LU
Lufax Holding Ltd
Price Chart
Latest Quote
$8.50
+0.02 (+0.24%)
Current Price
| Previous Close | $8.48 |
| Open | $8.39 |
| Day High | $8.57 |
| Day Low | $8.01 |
| Volume | 315,296 |
Stock Information
Note: Financial values converted from CNY to USD
| Shares Outstanding | 86.67M |
| Total Debt | $10.88B |
| Cash Equivalents | $7.90B |
| Revenue | $4.26B |
| Net Income | $-333.97M |
| Sector | Financial Services |
| Industry | Credit Services |
| Market Cap | $736.69M |
| EPS (TTM) | $-3.69 |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $23.05B |
| Sales | $4.26B |
| Income | $-333.97M |
| Book/sh | $136.55 |
| Cash/sh | $607.30 |
| Employees | 29K |
Financial Ratios
| Quick Ratio | 30.88 |
| Current Ratio | 34.60 |
| Debt/Eq | 89.06 |
Returns & Margins
| ROA | 2.77% |
| ROE | -2.29% |
| Gross Margin | 56.00% |
| Operating Margin | -4.77% |
| Profit Margin | -7.84% |
Ownership
| Insider Ownership | 3.73% |
| Institutional Ownership | 8.60% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 17.25 |
| P/S | 0.03 |
| P/B | 0.06 |
Analyst Data
| Recommendation | buy |
| Target Price | $23.66 |
Technical Indicators
| SMA20 | $9.36 |
| SMA50 | $11.35 |
| SMA200 | $17.38 |
| RSI | 31.12 |
| ATR | 0.5214 |
| Shares Float | 22.78M |
| Short Ratio | 3.76 |
| Volatility | 0.61 |
| Rel Volume | 1.48 |
Performance History
| Week | -0.70% |
| Month | -32.54% |
| Quarter | -44.44% |
| 6 Months | -55.26% |
| YTD | -68.40% |
| Year | -74.24% |
| 3 Years | -50.01% |
| 5 Years | -92.06% |
| 10 Years | -95.50% |
Stock Score:
â Premium
Based on debt, profitability, growth, and cash flow metrics
â Premium Feature
Sign up for free to view detailed scoring breakdown â premium is free during our trial period!
Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-10-27 | $8.50 | 315,300 |
| 2026-10-26 | $8.48 | 455,300 |
| 2026-10-23 | $8.06 | 295,100 |
| 2026-10-22 | $8.40 | 101,870 |
| 2026-10-21 | $8.32 | 115,930 |
| 2026-10-20 | $8.56 | 101,030 |
| 2026-10-19 | $8.70 | 144,780 |
| 2026-10-16 | $8.68 | 165,250 |
| 2026-10-15 | $8.84 | 190,990 |
| 2026-10-14 | $8.63 | 207,720 |
| 2026-10-13 | $9.20 | 104,500 |
| 2026-10-12 | $9.24 | 129,500 |
| 2026-10-09 | $9.80 | 150,170 |
| 2026-10-08 | $9.47 | 332,340 |
| 2026-10-07 | $9.81 | 475,860 |
| 2026-10-06 | $10.10 | 123,410 |
| 2026-10-05 | $10.30 | 140,430 |
| 2026-10-02 | $10.20 | 418,120 |
| 2026-10-01 | $11.90 | 124,470 |
| 2026-09-30 | $12.10 | 172,910 |
| 2026-09-29 | $12.40 | 78,590 |
| 2026-09-28 | $12.60 | 208,400 |
About Lufax Holding Ltd
Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in the People's Republic of China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. The company also provides wealth management products, such as asset management plans, bank products, mutual fund products, private investment fund products, trust plans, and others. In addition, it offers technology advisory, internet platform, banking, microfinance, financing guarantee, enterprise management, information consultation, asset management, and investment and financial consulting services. The company serves small and micro business owners, individual entrepreneurs, and individuals. Lufax Holding Ltd was founded in 2005 and is headquartered in Shanghai, China.
đ° Latest News
No news articles available at the moment. Check back later for updates on LU.
Period:
Loading...
Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $3,467,081,628 | $2,877,585,649 | $4,221,207,242 | $7,361,563,951 |
| Operating Revenue | $3,467,081,628 | $2,877,585,649 | $4,221,207,242 | $7,361,563,951 |
| Expenses | ||||
| Interest Expense | $577,219,938 | $744,828,692 | $1,359,222,817 | $1,981,637,612 |
| Selling And Marketing Expense | $605,367,964 | $810,988,088 | $1,483,360,582 | $2,364,796,888 |
| General And Administrative Expense | $288,384,135 | $303,559,642 | $352,520,550 | $432,770,610 |
| Other Non Interest Expense | $171,807,872 | $219,776,491 | $233,036,571 | $270,781,081 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $-314,664,286 | $-580,616,224 | $121,448,458 | $1,166,647,064 |
| Net Interest Income | $1,958,578,390 | $1,852,765,358 | $1,933,197,975 | $2,696,768,566 |
| Interest Income | $2,535,798,328 | $2,597,594,050 | $3,292,420,792 | $4,678,406,179 |
| Normalized Income | $-311,479,734 | $-580,616,224 | $124,260,710 | $1,227,398,765 |
| Net Income From Continuing And Discontinued Operation | $-314,664,286 | $-580,616,224 | $121,448,458 | $1,166,647,064 |
| Net Income Common Stockholders | $-314,664,286 | $-580,616,224 | $121,448,458 | $1,166,647,064 |
| Net Income | $-314,664,286 | $-580,616,224 | $121,448,458 | $1,166,647,064 |
| Net Income Including Noncontrolling Interests | $-256,751,920 | $-540,548,871 | $142,970,419 | $1,178,760,049 |
| Net Income Continuous Operations | $-256,751,920 | $-540,548,871 | $142,970,419 | $1,178,760,049 |
| Pretax Income | $-86,665,366 | $-311,815,222 | $238,279,281 | $1,806,951,575 |
| Special Income Charges | $-4,246,070 | $0 | $-4,687,087 | $-90,136,055 |
| Average Dilution Earnings | - | - | $0 | $0 |
| Per Share | ||||
| Diluted EPS | $-0.36 | $-0.83 | $0.23 | $2.27 |
| Basic EPS | $-0.36 | $-0.83 | $0.23 | $2.28 |
| Other | ||||
| Tax Effect Of Unusual Items | $-1,061,517 | $0 | $-1,874,835 | $-29,384,354 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-4,246,070 | $0 | $-4,687,087 | $-90,136,055 |
| Total Unusual Items Excluding Goodwill | $-4,246,070 | $0 | $-4,687,087 | $-90,136,055 |
| Reconciled Depreciation | $41,040,142 | $64,180,067 | $93,544,042 | $118,223,779 |
| Diluted Average Shares | $130,008,550 | $104,640,360 | $85,966,564 | $86,078,994 |
| Basic Average Shares | $130,008,550 | $104,640,360 | $85,966,564 | $85,852,470 |
| Diluted NI Availto Com Stockholders | $-314,664,286 | $-580,616,224 | $121,448,458 | $1,166,647,064 |
| Minority Interests | $-57,912,366 | $-40,067,353 | $-21,521,961 | $-12,112,984 |
| Tax Provision | $170,086,553 | $228,733,649 | $95,308,862 | $628,191,527 |
| Write Off | $4,246,070 | $0 | $4,687,087 | $64,068,763 |
| Gain On Sale Of Security | $232,268,690 | $-206,392,955 | $8,299,682 | $-12,620,155 |
| Selling General And Administration | $893,752,099 | $1,114,547,730 | $1,835,881,132 | $2,797,567,498 |
| Other Gand A | $288,384,135 | $303,559,642 | $352,520,550 | $432,770,610 |
| Restructuring And Mergern Acquisition | - | - | - | $0 |
| Otherunder Preferred Stock Dividend | - | - | - | - |
Fetched: 2026-10-20
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $10,462,847,847 | $10,746,592,747 | $12,172,842,894 | $12,340,018,881 |
| Total Assets | $31,218,445,738 | $30,531,717,670 | $35,158,716,792 | $52,647,177,553 |
| Goodwill And Other Intangible Assets | $1,512,155,584 | $1,519,803,190 | $1,468,013,318 | $1,469,533,929 |
| Other Intangible Assets | $136,745,920 | $143,417,286 | $131,243,100 | $132,763,710 |
| Prepaid Assets | $24,731,639 | $14,188,168 | $51,494,810 | $31,708,268 |
| Receivables | $605,654,175 | $818,479,388 | $810,089,252 | $1,475,658,974 |
| Other Receivables | $95,063,152 | $125,222,759 | $201,966,428 | $276,179,047 |
| Accounts Receivable | $510,591,023 | $693,256,629 | $608,122,824 | $1,199,479,927 |
| Cash And Cash Equivalents | $3,350,280,206 | $4,530,281,854 | $6,013,153,567 | $6,667,021,770 |
| Cash Cash Equivalents And Federal Funds Sold | $6,496,182,187 | $6,815,589,663 | $8,124,206,455 | $11,023,926,689 |
| Cash Equivalents | - | - | $-568,973 | $-317,263 |
| Cash Financial | - | - | - | - |
| Debt | ||||
| Net Debt | $7,156,097,432 | $4,063,355,628 | $658,146,075 | $1,188,178,625 |
| Total Debt | $10,545,343,797 | $8,639,069,349 | $6,731,979,768 | $7,969,298,859 |
| Long Term Debt And Capital Lease Obligation | $10,522,545,735 | $8,611,038,178 | $6,731,979,768 | $7,969,298,859 |
| Long Term Debt | $10,506,377,638 | $8,593,637,482 | $6,671,299,641 | $7,855,200,395 |
| Current Debt And Capital Lease Obligation | $22,798,062 | $28,031,171 | - | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $18,911,792,241 | $17,991,552,533 | $21,284,112,980 | $38,594,924,485 |
| Derivative Product Liabilities | $785,881 | $0 | - | $0 |
| Non Current Deferred Liabilities | $135,109,804 | $174,237,219 | $401,896,825 | $541,126,544 |
| Non Current Deferred Taxes Liabilities | $44,691,438 | $50,036,001 | $73,821,703 | $80,950,888 |
| Payables And Accrued Expenses | $5,619,285,662 | $7,767,990,657 | $13,260,938,866 | $28,672,666,011 |
| Payables | $5,483,107,066 | $7,605,578,561 | $13,087,854,593 | $27,865,182,063 |
| Other Payable | $5,330,739,671 | $7,427,027,169 | $12,844,741,519 | $27,410,474,275 |
| Total Tax Payable | $133,608,094 | $171,340,003 | $226,112,894 | $425,498,919 |
| Income Tax Payable | $133,608,094 | $171,340,003 | $226,112,894 | $425,498,919 |
| Accounts Payable | $18,759,300 | $7,211,388 | $17,000,180 | $29,208,868 |
| Equity | ||||
| Common Stock Equity | $11,975,003,431 | $12,266,395,936 | $13,640,856,212 | $13,809,552,810 |
| Total Equity Gross Minority Interest | $12,306,653,496 | $12,540,165,137 | $13,874,603,812 | $14,052,253,068 |
| Stockholders Equity | $11,975,003,431 | $12,266,395,936 | $13,640,856,212 | $13,809,552,810 |
| Gains Losses Not Affecting Retained Earnings | $261,985,779 | $238,726,749 | $265,388,365 | $565,787,831 |
| Other Equity Adjustments | $261,985,779 | $238,726,749 | $265,388,365 | $565,787,831 |
| Retained Earnings | $8,505,097,340 | $8,819,761,626 | $9,400,377,850 | $9,278,929,392 |
| Long Term Equity Investment | - | $0 | $391,366 | $5,890,886 |
| Other | ||||
| Ordinary Shares Number | $260,017,068 | $260,016,850 | $171,954,754 | $171,905,971 |
| Share Issued | $260,017,068 | $260,016,850 | $171,954,754 | $171,905,971 |
| Tangible Book Value | $10,462,847,847 | $10,746,592,747 | $12,172,842,894 | $12,340,018,881 |
| Invested Capital | $22,481,381,069 | $20,860,033,418 | $20,312,155,854 | $21,664,753,205 |
| Capital Lease Obligations | $38,966,159 | $45,431,867 | $60,680,127 | $114,098,464 |
| Total Capitalization | $22,481,381,069 | $20,860,033,418 | $20,312,155,854 | $21,664,753,205 |
| Minority Interest | $331,650,065 | $273,769,200 | $233,747,600 | $242,700,258 |
| Treasury Stock | $846,449,057 | $846,449,057 | $846,449,057 | $846,449,207 |
| Additional Paid In Capital | $4,054,351,818 | $4,054,339,067 | $4,821,527,803 | $4,811,273,543 |
| Capital Stock | $17,551 | $17,551 | $11,250 | $11,250 |
| Common Stock | $17,551 | $17,551 | $11,250 | $11,250 |
| Non Current Deferred Revenue | $90,418,367 | $124,201,218 | $328,075,122 | $460,175,656 |
| Long Term Capital Lease Obligation | $16,168,097 | $17,400,696 | $60,680,127 | $114,098,464 |
| Long Term Provisions | $36,961,328 | $24,632,785 | $23,302,982 | $16,888,276 |
| Current Capital Lease Obligation | $22,798,062 | $28,031,171 | - | - |
| Current Accrued Expenses | $136,178,597 | $162,412,096 | $173,084,273 | $807,483,948 |
| Investments And Advances | $6,127,565,393 | $3,451,774,415 | $3,978,743,693 | $5,304,884,637 |
| Available For Sale Securities | $5,270,605,266 | $3,296,050,037 | $3,978,352,328 | $5,298,993,751 |
| Goodwill | $1,375,409,664 | $1,376,385,903 | $1,336,770,219 | $1,336,770,219 |
| Net PPE | $47,950,918 | $55,603,324 | $90,873,635 | $164,624,985 |
| Accumulated Depreciation | $-204,085,563 | $-228,597,294 | $-275,516,470 | $-297,405,646 |
| Gross PPE | $252,036,481 | $284,200,618 | $366,390,105 | $462,030,630 |
| Leases | $222,900,216 | $253,379,185 | $289,536,031 | $368,931,057 |
| Buildings And Improvements | $29,136,265 | $30,821,433 | $76,854,074 | $93,099,574 |
| Other Short Term Investments | $856,960,127 | $155,724,379 | $0 | $0 |
| Employee Benefits | - | $3,220,479 | $3,173,227 | $3,180,877 |
| Treasury Shares Number | - | - | $0 | - |
| Construction In Progress | - | - | - | - |
Fetched: 2026-10-20
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $1,865,527,118 | $261,641,365 | $1,900,445,965 | $723,882,604 |
| Operating Activities | ||||
| Operating Cash Flow | $1,871,032,188 | $272,526,551 | $1,908,138,122 | $743,288,130 |
| Cash Flow From Continuing Operating Activities | $1,871,032,188 | $272,526,551 | $1,908,138,122 | $743,288,130 |
| Operating Gains Losses | $-107,720,359 | $-39,177,367 | $-97,996,370 | $38,489,890 |
| Investing Activities | ||||
| Capital Expenditure | $-5,505,070 | $-10,885,185 | $-7,692,158 | $-19,405,526 |
| Investing Cash Flow | $-2,470,152,552 | $400,368,264 | $-520,450,317 | $1,198,982,057 |
| Cash Flow From Continuing Investing Activities | $-2,470,152,552 | $400,368,264 | $-520,450,317 | $1,198,982,057 |
| Financing Activities | ||||
| Financing Cash Flow | $497,635,905 | $-1,692,345,791 | $-3,037,315,188 | $-1,489,924,245 |
| Cash Flow From Continuing Financing Activities | $497,635,905 | $-1,692,345,791 | $-3,037,315,188 | $-1,489,924,245 |
| Cash Dividends Paid | $0 | $-769,923,046 | $-215,327,763 | $-1,157,667,405 |
| Common Stock Dividend Paid | $0 | $-769,923,046 | $-215,327,763 | $-1,157,667,405 |
| Repurchase Of Capital Stock | - | - | $0 | $0 |
| Issuance Of Capital Stock | - | - | $0 | $2,390,796 |
| Net Other Financing Charges | - | - | $-29,881,195 | $2,390,796 |
| Net Common Stock Issuance | - | - | $0 | $2,390,796 |
| Common Stock Issuance | - | - | $0 | $2,390,796 |
| Other | ||||
| Repayment Of Debt | $-1,524,649,434 | $-2,177,474,045 | $-4,883,505,482 | $-1,524,054,660 |
| Issuance Of Debt | $2,101,494,056 | $1,356,326,951 | $2,192,857,761 | $1,357,004,978 |
| End Cash Position | $1,663,427,484 | $1,769,836,041 | $2,786,695,213 | $4,439,375,668 |
| Beginning Cash Position | $1,769,836,041 | $2,786,695,213 | $4,439,375,668 | $3,978,475,633 |
| Effect Of Exchange Rate Changes | $-4,924,097 | $2,591,804 | $-3,053,072 | $8,554,092 |
| Changes In Cash | $-101,484,459 | $-1,019,450,976 | $-1,649,627,382 | $452,345,943 |
| Interest Paid Cff | $-79,228,069 | $-101,601,464 | $-229,695,037 | $-181,985,179 |
| Proceeds From Stock Option Exercised | $19,351 | $325,813 | $37,802 | $14,387,225 |
| Net Issuance Payments Of Debt | $576,844,623 | $-821,147,095 | $-2,690,647,722 | $-167,049,682 |
| Net Long Term Debt Issuance | $576,844,623 | $-821,147,095 | $-2,690,647,722 | $-167,049,682 |
| Long Term Debt Payments | $-1,524,649,434 | $-2,177,474,045 | $-4,883,505,482 | $-1,524,054,660 |
| Long Term Debt Issuance | $2,101,494,056 | $1,356,326,951 | $2,192,857,761 | $1,357,004,978 |
| Interest Received Cfi | $180,128,405 | $127,899,766 | $123,863,704 | $256,143,045 |
| Net Investment Purchase And Sale | $-2,644,388,121 | $386,618,264 | $-641,652,915 | $130,143,256 |
| Sale Of Investment | $9,979,970,883 | $9,486,664,601 | $10,091,323,637 | $14,840,460,045 |
| Purchase Of Investment | $-12,624,359,004 | $-9,100,046,337 | $-10,732,976,552 | $-14,710,316,789 |
| Net Business Purchase And Sale | $-417,617 | $-104,714,238 | $3,761,400 | $0 |
| Sale Of Business | $69,903 | - | $3,761,400 | $0 |
| Purchase Of Business | $-487,520 | $-104,714,238 | $0 | $0 |
| Net PPE Purchase And Sale | $-5,475,219 | $-9,435,527 | $-6,422,507 | $-16,413,957 |
| Sale Of PPE | $29,851 | $1,449,658 | $1,269,651 | $2,991,570 |
| Purchase Of PPE | $-5,505,070 | $-10,885,185 | $-7,692,158 | $-19,405,526 |
| Taxes Refund Paid | $-269,707,938 | $-350,748,379 | $-413,002,519 | $-1,544,002,908 |
| Change In Working Capital | $686,904,625 | $-637,652,705 | $905,047,550 | $-1,927,084,780 |
| Change In Payables And Accrued Expense | $163,957,908 | $-3,316,246,995 | $-14,680,916,813 | $-2,876,149,191 |
| Change In Payable | $163,957,908 | $-3,316,246,995 | $-14,680,916,813 | $-2,876,149,191 |
| Other Non Cash Items | $147,218,288 | $167,219,639 | $264,681,387 | $372,173,736 |
| Stock Based Compensation | $56,102 | $-2,717,959 | $-5,430,817 | $6,774,571 |
| Unrealized Gain Loss On Investment Securities | $-130,668,127 | $237,481,849 | $78,753,600 | $19,932,047 |
| Asset Impairment Charge | $4,246,070 | $0 | $4,687,087 | $64,068,763 |
| Depreciation Amortization Depletion | $41,040,142 | $64,180,067 | $93,544,042 | $118,223,779 |
| Depreciation And Amortization | $41,040,142 | $64,180,067 | $93,544,042 | $118,223,779 |
| Amortization Cash Flow | $2,191,288 | $5,965,139 | $1,653,366 | $2,298,842 |
| Amortization Of Intangibles | $2,191,288 | $5,965,139 | $1,653,366 | $2,298,842 |
| Depreciation | $38,848,854 | $58,214,929 | $91,890,675 | $115,924,937 |
| Earnings Losses From Equity Investments | $0 | $103,654 | $812,432 | $32,701 |
| Gain Loss On Investment Securities | $-117,556,402 | $-80,602,574 | $-90,750,480 | $-96,857,824 |
| Net Foreign Currency Exchange Gain Loss | $9,685,137 | $28,621,145 | $-11,357,554 | $131,590,063 |
| Gain Loss On Sale Of PPE | $150,906 | $12,700,408 | $3,299,232 | $3,724,949 |
| Net Income From Continuing Operations | $-86,665,366 | $-311,815,222 | $238,279,281 | $1,806,951,575 |
| Common Stock Payments | - | - | $0 | $0 |
| Change In Receivables | - | - | - | - |
Fetched: 2026-10-20