PSKRF
Protector Forsikring ASA
Price Chart
Latest Quote
$48.62
+0.02 (+0.04%)
Current Price
| Previous Close | $48.60 |
| Open | $50.00 |
| Day High | $50.00 |
| Day Low | $50.00 |
| Volume | 100 |
Stock Information
Note: Financial values converted from NOK to USD
| Shares Outstanding | 82.31M |
| Total Debt | $241.23M |
| Cash Equivalents | $2.57B |
| Revenue | $1.47B |
| Net Income | $209.38M |
| Sector | Financial Services |
| Industry | Insurance - Specialty |
| Market Cap | $4.00B |
| P/E Ratio | 18.84 |
| EPS (TTM) | $2.58 |
| Exchange | PNK |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $-18.57B |
| Sales | $1.47B |
| Income | $209.38M |
| Book/sh | $8.44 |
| Cash/sh | $302.69 |
| Employees | 681 |
Financial Ratios
| Quick Ratio | 1.46 |
| Current Ratio | 1.56 |
| Debt/Eq | 31.99 |
| EPS Growth TTM | -77.90% |
Returns & Margins
| ROA | 6.83% |
| ROE | 31.50% |
| Gross Margin | 32.65% |
| Operating Margin | 10.35% |
| Profit Margin | 14.42% |
Ownership
| Insider Ownership | 31.15% |
| Institutional Ownership | 36.32% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| P/S | 0.28 |
| P/B | 5.76 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $49.17 |
| SMA50 | $46.71 |
| SMA200 | $33.49 |
| RSI | 29.25 |
| ATR | 0.1514 |
| Shares Float | 73.45M |
| Volatility | 0.39 |
| Rel Volume | 8.36 |
Performance History
| Week | +1.29% |
| Month | -1.78% |
| Quarter | +12.22% |
| 6 Months | +30.17% |
| YTD | +25.46% |
| Year | +838.06% |
| 3 Years | +6007.34% |
| 5 Years | +140887.49% |
| 10 Years | +251609.50% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $48.62 | 300 |
| 2026-06-17 | $48.60 | 0 |
| 2026-06-16 | $48.60 | 0 |
| 2026-06-15 | $48.60 | 180 |
| 2026-06-12 | $48.00 | 0 |
| 2026-06-11 | $48.00 | 133 |
| 2026-06-10 | $49.50 | 0 |
| 2026-06-09 | $49.50 | 0 |
| 2026-06-08 | $49.50 | 0 |
| 2026-06-05 | $49.50 | 0 |
| 2026-06-04 | $49.50 | 0 |
| 2026-06-03 | $49.50 | 0 |
| 2026-06-02 | $49.50 | 0 |
| 2026-06-01 | $49.50 | 0 |
| 2026-05-29 | $49.50 | 0 |
| 2026-05-28 | $49.50 | 0 |
| 2026-05-27 | $49.50 | 0 |
| 2026-05-26 | $49.50 | 0 |
| 2026-05-22 | $49.50 | 105 |
| 2026-05-21 | $49.50 | 0 |
| 2026-05-20 | $49.50 | 0 |
| 2026-05-19 | $49.50 | 0 |
About Protector Forsikring ASA
Protector Forsikring ASA, operates as a non-life insurance company, provides general insurance and reinsurance services in Norway, Sweden, Finland, Denmark, the United Kingdom and France. The company provides personal, motor, property, liability, and change of ownership insurances. It offers services to commercial lines of business, public sector, and affinity schemes through insurance brokers and agents. Protector Forsikring ASA was incorporated in 2003 and is headquartered in Oslo, Norway.
đ° Latest News
Protector Forsikring ASA (PSKRF) Q4 2025 Earnings Call Highlights: Strong Growth and Investment ...
GuruFocus.com âĸ 2026-01-29T15:01:17ZProtector Forsikring ASA (PSKRY) Q3 2025 Earnings Call Highlights: Strong Profitability Amidst ...
GuruFocus.com âĸ 2025-11-05T01:04:58ZProtector Forsikring (OB:PROT): Exploring Valuation After Steady Share Price Climb
Simply Wall St. âĸ 2025-09-20T11:52:43Z
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $14,851,000,000 | $12,194,000,000 | $9,718,000,000 | $5,993,000,000 |
| Operating Revenue | $14,851,000,000 | $12,194,000,000 | $9,718,000,000 | $5,993,000,000 |
| Expenses | ||||
| Interest Expense | $175,000,000 | $129,000,000 | - | - |
| Total Expenses | $11,413,000,000 | $10,108,000,000 | $7,785,000,000 | $4,282,400,000 |
| Other Income Expense | $0 | $0 | $0 | $0 |
| Net Non Operating Interest Income Expense | $-175,000,000 | $-129,000,000 | - | - |
| Interest Expense Non Operating | $175,000,000 | $129,000,000 | - | - |
| Other Operating Expenses | $68,000,000 | $35,000,000 | $164,000,000 | $140,700,000 |
| General And Administrative Expense | - | - | - | $42,188,000 |
| Selling And Marketing Expense | - | - | - | - |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $2,646,000,000 | $1,573,000,000 | $1,494,000,000 | $1,369,300,000 |
| Net Interest Income | $-175,000,000 | $-129,000,000 | - | - |
| Interest Income | $1,047,000,000 | $772,000,000 | $599,000,000 | $423,400,000 |
| Normalized Income | $2,646,000,000 | $1,573,000,000 | $1,494,000,000 | $1,369,300,000 |
| Net Income From Continuing And Discontinued Operation | $2,646,000,000 | $1,573,000,000 | $1,509,000,000 | $1,379,000,000 |
| Net Income Common Stockholders | $2,646,000,000 | $1,573,000,000 | $1,509,000,000 | $1,379,000,000 |
| Net Income | $2,646,000,000 | $1,573,000,000 | $1,509,000,000 | $1,379,000,000 |
| Net Income Including Noncontrolling Interests | $2,646,000,000 | $1,573,000,000 | $1,509,000,000 | $1,379,000,000 |
| Net Income Discontinuous Operations | $0 | $0 | $15,000,000 | $9,700,000 |
| Net Income Continuous Operations | $2,647,000,000 | $1,573,000,000 | $1,494,000,000 | $1,369,300,000 |
| Pretax Income | $3,438,000,000 | $2,086,000,000 | $1,933,000,000 | $1,710,700,000 |
| Depreciation And Amortization In Income Statement | - | $73,000,000 | $61,000,000 | $57,200,000 |
| Depreciation Income Statement | - | $73,000,000 | $61,000,000 | $57,200,000 |
| Per Share | ||||
| Diluted EPS | - | $18.70 | $18.30 | $16.70 |
| Basic EPS | - | $18.70 | $18.30 | $16.70 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| EBIT | $3,613,000,000 | $2,215,000,000 | - | - |
| Diluted NI Availto Com Stockholders | $2,646,000,000 | $1,573,000,000 | $1,509,000,000 | $1,379,000,000 |
| Tax Provision | $791,000,000 | $513,000,000 | $439,000,000 | $341,400,000 |
| Net Policyholder Benefits And Claims | $10,854,000,000 | $9,731,000,000 | $6,405,000,000 | $4,132,500,000 |
| Reconciled Depreciation | - | $73,000,000 | $61,000,000 | $57,200,000 |
| Diluted Average Shares | - | $84,117,647 | $82,411,610 | $82,351,250 |
| Basic Average Shares | - | $84,117,647 | $82,411,610 | $82,351,250 |
| Selling General And Administration | - | - | - | $42,188,000 |
Fetched: 2026-02-02
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $7,557,000,000 | $5,324,000,000 | $4,423,000,000 | $3,665,700,000 |
| Total Assets | $28,556,000,000 | $24,654,000,000 | $20,874,000,000 | $16,719,100,000 |
| Financial Assets | $269,000,000 | $224,000,000 | $265,000,000 | $65,700,000 |
| Investmentin Financial Assets | $25,233,000,000 | $21,506,000,000 | $17,785,000,000 | $13,420,700,000 |
| Goodwill And Other Intangible Assets | $118,000,000 | $116,000,000 | $106,000,000 | $95,900,000 |
| Other Intangible Assets | $118,000,000 | $116,000,000 | $106,000,000 | $95,900,000 |
| Prepaid Assets | $337,000,000 | $270,000,000 | $224,000,000 | $184,500,000 |
| Other Receivables | $95,000,000 | $84,000,000 | $52,000,000 | $27,600,000 |
| Taxes Receivable | $237,000,000 | - | - | - |
| Cash Cash Equivalents And Short Term Investments | $923,000,000 | $456,000,000 | $324,000,000 | $198,500,000 |
| Cash And Cash Equivalents | $923,000,000 | $456,000,000 | $324,000,000 | $198,500,000 |
| Accounts Receivable | - | - | - | $691,181,000 |
| Debt | ||||
| Net Debt | $1,417,000,000 | $1,436,000,000 | $1,568,000,000 | $1,046,200,000 |
| Total Debt | $2,340,000,000 | $1,956,000,000 | $1,977,000,000 | $1,347,900,000 |
| Long Term Debt And Capital Lease Obligation | $2,340,000,000 | $1,956,000,000 | $1,977,000,000 | $1,347,900,000 |
| Long Term Debt | $2,340,000,000 | $1,892,000,000 | $1,892,000,000 | $1,244,700,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $20,881,000,000 | $19,214,000,000 | $16,345,000,000 | $12,957,500,000 |
| Derivative Product Liabilities | $53,000,000 | $33,000,000 | $241,000,000 | $54,800,000 |
| Non Current Deferred Taxes Liabilities | $211,000,000 | $79,000,000 | $191,000,000 | $147,800,000 |
| Payables | $0 | $474,000,000 | $331,000,000 | $239,600,000 |
| Total Tax Payable | $0 | $38,000,000 | $177,000,000 | $132,100,000 |
| Accounts Payable | - | $436,000,000 | $154,000,000 | $107,500,000 |
| Equity | ||||
| Common Stock Equity | $7,675,000,000 | $5,440,000,000 | $4,529,000,000 | $3,761,600,000 |
| Total Equity Gross Minority Interest | $7,675,000,000 | $5,440,000,000 | $4,529,000,000 | $3,761,600,000 |
| Stockholders Equity | $7,675,000,000 | $5,440,000,000 | $4,529,000,000 | $3,761,600,000 |
| Other Equity Interest | $7,324,000,000 | $5,089,000,000 | $4,178,000,000 | $3,411,500,000 |
| Long Term Equity Investment | - | $0 | - | $0 |
| Other | ||||
| Treasury Shares Number | $65,173 | $69,434 | $59,554 | $122,551 |
| Ordinary Shares Number | $82,434,827 | $82,430,566 | $82,440,446 | $82,377,449 |
| Share Issued | $82,500,000 | $82,500,000 | $82,500,000 | $82,500,000 |
| Tangible Book Value | $7,557,000,000 | $5,324,000,000 | $4,423,000,000 | $3,665,700,000 |
| Invested Capital | $10,015,000,000 | $7,332,000,000 | $6,421,000,000 | $5,006,300,000 |
| Total Capitalization | $10,015,000,000 | $7,332,000,000 | $6,421,000,000 | $5,006,300,000 |
| Treasury Stock | $0 | $0 | $0 | $100,000 |
| Additional Paid In Capital | $268,000,000 | $268,000,000 | $268,000,000 | $267,700,000 |
| Capital Stock | $83,000,000 | $83,000,000 | $83,000,000 | $82,500,000 |
| Common Stock | $83,000,000 | $83,000,000 | $83,000,000 | $82,500,000 |
| Non Current Deferred Revenue | $533,000,000 | $440,000,000 | $379,000,000 | $335,200,000 |
| Investments And Advances | $25,233,000,000 | $21,506,000,000 | $17,785,000,000 | $13,420,700,000 |
| Net PPE | $379,000,000 | $83,000,000 | $113,000,000 | $132,100,000 |
| Capital Lease Obligations | - | $64,000,000 | $85,000,000 | $103,200,000 |
| Non Current Pension And Other Postretirement Benefit Plans | - | $18,000,000 | $16,000,000 | $12,100,000 |
| Long Term Capital Lease Obligation | - | $64,000,000 | $85,000,000 | $103,200,000 |
| Investmentsin Associatesat Cost | - | $0 | - | $0 |
| Accumulated Depreciation | - | $-195,000,000 | $-155,000,000 | $-116,100,000 |
| Gross PPE | - | $278,000,000 | $268,000,000 | $248,200,000 |
| Machinery Furniture Equipment | - | $83,000,000 | $89,000,000 | $84,700,000 |
| Buildings And Improvements | - | $195,000,000 | $179,000,000 | $163,300,000 |
| Other Properties | - | - | $200,000 | $200,000 |
| Non Current Accrued Expenses | - | - | - | $555,152,000 |
Fetched: 2026-02-02
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $-201,000,000 | $1,222,000,000 | $-44,000,000 | $-165,200,000 |
| Operating Activities | ||||
| Cash Flowsfromusedin Operating Activities Direct | $-95,000,000 | $1,294,000,000 | $28,000,000 | $-121,400,000 |
| Other Cash Paymentsfrom Operating Activities | $-4,955,000,000 | $-3,444,000,000 | $-3,607,000,000 | $-1,792,400,000 |
| Classesof Cash Receiptsfrom Operating Activities | $14,871,000,000 | $13,450,000,000 | $10,491,000,000 | $6,987,500,000 |
| Other Cash Receiptsfrom Operating Activities | $1,173,000,000 | $869,000,000 | $684,000,000 | $482,400,000 |
| Investing Activities | ||||
| Capital Expenditure | $-106,000,000 | $-72,000,000 | $-72,000,000 | $-43,800,000 |
| Investing Cash Flow | $-106,000,000 | $-72,000,000 | $-72,000,000 | $-43,800,000 |
| Financing Activities | ||||
| Financing Cash Flow | $-55,000,000 | $-908,000,000 | $-272,000,000 | $-1,153,900,000 |
| Net Other Financing Charges | $-1,000,000 | - | - | $-240,000 |
| Cash Dividends Paid | $-989,000,000 | $-742,000,000 | $-824,000,000 | $-947,300,000 |
| Common Stock Dividend Paid | $-989,000,000 | $-742,000,000 | $-824,000,000 | $-947,300,000 |
| Other | ||||
| Repayment Of Debt | $-500,000,000 | - | - | $-139,953,000 |
| Issuance Of Debt | $1,643,000,000 | - | - | - |
| End Cash Position | $923,000,000 | $1,178,000,000 | $832,000,000 | $1,080,300,000 |
| Beginning Cash Position | $1,178,000,000 | $832,000,000 | $1,080,000,000 | $2,407,200,000 |
| Effect Of Exchange Rate Changes | $1,000,000 | $31,000,000 | $68,000,000 | $-7,900,000 |
| Changes In Cash | $-256,000,000 | $314,000,000 | $-316,000,000 | $-1,319,100,000 |
| Interest Paid Cff | $-208,000,000 | $-166,000,000 | $-95,000,000 | $-66,360,000 |
| Net Issuance Payments Of Debt | $1,143,000,000 | $0 | $647,000,000 | $-140,000,000 |
| Net Long Term Debt Issuance | $1,143,000,000 | $0 | $647,000,000 | $-140,000,000 |
| Long Term Debt Payments | $-500,000,000 | - | - | $-139,953,000 |
| Long Term Debt Issuance | $1,643,000,000 | - | - | - |
| Net PPE Purchase And Sale | $-106,000,000 | $-72,000,000 | $-72,000,000 | $-43,800,000 |
| Purchase Of PPE | $-106,000,000 | $-72,000,000 | $-72,000,000 | $-43,800,000 |
| Classesof Cash Payments | $-14,966,000,000 | $-12,155,000,000 | $-10,463,000,000 | $-7,108,700,000 |
| Other Cash Adjustment Outside Changein Cash | - | $1,000,000 | $1,000,000 | $100,000 |
Fetched: 2026-02-02