LYG
Lloyds Banking Group plc
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Latest Quote
$6.03
| Previous Close | $6.06 |
| Open | $6.03 |
| Day High | $6.06 |
| Day Low | $5.97 |
| Volume | 23,324,867 |
Stock Information
| Quarterly Dividend / Yield | $0.20 / 3.30% |
| Shares Outstanding | 14.53B |
| Quarterly Dividend Yield | 3.30% |
| Quarterly Dividend | $0.20 |
| Total Debt | $217.36B |
| Cash Equivalents | $435.25B |
| Revenue | $25.78B |
| Net Income | $6.20B |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $87.59B |
| P/E Ratio | 15.08 |
| EPS (TTM) | $0.40 |
| Exchange | NYQ |
Recent Price History
About Lloyds Banking Group plc
Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom. It operates in three segments: Retail; Commercial Banking; and Insurance, Pensions and Investments. The Retail segment offers a range of financial service products, including current accounts, savings, mortgages, credit cards, unsecured loans, motor finance, and leasing solutions to personal customers. Its Commercial Banking segment provides lending, transactional banking, working capital management, debt financing, and risk management services to small and medium businesses, corporates, and institutions. The Insurance, Pensions and Investments segment offers insurance, investment, and pension management products and services. It also provides life assurance; and digital banking services. The company offers its products and services under the Lloyds Bank, Halifax, Bank of Scotland, Scottish Widows, MBNA, Schroders Personal Wealth, Black Horse, Lex Autolease, Birmingham Midshires, LDC, AMC, Embark Group, Lloyds Living, Cavendish Online, Tusker, and HGP brands. The company was formerly known as Lloyds TSB Group plc and changed its name to Lloyds Banking Group plc in January 2009. Lloyds Banking Group plc was founded in 1695 and is headquartered in London, the United Kingdom.
đ° Latest News
Sainsburyâs retreat highlights strong competition in the UK banking industry
Retail Banker International âĸ 2026-07-17T17:25:39ZIs Lloyds Banking Group PLC (LYG) A Top UK Growth Dividend Stock to Consider Amid Underlying Growth?
Insider Monkey âĸ 2026-07-16T13:30:35ZAndy Burnham set to become UK PM as policy agenda remains unclear
Investing.com âĸ 2026-07-11T08:55:10ZSWIFT's Blockchain Ledger Goes Live With HSBC, Citi and 15 Other Banks: Threat to XRP, XLM Cross-Border Plays?
CCN âĸ 2026-07-10T08:54:17ZWhere to Invest Now as US Stock Markets Get Bubbly
Bloomberg âĸ 2026-07-09T11:00:20ZUK Housing Revival Threatened By Political Upheaval, Agents Say
Bloomberg âĸ 2026-07-08T23:01:00ZBank of England to relax leverage rules for UK banks
Retail Banker International âĸ 2026-07-08T10:21:18ZVance says Britain needs political change, pledges support for next PM
Investing.com âĸ 2026-07-05T00:15:23ZAndy Burnham set to become UK prime minister after Starmer exit
Investing.com âĸ 2026-07-04T01:46:38ZHalifax to disappear as a bank brand
Sky News âĸ 2026-07-01T13:39:00ZIncome Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $26,796,897,208 | $24,890,287,535 | $25,687,718,668 | $21,474,445,785 |
| Operating Revenue | $26,796,897,208 | $24,890,287,535 | $25,687,718,668 | $21,474,445,785 |
| Expenses | ||||
| Interest Expense | $23,439,926,212 | $25,436,179,989 | $19,739,096,490 | $6,319,240,339 |
| Operating Expense | $16,297,833,278 | $15,742,575,022 | $14,466,150,020 | $12,382,928,084 |
| Other Operating Expenses | $5,135,135,385 | $4,816,698,120 | $4,743,109,676 | $3,959,058,260 |
| Selling And Marketing Expense | - | - | - | $227,455,189 |
| General And Administrative Expense | - | - | - | $354,562,500 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $6,233,610,150 | $5,915,172,886 | $7,305,325,482 | $5,120,417,696 |
| Net Interest Income | $17,701,365,591 | $16,426,278,561 | $17,792,347,667 | $17,289,270,307 |
| Interest Income | $41,141,291,803 | $41,862,458,550 | $37,531,444,157 | $23,608,510,646 |
| Normalized Income | $6,555,621,031 | $6,312,439,562 | $7,881,947,595 | $6,258,659,208 |
| Net Income From Continuing And Discontinued Operation | $6,233,610,150 | $5,915,172,886 | $7,305,325,482 | $5,120,417,696 |
| Net Income Common Stockholders | $5,614,129,253 | $5,248,862,979 | $6,600,214,396 | $4,534,386,091 |
| Net Income | $6,233,610,150 | $5,915,172,886 | $7,305,325,482 | $5,120,417,696 |
| Net Income Including Noncontrolling Interests | $6,364,731,377 | $5,990,099,301 | $7,382,927,841 | $5,248,862,979 |
| Net Income Continuous Operations | $6,364,731,377 | $5,990,099,301 | $7,382,927,841 | $5,248,862,979 |
| Pretax Income | $8,912,229,494 | $7,989,029,021 | $10,038,801,665 | $6,398,180,669 |
| Special Income Charges | $-524,484,906 | $-557,934,199 | $-762,643,869 | $-703,773,114 |
| Depreciation And Amortization In Income Statement | $4,652,127,601 | $4,583,891,044 | $3,886,807,788 | $3,205,780,193 |
| Depreciation Income Statement | $2,812,416,513 | $2,815,092,457 | $2,377,575,711 | $1,968,156,371 |
| Per Share | ||||
| Diluted EPS | $0.37 | $0.33 | $0.41 | $0.39 |
| Basic EPS | $0.37 | $0.34 | $0.41 | $0.39 |
| Other | ||||
| Tax Effect Of Unusual Items | $-128,885,583 | $-132,570,117 | $-207,429,303 | $-249,235,141 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-450,896,463 | $-529,836,793 | $-784,051,416 | $-1,387,476,653 |
| Total Unusual Items Excluding Goodwill | $-450,896,463 | $-529,836,793 | $-784,051,416 | $-1,387,476,653 |
| Reconciled Depreciation | $4,652,127,601 | $4,583,891,044 | $3,886,807,788 | $3,205,780,193 |
| Diluted Average Shares | $20,341,048,019 | $21,097,806,751 | $21,996,254,748 | $23,308,136,000 |
| Basic Average Shares | $19,999,331,986 | $20,876,706,928 | $21,726,318,958 | $23,028,834,407 |
| Diluted NI Availto Com Stockholders | $5,614,129,253 | $5,248,862,979 | $6,600,214,396 | $4,534,386,091 |
| Otherunder Preferred Stock Dividend | $619,480,897 | $666,309,907 | $705,111,086 | $586,031,605 |
| Minority Interests | $-131,121,227 | $-74,926,415 | $-77,602,359 | $-128,445,283 |
| Tax Provision | $2,547,498,117 | $1,998,929,720 | $2,655,873,824 | $1,149,317,690 |
| Other Special Charges | $13,379,717 | $78,940,330 | $124,431,368 | $263,580,425 |
| Write Off | $2,675,943 | $-12,041,745 | $-13,379,717 | $29,435,377 |
| Restructuring And Mergern Acquisition | $508,429,246 | $491,035,614 | $651,592,218 | $410,757,312 |
| Gain On Sale Of Security | $620,818,869 | $780,037,501 | $568,637,972 | $-23,109,447,202 |
| Amortization | $1,839,711,088 | $1,768,798,587 | $1,509,232,078 | $1,237,623,822 |
| Rent And Landing Fees | $659,620,048 | $528,498,822 | $476,317,925 | $180,626,180 |
| Selling General And Administration | - | - | - | $582,017,690 |
| Insurance And Claims | - | - | - | - |
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $52,281,244,178 | $50,211,401,958 | $51,990,904,319 | $48,236,555,728 |
| Total Assets | $1,263,141,618,762 | $1,213,134,926,475 | $1,179,359,168,880 | $1,168,576,454,950 |
| Investmentin Financial Assets | $360,511,122,678 | $324,317,650,222 | $303,387,758,918 | $319,242,723,563 |
| Financial Assets Designatedas Fair Value Through Profitor Loss Total | $261,542,694,001 | $225,759,978,856 | $210,392,035,910 | $241,863,806,237 |
| Goodwill And Other Intangible Assets | $11,497,190,818 | $10,955,312,280 | $11,113,192,940 | $10,188,654,496 |
| Other Intangible Assets | $7,469,896,001 | $7,278,566,048 | $7,369,548,124 | $6,636,339,632 |
| Prepaid Assets | $2,397,645,286 | $2,186,245,758 | $1,946,748,824 | $1,637,677,361 |
| Taxes Receivable | $1,800,909,908 | $703,773,114 | $1,582,820,521 | $818,838,680 |
| Cash And Cash Equivalents | $75,810,814,494 | $83,897,515,448 | $104,508,969,487 | $123,154,943,098 |
| Cash Financial | $75,810,814,494 | $83,897,515,448 | $104,508,969,487 | $122,274,557,720 |
| Cash Cash Equivalents And Federal Funds Sold | $172,100,623,828 | $177,477,932,090 | $179,681,571,480 | $183,183,043,419 |
| Debt | ||||
| Net Debt | $50,117,743,939 | $32,855,233,065 | $18,632,593,894 | - |
| Total Debt | $127,301,317,396 | $118,439,930,827 | $125,325,133,196 | $122,872,631,070 |
| Long Term Debt And Capital Lease Obligation | $127,301,317,396 | $118,439,930,827 | $125,325,133,196 | $122,872,631,070 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $1,199,096,927,398 | $1,151,738,081,105 | $1,115,986,139,310 | $1,109,824,779,631 |
| Derivative Product Liabilities | $21,584,159,464 | $29,001,874,569 | $26,958,791,783 | $32,167,515,611 |
| Payables | $9,620,016,523 | $11,677,816,998 | $9,252,074,306 | $7,393,631,614 |
| Other Payable | $9,550,441,995 | $11,617,608,271 | $9,199,893,409 | $7,382,927,841 |
| Total Tax Payable | $69,574,528 | $60,208,726 | $52,180,896 | $10,703,774 |
| Equity | ||||
| Common Stock Equity | $63,778,434,996 | $61,166,714,237 | $63,104,097,259 | $58,425,210,224 |
| Total Equity Gross Minority Interest | $64,044,691,364 | $61,396,845,370 | $63,373,029,570 | $58,751,675,319 |
| Stockholders Equity | $63,778,434,996 | $61,166,714,237 | $63,104,097,259 | $58,425,210,224 |
| Other Equity Interest | $7,956,917,700 | $8,288,734,682 | $9,285,523,598 | $7,087,236,095 |
| Retained Earnings | $8,417,179,965 | $7,910,088,690 | $9,084,827,843 | $8,763,714,635 |
| Preferred Securities Outside Stock Equity | $544,554,482 | $552,582,312 | $623,494,812 | $628,846,699 |
| Long Term Equity Investment | $595,397,406 | $725,180,661 | $536,526,652 | $515,119,104 |
| Other | ||||
| Treasury Shares Number | $168,520,617 | $168,520,617 | $81,638,107 | $0 |
| Ordinary Shares Number | $78,618,937,856 | $80,935,327,277 | $84,972,186,820 | $90,029,242,003 |
| Share Issued | $78,787,458,473 | $81,103,847,894 | $85,053,824,927 | $90,029,242,003 |
| Tangible Book Value | $52,281,244,178 | $50,211,401,958 | $51,990,904,319 | $48,236,555,728 |
| Invested Capital | $189,706,993,428 | $177,919,462,751 | $186,245,660,640 | $179,535,732,564 |
| Total Capitalization | $189,706,993,428 | $177,919,462,751 | $186,245,660,640 | $179,535,732,564 |
| Minority Interest | $266,256,368 | $230,131,132 | $268,932,312 | $326,465,095 |
| Additional Paid In Capital | $33,138,883,066 | $32,741,505,471 | $32,028,366,555 | $31,356,704,761 |
| Capital Stock | $7,879,315,341 | $8,110,784,445 | $8,506,824,069 | $9,003,211,569 |
| Common Stock | $7,879,315,341 | $8,110,784,445 | $8,506,824,069 | $9,003,211,569 |
| Investments And Advances | $361,106,520,085 | $325,042,830,883 | $303,924,285,570 | $319,757,842,668 |
| Available For Sale Securities | $67,309,342,312 | $60,521,811,878 | $57,461,870,600 | $44,260,103,836 |
| Trading Securities | $5,264,918,640 | $5,837,570,527 | $5,622,157,083 | $3,256,623,118 |
| Investment Properties | $5,240,835,149 | $4,389,885,148 | $3,829,275,005 | $3,387,744,344 |
| Goodwill | $4,027,294,817 | $3,676,746,232 | $3,743,644,817 | $3,552,314,864 |
| Net PPE | $14,716,350,728 | $13,534,921,717 | $12,935,510,396 | $10,875,033,978 |
| Gross PPE | $14,716,350,728 | $13,534,921,717 | $12,935,510,396 | $10,875,033,978 |
| Other Properties | $13,209,794,594 | $12,063,152,847 | $11,704,576,432 | $9,709,660,627 |
| Land And Improvements | $1,506,556,134 | $1,471,768,870 | $1,230,933,964 | $1,165,373,351 |
| Investmentsin Joint Venturesat Cost | - | - | - | $448,220,520 |
| Investmentsin Associatesat Cost | - | - | - | $66,898,585 |
| Properties | - | - | - | $1,165,373,351 |
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $-832,218,397 | $-13,401,124,547 | $1,812,951,654 | $24,292,214,185 |
| Operating Activities | ||||
| Operating Cash Flow | $7,627,776,662 | $-5,877,709,678 | $9,111,587,277 | $29,450,095,089 |
| Investing Activities | ||||
| Capital Expenditure | $-8,459,995,059 | $-7,523,414,869 | $-7,298,635,624 | $-5,157,880,904 |
| Investing Cash Flow | $-13,632,593,651 | $-10,290,340,345 | $-13,140,220,066 | $682,365,567 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-2,287,931,607 | $-2,690,661,089 | $-2,666,577,598 | $-2,693,337,032 |
| Issuance Of Capital Stock | $132,459,198 | $250,200,708 | $115,065,566 | $41,477,123 |
| Financing Cash Flow | $-7,167,514,397 | $-7,935,510,153 | $-4,682,900,950 | $-8,848,006,852 |
| Net Other Financing Charges | $-960,663,681 | $-2,096,601,654 | $1,485,148,587 | $-1,449,023,351 |
| Cash Dividends Paid | $-2,675,943,400 | $-2,445,812,268 | $-2,208,991,277 | $-1,973,508,258 |
| Common Stock Dividend Paid | $-2,675,943,400 | $-2,445,812,268 | $-2,208,991,277 | $-1,973,508,258 |
| Net Common Stock Issuance | $-2,155,472,409 | $-2,440,460,381 | $-2,551,512,032 | $-2,651,859,909 |
| Common Stock Issuance | $132,459,198 | $250,200,708 | $115,065,566 | $41,477,123 |
| Other | ||||
| Repayment Of Debt | $-2,579,609,438 | $-1,095,798,822 | $-2,334,760,616 | $-2,964,945,287 |
| Issuance Of Debt | $2,350,816,277 | $1,086,433,020 | $1,895,905,899 | $1,121,220,285 |
| End Cash Position | $81,071,719,218 | $94,749,803,907 | $118,862,729,885 | $128,216,490,039 |
| Beginning Cash Position | $94,749,803,907 | $118,862,729,885 | $128,216,490,039 | $105,959,330,810 |
| Effect Of Exchange Rate Changes | $-505,753,303 | $-9,365,802 | $-642,226,416 | $972,705,426 |
| Changes In Cash | $-13,172,331,386 | $-24,103,560,176 | $-8,711,533,739 | $21,284,453,804 |
| Interest Paid Cff | $-1,078,405,190 | $-832,218,397 | $-833,556,369 | $-806,796,935 |
| Common Stock Payments | $-2,287,931,607 | $-2,690,661,089 | $-2,666,577,598 | $-2,693,337,032 |
| Net Issuance Payments Of Debt | $-228,793,161 | $-9,365,802 | $-438,854,718 | $-1,843,725,003 |
| Net Long Term Debt Issuance | $-228,793,161 | $-9,365,802 | $-438,854,718 | $-1,843,725,003 |
| Long Term Debt Payments | $-2,579,609,438 | $-1,095,798,822 | $-2,334,760,616 | $-2,964,945,287 |
| Long Term Debt Issuance | $2,350,816,277 | $1,086,433,020 | $1,895,905,899 | $1,121,220,285 |
| Net Investment Purchase And Sale | $-7,295,959,680 | $-4,624,030,195 | $-6,707,252,132 | $4,265,453,780 |
| Sale Of Investment | $19,145,037,055 | $9,448,756,145 | $7,088,574,067 | $14,947,819,832 |
| Purchase Of Investment | $-26,440,996,735 | $-14,072,786,341 | $-13,795,826,199 | $-10,682,366,053 |
| Net Business Purchase And Sale | $36,125,236 | $-239,496,934 | $-508,429,246 | $-499,063,444 |
| Sale Of Business | $36,125,236 | $0 | $0 | $48,166,981 |
| Net Intangibles Purchase And Sale | $-1,675,140,568 | $-1,601,552,125 | $-1,998,929,720 | $-1,903,933,729 |
| Sale Of Intangibles | $0 | $82,954,245 | $0 | $0 |
| Purchase Of Intangibles | $-1,675,140,568 | $-1,684,506,370 | $-1,998,929,720 | $-1,903,933,729 |
| Net PPE Purchase And Sale | $-4,697,618,639 | $-3,825,261,090 | $-3,925,608,968 | $-1,180,091,039 |
| Sale Of PPE | $2,087,235,852 | $2,013,647,408 | $1,374,096,936 | $2,073,856,135 |
| Purchase Of PPE | $-6,784,854,491 | $-5,838,908,499 | $-5,299,705,904 | $-3,253,947,174 |
| Taxes Refund Paid | $-2,816,430,428 | $-448,220,520 | $-1,922,665,333 | $-994,112,973 |
| Change In Working Capital | $-7,072,518,406 | $-21,432,968,662 | $-6,526,625,953 | $24,372,492,487 |
| Change In Other Current Liabilities | $6,970,832,557 | $14,661,493,889 | $6,842,387,274 | $-3,047,899,533 |
| Change In Other Current Assets | $25,295,692,960 | $-3,506,823,826 | $12,253,144,829 | $-20,125,770,311 |
| Other Non Cash Items | $2,976,987,032 | $4,190,527,364 | $5,668,986,093 | $1,775,488,446 |
| Provisionand Write Offof Assets | $850,950,001 | $143,162,972 | $-207,385,614 | $1,225,582,077 |
| Depreciation And Amortization | $4,652,127,601 | $4,583,891,044 | $3,886,807,788 | $3,205,780,193 |
| Depreciation | $4,652,127,601 | $4,583,891,044 | $3,886,807,788 | $3,205,780,193 |
| Pension And Employee Benefit Expense | $-49,504,953 | $-14,717,689 | $-105,699,764 | $167,246,462 |
| Gain Loss On Investment Securities | $-136,473,113 | $-99,009,906 | $-46,829,010 | $-1,942,734,908 |
| Net Foreign Currency Exchange Gain Loss | $948,621,935 | $1,337,972 | $671,661,793 | $-382,659,906 |
| Gain Loss On Sale Of PPE | $86,968,160 | $-48,166,981 | $-81,616,274 | $-161,894,576 |
| Gain Loss On Sale Of Business | $-161,894,576 | $0 | $0 | - |
| Net Income From Continuing Operations | $8,912,229,494 | $7,989,029,021 | $10,038,801,665 | $6,398,180,669 |
| Purchase Of Business | - | $-239,496,934 | $-508,429,246 | $-547,230,425 |