NARA
Narragansett Bancorp, Inc.
Price Chart
Latest Quote
$10.91
+0.11 (+1.02%)
Current Price
| Previous Close | $10.80 |
| Open | $10.75 |
| Day High | $10.95 |
| Day Low | $10.70 |
| Volume | 377,077 |
Stock Information
| Shares Outstanding | 7.91M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $86.32M |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
Financial Ratios
Returns & Margins
Ownership
| Insider & Institutional transactions data not available |
Valuation Ratios
Analyst Data
| Recommendation | none |
Technical Indicators
Performance History
| YTD | +1.02% |
| 10 Years | +1.02% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-11-03 | $10.91 | 377,100 |
| 2026-11-02 | $10.80 | 950,100 |
About Narragansett Bancorp, Inc.
Narragansett Bancorp, Inc. operates as a bank holding company that provides various banking and financial services to individuals and businesses in the United States. The company offers personal checking services, such as Active, Direct, Free, Preferred, Senior/Minor, Compare checking accounts, and Honor Checking and Veteran Banking services; savings services, including statement savings, savings club, certificates of deposit, money market accounts, and investing; lending services, including personal loans, mortgage loans, manufactured and mobile homes, home equity lines of credit, home equity loans, home improvement loans, HEAT loans, auto loans, and online loan payments; and online banking services, such as mobile banking, eStatements, purchase rewards, money management, and easy money transfers. It also offers ATM/debit cards, bounce protection, credit cards, interactive teller machines, safe deposit boxes, foreign currency exchange, and insurance services. Additionally, it offers business checking services, such as Free Business Checking, Business Analysis Checking, Right Fit Checking, Municipal/Non-Profit Checking, and Compare checking accounts; business savings plans, including statement savings, business money market access, certificates of deposit, retirement plans, business IRAs, and Plimoth Investment; and lending services, such as commercial lending, Providence Lending Office, business lines and loans, small business lending, business development partnerships, Invest MA, and online loan payments. The company was incorporated in 2026 and is based in Swansea, Massachusetts.
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Revenue | ||
| Total Revenue | $126,426,000 | $112,894,000 |
| Operating Revenue | $126,426,000 | $112,894,000 |
| Expenses | ||
| Interest Expense | $67,186,000 | $76,400,000 |
| Selling And Marketing Expense | $2,127,000 | $1,931,000 |
| General And Administrative Expense | $89,099,000 | $74,217,000 |
| Professional Expense And Contract Services Expense | $2,699,000 | $3,319,000 |
| Other Non Interest Expense | $4,605,000 | $4,418,000 |
| Income & Earnings | ||
| Net Income From Continuing Operation Net Minority Interest | $5,999,000 | $5,309,000 |
| Net Interest Income | $75,239,000 | $64,335,000 |
| Interest Income | $142,425,000 | $140,735,000 |
| Normalized Income | $5,999,000 | $5,309,000 |
| Net Income From Continuing And Discontinued Operation | $5,999,000 | $5,309,000 |
| Net Income Common Stockholders | $5,999,000 | $5,309,000 |
| Net Income | $5,999,000 | $5,309,000 |
| Net Income Including Noncontrolling Interests | $5,999,000 | $5,309,000 |
| Net Income Continuous Operations | $5,999,000 | $5,309,000 |
| Pretax Income | $5,168,000 | $6,458,000 |
| Depreciation Amortization Depletion Income Statement | $1,021,000 | $889,000 |
| Depreciation And Amortization In Income Statement | $1,021,000 | $889,000 |
| Amortization Of Intangibles Income Statement | $1,021,000 | $889,000 |
| Per Share | ||
| Diluted EPS | $0.76 | $0.67 |
| Basic EPS | $0.76 | $0.67 |
| Other | ||
| Tax Effect Of Unusual Items | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 |
| Reconciled Depreciation | $9,311,000 | $8,354,000 |
| Diluted Average Shares | $7,912,000 | $7,912,000 |
| Basic Average Shares | $7,912,000 | $7,912,000 |
| Diluted NI Availto Com Stockholders | $5,999,000 | $5,309,000 |
| Tax Provision | $-831,000 | $1,149,000 |
| Gain On Sale Of Security | $103,000 | $580,000 |
| Amortization | $1,021,000 | $889,000 |
| Selling General And Administration | $91,226,000 | $76,148,000 |
| Other Gand A | $9,356,000 | $7,110,000 |
| Insurance And Claims | $2,721,000 | $2,534,000 |
| Salaries And Wages | $77,022,000 | $64,573,000 |
| Occupancy And Equipment | $14,347,000 | $14,142,000 |
Fetched: 2026-11-03
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Assets | ||
| Net Tangible Assets | $144,669,000 | $128,744,000 |
| Total Assets | $2,858,576,000 | $2,934,403,000 |
| Goodwill And Other Intangible Assets | $42,177,000 | $41,867,000 |
| Other Intangible Assets | $18,052,000 | $15,309,000 |
| Receivables | $10,034,000 | $10,165,000 |
| Accounts Receivable | $10,034,000 | $10,165,000 |
| Cash And Cash Equivalents | $38,519,000 | $75,957,000 |
| Cash Cash Equivalents And Federal Funds Sold | $38,519,000 | $75,957,000 |
| Debt | ||
| Net Debt | $154,122,000 | $303,844,000 |
| Total Debt | $202,898,000 | $391,012,000 |
| Long Term Debt And Capital Lease Obligation | $105,365,000 | $126,012,000 |
| Long Term Debt | $95,108,000 | $114,801,000 |
| Current Debt And Capital Lease Obligation | $97,533,000 | $265,000,000 |
| Current Debt | $97,533,000 | $265,000,000 |
| Other Current Borrowings | $97,533,000 | $265,000,000 |
| Liabilities | ||
| Total Liabilities Net Minority Interest | $2,671,730,000 | $2,763,792,000 |
| Equity | ||
| Common Stock Equity | $186,846,000 | $170,611,000 |
| Total Equity Gross Minority Interest | $186,846,000 | $170,611,000 |
| Stockholders Equity | $186,846,000 | $170,611,000 |
| Gains Losses Not Affecting Retained Earnings | $-2,549,000 | $-12,785,000 |
| Other Equity Adjustments | $-2,549,000 | $-12,785,000 |
| Retained Earnings | $189,395,000 | $183,396,000 |
| Long Term Equity Investment | $14,196,000 | $13,637,000 |
| Other | ||
| Ordinary Shares Number | $0 | $0 |
| Tangible Book Value | $144,669,000 | $128,744,000 |
| Invested Capital | $379,487,000 | $550,412,000 |
| Capital Lease Obligations | $10,257,000 | $11,211,000 |
| Total Capitalization | $281,954,000 | $285,412,000 |
| Long Term Capital Lease Obligation | $10,257,000 | $11,211,000 |
| Investments And Advances | $358,676,000 | $303,049,000 |
| Available For Sale Securities | $268,908,000 | $2,039,000 |
| Goodwill | $24,125,000 | $26,558,000 |
| Net PPE | $50,742,000 | $52,554,000 |
| Accumulated Depreciation | $-43,392,000 | $-40,954,000 |
| Gross PPE | $94,134,000 | $93,508,000 |
| Leases | $14,664,000 | $14,595,000 |
| Construction In Progress | $1,049,000 | $619,000 |
| Other Properties | $28,438,000 | $29,158,000 |
| Buildings And Improvements | $42,669,000 | $41,822,000 |
| Land And Improvements | $7,314,000 | $7,314,000 |
| Other Short Term Investments | $75,572,000 | $287,373,000 |
Fetched: 2026-11-03
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Free Cash Flow | ||
| Free Cash Flow | $5,046,000 | $4,916,000 |
| Operating Activities | ||
| Operating Cash Flow | $8,145,000 | $8,596,000 |
| Cash Flow From Continuing Operating Activities | $8,145,000 | $8,596,000 |
| Operating Gains Losses | $1,973,000 | $-126,000 |
| Investing Activities | ||
| Capital Expenditure | $-3,099,000 | $-3,680,000 |
| Investing Cash Flow | $44,536,000 | $14,441,000 |
| Cash Flow From Continuing Investing Activities | $44,536,000 | $14,441,000 |
| Net Other Investing Changes | $5,604,000 | $-3,211,000 |
| Financing Activities | ||
| Financing Cash Flow | $-90,119,000 | $18,664,000 |
| Cash Flow From Continuing Financing Activities | $-90,119,000 | $18,664,000 |
| Other | ||
| Repayment Of Debt | $-210,000,000 | $-169,457,000 |
| Issuance Of Debt | $22,455,000 | $215,000,000 |
| Interest Paid Supplemental Data | $68,065,000 | $77,829,000 |
| Income Tax Paid Supplemental Data | $1,513,000 | $5,344,000 |
| End Cash Position | $38,519,000 | $75,957,000 |
| Beginning Cash Position | $75,957,000 | $34,256,000 |
| Changes In Cash | $-37,438,000 | $41,701,000 |
| Net Issuance Payments Of Debt | $-187,545,000 | $45,543,000 |
| Net Short Term Debt Issuance | $2,455,000 | $-4,457,000 |
| Short Term Debt Issuance | $2,455,000 | - |
| Net Long Term Debt Issuance | $-190,000,000 | $50,000,000 |
| Long Term Debt Payments | $-210,000,000 | $-165,000,000 |
| Long Term Debt Issuance | $20,000,000 | $215,000,000 |
| Net Investment Purchase And Sale | $-46,292,000 | $-27,035,000 |
| Sale Of Investment | $67,306,000 | $32,591,000 |
| Purchase Of Investment | $-113,015,000 | $-63,025,000 |
| Net Intangibles Purchase And Sale | $0 | $187,000 |
| Sale Of Intangibles | $0 | $187,000 |
| Net PPE Purchase And Sale | $-3,076,000 | $-3,590,000 |
| Sale Of PPE | $23,000 | $90,000 |
| Purchase Of PPE | $-3,099,000 | $-3,680,000 |
| Change In Working Capital | $-7,666,000 | $-2,947,000 |
| Change In Other Working Capital | $4,520,000 | $-3,253,000 |
| Change In Receivables | $131,000 | $-396,000 |
| Changes In Account Receivables | $131,000 | $-396,000 |
| Other Non Cash Items | $-9,265,000 | $-7,542,000 |
| Amortization Of Securities | $-679,000 | $-177,000 |
| Deferred Tax | $-411,000 | $-2,696,000 |
| Deferred Income Tax | $-411,000 | $-2,696,000 |
| Depreciation Amortization Depletion | $9,311,000 | $8,354,000 |
| Depreciation And Amortization | $9,311,000 | $8,354,000 |
| Amortization Cash Flow | $5,420,000 | $3,941,000 |
| Amortization Of Intangibles | $5,420,000 | $3,941,000 |
| Depreciation | $3,891,000 | $4,413,000 |
| Earnings Losses From Equity Investments | $24,000 | $24,000 |
| Gain Loss On Investment Securities | $-103,000 | $-580,000 |
| Net Income From Continuing Operations | $5,999,000 | $5,309,000 |
| Short Term Debt Payments | - | $-4,457,000 |
Fetched: 2026-11-03