MFBI

Monroe Federal Bancorp, Inc.

Price Chart

Latest Quote

$13.44

+0.00 (+0.00%)

Current Price

Previous Close	$13.44
Open	$13.40
Day High	$13.40
Day Low	$13.40
Volume	675

Fetched: 2026-11-04T04:20:51

Stock Information

Shares Outstanding	520K
Total Debt	$7.43M
Cash Equivalents	$2.44M
Revenue	$4.12M
Net Income	$-381K
Sector	Financial Services
Industry	Banks - Regional
Market Cap	$6.99M
EPS (TTM)	$-0.77
Exchange	OQB

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📊 Comprehensive Analysis

Company Data

Enterprise Value	$11.53M
Sales	$4.12M
Income	$-381K
Book/sh	$25.77
Cash/sh	$4.68
Employees	23

Financial Ratios

Returns & Margins

ROA	-0.26%
ROE	-3.10%
Operating Margin	0.75%
Profit Margin	-9.25%

Ownership

Insider Ownership	34.27%
Insider & Institutional transactions data not available

Valuation Ratios

P/S	1.70
P/B	0.52

Analyst Data

Recommendation

none

Technical Indicators

SMA20	$12.89
SMA50	$12.74
SMA200	$11.91
RSI	78.63
ATR	0.0985

Shares Float	358K
Volatility	-0.61

Performance History

Week	+3.78%
Month	+4.27%
Quarter	+13.42%
6 Months	+15.27%
YTD	+24.21%
Year	+15.86%
10 Years	+2.60%

Stock Score: ⭐ Premium

Based on debt, profitability, growth, and cash flow metrics

⭐ Premium Feature

Recent Price History

Date	Close	Volume
2026-11-02	$13.44	0
2026-10-30	$13.44	0
2026-10-29	$13.44	2,650
2026-10-28	$12.75	1,850
2026-10-27	$12.70	3,012
2026-10-26	$12.95	0
2026-10-23	$12.95	0
2026-10-22	$12.95	800
2026-10-21	$12.80	500
2026-10-20	$12.80	0
2026-10-19	$12.80	0
2026-10-16	$12.80	3,120
2026-10-15	$12.77	0
2026-10-14	$12.77	0
2026-10-13	$12.77	0
2026-10-12	$12.77	200
2026-10-09	$12.80	900
2026-10-08	$12.67	350
2026-10-07	$12.75	0
2026-10-06	$12.75	0
2026-10-05	$12.75	1,192

About Monroe Federal Bancorp, Inc.

Monroe Federal Bancorp, Inc. operates as the bank holding company for Monroe Federal Savings and Loan Association that provides various banking products and services to individual customers in western Ohio. The company offers various deposit accounts, including non-interest bearing demand, interest-bearing demand, savings, checking, money market, and individual retirement accounts, as well as certificates of deposit. It also provides one- to four-family residential mortgage, commercial real estate, multi-family, construction and land development, commercial and industrial, home equity, and consumer loans, as well as lines of credit. In addition, the company invests in securities. Monroe Federal Bancorp, Inc. was founded in 1875 and is headquartered in Tipp City, Ohio.

📰 Latest News

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Period:

Income Statement (Annual)

Metric	2026-03-31	2025-03-31
Revenue
Total Revenue	$3,921,238	$4,026,664
Operating Revenue	$3,921,238	$4,026,664
Expenses
Interest Expense	$2,344,798	$2,057,362
Selling And Marketing Expense	$77,726	$84,754
General And Administrative Expense	$2,403,131	$2,375,491
Professional Expense And Contract Services Expense	$421,394	$390,200
Other Non Interest Expense	$1,216,482	$1,058,319
Income & Earnings
Net Income From Continuing Operation Net Minority Interest	$-514,598	$-326,640
Net Interest Income	$3,743,222	$3,650,320
Interest Income	$6,088,020	$5,707,682
Normalized Income	$-514,598	$-326,640
Net Income From Continuing And Discontinued Operation	$-514,598	$-326,640
Net Income Common Stockholders	$-514,598	$-326,640
Net Income	$-514,598	$-326,640
Net Income Including Noncontrolling Interests	$-514,598	$-326,640
Net Income Continuous Operations	$-514,598	$-326,640
Pretax Income	$-698,884	$-459,655
Per Share
Diluted EPS	-	$-0.67
Basic EPS	-	$-0.67
Other
Tax Effect Of Unusual Items	$0	$0
Tax Rate For Calcs	$0	$0
Reconciled Depreciation	$246,336	$262,384
Diluted NI Availto Com Stockholders	$-514,598	$-326,640
Tax Provision	$-184,286	$-133,015
Gain On Sale Of Security	$-261,282	$0
Selling General And Administration	$2,480,857	$2,460,245
Insurance And Claims	$73,580	$84,080
Salaries And Wages	$2,329,551	$2,291,411
Occupancy And Equipment	$558,333	$562,267
Diluted Average Shares	-	$491,163
Basic Average Shares	-	$491,163

Fetched: 2026-07-02

Balance Sheet (Annual)

Metric	2026-03-31	2025-03-31
Assets
Net Tangible Assets	$12,401,404	$12,068,533
Total Assets	$142,428,750	$144,328,671
Receivables	$476,985	$469,009
Accounts Receivable	$476,985	$469,009
Cash And Cash Equivalents	$1,414,390	$2,077,767
Cash Financial	$1,315,276	$1,671,620
Cash Cash Equivalents And Federal Funds Sold	$2,183,590	$2,914,367
Debt
Net Debt	$2,419,610	$7,894,233
Total Debt	$3,834,000	$9,972,000
Current Debt And Capital Lease Obligation	$3,834,000	$9,972,000
Current Debt	$3,834,000	$9,972,000
Other Current Borrowings	$3,834,000	$9,972,000
Liabilities
Minimum Pension Liabilities	$210,000	$210,000
Total Liabilities Net Minority Interest	$130,027,346	$132,260,138
Payables And Accrued Expenses	$618,445	$608,217
Payables	$618,445	$608,217
Equity
Common Stock Equity	$12,401,404	$12,068,533
Total Equity Gross Minority Interest	$12,401,404	$12,068,533
Stockholders Equity	$12,401,404	$12,068,533
Other Equity Interest	$-327,052	$-345,478
Gains Losses Not Affecting Retained Earnings	$-3,026,269	$-3,832,169
Other Equity Adjustments	$-3,236,269	$-4,042,169
Retained Earnings	$12,076,464	$12,591,062
Other
Ordinary Shares Number	$541,434	$531,172
Share Issued	$541,434	$531,172
Tangible Book Value	$12,401,404	$12,068,533
Invested Capital	$16,235,404	$22,040,533
Treasury Stock	$210,000	$210,000
Additional Paid In Capital	$3,882,997	$3,859,854
Capital Stock	$5,264	$5,264
Common Stock	$5,264	$5,264
Preferred Stock	$0	$0
Investments And Advances	$14,970,427	$16,446,192
Net PPE	$5,030,817	$5,125,014
Accumulated Depreciation	$-3,440,435	$-3,194,040
Gross PPE	$8,471,252	$8,319,054
Machinery Furniture Equipment	$2,334,430	$2,244,327
Buildings And Improvements	$5,199,747	$5,137,652
Land And Improvements	$937,075	$937,075
Other Short Term Investments	$14,970,427	$16,446,192

Fetched: 2026-07-02

Cash Flow Statement (Annual)

Metric	2026-03-31	2025-03-31
Free Cash Flow
Free Cash Flow	$-470,006	$-251,219
Operating Activities
Operating Cash Flow	$-317,867	$-203,819
Cash Flow From Continuing Operating Activities	$-317,867	$-203,819
Operating Gains Losses	$261,282	-
Investing Activities
Capital Expenditure	$-152,139	$-47,400
Investing Cash Flow	$1,873,391	$2,842,324
Cash Flow From Continuing Investing Activities	$1,873,391	$2,842,324
Net Other Investing Changes	$108,400	$-321,600
Financing Activities
Repurchase Of Capital Stock	$0	$-210,000
Issuance Of Capital Stock	$0	$5,269,644
Financing Cash Flow	$-2,177,901	$-11,178,436
Cash Flow From Continuing Financing Activities	$-2,177,901	$-11,178,436
Net Other Financing Charges	$74,508	$-1,413,448
Net Common Stock Issuance	$0	$5,059,644
Common Stock Issuance	$0	$5,269,644
Other
Repayment Of Debt	$-46,880,000	$-49,859,000
Issuance Of Debt	$40,742,000	$56,831,000
End Cash Position	$1,455,390	$2,077,767
Beginning Cash Position	$2,077,767	$10,617,698
Changes In Cash	$-622,377	$-8,539,931
Proceeds From Stock Option Exercised	$0	$-368,510
Common Stock Payments	$0	$-210,000
Net Issuance Payments Of Debt	$-6,138,000	$6,972,000
Net Long Term Debt Issuance	$-6,138,000	$6,972,000
Long Term Debt Payments	$-46,880,000	$-49,859,000
Long Term Debt Issuance	$40,742,000	$56,831,000
Net Investment Purchase And Sale	$5,324,090	$2,279,752
Sale Of Investment	$5,324,090	$2,279,752
Net PPE Purchase And Sale	$-152,139	$-47,400
Purchase Of PPE	$-152,139	$-47,400
Change In Working Capital	$7,014	$-55,446
Change In Other Current Assets	$65,410	$-204,701
Change In Payables And Accrued Expense	$-50,420	$135,237
Change In Payable	$-50,420	$135,237
Change In Account Payable	$-50,420	$135,237
Change In Receivables	$-7,976	$14,018
Changes In Account Receivables	$-7,976	$14,018
Other Non Cash Items	$-201,419	$-167,598
Stock Based Compensation	$41,569	$30,066
Deferred Tax	$-232,627	$-113,744
Deferred Income Tax	$-232,627	$-113,744
Depreciation Amortization Depletion	$246,336	$262,384
Depreciation And Amortization	$246,336	$262,384
Gain Loss On Investment Securities	$261,282	$0
Net Income From Continuing Operations	$-514,598	$-326,640

Fetched: 2026-07-02