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LDI

loanDepot, Inc.

Price Chart

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Latest Quote

$0.97

+0.09 (+10.32%)
Current Price
Previous Close $0.88
Open $0.93
Day High $1.05
Day Low $0.88
Volume 9,020,857
Fetched: 2026-08-28T12:10:56
Stock Information
Shares Outstanding 232.23M
Total Debt $6.02B
Cash Equivalents $370.36M
Revenue $1.26B
Net Income $-69.38M
Sector Financial Services
Industry Mortgage Finance
Market Cap $426.77M
EPS (TTM) $-0.31
Exchange NYQ
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Recent Price History
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About loanDepot, Inc.

loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. The company offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity lines of credit and closed-end second liens. It also provides title, escrow, and settlement services for mortgage loan transactions; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies. The company was founded in 2010 and is headquartered in Irvine, California.

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Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Total Revenue $896,590,000 $743,730,000 $711,580,000 $1,084,241,000
Operating Revenue $896,590,000 $743,730,000 $711,580,000 $1,084,241,000
Expenses
Interest Expense $323,738,000 $335,878,000 $304,248,000 $274,957,000
Selling And Marketing Expense $146,688,000 $132,671,000 $132,880,000 $236,828,000
General And Administrative Expense $818,602,000 $804,714,000 $785,742,000 $1,292,688,000
Other Non Interest Expense $-6,860,000 $-38,026,000 $-14,166,000 $-55,220,000
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $-62,646,000 $-98,331,000 $-110,142,000 $-273,020,000
Net Interest Income $-164,938,000 $-189,393,000 $-170,985,000 $-74,753,000
Interest Income $158,800,000 $146,485,000 $133,263,000 $200,204,000
Normalized Income $-56,525,950 $-66,677,611 $-99,587,304 $-197,416,220
Net Income From Continuing And Discontinued Operation $-62,646,000 $-98,331,000 $-110,142,000 $-273,020,000
Net Income Common Stockholders $-62,646,000 $-98,331,000 $-110,142,000 $-273,020,000
Net Income $-62,646,000 $-98,331,000 $-110,142,000 $-273,020,000
Net Income Including Noncontrolling Interests $-107,530,000 $-202,151,000 $-235,512,000 $-610,385,000
Net Income Continuous Operations $-107,530,000 $-202,151,000 $-235,512,000 $-610,385,000
Pretax Income $-120,531,000 $-242,849,000 $-278,308,000 $-689,977,000
Special Income Charges $-6,860,000 $-38,026,000 $-12,476,000 $-85,428,000
Depreciation Amortization Depletion Income Statement $26,221,000 $36,108,000 $41,261,000 $42,195,000
Depreciation And Amortization In Income Statement $26,221,000 $36,108,000 $41,261,000 $42,195,000
Per Share
Diluted EPS $-0.30 $-0.53 $-0.63 $-1.75
Basic EPS $-0.30 $-0.53 $-0.63 $-1.75
Other
Tax Effect Of Unusual Items $-739,950 $-6,372,611 $-1,921,304 $-9,824,220
Tax Rate For Calcs $0 $0 $0 $0
Total Unusual Items $-6,860,000 $-38,026,000 $-12,476,000 $-85,428,000
Total Unusual Items Excluding Goodwill $-6,860,000 $-38,026,000 $-12,476,000 $-85,428,000
Reconciled Depreciation $36,615,000 $47,115,000 $55,423,000 $62,971,000
Diluted Average Shares $211,021,121 $185,641,675 $174,906,063 $156,030,350
Basic Average Shares $211,021,121 $185,641,675 $174,906,063 $156,011,429
Diluted NI Availto Com Stockholders $-62,646,000 $-98,331,000 $-110,142,000 $-273,020,000
Minority Interests $44,884,000 $103,820,000 $125,370,000 $337,365,000
Tax Provision $-13,001,000 $-40,698,000 $-42,796,000 $-79,592,000
Other Special Charges $1,806,000 $24,636,000 $1,430,000 $12,594,000
Write Off $5,000 $511,000 $925,000 $17,500,000
Restructuring And Mergern Acquisition $5,049,000 $7,199,000 $11,811,000 $25,126,000
Gain On Sale Of Security $-56,008,000 $13,390,000 $20,201,000 $1,080,494,000
Selling General And Administration $965,290,000 $937,385,000 $918,622,000 $1,529,516,000
Other Gand A $177,084,000 $204,231,000 $212,732,000 $265,680,000
Salaries And Wages $641,518,000 $600,483,000 $573,010,000 $1,027,008,000
Occupancy And Equipment $16,876,000 $19,434,000 $23,516,000 $35,306,000
Impairment Of Capital Assets - $0 $0 $40,736,000
Fetched: 2026-08-19
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Assets
Net Tangible Assets $-1,423,709,000 $-1,360,769,000 $-1,646,582,000 $-1,603,948,000
Total Assets $6,857,936,000 $6,344,028,000 $6,151,048,000 $6,609,934,000
Goodwill And Other Intangible Assets $1,658,223,000 $1,633,661,000 $1,999,763,000 $2,037,447,000
Other Intangible Assets $1,658,223,000 $1,633,661,000 $1,999,763,000 $2,037,447,000
Prepaid Assets $155,643,000 $150,715,000 $145,890,000 $140,021,000
Receivables $61,237,000 $82,803,000 $106,232,000 $160,299,000
Other Receivables $32,014,000 $49,492,000 $84,488,000 $64,382,000
Accounts Receivable $24,907,000 $28,815,000 $14,018,000 $80,074,000
Cash And Cash Equivalents $337,232,000 $421,576,000 $660,707,000 $863,956,000
Cash Cash Equivalents And Federal Funds Sold $1,475,408,000 $1,522,619,000 $1,457,227,000 $1,615,178,000
Debt
Net Debt $4,586,395,000 $3,900,289,000 $3,484,367,000 $3,571,965,000
Total Debt $4,958,257,000 $4,355,055,000 $4,194,266,000 $4,497,596,000
Long Term Debt And Capital Lease Obligation $2,055,718,000 $1,977,928,000 $2,247,209,000 $1,387,160,000
Long Term Debt $2,021,088,000 $1,944,738,000 $2,198,017,000 $1,325,485,000
Current Debt And Capital Lease Obligation $2,902,539,000 $2,377,127,000 $1,947,057,000 $3,110,436,000
Current Debt $2,902,539,000 $2,377,127,000 $1,947,057,000 $3,110,436,000
Liabilities
Total Liabilities Net Minority Interest $6,471,926,000 $5,837,417,000 $5,446,564,000 $5,688,461,000
Derivative Product Liabilities $10,718,000 $25,060,000 $84,962,000 $67,492,000
Non Current Deferred Liabilities $4,372,000 $25,332,000 $80,171,000 $122,404,000
Non Current Deferred Taxes Liabilities $4,372,000 $25,332,000 $80,171,000 $122,404,000
Payables And Accrued Expenses $337,028,000 $319,051,000 $286,304,000 $362,227,000
Payables $267,861,000 $254,233,000 $231,389,000 $306,301,000
Other Payable $69,000 $10,179,000 - -
Dividends Payable $88,000 $669,000 $2,919,000 $7,130,000
Total Tax Payable $109,075,000 $80,207,000 $58,201,000 $50,730,000
Income Tax Payable $109,075,000 $80,207,000 $58,201,000 $50,730,000
Accounts Payable $149,387,000 $152,661,000 $154,667,000 $222,822,000
Equity
Common Stock Equity $234,514,000 $272,892,000 $353,181,000 $433,499,000
Total Equity Gross Minority Interest $386,010,000 $506,611,000 $704,484,000 $921,473,000
Stockholders Equity $234,514,000 $272,892,000 $353,181,000 $433,499,000
Retained Earnings $-614,398,000 $-550,623,000 $-451,706,000 $-342,137,000
Long Term Equity Investment $18,251,000 $18,113,000 $20,363,000 $20,410,000
Other
Treasury Shares Number $8,779,081 $5,270,250 $3,349,395 $1,780,141
Ordinary Shares Number $334,139,526 $196,120,244 $181,054,423 $169,523,682
Share Issued $342,918,607 $201,390,494 $184,403,818 $171,303,823
Tangible Book Value $-1,423,709,000 $-1,360,769,000 $-1,646,582,000 $-1,603,948,000
Invested Capital $5,158,141,000 $4,594,757,000 $4,498,255,000 $4,869,420,000
Capital Lease Obligations $34,630,000 $33,190,000 $49,192,000 $61,675,000
Total Capitalization $2,255,602,000 $2,217,630,000 $2,551,198,000 $1,758,984,000
Minority Interest $151,496,000 $233,719,000 $351,303,000 $487,974,000
Treasury Stock $29,635,000 $20,340,000 $16,493,000 $13,282,000
Additional Paid In Capital $878,204,000 $843,523,000 $821,055,000 $788,601,000
Capital Stock $343,000 $332,000 $325,000 $317,000
Common Stock $343,000 $332,000 $325,000 $317,000
Preferred Stock $0 $0 $0 $0
Long Term Capital Lease Obligation $34,630,000 $33,190,000 $49,192,000 $61,675,000
Line Of Credit $2,902,539,000 $2,377,127,000 $1,947,057,000 $3,110,436,000
Current Accrued Expenses $69,167,000 $64,818,000 $54,915,000 $55,926,000
Investments And Advances $103,891,000 $105,579,000 $113,264,000 $114,653,000
Trading Securities $85,640,000 $87,466,000 $92,901,000 $94,243,000
Net PPE $85,806,000 $81,511,000 $100,242,000 $128,557,000
Accumulated Depreciation $-296,351,000 $-270,338,000 $-234,352,000 $-197,269,000
Gross PPE $382,157,000 $351,849,000 $334,594,000 $325,826,000
Leases $31,628,000 $30,074,000 $29,180,000 $29,150,000
Construction In Progress $24,592,000 $22,569,000 $13,042,000 $12,929,000
Other Properties $23,877,000 $20,432,000 $29,433,000 $35,668,000
Machinery Furniture Equipment $302,060,000 $278,774,000 $262,939,000 $248,079,000
Goodwill - - - $0
Employee Benefits - - - -
Fetched: 2026-08-19
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $-734,610,000 $-884,694,000 $-194,827,000 $4,417,535,000
Operating Activities
Operating Cash Flow $-707,510,000 $-858,308,000 $-174,215,000 $4,460,746,000
Cash Flow From Continuing Operating Activities $-707,510,000 $-858,308,000 $-174,215,000 $4,460,746,000
Operating Gains Losses $-722,632,000 $-560,862,000 $-434,687,000 $-838,440,000
Investing Activities
Capital Expenditure $-27,100,000 $-26,386,000 $-20,612,000 $-43,211,000
Investing Cash Flow $14,512,000 $487,936,000 $165,659,000 $667,760,000
Cash Flow From Continuing Investing Activities $14,512,000 $487,936,000 $165,659,000 $667,760,000
Financing Activities
Repurchase Of Capital Stock $-9,295,000 $-3,847,000 $-3,211,000 $-430,000
Financing Cash Flow $566,799,000 $151,737,000 $-226,089,000 $-4,768,601,000
Cash Flow From Continuing Financing Activities $566,799,000 $151,737,000 $-226,089,000 $-4,768,601,000
Net Other Financing Charges $-16,521,000 $-13,339,000 $-5,307,000 $-5,824,000
Cash Dividends Paid $-2,466,000 $-3,263,000 $-2,980,000 $-119,264,000
Common Stock Dividend Paid $-2,466,000 $-3,263,000 $-2,980,000 $-119,264,000
Net Common Stock Issuance $-9,295,000 $-3,847,000 $-3,211,000 $-430,000
Other
Repayment Of Debt $-24,052,419,000 $-23,271,624,000 $-21,132,440,000 $-64,781,802,000
Issuance Of Debt $24,641,574,000 $23,443,810,000 $20,917,849,000 $60,138,719,000
Interest Paid Supplemental Data $301,463,000 $305,518,000 $321,626,000 $253,728,000
End Cash Position $401,022,000 $527,221,000 $745,856,000 $980,501,000
Beginning Cash Position $527,221,000 $745,856,000 $980,501,000 $620,596,000
Changes In Cash $-126,199,000 $-218,635,000 $-234,645,000 $359,905,000
Proceeds From Stock Option Exercised $5,926,000 $0 $0 -
Common Stock Payments $-9,295,000 $-3,847,000 $-3,211,000 $-430,000
Net Issuance Payments Of Debt $589,155,000 $172,186,000 $-214,591,000 $-4,643,083,000
Net Long Term Debt Issuance $589,155,000 $172,186,000 $-214,591,000 $-4,643,083,000
Long Term Debt Payments $-24,052,419,000 $-23,271,624,000 $-21,132,440,000 $-64,781,802,000
Long Term Debt Issuance $24,641,574,000 $23,443,810,000 $20,917,849,000 $60,138,719,000
Net Investment Purchase And Sale $5,775,000 $6,113,000 $5,584,000 $7,159,000
Sale Of Investment $5,925,000 $6,338,000 $5,584,000 $7,484,000
Purchase Of Investment $-150,000 $-225,000 $0 $-325,000
Net Intangibles Purchase And Sale $35,837,000 $508,209,000 $180,687,000 $703,812,000
Sale Of Intangibles $35,837,000 $508,209,000 $180,687,000 $703,812,000
Net PPE Purchase And Sale $-27,100,000 $-26,386,000 $-20,612,000 $-43,211,000
Purchase Of PPE $-27,100,000 $-26,386,000 $-20,612,000 $-43,211,000
Change In Working Capital $-38,226,000 $35,109,000 $-16,691,000 $-161,485,000
Change In Other Working Capital $-38,226,000 $35,109,000 $-16,691,000 $-161,485,000
Other Non Cash Items $113,658,000 $-153,802,000 $474,025,000 $5,854,258,000
Stock Based Compensation $12,223,000 $24,919,000 $21,993,000 $20,583,000
Unrealized Gain Loss On Investment Securities $-4,100,000 $-654,000 $-4,151,000 $21,573,000
Deferred Tax $-6,863,000 $-48,084,000 $-43,175,000 $-80,276,000
Deferred Income Tax $-6,863,000 $-48,084,000 $-43,175,000 $-80,276,000
Depreciation Amortization Depletion $36,615,000 $47,115,000 $55,423,000 $62,971,000
Depreciation And Amortization $36,615,000 $47,115,000 $55,423,000 $62,971,000
Depreciation $36,615,000 $47,115,000 $55,423,000 $62,971,000
Earnings Losses From Equity Investments $5,118,000 $15,932,000 $18,968,000 $12,128,000
Net Income From Continuing Operations $-107,530,000 $-202,151,000 $-235,512,000 $-610,385,000
Income Tax Paid Supplemental Data - $9,024,000 - $26,730,000
Asset Impairment Charge - $0 $0 $40,736,000
Net Short Term Debt Issuance - - $-199,546,000 $-5,310,596,000
Short Term Debt Payments - - $-20,714,561,000 $-63,324,914,000
Short Term Debt Issuance - - $20,515,015,000 $58,014,318,000
Gain Loss On Sale Of PPE - - - $-10,554,000
Fetched: 2026-08-19