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ING

ING Groep N.V.

Price Chart
Latest Quote

$32.33

-0.50 (-1.52%)
Current Price
Previous Close $32.83
Open $31.92
Day High $32.48
Day Low $31.89
Volume 1,654,804
Fetched: 2026-07-18T00:38:12
Stock Information
Note: Financial values converted from EUR to USD
Quarterly Dividend / Yield $1.27 / 3.92%
Shares Outstanding 2.86B
Quarterly Dividend Yield 3.92%
Quarterly Dividend $1.27
Total Debt $325.25B
Cash Equivalents $151.49B
Revenue $28.16B
Net Income $9.64B
Sector Financial Services
Industry Banks - Diversified
Market Cap $93.62B
P/E Ratio 12.94
EPS (TTM) $2.53
Exchange NYQ
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Recent Price History
Date Close Volume
2026-07-17 $32.33 1,654,804
2026-07-16 $32.83 1,645,400
2026-07-15 $33.31 2,528,900
2026-07-14 $32.75 3,208,400
2026-07-13 $32.30 2,558,900
2026-07-10 $32.39 2,372,100
2026-07-09 $32.50 2,097,100
2026-07-08 $31.95 2,826,800
2026-07-07 $32.24 2,254,000
2026-07-06 $32.96 2,416,200
2026-07-02 $32.10 3,437,100
2026-07-01 $31.48 2,513,900
2026-06-30 $31.38 3,573,100
2026-06-29 $31.18 4,906,300
2026-06-26 $30.78 6,080,800
2026-06-25 $31.02 5,377,700
2026-06-24 $31.05 5,242,700
2026-06-23 $31.65 5,480,400
2026-06-22 $32.20 4,418,300
2026-06-18 $31.36 7,813,200
About ING Groep N.V.

ING Groep N.V. provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and internationally. The company operates through five segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, and Wholesale Banking. It accepts current and savings accounts; and time deposits. The company also offers business lending products; SME loans; consumer lending products, such as residential mortgage loans and other consumer lending loans; and mortgages. In addition, it provides working capital solutions; debt and equity market solutions; various loans; payments; and cash management, trade and corporate finance, and treasury services, as well as savings, investment, insurance, and digital banking services. The company serves individual customers, corporate clients, and financial institutions. ING Groep N.V. was founded in 1762 and is headquartered in Amsterdam, the Netherlands.

Period:
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Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Total Revenue $26,210,804,710 $25,811,399,792 $25,948,730,996 $21,619,364,790
Operating Revenue $26,210,804,710 $25,811,399,792 $25,948,730,996 $21,619,364,790
Expenses
Interest Expense $41,620,510,226 $50,219,732,449 $41,487,756,728 $16,839,094,464
Selling And Marketing Expense $506,981,028 $504,692,175 $422,293,452 $378,805,238
General And Administrative Expense $8,697,642,920 $8,221,561,413 $7,696,269,557 $7,839,322,895
Professional Expense And Contract Services Expense $503,547,748 $529,869,562 $482,948,067 $390,249,505
Other Non Interest Expense $3,912,794,887 $3,810,940,911 $3,817,807,471 $3,108,262,917
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $7,240,787,731 $7,315,175,466 $8,339,437,363 $4,204,623,696
Net Interest Income $16,801,328,383 $17,192,722,314 $18,283,360,959 $15,742,733,685
Interest Income $58,422,983,035 $67,412,454,763 $59,771,117,688 $32,582,972,576
Normalized Income $7,304,410,989 $7,430,550,844 $8,543,755,295 $4,756,131,284
Net Income From Continuing And Discontinued Operation $7,240,787,731 $7,315,175,466 $8,339,437,363 $4,204,623,696
Net Income Common Stockholders $7,240,787,731 $7,315,175,466 $8,339,437,363 $4,204,623,696
Net Income $7,240,787,731 $7,315,175,466 $8,339,437,363 $4,204,623,696
Net Income Including Noncontrolling Interests $7,555,505,073 $7,610,437,555 $8,607,233,211 $4,322,499,646
Net Income Continuous Operations $7,555,505,073 $7,610,437,555 $8,607,233,211 $4,322,499,646
Pretax Income $10,469,215,452 $10,643,168,310 $12,007,324,936 $6,296,635,703
Special Income Charges $-88,120,856 $-161,364,165 $-284,962,248 $-802,243,117
Depreciation Amortization Depletion Income Statement $779,354,583 $804,531,970 $813,687,384 $813,687,384
Depreciation And Amortization In Income Statement $779,354,583 $804,531,970 $813,687,384 $813,687,384
Amortization Of Intangibles Income Statement $263,218,141 $260,929,288 $249,485,021 $258,640,434
Depreciation Income Statement $516,136,442 $543,602,682 $564,202,363 $555,046,950
Per Share
Diluted EPS $2.43 $2.27 $2.33 $1.16
Basic EPS $2.43 $2.27 $2.35 $1.17
Other
Tax Effect Of Unusual Items $-24,497,598 $-45,988,787 $-80,644,316 $-251,879,955
Tax Rate For Calcs $0 $0 $0 $0
Total Unusual Items $-88,120,856 $-161,364,165 $-284,962,248 $-803,387,543
Total Unusual Items Excluding Goodwill $-88,120,856 $-161,364,165 $-284,962,248 $-803,387,543
Reconciled Depreciation $761,043,755 $770,199,169 $771,343,596 $813,687,384
Diluted Average Shares $3,421,492,505 $3,695,010,486 $4,080,224,514 $4,147,745,689
Basic Average Shares $3,421,492,505 $3,695,010,486 $4,077,477,889 $4,141,794,670
Diluted NI Availto Com Stockholders $7,240,787,731 $7,315,175,466 $8,339,437,363 $4,204,623,696
Minority Interests $-314,717,342 $-295,262,089 $-268,940,274 $-116,731,523
Tax Provision $2,912,565,952 $3,032,730,755 $3,398,947,299 $1,974,136,057
Other Special Charges $77,821,016 $121,309,230 $279,240,115 $381,094,091
Write Off $10,299,840 $40,054,934 $5,722,134 $219,729,926
Gain On Sale Of Security $-4,354,543,594 $2,374,685,402 $600,824,018 $1,681,162,822
Amortization $263,218,141 $260,929,288 $249,485,021 $258,640,434
Salaries And Wages $8,697,642,920 $8,221,561,413 $7,696,269,557 $7,040,513,058
Gain On Sale Of Business - $0 $0 $83,543,149
Impairment Of Capital Assets - $34,332,801 $43,488,215 $90,409,709
Restructuring And Mergern Acquisition - $162,508,591 $197,985,819 $194,552,539
Selling General And Administration - $8,726,253,588 $8,118,563,010 -
Other Gand A - $317,006,196 $330,739,316 $312,428,489
Insurance And Claims - $263,218,141 $366,216,544 $486,381,347
Fetched: 2026-07-03
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Assets
Net Tangible Assets $55,145,344,966 $56,054,019,766 $57,267,112,068 $55,854,889,520
Fixed Assets Revaluation Reserve $178,530,565 $184,252,699 $203,707,953 $201,419,099
Total Assets $1,206,689,234,614 $1,167,938,946,552 $1,116,483,233,266 $1,107,595,615,514
Goodwill And Other Intangible Assets $1,730,373,170 $1,525,520,791 $1,371,023,187 $1,260,013,797
Other Intangible Assets $1,184,481,634 $980,773,682 $834,287,064 $728,999,808
Prepaid Assets $948,729,734 $472,648,227 $501,258,895 $418,860,172
Receivables $1,073,472,245 $1,126,115,873 $954,451,868 $1,029,984,030
Cash And Cash Equivalents $60,527,583,736 $80,513,851,625 $103,243,310,314 $100,267,800,894
Cash Financial $2,009,613,285 $1,882,581,921 $1,816,205,173 $1,923,781,283
Cash Cash Equivalents And Federal Funds Sold $68,350,884,657 $92,847,338,171 $109,252,694,915 $122,463,956,740
Other Receivables - - - $1,029,984,030
Debt
Net Debt $143,373,776,976 $114,280,161,409 $67,090,870,861 $35,144,199,530
Total Debt $205,103,008,747 $196,071,193,231 $171,664,005,000 $136,755,557,370
Long Term Debt And Capital Lease Obligation $205,103,008,747 $196,071,193,231 $171,664,005,000 $136,755,557,370
Long Term Debt $203,901,360,712 $194,794,013,034 $170,334,181,175 $135,412,000,424
Liabilities
Minimum Pension Liabilities $-394,827,211 $-381,094,091 $-362,783,264 $-265,506,994
Total Liabilities Net Minority Interest $1,148,377,260,968 $1,109,220,701,428 $1,056,764,759,207 $1,049,903,921,140
Derivative Product Liabilities $25,199,131,507 $32,349,509,529 $28,780,042,652 $38,815,520,384
Non Current Deferred Liabilities $434,882,146 $344,472,437 $226,596,487 $328,450,463
Non Current Deferred Taxes Liabilities $417,715,745 $328,450,463 $210,574,513 $294,117,662
Payables And Accrued Expenses $3,741,130,882 $3,363,470,071 $3,670,176,427 $3,096,818,650
Payables $3,741,130,882 $3,363,470,071 $3,670,176,427 $3,096,818,650
Other Payable $2,312,886,361 $2,018,768,699 $2,483,405,939 $2,307,164,227
Total Tax Payable $1,428,244,522 $1,344,701,372 $1,186,770,488 $789,654,423
Income Tax Payable $1,428,244,522 $1,344,701,372 $1,186,770,488 $789,654,423
Equity
Common Stock Equity $56,875,718,137 $57,579,540,557 $58,638,135,255 $57,114,903,317
Total Equity Gross Minority Interest $58,311,973,645 $58,718,245,124 $59,718,474,059 $57,691,694,374
Stockholders Equity $56,875,718,137 $57,579,540,557 $58,638,135,255 $57,114,903,317
Gains Losses Not Affecting Retained Earnings $-771,343,596 $89,265,283 $-882,352,986 $-1,127,260,300
Other Equity Adjustments $1,013,962,056 $1,028,839,603 $1,167,315,234 $707,255,701
Retained Earnings $40,775,923,321 $38,742,277,075 $42,174,412,748 $39,990,846,605
Long Term Equity Investment $1,839,093,707 $1,921,492,429 $1,726,939,890 $1,716,640,050
Other
Treasury Shares Number $136,306,942 $58,499,248 $176,895,729 $122,911,428
Ordinary Shares Number $3,321,627,185 $3,543,459,246 $3,826,531,423 $4,141,846,023
Share Issued $3,457,934,127 $3,601,958,494 $4,003,427,152 $4,264,757,450
Tangible Book Value $55,145,344,966 $56,054,019,766 $57,267,112,068 $55,854,889,520
Invested Capital $260,777,078,849 $252,373,553,591 $228,972,316,429 $192,526,903,741
Capital Lease Obligations $1,201,648,035 $1,277,180,197 $1,329,823,825 $1,343,556,946
Total Capitalization $260,777,078,849 $252,373,553,591 $228,972,316,429 $192,526,903,741
Minority Interest $1,436,255,508 $1,138,704,566 $1,080,338,805 $576,791,057
Foreign Currency Translation Adjustments $-3,174,639,666 $-2,272,831,426 $-2,891,966,271 $-2,740,901,946
Unrealized Gain Loss $1,605,630,660 $1,530,098,498 $1,001,373,362 $970,473,842
Treasury Stock $2,751,201,787 $875,486,425 $2,281,986,840 $1,379,034,174
Additional Paid In Capital $19,588,007,397 $19,588,007,397 $19,588,007,397 $19,588,007,397
Capital Stock $34,332,801 $35,477,228 $40,054,934 $42,343,788
Common Stock $34,332,801 $35,477,228 $40,054,934 $42,343,788
Employee Benefits $1,122,682,593 $1,114,671,606 $1,044,861,577 $920,119,067
Non Current Pension And Other Postretirement Benefit Plans $209,430,086 $217,441,073 $222,018,780 $192,263,686
Non Current Deferred Revenue $17,166,400 $16,021,974 $16,021,974 $34,332,801
Long Term Capital Lease Obligation $1,201,648,035 $1,277,180,197 $1,329,823,825 $1,343,556,946
Long Term Provisions $1,076,905,525 $885,786,266 $1,052,872,564 $1,203,936,888
Defined Pension Benefit $604,257,298 $650,034,366 $634,012,392 $706,111,274
Investments And Advances $162,164,118,963 $152,512,024,176 $134,870,686,595 $117,909,138,474
Available For Sale Securities $65,548,183,669 $64,097,050,614 $61,634,244,355 $62,509,730,781
Trading Securities $33,636,989,566 $35,244,909,080 $25,542,459,517 $18,226,139,624
Goodwill $545,891,536 $544,747,109 $536,736,122 $531,013,989
Net PPE $2,835,889,363 $2,785,534,588 $2,745,479,653 $2,799,267,708
Accumulated Depreciation $-4,401,465,088 $-4,472,419,544 $-4,320,210,792 $-4,656,672,242
Gross PPE $7,238,498,877 $7,257,954,131 $7,065,690,446 $7,455,939,950
Other Properties $6,100,938,738 $6,261,158,476 $6,203,937,141 $6,486,610,536
Properties $1,137,560,140 $996,795,656 $861,753,305 $969,329,415
Other Short Term Investments $61,139,852,021 $51,248,572,053 $45,967,042,832 $35,456,628,019
Fetched: 2026-07-03
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $-7,703,136,118 $-26,179,905,189 $-13,259,327,746 $-12,981,232,058
Operating Activities
Operating Cash Flow $-7,301,442,346 $-25,799,955,525 $-12,977,798,778 $-12,716,869,490
Cash Flow From Continuing Operating Activities $-7,300,297,919 $-25,801,099,951 $-12,976,654,351 $-12,718,013,917
Operating Gains Losses $-488,670,201 $1,297,779,878 $511,558,735 -
Investing Activities
Capital Expenditure $-401,693,772 $-379,949,664 $-281,528,968 $-264,362,568
Investing Cash Flow $-17,964,065,910 $-6,904,326,281 $-9,779,126,152 $-6,073,472,497
Cash Flow From Continuing Investing Activities $-17,962,921,483 $-6,904,326,281 $-9,780,270,578 $-6,073,472,497
Net Other Investing Changes $-1,144,427 - $1,144,427 -
Financing Activities
Financing Cash Flow $9,435,798,142 $6,150,149,086 $21,062,028,987 $5,320,439,728
Cash Flow From Continuing Financing Activities $9,434,653,715 $6,149,004,659 $21,062,028,987 $5,321,584,155
Net Other Financing Charges $1,144,427 $1,144,427 - $-1,144,427
Cash Dividends Paid $-4,444,953,303 $-4,439,231,169 $-3,395,514,019 $-3,539,711,783
Common Stock Dividend Paid $-4,444,953,303 $-4,439,231,169 $-3,395,514,019 $-3,539,711,783
Net Common Stock Issuance $-4,240,100,923 $-4,368,276,714 $-4,040,970,678 $-1,964,980,644
Other
Repayment Of Debt $-158,285,656,877 $-133,022,437,474 $-107,300,302,965 $-96,395,060,941
Issuance Of Debt $176,405,364,818 $147,978,950,017 $135,798,816,649 $107,221,337,523
Interest Paid Supplemental Data $43,105,976,082 $47,140,080,200 $38,606,090,298 $16,242,848,153
End Cash Position $61,968,416,952 $79,044,407,742 $106,445,416,220 $109,168,007,340
Beginning Cash Position $79,044,407,742 $106,445,416,220 $109,168,007,340 $123,214,700,655
Effect Of Exchange Rate Changes $-1,246,280,676 $-846,875,758 $-1,027,695,177 $-576,791,057
Changes In Cash $-15,829,710,114 $-26,554,132,720 $-1,694,895,943 $-13,469,902,259
Net Issuance Payments Of Debt $18,119,707,941 $14,956,512,542 $28,498,513,683 $10,826,276,582
Net Long Term Debt Issuance $18,119,707,941 $14,956,512,542 $28,498,513,683 $10,826,276,582
Long Term Debt Payments $-158,285,656,877 $-133,022,437,474 $-107,300,302,965 $-96,395,060,941
Long Term Debt Issuance $176,405,364,818 $147,978,950,017 $135,798,816,649 $107,221,337,523
Net Investment Purchase And Sale $-17,605,860,353 $-6,581,597,952 $-9,563,973,932 $-5,912,108,332
Sale Of Investment $207,458,238,896 $143,970,023,287 $70,516,139,974 $44,102,771,738
Purchase Of Investment $-225,064,099,249 $-150,551,621,238 $-80,080,113,906 $-50,014,880,070
Net PPE Purchase And Sale $-357,061,130 $-322,728,329 $-216,296,646 $-169,375,152
Sale Of PPE $44,632,641 $57,221,335 $65,232,322 $94,987,416
Purchase Of PPE $-401,693,772 $-379,949,664 $-281,528,968 $-264,362,568
Taxes Refund Paid $-2,707,713,572 $-3,151,751,132 $-3,089,952,090 $-1,686,884,956
Change In Working Capital $-20,759,900,338 $-35,833,144,404 $-20,527,581,718 $-26,593,043,228
Change In Other Working Capital $50,160,222,261 $20,717,556,550 $-29,982,835,113 $5,085,832,255
Change In Other Current Liabilities $13,194,095,424 $-8,988,327,302 $7,782,101,560 $5,054,932,734
Change In Other Current Assets $-21,374,457,476 $660,334,206 $-6,197,070,580 $-7,969,787,539
Other Non Cash Items $3,932,250,141 $-892,652,826 $-3,245,594,121 $6,322,957,517
Depreciation Amortization Depletion $761,043,755 $770,199,169 $771,343,596 $813,687,384
Depreciation And Amortization $761,043,755 $770,199,169 $771,343,596 $813,687,384
Net Foreign Currency Exchange Gain Loss $-488,670,201 $1,297,779,878 $511,558,735 -
Net Income From Continuing Operations $10,469,215,452 $10,643,168,310 $12,007,324,936 $6,296,635,703
Net Business Purchase And Sale - $0 $0 $8,010,987
Sale Of Business - $0 $0 $8,010,987
Fetched: 2026-07-03