NECB
Northeast Community Bancorp, Inc.
Price Chart
Latest Quote
$24.44
Current Price| Previous Close | $23.60 |
| Open | $23.65 |
| Day High | $24.61 |
| Day Low | $23.51 |
| Volume | 73,056 |
Stock Information
| Quarterly Dividend / Yield | $0.80 / 3.39% |
| Shares Outstanding | 13.44M |
| Total Debt | $75.23M |
| Cash Equivalents | $81.28M |
| Revenue | $104.93M |
| Net Income | $44.41M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $329.54M |
| P/E Ratio | 7.61 |
| EPS (TTM) | $3.21 |
| Exchange | NCM |
đ Custom Metrics & Score
Score: 30/42| Debt to Equity | 0.01 |
| Debt to Earnings | 0.07 |
| Avg Revenue Growth | 31.20% |
| Profit Margin | 45.87% |
| Return on Equity | 14.79% |
| Avg FCF Growth | 54.72% |
| FCF Yield | 14.62% |
Score Explanation: The perfect score is 42/42 based on debt levels, profitability, growth rates, and cash flow metrics. FCF Yield is weighted most heavily as it shows what return the business currently generates.
Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-02-02 | $24.44 | 73,056 |
| 2026-01-30 | $23.60 | 56,800 |
| 2026-01-29 | $23.45 | 80,600 |
| 2026-01-28 | $22.82 | 52,000 |
| 2026-01-27 | $23.15 | 19,600 |
| 2026-01-26 | $23.03 | 44,600 |
| 2026-01-23 | $23.14 | 34,100 |
| 2026-01-22 | $23.70 | 44,800 |
| 2026-01-21 | $23.80 | 58,400 |
| 2026-01-20 | $23.06 | 69,400 |
| 2026-01-16 | $22.99 | 64,700 |
| 2026-01-15 | $23.38 | 39,400 |
| 2026-01-14 | $23.01 | 76,800 |
| 2026-01-13 | $22.83 | 42,200 |
| 2026-01-12 | $22.84 | 67,100 |
| 2026-01-09 | $22.85 | 47,800 |
| 2026-01-08 | $22.88 | 56,300 |
| 2026-01-07 | $22.23 | 71,300 |
| 2026-01-06 | $22.43 | 98,600 |
| 2026-01-05 | $22.77 | 53,000 |
About Northeast Community Bancorp, Inc.
Northeast Community Bancorp, Inc. operates as the holding company for NorthEast Community Bank that provides financial services for individuals and businesses. It accepts various deposits, including checking accounts, money market accounts, regular savings accounts, and non-interest bearing demand accounts, as well as certificates of deposits. The company also offers construction, commercial and industrial, multifamily and mixed-use real estate, non-residential real estate loans, and consumer loans. In addition, it invests in various types of liquid assets, including U.S. Treasury obligations, municipal securities, deposits at the Federal Home Loan Bank of New York, and certificates of deposit of federally insured institutions, as well as securities of various federal agencies, and state and municipal governments. Further, the company offers life insurance products and fixed rate annuities. It operates full service branches located in Bronx, New York, Orange, Rockland, and Sullivan Counties in New York, Essex, Middlesex, and Norfolk Counties in Massachusetts; and loan production offices located in White Plains, New York, and New City counties in New York, Danvers, and Massachusetts. Northeast Community Bancorp, Inc. was founded in 1934 and is headquartered in White Plains, New York.
đ° Latest News
3 Reliable Dividend Stocks Offering Up To 7.7% Yield
Simply Wall St. âĸ 2026-01-29T17:32:39Z
Three Top Dividend Stocks To Consider For Your Portfolio
Simply Wall St. âĸ 2026-01-29T11:31:46Z
Northeast Community Bancorp (NECB) Q4 Earnings and Revenues Lag Estimates
Zacks âĸ 2026-01-28T23:25:02Z
Northeast Community Bancorp: Q4 Earnings Snapshot
Associated Press Finance âĸ 2026-01-28T22:33:49ZTop Dividend Stocks To Consider In January 2026
Simply Wall St. âĸ 2026-01-28T17:32:15Z
Dividend Stocks To Consider In January 2026
Simply Wall St. âĸ 2026-01-28T11:31:51Z
CNB Financial (CCNE) Surpasses Q4 Earnings and Revenue Estimates
Zacks âĸ 2026-01-27T22:35:02Z
Top Three Dividend Stocks To Consider In Your Portfolio
Simply Wall St. âĸ 2026-01-26T17:32:04Z
HBT Financial (HBT) Matches Q4 Earnings Estimates
Zacks âĸ 2026-01-26T14:20:07Z
Top Dividend Stocks To Watch In January 2026
Simply Wall St. âĸ 2026-01-26T11:32:08Z
Income Statement (Annual)
Revenue
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Total Revenue | $102,624,000 | $98,407,000 | $65,460,000 | $45,650,000 |
| Operating Revenue | $102,624,000 | $98,407,000 | $65,460,000 | $45,650,000 |
Expenses
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Interest Expense | $57,221,000 | $35,297,000 | $8,127,000 | $5,101,000 |
| Selling And Marketing Expense | $418,000 | $521,000 | $299,000 | $139,000 |
| General And Administrative Expense | $22,865,000 | $20,408,000 | $16,948,000 | $17,762,000 |
| Professional Expense And Contract Services Expense | $1,668,000 | $1,894,000 | $2,281,000 | $1,772,000 |
| Other Non Interest Expense | $7,464,000 | $6,065,000 | $7,176,000 | $3,692,000 |
Income & Earnings
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Income From Continuing Operation Net Minority Interest | $47,074,000 | $46,276,000 | $24,843,000 | $11,905,000 |
| Net Interest Income | $102,792,000 | $97,191,000 | $63,875,000 | $43,303,000 |
| Interest Income | $160,013,000 | $132,488,000 | $72,002,000 | $48,404,000 |
| Normalized Income | $47,058,248 | $46,387,540 | $25,097,866 | $11,899,652 |
| Net Income From Continuing And Discontinued Operation | $47,074,000 | $46,276,000 | $24,843,000 | $11,905,000 |
| Net Income Common Stockholders | $47,074,000 | $46,276,000 | $24,843,000 | $11,905,000 |
| Net Income | $47,074,000 | $46,276,000 | $24,843,000 | $11,905,000 |
| Net Income Including Noncontrolling Interests | $47,074,000 | $46,276,000 | $24,843,000 | $11,905,000 |
| Net Income Continuous Operations | $47,074,000 | $46,276,000 | $24,843,000 | $11,905,000 |
| Pretax Income | $65,773,000 | $64,741,000 | $34,429,000 | $15,574,000 |
| Special Income Charges | $22,000 | $-156,000 | $-353,000 | $7,000 |
Per Share Metrics
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Diluted EPS | $3.58 | $3.32 | $1.58 | $0.75 |
| Basic EPS | $3.64 | $3.32 | $1.61 | $0.75 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Tax Effect Of Unusual Items | $6,248 | $-44,460 | $-98,134 | $1,652 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $22,000 | $-156,000 | $-353,000 | $7,000 |
| Total Unusual Items Excluding Goodwill | $22,000 | $-156,000 | $-353,000 | $7,000 |
| Reconciled Depreciation | $1,186,000 | $1,219,000 | $1,246,000 | $1,117,000 |
| Diluted Average Shares | $13,359,000 | $13,936,000 | $15,726,000 | $15,854,000 |
| Basic Average Shares | $13,136,000 | $13,930,000 | $15,433,000 | $15,854,000 |
| Diluted NI Availto Com Stockholders | $47,074,000 | $46,276,000 | $24,843,000 | $11,905,000 |
| Tax Provision | $18,699,000 | $18,465,000 | $9,586,000 | $3,669,000 |
| Gain On Sale Of Business | $0 | $-138,000 | $0 | - |
| Other Special Charges | $-22,000 | $18,000 | $-98,000 | $-7,000 |
| Gain On Sale Of Security | $-109,000 | $294,000 | $-1,573,000 | $-389,000 |
| Selling General And Administration | $23,283,000 | $20,929,000 | $17,247,000 | $17,901,000 |
| Other Gand A | $56,000 | $30,000 | $93,000 | $1,651,000 |
| Insurance And Claims | $412,000 | $395,000 | $372,000 | $303,000 |
| Salaries And Wages | $22,397,000 | $19,983,000 | $16,483,000 | $15,808,000 |
| Occupancy And Equipment | $3,718,000 | $3,650,000 | $3,535,000 | $3,108,000 |
| Impairment Of Capital Assets | - | $0 | $451,000 | $0 |
Balance Sheet (Annual)
Assets
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Tangible Assets | $318,341,000 | $279,325,000 | $261,789,000 | $250,731,000 |
| Total Assets | $2,009,581,000 | $1,764,135,000 | $1,424,963,000 | $1,225,070,000 |
| Receivables | $13,481,000 | $12,311,000 | $8,597,000 | $4,283,000 |
| Accounts Receivable | $13,481,000 | $12,311,000 | $8,597,000 | $4,283,000 |
| Cash And Cash Equivalents | $78,359,000 | $68,771,000 | $95,408,000 | $152,369,000 |
| Cash Financial | $13,700,000 | $13,394,000 | $13,210,000 | $8,344,000 |
| Cash Cash Equivalents And Federal Funds Sold | $78,756,000 | $69,700,000 | $96,646,000 | $153,938,000 |
| Goodwill And Other Intangible Assets | - | $0 | $200,000 | $651,000 |
| Gross Accounts Receivable | - | - | $8,597,000 | $4,283,000 |
Debt
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Total Debt | $4,717,000 | $69,196,000 | $23,896,000 | $31,100,000 |
| Long Term Debt And Capital Lease Obligation | $4,717,000 | $69,196,000 | $23,896,000 | $31,100,000 |
| Long Term Debt | - | $64,000,000 | $21,000,000 | $28,000,000 |
Liabilities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Total Liabilities Net Minority Interest | $1,691,240,000 | $1,484,810,000 | $1,162,974,000 | $973,688,000 |
| Payables And Accrued Expenses | $14,530,000 | $13,558,000 | $14,754,000 | $13,540,000 |
Equity
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Common Stock Equity | $318,341,000 | $279,325,000 | $261,989,000 | $251,382,000 |
| Total Equity Gross Minority Interest | $318,341,000 | $279,325,000 | $261,989,000 | $251,382,000 |
| Stockholders Equity | $318,341,000 | $279,325,000 | $261,989,000 | $251,382,000 |
| Other Equity Interest | $-6,088,000 | $-6,563,000 | $-7,432,000 | $-8,301,000 |
| Gains Losses Not Affecting Retained Earnings | $224,000 | $317,000 | $156,000 | $-139,000 |
| Other Equity Adjustments | $224,000 | $317,000 | $156,000 | $-139,000 |
| Retained Earnings | $213,974,000 | $175,505,000 | $132,670,000 | $114,323,000 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Treasury Shares Number | $1,311,765 | $1,333,797 | - | $0 |
| Ordinary Shares Number | $12,704,489 | $12,811,059 | $16,049,454 | $16,377,936 |
| Share Issued | $14,016,254 | $14,144,856 | $16,049,454 | $16,377,936 |
| Tangible Book Value | $318,341,000 | $279,325,000 | $261,789,000 | $250,731,000 |
| Capital Lease Obligations | $4,717,000 | $5,196,000 | $2,896,000 | $3,100,000 |
| Additional Paid In Capital | $110,091,000 | $109,924,000 | $136,434,000 | $145,335,000 |
| Capital Stock | $140,000 | $142,000 | $161,000 | $164,000 |
| Common Stock | $140,000 | $142,000 | $161,000 | $164,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Long Term Capital Lease Obligation | $4,717,000 | $5,196,000 | $2,896,000 | $3,100,000 |
| Investments And Advances | $36,610,000 | $33,962,000 | $44,437,000 | $37,824,000 |
| Held To Maturity Securities | $14,616,000 | $15,860,000 | $26,395,000 | $17,880,000 |
| Available For Sale Securities | $21,994,000 | $18,102,000 | $18,041,000 | $19,943,000 |
| Net PPE | $29,153,000 | $30,369,000 | $28,730,000 | $26,830,000 |
| Accumulated Depreciation | $-15,052,000 | $-13,968,000 | $-12,857,000 | $-11,837,000 |
| Gross PPE | $44,205,000 | $44,337,000 | $41,587,000 | $38,667,000 |
| Leases | $1,805,000 | $1,805,000 | $1,741,000 | $1,741,000 |
| Other Properties | $4,348,000 | $4,917,000 | $2,667,000 | $2,923,000 |
| Machinery Furniture Equipment | $8,279,000 | $8,051,000 | $7,880,000 | $7,785,000 |
| Buildings And Improvements | $23,121,000 | $22,912,000 | $22,647,000 | $19,786,000 |
| Land And Improvements | $6,652,000 | $6,652,000 | $6,652,000 | $6,432,000 |
| Invested Capital | - | $343,325,000 | $282,989,000 | $279,382,000 |
| Total Capitalization | - | $343,325,000 | $282,989,000 | $279,382,000 |
| Goodwill | - | $0 | $200,000 | $651,000 |
| Other Short Term Investments | - | $0 | $1,000 | $1,000 |
| Treasury Stock | - | - | $0 | $0 |
| Properties | - | - | - | $1,481,000 |
Cash Flow Statement (Annual)
Free Cash Flow
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Free Cash Flow | $48,169,000 | $42,209,000 | $24,235,000 | $15,105,000 |
Operating Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Operating Cash Flow | $48,686,000 | $42,835,000 | $27,539,000 | $21,556,000 |
| Cash Flow From Continuing Operating Activities | $48,686,000 | $42,835,000 | $27,539,000 | $21,556,000 |
| Operating Gains Losses | $87,000 | $-138,000 | $1,475,000 | $-7,000 |
Investing Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Capital Expenditure | $-517,000 | $-626,000 | $-3,304,000 | $-6,451,000 |
| Investing Cash Flow | $-233,988,000 | $-357,842,000 | $-256,590,000 | $-178,863,000 |
| Cash Flow From Continuing Investing Activities | $-233,988,000 | $-357,842,000 | $-256,590,000 | $-178,863,000 |
| Net Other Investing Changes | $630,000 | $2,142,000 | $331,000 | $26,000 |
Financing Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Repurchase Of Capital Stock | $-3,200,000 | $-28,710,000 | $-9,318,000 | $0 |
| Financing Cash Flow | $194,890,000 | $288,370,000 | $172,090,000 | $240,385,000 |
| Cash Flow From Continuing Financing Activities | $194,890,000 | $288,370,000 | $172,090,000 | $240,385,000 |
| Net Other Financing Charges | $-402,000 | $-349,000 | $485,000 | $-374,000 |
| Cash Dividends Paid | $-7,861,000 | $-3,652,000 | $-6,868,000 | $-2,261,000 |
| Common Stock Dividend Paid | $-7,861,000 | $-3,652,000 | $-6,868,000 | $-2,261,000 |
| Net Common Stock Issuance | $-3,200,000 | $-28,710,000 | $-9,318,000 | $95,390,000 |
| Issuance Of Capital Stock | - | - | $0 | $95,390,000 |
| Common Stock Issuance | - | - | $0 | $95,390,000 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Repayment Of Debt | $-64,000,000 | $-7,000,000 | $-7,000,000 | $-7,828,000 |
| Issuance Of Debt | $0 | $50,000,000 | $0 | $0 |
| Interest Paid Supplemental Data | $56,579,000 | $34,853,000 | $8,012,000 | $4,982,000 |
| Income Tax Paid Supplemental Data | $22,109,000 | $20,721,000 | $9,195,000 | $3,569,000 |
| End Cash Position | $78,259,000 | $68,671,000 | $95,308,000 | $152,269,000 |
| Beginning Cash Position | $68,671,000 | $95,308,000 | $152,269,000 | $69,191,000 |
| Changes In Cash | $9,588,000 | $-26,637,000 | $-56,961,000 | $83,078,000 |
| Proceeds From Stock Option Exercised | $14,000 | $0 | - | - |
| Common Stock Payments | $-3,200,000 | $-28,710,000 | $-9,318,000 | $0 |
| Net Issuance Payments Of Debt | $-64,000,000 | $43,000,000 | $-7,000,000 | $-7,828,000 |
| Net Long Term Debt Issuance | $-64,000,000 | $43,000,000 | $-7,000,000 | $-7,828,000 |
| Long Term Debt Payments | $-64,000,000 | $-7,000,000 | $-7,000,000 | $-7,828,000 |
| Long Term Debt Issuance | $0 | $50,000,000 | $0 | $0 |
| Net Investment Purchase And Sale | $-2,849,000 | $10,372,000 | $-8,543,000 | $-20,495,000 |
| Sale Of Investment | $1,249,000 | $11,184,000 | $1,495,000 | $4,809,000 |
| Purchase Of Investment | $-4,098,000 | $-812,000 | $-10,038,000 | $-25,304,000 |
| Net PPE Purchase And Sale | $-517,000 | $-626,000 | $-3,304,000 | $-6,342,000 |
| Purchase Of PPE | $-517,000 | $-626,000 | $-3,304,000 | $-6,451,000 |
| Change In Working Capital | $-3,650,000 | $-7,399,000 | $-1,362,000 | $4,013,000 |
| Change In Other Current Assets | $-2,469,000 | $149,000 | $1,269,000 | $830,000 |
| Change In Payables And Accrued Expense | $-11,000 | $-3,834,000 | $1,683,000 | $3,628,000 |
| Change In Payable | $-11,000 | $-3,834,000 | $1,683,000 | - |
| Change In Account Payable | $-11,000 | $-3,834,000 | $1,683,000 | - |
| Change In Receivables | $-1,170,000 | $-3,714,000 | $-4,314,000 | $-445,000 |
| Changes In Account Receivables | $-1,170,000 | $-3,714,000 | $-4,314,000 | $-445,000 |
| Other Non Cash Items | $-656,000 | $-1,013,000 | $-604,000 | $-600,000 |
| Stock Based Compensation | $3,826,000 | $3,050,000 | $1,283,000 | $931,000 |
| Asset Impairment Charge | $689,000 | $0 | $991,000 | $0 |
| Amortization Of Securities | $6,000 | $20,000 | $27,000 | $-2,000 |
| Deferred Tax | $-467,000 | $-367,000 | $-1,308,000 | $118,000 |
| Deferred Income Tax | $-467,000 | $-367,000 | $-1,308,000 | $118,000 |
| Depreciation Amortization Depletion | $1,186,000 | $1,219,000 | $1,246,000 | $1,117,000 |
| Depreciation And Amortization | $1,186,000 | $1,219,000 | $1,246,000 | $1,117,000 |
| Depreciation | $1,186,000 | $1,219,000 | $1,246,000 | $1,117,000 |
| Gain Loss On Investment Securities | $109,000 | $-294,000 | $1,573,000 | - |
| Gain Loss On Sale Of PPE | $-22,000 | $18,000 | $-98,000 | $-7,000 |
| Gain Loss On Sale Of Business | $0 | $138,000 | $0 | - |
| Net Income From Continuing Operations | $47,074,000 | $46,276,000 | $24,843,000 | $11,905,000 |
| Sale Of PPE | - | - | $0 | $109,000 |
| Unrealized Gain Loss On Investment Securities | - | - | $1,573,000 | $389,000 |