PBNNF
PT Bank Negara Indonesia (Persero) Tbk
Price Chart
Latest Quote
$0.20
| Previous Close | $0.20 |
| Open | $0.20 |
| Day High | $0.35 |
| Day Low | $0.20 |
| Volume | 2,645 |
Stock Information
| Quarterly Dividend / Yield | $0.02 / 11.00% |
| Shares Outstanding | 578.68M |
| Quarterly Dividend Yield | 11.00% |
| Quarterly Dividend | $0.02 |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $9.73B |
| P/E Ratio | 6.74 |
| EPS (TTM) | $0.03 |
| Exchange | PNK |
đ Comprehensive Analysis
Company Data
| Book/sh | $4475.89 |
| Employees | 28K |
Financial Ratios
| EPS Growth TTM | 5.20% |
Returns & Margins
| ROA | 1.58% |
| ROE | 12.03% |
| Profit Margin | 40.03% |
Ownership
| Insider Ownership | 68.78% |
| Institutional Ownership | 17.01% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| PEG | 1.04 |
| P/B | 0.00 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $0.20 |
| SMA50 | $0.20 |
| SMA200 | $-260.03 |
| RSI | nan |
| Shares Float | 14.83B |
| Volatility | 0.19 |
Performance History
| Week | +0.00% |
| Month | +0.00% |
| Quarter | -100.06% |
| 6 Months | -100.06% |
| YTD | -100.06% |
| Year | -100.05% |
| 3 Years | -100.00% |
| 5 Years | -100.00% |
| 10 Years | -100.00% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $0.20 | 0 |
| 2026-06-17 | $0.20 | 0 |
| 2026-06-16 | $0.20 | 0 |
| 2026-06-15 | $0.20 | 0 |
| 2026-06-12 | $0.20 | 0 |
| 2026-06-11 | $0.20 | 0 |
| 2026-06-10 | $0.20 | 0 |
| 2026-06-09 | $0.20 | 0 |
| 2026-06-08 | $0.20 | 0 |
| 2026-06-05 | $0.20 | 0 |
| 2026-06-04 | $0.20 | 0 |
| 2026-06-03 | $0.20 | 0 |
| 2026-06-02 | $0.20 | 0 |
| 2026-06-01 | $0.20 | 0 |
| 2026-05-29 | $0.20 | 0 |
| 2026-05-28 | $0.20 | 0 |
| 2026-05-27 | $0.20 | 0 |
| 2026-05-26 | $0.20 | 0 |
| 2026-05-22 | $0.20 | 0 |
| 2026-05-21 | $0.20 | 0 |
| 2026-05-20 | $0.20 | 0 |
| 2026-05-19 | $0.20 | 0 |
About PT Bank Negara Indonesia (Persero) Tbk
PT Bank Negara Indonesia (Persero) Tbk, together with its subsidiaries, provides various banking products and services in Indonesia, rest of Asia, New York, and Europe. It operates through Corporate Banking, Institutional Banking, Commercial Banking, Consumer Banking, Treasury & International Banking, Head Office, and Subsidiaries segments. The company offers savings; savings plan and FIPF products; loans; credit cards; bancassurance, payroll, and simulation services; safe deposit boxes, bank references, bonds, foreign bank notes, and mobile banking services; services to collect payments or valuable documents; and Xpora, a digital solution for small and medium enterprises. It also provides business banking, funding, lending, trade finance, smart remittance, foreign direct investment, collection and liquidity management, payment management, supply chain financing, consumer financing, wealth management, and custody and trust services; financial institution products; solutions for industrial sectors; and treasury products. In addition, the company offers insurance and venture capital services; securities; and ATM, phone and SMS banking, mobile and internet banking, and internet payment gateway services. PT Bank Negara Indonesia (Persero) Tbk was founded in 1946 and is headquartered in Jakarta Pusat, Indonesia.
đ° Latest News
What Liquidity Support And Upgrades Mean For Bank Negara Indonesiaâs Evolving Valuation Story
Simply Wall St. âĸ 2025-12-07T11:09:40ZHow Recent Developments Are Rewriting the Story for Bank Negara Indonesia
Simply Wall St. âĸ 2025-11-23T01:04:58ZWhat Analysts Think Is Shaping the Next Chapter for Bank Negara Indonesia
Simply Wall St. âĸ 2025-11-08T18:18:30ZHow the Narrative Around Bank Negara Indonesia Is Shifting Amid New Liquidity Measures
Simply Wall St. âĸ 2025-10-25T00:16:39ZIncome Statement (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $61,984,446,000,000 | $61,583,542,000,000 | $61,278,886,000,000 | $57,073,869,000,000 |
| Operating Revenue | $61,984,446,000,000 | $61,583,542,000,000 | $61,278,886,000,000 | $57,073,869,000,000 |
| Expenses | ||||
| Interest Expense | $26,102,905,000,000 | $20,196,023,000,000 | $13,337,989,000,000 | $11,720,943,000,000 |
| Other Non Operating Income Expenses | $-35,455,000,000 | $-133,598,000,000 | $-212,147,000,000 | $-216,297,000,000 |
| Operating Expense | $34,705,952,000,000 | $32,971,438,000,000 | $31,729,277,000,000 | $29,288,639,000,000 |
| Other Operating Expenses | $3,947,923,000,000 | $3,332,115,000,000 | $3,351,217,000,000 | $2,730,478,000,000 |
| Selling And Marketing Expense | $1,135,800,000,000 | $1,066,423,000,000 | $1,116,323,000,000 | $921,654,000,000 |
| General And Administrative Expense | $5,992,751,000,000 | $5,962,891,000,000 | $5,667,544,000,000 | $5,834,748,000,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $21,463,599,000,000 | $20,909,476,000,000 | $18,312,054,000,000 | $10,898,518,000,000 |
| Net Interest Income | $40,480,205,000,000 | $41,275,673,000,000 | $41,320,692,000,000 | $37,971,680,000,000 |
| Interest Income | $66,583,110,000,000 | $61,471,696,000,000 | $54,658,681,000,000 | $49,692,623,000,000 |
| Normalized Income | $16,551,641,409,779 | $16,769,051,944,862 | $15,232,598,054,559 | $8,641,296,907,235 |
| Net Income From Continuing And Discontinued Operation | $21,463,599,000,000 | $20,909,476,000,000 | $18,312,054,000,000 | $10,898,518,000,000 |
| Net Income Common Stockholders | $21,463,599,000,000 | $20,909,476,000,000 | $18,312,054,000,000 | $10,898,518,000,000 |
| Net Income | $21,463,599,000,000 | $20,909,476,000,000 | $18,312,054,000,000 | $10,898,518,000,000 |
| Net Income Including Noncontrolling Interests | $21,669,397,000,000 | $21,106,228,000,000 | $18,481,780,000,000 | $10,977,051,000,000 |
| Net Income Continuous Operations | $21,669,397,000,000 | $21,106,228,000,000 | $18,481,780,000,000 | $10,977,051,000,000 |
| Pretax Income | $26,580,458,000,000 | $25,639,738,000,000 | $22,686,708,000,000 | $12,550,987,000,000 |
| Special Income Charges | $6,025,183,000,000 | $5,029,766,000,000 | $3,780,086,000,000 | $2,580,871,000,000 |
| Depreciation And Amortization In Income Statement | $2,416,792,000,000 | $2,304,524,000,000 | $2,250,499,000,000 | $2,006,916,000,000 |
| Depreciation Income Statement | $2,416,792,000,000 | $2,304,524,000,000 | $2,250,499,000,000 | $2,006,916,000,000 |
| Per Share | ||||
| Diluted EPS | $576.00 | $561.00 | $983.00 | $292.50 |
| Basic EPS | $576.00 | $561.00 | $983.00 | $292.50 |
| Other | ||||
| Tax Effect Of Unusual Items | $1,113,225,409,779 | $889,341,944,862 | $700,630,054,559 | $323,649,907,235 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $6,025,183,000,000 | $5,029,766,000,000 | $3,780,086,000,000 | $2,580,871,000,000 |
| Total Unusual Items Excluding Goodwill | $6,025,183,000,000 | $5,029,766,000,000 | $3,780,086,000,000 | $2,580,871,000,000 |
| Reconciled Depreciation | $2,416,792,000,000 | $2,304,524,000,000 | $2,250,499,000,000 | $2,006,916,000,000 |
| Diluted Average Shares | $37,289,742,787 | $37,256,798,316 | $18,638,372,041 | $37,240,298,032 |
| Basic Average Shares | $37,289,742,787 | $37,256,798,316 | $18,638,372,041 | $37,240,298,032 |
| Diluted NI Availto Com Stockholders | $21,463,599,000,000 | $20,909,476,000,000 | $18,312,054,000,000 | $10,898,518,000,000 |
| Minority Interests | $-205,798,000,000 | $-196,752,000,000 | $-169,726,000,000 | $-78,533,000,000 |
| Tax Provision | $4,911,061,000,000 | $4,533,510,000,000 | $4,204,928,000,000 | $1,573,936,000,000 |
| Write Off | $-6,025,183,000,000 | $-5,029,766,000,000 | $-3,780,086,000,000 | $-2,580,871,000,000 |
| Gain On Sale Of Security | $1,913,801,000,000 | $1,253,245,000,000 | $1,347,383,000,000 | $1,990,507,000,000 |
| Selling General And Administration | $7,128,551,000,000 | $7,029,314,000,000 | $6,783,867,000,000 | $6,756,402,000,000 |
| Insurance And Claims | $6,584,983,000,000 | $6,670,017,000,000 | $6,081,934,000,000 | $5,781,150,000,000 |
| Rent And Landing Fees | $679,572,000,000 | $801,699,000,000 | $805,738,000,000 | $818,425,000,000 |
Balance Sheet (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $161,714,267,000,000 | $149,386,591,000,000 | $135,063,404,000,000 | $123,738,372,000,000 |
| Fixed Assets Revaluation Reserve | $16,711,395,000,000 | $15,447,829,000,000 | $15,441,439,000,000 | $15,442,025,000,000 |
| Total Assets | $1,129,805,637,000,000 | $1,086,663,986,000,000 | $1,029,836,868,000,000 | $964,837,692,000,000 |
| Investmentin Financial Assets | $180,602,654,000,000 | $164,263,604,000,000 | $149,846,950,000,000 | $137,231,292,000,000 |
| Financial Assets Designatedas Fair Value Through Profitor Loss Total | $27,916,687,000,000 | $13,947,036,000,000 | $8,950,927,000,000 | $9,572,228,000,000 |
| Goodwill And Other Intangible Assets | $743,314,000,000 | $744,423,000,000 | $752,311,000,000 | $0 |
| Other Intangible Assets | $15,528,000,000 | $16,637,000,000 | $24,525,000,000 | - |
| Prepaid Assets | $2,960,059,000,000 | $3,386,714,000,000 | $3,887,183,000,000 | $4,147,116,000,000 |
| Receivables | $24,201,841,000,000 | $31,039,174,000,000 | $32,060,081,000,000 | $28,499,723,000,000 |
| Cash And Cash Equivalents | $105,437,966,000,000 | $157,821,066,000,000 | $163,861,265,000,000 | $174,226,040,000,000 |
| Cash Financial | $13,709,930,000,000 | $11,207,201,000,000 | $13,448,092,000,000 | $13,683,598,000,000 |
| Cash Cash Equivalents And Federal Funds Sold | $113,409,889,000,000 | $171,772,410,000,000 | $180,492,536,000,000 | $196,237,008,000,000 |
| Cash Equivalents | - | $0 | $200,000,000,000 | - |
| Debt | ||||
| Total Debt | $70,437,777,000,000 | $46,291,278,000,000 | $52,843,998,000,000 | $49,212,649,000,000 |
| Long Term Debt And Capital Lease Obligation | $70,437,777,000,000 | $46,291,278,000,000 | $52,843,998,000,000 | $49,212,649,000,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $962,619,084,000,000 | $931,931,466,000,000 | $889,639,206,000,000 | $838,317,715,000,000 |
| Payables | $3,718,859,000,000 | $3,943,700,000,000 | $3,712,295,000,000 | $2,269,192,000,000 |
| Other Payable | $1,479,185,000,000 | $810,462,000,000 | $775,131,000,000 | $109,948,000,000 |
| Total Tax Payable | $818,113,000,000 | $1,234,211,000,000 | $1,789,342,000,000 | $1,493,835,000,000 |
| Accounts Payable | $1,421,561,000,000 | $1,899,027,000,000 | $1,147,822,000,000 | $665,409,000,000 |
| Derivative Product Liabilities | - | - | $775,131,000,000 | $109,948,000,000 |
| Equity | ||||
| Common Stock Equity | $162,457,581,000,000 | $150,131,014,000,000 | $135,815,715,000,000 | $123,738,372,000,000 |
| Total Equity Gross Minority Interest | $167,186,553,000,000 | $154,732,520,000,000 | $140,197,662,000,000 | $126,519,977,000,000 |
| Stockholders Equity | $162,457,581,000,000 | $150,131,014,000,000 | $135,815,715,000,000 | $123,738,372,000,000 |
| Other Equity Interest | $2,579,588,000,000 | $2,517,115,000,000 | $2,256,999,000,000 | $2,256,999,000,000 |
| Retained Earnings | $115,885,182,000,000 | $104,457,102,000,000 | $91,281,328,000,000 | $75,471,792,000,000 |
| Long Term Equity Investment | $13,385,407,000,000 | $11,847,166,000,000 | $10,657,772,000,000 | $9,518,169,000,000 |
| Investments In Other Ventures Under Equity Method | $637,280,000,000 | $563,700,000,000 | $608,797,000,000 | $829,763,000,000 |
| Other | ||||
| Ordinary Shares Number | $37,256,798,316 | $37,216,283,716 | $37,247,947,716 | $37,247,947,716 |
| Share Issued | $37,256,798,316 | $37,216,283,716 | $37,297,312,916 | $37,297,312,916 |
| Tangible Book Value | $161,714,267,000,000 | $149,386,591,000,000 | $135,063,404,000,000 | $123,738,372,000,000 |
| Invested Capital | $231,891,145,000,000 | $195,134,923,000,000 | $187,513,586,000,000 | $171,669,445,000,000 |
| Total Capitalization | $231,891,145,000,000 | $195,134,923,000,000 | $187,513,586,000,000 | $171,669,445,000,000 |
| Minority Interest | $4,728,972,000,000 | $4,601,506,000,000 | $4,381,947,000,000 | $2,781,605,000,000 |
| Treasury Stock | $0 | $179,960,000,000 | $0 | $207,475,000,000 |
| Additional Paid In Capital | $17,010,254,000,000 | $17,010,254,000,000 | $17,010,254,000,000 | $17,010,254,000,000 |
| Capital Stock | $9,054,807,000,000 | $9,054,807,000,000 | $9,054,807,000,000 | $9,054,807,000,000 |
| Common Stock | $9,054,807,000,000 | $9,054,807,000,000 | $9,054,807,000,000 | $9,054,807,000,000 |
| Investments And Advances | $193,988,061,000,000 | $176,110,770,000,000 | $160,504,722,000,000 | $146,749,461,000,000 |
| Available For Sale Securities | $152,685,967,000,000 | $150,316,568,000,000 | $140,896,023,000,000 | $127,659,064,000,000 |
| Investmentsin Associatesat Cost | $12,748,127,000,000 | $11,283,466,000,000 | $10,048,975,000,000 | $8,688,406,000,000 |
| Goodwill | $727,786,000,000 | $727,786,000,000 | $727,786,000,000 | $0 |
| Net PPE | $30,408,236,000,000 | $27,764,856,000,000 | $26,548,893,000,000 | $26,882,982,000,000 |
| Accumulated Depreciation | $-18,407,707,000,000 | $-16,922,994,000,000 | $-15,206,565,000,000 | $-12,951,582,000,000 |
| Gross PPE | $48,815,943,000,000 | $44,687,850,000,000 | $41,755,458,000,000 | $39,834,564,000,000 |
| Construction In Progress | $2,267,339,000,000 | $1,239,297,000,000 | $707,409,000,000 | $521,525,000,000 |
| Other Properties | $431,086,000,000 | $66,705,000,000 | $74,753,000,000 | $104,863,000,000 |
| Machinery Furniture Equipment | $16,299,868,000,000 | $15,186,865,000,000 | $13,958,270,000,000 | $12,747,205,000,000 |
| Buildings And Improvements | $12,648,812,000,000 | $11,830,614,000,000 | $10,991,689,000,000 | $10,492,068,000,000 |
| Land And Improvements | $17,168,838,000,000 | $16,364,369,000,000 | $16,023,337,000,000 | $15,968,903,000,000 |
| Treasury Shares Number | - | $40,514,600 | $49,365,200 | $49,365,200 |
Cash Flow Statement (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $-66,324,582,000,000 | $8,037,804,000,000 | $17,511,310,000,000 | $95,628,623,000,000 |
| Operating Activities | ||||
| Operating Cash Flow | $-63,217,913,000,000 | $10,392,864,000,000 | $19,952,835,000,000 | $97,479,025,000,000 |
| Cash Flowsfromusedin Operating Activities Direct | $-63,217,913,000,000 | $10,392,864,000,000 | $19,952,835,000,000 | $97,479,025,000,000 |
| Other Cash Paymentsfrom Operating Activities | $-51,283,957,000,000 | $-36,271,611,000,000 | $-27,461,881,000,000 | $-34,975,305,000,000 |
| Classesof Cash Receiptsfrom Operating Activities | $123,764,947,000,000 | $138,876,785,000,000 | $136,699,750,000,000 | $167,594,623,000,000 |
| Other Cash Receiptsfrom Operating Activities | $44,981,389,000,000 | $33,745,919,000,000 | $37,362,583,000,000 | $29,587,037,000,000 |
| Investing Activities | ||||
| Capital Expenditure | $-3,106,669,000,000 | $-2,355,060,000,000 | $-2,441,525,000,000 | $-1,850,402,000,000 |
| Investing Cash Flow | $-5,270,105,000,000 | $-10,771,257,000,000 | $-32,233,154,000,000 | $-15,656,307,000,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $0 | $-179,960,000,000 | $0 | $-128,026,000,000 |
| Financing Cash Flow | $17,718,443,000,000 | $-8,492,493,000,000 | $2,725,242,000,000 | $1,718,701,000,000 |
| Net Other Financing Charges | $8,430,894,000,000 | $4,011,546,000,000 | $1,042,592,000,000 | $-541,791,000,000 |
| Cash Dividends Paid | $-10,454,738,000,000 | $-7,324,821,000,000 | $-2,724,629,000,000 | $-820,101,000,000 |
| Common Stock Dividend Paid | $-10,454,738,000,000 | $-7,324,821,000,000 | $-2,724,629,000,000 | $-820,101,000,000 |
| Net Common Stock Issuance | $0 | $-179,960,000,000 | $0 | $-128,026,000,000 |
| Other | ||||
| Repayment Of Debt | $-16,584,455,000,000 | $-20,658,021,000,000 | $-13,919,385,000,000 | $-14,156,183,000,000 |
| Issuance Of Debt | $37,196,891,000,000 | $15,899,532,000,000 | $18,668,405,000,000 | $17,718,782,000,000 |
| End Cash Position | $104,074,764,000,000 | $154,879,093,000,000 | $163,900,321,000,000 | $173,340,293,000,000 |
| Beginning Cash Position | $154,879,093,000,000 | $163,900,321,000,000 | $173,340,293,000,000 | $126,907,599,000,000 |
| Effect Of Exchange Rate Changes | $-34,754,000,000 | $-150,342,000,000 | $115,105,000,000 | $505,258,000,000 |
| Changes In Cash | $-50,769,575,000,000 | $-8,870,886,000,000 | $-9,555,077,000,000 | $83,541,419,000,000 |
| Common Stock Payments | $0 | $-179,960,000,000 | $0 | $-128,026,000,000 |
| Net Issuance Payments Of Debt | $20,612,436,000,000 | $-4,758,489,000,000 | $4,749,020,000,000 | $3,562,599,000,000 |
| Net Long Term Debt Issuance | $20,612,436,000,000 | $-4,758,489,000,000 | $4,749,020,000,000 | $3,562,599,000,000 |
| Long Term Debt Payments | $-16,584,455,000,000 | $-20,658,021,000,000 | $-13,919,385,000,000 | $-14,156,183,000,000 |
| Long Term Debt Issuance | $37,196,891,000,000 | $15,899,532,000,000 | $18,668,405,000,000 | $17,718,782,000,000 |
| Net Investment Purchase And Sale | $-2,190,149,000,000 | $-7,629,316,000,000 | $-33,147,347,000,000 | $-14,132,630,000,000 |
| Sale Of Investment | $326,409,234,000,000 | $111,500,079,000,000 | $199,753,937,000,000 | $312,104,123,000,000 |
| Purchase Of Investment | $-328,599,383,000,000 | $-119,129,395,000,000 | $-232,901,284,000,000 | $-326,236,753,000,000 |
| Net Business Purchase And Sale | $0 | $-800,000,000,000 | $2,402,941,000,000 | $0 |
| Purchase Of Business | $0 | $-800,000,000,000 | $-4,425,756,000,000 | $0 |
| Net PPE Purchase And Sale | $-3,079,956,000,000 | $-2,341,941,000,000 | $-1,488,748,000,000 | $-1,523,677,000,000 |
| Sale Of PPE | $26,713,000,000 | $13,119,000,000 | $952,777,000,000 | $326,725,000,000 |
| Purchase Of PPE | $-3,106,669,000,000 | $-2,355,060,000,000 | $-2,441,525,000,000 | $-1,850,402,000,000 |
| Classesof Cash Payments | $-186,982,860,000,000 | $-128,483,921,000,000 | $-116,746,915,000,000 | $-70,115,598,000,000 |
| Paymentson Behalfof Employees | $-507,803,000,000 | - | $-252,786,000,000 | $-1,300,303,000,000 |
| Sale Of Business | - | $0 | $6,828,697,000,000 | $0 |
| Other Cash Adjustment Outside Changein Cash | - | - | - | $-37,613,983,000,000 |