LX
LexinFintech Holdings Ltd.
Price Chart
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Latest Quote
$1.06
-0.11 (-9.75%)
Current Price
| Previous Close | $1.18 |
| Open | $1.01 |
| Day High | $1.09 |
| Day Low | $0.97 |
| Volume | 14,796,040 |
Stock Information
Note: Financial values converted from CNY to USD
| Quarterly Dividend / Yield | $0.38 / 32.37% |
| Shares Outstanding | 129.12M |
| Quarterly Dividend Yield | 32.37% |
| Quarterly Dividend | $0.38 |
| Total Debt | $603.35M |
| Cash Equivalents | $235.30M |
| Revenue | $1.99B |
| Net Income | $215.90M |
| Sector | Financial Services |
| Industry | Credit Services |
| Market Cap | $176.32M |
| P/E Ratio | 0.87 |
| EPS (TTM) | $1.23 |
| Exchange | NMS |
Recent Price History
No history data available. Data will be fetched automatically.
About LexinFintech Holdings Ltd.
LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People's Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment loan product, working capital, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms. It also offers technology-driven platform services for financial institution customers and partners; and credit-driven platform services, including customer acquisition, credit screening, and loan collections, as well as guarantee and insurance services. In addition, the company provides Juzi Licai, an online investment platform; technical support and consulting; software development; financing guarantee; and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was founded in 2013 and is headquartered in Shenzhen, the People's Republic of China.
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Reconciled Cost Of Revenue | $1,291,121,912 | $1,364,562,544 | $1,270,390,518 | $1,015,700,624 |
| Cost Of Revenue | $1,291,121,912 | $1,364,562,544 | $1,270,390,518 | $1,015,700,624 |
| Total Revenue | $1,955,555,144 | $2,111,901,428 | $1,941,429,058 | $1,466,925,930 |
| Operating Revenue | $1,907,387,130 | $2,041,989,902 | $1,871,239,188 | $1,423,944,445 |
| Expenses | ||||
| Interest Expense | $3,379,972 | $1,339,231 | $7,506,207 | $8,272,396 |
| Total Expenses | $1,718,752,395 | $1,771,970,591 | $1,662,030,073 | $1,417,197,735 |
| Other Income Expense | $75,194,107 | $-137,307,700 | $-74,615,860 | $111,479,883 |
| Other Non Operating Income Expenses | $2,893,614 | $8,651,847 | $1,155,899 | $9,117,686 |
| Net Non Operating Interest Income Expense | $-3,379,972 | $-1,339,231 | $-7,506,207 | $-8,272,396 |
| Interest Expense Non Operating | $3,379,972 | $1,339,231 | $7,506,207 | $8,272,396 |
| Operating Expense | $427,630,482 | $407,408,047 | $391,639,555 | $401,497,111 |
| Selling And Marketing Expense | $285,316,166 | $265,749,592 | $257,720,747 | $250,604,102 |
| General And Administrative Expense | $53,798,078 | $55,680,764 | $57,599,729 | $64,169,351 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $249,360,923 | $163,624,998 | $158,493,038 | $121,887,138 |
| Net Interest Income | $-3,379,972 | $-1,339,231 | $-7,506,207 | $-8,272,396 |
| Normalized Income | $190,942,125 | $282,290,110 | $219,337,761 | $39,690,294 |
| Net Income From Continuing And Discontinued Operation | $249,360,923 | $163,624,998 | $158,493,038 | $121,887,138 |
| Average Dilution Earnings | $0 | $846,777 | $10,974,202 | $6,973,905 |
| Net Income Common Stockholders | $249,360,923 | $163,624,998 | $158,493,038 | $121,887,138 |
| Net Income | $249,360,923 | $163,624,998 | $158,493,038 | $121,887,138 |
| Net Income Including Noncontrolling Interests | $249,360,923 | $163,624,998 | $158,493,038 | $122,805,582 |
| Net Income Continuous Operations | $249,360,923 | $163,624,998 | $158,493,038 | $122,805,582 |
| Pretax Income | $308,616,885 | $201,283,906 | $197,276,918 | $152,935,682 |
| Operating Income | $236,802,750 | $339,930,838 | $279,398,985 | $49,728,195 |
| Gross Profit | $664,433,232 | $747,338,884 | $671,038,540 | $451,225,306 |
| Special Income Charges | - | - | - | - |
| Per Share | ||||
| Diluted EPS | $1.40 | $0.96 | $0.94 | $0.66 |
| Basic EPS | $1.47 | $0.99 | $0.96 | $0.70 |
| Other | ||||
| Tax Effect Of Unusual Items | $13,881,695 | $-27,294,435 | $-14,927,037 | $20,165,353 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Normalized EBITDA (Bullshit earnings) | $261,058,789 | $370,616,584 | $302,135,732 | $80,872,495 |
| Total Unusual Items | $72,300,493 | $-145,959,547 | $-75,771,759 | $102,362,197 |
| Total Unusual Items Excluding Goodwill | $72,300,493 | $-145,959,547 | $-75,771,759 | $102,362,197 |
| Reconciled Depreciation | $21,362,425 | $22,033,899 | $21,580,848 | $22,026,614 |
| EBITDA (Bullshit earnings) | $333,359,282 | $224,657,037 | $226,363,973 | $183,234,692 |
| EBIT | $311,996,857 | $202,623,137 | $204,783,125 | $161,208,078 |
| Diluted Average Shares | $26,398,770 | $25,222,015 | $26,750,499 | $29,199,078 |
| Basic Average Shares | $25,198,418 | $24,637,864 | $24,423,755 | $25,875,267 |
| Diluted NI Availto Com Stockholders | $249,360,923 | $164,471,776 | $169,467,240 | $128,861,043 |
| Tax Provision | $59,255,962 | $37,658,908 | $38,783,880 | $30,130,100 |
| Gain On Sale Of Security | $72,300,493 | $-145,959,547 | $-75,771,759 | $102,362,197 |
| Research And Development | $88,516,238 | $85,977,691 | $76,319,079 | $86,723,658 |
| Selling General And Administration | $339,114,244 | $321,430,356 | $315,320,476 | $314,773,453 |
| Other Gand A | $53,798,078 | $55,680,764 | $57,599,729 | $64,169,351 |
| Minority Interests | - | $0 | $0 | $-918,445 |
| Write Off | - | - | - | - |
Fetched: 2026-08-30
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $1,654,027,694 | $1,468,610,266 | $1,310,358,250 | $1,147,436,397 |
| Total Assets | $3,444,050,473 | $3,306,932,945 | $3,440,753,767 | $3,385,726,189 |
| Total Non Current Assets | $720,061,211 | $644,125,747 | $689,580,357 | $741,743,315 |
| Other Non Current Assets | $93,253,878 | $89,394,537 | $149,645,221 | $180,926,611 |
| Non Current Deferred Assets | $309,379,356 | $276,298,249 | $272,382,704 | $259,729,668 |
| Non Current Deferred Taxes Assets | $262,171,568 | $229,104,438 | $183,197,074 | $169,765,954 |
| Non Current Accounts Receivable | $24,887,070 | $16,716,526 | $29,813,990 | $68,444,721 |
| Goodwill And Other Intangible Assets | $123,182,952 | $128,297,813 | $133,412,674 | $138,527,535 |
| Other Intangible Assets | $123,182,952 | $128,297,813 | $133,412,674 | $138,527,535 |
| Current Assets | $2,723,989,262 | $2,662,807,198 | $2,751,173,410 | $2,643,982,874 |
| Hedging Assets Current | $150,244,730 | $0 | - | - |
| Current Deferred Assets | $559,526,541 | $810,059,719 | $908,925,819 | $579,016,391 |
| Restricted Cash | $267,077,672 | $252,319,662 | $228,783,570 | $346,348,947 |
| Prepaid Assets | $474,094,831 | $389,490,867 | $456,131,558 | $387,387,529 |
| Inventory | $3,586,202 | $3,322,429 | $4,996,654 | $8,016,801 |
| Receivables | $948,868,571 | $860,545,478 | $732,334,499 | $1,060,905,587 |
| Other Receivables | $74,942,676 | $103,705,591 | $82,349,857 | $56,193,290 |
| Loans Receivable | $50,946,395 | $53,481,522 | $62,520,701 | $52,437,882 |
| Accounts Receivable | $810,410,771 | $694,181,056 | $586,424,762 | $951,292,777 |
| Allowance For Doubtful Accounts Receivable | $-29,543,378 | $-15,184,595 | $-8,712,214 | $-27,386,364 |
| Gross Accounts Receivable | $839,954,148 | $709,365,650 | $595,136,976 | $978,679,141 |
| Cash Cash Equivalents And Short Term Investments | $320,590,715 | $347,069,042 | $420,001,310 | $262,307,618 |
| Cash And Cash Equivalents | $320,590,715 | $335,174,017 | $390,263,746 | $222,161,906 |
| Accrued Interest Receivable | - | - | - | - |
| Debt | ||||
| Net Debt | $387,621,415 | $442,085,763 | $423,167,023 | $1,131,102,296 |
| Total Debt | $713,021,587 | $783,166,106 | $819,518,346 | $1,360,809,663 |
| Long Term Debt And Capital Lease Obligation | $210,631,909 | $264,996,637 | $145,724,472 | $220,732,273 |
| Long Term Debt | $210,631,909 | $264,996,637 | $145,724,472 | $220,732,273 |
| Current Debt And Capital Lease Obligation | $502,389,677 | $518,169,470 | $673,793,874 | $1,140,077,390 |
| Current Debt | $497,580,221 | $512,263,143 | $667,706,297 | $1,132,531,930 |
| Other Current Borrowings | $497,580,221 | $512,263,143 | $667,706,297 | $958,857,716 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $1,666,839,827 | $1,710,024,866 | $1,996,982,842 | $2,099,762,257 |
| Total Non Current Liabilities Net Minority Interest | $227,846,836 | $281,971,433 | $164,465,382 | $243,853,229 |
| Other Non Current Liabilities | $1,571,184 | $3,387,703 | $7,538,770 | $15,306,073 |
| Non Current Deferred Liabilities | $15,643,743 | $13,587,093 | $11,202,140 | $7,814,883 |
| Non Current Deferred Taxes Liabilities | $15,643,743 | $13,587,093 | $11,202,140 | $7,814,883 |
| Current Liabilities | $1,438,992,990 | $1,428,053,433 | $1,832,517,460 | $1,855,909,028 |
| Current Deferred Liabilities | $276,608,412 | $160,996,198 | $234,183,168 | $137,680,461 |
| Payables And Accrued Expenses | $579,080,327 | $489,039,444 | $453,773,816 | $318,927,196 |
| Interest Payable | $296,037 | $832,057 | $652,591 | $1,836,889 |
| Payables | $390,248,283 | $313,375,342 | $318,345,975 | $191,402,262 |
| Other Payable | $3,496,543 | $6,135,008 | $10,013,827 | $3,704,706 |
| Total Tax Payable | $149,724,471 | $155,326,731 | $129,288,371 | $111,004,825 |
| Accounts Payable | $142,011,142 | $138,167,859 | $166,694,212 | $60,741,205 |
| Other Current Liabilities | - | $99,414,163 | $201,858,733 | $128,065,414 |
| Equity | ||||
| Common Stock Equity | $1,777,210,647 | $1,596,908,079 | $1,443,770,925 | $1,285,963,932 |
| Total Equity Gross Minority Interest | $1,777,210,647 | $1,596,908,079 | $1,443,770,925 | $1,285,963,932 |
| Stockholders Equity | $1,777,210,647 | $1,596,908,079 | $1,443,770,925 | $1,285,963,932 |
| Gains Losses Not Affecting Retained Earnings | $183,380,554 | $170,805,133 | $162,520,843 | $148,948,024 |
| Other Equity Adjustments | $183,380,554 | $170,805,133 | $162,520,843 | $148,948,024 |
| Retained Earnings | $1,162,178,794 | $982,069,372 | $853,558,935 | $727,718,783 |
| Other | ||||
| Treasury Shares Number | $7,708,452 | $6,597,224 | $6,597,224 | $8,243,678 |
| Ordinary Shares Number | $49,810,692 | $50,037,466 | $48,808,325 | $48,391,013 |
| Share Issued | $57,519,144 | $56,634,691 | $55,405,549 | $56,634,691 |
| Tangible Book Value | $1,654,027,694 | $1,468,610,266 | $1,310,358,250 | $1,147,436,397 |
| Invested Capital | $2,485,422,777 | $2,374,167,859 | $2,257,201,693 | $2,639,228,134 |
| Working Capital | $1,284,996,272 | $1,234,753,765 | $918,655,950 | $788,073,845 |
| Capital Lease Obligations | $4,809,456 | $5,906,326 | $6,087,577 | $7,545,461 |
| Total Capitalization | $1,987,842,556 | $1,861,904,716 | $1,589,495,396 | $1,506,696,205 |
| Treasury Stock | $73,428,885 | $48,883,202 | $48,883,202 | $48,883,202 |
| Additional Paid In Capital | $505,043,011 | $492,880,199 | $476,538,664 | $458,144,940 |
| Capital Stock | $37,172 | $36,577 | $35,685 | $35,388 |
| Common Stock | $37,172 | $36,577 | $35,685 | $35,388 |
| Current Deferred Revenue | $276,608,412 | $160,996,198 | $234,183,168 | $137,680,461 |
| Current Capital Lease Obligation | $4,809,456 | $5,906,326 | $6,087,577 | $7,545,461 |
| Current Provisions | $80,914,573 | $160,434,158 | $268,907,870 | $131,158,567 |
| Current Accrued Expenses | $188,832,045 | $175,664,102 | $135,427,840 | $127,524,934 |
| Dueto Related Parties Current | $95,016,126 | $13,745,743 | $12,349,564 | $15,951,527 |
| Investments And Advances | $36,275,516 | $42,256,632 | $37,915,840 | $51,799,268 |
| Net PPE | $133,082,439 | $91,161,989 | $66,409,928 | $42,315,513 |
| Accumulated Depreciation | $-66,070,176 | $-56,346,588 | $-45,827,073 | $-36,984,014 |
| Gross PPE | $199,152,615 | $147,508,577 | $112,237,001 | $79,299,526 |
| Leases | $11,183,108 | $10,253,661 | $10,294,401 | $9,905,285 |
| Construction In Progress | $114,978,358 | $71,386,807 | $43,904,986 | $22,270,016 |
| Machinery Furniture Equipment | $72,991,148 | $65,868,110 | $58,037,614 | $47,124,226 |
| Properties | $0 | $0 | $0 | $0 |
| Duefrom Related Parties Current | $12,568,730 | $9,177,310 | $1,039,179 | $981,637 |
| Other Short Term Investments | $0 | $11,895,026 | $29,737,564 | $40,145,711 |
| Line Of Credit | - | - | $74,643,219 | $173,674,213 |
| Minority Interest | - | - | - | $0 |
| Long Term Capital Lease Obligation | - | - | - | $15,306,073 |
| Finished Goods | - | - | - | - |
Fetched: 2026-08-30
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $484,948,001 | $124,064,671 | $384,811,364 | $-13,611,329 |
| Operating Activities | ||||
| Operating Cash Flow | $537,423,353 | $160,799,632 | $418,938,638 | $8,515,798 |
| Cash Flow From Continuing Operating Activities | $537,423,353 | $160,799,632 | $418,938,638 | $8,515,798 |
| Operating Gains Losses | $-72,362,645 | $144,212,614 | $36,197,306 | $-103,630,950 |
| Investing Activities | ||||
| Capital Expenditure | $-52,475,351 | $-36,734,961 | $-34,127,275 | $-22,127,127 |
| Investing Cash Flow | $-388,323,519 | $-134,544,635 | $347,104,579 | $-358,194,460 |
| Cash Flow From Continuing Investing Activities | $-388,323,519 | $-134,544,635 | $347,104,579 | $-358,194,460 |
| Net Other Investing Changes | $47,529,846 | $585,044,790 | $1,147,692,883 | $294,472,659 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-30,054,120 | $0 | $0 | $-48,612,293 |
| Financing Cash Flow | $-153,291,344 | $-57,583,373 | $-577,347,668 | $171,472,742 |
| Cash Flow From Continuing Financing Activities | $-153,291,344 | $-57,583,373 | $-577,347,668 | $171,472,742 |
| Net Other Financing Charges | $-691,993 | $647,387 | $-4,537,952 | $8,028,399 |
| Cash Dividends Paid | $-56,967,805 | $-24,449,184 | $-20,165,042 | $0 |
| Common Stock Dividend Paid | $-56,967,805 | $-24,449,184 | $-20,165,042 | $0 |
| Net Common Stock Issuance | $-30,054,120 | $0 | $0 | $-48,612,293 |
| Issuance Of Capital Stock | - | - | - | - |
| Net Preferred Stock Issuance | - | - | - | - |
| Preferred Stock Issuance | - | - | - | - |
| Other | ||||
| Repayment Of Debt | $-2,184,863,285 | $-2,077,066,399 | $-3,511,829,370 | $-2,943,711,201 |
| Issuance Of Debt | $2,115,856,673 | $2,041,069,524 | $2,958,310,412 | $3,155,360,135 |
| Interest Paid Supplemental Data | $8,620,325 | $6,715,188 | $12,848,263 | $11,956,136 |
| Income Tax Paid Supplemental Data | $110,042,666 | $61,532,670 | $38,001,484 | $91,354,391 |
| End Cash Position | $589,672,550 | $593,792,541 | $624,960,036 | $435,682,522 |
| Beginning Cash Position | $593,792,541 | $624,960,036 | $435,682,522 | $612,417,475 |
| Effect Of Exchange Rate Changes | $71,519 | $160,880 | $581,964 | $1,470,969 |
| Changes In Cash | $-4,191,510 | $-31,328,375 | $188,695,549 | $-178,205,921 |
| Proceeds From Stock Option Exercised | $3,429,187 | $2,215,300 | $874,284 | $407,702 |
| Common Stock Payments | $-30,054,120 | $0 | $0 | $-48,612,293 |
| Net Issuance Payments Of Debt | $-69,006,612 | $-35,996,875 | $-553,518,958 | $211,648,934 |
| Net Long Term Debt Issuance | $-69,006,612 | $-35,996,875 | $-553,518,958 | $211,648,934 |
| Long Term Debt Payments | $-2,184,863,285 | $-2,077,066,399 | $-3,511,829,370 | $-2,943,711,201 |
| Long Term Debt Issuance | $2,115,856,673 | $2,041,069,524 | $2,958,310,412 | $3,155,360,135 |
| Net Investment Purchase And Sale | $-383,378,013 | $-682,854,463 | $-766,461,030 | $-638,258,972 |
| Sale Of Investment | $4,629,990 | $0 | $0 | $594,751 |
| Purchase Of Investment | $-388,008,003 | $-682,854,463 | $-766,461,030 | $-638,853,723 |
| Net PPE Purchase And Sale | $-52,475,351 | $-36,734,961 | $-34,127,275 | $-22,127,127 |
| Purchase Of PPE | $-52,475,351 | $-36,734,961 | $-34,127,275 | $-22,127,127 |
| Change In Working Capital | $-358,713,678 | $-918,561,681 | $-519,259,500 | $-419,834,334 |
| Change In Other Working Capital | $49,187,269 | $-83,753,321 | $95,684,627 | $70,628,945 |
| Change In Other Current Liabilities | $-553,388,261 | $-656,160,242 | $-346,283,376 | $-230,383,748 |
| Change In Other Current Assets | $-1,373,875 | $48,067,947 | $-9,221,024 | $-41,064,900 |
| Change In Payables And Accrued Expense | $34,964,833 | $-249,637,482 | $174,286,361 | $-37,583,969 |
| Change In Accrued Expense | $31,332,390 | $-254,480,245 | $171,186,517 | $-38,024,977 |
| Change In Payable | $3,632,443 | $4,842,762 | $3,099,844 | $441,008 |
| Change In Account Payable | $3,975,169 | $3,663,965 | $3,543,379 | $1,897,108 |
| Change In Prepaid Assets | $-142,489,917 | $30,291,129 | $-90,972,412 | $-102,135,150 |
| Change In Inventory | $232,845 | $1,191,584 | $3,109,657 | $-837,558 |
| Change In Receivables | $254,153,429 | $-8,561,296 | $-345,863,333 | $-78,457,953 |
| Changes In Account Receivables | $92,122,661 | $-46,928,552 | $76,585,230 | $-59,369,262 |
| Stock Based Compensation | $14,300,051 | $14,069,288 | $17,523,157 | $23,242,880 |
| Provisionand Write Offof Assets | $714,081,136 | $779,530,243 | $662,982,634 | $352,458,827 |
| Asset Impairment Charge | $405,620 | $0 | $44,868,037 | $5,491,041 |
| Deferred Tax | $-31,010,480 | $-43,522,412 | $-10,043,862 | $4,957,401 |
| Deferred Income Tax | $-31,010,480 | $-43,522,412 | $-10,043,862 | $4,957,401 |
| Depreciation Amortization Depletion | $21,362,425 | $22,033,899 | $21,580,848 | $22,026,614 |
| Depreciation And Amortization | $21,362,425 | $22,033,899 | $21,580,848 | $22,026,614 |
| Depreciation | $21,362,425 | $22,033,899 | $21,580,848 | $22,026,614 |
| Earnings Losses From Equity Investments | $2,851,089 | $359,378 | $219,315 | $606,795 |
| Gain Loss On Investment Securities | $-75,557,203 | $145,600,169 | $30,684,408 | $-108,460,033 |
| Net Foreign Currency Exchange Gain Loss | $343,469 | $-1,746,933 | $5,293,584 | $4,222,288 |
| Net Income From Continuing Operations | $249,360,923 | $163,624,998 | $158,493,038 | $122,805,582 |
| Net Business Purchase And Sale | - | $0 | $0 | $7,718,979 |
| Sale Of Business | - | $0 | $0 | $7,718,979 |
| Other Non Cash Items | - | $-587,317 | $6,596,981 | $998,736 |
| Unrealized Gain Loss On Investment Securities | - | - | - | $0 |
| Preferred Stock Payments | - | - | - | - |
| Change In Interest Payable | - | - | - | - |
Fetched: 2026-08-30