NWPP
New Peoples Bankshares, Inc.
Price Chart
Latest Quote
$4.28
-0.12 (-2.73%)
Current Price
| Previous Close | $4.40 |
| Open | $4.40 |
| Day High | $4.40 |
| Day Low | $4.40 |
| Volume | 1,100 |
Stock Information
| Quarterly Dividend / Yield | $0.09 / 2.10% |
| Shares Outstanding | 23.56M |
| Quarterly Dividend Yield | 2.10% |
| Quarterly Dividend | $0.09 |
| Total Debt | $21.86M |
| Cash Equivalents | $92.89M |
| Revenue | $43.70M |
| Net Income | $11.25M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $100.82M |
| P/E Ratio | 8.92 |
| EPS (TTM) | $0.48 |
| Exchange | OID |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $29.79M |
| Sales | $43.70M |
| Income | $11.25M |
| Book/sh | $3.53 |
| Cash/sh | $3.94 |
| Employees | 177 |
Financial Ratios
| EPS Growth TTM | 60.50% |
Returns & Margins
| ROA | 1.24% |
| ROE | 14.45% |
| Operating Margin | 35.46% |
| Profit Margin | 25.75% |
Ownership
| Insider Ownership | 62.83% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| P/S | 2.31 |
| P/B | 1.21 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $4.30 |
| SMA50 | $4.20 |
| SMA200 | $3.73 |
| RSI | 56.70 |
| ATR | 0.0327 |
| Shares Float | 8.52M |
| Volatility | 0.14 |
| Rel Volume | 0.71 |
Performance History
| Week | -0.47% |
| Month | +1.42% |
| Quarter | +6.73% |
| 6 Months | +24.54% |
| YTD | +22.79% |
| Year | +43.33% |
| 3 Years | +92.44% |
| 5 Years | +132.55% |
| 10 Years | +216.26% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $4.28 | 2,000 |
| 2026-06-17 | $4.40 | 1,100 |
| 2026-06-16 | $4.38 | 0 |
| 2026-06-15 | $4.38 | 23,100 |
| 2026-06-12 | $4.41 | 13,100 |
| 2026-06-11 | $4.30 | 0 |
| 2026-06-10 | $4.30 | 100 |
| 2026-06-09 | $4.34 | 0 |
| 2026-06-08 | $4.34 | 0 |
| 2026-06-05 | $4.34 | 0 |
| 2026-06-04 | $4.34 | 5,700 |
| 2026-06-03 | $4.34 | 0 |
| 2026-06-02 | $4.34 | 11,300 |
| 2026-06-01 | $4.22 | 0 |
| 2026-05-29 | $4.22 | 0 |
| 2026-05-28 | $4.22 | 0 |
| 2026-05-27 | $4.22 | 0 |
| 2026-05-26 | $4.22 | 0 |
| 2026-05-22 | $4.22 | 0 |
| 2026-05-21 | $4.22 | 0 |
| 2026-05-20 | $4.22 | 0 |
| 2026-05-19 | $4.22 | 3,200 |
About New Peoples Bankshares, Inc.
New Peoples Bankshares, Inc. operates as a financial holding company for New Peoples Bank, Inc. that provides general banking services to the individuals, small to medium-sized businesses, and professional community in the United States. It offers demand deposit, interest-bearing demand deposit, savings deposit, checking money market, health savings, and individual retirement deposit accounts, as well as certificates of deposit. It also provides short-term commercial, medium-term commercial, longer-term commercial, 1-4 family residential, personal, secured commercial, agriculture, personal, mortgage, home equity line of credit, unsecured commercial, working capital, business expansion, equipment and machinery, secured consumer, unsecured consumer, automobile, home improvement, education, and personal investment loans. It provides investment services, which include fixed income products, variable annuities, mutual funds, indexed certificates of deposit, individual retirement accounts, long term care insurance, employee group benefit plans, college savings plans, financial planning, managed money accounts, and estate planning. It offers safe deposit boxes, cashier's checks, cash management services, direct deposit of payroll and social security checks, and automatic drafts; automated teller machines (ATMs); debit and credit cards; electronic banking services, such as internet banking, telephone and mobile banking, remote deposit capture, merchant transaction processing, and wire transfer services; and operates walk-up tellers and drive-in windows. It also offers treasury management and merchant services. The company was founded in 1997 and is headquartered in Honaker, Virginia.
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Period:
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Income Statement (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $39,376,000 | $37,457,000 | $37,109,000 | $36,592,000 |
| Operating Revenue | $39,376,000 | $37,457,000 | $37,109,000 | $36,592,000 |
| Expenses | ||||
| Interest Expense | $16,112,000 | $9,116,000 | $3,105,000 | $2,701,000 |
| Selling And Marketing Expense | $240,000 | $206,000 | $162,000 | $252,000 |
| General And Administrative Expense | $14,894,000 | $14,616,000 | $13,582,000 | $12,928,000 |
| Professional Expense And Contract Services Expense | $1,048,000 | $1,354,000 | $1,078,000 | $1,191,000 |
| Other Non Interest Expense | $8,644,000 | $7,845,000 | $7,146,000 | $7,112,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $8,204,000 | $7,184,000 | $8,082,000 | $7,010,000 |
| Net Interest Income | $28,348,000 | $27,864,000 | $28,139,000 | $27,094,000 |
| Interest Income | $44,460,000 | $36,980,000 | $31,244,000 | $29,795,000 |
| Normalized Income | $8,204,000 | $7,184,000 | $8,082,000 | $7,010,000 |
| Net Income From Continuing And Discontinued Operation | $8,204,000 | $7,184,000 | $8,082,000 | $7,010,000 |
| Net Income Common Stockholders | $8,204,000 | $7,184,000 | $8,082,000 | $7,010,000 |
| Net Income | $8,204,000 | $7,184,000 | $8,082,000 | $7,010,000 |
| Net Income Including Noncontrolling Interests | $8,204,000 | $7,184,000 | $8,082,000 | $7,010,000 |
| Net Income Continuous Operations | $8,204,000 | $7,184,000 | $8,082,000 | $7,010,000 |
| Pretax Income | $10,353,000 | $9,331,000 | $10,381,000 | $8,952,000 |
| Per Share | ||||
| Diluted EPS | $0.35 | $0.30 | $0.34 | $0.29 |
| Basic EPS | $0.35 | $0.30 | $0.34 | $0.29 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $1,572,000 | $1,614,000 | $1,741,000 | $2,097,000 |
| Diluted Average Shares | $23,440,000 | $23,946,667 | $23,770,588 | $24,172,414 |
| Basic Average Shares | $23,440,000 | $23,946,667 | $23,770,588 | $24,172,414 |
| Diluted NI Availto Com Stockholders | $8,204,000 | $7,184,000 | $8,082,000 | $7,010,000 |
| Tax Provision | $2,149,000 | $2,147,000 | $2,299,000 | $1,942,000 |
| Gain On Sale Of Security | $0 | $0 | $0 | $322,000 |
| Selling General And Administration | $15,134,000 | $14,822,000 | $13,744,000 | $13,180,000 |
| Insurance And Claims | $386,000 | $360,000 | $217,000 | $266,000 |
| Salaries And Wages | $14,508,000 | $14,256,000 | $13,365,000 | $12,662,000 |
| Occupancy And Equipment | $3,572,000 | $3,456,000 | $4,135,000 | $5,785,000 |
| Other Gand A | - | - | - | $2,444,000 |
Fetched: 2026-02-02
Balance Sheet (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $70,741,000 | $64,811,000 | $57,219,000 | $63,631,000 |
| Total Assets | $854,925,000 | $826,313,000 | $775,358,000 | $794,647,000 |
| Receivables | $8,875,000 | $3,029,000 | $2,555,000 | $2,112,000 |
| Other Receivables | $5,417,000 | - | - | - |
| Accounts Receivable | $3,458,000 | $3,029,000 | $2,555,000 | $2,112,000 |
| Cash And Cash Equivalents | $67,518,000 | $64,959,000 | $60,726,000 | $60,718,000 |
| Cash Financial | $13,218,000 | $14,596,000 | $13,979,000 | $14,952,000 |
| Cash Cash Equivalents And Federal Funds Sold | $67,668,000 | $64,977,000 | $61,686,000 | $60,946,000 |
| Debt | ||||
| Total Debt | $28,399,000 | $30,038,000 | $20,221,000 | $20,558,000 |
| Long Term Debt And Capital Lease Obligation | $28,399,000 | $30,038,000 | $20,221,000 | $20,558,000 |
| Long Term Debt | $24,986,000 | $26,186,000 | $16,496,000 | $16,496,000 |
| Current Debt And Capital Lease Obligation | $0 | $0 | $0 | - |
| Current Debt | $0 | $0 | $0 | - |
| Other Current Borrowings | $0 | $0 | $0 | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $784,184,000 | $761,502,000 | $718,139,000 | $731,016,000 |
| Payables And Accrued Expenses | $1,442,000 | $1,447,000 | $526,000 | $272,000 |
| Payables | $1,442,000 | $1,447,000 | $526,000 | $272,000 |
| Accounts Payable | $1,442,000 | $1,447,000 | $526,000 | $272,000 |
| Equity | ||||
| Common Stock Equity | $70,741,000 | $64,811,000 | $57,219,000 | $63,631,000 |
| Total Equity Gross Minority Interest | $70,741,000 | $64,811,000 | $57,219,000 | $63,631,000 |
| Stockholders Equity | $70,741,000 | $64,811,000 | $57,219,000 | $63,631,000 |
| Gains Losses Not Affecting Retained Earnings | $-11,984,000 | $-11,653,000 | $-13,941,000 | $-814,000 |
| Retained Earnings | $21,001,000 | $14,458,000 | $8,917,000 | $2,031,000 |
| Other | ||||
| Ordinary Shares Number | $23,636,724 | $23,745,900 | $23,848,491 | $23,922,086 |
| Share Issued | $23,636,724 | $23,745,900 | $23,848,491 | $23,922,086 |
| Tangible Book Value | $70,741,000 | $64,811,000 | $57,219,000 | $63,631,000 |
| Invested Capital | $95,727,000 | $90,997,000 | $73,715,000 | $80,127,000 |
| Capital Lease Obligations | $3,413,000 | $3,852,000 | $3,725,000 | $4,062,000 |
| Total Capitalization | $95,727,000 | $90,997,000 | $73,715,000 | $80,127,000 |
| Additional Paid In Capital | $14,451,000 | $14,514,000 | $14,546,000 | $14,570,000 |
| Capital Stock | $47,273,000 | $47,492,000 | $47,697,000 | $47,844,000 |
| Common Stock | $47,273,000 | $47,492,000 | $47,697,000 | $47,844,000 |
| Long Term Capital Lease Obligation | $3,413,000 | $3,852,000 | $3,725,000 | $4,062,000 |
| Investments And Advances | $95,984,000 | $89,805,000 | $96,076,000 | $107,358,000 |
| Available For Sale Securities | $92,069,000 | - | - | - |
| Net PPE | $20,483,000 | $21,693,000 | $23,015,000 | $24,797,000 |
| Accumulated Depreciation | $-13,314,000 | $-15,935,000 | $-18,018,000 | $-17,080,000 |
| Gross PPE | $33,797,000 | $37,628,000 | $41,033,000 | $41,877,000 |
| Construction In Progress | $0 | $16,000 | $0 | $0 |
| Other Properties | $3,413,000 | $3,852,000 | $3,725,000 | $4,062,000 |
| Machinery Furniture Equipment | $9,279,000 | $11,225,000 | $13,965,000 | $14,139,000 |
| Buildings And Improvements | $14,664,000 | $15,329,000 | $15,972,000 | $16,252,000 |
| Land And Improvements | $6,441,000 | $7,206,000 | $7,371,000 | $7,424,000 |
| Other Short Term Investments | $3,915,000 | $89,805,000 | $96,076,000 | $107,358,000 |
| Current Accrued Expenses | - | $3,550,000 | $4,685,000 | $2,673,000 |
Fetched: 2026-02-02
Cash Flow Statement (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $6,552,000 | $5,926,000 | $13,283,000 | $9,706,000 |
| Operating Activities | ||||
| Operating Cash Flow | $8,344,000 | $7,401,000 | $13,831,000 | $13,800,000 |
| Cash Flow From Continuing Operating Activities | $8,344,000 | $7,401,000 | $13,831,000 | $13,800,000 |
| Operating Gains Losses | $-34,000 | $-50,000 | $172,000 | $672,000 |
| Investing Activities | ||||
| Capital Expenditure | $-1,792,000 | $-1,475,000 | $-548,000 | $-4,094,000 |
| Investing Cash Flow | $-26,025,000 | $-45,892,000 | $3,082,000 | $-79,705,000 |
| Cash Flow From Continuing Investing Activities | $-26,025,000 | $-45,892,000 | $3,082,000 | $-79,705,000 |
| Net Other Investing Changes | $2,197,000 | $-493,000 | $231,000 | $3,254,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-282,000 | $-237,000 | $-171,000 | $0 |
| Financing Cash Flow | $20,372,000 | $41,782,000 | $-16,173,000 | $34,501,000 |
| Cash Flow From Continuing Financing Activities | $20,372,000 | $41,782,000 | $-16,173,000 | $34,501,000 |
| Cash Dividends Paid | $-1,661,000 | $-1,431,000 | $-1,196,000 | $0 |
| Common Stock Dividend Paid | $-1,661,000 | $-1,431,000 | $-1,196,000 | $0 |
| Net Common Stock Issuance | $-282,000 | $-237,000 | $-171,000 | $0 |
| Other | ||||
| Interest Paid Supplemental Data | $16,117,000 | $8,195,000 | $2,851,000 | $2,865,000 |
| Income Tax Paid Supplemental Data | $2,200,000 | $3,705,000 | $650,000 | $0 |
| End Cash Position | $67,668,000 | $64,977,000 | $61,686,000 | $60,946,000 |
| Beginning Cash Position | $64,977,000 | $61,686,000 | $60,946,000 | $92,350,000 |
| Changes In Cash | $2,691,000 | $3,291,000 | $740,000 | $-31,404,000 |
| Common Stock Payments | $-282,000 | $-237,000 | $-171,000 | $0 |
| Net Issuance Payments Of Debt | $-11,200,000 | $19,690,000 | $0 | $-5,000,000 |
| Net Short Term Debt Issuance | $-10,000,000 | $10,000,000 | $0 | $-5,000,000 |
| Net Long Term Debt Issuance | $-1,200,000 | $9,690,000 | $0 | - |
| Net Investment Purchase And Sale | $-6,783,000 | $8,869,000 | $-5,810,000 | $-61,081,000 |
| Sale Of Investment | $16,553,000 | $9,369,000 | $13,980,000 | $24,001,000 |
| Purchase Of Investment | $-23,336,000 | $-500,000 | $-19,790,000 | $-85,082,000 |
| Net PPE Purchase And Sale | $-606,000 | $-543,000 | $-548,000 | $-2,891,000 |
| Sale Of PPE | $1,186,000 | $932,000 | $0 | $1,203,000 |
| Purchase Of PPE | $-1,792,000 | $-1,475,000 | $-548,000 | $-4,094,000 |
| Change In Working Capital | $-298,000 | $-1,964,000 | $1,905,000 | $500,000 |
| Change In Other Current Assets | $-117,000 | $-667,000 | $26,000 | $403,000 |
| Change In Payables And Accrued Expense | $248,000 | $-823,000 | $2,322,000 | $-183,000 |
| Change In Accrued Expense | $253,000 | $-1,743,000 | $2,068,000 | $-19,000 |
| Change In Payable | $-5,000 | $920,000 | $254,000 | $-164,000 |
| Change In Account Payable | $-5,000 | $920,000 | $254,000 | $-164,000 |
| Change In Receivables | $-429,000 | $-474,000 | $-443,000 | $280,000 |
| Changes In Account Receivables | $-429,000 | $-474,000 | $-443,000 | $280,000 |
| Other Non Cash Items | $-1,654,000 | $60,000 | $292,000 | $801,000 |
| Deferred Tax | $-260,000 | $-390,000 | $540,000 | $1,866,000 |
| Deferred Income Tax | $-260,000 | $-390,000 | $540,000 | $1,866,000 |
| Depreciation Amortization Depletion | $1,572,000 | $1,614,000 | $1,741,000 | $2,097,000 |
| Depreciation And Amortization | $1,572,000 | $1,614,000 | $1,741,000 | $2,097,000 |
| Depreciation | $1,572,000 | $1,614,000 | $1,741,000 | $2,097,000 |
| Gain Loss On Investment Securities | $-4,000 | $0 | $0 | $-322,000 |
| Gain Loss On Sale Of PPE | $-21,000 | $-46,000 | $201,000 | $1,098,000 |
| Net Income From Continuing Operations | $8,204,000 | $7,184,000 | $8,082,000 | $7,010,000 |
| Issuance Of Debt | - | $10,000,000 | $0 | - |
| Short Term Debt Issuance | - | $10,000,000 | $0 | - |
Fetched: 2026-02-02