JFIN

Jiayin Group Inc.

Price Chart

Latest Quote

$1.90

-0.11 (-5.47%)

Current Price

Previous Close	$2.01
Open	$1.95
Day High	$1.95
Day Low	$1.86
Volume	87,103

Fetched: 2026-09-02T12:12:29

Stock Information

Note: Financial values converted from CNY to USD

Quarterly Dividend / Yield	$0.80 / 27.40%
Shares Outstanding	25.33M
Quarterly Dividend Yield	27.40%
Quarterly Dividend	$0.80
Total Debt	$94.77M
Cash Equivalents	$74.99M
Revenue	$603.22M
Net Income	$34.51M
Sector	Financial Services
Industry	Credit Services
Market Cap	$99.43M
P/E Ratio	2.71
EPS (TTM)	$0.70
Exchange	NGM

🌐 Visit Website

📊 Comprehensive Analysis

Company Data

Enterprise Value	$232.46M
Sales	$603.22M
Income	$34.51M
Book/sh	$11.94
Cash/sh	$19.90
Employees	1K

Financial Ratios

Quick Ratio	1.11
Current Ratio	1.79
Debt/Eq	15.13

Returns & Margins

ROA	1.85%
ROE	5.73%
Gross Margin	63.11%
Operating Margin	-33.47%
Profit Margin	5.72%

Ownership

Insider Ownership	25.48%
Institutional Ownership	2.50%
Insider & Institutional transactions data not available

Valuation Ratios

Forward P/E	1.00
P/S	0.02
P/B	0.16

Analyst Data

Recommendation

none

Technical Indicators

SMA20	$2.34
SMA50	$2.55
SMA200	$4.97
RSI	26.00
ATR	0.1714

Shares Float	16.78M
Short Float	0.86%
Short Ratio	2.14
Rel Volume	1.99

Performance History

Week	-18.10%
Month	-12.04%
Quarter	-56.32%
6 Months	-70.54%
YTD	-68.44%
Year	-85.58%
3 Years	-60.35%
5 Years	-35.20%
10 Years	-84.99%

Stock Score: ⭐ Premium

Based on debt, profitability, growth, and cash flow metrics

⭐ Premium Feature

Recent Price History

Date	Close	Volume
2026-09-01	$1.90	87,100
2026-08-31	$2.01	92,300
2026-08-27	$2.17	107,400
2026-08-26	$2.29	26,300
2026-08-25	$2.33	16,100
2026-08-24	$2.32	23,700
2026-08-21	$2.43	15,600
2026-08-20	$2.36	36,900
2026-08-19	$2.40	54,200
2026-08-18	$2.33	36,300
2026-08-17	$2.22	24,900
2026-08-14	$2.28	9,900
2026-08-13	$2.30	26,100
2026-08-12	$2.31	29,900
2026-08-11	$2.38	30,200
2026-08-10	$2.50	86,400
2026-08-07	$2.61	19,100
2026-08-06	$2.56	16,800
2026-08-05	$2.77	98,200
2026-08-04	$2.36	39,100
2026-08-03	$2.17	135,500

About Jiayin Group Inc.

Jiayin Group Inc. provides online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates connections between individual borrowers and financial institutions. It also offers loan products with fixed terms and repayment schedules; guarantee services; referral services for investment products offered by third-party financial service providers; technology development services; and commercial services. The company was founded in 2011 and is headquartered in Shanghai, China. Jiayin Group Inc. operates as a subsidiary of New Dream Capital Holdings Limited.

📰 Latest News

Asian Equities Traded in the US as American Depositary Receipts Rise in Tuesday Trading

MT Newswires • 2026-09-01T14:53:26Z

Jiayin (JFIN) Q2 2026 Earnings Call Transcript

Motley Fool • 2026-08-29T00:28:16Z

Jiayin Group Inc (JFIN) (Q2 2026) Earnings Call Highlights: Navigating Industry Headwinds with ...

GuruFocus.com • 2026-08-28T19:01:17Z

Jiayin Group Q2 Earnings Call Highlights

MarketBeat • 2026-08-28T13:02:27Z

Asian Equities Traded in the US as American Depositary Receipts Head Slightly Lower in Thursday Trading

MT Newswires • 2026-08-27T14:53:41Z

Asian Equities Traded in the US as American Depositary Receipts Decline in Monday Trading

MT Newswires • 2026-08-24T14:39:30Z

Asian Equities Traded in the US as American Depositary Receipts Rise in Thursday Trading

MT Newswires • 2026-08-06T14:35:53Z

Asian Equities Traded in the US as American Depositary Receipts Rise in Wednesday Trading

MT Newswires • 2026-08-05T14:40:05Z

Asian Equities Traded in the US as American Depositary Receipts Rise Sharply in Tuesday Trading

MT Newswires • 2026-07-21T14:42:57Z

Asian Equities Traded in the US as American Depositary Receipts Soar in Monday Trading

MT Newswires • 2026-07-06T14:47:11Z

Period:

Income Statement (Annual)

Metric	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Revenue
Reconciled Cost Of Revenue	$183,880,214	$302,583,285	$299,315,968	$84,104,901
Cost Of Revenue	$183,880,214	$302,583,285	$299,315,968	$84,104,901
Total Revenue	$925,852,228	$863,184,570	$813,462,229	$486,781,333
Operating Revenue	$857,813,095	$798,970,450	$726,473,464	$435,810,721
Expenses
Total Expenses	$658,412,458	$677,481,872	$615,192,758	$310,898,737
Other Income Expense	$9,986,013	$4,325,869	$30,030,057	$21,633,807
Other Non Operating Income Expenses	$9,986,013	$14,199,241	$2,207,276	$6,464,846
Net Non Operating Interest Income Expense	$1,331,002	$2,720,184	$1,918,756	$41,812
Operating Expense	$474,532,244	$374,898,588	$315,876,790	$226,793,836
Selling And Marketing Expense	$361,279,512	$284,780,592	$228,987,869	$160,907,965
General And Administrative Expense	$45,007,067	$32,883,416	$31,970,240	$28,872,702
Total Other Finance Cost	-	$-2,720,184	$-1,918,756	$-41,812
Income & Earnings
Net Income From Continuing Operation Net Minority Interest	$228,516,029	$157,202,289	$193,083,696	$175,531,282
Net Interest Income	$1,331,002	$2,720,184	$1,918,756	$41,812
Interest Income	$1,331,002	$2,720,184	$1,918,756	-
Normalized Income	$228,516,029	$165,255,011	$169,720,907	$162,126,472
Net Income From Continuing And Discontinued Operation	$228,516,029	$157,202,289	$193,083,696	$175,531,282
Total Operating Income As Reported	$267,439,769	$185,702,698	$198,269,471	$175,882,595
Net Income Common Stockholders	$228,516,029	$157,202,289	$193,083,696	$175,531,282
Net Income	$228,516,029	$157,202,289	$193,083,696	$175,531,282
Net Income Including Noncontrolling Interests	$228,514,690	$157,200,801	$193,077,298	$175,616,692
Net Income Continuous Operations	$228,514,690	$157,200,801	$193,077,298	$175,616,692
Earnings From Equity Interest Net Of Tax	$0	$0	$-296,109	$1,181,460
Pretax Income	$278,756,784	$192,748,751	$230,218,283	$197,558,214
Special Income Charges	$0	$-9,873,372	$27,822,781	$15,168,960
Interest Income Non Operating	$1,331,002	$2,720,184	$1,918,756	-
Operating Income	$267,439,769	$185,702,698	$198,269,471	$175,882,595
Gross Profit	$741,972,013	$560,601,285	$514,146,260	$402,676,431
Per Share
Diluted EPS	$4.37	$2.96	$3.61	$3.26
Basic EPS	$4.37	$2.96	$3.61	$3.26
Other
Tax Effect Of Unusual Items	$0	$-1,820,650	$4,459,992	$1,764,150
Tax Rate For Calcs	$0	$0	$0	$0
Normalized EBITDA (Bullshit earnings)	$277,990,026	$198,235,545	$171,854,472	$162,195,816
Total Unusual Items	$0	$-9,873,372	$27,822,781	$15,168,960
Total Unusual Items Excluding Goodwill	$0	$-9,873,372	$27,822,781	$15,168,960
Reconciled Depreciation	$10,550,257	$2,659,475	$1,407,782	$1,482,181
EBITDA (Bullshit earnings)	$277,990,026	$188,362,172	$199,677,253	$177,364,776
EBIT	$267,439,769	$185,702,698	$198,269,471	$175,882,595
Diluted Average Shares	$7,771,007	$7,902,432	$7,960,577	$8,007,575
Basic Average Shares	$7,771,007	$7,902,432	$7,960,577	$8,007,575
Diluted NI Availto Com Stockholders	$228,516,029	$157,202,289	$193,083,696	$175,531,282
Minority Interests	$1,339	$1,488	$6,398	$-85,410
Tax Provision	$50,242,094	$35,547,950	$36,844,877	$23,122,982
Gain On Sale Of Business	$0	$-2,147,310	$41,398,556	$17,412,543
Write Off	$0	$7,726,062	$13,575,775	$2,243,583
Provision For Doubtful Accounts	$4,690,127	$1,815,936	$10,827,170	$4,769,437
Research And Development	$63,555,538	$55,418,644	$44,091,510	$32,243,731
Selling General And Administration	$406,286,579	$317,664,008	$260,958,109	$189,780,668
Other Gand A	$45,007,067	$32,883,416	$31,970,240	$28,872,702

Fetched: 2026-08-29

Balance Sheet (Annual)

Metric	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Assets
Net Tangible Assets	$659,621,148	$465,630,972	$354,458,888	$184,968,972
Total Assets	$1,302,874,020	$804,983,693	$839,932,431	$449,500,774
Total Non Current Assets	$272,791,306	$160,294,767	$37,930,064	$31,178,930
Other Non Current Assets	$11,389,777	$110,919,275	$336,731	$261,736
Non Current Deferred Assets	$14,364,110	$10,773,752	$9,102,596	$10,531,657
Non Current Deferred Taxes Assets	$14,364,110	$10,773,752	$9,102,596	$10,531,657
Current Assets	$1,030,082,715	$644,688,926	$802,002,367	$418,321,844
Other Current Assets	$20,416,487	$5,172,681	$11,620,861	$8,694,293
Restricted Cash	$95,796,293	$39,717,580	$135,280,855	$61,963,097
Prepaid Assets	$127,163,899	$0	-	$2,448,032
Receivables	$777,504,786	$519,369,681	$600,016,507	$304,361,426
Other Receivables	$177,272,521	$74,288,817	$356,798,893	$106,213,970
Accounts Receivable	$555,416,552	$444,424,515	$242,727,918	$195,037,420
Allowance For Doubtful Accounts Receivable	$-3,546,313	$-3,154,527	$-2,046,276	$-377,799
Gross Accounts Receivable	$558,962,865	$447,579,042	$244,774,194	$195,415,219
Cash Cash Equivalents And Short Term Investments	$9,201,250	$80,428,985	$55,084,145	$43,303,027
Cash And Cash Equivalents	$9,201,250	$80,428,985	$55,084,145	$43,303,027
Loans Receivable	-	$0	$413,957	$468,864
Investmentin Financial Assets	-	-	$7,590	$7,590
Debt
Net Debt	$90,648,909	-	-	-
Total Debt	$104,252,658	$7,689,458	$7,136,076	$4,086,749
Long Term Debt And Capital Lease Obligation	$77,419,387	$4,201,027	$7,136,076	$368,871
Long Term Debt	$76,780,000	-	-	-
Current Debt And Capital Lease Obligation	$26,833,271	$3,488,431	$2,316,792	$3,717,878
Current Debt	$23,070,158	-	-	-
Other Current Borrowings	$12,594,598	-	-	-
Liabilities
Total Liabilities Net Minority Interest	$643,484,700	$339,599,578	$485,723,524	$264,767,052
Total Non Current Liabilities Net Minority Interest	$95,244,549	$14,683,877	$146,105,942	$368,871
Other Non Current Liabilities	$1,916,822	$31,789,896	$138,969,866	-
Non Current Deferred Liabilities	$15,908,340	$10,482,851	$5,969,050	$0
Non Current Deferred Taxes Liabilities	$15,908,340	$10,482,851	-	-
Current Liabilities	$548,240,152	$324,915,700	$339,617,582	$264,398,180
Other Current Liabilities	$100,557,844	$34,003,571	$8,563,351	$4,492,374
Current Deferred Liabilities	$68,284,055	$34,149,691	$137,932,741	$41,145,450
Payables And Accrued Expenses	$352,564,982	$253,274,008	$193,121,491	$215,042,478
Payables	$231,083,100	$137,050,217	$100,438,954	$134,402,051
Other Payable	$31,302,284	$21,436,649	$14,114,426	$40,154,452
Total Tax Payable	$156,911,983	$102,229,594	$84,639,386	$94,163,379
Current Deferred Taxes Liabilities	-	$10,482,851	$5,969,050	$0
Equity
Common Stock Equity	$659,621,148	$465,630,972	$354,458,888	$184,968,972
Total Equity Gross Minority Interest	$659,389,320	$465,384,115	$354,208,907	$184,733,722
Stockholders Equity	$659,621,148	$465,630,972	$354,458,888	$184,968,972
Gains Losses Not Affecting Retained Earnings	$1,614,612	$1,056,320	$-1,516,107	$-463,061
Other Equity Adjustments	$1,614,612	$1,056,320	$-1,516,107	$-463,061
Retained Earnings	$517,935,859	$333,518,929	$227,042,776	$57,271,928
Long Term Equity Investment	-	-	$15,092,626	$13,458,224
Other
Treasury Shares Number	$1,009,124	$390,122	$590,738	$353,039
Ordinary Shares Number	$31,146,221	$31,765,223	$31,564,607	$31,802,306
Share Issued	$32,155,345	$32,155,345	$32,155,345	$32,155,345
Tangible Book Value	$659,621,148	$465,630,972	$354,458,888	$184,968,972
Invested Capital	$759,471,306	$465,630,972	$354,458,888	$184,968,972
Working Capital	$481,842,563	$319,773,226	$462,384,785	$153,923,664
Capital Lease Obligations	$4,402,500	$7,689,458	$7,136,076	$4,086,749
Total Capitalization	$736,401,148	$465,630,972	$354,458,888	$184,968,972
Minority Interest	$-231,828	$-246,857	$-249,981	$-235,250
Treasury Stock	$28,224,834	$4,298,638	$5,273,863	$1,378,171
Additional Paid In Capital	$168,295,511	$135,354,361	$134,206,084	$129,538,276
Capital Stock	$0	$0	$0	$0
Common Stock	$0	$0	$0	$0
Long Term Capital Lease Obligation	$639,387	$4,201,027	$7,136,076	$368,871
Current Deferred Revenue	$68,284,055	$34,149,691	$131,963,691	$41,145,450
Current Capital Lease Obligation	$3,763,113	$3,488,431	$2,316,792	$3,717,878
Line Of Credit	$10,475,560	$0	-	-
Current Accrued Expenses	$121,481,882	$116,223,791	$92,682,537	$80,640,427
Dueto Related Parties Current	$42,868,833	$13,383,974	$1,685,142	$84,220
Investments And Advances	$44,948,589	$24,145,078	$15,100,216	$13,465,813
Net PPE	$202,088,829	$14,456,662	$13,390,521	$6,919,723
Accumulated Depreciation	$-17,500,037	$-15,192,619	$-12,614,686	$-11,285,172
Gross PPE	$219,588,866	$29,649,282	$26,005,208	$18,204,895
Other Properties	$18,273,938	$26,503,980	$22,804,553	$15,172,085
Machinery Furniture Equipment	$3,732,312	$3,145,302	$1,996,429	$1,828,584
Buildings And Improvements	$197,582,617	$0	-	-
Properties	$0	$0	$0	$0
Duefrom Related Parties Current	$44,815,712	$656,350	$75,738	$2,641,172
Leases	-	$1,204,226	$1,204,226	$1,204,226
Available For Sale Securities	-	-	$7,590	$7,590

Fetched: 2026-08-29

Cash Flow Statement (Annual)

Metric	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Free Cash Flow
Free Cash Flow	$92,593,407	$102,129,007	$53,276,690	$17,279,071
Operating Activities
Operating Cash Flow	$187,092,326	$212,110,405	$57,970,091	$19,878,283
Cash Flow From Continuing Operating Activities	$187,092,326	$212,110,405	$57,970,091	$19,878,283
Operating Gains Losses	$-25,445	$-8,122,461	$567,071	$-1,181,460
Investing Activities
Capital Expenditure	$-94,498,920	$-109,981,398	$-4,693,401	$-2,599,211
Investing Cash Flow	$-289,592,436	$-116,586,562	$-15,750,316	$-3,414,776
Cash Flow From Continuing Investing Activities	$-289,592,436	$-116,586,562	$-15,750,316	$-3,414,776
Net Other Investing Changes	$-173,259,278	$-1,956,700	$10,584,331	$-815,564
Financing Activities
Repurchase Of Capital Stock	$-16,476,601	$-7,925,154	$-5,666,394	$-2,194,777
Financing Cash Flow	$72,490,438	$-49,503,310	$-28,789,673	$-1,869,801
Cash Flow From Continuing Financing Activities	$72,490,438	$-49,503,310	$-28,789,673	$-1,869,801
Cash Dividends Paid	$-16,093,445	$-44,814,373	$-23,312,848	$0
Common Stock Dividend Paid	$-16,093,445	$-44,814,373	$-23,312,848	$0
Net Common Stock Issuance	$-16,476,601	$-7,925,154	$-5,666,394	$-2,194,777
Issuance Of Capital Stock	-	-	-	-
Net Other Financing Charges	-	-	-	-
Common Stock Issuance	-	-	-	-
Other
Repayment Of Debt	$-107,136,967	$-856,335	$0	$0
Issuance Of Debt	$212,197,452	$4,067,406	$0	$0
Income Tax Paid Supplemental Data	$5,082,806	$17,659,251	$6,085,113	$282,717
End Cash Position	$70,744,437	$100,863,773	$55,446,469	$43,604,047
Beginning Cash Position	$100,863,773	$55,446,469	$43,604,047	$27,463,284
Effect Of Exchange Rate Changes	$-109,664	$-603,229	$-1,587,679	$1,547,057
Changes In Cash	$-30,009,671	$46,020,533	$13,430,102	$14,593,706
Proceeds From Stock Option Exercised	$0	$25,147	$189,569	$324,976
Common Stock Payments	$-16,476,601	$-7,925,154	$-5,666,394	$-2,194,777
Net Issuance Payments Of Debt	$105,060,485	$3,211,071	$0	$0
Net Short Term Debt Issuance	$-107,136,967	$-856,335	$0	$0
Short Term Debt Payments	$-107,136,967	$-856,335	$0	$0
Net Long Term Debt Issuance	$212,197,452	$4,067,406	$0	$0
Long Term Debt Issuance	$212,197,452	$4,067,406	$0	$0
Net Investment Purchase And Sale	$-24,852,020	$-4,249,535	$-11,536,790	$0
Sale Of Investment	$10,615,877	$10,269,771	$0	$0
Purchase Of Investment	$-35,467,896	$-14,519,306	$-11,536,790	$0
Net Business Purchase And Sale	$2,507,403	$-399,226	$-10,229,447	$0
Sale Of Business	$2,507,403	-	-	-
Net PPE Purchase And Sale	$-93,988,541	$-109,981,101	$-4,568,410	$-2,599,211
Sale Of PPE	$510,379	$298	$124,991	$0
Purchase Of PPE	$-94,498,920	$-109,981,398	$-4,693,401	$-2,599,211
Change In Working Capital	$-83,642,436	$38,528,085	$-131,004,387	$-151,970,684
Change In Other Working Capital	$28,739,825	$-98,935,941	$123,850,455	$39,674,577
Change In Other Current Liabilities	$53,237,258	$-111,764,153	$135,607,765	$-1,157,354
Change In Other Current Assets	$-9,446,916	$27,677	$-74,994	$1,099,174
Change In Payables And Accrued Expense	$88,272,300	$54,316,493	$101,493,637	$103,166,132
Change In Accrued Expense	$23,724,276	$28,355,628	$66,222,006	$66,076,035
Change In Payable	$64,548,024	$25,960,866	$35,271,631	$37,090,097
Change In Tax Payable	$54,682,389	$18,576,742	$32,638,642	$33,295,439
Change In Income Tax Payable	$54,682,389	$18,576,742	$32,638,642	$33,295,439
Change In Prepaid Assets	$-84,304,589	$222,380,623	$-281,294,988	$-67,884,978
Change In Receivables	$-160,140,314	$-27,496,614	$-210,586,262	$-226,868,235
Changes In Account Receivables	$-111,393,496	$-131,903,428	$-74,022,765	$-183,368,199
Other Non Cash Items	$3,820,847	$3,505,245	$-38,568,261	$-17,412,543
Stock Based Compensation	$23,500,930	$8,797,262	$8,087,642	$6,331,076
Unrealized Gain Loss On Investment Securities	$-316,643	$0	$0	-
Provisionand Write Offof Assets	$4,690,127	$1,815,936	$10,827,170	$4,769,437
Asset Impairment Charge	$0	$7,726,062	$13,575,775	$2,243,583
Depreciation Amortization Depletion	$10,550,257	$2,659,475	$1,407,782	$1,482,181
Depreciation And Amortization	$10,550,257	$2,659,475	$1,407,782	$1,482,181
Earnings Losses From Equity Investments	$0	$0	$296,109	$-1,181,460
Gain Loss On Sale Of PPE	$-25,445	$0	$-28,421	$0
Gain Loss On Sale Of Business	$0	$2,147,310	$299,382	$0
Net Income From Continuing Operations	$228,514,690	$157,200,801	$193,077,298	$175,616,692
Purchase Of Business	-	$-399,226	$-10,229,447	$0
Gain Loss On Investment Securities	-	$-10,269,771	-	-

Fetched: 2026-08-29