RPMT
Rego Payment Architectures, Inc.
Price Chart
Latest Quote
$0.70
| Previous Close | $0.79 |
| Open | $0.73 |
| Day High | $0.73 |
| Day Low | $0.62 |
| Volume | 44,739 |
Stock Information
| Shares Outstanding | 136.59M |
| Total Debt | $22.48M |
| Cash Equivalents | $86K |
| Revenue | $14K |
| Net Income | $-11.58M |
| Sector | Technology |
| Industry | Software - Infrastructure |
| Market Cap | $95.61M |
| EPS (TTM) | $-0.08 |
| Exchange | OQB |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $132.82M |
| Sales | $14K |
| Income | $-11.58M |
| Book/sh | $-0.37 |
| Cash/sh | $0.00 |
| Employees | 5 |
Financial Ratios
| Quick Ratio | 0.00 |
| Current Ratio | 0.00 |
Returns & Margins
| ROA | -393.45% |
| Gross Margin | 100.00% |
| Operating Margin | -13265.04% |
Ownership
| Insider Ownership | 31.99% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| P/S | 6829.32 |
| P/B | -1.90 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $0.88 |
| SMA50 | $0.61 |
| SMA200 | $0.42 |
| RSI | 30.77 |
| ATR | 0.0771 |
| Shares Float | 110.04M |
| Volatility | 1.10 |
| Rel Volume | 0.67 |
Performance History
| Week | -19.54% |
| Month | +14.75% |
| Quarter | +112.12% |
| 6 Months | +91.78% |
| YTD | +101.15% |
| Year | +21.74% |
| 3 Years | -42.29% |
| 5 Years | -28.57% |
| 10 Years | +250.00% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-16 | $0.70 | 44,739 |
| 2026-06-12 | $0.83 | 62,700 |
| 2026-06-11 | $0.87 | 11,800 |
| 2026-06-10 | $0.90 | 0 |
| 2026-06-09 | $0.90 | 7,900 |
| 2026-06-08 | $0.87 | 46,900 |
| 2026-06-05 | $0.94 | 39,300 |
| 2026-06-04 | $0.95 | 10,800 |
| 2026-06-03 | $0.95 | 30,900 |
| 2026-06-02 | $0.96 | 142,100 |
| 2026-06-01 | $0.93 | 88,800 |
| 2026-05-29 | $0.92 | 169,900 |
| 2026-05-28 | $0.93 | 62,100 |
| 2026-05-27 | $0.84 | 45,900 |
| 2026-05-26 | $0.89 | 91,000 |
| 2026-05-22 | $0.87 | 198,500 |
| 2026-05-21 | $0.81 | 67,900 |
| 2026-05-20 | $0.83 | 62,500 |
| 2026-05-19 | $0.83 | 50,700 |
| 2026-05-18 | $0.80 | 110,100 |
About Rego Payment Architectures, Inc.
Rego Payment Architectures, Inc., together with its subsidiaries, provides consumer software solutions. The company provides Mazoola, a mobile payment platform that enables individual users to own and monetize their purchasing behavior. Its online solution enables families and parents to teach their children regarding financial management and spending on gaming, retail, music, and entertainment, as well as digital wallet. The company also provides an all-digital financial payments platform that enables minors under the age of 13 years to purchase goods and services, complete chores, and learn in a secure online environment guided by parental permission, oversight, and control; and cloud storage services. The company was formerly known as Virtual Piggy, Inc. and changed its name to Rego Payment Architectures, Inc. in February 2017. Rego Payment Architectures, Inc. was incorporated in 2008 and is headquartered in Blue Bell, Pennsylvania.
đ° Latest News
Income Statement (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $0 | $0 | $2,073 | $2,628 |
| Operating Revenue | $0 | $0 | $2,073 | $2,628 |
| Expenses | ||||
| Interest Expense | $988,771 | $1,016,548 | $1,015,228 | $1,080,391 |
| Total Expenses | $7,938,749 | $15,791,647 | $15,424,702 | $10,068,768 |
| Net Non Operating Interest Income Expense | $-988,771 | $-1,016,548 | $-1,014,185 | $-1,080,058 |
| Interest Expense Non Operating | $988,771 | $1,016,548 | $1,015,228 | $1,080,391 |
| Operating Expense | $7,938,749 | $15,791,647 | $15,424,702 | $10,068,768 |
| Other Operating Expenses | $345,625 | $229,672 | $258,746 | $165,018 |
| Selling And Marketing Expense | $630,664 | $1,822,444 | $1,681,040 | $1,454,325 |
| General And Administrative Expense | $3,676,228 | $10,815,594 | $11,425,026 | $5,612,413 |
| Other Income Expense | - | $88,617 | $92,660 | $95,425 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $-8,927,520 | $-16,719,578 | $-16,344,053 | $-11,050,672 |
| Net Interest Income | $-988,771 | $-1,016,548 | $-1,014,185 | $-1,080,058 |
| Normalized Income | $-8,927,520 | $-16,808,195 | $-16,436,713 | $-11,146,097 |
| Net Income From Continuing And Discontinued Operation | $-8,927,520 | $-16,719,578 | $-16,344,053 | $-11,050,672 |
| Total Operating Income As Reported | $-7,938,749 | $-15,791,647 | $-15,422,629 | $-10,066,140 |
| Net Income Common Stockholders | $-11,633,155 | $-18,855,850 | $-17,630,704 | $-11,783,627 |
| Net Income | $-8,927,520 | $-16,719,578 | $-16,344,053 | $-11,050,672 |
| Net Income Including Noncontrolling Interests | $-8,927,520 | $-16,719,578 | $-16,344,154 | $-11,050,773 |
| Net Income Continuous Operations | $-8,927,520 | $-16,719,578 | $-16,344,154 | $-11,050,773 |
| Pretax Income | $-8,927,520 | $-16,719,578 | $-16,344,154 | $-11,050,773 |
| Special Income Charges | $0 | $88,617 | $92,660 | $95,425 |
| Operating Income | $-7,938,749 | $-15,791,647 | $-15,422,629 | $-10,066,140 |
| Interest Income | - | $0 | $1,043 | $333 |
| Interest Income Non Operating | - | $0 | $1,043 | $333 |
| Per Share | ||||
| Diluted EPS | $-0.09 | $-0.14 | $-0.14 | $-0.10 |
| Basic EPS | $-0.09 | $-0.14 | $-0.14 | $-0.10 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Normalized EBITDA (Bullshit earnings) | $-7,899,378 | $-15,752,723 | $-15,383,593 | $-10,034,470 |
| Total Unusual Items | $0 | $88,617 | $92,660 | $95,425 |
| Total Unusual Items Excluding Goodwill | $0 | $88,617 | $92,660 | $95,425 |
| Reconciled Depreciation | $39,371 | $38,924 | $37,993 | $31,337 |
| EBITDA (Bullshit earnings) | $-7,899,378 | $-15,664,106 | $-15,290,933 | $-9,939,045 |
| EBIT | $-7,938,749 | $-15,703,030 | $-15,328,926 | $-9,970,382 |
| Diluted Average Shares | $136,048,927 | $131,577,880 | $123,634,367 | $122,775,473 |
| Basic Average Shares | $136,048,927 | $131,577,880 | $123,634,367 | $122,775,473 |
| Diluted NI Availto Com Stockholders | $-11,633,155 | $-18,855,850 | $-17,630,704 | $-11,783,627 |
| Preferred Stock Dividends | $2,705,635 | $2,136,272 | $1,286,651 | $732,955 |
| Research And Development | $3,286,232 | $2,923,937 | $2,059,890 | $2,837,012 |
| Selling General And Administration | $4,306,892 | $12,638,038 | $13,106,066 | $7,066,738 |
| Other Gand A | $3,676,228 | $10,815,594 | $11,425,026 | $5,612,413 |
| Minority Interests | - | $0 | $101 | $101 |
| Other Special Charges | - | $-88,617 | $-92,660 | $-95,425 |
Balance Sheet (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $-38,043,769 | $-31,715,202 | $-34,242,511 | $-32,173,741 |
| Total Assets | $3,348,731 | $6,600,447 | $6,376,625 | $1,041,004 |
| Total Non Current Assets | $286,897 | $325,150 | $352,859 | $379,401 |
| Goodwill And Other Intangible Assets | $286,897 | $325,150 | $352,859 | $379,401 |
| Other Intangible Assets | $286,897 | $325,150 | $352,859 | $379,401 |
| Current Assets | $3,061,834 | $6,275,297 | $6,023,766 | $661,603 |
| Prepaid Assets | $50,341 | $18,663 | $18,099 | $108,472 |
| Cash Cash Equivalents And Short Term Investments | $3,011,493 | $6,256,634 | $6,005,667 | $553,131 |
| Cash And Cash Equivalents | $3,011,493 | $6,256,634 | $6,005,667 | $553,131 |
| Debt | ||||
| Net Debt | $15,643,594 | $12,678,573 | $12,929,540 | $18,182,076 |
| Total Debt | $18,655,087 | $18,935,207 | $18,935,207 | $18,735,207 |
| Current Debt And Capital Lease Obligation | $18,655,087 | $18,935,207 | $18,935,207 | $18,735,207 |
| Current Debt | $18,655,087 | $18,935,207 | $18,935,207 | $18,735,207 |
| Other Current Borrowings | $18,060,087 | $18,340,207 | $18,340,207 | $18,140,207 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $41,105,603 | $37,990,499 | $40,363,981 | $32,912,947 |
| Total Non Current Liabilities Net Minority Interest | $0 | $0 | $0 | $0 |
| Current Liabilities | $41,105,603 | $37,990,499 | $40,363,981 | $32,912,947 |
| Current Notes Payable | $595,000 | $595,000 | $595,000 | $595,000 |
| Payables And Accrued Expenses | $22,450,516 | $19,055,292 | $16,078,774 | $14,177,740 |
| Payables | $22,450,516 | $19,055,292 | $16,078,774 | $14,177,740 |
| Dividends Payable | $13,973,422 | $11,267,790 | $9,214,850 | $7,928,199 |
| Accounts Payable | $8,470,575 | $7,785,443 | $6,861,314 | $6,108,019 |
| Other Current Liabilities | - | - | $5,350,000 | - |
| Current Deferred Liabilities | - | - | - | $0 |
| Equity | ||||
| Common Stock Equity | $-37,756,911 | $-31,390,086 | $-33,889,679 | $-31,794,354 |
| Preferred Stock Equity | $39 | $34 | $27 | $14 |
| Total Equity Gross Minority Interest | $-37,756,872 | $-31,390,052 | $-33,987,356 | $-31,871,943 |
| Stockholders Equity | $-37,756,872 | $-31,390,052 | $-33,889,652 | $-31,794,340 |
| Retained Earnings | $-147,744,122 | $-136,110,967 | $-117,157,414 | $-99,546,710 |
| Other | ||||
| Ordinary Shares Number | $136,248,105 | $135,848,105 | $124,160,885 | $123,441,102 |
| Share Issued | $136,248,105 | $135,848,105 | $124,160,885 | $123,441,102 |
| Tangible Book Value | $-38,043,808 | $-31,715,236 | $-34,242,538 | $-32,173,755 |
| Invested Capital | $-19,101,824 | $-12,454,879 | $-14,954,472 | $-13,059,147 |
| Working Capital | $-38,043,769 | $-31,715,202 | $-34,340,215 | $-32,251,344 |
| Total Capitalization | $-37,756,872 | $-31,390,052 | $-33,889,652 | $-31,794,340 |
| Minority Interest | $0 | $0 | $-97,704 | $-77,603 |
| Additional Paid In Capital | $109,973,586 | $104,707,296 | $83,255,319 | $67,740,012 |
| Capital Stock | $13,664 | $13,619 | $12,443 | $12,358 |
| Common Stock | $13,625 | $13,585 | $12,416 | $12,344 |
| Preferred Stock | $39 | $34 | $27 | $14 |
| Dueto Related Parties Current | $6,519 | $2,059 | $2,610 | $141,522 |
| Preferred Shares Number | - | - | - | $136,978 |
| Current Deferred Revenue | - | - | - | $0 |
| Line Of Credit | - | - | - | $0 |
Cash Flow Statement (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $-6,968,161 | $-7,208,032 | $-6,272,615 | $-5,135,065 |
| Operating Activities | ||||
| Operating Cash Flow | $-6,967,043 | $-7,196,817 | $-6,261,164 | $-5,052,813 |
| Cash Flow From Continuing Operating Activities | $-6,967,043 | $-7,196,817 | $-6,261,164 | $-5,052,813 |
| Operating Gains Losses | $650,921 | $3,403,136 | $3,441,581 | $2,637,350 |
| Investing Activities | ||||
| Capital Expenditure | $-1,118 | $-11,215 | $-11,451 | $-82,252 |
| Investing Cash Flow | $-1,118 | $-11,215 | $-11,451 | $-82,252 |
| Cash Flow From Continuing Investing Activities | $-1,118 | $-11,215 | $-11,451 | $-82,252 |
| Financing Activities | ||||
| Issuance Of Capital Stock | $3,723,020 | $6,472,349 | $11,394,651 | $675,020 |
| Financing Cash Flow | $3,723,020 | $7,458,999 | $11,725,151 | $5,415,020 |
| Cash Flow From Continuing Financing Activities | $3,723,020 | $7,458,999 | $11,725,151 | $5,415,020 |
| Net Preferred Stock Issuance | $3,723,020 | $6,472,349 | $11,394,651 | $675,020 |
| Preferred Stock Issuance | $3,723,020 | $6,472,349 | $11,394,651 | $675,020 |
| Other | ||||
| Interest Paid Supplemental Data | $0 | $0 | $0 | $71,606 |
| Income Tax Paid Supplemental Data | $0 | $0 | $0 | $0 |
| End Cash Position | $3,011,493 | $6,256,634 | $6,005,667 | $553,131 |
| Beginning Cash Position | $6,256,634 | $6,005,667 | $553,131 | $273,176 |
| Changes In Cash | $-3,245,141 | $250,967 | $5,452,536 | $279,955 |
| Proceeds From Stock Option Exercised | $0 | $986,650 | $130,500 | $20,000 |
| Net Intangibles Purchase And Sale | $-1,118 | $-11,215 | $-11,451 | $-82,252 |
| Purchase Of Intangibles | $-1,118 | $-11,215 | $-11,451 | $-82,252 |
| Change In Working Capital | $863,685 | $-4,421,701 | $6,147,416 | $598,956 |
| Change In Other Current Liabilities | $0 | $-5,350,000 | $5,350,000 | $0 |
| Change In Payables And Accrued Expense | $895,363 | $928,863 | $707,043 | $544,247 |
| Change In Prepaid Assets | $-31,678 | $-564 | $90,373 | $54,709 |
| Other Non Cash Items | $406,500 | $10,502,401 | $456,000 | $2,618,500 |
| Depreciation Amortization Depletion | $39,371 | $38,924 | $37,993 | $31,337 |
| Depreciation And Amortization | $39,371 | $38,924 | $37,993 | $31,337 |
| Amortization Cash Flow | $39,371 | $38,924 | $37,993 | - |
| Amortization Of Intangibles | $39,371 | $38,924 | $37,993 | - |
| Gain Loss On Investment Securities | $650,921 | $3,491,753 | $3,534,241 | $2,732,775 |
| Net Income From Continuing Operations | $-8,927,520 | $-16,719,577 | $-16,344,154 | $-11,050,773 |
| Issuance Of Debt | - | $0 | $200,000 | $4,770,000 |
| Net Issuance Payments Of Debt | - | $0 | $200,000 | $4,720,000 |
| Net Short Term Debt Issuance | - | $0 | $200,000 | $4,720,000 |
| Short Term Debt Issuance | - | $0 | $200,000 | $4,770,000 |
| Repayment Of Debt | - | - | $0 | $-50,000 |
| Short Term Debt Payments | - | - | $0 | $-50,000 |
| Asset Impairment Charge | - | - | $0 | $111,817 |
| Net Long Term Debt Issuance | - | - | - | $0 |
| Long Term Debt Payments | - | - | - | $-50,000 |
| Long Term Debt Issuance | - | - | - | $0 |