NMIH

NMI Holdings, Inc.

Price Chart

No historical data available

Latest Quote

$44.81

+0.01 (+0.02%)

Current Price

Previous Close	$44.80
Open	$45.03
Day High	$45.29
Day Low	$44.62
Volume	500,197

Fetched: 2026-08-30T20:53:54

Stock Information

Shares Outstanding	75.22M
Total Debt	$426.15M
Cash Equivalents	$161.26M
Revenue	$730.78M
Net Income	$395.33M
Sector	Financial Services
Industry	Insurance - Specialty
Market Cap	$3.37B
P/E Ratio	8.82
EPS (TTM)	$5.08
Exchange	NGM

🌐 Visit Website

Recent Price History

No history data available. Data will be fetched automatically.

About NMI Holdings, Inc.

NMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States. It provides primary mortgage insurance services; and outsourced loan review services to mortgage loan originators. The company serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. NMI Holdings, Inc. was incorporated in 2011 and is headquartered in Emeryville, California.

📰 Latest News

No news articles available at the moment. Check back later for updates on NMIH.

Period:

Income Statement (Annual)

Metric	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Revenue
Total Revenue	$706,440,000	$650,971,000	$579,003,000	$524,458,000
Operating Revenue	$706,440,000	$650,971,000	$579,003,000	$524,458,000
Expenses
Interest Expense	$28,478,000	$36,896,000	$32,212,000	$32,163,000
Total Expenses	$206,636,000	$187,560,000	$166,300,000	$147,153,000
Other Income Expense	$859,000	$944,000	$756,000	$1,192,000
Net Non Operating Interest Income Expense	$-28,478,000	$-36,896,000	$-32,212,000	$-32,163,000
Interest Expense Non Operating	$28,478,000	$36,896,000	$32,212,000	$32,163,000
Loss Adjustment Expense	$57,649,000	$31,544,000	$22,618,000	$-3,594,000
Income & Earnings
Net Income From Continuing Operation Net Minority Interest	$388,926,000	$360,106,000	$322,110,000	$292,902,000
Net Interest Income	$-28,478,000	$-36,896,000	$-32,212,000	$-32,163,000
Interest Income	$3,900,000	$5,000,000	$2,300,000	$400,000
Normalized Income	$388,926,000	$360,106,000	$322,110,000	$292,902,000
Net Income From Continuing And Discontinued Operation	$388,926,000	$360,106,000	$322,110,000	$292,902,000
Net Income Common Stockholders	$388,926,000	$360,106,000	$322,110,000	$292,902,000
Net Income	$388,926,000	$360,106,000	$322,110,000	$292,902,000
Net Income Including Noncontrolling Interests	$388,926,000	$360,106,000	$322,110,000	$292,902,000
Net Income Continuous Operations	$388,926,000	$360,106,000	$322,110,000	$292,902,000
Pretax Income	$499,804,000	$463,411,000	$412,703,000	$377,305,000
Average Dilution Earnings	-	$0	$0	$-1,113,000
Per Share
Diluted EPS	$4.92	$4.43	$3.84	$3.39
Basic EPS	$5.01	$4.51	$3.91	$3.45
Other
Tax Effect Of Unusual Items	$0	$0	$0	$0
Tax Rate For Calcs	$0	$0	$0	$0
Reconciled Depreciation	$11,260,000	$11,936,000	$11,541,000	$11,870,000
EBIT	$528,282,000	$500,307,000	$444,915,000	$409,468,000
Diluted Average Shares	$79,038,000	$81,273,000	$83,854,000	$85,999,000
Basic Average Shares	$77,626,000	$79,844,000	$82,407,000	$84,921,000
Diluted NI Availto Com Stockholders	$388,926,000	$360,106,000	$322,110,000	$291,789,000
Tax Provision	$110,878,000	$103,305,000	$90,593,000	$84,403,000
Net Policyholder Benefits And Claims	$57,649,000	$31,544,000	$22,618,000	$-3,594,000

Fetched: 2026-08-28

Balance Sheet (Annual)

Metric	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Assets
Net Tangible Assets	$2,588,352,000	$2,213,798,000	$1,922,370,000	$1,610,093,000
Total Assets	$3,841,098,000	$3,349,973,000	$2,940,507,000	$2,516,030,000
Goodwill And Other Intangible Assets	$3,634,000	$3,634,000	$3,634,000	$3,634,000
Other Intangible Assets	$390,000	$390,000	$390,000	$390,000
Prepaid Assets	$400,258,000	$322,175,000	$235,286,000	$154,409,000
Receivables	$124,836,000	$115,064,000	$103,970,000	$91,267,000
Accounts Receivable	$124,836,000	$115,064,000	$103,970,000	$91,267,000
Cash Cash Equivalents And Short Term Investments	$448,365,000	$356,330,000	$333,291,000	$381,236,000
Cash And Cash Equivalents	$43,937,000	$54,218,000	$95,351,000	$42,250,000
Debt
Net Debt	$373,094,000	$360,928,000	$302,244,000	$353,801,000
Total Debt	$417,031,000	$415,146,000	$397,595,000	$396,051,000
Long Term Debt And Capital Lease Obligation	$417,031,000	$415,146,000	$397,595,000	$396,051,000
Long Term Debt	$417,031,000	$415,146,000	$397,595,000	$396,051,000
Liabilities
Total Liabilities Net Minority Interest	$1,249,112,000	$1,132,541,000	$1,014,503,000	$902,303,000
Non Current Deferred Liabilities	$478,890,000	$386,192,000	$301,573,000	$193,859,000
Non Current Deferred Taxes Liabilities	$478,890,000	$386,192,000	$301,573,000	$193,859,000
Payables And Accrued Expenses	$101,595,000	$103,164,000	$86,189,000	$74,576,000
Derivative Product Liabilities	-	-	-	$0
Equity
Common Stock Equity	$2,591,986,000	$2,217,432,000	$1,926,004,000	$1,613,727,000
Total Equity Gross Minority Interest	$2,591,986,000	$2,217,432,000	$1,926,004,000	$1,613,727,000
Stockholders Equity	$2,591,986,000	$2,217,432,000	$1,926,004,000	$1,613,727,000
Gains Losses Not Affecting Retained Earnings	$-46,083,000	$-124,804,000	$-139,917,000	$-204,323,000
Other Equity Adjustments	$-46,083,000	$-124,804,000	$-139,917,000	$-204,323,000
Retained Earnings	$1,972,185,000	$1,583,259,000	$1,223,153,000	$901,043,000
Other
Treasury Shares Number	$12,086,223	$9,301,900	$6,452,858	$2,922,863
Ordinary Shares Number	$76,285,242	$78,600,726	$80,881,280	$83,549,879
Share Issued	$88,371,465	$87,902,626	$87,334,138	$86,472,742
Tangible Book Value	$2,588,352,000	$2,213,798,000	$1,922,370,000	$1,610,093,000
Invested Capital	$3,009,017,000	$2,632,578,000	$2,323,599,000	$2,009,778,000
Total Capitalization	$3,009,017,000	$2,632,578,000	$2,323,599,000	$2,009,778,000
Treasury Stock	$351,772,000	$246,594,000	$148,921,000	$56,575,000
Additional Paid In Capital	$1,016,772,000	$1,004,692,000	$990,816,000	$972,717,000
Capital Stock	$884,000	$879,000	$873,000	$865,000
Common Stock	$884,000	$879,000	$873,000	$865,000
Investments And Advances	$3,137,023,000	$2,723,541,000	$2,371,021,000	$2,099,389,000
Goodwill	$3,244,000	$3,244,000	$3,244,000	$3,244,000
Net PPE	$21,727,000	$25,681,000	$30,252,000	$31,930,000
Other Short Term Investments	$404,428,000	$302,112,000	$237,940,000	$338,986,000

Fetched: 2026-08-28

Cash Flow Statement (Annual)

Metric	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Free Cash Flow
Free Cash Flow	$412,518,000	$386,699,000	$333,311,000	$302,822,000
Operating Activities
Operating Cash Flow	$419,299,000	$393,604,000	$342,683,000	$313,394,000
Cash Flow From Continuing Operating Activities	$419,299,000	$393,604,000	$342,683,000	$313,394,000
Operating Gains Losses	$-432,000	$-23,000	$33,000	$-481,000
Investing Activities
Capital Expenditure	$-6,781,000	$-6,905,000	$-9,372,000	$-10,572,000
Investing Cash Flow	$-316,466,000	$-339,286,000	$-200,000,000	$-289,786,000
Cash Flow From Continuing Investing Activities	$-316,466,000	$-339,286,000	$-200,000,000	$-289,786,000
Financing Activities
Repurchase Of Capital Stock	$-105,099,000	$-97,610,000	$-91,613,000	$-56,575,000
Financing Cash Flow	$-113,204,000	$-96,699,000	$-90,420,000	$-55,828,000
Cash Flow From Continuing Financing Activities	$-113,204,000	$-96,699,000	$-90,420,000	$-55,828,000
Net Other Financing Charges	$-10,980,000	$-18,004,000	$-9,356,000	$-5,213,000
Net Common Stock Issuance	$-105,099,000	$-97,610,000	$-91,613,000	$-56,575,000
Issuance Of Capital Stock	-	-	-	$0
Common Stock Issuance	-	-	-	$0
Other
Repayment Of Debt	$0	$-405,080,000	$0	$0
Issuance Of Debt	$0	$419,705,000	$0	$0
Interest Paid Supplemental Data	$31,450,000	$14,013,000	$29,500,000	$29,500,000
Income Tax Paid Supplemental Data	$42,362,000	$20,027,000	$20,000	-
End Cash Position	$43,937,000	$54,308,000	$96,689,000	$44,426,000
Beginning Cash Position	$54,308,000	$96,689,000	$44,426,000	$76,646,000
Changes In Cash	$-10,371,000	$-42,381,000	$52,263,000	$-32,220,000
Proceeds From Stock Option Exercised	$2,875,000	$4,290,000	$10,549,000	$5,960,000
Common Stock Payments	$-105,099,000	$-97,610,000	$-91,613,000	$-56,575,000
Net Issuance Payments Of Debt	$0	$14,625,000	$0	$0
Long Term Debt Payments	$0	$-405,080,000	$0	$0
Long Term Debt Issuance	$0	$419,705,000	$0	$0
Net Investment Purchase And Sale	$-309,685,000	$-332,381,000	$-190,628,000	$-279,214,000
Sale Of Investment	$589,359,000	$319,313,000	$464,158,000	$268,298,000
Purchase Of Investment	$-899,044,000	$-651,694,000	$-654,786,000	$-547,512,000
Net Intangibles Purchase And Sale	$-6,781,000	$-6,905,000	$-9,372,000	$-10,572,000
Purchase Of Intangibles	$-6,781,000	$-6,905,000	$-9,372,000	$-10,572,000
Change In Working Capital	$-70,743,000	$-87,026,000	$-100,950,000	$-97,169,000
Change In Other Working Capital	$-131,000	$-658,000	$-859,000	$-1,904,000
Change In Other Current Assets	$-1,475,000	$-1,833,000	$-316,000	$236,000
Change In Payables And Accrued Expense	$-2,172,000	$16,452,000	$10,389,000	$1,394,000
Change In Prepaid Assets	$-78,083,000	$-86,889,000	$-80,877,000	$-65,165,000
Change In Receivables	$-9,771,000	$-11,094,000	$-12,703,000	$-10,589,000
Changes In Account Receivables	$-9,771,000	$-11,094,000	$-12,703,000	$-10,589,000
Stock Based Compensation	$20,190,000	$19,811,000	$16,914,000	$15,425,000
Amortization Of Securities	$-4,089,000	$-1,078,000	$481,000	$5,721,000
Deferred Tax	$71,772,000	$80,698,000	$90,593,000	$84,393,000
Deferred Income Tax	$71,772,000	$80,698,000	$90,593,000	$84,393,000
Depreciation And Amortization	$11,260,000	$11,936,000	$11,541,000	$11,870,000
Gain Loss On Investment Securities	$-432,000	$-23,000	$33,000	$-481,000
Net Income From Continuing Operations	$388,926,000	$360,106,000	$322,110,000	$292,902,000
Net Long Term Debt Issuance	-	$14,625,000	-	-
Other Non Cash Items	-	$6,966,000	-	-
Net PPE Purchase And Sale	-	-	-	-

Fetched: 2026-08-28