PICS
PicS N.V.
Price Chart
No historical data available
Latest Quote
$10.61
| Previous Close | $10.05 |
| Open | $10.10 |
| Day High | $10.78 |
| Day Low | $10.00 |
| Volume | 829,318 |
Stock Information
| Shares Outstanding | 43.14M |
| Total Debt | $666.81M |
| Cash Equivalents | $1.26B |
| Revenue | $2.58B |
| Net Income | $257.30M |
| Sector | Technology |
| Industry | Software - Infrastructure |
| Market Cap | $2.29B |
| P/E Ratio | 5.44 |
| EPS (TTM) | $1.95 |
| Exchange | NMS |
Recent Price History
About PicS N.V.
PicS N.V. operates as a digital financial services company that provides digital wallet and application for individuals and businesses in Brazil. The company offers a range of transactional products for its consumers, including Pix, an instant payment system, peer-to-peer between PicPay accounts, bill payments, payroll portability, global account, and a payment assistant that helps consumers organize, centralize, and settle bills through an integrated hub. The company also provides multipurpose cards; personal loans; instalment payments; payroll loans for public servants, retirees, and pensioners; private payroll loans for formally employed workers; and access to the FGTS annual birthday withdrawal program. In addition, it offers digital insurance distribution platform with products, such as digital wallet insurance, PicPay Card bill protection, credit life insurance, smartphone protection, life insurance, home insurance, and others, as well as provides a range of products to various investor profiles and financial goals. Further, the company offers a portfolio of products in QR code payments for small and medium-sized businesses; banking services; corporate benefits and salary advances; PicPay Shop that offers consumers to purchase a range of products and services; and PicPay Ads, an advertising platform designed to enable brands to reach engaged consumer base through contextualized placements within the app. PicS N.V. was formerly known as Picpay Holdings Netherlands B.V. The company was founded in 2012 and is based in SÃŖo Paulo, Brazil. PicS N.V. is a subsidiary of Jf International B.v.
đ° Latest News
Can PicS (NasdaqGS:PICS) Stay Cheap After Its ChatGPT Launch?
Simply Wall St. âĸ 2026-08-19T05:09:54Z
PicS (PICS) Could Be 50% Undervalued After Its ChatGPT Account Update
Simply Wall St. âĸ 2026-08-18T17:13:53Z
Fintech, Payments Firms Outperform Expectations Amid Solid Consumer Spending, RBC Says
MT Newswires âĸ 2026-08-13T16:22:21Z
Wall Street Analysts Believe PicS N.V. (PICS) Could Rally 54.69%: Here's is How to Trade
Zacks âĸ 2026-08-04T13:55:01ZNew Strong Buy Stocks for August 4th
Zacks âĸ 2026-08-04T09:47:00ZBest Value Stocks to Buy for August 4th
Zacks âĸ 2026-08-04T09:05:00ZACI Worldwide taps dLocal to offer Latin American payment options
Electronic Payments âĸ 2026-07-29T08:34:36ZTIM Q2 Earnings Call Highlights
MarketBeat âĸ 2026-07-28T21:04:12ZPicS N.V. (PICS) Is One Of The Best Small-Cap Software Infrastructure Stocks To Watch Out For
Insider Monkey âĸ 2026-07-08T14:28:34ZHere is Why PicS N.V. (PICS) is One of the Best New Tech Stocks to Buy According to Analysts
Insider Monkey âĸ 2026-07-04T13:23:09ZIncome Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $1,211,531,877 | $734,445,480 | $361,355,577 | $340,229,508 |
| Operating Revenue | $1,211,531,877 | $734,445,480 | $361,355,577 | $340,229,508 |
| Expenses | ||||
| Interest Expense | $667,966,199 | $272,068,743 | $232,332,179 | $242,926,359 |
| Rent Expense Supplemental | $5,972,075 | $6,800,185 | $4,652,769 | - |
| Selling And Marketing Expense | $95,439,998 | $64,254,723 | $60,278,096 | $164,648,146 |
| General And Administrative Expense | $338,057,213 | $251,641,381 | $192,982,670 | $136,510,525 |
| Other Non Interest Expense | $143,810,393 | $124,273,624 | $72,266,603 | $173,852,821 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $210,496,411 | $41,959,773 | $6,657,860 | $-8,811,834 |
| Net Interest Income | $-667,966,199 | $-272,068,743 | $-232,332,179 | $-242,926,359 |
| Interest Income | $0 | $0 | $0 | $0 |
| Normalized Income | $210,496,411 | $41,959,773 | $6,657,860 | $-8,811,834 |
| Net Income From Continuing And Discontinued Operation | $210,496,411 | $41,959,773 | $6,657,860 | $-8,811,834 |
| Net Income Common Stockholders | $210,496,411 | $41,959,773 | $6,657,860 | $-8,811,834 |
| Net Income | $210,496,411 | $41,959,773 | $6,657,860 | $-8,811,834 |
| Net Income Including Noncontrolling Interests | $220,162,005 | $48,558,041 | $7,204,019 | $-133,627,182 |
| Net Income Continuous Operations | $220,162,005 | $48,558,041 | $7,204,019 | $-133,627,182 |
| Pretax Income | $61,199,740 | $66,721,697 | $321,486 | $-134,781,985 |
| Depreciation Amortization Depletion Income Statement | $85,387,734 | $56,488,730 | $32,750,855 | - |
| Depreciation And Amortization In Income Statement | $85,387,734 | $56,488,730 | $32,750,855 | - |
| Per Share | ||||
| Diluted EPS | $1.70 | $0.32 | $0.05 | $-0.07 |
| Basic EPS | $1.70 | $0.32 | $0.05 | $-0.07 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $85,387,734 | $56,488,730 | $32,678,728 | $14,344,590 |
| Diluted Average Shares | $24,991,331 | $24,991,331 | $24,991,331 | $24,991,331 |
| Basic Average Shares | $24,991,331 | $24,991,331 | $24,991,331 | $24,991,331 |
| Diluted NI Availto Com Stockholders | $210,496,411 | $41,959,773 | $6,657,860 | $-8,811,834 |
| Minority Interests | $-9,665,593 | $-6,598,268 | $-546,159 | $124,815,348 |
| Tax Provision | $-158,962,265 | $18,163,656 | $-6,882,534 | $-1,154,803 |
| Gain On Sale Of Security | $1,617,383,820 | $780,301,266 | $462,598,132 | $405,373,090 |
| Selling General And Administration | $433,497,211 | $315,896,103 | $253,260,766 | $301,158,672 |
| Other Gand A | $57,708,139 | $34,470,909 | $18,742,407 | $136,510,525 |
| Rent And Landing Fees | $5,972,075 | $6,800,185 | $4,652,769 | - |
| Salaries And Wages | $274,376,999 | $210,370,286 | $169,587,494 | - |
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $527,254,567 | $131,365,982 | $103,987,237 | $165,778,650 |
| Total Assets | $8,097,141,848 | $5,268,289,020 | $3,043,774,248 | $2,345,650,294 |
| Goodwill And Other Intangible Assets | $219,622,981 | $178,854,461 | $148,255,073 | $79,055,603 |
| Other Intangible Assets | $209,880,054 | $169,111,533 | $138,512,145 | $70,329,974 |
| Prepaid Assets | $52,794,440 | $27,347,503 | $15,024,396 | $8,919,060 |
| Receivables | $1,110,201,960 | $1,001,460,128 | $783,949,271 | $710,670,191 |
| Other Receivables | $296,026,664 | $234,077,497 | $99,351,825 | $38,186,992 |
| Accounts Receivable | $799,629,946 | $747,722,822 | $661,408,623 | $659,108,081 |
| Cash And Cash Equivalents | $1,099,040,214 | $536,192,334 | $872,100,202 | $25,952,212 |
| Cash Equivalents | $0 | $197,674 | $571,502,539 | - |
| Cash Financial | $441,161,763 | $253,327,108 | $116,776,662 | $25,890,499 |
| Cash Cash Equivalents And Federal Funds Sold | $1,099,040,214 | $1,463,814,494 | $1,423,158,985 | $1,226,876,217 |
| Debt | ||||
| Total Debt | $165,993,874 | $146,161,462 | $11,311,207 | $10,212,139 |
| Long Term Debt And Capital Lease Obligation | $163,937,098 | $142,347,796 | $9,707,828 | $8,814,534 |
| Long Term Debt | $157,282,516 | $135,914,031 | - | - |
| Current Debt And Capital Lease Obligation | $2,056,776 | $3,813,666 | $1,603,379 | $1,397,605 |
| Net Debt | - | - | - | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $7,346,960,730 | $4,928,122,189 | $2,811,681,014 | $2,121,511,277 |
| Derivative Product Liabilities | $3,037,626 | $0 | - | - |
| Non Current Deferred Liabilities | $7,288,103 | - | - | - |
| Non Current Deferred Taxes Liabilities | $7,288,103 | - | - | - |
| Payables And Accrued Expenses | $1,219,526,593 | $774,009,248 | $146,517,854 | $82,726,557 |
| Payables | $1,219,526,593 | $774,009,248 | $146,517,854 | $82,726,557 |
| Total Tax Payable | $159,392,520 | $125,008,201 | $21,433,862 | $8,286,695 |
| Income Tax Payable | $159,392,520 | $125,008,201 | $21,433,862 | $8,286,695 |
| Accounts Payable | $1,060,134,074 | $649,001,047 | $125,083,992 | $74,439,862 |
| Equity | ||||
| Common Stock Equity | $746,877,548 | $310,220,443 | $252,242,310 | $244,834,252 |
| Total Equity Gross Minority Interest | $750,181,118 | $340,166,831 | $232,093,234 | $224,139,017 |
| Stockholders Equity | $746,877,548 | $310,220,443 | $252,242,310 | $244,834,252 |
| Gains Losses Not Affecting Retained Earnings | $26,002,740 | $-4,360,404 | $139,591,543 | $138,841,345 |
| Other Equity Adjustments | $26,002,740 | $-4,360,404 | $139,591,543 | $138,841,345 |
| Retained Earnings | $221,398,578 | $43,321,121 | $-225,083,418 | $-231,741,278 |
| Other | ||||
| Ordinary Shares Number | $24,991,331 | $24,991,331 | $24,991,331 | $24,991,331 |
| Share Issued | $24,991,331 | $24,991,331 | $24,991,331 | $24,991,331 |
| Tangible Book Value | $527,254,567 | $131,365,982 | $103,987,237 | $165,778,650 |
| Invested Capital | $904,160,064 | $446,134,474 | - | - |
| Capital Lease Obligations | $8,711,357 | $10,247,431 | $11,311,207 | $10,212,139 |
| Total Capitalization | $904,160,064 | $446,134,474 | - | - |
| Minority Interest | $3,303,570 | $29,946,388 | $-20,149,076 | $-20,695,235 |
| Additional Paid In Capital | $499,476,231 | $271,259,725 | $337,408,842 | $337,408,842 |
| Employee Benefits | $114,731,650 | $103,259,989 | $84,404,956 | $65,428,618 |
| Long Term Capital Lease Obligation | $6,654,581 | $6,433,765 | $9,707,828 | $8,814,534 |
| Long Term Provisions | $49,124,064 | $3,371,840 | $2,133,531 | $1,332,999 |
| Current Capital Lease Obligation | $2,056,776 | $3,813,666 | $1,603,379 | $1,397,605 |
| Investments And Advances | $1,144,403,454 | $606,510,929 | $530,650,128 | $302,734,473 |
| Available For Sale Securities | $955,736,446 | $332,538,921 | $34,080,382 | $142,714,795 |
| Goodwill | $9,742,927 | $9,742,927 | $9,742,927 | $8,725,629 |
| Net PPE | $28,203,962 | $22,634,371 | $15,191,021 | $15,364,782 |
| Accumulated Depreciation | $-23,531,137 | $-16,077,566 | $-11,795,075 | $-8,832,276 |
| Gross PPE | $51,735,099 | $38,711,937 | $26,986,096 | $24,197,058 |
| Leases | $7,463,792 | $4,643,512 | $3,958,113 | $3,304,534 |
| Other Properties | $15,070,681 | $14,770,602 | $14,177,965 | $12,419,533 |
| Machinery Furniture Equipment | $29,200,626 | $19,297,823 | $8,850,019 | $8,472,991 |
| Other Short Term Investments | $188,667,008 | $273,972,008 | $496,569,745 | $160,019,677 |
| Capital Stock | - | - | $325,343 | $325,343 |
| Common Stock | - | - | $325,343 | $325,343 |
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $-853,120,200 | $329,487,410 | $205,363,246 | $1,373,503,226 |
| Operating Activities | ||||
| Operating Cash Flow | $-721,143,067 | $441,738,007 | $302,194,292 | $1,415,500,797 |
| Cash Flow From Continuing Operating Activities | $-721,143,067 | $441,738,007 | $302,194,099 | $1,415,500,797 |
| Operating Gains Losses | $13,902,764 | $3,231,636 | $4,075,367 | $8,562,475 |
| Investing Activities | ||||
| Capital Expenditure | $-131,977,133 | $-112,250,597 | $-96,831,045 | $-41,997,572 |
| Investing Cash Flow | $-131,977,133 | $-486,967,986 | $-103,576,461 | $-12,193,895 |
| Cash Flow From Continuing Investing Activities | $-131,977,133 | $-486,967,986 | $-103,576,461 | $-12,193,895 |
| Financing Activities | ||||
| Issuance Of Capital Stock | $228,216,505 | $20,356,779 | $0 | $11,399,148 |
| Financing Cash Flow | $157,253,395 | $63,092,591 | $-2,361,484 | $-205,283,598 |
| Cash Flow From Continuing Financing Activities | $157,253,395 | $63,092,591 | $-2,361,484 | $-205,283,598 |
| Net Other Financing Charges | $-69,427,037 | $44,356,162 | $44,356,162 | $240,718,965 |
| Net Common Stock Issuance | $228,216,505 | $20,356,779 | $0 | $11,399,148 |
| Common Stock Issuance | $228,216,505 | $20,356,779 | $0 | $11,399,148 |
| Other | ||||
| Repayment Of Debt | $-1,536,073 | $-1,620,350 | $-2,361,484 | $-503,815,999 |
| End Cash Position | $745,066,852 | $1,440,933,656 | $1,423,070,851 | $1,226,814,504 |
| Beginning Cash Position | $1,440,933,656 | $1,423,070,851 | $1,226,814,504 | $28,791,199 |
| Changes In Cash | $-695,866,804 | $17,862,612 | $196,256,348 | $1,198,023,304 |
| Net Issuance Payments Of Debt | $-1,536,073 | $-1,620,350 | $-2,361,484 | $-457,401,711 |
| Net Long Term Debt Issuance | $-1,536,073 | $-1,620,350 | $-2,361,484 | $-457,401,711 |
| Long Term Debt Payments | $-1,536,073 | $-1,620,350 | $-2,361,484 | $-503,815,999 |
| Net Investment Purchase And Sale | $0 | $-24,689,411 | $0 | $2,121 |
| Purchase Of Investment | $0 | $-24,689,411 | $0 | - |
| Net Business Purchase And Sale | $0 | $-350,027,977 | $-6,745,415 | $29,801,556 |
| Purchase Of Business | $0 | $-350,027,977 | $-6,745,415 | $0 |
| Net Intangibles Purchase And Sale | $-118,924,271 | $-100,523,407 | $-95,931,580 | $-40,970,052 |
| Purchase Of Intangibles | $-118,924,271 | $-100,523,407 | $-95,931,580 | $-40,970,052 |
| Net PPE Purchase And Sale | $-13,052,861 | $-11,727,191 | $-899,466 | $-1,027,520 |
| Purchase Of PPE | $-13,052,861 | $-11,727,191 | $-899,466 | $-1,027,520 |
| Taxes Refund Paid | $-146,154,134 | $-73,587,066 | $-16,440,901 | - |
| Interest Received Cfo | $376,735,980 | $96,572,622 | $0 | - |
| Interest Paid Cfo | $-392,085,140 | $-255,650,213 | $-221,353,450 | $-123,612,718 |
| Change In Working Capital | $-731,761,354 | $455,408,769 | $548,837,118 | $1,673,096,318 |
| Change In Other Working Capital | $1,734,204,838 | $1,288,565,032 | $639,587,320 | $1,821,856,472 |
| Change In Other Current Liabilities | $-2,331,977 | $160,603,443 | $0 | - |
| Change In Other Current Assets | $-355,009,367 | $-223,878,473 | $-74,484,989 | $-30,623,495 |
| Change In Payables And Accrued Expense | $813,078,735 | $704,102,394 | $103,656,880 | $35,268,163 |
| Change In Payable | $813,078,735 | $704,102,394 | $103,656,880 | $35,268,163 |
| Change In Account Payable | $483,052,880 | $529,481,246 | $51,370,800 | $12,283,186 |
| Change In Tax Payable | $330,025,855 | $174,621,147 | $52,286,080 | $22,984,978 |
| Change In Income Tax Payable | $330,025,855 | $174,621,147 | $52,286,080 | $22,984,978 |
| Change In Prepaid Assets | $-25,446,938 | $-13,425,646 | $-5,075,502 | $-3,697,954 |
| Change In Receivables | $-371,536,280 | $-100,355,817 | $-12,024,763 | $-149,706,869 |
| Other Non Cash Items | $-509,380,191 | $-91,932,389 | $-49,682,952 | $-23,984,148 |
| Stock Based Compensation | $39,658,266 | $0 | $0 | - |
| Asset Impairment Charge | $0 | $17,719,130 | $1,003,028 | $788,961 |
| Deferred Tax | $-158,962,265 | $18,163,656 | $-6,882,534 | - |
| Deferred Income Tax | $-158,962,265 | $18,163,656 | $-6,882,534 | - |
| Depreciation Amortization Depletion | $85,387,734 | $56,488,730 | $32,678,728 | $14,344,590 |
| Depreciation And Amortization | $85,387,734 | $56,488,730 | $32,678,728 | $14,344,590 |
| Pension And Employee Benefit Expense | $13,902,764 | $3,231,636 | $3,881,743 | $7,825,584 |
| Gain Loss On Sale Of PPE | $0 | $0 | $193,624 | $736,891 |
| Net Income From Continuing Operations | $220,162,005 | $48,558,041 | $7,204,019 | $-133,627,182 |
| Amortization Cash Flow | - | $52,204,889 | $28,986,366 | - |
| Amortization Of Intangibles | - | $52,204,889 | $28,986,366 | - |
| Depreciation | - | $4,283,841 | $3,692,361 | - |
| Issuance Of Debt | - | - | - | $46,414,288 |
| Long Term Debt Issuance | - | - | - | $46,414,288 |
| Sale Of Investment | - | - | - | $2,121 |
| Sale Of Business | - | - | - | $29,801,556 |