QNBC
QNB Corp.
Price Chart
Latest Quote
$43.79
+0.00 (+0.00%)
Current Price
| Previous Close | $43.79 |
| Open | $43.69 |
| Day High | $43.69 |
| Day Low | $43.69 |
| Volume | 44 |
Stock Information
| Quarterly Dividend / Yield | $1.56 / 3.56% |
| Shares Outstanding | 4.97M |
| Quarterly Dividend Yield | 3.56% |
| Quarterly Dividend | $1.56 |
| Total Debt | $126.12M |
| Cash Equivalents | $56.60M |
| Revenue | $59.78M |
| Net Income | $14.28M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $217.46M |
| P/E Ratio | 11.46 |
| EPS (TTM) | $3.82 |
| Exchange | OQX |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $286.98M |
| Sales | $59.78M |
| Income | $14.28M |
| Book/sh | $34.72 |
| Cash/sh | $11.40 |
| Employees | 191 |
Financial Ratios
| EPS Growth TTM | 7.30% |
Returns & Margins
| ROA | 0.75% |
| ROE | 11.92% |
| Operating Margin | 31.16% |
| Profit Margin | 23.88% |
Ownership
| Insider Ownership | 17.94% |
| Institutional Ownership | 8.79% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| P/S | 3.64 |
| P/B | 1.26 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $43.52 |
| SMA50 | $43.64 |
| SMA200 | $37.34 |
| RSI | 60.79 |
| ATR | 0.2530 |
| Shares Float | 3.67M |
| Volatility | 0.46 |
Performance History
| Week | +1.34% |
| Month | +0.64% |
| Quarter | +19.57% |
| 6 Months | +27.38% |
| YTD | +26.66% |
| Year | +34.78% |
| 3 Years | +130.50% |
| 5 Years | +43.86% |
| 10 Years | +109.63% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-16 | $43.79 | 0 |
| 2026-06-15 | $43.79 | 0 |
| 2026-06-12 | $43.79 | 1,600 |
| 2026-06-11 | $43.56 | 0 |
| 2026-06-10 | $43.56 | 100 |
| 2026-06-09 | $43.21 | 7,200 |
| 2026-06-08 | $43.11 | 200 |
| 2026-06-05 | $43.11 | 11,300 |
| 2026-06-04 | $43.36 | 1,300 |
| 2026-06-03 | $43.54 | 2,800 |
| 2026-06-02 | $43.55 | 500 |
| 2026-06-01 | $43.55 | 0 |
| 2026-05-29 | $43.55 | 3,300 |
| 2026-05-28 | $43.55 | 0 |
| 2026-05-27 | $43.55 | 200 |
| 2026-05-26 | $43.55 | 700 |
| 2026-05-22 | $43.55 | 0 |
| 2026-05-21 | $43.55 | 300 |
| 2026-05-20 | $43.55 | 1,300 |
| 2026-05-19 | $43.61 | 17,100 |
| 2026-05-18 | $43.61 | 600 |
About QNB Corp.
QNB Corp. operates as the bank holding company for QNB Bank that engages in the provision of commercial and retail banking products, and retail brokerage services in the United States. The company offers demand and savings accounts, such as money market accounts, interest-bearing demand accounts, club accounts, traditional statement savings accounts, and online savings account, as well as time deposits, including certificates of deposit and individual retirement accounts. It also provides commercial real estate loans comprising construction and land development loans; industrial loans; commercial and industrial loans; residential real estate loans; residential mortgage loans; consumer loans; fixed-rate home equity loans and variable-rate home equity lines of credit; and purchases investment securities. In addition, the company offers retail brokerage and advisory services; insurance products; merchant services; ATM, and debit and credit card services; and internet and mobile-banking, electronic bill pay, and remote deposit capture services. QNB Corp. was founded in 1877 and is based in Quakertown, Pennsylvania.
Period:
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Income Statement (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $49,775,000 | $44,992,000 | $50,228,000 | $51,908,000 |
| Operating Revenue | $49,775,000 | $44,992,000 | $50,228,000 | $51,908,000 |
| Expenses | ||||
| Interest Expense | $41,206,000 | $28,927,000 | $7,924,000 | $4,643,000 |
| Selling And Marketing Expense | $1,044,000 | $964,000 | $870,000 | $922,000 |
| General And Administrative Expense | $20,897,000 | $20,084,000 | $18,074,000 | $18,246,000 |
| Other Non Interest Expense | $7,363,000 | $7,236,000 | $7,436,000 | $6,814,000 |
| Professional Expense And Contract Services Expense | - | - | - | $2,160,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $11,448,000 | $9,483,000 | $15,921,000 | $16,492,000 |
| Net Interest Income | $42,862,000 | $40,155,000 | $44,497,000 | $42,127,000 |
| Interest Income | $84,068,000 | $69,082,000 | $52,421,000 | $46,770,000 |
| Normalized Income | $11,448,000 | $9,483,000 | $15,921,000 | $16,492,000 |
| Net Income From Continuing And Discontinued Operation | $11,448,000 | $9,483,000 | $15,921,000 | $16,492,000 |
| Net Income Common Stockholders | $11,448,000 | $9,483,000 | $15,921,000 | $16,492,000 |
| Net Income | $11,448,000 | $9,483,000 | $15,921,000 | $16,492,000 |
| Net Income Including Noncontrolling Interests | $11,448,000 | $9,483,000 | $15,921,000 | $16,492,000 |
| Net Income Continuous Operations | $11,448,000 | $9,483,000 | $15,921,000 | $16,492,000 |
| Pretax Income | $14,359,000 | $11,727,000 | $19,586,000 | $20,453,000 |
| Per Share | ||||
| Diluted EPS | $3.12 | $2.63 | $4.47 | $4.64 |
| Basic EPS | $3.12 | $2.63 | $4.47 | $4.64 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $1,776,000 | $1,775,000 | $1,795,000 | $1,946,000 |
| Diluted Average Shares | $3,673,697 | $3,610,713 | $3,564,481 | $3,554,138 |
| Basic Average Shares | $3,672,251 | $3,610,713 | $3,564,481 | $3,553,949 |
| Diluted NI Availto Com Stockholders | $11,448,000 | $9,483,000 | $15,921,000 | $16,492,000 |
| Tax Provision | $2,911,000 | $2,244,000 | $3,665,000 | $3,961,000 |
| Gain On Sale Of Security | $704,000 | $-1,827,000 | $-760,000 | $2,732,000 |
| Selling General And Administration | $21,941,000 | $21,048,000 | $18,944,000 | $19,168,000 |
| Insurance And Claims | $1,156,000 | $1,058,000 | $768,000 | $793,000 |
| Salaries And Wages | $19,741,000 | $19,026,000 | $17,306,000 | $17,453,000 |
| Occupancy And Equipment | $6,180,000 | $5,825,000 | $5,112,000 | $5,015,000 |
| Other Gand A | - | - | - | $2,875,000 |
Fetched: 2026-02-02
Balance Sheet (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $108,982,000 | $96,484,000 | $70,958,000 | $136,494,000 |
| Total Assets | $1,870,894,000 | $1,706,318,000 | $1,668,497,000 | $1,673,340,000 |
| Accounts Receivable | $4,965,000 | $6,101,000 | $5,038,000 | $4,104,000 |
| Cash And Cash Equivalents | $50,713,000 | $62,657,000 | $15,899,000 | $13,390,000 |
| Cash Financial | $11,369,000 | $11,447,000 | $14,657,000 | $9,194,000 |
| Cash Cash Equivalents And Federal Funds Sold | $50,713,000 | $62,657,000 | $21,092,000 | $14,719,000 |
| Receivables | - | $6,101,000 | $5,038,000 | $4,104,000 |
| Debt | ||||
| Total Debt | $35,208,000 | $50,000,000 | $171,327,000 | $10,000,000 |
| Current Debt And Capital Lease Obligation | $35,208,000 | $50,000,000 | $161,327,000 | - |
| Current Debt | $35,208,000 | $50,000,000 | $161,327,000 | - |
| Other Current Borrowings | $35,208,000 | $50,000,000 | $161,327,000 | - |
| Net Debt | - | $51,437,000 | $155,428,000 | - |
| Long Term Debt And Capital Lease Obligation | - | $20,000,000 | $10,000,000 | $10,000,000 |
| Long Term Debt | - | $20,000,000 | $10,000,000 | $10,000,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $1,767,545,000 | $1,615,494,000 | $1,597,539,000 | $1,536,846,000 |
| Accounts Payable | $7,580,000 | $5,294,000 | $467,000 | $211,000 |
| Payables And Accrued Expenses | - | $5,294,000 | $467,000 | $211,000 |
| Payables | - | $5,294,000 | $467,000 | $211,000 |
| Equity | ||||
| Common Stock Equity | $108,982,000 | $96,484,000 | $70,958,000 | $136,494,000 |
| Total Equity Gross Minority Interest | $103,349,000 | $90,824,000 | $70,958,000 | $136,494,000 |
| Stockholders Equity | $108,982,000 | $96,484,000 | $70,958,000 | $136,494,000 |
| Gains Losses Not Affecting Retained Earnings | $-62,646,000 | $-67,937,000 | $-81,127,000 | $-3,740,000 |
| Retained Earnings | $139,958,000 | $133,945,000 | $128,951,000 | $118,163,000 |
| Other | ||||
| Treasury Shares Number | $208,686 | $208,686 | $208,686 | $206,686 |
| Ordinary Shares Number | $3,696,616 | $3,653,254 | $3,588,262 | $3,553,629 |
| Share Issued | $3,905,302 | $3,861,940 | $3,796,948 | $3,760,315 |
| Tangible Book Value | $108,982,000 | $96,484,000 | $70,958,000 | $136,494,000 |
| Invested Capital | $35,208,000 | $50,000,000 | $242,285,000 | $146,494,000 |
| Treasury Stock | $4,037,000 | $4,037,000 | $4,037,000 | $3,962,000 |
| Additional Paid In Capital | $27,633,000 | $26,439,000 | $24,798,000 | $23,683,000 |
| Net PPE | $17,255,000 | $14,952,000 | $15,463,000 | $16,540,000 |
| Gross PPE | $40,017,000 | $36,926,000 | $39,141,000 | $39,272,000 |
| Leases | $3,637,000 | $3,632,000 | $3,622,000 | $3,571,000 |
| Other Properties | $40,017,000 | $36,926,000 | $2,909,000 | $3,423,000 |
| Land And Improvements | $18,333,000 | $16,102,000 | $15,970,000 | $15,933,000 |
| Total Capitalization | - | $110,824,000 | $80,958,000 | $146,494,000 |
| Capital Stock | - | $2,414,000 | $2,373,000 | $2,350,000 |
| Common Stock | - | $2,414,000 | $2,373,000 | $2,350,000 |
| Investments And Advances | - | $496,092,000 | $558,581,000 | $704,770,000 |
| Available For Sale Securities | - | $5,910,000 | $12,056,000 | $12,410,000 |
| Accumulated Depreciation | - | $-21,974,000 | $-23,678,000 | $-22,732,000 |
| Machinery Furniture Equipment | - | $14,470,000 | $16,640,000 | $16,345,000 |
| Other Short Term Investments | - | $490,182,000 | $546,525,000 | $692,360,000 |
Fetched: 2026-02-02
Cash Flow Statement (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $12,701,000 | $13,692,000 | $16,283,000 | $27,214,000 |
| Operating Activities | ||||
| Operating Cash Flow | $16,217,000 | $14,457,000 | $16,835,000 | $30,389,000 |
| Cash Flow From Continuing Operating Activities | $16,217,000 | $14,457,000 | $16,835,000 | $30,389,000 |
| Operating Gains Losses | $-992,000 | $2,004,000 | $-272,000 | $-2,401,000 |
| Investing Activities | ||||
| Capital Expenditure | $-3,516,000 | $-765,000 | $-552,000 | $-3,175,000 |
| Investing Cash Flow | $-173,326,000 | $23,039,000 | $-71,646,000 | $-282,490,000 |
| Cash Flow From Continuing Investing Activities | $-173,326,000 | $23,039,000 | $-71,646,000 | $-282,490,000 |
| Net Other Investing Changes | $-2,365,000 | $2,463,000 | $-3,625,000 | $509,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $0 | $0 | $-75,000 | $-1,356,000 |
| Issuance Of Capital Stock | $385,000 | $822,000 | $418,000 | $575,000 |
| Financing Cash Flow | $145,165,000 | $9,262,000 | $57,320,000 | $226,160,000 |
| Cash Flow From Continuing Financing Activities | $145,165,000 | $9,262,000 | $57,320,000 | $226,160,000 |
| Cash Dividends Paid | $-4,798,000 | $-4,671,000 | $-4,498,000 | $-4,375,000 |
| Common Stock Dividend Paid | $-4,798,000 | $-4,671,000 | $-4,498,000 | $-4,375,000 |
| Net Common Stock Issuance | $385,000 | $822,000 | $343,000 | $-781,000 |
| Common Stock Issuance | $385,000 | $822,000 | $418,000 | $575,000 |
| Other | ||||
| Repayment Of Debt | $0 | $-10,000,000 | $0 | $0 |
| Issuance Of Debt | $50,000,000 | $20,000,000 | $0 | $0 |
| Interest Paid Supplemental Data | $38,920,000 | $24,100,000 | $7,668,000 | $4,782,000 |
| Income Tax Paid Supplemental Data | $2,278,000 | $4,286,000 | $4,257,000 | $3,925,000 |
| End Cash Position | $50,713,000 | $62,657,000 | $15,899,000 | $13,390,000 |
| Beginning Cash Position | $62,657,000 | $15,899,000 | $13,390,000 | $39,331,000 |
| Changes In Cash | $-11,944,000 | $46,758,000 | $2,509,000 | $-25,941,000 |
| Common Stock Payments | $0 | $0 | $-75,000 | $-1,356,000 |
| Net Issuance Payments Of Debt | $9,750,000 | $-57,233,000 | $92,851,000 | $9,638,000 |
| Net Short Term Debt Issuance | $-40,250,000 | $-67,233,000 | $92,851,000 | $9,638,000 |
| Net Long Term Debt Issuance | $50,000,000 | $10,000,000 | $0 | $0 |
| Long Term Debt Payments | $0 | $-10,000,000 | $0 | $0 |
| Long Term Debt Issuance | $50,000,000 | $20,000,000 | $0 | $0 |
| Net Investment Purchase And Sale | $-44,871,000 | $75,251,000 | $45,249,000 | $-268,580,000 |
| Sale Of Investment | $86,978,000 | $91,811,000 | $82,110,000 | $121,961,000 |
| Purchase Of Investment | $-131,849,000 | $-16,560,000 | $-36,861,000 | $-390,541,000 |
| Net PPE Purchase And Sale | $-3,516,000 | $-765,000 | $-552,000 | $-3,175,000 |
| Purchase Of PPE | $-3,516,000 | $-765,000 | $-552,000 | $-3,175,000 |
| Change In Working Capital | $3,226,000 | $1,866,000 | $-2,060,000 | $700,000 |
| Change In Other Current Liabilities | $256,000 | $287,000 | $-550,000 | $703,000 |
| Change In Other Current Assets | $-991,000 | $-91,000 | $-298,000 | $-507,000 |
| Change In Payables And Accrued Expense | $2,825,000 | $2,733,000 | $-278,000 | $-217,000 |
| Change In Payable | $2,825,000 | $2,733,000 | $-278,000 | $-217,000 |
| Change In Account Payable | $2,286,000 | $4,827,000 | $256,000 | $-139,000 |
| Change In Tax Payable | $539,000 | $-2,094,000 | $-534,000 | $-78,000 |
| Change In Income Tax Payable | $539,000 | $-2,094,000 | $-534,000 | $-78,000 |
| Change In Receivables | $1,136,000 | $-1,063,000 | $-934,000 | $721,000 |
| Changes In Account Receivables | $1,136,000 | $-1,063,000 | $-934,000 | $721,000 |
| Other Non Cash Items | $-1,051,000 | $-1,479,000 | $-975,000 | $10,753,000 |
| Stock Based Compensation | $199,000 | $185,000 | $85,000 | $102,000 |
| Unrealized Gain Loss On Investment Securities | $215,000 | $-250,000 | $1,026,000 | $-926,000 |
| Deferred Tax | $92,000 | $52,000 | $-57,000 | $113,000 |
| Deferred Income Tax | $92,000 | $52,000 | $-57,000 | $113,000 |
| Depreciation Amortization Depletion | $1,776,000 | $1,775,000 | $1,795,000 | $1,946,000 |
| Depreciation And Amortization | $1,776,000 | $1,775,000 | $1,795,000 | $1,946,000 |
| Amortization Cash Flow | $50,000 | $61,000 | $71,000 | $118,000 |
| Amortization Of Intangibles | $50,000 | $61,000 | $71,000 | $118,000 |
| Depreciation | $1,726,000 | $1,714,000 | $1,724,000 | $1,828,000 |
| Gain Loss On Investment Securities | $-919,000 | $2,077,000 | $-266,000 | $-1,806,000 |
| Net Income From Continuing Operations | $11,448,000 | $9,483,000 | $15,921,000 | $16,492,000 |
| Net Investment Properties Purchase And Sale | - | - | - | $0 |
| Sale Of Investment Properties | - | - | - | $0 |
Fetched: 2026-02-02