PBAM
Private Bancorp of America, Inc.
Price Chart
Latest Quote
$85.20
-0.73 (-0.85%)
Current Price
| Previous Close | $85.93 |
| Open | $86.36 |
| Day High | $86.58 |
| Day Low | $85.02 |
| Volume | 53,949 |
Stock Information
| Shares Outstanding | 5.73M |
| Total Debt | $25.98M |
| Cash Equivalents | $255.59M |
| Revenue | $131.48M |
| Net Income | $46.17M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $487.83M |
| P/E Ratio | 10.62 |
| EPS (TTM) | $8.02 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $262.76M |
| Sales | $131.48M |
| Income | $46.17M |
| Book/sh | $50.85 |
| Cash/sh | $44.64 |
Financial Ratios
| EPS Growth TTM | 17.60% |
Returns & Margins
| ROA | 1.75% |
| ROE | 16.93% |
| Operating Margin | 46.42% |
| Profit Margin | 35.37% |
Ownership
| Insider Ownership | 22.49% |
| Institutional Ownership | 24.72% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 9.58 |
| P/S | 3.71 |
| P/B | 1.68 |
Analyst Data
| Recommendation | strong_buy |
| Target Price | $99.75 |
Technical Indicators
| SMA20 | $85.40 |
| SMA50 | $87.34 |
| SMA200 | $75.54 |
| RSI | 46.37 |
| ATR | 1.8036 |
| Shares Float | 4.56M |
| Short Ratio | 0.84 |
| Volatility | 0.07 |
| Rel Volume | 0.45 |
Performance History
| Week | -0.51% |
| Month | -0.70% |
| Quarter | +3.27% |
| 6 Months | +13.24% |
| YTD | +49.47% |
| Year | +48.82% |
| 3 Years | +166.25% |
| 5 Years | +243.00% |
| 10 Years | +414.80% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-10-27 | $85.20 | 53,949 |
| 2026-10-26 | $85.93 | 242,000 |
| 2026-10-23 | $85.99 | 75,100 |
| 2026-10-22 | $86.79 | 187,900 |
| 2026-10-21 | $86.15 | 131,300 |
| 2026-10-20 | $85.64 | 183,500 |
| 2026-10-19 | $83.76 | 233,900 |
| 2026-10-16 | $82.30 | 157,300 |
| 2026-10-15 | $84.19 | 68,600 |
| 2026-10-14 | $84.35 | 66,800 |
| 2026-10-13 | $85.30 | 80,300 |
| 2026-10-12 | $85.61 | 165,100 |
| 2026-10-09 | $85.25 | 78,200 |
| 2026-10-08 | $85.43 | 69,300 |
| 2026-10-07 | $85.96 | 89,700 |
| 2026-10-06 | $86.21 | 96,500 |
| 2026-10-05 | $86.35 | 96,800 |
| 2026-10-02 | $86.90 | 116,900 |
| 2026-10-01 | $85.69 | 127,800 |
| 2026-09-30 | $85.05 | 50,800 |
| 2026-09-29 | $85.15 | 85,500 |
| 2026-09-28 | $85.80 | 73,100 |
About Private Bancorp of America, Inc.
Private Bancorp of America, Inc. operates as the bank holding company for CalPrivate Bank that provides banking products and services to individuals and businesses in California. The company offers checking and savings, mobile deposit, money market, certificate of deposit, and retirement accounts; lending services, including commercial real estate loans, commercial and industrial loans, and government-guaranteed lending programs; ATM and debit cards, and credit cards; and safe deposit boxes. It also provides online business banking services, such as online tools, specialized features, deposit one remote deposit capture, bill pay, account reconciliation, ACH origination, and positive pay; and business solutions comprising zero balance accounts, sweep accounts, wire transfer services, cash vault services, business mobile deposit, business credit cards, merchant services, and funds management. In addition, the company offers legal services specialties, wealth management, and impact checking services. Private Bancorp of America, Inc. was founded in 2006 and is headquartered in La Jolla, California.
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $125,158,000 | $106,896,000 | $95,241,000 | $85,364,000 |
| Operating Revenue | $125,158,000 | $106,896,000 | $95,241,000 | $85,364,000 |
| Expenses | ||||
| Interest Expense | $47,152,000 | $54,342,000 | $35,343,000 | $6,208,000 |
| General And Administrative Expense | $49,604,000 | $43,692,000 | $35,980,000 | $36,149,000 |
| Professional Expense And Contract Services Expense | $2,849,000 | $1,737,000 | $576,000 | $5,261,000 |
| Other Non Interest Expense | $5,498,000 | $4,674,000 | $3,887,000 | $3,411,000 |
| Selling And Marketing Expense | - | $413,000 | $355,000 | $316,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $40,666,000 | $35,822,000 | $40,856,000 | $24,709,000 |
| Net Interest Income | $117,349,000 | $99,744,000 | $89,724,000 | $77,954,000 |
| Interest Income | $164,501,000 | $154,086,000 | $125,067,000 | $84,162,000 |
| Normalized Income | $40,666,000 | $35,822,000 | $40,856,000 | $24,709,000 |
| Net Income From Continuing And Discontinued Operation | $40,666,000 | $35,822,000 | $40,856,000 | $24,709,000 |
| Net Income Common Stockholders | $40,334,000 | $35,541,000 | $40,563,000 | $24,506,000 |
| Net Income | $40,666,000 | $35,822,000 | $40,856,000 | $24,709,000 |
| Net Income Including Noncontrolling Interests | $40,666,000 | $35,822,000 | $40,856,000 | $24,709,000 |
| Net Income Continuous Operations | $40,666,000 | $35,822,000 | $40,856,000 | $24,709,000 |
| Pretax Income | $57,834,000 | $50,846,000 | $57,417,000 | $34,942,000 |
| Per Share | ||||
| Diluted EPS | $6.92 | $6.15 | $7.11 | $4.33 |
| Basic EPS | $7.03 | $6.24 | $7.18 | $4.41 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $1,106,000 | $877,000 | $877,000 | $915,000 |
| Diluted Average Shares | $5,825,000 | $5,782,000 | $5,705,000 | $5,652,000 |
| Basic Average Shares | $5,738,000 | $5,698,000 | $5,647,000 | $5,555,000 |
| Diluted NI Availto Com Stockholders | $40,334,000 | $35,541,000 | $40,563,000 | $24,506,000 |
| Otherunder Preferred Stock Dividend | $332,000 | $281,000 | $293,000 | $203,000 |
| Tax Provision | $17,168,000 | $15,024,000 | $16,561,000 | $10,233,000 |
| Gain On Sale Of Security | $0 | $0 | $0 | $0 |
| Selling General And Administration | $49,604,000 | $43,692,000 | $36,335,000 | $36,465,000 |
| Other Gand A | $6,930,000 | $5,790,000 | $4,217,000 | $4,789,000 |
| Salaries And Wages | $42,674,000 | $37,902,000 | $31,763,000 | $31,360,000 |
| Occupancy And Equipment | $3,431,000 | $3,257,000 | $3,172,000 | $3,107,000 |
Fetched: 2026-10-23
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $263,964,000 | $223,534,000 | $185,783,000 | $143,324,000 |
| Total Assets | $2,535,057,000 | $2,424,011,000 | $2,152,468,000 | $1,854,880,000 |
| Receivables | $8,284,000 | $7,993,000 | $7,499,000 | $5,291,000 |
| Accounts Receivable | $8,284,000 | $7,993,000 | $7,499,000 | $5,291,000 |
| Cash And Cash Equivalents | $159,370,000 | $168,065,000 | $182,100,000 | $136,565,000 |
| Cash Financial | $11,148,000 | $16,528,000 | $19,811,000 | $14,495,000 |
| Cash Cash Equivalents And Federal Funds Sold | $159,370,000 | $168,065,000 | $182,100,000 | $136,565,000 |
| Debt | ||||
| Total Debt | $28,976,000 | $45,969,000 | $74,961,000 | $17,954,000 |
| Long Term Debt And Capital Lease Obligation | $25,976,000 | $25,969,000 | $74,961,000 | $17,954,000 |
| Long Term Debt | $25,976,000 | $25,969,000 | $74,961,000 | $17,954,000 |
| Current Debt And Capital Lease Obligation | $3,000,000 | $20,000,000 | $47,000,000 | - |
| Current Debt | $3,000,000 | $20,000,000 | $47,000,000 | - |
| Other Current Borrowings | $3,000,000 | $20,000,000 | $47,000,000 | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $2,271,093,000 | $2,200,477,000 | $1,966,685,000 | $1,711,556,000 |
| Payables And Accrued Expenses | - | - | - | $18,480,000 |
| Payables | - | - | - | $18,480,000 |
| Accounts Payable | - | - | - | $18,480,000 |
| Equity | ||||
| Common Stock Equity | $263,964,000 | $223,534,000 | $185,783,000 | $143,324,000 |
| Total Equity Gross Minority Interest | $263,964,000 | $223,534,000 | $185,783,000 | $143,324,000 |
| Stockholders Equity | $263,964,000 | $223,534,000 | $185,783,000 | $143,324,000 |
| Gains Losses Not Affecting Retained Earnings | $-4,870,000 | $-8,488,000 | $-8,503,000 | $-10,060,000 |
| Other Equity Adjustments | $-4,870,000 | $-8,488,000 | $-8,503,000 | $-10,060,000 |
| Retained Earnings | $187,473,000 | $152,252,000 | $116,604,000 | $77,810,000 |
| Other | ||||
| Ordinary Shares Number | $5,728,187 | $5,766,810 | $5,719,115 | $5,599,025 |
| Share Issued | $5,728,187 | $5,766,810 | $5,719,115 | $5,599,025 |
| Tangible Book Value | $263,964,000 | $223,534,000 | $185,783,000 | $143,324,000 |
| Invested Capital | $292,940,000 | $269,503,000 | $260,744,000 | $161,278,000 |
| Total Capitalization | $289,940,000 | $249,503,000 | $260,744,000 | $161,278,000 |
| Additional Paid In Capital | $4,389,000 | $4,393,000 | $3,679,000 | $3,353,000 |
| Capital Stock | $76,972,000 | $75,377,000 | $74,003,000 | $72,221,000 |
| Common Stock | $76,972,000 | $75,377,000 | $74,003,000 | $72,221,000 |
| Investments And Advances | $217,837,000 | $145,238,000 | $102,499,000 | $104,652,000 |
| Available For Sale Securities | $13,244,000 | $140,265,000 | $96,054,000 | - |
| Net PPE | $2,783,000 | $2,335,000 | $1,700,000 | $1,742,000 |
| Accumulated Depreciation | $-5,183,000 | $-5,097,000 | $-5,399,000 | $-4,522,000 |
| Gross PPE | $7,966,000 | $7,432,000 | $7,099,000 | $6,264,000 |
| Leases | $2,086,000 | $1,984,000 | $1,894,000 | $1,888,000 |
| Other Properties | $9,135,000 | - | - | - |
| Machinery Furniture Equipment | $5,880,000 | $5,448,000 | $5,205,000 | $4,376,000 |
| Other Short Term Investments | $204,593,000 | $145,238,000 | $102,499,000 | $104,652,000 |
| Unrealized Gain Loss | - | - | - | - |
Fetched: 2026-10-23
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $45,641,000 | $36,222,000 | $32,688,000 | $40,803,000 |
| Operating Activities | ||||
| Operating Cash Flow | $47,195,000 | $37,733,000 | $33,523,000 | $41,167,000 |
| Cash Flow From Continuing Operating Activities | $47,195,000 | $37,733,000 | $33,523,000 | $41,167,000 |
| Operating Gains Losses | $-2,320,000 | $-2,861,000 | $-1,547,000 | $-4,678,000 |
| Investing Activities | ||||
| Capital Expenditure | $-1,554,000 | $-1,511,000 | $-835,000 | $-364,000 |
| Investing Cash Flow | $-122,655,000 | $-281,573,000 | $-241,653,000 | $-379,352,000 |
| Cash Flow From Continuing Investing Activities | $-122,655,000 | $-281,573,000 | $-241,653,000 | $-379,352,000 |
| Net Other Investing Changes | $-1,066,000 | $-671,000 | $-1,895,000 | $-2,111,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-5,931,000 | $-508,000 | $-96,000 | $-1,929,000 |
| Financing Cash Flow | $66,599,000 | $229,616,000 | $257,588,000 | $317,742,000 |
| Cash Flow From Continuing Financing Activities | $66,599,000 | $229,616,000 | $257,588,000 | $317,742,000 |
| Net Common Stock Issuance | $-5,931,000 | $-508,000 | $-96,000 | $-1,929,000 |
| Other | ||||
| Repayment Of Debt | $-17,000,000 | $-29,000,000 | - | $-10,000,000 |
| Interest Paid Supplemental Data | $55,613,000 | $54,167,000 | $33,507,000 | $5,953,000 |
| Income Tax Paid Supplemental Data | $16,438,000 | $13,544,000 | $18,474,000 | $10,209,000 |
| End Cash Position | $155,015,000 | $163,876,000 | $178,100,000 | $128,642,000 |
| Beginning Cash Position | $163,876,000 | $178,100,000 | $128,642,000 | $149,085,000 |
| Changes In Cash | $-8,861,000 | $-14,224,000 | $49,458,000 | $-20,443,000 |
| Proceeds From Stock Option Exercised | $109,000 | $33,000 | $437,000 | $211,000 |
| Common Stock Payments | $-5,931,000 | $-508,000 | $-96,000 | $-1,929,000 |
| Net Issuance Payments Of Debt | $-17,000,000 | $-29,000,000 | $57,000,000 | $-10,000,000 |
| Net Long Term Debt Issuance | $-17,000,000 | $-29,000,000 | $57,000,000 | $-10,000,000 |
| Long Term Debt Payments | $-17,000,000 | $-29,000,000 | - | $-10,000,000 |
| Net Investment Purchase And Sale | $-68,858,000 | $-44,253,000 | $3,385,000 | $-17,355,000 |
| Sale Of Investment | $49,658,000 | $27,729,000 | $18,612,000 | $12,768,000 |
| Purchase Of Investment | $-118,516,000 | $-71,982,000 | $-15,227,000 | $-30,123,000 |
| Net PPE Purchase And Sale | $-1,554,000 | $-1,511,000 | $-835,000 | $-364,000 |
| Purchase Of PPE | $-1,554,000 | $-1,511,000 | $-835,000 | $-364,000 |
| Change In Working Capital | $-1,227,000 | $509,000 | $-6,082,000 | $1,353,000 |
| Change In Payables And Accrued Expense | $-3,445,000 | $-143,000 | $-3,598,000 | $2,372,000 |
| Change In Payable | $-3,445,000 | $-143,000 | $-3,598,000 | $2,372,000 |
| Change In Account Payable | $-3,445,000 | $-143,000 | $-3,598,000 | $2,372,000 |
| Change In Receivables | $2,218,000 | $652,000 | $-2,484,000 | $-1,019,000 |
| Changes In Account Receivables | $2,218,000 | $652,000 | $-2,484,000 | $-1,019,000 |
| Other Non Cash Items | $2,955,000 | $1,640,000 | $8,465,000 | $22,050,000 |
| Stock Based Compensation | $1,968,000 | $2,389,000 | $1,485,000 | $1,278,000 |
| Deferred Tax | $754,000 | $-29,000 | $-202,000 | $-1,059,000 |
| Deferred Income Tax | $754,000 | $-29,000 | $-202,000 | $-1,059,000 |
| Depreciation Amortization Depletion | $1,106,000 | $877,000 | $877,000 | $915,000 |
| Depreciation And Amortization | $1,106,000 | $877,000 | $877,000 | $915,000 |
| Net Income From Continuing Operations | $40,666,000 | $35,822,000 | $40,856,000 | $24,709,000 |
| Asset Impairment Charge | - | $0 | $-304,000 | $304,000 |
| Issuance Of Debt | - | - | $57,000,000 | - |
| Long Term Debt Issuance | - | - | $57,000,000 | - |
| Gain Loss On Investment Securities | - | - | - | - |
Fetched: 2026-10-23