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PICS

PicS N.V.

Price Chart

No historical data available

Latest Quote

$10.61

+0.56 (+5.57%)
Current Price
Previous Close $10.05
Open $10.10
Day High $10.78
Day Low $10.00
Volume 829,318
Fetched: 2026-08-31T22:01:57
Stock Information
Note: Financial values converted from BRL to USD
Shares Outstanding 43.14M
Total Debt $666.81M
Cash Equivalents $1.26B
Revenue $2.58B
Net Income $257.30M
Sector Technology
Industry Software - Infrastructure
Market Cap $2.29B
P/E Ratio 5.44
EPS (TTM) $1.95
Exchange NMS
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Recent Price History
No history data available. Data will be fetched automatically.
About PicS N.V.

PicS N.V. operates as a digital financial services company that provides digital wallet and application for individuals and businesses in Brazil. The company offers a range of transactional products for its consumers, including Pix, an instant payment system, peer-to-peer between PicPay accounts, bill payments, payroll portability, global account, and a payment assistant that helps consumers organize, centralize, and settle bills through an integrated hub. The company also provides multipurpose cards; personal loans; instalment payments; payroll loans for public servants, retirees, and pensioners; private payroll loans for formally employed workers; and access to the FGTS annual birthday withdrawal program. In addition, it offers digital insurance distribution platform with products, such as digital wallet insurance, PicPay Card bill protection, credit life insurance, smartphone protection, life insurance, home insurance, and others, as well as provides a range of products to various investor profiles and financial goals. Further, the company offers a portfolio of products in QR code payments for small and medium-sized businesses; banking services; corporate benefits and salary advances; PicPay Shop that offers consumers to purchase a range of products and services; and PicPay Ads, an advertising platform designed to enable brands to reach engaged consumer base through contextualized placements within the app. PicS N.V. was formerly known as Picpay Holdings Netherlands B.V. The company was founded in 2012 and is based in SÃŖo Paulo, Brazil. PicS N.V. is a subsidiary of Jf International B.v.

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Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Total Revenue $1,211,531,877 $734,445,480 $361,355,577 $340,229,508
Operating Revenue $1,211,531,877 $734,445,480 $361,355,577 $340,229,508
Expenses
Interest Expense $667,966,199 $272,068,743 $232,332,179 $242,926,359
Rent Expense Supplemental $5,972,075 $6,800,185 $4,652,769 -
Selling And Marketing Expense $95,439,998 $64,254,723 $60,278,096 $164,648,146
General And Administrative Expense $338,057,213 $251,641,381 $192,982,670 $136,510,525
Other Non Interest Expense $143,810,393 $124,273,624 $72,266,603 $173,852,821
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $210,496,411 $41,959,773 $6,657,860 $-8,811,834
Net Interest Income $-667,966,199 $-272,068,743 $-232,332,179 $-242,926,359
Interest Income $0 $0 $0 $0
Normalized Income $210,496,411 $41,959,773 $6,657,860 $-8,811,834
Net Income From Continuing And Discontinued Operation $210,496,411 $41,959,773 $6,657,860 $-8,811,834
Net Income Common Stockholders $210,496,411 $41,959,773 $6,657,860 $-8,811,834
Net Income $210,496,411 $41,959,773 $6,657,860 $-8,811,834
Net Income Including Noncontrolling Interests $220,162,005 $48,558,041 $7,204,019 $-133,627,182
Net Income Continuous Operations $220,162,005 $48,558,041 $7,204,019 $-133,627,182
Pretax Income $61,199,740 $66,721,697 $321,486 $-134,781,985
Depreciation Amortization Depletion Income Statement $85,387,734 $56,488,730 $32,750,855 -
Depreciation And Amortization In Income Statement $85,387,734 $56,488,730 $32,750,855 -
Per Share
Diluted EPS $1.70 $0.32 $0.05 $-0.07
Basic EPS $1.70 $0.32 $0.05 $-0.07
Other
Tax Effect Of Unusual Items $0 $0 $0 $0
Tax Rate For Calcs $0 $0 $0 $0
Reconciled Depreciation $85,387,734 $56,488,730 $32,678,728 $14,344,590
Diluted Average Shares $24,991,331 $24,991,331 $24,991,331 $24,991,331
Basic Average Shares $24,991,331 $24,991,331 $24,991,331 $24,991,331
Diluted NI Availto Com Stockholders $210,496,411 $41,959,773 $6,657,860 $-8,811,834
Minority Interests $-9,665,593 $-6,598,268 $-546,159 $124,815,348
Tax Provision $-158,962,265 $18,163,656 $-6,882,534 $-1,154,803
Gain On Sale Of Security $1,617,383,820 $780,301,266 $462,598,132 $405,373,090
Selling General And Administration $433,497,211 $315,896,103 $253,260,766 $301,158,672
Other Gand A $57,708,139 $34,470,909 $18,742,407 $136,510,525
Rent And Landing Fees $5,972,075 $6,800,185 $4,652,769 -
Salaries And Wages $274,376,999 $210,370,286 $169,587,494 -
Fetched: 2026-08-14
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Assets
Net Tangible Assets $527,254,567 $131,365,982 $103,987,237 $165,778,650
Total Assets $8,097,141,848 $5,268,289,020 $3,043,774,248 $2,345,650,294
Goodwill And Other Intangible Assets $219,622,981 $178,854,461 $148,255,073 $79,055,603
Other Intangible Assets $209,880,054 $169,111,533 $138,512,145 $70,329,974
Prepaid Assets $52,794,440 $27,347,503 $15,024,396 $8,919,060
Receivables $1,110,201,960 $1,001,460,128 $783,949,271 $710,670,191
Other Receivables $296,026,664 $234,077,497 $99,351,825 $38,186,992
Accounts Receivable $799,629,946 $747,722,822 $661,408,623 $659,108,081
Cash And Cash Equivalents $1,099,040,214 $536,192,334 $872,100,202 $25,952,212
Cash Equivalents $0 $197,674 $571,502,539 -
Cash Financial $441,161,763 $253,327,108 $116,776,662 $25,890,499
Cash Cash Equivalents And Federal Funds Sold $1,099,040,214 $1,463,814,494 $1,423,158,985 $1,226,876,217
Debt
Total Debt $165,993,874 $146,161,462 $11,311,207 $10,212,139
Long Term Debt And Capital Lease Obligation $163,937,098 $142,347,796 $9,707,828 $8,814,534
Long Term Debt $157,282,516 $135,914,031 - -
Current Debt And Capital Lease Obligation $2,056,776 $3,813,666 $1,603,379 $1,397,605
Net Debt - - - -
Liabilities
Total Liabilities Net Minority Interest $7,346,960,730 $4,928,122,189 $2,811,681,014 $2,121,511,277
Derivative Product Liabilities $3,037,626 $0 - -
Non Current Deferred Liabilities $7,288,103 - - -
Non Current Deferred Taxes Liabilities $7,288,103 - - -
Payables And Accrued Expenses $1,219,526,593 $774,009,248 $146,517,854 $82,726,557
Payables $1,219,526,593 $774,009,248 $146,517,854 $82,726,557
Total Tax Payable $159,392,520 $125,008,201 $21,433,862 $8,286,695
Income Tax Payable $159,392,520 $125,008,201 $21,433,862 $8,286,695
Accounts Payable $1,060,134,074 $649,001,047 $125,083,992 $74,439,862
Equity
Common Stock Equity $746,877,548 $310,220,443 $252,242,310 $244,834,252
Total Equity Gross Minority Interest $750,181,118 $340,166,831 $232,093,234 $224,139,017
Stockholders Equity $746,877,548 $310,220,443 $252,242,310 $244,834,252
Gains Losses Not Affecting Retained Earnings $26,002,740 $-4,360,404 $139,591,543 $138,841,345
Other Equity Adjustments $26,002,740 $-4,360,404 $139,591,543 $138,841,345
Retained Earnings $221,398,578 $43,321,121 $-225,083,418 $-231,741,278
Other
Ordinary Shares Number $24,991,331 $24,991,331 $24,991,331 $24,991,331
Share Issued $24,991,331 $24,991,331 $24,991,331 $24,991,331
Tangible Book Value $527,254,567 $131,365,982 $103,987,237 $165,778,650
Invested Capital $904,160,064 $446,134,474 - -
Capital Lease Obligations $8,711,357 $10,247,431 $11,311,207 $10,212,139
Total Capitalization $904,160,064 $446,134,474 - -
Minority Interest $3,303,570 $29,946,388 $-20,149,076 $-20,695,235
Additional Paid In Capital $499,476,231 $271,259,725 $337,408,842 $337,408,842
Employee Benefits $114,731,650 $103,259,989 $84,404,956 $65,428,618
Long Term Capital Lease Obligation $6,654,581 $6,433,765 $9,707,828 $8,814,534
Long Term Provisions $49,124,064 $3,371,840 $2,133,531 $1,332,999
Current Capital Lease Obligation $2,056,776 $3,813,666 $1,603,379 $1,397,605
Investments And Advances $1,144,403,454 $606,510,929 $530,650,128 $302,734,473
Available For Sale Securities $955,736,446 $332,538,921 $34,080,382 $142,714,795
Goodwill $9,742,927 $9,742,927 $9,742,927 $8,725,629
Net PPE $28,203,962 $22,634,371 $15,191,021 $15,364,782
Accumulated Depreciation $-23,531,137 $-16,077,566 $-11,795,075 $-8,832,276
Gross PPE $51,735,099 $38,711,937 $26,986,096 $24,197,058
Leases $7,463,792 $4,643,512 $3,958,113 $3,304,534
Other Properties $15,070,681 $14,770,602 $14,177,965 $12,419,533
Machinery Furniture Equipment $29,200,626 $19,297,823 $8,850,019 $8,472,991
Other Short Term Investments $188,667,008 $273,972,008 $496,569,745 $160,019,677
Capital Stock - - $325,343 $325,343
Common Stock - - $325,343 $325,343
Fetched: 2026-08-14
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $-853,120,200 $329,487,410 $205,363,246 $1,373,503,226
Operating Activities
Operating Cash Flow $-721,143,067 $441,738,007 $302,194,292 $1,415,500,797
Cash Flow From Continuing Operating Activities $-721,143,067 $441,738,007 $302,194,099 $1,415,500,797
Operating Gains Losses $13,902,764 $3,231,636 $4,075,367 $8,562,475
Investing Activities
Capital Expenditure $-131,977,133 $-112,250,597 $-96,831,045 $-41,997,572
Investing Cash Flow $-131,977,133 $-486,967,986 $-103,576,461 $-12,193,895
Cash Flow From Continuing Investing Activities $-131,977,133 $-486,967,986 $-103,576,461 $-12,193,895
Financing Activities
Issuance Of Capital Stock $228,216,505 $20,356,779 $0 $11,399,148
Financing Cash Flow $157,253,395 $63,092,591 $-2,361,484 $-205,283,598
Cash Flow From Continuing Financing Activities $157,253,395 $63,092,591 $-2,361,484 $-205,283,598
Net Other Financing Charges $-69,427,037 $44,356,162 $44,356,162 $240,718,965
Net Common Stock Issuance $228,216,505 $20,356,779 $0 $11,399,148
Common Stock Issuance $228,216,505 $20,356,779 $0 $11,399,148
Other
Repayment Of Debt $-1,536,073 $-1,620,350 $-2,361,484 $-503,815,999
End Cash Position $745,066,852 $1,440,933,656 $1,423,070,851 $1,226,814,504
Beginning Cash Position $1,440,933,656 $1,423,070,851 $1,226,814,504 $28,791,199
Changes In Cash $-695,866,804 $17,862,612 $196,256,348 $1,198,023,304
Net Issuance Payments Of Debt $-1,536,073 $-1,620,350 $-2,361,484 $-457,401,711
Net Long Term Debt Issuance $-1,536,073 $-1,620,350 $-2,361,484 $-457,401,711
Long Term Debt Payments $-1,536,073 $-1,620,350 $-2,361,484 $-503,815,999
Net Investment Purchase And Sale $0 $-24,689,411 $0 $2,121
Purchase Of Investment $0 $-24,689,411 $0 -
Net Business Purchase And Sale $0 $-350,027,977 $-6,745,415 $29,801,556
Purchase Of Business $0 $-350,027,977 $-6,745,415 $0
Net Intangibles Purchase And Sale $-118,924,271 $-100,523,407 $-95,931,580 $-40,970,052
Purchase Of Intangibles $-118,924,271 $-100,523,407 $-95,931,580 $-40,970,052
Net PPE Purchase And Sale $-13,052,861 $-11,727,191 $-899,466 $-1,027,520
Purchase Of PPE $-13,052,861 $-11,727,191 $-899,466 $-1,027,520
Taxes Refund Paid $-146,154,134 $-73,587,066 $-16,440,901 -
Interest Received Cfo $376,735,980 $96,572,622 $0 -
Interest Paid Cfo $-392,085,140 $-255,650,213 $-221,353,450 $-123,612,718
Change In Working Capital $-731,761,354 $455,408,769 $548,837,118 $1,673,096,318
Change In Other Working Capital $1,734,204,838 $1,288,565,032 $639,587,320 $1,821,856,472
Change In Other Current Liabilities $-2,331,977 $160,603,443 $0 -
Change In Other Current Assets $-355,009,367 $-223,878,473 $-74,484,989 $-30,623,495
Change In Payables And Accrued Expense $813,078,735 $704,102,394 $103,656,880 $35,268,163
Change In Payable $813,078,735 $704,102,394 $103,656,880 $35,268,163
Change In Account Payable $483,052,880 $529,481,246 $51,370,800 $12,283,186
Change In Tax Payable $330,025,855 $174,621,147 $52,286,080 $22,984,978
Change In Income Tax Payable $330,025,855 $174,621,147 $52,286,080 $22,984,978
Change In Prepaid Assets $-25,446,938 $-13,425,646 $-5,075,502 $-3,697,954
Change In Receivables $-371,536,280 $-100,355,817 $-12,024,763 $-149,706,869
Other Non Cash Items $-509,380,191 $-91,932,389 $-49,682,952 $-23,984,148
Stock Based Compensation $39,658,266 $0 $0 -
Asset Impairment Charge $0 $17,719,130 $1,003,028 $788,961
Deferred Tax $-158,962,265 $18,163,656 $-6,882,534 -
Deferred Income Tax $-158,962,265 $18,163,656 $-6,882,534 -
Depreciation Amortization Depletion $85,387,734 $56,488,730 $32,678,728 $14,344,590
Depreciation And Amortization $85,387,734 $56,488,730 $32,678,728 $14,344,590
Pension And Employee Benefit Expense $13,902,764 $3,231,636 $3,881,743 $7,825,584
Gain Loss On Sale Of PPE $0 $0 $193,624 $736,891
Net Income From Continuing Operations $220,162,005 $48,558,041 $7,204,019 $-133,627,182
Amortization Cash Flow - $52,204,889 $28,986,366 -
Amortization Of Intangibles - $52,204,889 $28,986,366 -
Depreciation - $4,283,841 $3,692,361 -
Issuance Of Debt - - - $46,414,288
Long Term Debt Issuance - - - $46,414,288
Sale Of Investment - - - $2,121
Sale Of Business - - - $29,801,556
Fetched: 2026-08-14