | $2,287,000 | $-46,409,000 |
| Cash Flow From Continuing Investing Activities | $-76,350,000 | $-1,808,000 | $2,287,000 | $-46,409,000 |
| Capital Expenditure Reported | $-1,088,000 | $-1,647,000 | $0 | - |
| Net Other Investing Changes | - | - | - | $-2,175,734 |
| Financing Activities | ||||
| Issuance Of Capital Stock | $10,380,000 | $0 | $7,000 | $0 |
| Financing Cash Flow | $13,889,000 | $-241,000 | $-3,008,000 | $-10,049,000 |
| Cash Flow From Continuing Financing Activities | $13,889,000 | $-241,000 | $-3,008,000 | $-10,049,000 |
| Net Other Financing Charges | $-24,000 | $-229,000 | - | - |
| Net Preferred Stock Issuance | $5,000,000 | $0 | - | - |
| Preferred Stock Issuance | $5,000,000 | $0 | - | - |
| Net Common Stock Issuance | $5,380,000 | $0 | $7,000 | $-4,057,000 |
| Common Stock Issuance | $5,380,000 | $0 | $7,000 | $0 |
| Repurchase Of Capital Stock | - | - | - | $-4,057,000 |
| Other | ||||
| Repayment Of Debt | $-13,005,000 | $-12,000 | $-3,015,000 | $-6,000,000 |
| Issuance Of Debt | $15,000,000 | $0 | - | $0 |
| Interest Paid Supplemental Data | $155,000 | $300,000 | $2,709,000 | $5,751,000 |
| Income Tax Paid Supplemental Data | $761,000 | $848,000 | $199,000 | $0 |
| End Cash Position | $7,432,000 | $92,030,000 | $73,318,000 | $40,834,000 |
| Beginning Cash Position | $92,030,000 | $73,318,000 | $40,834,000 | $89,560,000 |
| Effect Of Exchange Rate Changes | $904,000 | $-430,000 | $44,000 | $357,000 |
| Changes In Cash | $-85,502,000 | $19,142,000 | $32,440,000 | $-49,083,000 |
| Proceeds From Stock Option Exercised | $1,538,000 | $0 | $0 | $8,000 |
| Net Issuance Payments Of Debt | $1,995,000 | $-12,000 | $-3,015,000 | $-6,000,000 |
| Net Short Term Debt Issuance | $15,000,000 | $0 | - | $-6,000,000 |
| Short Term Debt Issuance | $15,000,000 | $0 | - | - |
| Net Long Term Debt Issuance | $-13,005,000 | $-12,000 | $-3,015,000 | $-6,000,000 |
| Long Term Debt Payments | $-13,005,000 | $-12,000 | $-3,015,000 | $-6,000,000 |
| Net Business Purchase And Sale | $-74,954,000 | $0 | $-225,000 | $-45,747,000 |
| Purchase Of Business | $-74,954,000 | $0 | $-225,000 | $-45,747,000 |
| Net Intangibles Purchase And Sale | $-233,000 | $-114,000 | $0 | $-500,000 |
| Purchase Of Intangibles | $-233,000 | $-114,000 | $0 | $-500,000 |
| Net PPE Purchase And Sale | $-75,000 | $-47,000 | $2,512,000 | $-162,000 |
| Sale Of PPE | $4,000 | $0 | $2,620,000 | $0 |
| Purchase Of PPE | $-79,000 | $-47,000 | $-108,000 | $-162,000 |
| Change In Working Capital | $-17,989,000 | $30,620,000 | $50,950,000 | $10,713,000 |
| Change In Other Current Liabilities | $-17,635,000 | $14,029,000 | $47,860,000 | $10,518,000 |
| Change In Other Current Assets | $-72,000 | $-160,000 | $-1,183,000 | $-6,000 |
| Change In Payables And Accrued Expense | $-848,000 | $3,558,000 | $2,815,000 | $4,325,000 |
| Change In Accrued Expense | $301,000 | $1,863,000 | $2,626,000 | $3,164,000 |
| Change In Interest Payable | $0 | $366,000 | $546,000 | $502,000 |
| Change In Payable | $-1,149,000 | $1,695,000 | $189,000 | $1,161,000 |
| Change In Account Payable | $-1,149,000 | $1,695,000 | $189,000 | $1,161,000 |
| Change In Prepaid Assets | $515,000 | $664,000 | $6,568,000 | $-1,539,000 |
| Change In Receivables | $51,000 | $12,529,000 | $-5,110,000 | $-2,585,000 |
| Changes In Account Receivables | $-38,000 | $-155,000 | $297,000 | $-1,367,000 |
| Other Non Cash Items | $2,761,000 | $4,819,000 | $38,519,000 | $22,150,000 |
| Stock Based Compensation | $889,000 | $624,000 | $1,853,000 | $2,969,000 |
| Asset Impairment Charge | $1,828,000 | $9,703,000 | $0 | - |
| Depreciation Amortization Depletion | $493,000 | $2,264,000 | $2,553,000 | $20,917,000 |
| Depreciation And Amortization | $493,000 | $2,264,000 | $2,553,000 | $20,917,000 |
| Gain Loss On Sale Of PPE | $6,000 | $0 | $-1,069,000 | $0 |
| Gain Loss On Sale Of Business | $6,497,000 | $0 | - | - |
| Net Income From Continuing Operations | $-17,526,000 | $-26,825,000 | $-53,101,000 | $-49,236,000 |
| Gain Loss On Investment Securities | - | $-14,000 | $-6,544,000 | $-16,857,000 |
| Other Cash Adjustment Inside Changein Cash | - | - | $0 | $16,719,000 |
| Common Stock Payments | - | - | - | $-4,057,000 |
| Short Term Debt Payments | - | - | - | $-6,000,000 |
| Long Term Debt Issuance | - | - | - | $0 |
| Change In Inventory | - | - | - | $-15,677 |
| Depreciation | - | - | - | $20,916,868 |