MCY
Mercury General Corporation
Price Chart
Latest Quote
$101.08
-0.88 (-0.86%)
Current Price
| Previous Close | $101.96 |
| Open | $102.36 |
| Day High | $103.25 |
| Day Low | $100.67 |
| Volume | 266,753 |
Stock Information
| Quarterly Dividend / Yield | $1.27 / 1.26% |
| Quarterly Dividend Yield | 1.26% |
| Quarterly Dividend | $1.27 |
| Total Debt | $962.13M |
| Cash Equivalents | $2.07B |
| Revenue | $6.34B |
| Net Income | $936.87M |
| Sector | Financial Services |
| Industry | Insurance - Property & Casualty |
| P/E Ratio | 5.97 |
| EPS (TTM) | $16.92 |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $4.49B |
| Sales | $6.34B |
| Income | $936.87M |
| Book/sh | $51.20 |
| Employees | 4K |
Financial Ratios
| Quick Ratio | 0.92 |
| Current Ratio | 0.95 |
| Debt/Eq | 33.92 |
| EPS Growth TTM | 58.30% |
Returns & Margins
| ROA | 7.57% |
| ROE | 38.99% |
| Gross Margin | 26.81% |
| Operating Margin | 19.93% |
| Profit Margin | 14.78% |
Ownership
| Insider Ownership | 52.03% |
| Institutional Ownership | 48.08% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 8.25 |
| PEG | 1.11 |
| P/B | 1.97 |
Analyst Data
| Recommendation | strong_buy |
| Target Price | $120.00 |
Technical Indicators
| SMA20 | $105.49 |
| SMA50 | $106.68 |
| SMA200 | $95.98 |
| RSI | 32.79 |
| ATR | 2.5157 |
| Shares Float | 46.12M |
| Short Float | 3.76% |
| Short Ratio | 4.66 |
| Volatility | 0.93 |
| Rel Volume | 0.96 |
Performance History
| Week | -4.89% |
| Month | -5.64% |
| Quarter | +2.82% |
| 6 Months | +11.12% |
| YTD | +10.89% |
| Year | +32.95% |
| 3 Years | +273.89% |
| 5 Years | +100.19% |
| 10 Years | +174.00% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-09-01 | $101.08 | 266,800 |
| 2026-08-31 | $101.96 | 284,200 |
| 2026-08-27 | $102.64 | 295,500 |
| 2026-08-26 | $105.07 | 202,000 |
| 2026-08-25 | $104.48 | 138,400 |
| 2026-08-24 | $106.28 | 183,700 |
| 2026-08-21 | $105.70 | 271,100 |
| 2026-08-20 | $103.87 | 301,100 |
| 2026-08-19 | $104.31 | 249,400 |
| 2026-08-18 | $106.32 | 337,100 |
| 2026-08-17 | $106.38 | 205,500 |
| 2026-08-14 | $105.38 | 149,800 |
| 2026-08-13 | $104.92 | 185,100 |
| 2026-08-12 | $105.52 | 182,800 |
| 2026-08-11 | $105.76 | 377,400 |
| 2026-08-10 | $106.94 | 273,800 |
| 2026-08-07 | $109.50 | 276,900 |
| 2026-08-06 | $107.44 | 427,600 |
| 2026-08-05 | $109.61 | 496,700 |
| 2026-08-04 | $106.60 | 472,000 |
| 2026-08-03 | $107.26 | 257,100 |
About Mercury General Corporation
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. It sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was incorporated in 1961 and is headquartered in Los Angeles, California.
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Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $5,992,468,000 | $5,475,633,000 | $4,629,631,000 | $3,643,066,000 |
| Operating Revenue | $5,992,468,000 | $5,475,633,000 | $4,629,631,000 | $3,643,066,000 |
| Expenses | ||||
| Interest Expense | $28,623,000 | $30,824,000 | $24,169,000 | $17,232,000 |
| Total Expenses | $5,328,819,000 | $4,900,753,000 | $4,530,203,000 | $4,313,781,000 |
| Other Income Expense | $26,786,000 | $31,517,000 | $19,609,000 | $10,308,000 |
| Net Non Operating Interest Income Expense | $-28,623,000 | $-30,824,000 | $-24,169,000 | $-17,232,000 |
| Interest Expense Non Operating | $28,623,000 | $30,824,000 | $24,169,000 | $17,232,000 |
| Other Operating Expenses | $394,226,000 | $327,157,000 | $279,656,000 | $279,718,000 |
| Loss Adjustment Expense | $3,963,031,000 | $3,684,511,000 | $3,517,853,000 | $3,362,219,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $541,094,000 | $467,953,000 | $96,336,000 | $-512,672,000 |
| Net Interest Income | $-28,623,000 | $-30,824,000 | $-24,169,000 | $-17,232,000 |
| Normalized Income | $541,094,000 | $467,953,000 | $96,336,000 | $-512,672,000 |
| Net Income From Continuing And Discontinued Operation | $541,094,000 | $467,953,000 | $96,336,000 | $-512,672,000 |
| Net Income Common Stockholders | $541,094,000 | $467,953,000 | $96,336,000 | $-512,672,000 |
| Net Income | $541,094,000 | $467,953,000 | $96,336,000 | $-512,672,000 |
| Net Income Including Noncontrolling Interests | $541,094,000 | $467,953,000 | $96,336,000 | $-512,672,000 |
| Net Income Continuous Operations | $541,094,000 | $467,953,000 | $96,336,000 | $-512,672,000 |
| Pretax Income | $663,649,000 | $574,880,000 | $99,428,000 | $-670,715,000 |
| Per Share | ||||
| Diluted EPS | $9.77 | $8.45 | $1.74 | $-9.26 |
| Basic EPS | $9.77 | $8.45 | $1.74 | $-9.26 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $74,989,000 | $73,433,000 | $72,240,000 | $82,390,000 |
| EBIT | $692,272,000 | $605,704,000 | $123,597,000 | $-653,483,000 |
| Diluted Average Shares | $55,389,000 | $55,377,000 | $55,371,000 | $55,371,000 |
| Basic Average Shares | $55,389,000 | $55,373,000 | $55,371,000 | $55,371,000 |
| Diluted NI Availto Com Stockholders | $541,094,000 | $467,953,000 | $96,336,000 | $-512,672,000 |
| Tax Provision | $122,555,000 | $106,927,000 | $3,092,000 | $-158,043,000 |
| Net Policyholder Benefits And Claims | $3,963,031,000 | $3,684,511,000 | $3,517,853,000 | $3,362,219,000 |
Fetched: 2026-08-28
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $2,367,652,000 | $1,896,046,000 | $1,497,016,000 | $1,470,123,000 |
| Total Assets | $9,560,669,000 | $8,310,632,000 | $7,103,397,000 | $6,514,188,000 |
| Goodwill And Other Intangible Assets | $49,623,000 | $50,478,000 | $51,129,000 | $52,008,000 |
| Other Intangible Assets | $6,827,000 | $7,682,000 | $8,333,000 | $9,212,000 |
| Receivables | $941,734,000 | $781,507,000 | $663,356,000 | $658,499,000 |
| Other Receivables | $86,508,000 | $62,118,000 | $25,603,000 | $11,358,000 |
| Accounts Receivable | $855,226,000 | $719,389,000 | $633,672,000 | $592,005,000 |
| Cash Cash Equivalents And Short Term Investments | $1,652,566,000 | $1,004,074,000 | $729,394,000 | $412,713,000 |
| Cash And Cash Equivalents | $1,315,574,000 | $720,257,000 | $550,903,000 | $289,776,000 |
| Taxes Receivable | - | $0 | $4,081,000 | $55,136,000 |
| Debt | ||||
| Total Debt | $586,855,000 | $587,708,000 | $587,960,000 | $420,254,000 |
| Long Term Debt And Capital Lease Obligation | $586,855,000 | $587,708,000 | $587,960,000 | $420,254,000 |
| Long Term Debt | $574,527,000 | $574,128,000 | $573,729,000 | $398,330,000 |
| Net Debt | - | - | $22,826,000 | $108,554,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $7,143,394,000 | $6,364,108,000 | $5,555,252,000 | $4,992,057,000 |
| Payables And Accrued Expenses | $479,473,000 | $438,517,000 | $175,219,000 | $151,686,000 |
| Payables | $479,473,000 | $438,517,000 | $175,219,000 | $151,686,000 |
| Total Tax Payable | $30,770,000 | $20,752,000 | $0 | - |
| Income Tax Payable | $30,770,000 | $20,752,000 | $0 | - |
| Accounts Payable | $448,703,000 | $417,765,000 | $175,219,000 | $151,686,000 |
| Non Current Deferred Liabilities | - | - | - | - |
| Non Current Deferred Taxes Liabilities | - | - | - | - |
| Equity | ||||
| Common Stock Equity | $2,417,275,000 | $1,946,524,000 | $1,548,145,000 | $1,522,131,000 |
| Total Equity Gross Minority Interest | $2,417,275,000 | $1,946,524,000 | $1,548,145,000 | $1,522,131,000 |
| Stockholders Equity | $2,417,275,000 | $1,946,524,000 | $1,548,145,000 | $1,522,131,000 |
| Retained Earnings | $2,317,576,000 | $1,846,825,000 | $1,449,198,000 | $1,423,184,000 |
| Other | ||||
| Ordinary Shares Number | $55,388,627 | $55,389,000 | $55,371,127 | $55,371,000 |
| Share Issued | $55,388,627 | $55,389,000 | $55,371,127 | $55,371,000 |
| Tangible Book Value | $2,367,652,000 | $1,896,046,000 | $1,497,016,000 | $1,470,123,000 |
| Invested Capital | $2,991,802,000 | $2,520,652,000 | $2,121,874,000 | $1,920,461,000 |
| Capital Lease Obligations | $12,328,000 | $13,580,000 | $14,231,000 | $21,924,000 |
| Total Capitalization | $2,991,802,000 | $2,520,652,000 | $2,121,874,000 | $1,920,461,000 |
| Capital Stock | $99,699,000 | $99,699,000 | $98,947,000 | $98,947,000 |
| Common Stock | $99,699,000 | $99,699,000 | $98,947,000 | $98,947,000 |
| Long Term Capital Lease Obligation | $12,328,000 | $13,580,000 | $14,231,000 | $21,924,000 |
| Investments And Advances | $6,580,030,000 | $6,076,370,000 | $5,228,520,000 | $4,910,800,000 |
| Goodwill | $42,796,000 | $42,796,000 | $42,796,000 | $42,796,000 |
| Net PPE | $159,005,000 | $151,584,000 | $165,589,000 | $191,625,000 |
| Other Short Term Investments | $336,992,000 | $283,817,000 | $178,491,000 | $122,937,000 |
Fetched: 2026-08-28
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $1,028,757,000 | $990,979,000 | $416,194,000 | $317,081,000 |
| Operating Activities | ||||
| Operating Cash Flow | $1,087,188,000 | $1,037,117,000 | $453,004,000 | $352,589,000 |
| Cash Flow From Continuing Operating Activities | $1,087,188,000 | $1,037,117,000 | $453,004,000 | $352,589,000 |
| Operating Gains Losses | $-134,058,000 | $-88,967,000 | $-106,893,000 | $489,007,000 |
| Investing Activities | ||||
| Capital Expenditure | $-58,431,000 | $-46,138,000 | $-36,810,000 | $-35,508,000 |
| Investing Cash Flow | $-420,156,000 | $-796,656,000 | $-295,453,000 | $-316,384,000 |
| Cash Flow From Continuing Investing Activities | $-420,156,000 | $-796,656,000 | $-295,453,000 | $-316,384,000 |
| Net Other Investing Changes | $8,195,000 | $43,738,000 | $-26,058,000 | $27,873,000 |
| Financing Activities | ||||
| Financing Cash Flow | $-71,715,000 | $-71,107,000 | $103,576,000 | $-81,986,000 |
| Cash Flow From Continuing Financing Activities | $-71,715,000 | $-71,107,000 | $103,576,000 | $-81,986,000 |
| Cash Dividends Paid | $-70,343,000 | $-70,326,000 | $-70,322,000 | $-105,482,000 |
| Common Stock Dividend Paid | $-70,343,000 | $-70,326,000 | $-70,322,000 | $-105,482,000 |
| Other | ||||
| Repayment Of Debt | $-1,372,000 | $-1,533,000 | $-1,102,000 | $-1,504,000 |
| Issuance Of Debt | $0 | $0 | $175,000,000 | $25,000,000 |
| Interest Paid Supplemental Data | $28,161,000 | $30,077,000 | $23,000,000 | $16,665,000 |
| Income Tax Paid Supplemental Data | $96,614,000 | $91,004,000 | - | $26,542,000 |
| End Cash Position | $1,315,574,000 | $720,257,000 | $550,903,000 | $289,776,000 |
| Beginning Cash Position | $720,257,000 | $550,903,000 | $289,776,000 | $335,557,000 |
| Changes In Cash | $595,317,000 | $169,354,000 | $261,127,000 | $-45,781,000 |
| Proceeds From Stock Option Exercised | $0 | $752,000 | $0 | $0 |
| Net Issuance Payments Of Debt | $-1,372,000 | $-1,533,000 | $173,898,000 | $23,496,000 |
| Net Long Term Debt Issuance | $-1,372,000 | $-1,533,000 | $173,898,000 | $23,496,000 |
| Long Term Debt Payments | $-1,372,000 | $-1,533,000 | $-1,102,000 | $-1,504,000 |
| Long Term Debt Issuance | $0 | $0 | $175,000,000 | $25,000,000 |
| Net Investment Purchase And Sale | $-404,073,000 | $-806,963,000 | $-262,445,000 | $-308,752,000 |
| Sale Of Investment | $3,418,836,000 | $2,669,704,000 | $1,927,246,000 | $2,528,978,000 |
| Purchase Of Investment | $-3,822,909,000 | $-3,476,667,000 | $-2,189,691,000 | $-2,837,730,000 |
| Net PPE Purchase And Sale | $-24,278,000 | $-33,431,000 | $-6,950,000 | $-35,505,000 |
| Sale Of PPE | $34,153,000 | $12,707,000 | $29,860,000 | $3,000 |
| Purchase Of PPE | $-58,431,000 | $-46,138,000 | $-36,810,000 | $-35,508,000 |
| Change In Working Capital | $595,166,000 | $624,902,000 | $412,630,000 | $297,495,000 |
| Change In Other Working Capital | $25,236,000 | $11,992,000 | $60,945,000 | $-131,500,000 |
| Change In Payables And Accrued Expense | $32,747,000 | $69,616,000 | $29,908,000 | $-15,844,000 |
| Change In Receivables | $-135,837,000 | $-85,717,000 | $-41,667,000 | $68,735,000 |
| Changes In Account Receivables | $-135,837,000 | $-85,717,000 | $-41,667,000 | $68,735,000 |
| Other Non Cash Items | $9,997,000 | $-26,809,000 | $-21,309,000 | $-3,631,000 |
| Depreciation And Amortization | $74,989,000 | $73,433,000 | $72,240,000 | $82,390,000 |
| Gain Loss On Investment Securities | $-131,368,000 | $-75,276,000 | $-101,014,000 | $488,080,000 |
| Gain Loss On Sale Of PPE | $-2,690,000 | $-13,691,000 | $-5,879,000 | $927,000 |
| Net Income From Continuing Operations | $541,094,000 | $467,953,000 | $96,336,000 | $-512,672,000 |
| Stock Based Compensation | - | - | - | - |
Fetched: 2026-08-28