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HDB

HDFC Bank Limited

Price Chart
Latest Quote

$21.55

+0.20 (+0.91%)
Current Price
Previous Close $21.36
Open $21.62
Day High $21.67
Day Low $21.50
Volume 1,115,931
Fetched: 2026-10-28T14:34:22
Stock Information
Note: Financial values converted from INR to USD
Quarterly Dividend / Yield $0.41 / 1.91%
Shares Outstanding 5.14B
Quarterly Dividend Yield 1.91%
Quarterly Dividend $0.41
Total Debt $62.40B
Cash Equivalents $27.71B
Revenue $31.71B
Net Income $8.41B
Sector Financial Services
Industry Banks - Regional
Market Cap $110.85B
P/E Ratio 13.91
EPS (TTM) $1.55
Exchange NYQ
🌐 Visit Website
📊 Comprehensive Analysis
Company Data
Enterprise Value$4.09T
Sales$31.71B
Income$8.41B
Book/sh$2.51
Cash/sh$512.98
Employees210K
Financial Ratios
EPS Growth TTM21.30%
Returns & Margins
ROA1.66%
ROE11.00%
Operating Margin38.48%
Profit Margin26.53%
Ownership
Institutional Ownership13.77%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E15.60
PEG1.01
P/S0.04
P/B8.58
Analyst Data
Recommendationbuy
Target Price$30.30
Technical Indicators
SMA20$22.48
SMA50$22.75
SMA200$25.92
RSI45.23
ATR0.5221
Shares Float25.59B
Short Float0.75%
Short Ratio4.15
Volatility0.41
Rel Volume0.13
Performance History
Week-4.92%
Month-4.79%
Quarter-10.71%
6 Months-14.67%
YTD-40.91%
Year-41.17%
3 Years-22.06%
5 Years-40.61%
10 Years+33.93%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-10-28 $21.56 1,115,931
2026-10-27 $21.36 6,428,800
2026-10-26 $21.71 7,756,900
2026-10-23 $22.09 7,363,300
2026-10-22 $22.44 9,912,600
2026-10-21 $22.67 6,444,000
2026-10-20 $23.06 8,586,000
2026-10-19 $23.08 13,141,500
2026-10-16 $23.84 15,317,900
2026-10-15 $23.53 10,996,300
2026-10-14 $22.63 5,621,800
2026-10-13 $22.76 6,516,100
2026-10-12 $22.58 4,346,500
2026-10-09 $22.28 4,070,100
2026-10-08 $22.01 13,688,500
2026-10-07 $22.14 7,511,500
2026-10-06 $22.42 10,233,100
2026-10-05 $22.11 7,855,000
2026-10-02 $22.34 12,481,400
2026-10-01 $22.95 18,248,700
2026-09-30 $22.34 7,808,100
2026-09-29 $22.64 8,765,600
2026-09-28 $22.41 7,709,800
About HDFC Bank Limited

HDFC Bank Limited provides banking and financial products and services to individuals and businesses in India, Bahrain, Hong Kong, Singapore, and Dubai. The company operates through Treasury, Retail Banking, Wholesale Banking, Other Banking Business, Insurance Business, and Other segments. It offers savings, salary, current, rural, public provident fund, pension, and demat accounts; fixed and recurring deposits; and safe deposit lockers, as well as offshore accounts and deposits, and overdrafts against fixed deposits. The company also provides personal, home, car and pre owned car, marriage, two-wheeler, business, doctor, educational, gold, consumer, and rural loans; loans against properties, securities, mutual funds, and car; loans for professionals; government sponsored programs; and loans on credit card, as well as working capital, term loans, supply chain management, project finance, export finance, commercial vehicle / equipment finance, tractor finance, infrastructure, and agriculture finance. In addition, it offers credit, debit, prepaid, forex, and kisan gold cards; payment and collection, export, import, remittance, bank guarantee, letter of credit, trade, hedging, and merchant and cash management services; and insurance and investment products. Further, the company provides short term finance, bill discounting, structured finance, export credit, loan repayment, custodial, and documents collection services; online, mobile, and phone banking services; unified payment interface, immediate payment, national electronic funds transfer, and real time gross settlement services; channel financing, vendor financing, money market, derivatives, employee trusts, cash surplus corporates, tax payment, and bankers to rights/public issue services; and financial solutions for supply chain partners and agricultural customers. It operates branches and automated teller machines in various cities/towns. The company was incorporated in 1994 and is headquartered in Mumbai, India.

📰 Latest News
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Income Statement (Annual)
Metric 2026-03-31 2025-03-31 2024-03-31 2023-03-31
Revenue
Total Revenue $20,096,721,693 $19,188,490,600 $16,749,828,434 $12,579,576,763
Operating Revenue $20,096,721,693 $19,188,490,600 $16,749,828,434 $12,579,576,763
Expenses
Interest Expense $19,416,568,254 $19,030,234,489 $16,008,378,813 $8,093,698,907
Other Non Operating Income Expenses $-383,944,911 $-656,966,211 $-826,234,638 -
General And Administrative Expense $6,561,161,800 $6,178,349,221 $5,946,533,307 $4,176,787,884
Other Non Interest Expense - - $826,234,638 -
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $7,355,389,549 $7,028,890,893 $6,498,190,602 $5,170,600,278
Net Interest Income $15,651,946,948 $14,657,541,776 $13,024,456,763 $9,538,598,773
Interest Income $35,068,515,202 $33,687,776,265 $29,032,835,576 $17,632,297,680
Normalized Income $7,355,389,549 $7,028,890,893 $6,498,190,602 $5,170,600,278
Net Income From Continuing And Discontinued Operation $7,355,389,549 $7,028,890,893 $6,498,190,602 $5,170,600,278
Net Income Common Stockholders $7,355,389,549 $7,028,890,893 $6,498,190,602 $5,170,600,278
Net Income $7,355,389,549 $7,028,890,893 $6,498,190,602 $5,170,600,278
Net Income Including Noncontrolling Interests $7,588,148,898 $7,164,801,982 $6,550,114,002 $5,179,131,901
Net Income Continuous Operations $7,588,148,898 $7,164,801,982 $6,550,114,002 $5,179,131,901
Pretax Income $9,799,915,836 $8,991,298,607 $7,362,335,907 $6,912,772,125
Depreciation Amortization Depletion Income Statement $645,296,413 $657,705,097 $546,319,161 $245,144,029
Depreciation And Amortization In Income Statement $645,296,413 $657,705,097 $546,319,161 $245,144,029
Amortization Of Intangibles Income Statement $215,838,038 $263,381,350 $221,258,618 $0
Depreciation Income Statement $429,458,376 $394,323,747 $325,060,542 $245,144,029
Net Income Extraordinary - - $0 -
Special Income Charges - - $0 -
Per Share
Diluted EPS - $1.40 $1.38 $1.39
Basic EPS - $1.41 $2.78 $2.79
Other
Tax Effect Of Unusual Items $0 $0 $0 $0
Tax Rate For Calcs $0 $0 $0 $0
Reconciled Depreciation $645,296,413 $657,705,097 $546,319,161 $245,144,029
Diluted NI Availto Com Stockholders $7,355,389,549 $7,028,890,893 $6,498,190,602 $5,170,600,278
Minority Interests $-232,759,349 $-135,911,088 $-51,923,400 $-8,531,622
Tax Provision $2,211,766,938 $1,826,496,625 $812,221,905 $1,733,640,224
Gain On Sale Of Security $672,564,208 $464,091,021 $203,048,432 $152,107,082
Amortization $215,838,038 $263,381,350 $221,258,618 $0
Selling General And Administration $6,561,161,800 $6,178,349,221 $5,946,533,307 $4,176,787,884
Other Gand A $3,236,232,641 $3,055,288,155 $2,932,799,109 $2,092,392,064
Salaries And Wages $3,324,929,159 $3,123,061,065 $3,013,734,198 $2,084,395,821
Occupancy And Equipment $950,274,509 $811,246,117 $679,727,640 $470,360,068
Diluted Average Shares - $53,290,436 $49,450,029 $19,436,351
Basic Average Shares - $53,069,240 $49,254,132 $38,722,749
Insurance And Claims - $5,561,126,279 $3,986,284,851 $0
Total Unusual Items - - $0 -
Total Unusual Items Excluding Goodwill - - $0 -
Fetched: 2026-09-27
Balance Sheet (Annual)
Metric 2026-03-31 2025-03-31 2024-03-31 2023-03-31
Assets
Net Tangible Assets $54,139,919,595 $48,805,064,457 $40,927,781,756 $29,610,341,338
Total Assets $549,167,138,216 $502,897,859,702 $460,431,795,693 $268,791,744,636
Goodwill And Other Intangible Assets $31,096,940,225 $31,312,778,263 $31,576,159,612 $782,069,535
Other Intangible Assets $14,090,987,799 $14,306,825,837 $14,570,207,187 -
Prepaid Assets $2,190,400,834 $2,327,365,982 $2,440,019,921 $746,066,611
Receivables $4,788,566,242 $4,744,786,236 $3,956,666,816 $2,909,113,030
Other Receivables $1,342,028,855 $1,371,474,692 $1,348,234,240 $878,916,752
Accounts Receivable $3,446,537,387 $3,373,311,544 $2,608,432,576 $2,030,196,278
Cash And Cash Equivalents $38,099,290,729 $33,628,921,118 $35,754,262,463 $24,670,426,728
Cash Cash Equivalents And Federal Funds Sold $74,204,191,902 $79,071,156,185 $55,316,215,820 $51,190,861,876
Cash Financial - - $18,651,500,390 -
Debt
Net Debt $29,413,573,432 $41,221,596,211 $47,344,353,695 $7,203,232,373
Total Debt $69,334,592,470 $76,456,964,895 $84,466,211,700 $32,892,850,332
Long Term Debt And Capital Lease Obligation $55,249,344,600 $62,827,105,270 $70,755,742,597 $21,518,423,896
Long Term Debt $53,427,616,291 $61,220,657,704 $69,388,147,053 $20,499,232,666
Current Debt And Capital Lease Obligation $14,085,247,870 $13,629,859,625 $13,710,469,104 $11,374,426,436
Current Debt $14,085,247,870 $13,629,859,625 $13,710,469,104 $11,374,426,436
Other Current Borrowings $13,607,587,656 $13,629,859,625 $13,351,122,399 $11,168,712,590
Liabilities
Total Liabilities Net Minority Interest $453,563,975,563 $412,907,342,847 $378,129,738,739 $238,340,502,619
Derivative Product Liabilities $6,035,027,362 $1,498,289,558 $1,141,827,428 $1,030,927,820
Non Current Deferred Liabilities $2,555,202,559 $3,387,951,495 $3,007,247,035 -
Non Current Deferred Taxes Liabilities $2,555,202,559 $3,387,951,495 $3,007,247,035 -
Current Notes Payable $477,660,214 $0 $359,346,705 $205,713,846
Payables And Accrued Expenses $9,527,919,374 $8,508,921,214 $7,865,703,699 $5,040,445,817
Payables $8,339,888,647 $7,444,997,150 $7,002,078,118 $4,563,672,683
Other Payable $1,520,963,322 $1,424,954,134 $1,455,377,847 $1,230,510,378
Accounts Payable $6,818,925,325 $6,020,043,016 $5,546,700,272 $3,333,162,305
Equity
Common Stock Equity $85,236,859,820 $80,117,842,720 $72,503,941,368 $30,392,410,872
Total Equity Gross Minority Interest $95,603,162,652 $89,990,516,855 $82,302,056,954 $30,451,242,016
Stockholders Equity $85,236,859,820 $80,117,842,720 $72,503,941,368 $30,392,410,872
Gains Losses Not Affecting Retained Earnings $12,345,141,355 $12,011,483,442 $9,033,634,237 $6,005,687,974
Other Equity Adjustments $12,345,141,355 $12,011,483,442 $9,033,634,237 $6,005,687,974
Retained Earnings $25,106,390,009 $21,906,671,667 $18,226,017,176 $15,109,415,097
Other Equity Interest - - $276,844,093 -
Other
Treasury Shares Number $1,123 $178 $126 -
Ordinary Shares Number $160,647,687 $159,720,411 $158,566,039 $116,463,014
Share Issued $160,648,809 $159,720,767 $158,566,290 $116,463,014
Tangible Book Value $54,139,919,595 $48,805,064,457 $40,927,781,756 $29,610,341,338
Invested Capital $152,749,723,980 $154,968,360,048 $155,602,557,526 $62,266,069,974
Capital Lease Obligations $1,821,728,309 $1,606,447,566 $1,367,595,543 $1,019,191,230
Total Capitalization $138,664,476,111 $141,338,500,423 $141,892,088,422 $50,891,643,538
Minority Interest $10,366,302,833 $9,872,674,136 $9,798,115,585 $58,831,144
Treasury Stock $175,996,667 $175,996,667 $176,017,540 -
Additional Paid In Capital $47,800,675,983 $46,215,963,963 $45,341,024,460 $9,219,076,741
Capital Stock $160,649,140 $159,720,315 $79,283,034 $58,231,060
Common Stock $160,649,140 $159,720,315 $79,283,034 $58,231,060
Long Term Capital Lease Obligation $1,821,728,309 $1,606,447,566 $1,367,595,543 $1,019,191,230
Current Accrued Expenses $1,188,030,727 $1,063,924,064 $863,625,580 $476,773,134
Investments And Advances $87,976,790,000 $72,857,928,023 $75,998,524,051 $30,952,045,625
Available For Sale Securities $3,193,355,370 $3,985,927,932 $3,314,480,400 $230,676,277
Trading Securities $8,854,389,814 $6,526,701,352 $4,813,664,343 $1,417,565,280
Goodwill $17,005,952,426 $17,005,952,426 $17,005,952,426 $782,069,535
Net PPE $3,546,314,056 $3,284,651,554 $2,800,385,203 $1,853,047,450
Accumulated Depreciation $-2,212,955,625 $-1,935,376,821 $-1,700,274,537 $-1,320,996,710
Gross PPE $5,759,269,681 $5,220,028,375 $4,500,659,740 $3,174,044,161
Other Properties $1,678,978,356 $1,485,049,106 $1,265,941,396 $939,149,482
Machinery Furniture Equipment $3,269,115,131 $2,966,231,588 $2,563,067,306 $1,968,757,119
Properties $811,176,194 $768,747,681 $671,651,038 $266,137,560
Other Short Term Investments $75,929,044,816 $62,345,298,739 $67,870,379,307 $29,303,804,069
Fetched: 2026-09-27
Cash Flow Statement (Annual)
Metric 2026-03-31 2025-03-31 2024-03-31 2023-03-31
Free Cash Flow
Free Cash Flow $11,122,691,924 $11,784,806,330 $10,107,330,792 $4,524,945,902
Operating Activities
Operating Cash Flow $11,673,553,978 $12,477,744,156 $10,669,196,812 $4,980,177,604
Cash Flow From Continuing Operating Activities $11,673,553,978 $12,477,744,156 $10,669,196,812 $4,980,177,604
Operating Gains Losses $-58,370,906 $137,076,816 $40,792,112 $10,303,695
Investing Activities
Capital Expenditure $-550,862,054 $-692,937,826 $-561,866,020 $-455,231,702
Investing Cash Flow $-37,332,198,235 $-38,781,639,951 $-38,327,743,044 $-45,844,115,692
Cash Flow From Continuing Investing Activities $-37,332,198,235 $-38,781,639,951 $-38,327,743,044 $-45,844,115,692
Financing Activities
Financing Cash Flow $31,020,857,984 $25,248,894,711 $34,933,613,298 $43,559,909,803
Cash Flow From Continuing Financing Activities $31,020,857,984 $25,248,894,711 $34,933,613,298 $43,559,909,803
Net Other Financing Charges $1,337,225,056 $62,683,158 $38,002,506 $8,585,891
Cash Dividends Paid $-2,286,268,089 $-1,649,531,475 $-903,956,411 $-901,631,217
Common Stock Dividend Paid $-2,286,268,089 $-1,649,531,475 $-903,956,411 $-901,631,217
Repurchase Of Capital Stock - - $-24,003,340 -
Issuance Of Capital Stock - - $793,125,682 -
Net Common Stock Issuance - - $769,122,342 -
Common Stock Issuance - - $793,125,682 -
Other
Repayment Of Debt $-17,755,122,773 $-15,269,263,777 $-14,613,837,954 $-5,824,604,686
Issuance Of Debt $8,982,176,294 $6,900,713,055 $12,061,941,594 $10,675,570,221
Interest Paid Supplemental Data $19,313,746,293 $18,824,922,438 $14,691,580,600 $7,780,085,870
Income Tax Paid Supplemental Data $2,333,096,519 $2,039,341,550 $2,084,673,424 $1,708,149,720
End Cash Position $26,589,805,845 $20,694,321,381 $21,770,313,908 $14,479,182,345
Beginning Cash Position $20,694,321,381 $21,770,313,908 $14,479,182,345 $11,709,780,237
Effect Of Exchange Rate Changes $533,270,736 $-20,991,443 $16,064,497 $73,430,393
Changes In Cash $5,362,213,728 $-1,055,001,083 $7,275,067,066 $2,695,971,715
Proceeds From Stock Option Exercised $533,136,109 $662,335,654 $881,083,314 $356,484,046
Net Issuance Payments Of Debt $-8,589,767,596 $-8,508,785,543 $-232,442,088 $10,441,968,668
Net Short Term Debt Issuance $183,178,884 $-140,234,821 $2,319,454,272 $5,591,003,133
Net Long Term Debt Issuance $-8,772,946,480 $-8,368,550,723 $-2,551,896,360 $4,850,965,535
Long Term Debt Payments $-17,755,122,773 $-15,269,263,777 $-14,613,837,954 $-5,824,604,686
Long Term Debt Issuance $8,982,176,294 $6,900,713,055 $12,061,941,594 $10,675,570,221
Net Investment Purchase And Sale $-5,414,487,785 $-16,201,502,385 $-8,011,841,254 $-5,881,496,778
Sale Of Investment $40,385,499,331 $32,958,098,717 $36,950,324,916 $10,767,388,216
Purchase Of Investment $-45,799,987,116 $-49,159,601,102 $-44,962,166,170 $-16,648,884,994
Net Business Purchase And Sale $0 $0 $1,563,352,177 $0
Sale Of Business $0 $0 $1,563,352,177 $0
Net PPE Purchase And Sale $-498,694,446 $-682,719,708 $-545,857,879 $-450,777,516
Sale Of PPE $52,167,608 $10,218,118 $16,008,141 $4,454,185
Purchase Of PPE $-550,862,054 $-692,937,826 $-561,866,020 $-455,231,702
Change In Working Capital $568,188,291 $1,759,375,979 $2,101,016,568 $-1,632,914,902
Change In Other Working Capital $331,761,649 $3,134,030,592 $3,190,883,026 $-917,261,567
Change In Other Current Assets $-4,534,124,571 $-2,555,802,643 $812,064,318 $-1,186,157,423
Change In Payables And Accrued Expense $4,824,150,672 $1,941,779,451 $-1,650,366,374 $1,006,883,778
Change In Accrued Expense $4,734,274,860 $1,739,744,378 $-1,785,534,403 $694,928,016
Change In Payable $89,875,812 $202,035,073 $135,168,028 $311,955,762
Change In Account Payable $89,875,812 $202,035,073 $135,168,028 $311,955,762
Change In Receivables $-53,599,459 $-760,631,421 $-251,564,401 $-536,379,690
Changes In Account Receivables $-53,599,459 $-760,631,421 $-251,564,401 $-536,379,690
Other Non Cash Items $684,084,768 $362,405,566 $194,972,873 $47,692,550
Stock Based Compensation $231,357,763 $257,085,169 $209,933,216 $146,259,659
Deferred Tax $-254,917,563 $-162,947,199 $-596,255,502 $128,166,358
Deferred Income Tax $-254,917,563 $-162,947,199 $-596,255,502 $128,166,358
Depreciation Amortization Depletion $645,296,413 $657,705,097 $546,319,161 $245,144,029
Depreciation And Amortization $645,296,413 $657,705,097 $546,319,161 $245,144,029
Amortization Cash Flow $215,838,038 $263,381,350 $221,258,618 $0
Amortization Of Intangibles $215,838,038 $263,381,350 $221,258,618 $0
Depreciation $429,458,376 $394,323,747 $325,060,542 $245,144,029
Gain Loss On Investment Securities $-525,275,536 $-71,227,304 $-8,627,635 $7,517,220
Net Foreign Currency Exchange Gain Loss $486,525,796 $210,651,229 $57,965,980 $2,887,706
Gain Loss On Sale Of PPE $-19,621,165 $-2,347,109 $-7,806,304 $-841,161
Net Income From Continuing Operations $7,588,148,898 $7,164,801,982 $6,550,114,002 $5,179,131,901
Other Cash Adjustment Outside Changein Cash - - $1,166,949,533 -
Common Stock Payments - - $-24,003,340 -
Taxes Refund Paid - - $-2,383,932,463 -
Change In Other Current Liabilities - - $670,048,032 -
Unrealized Gain Loss On Investment Securities - - $-726,063,480 -
Gain Loss On Sale Of Business - - $-766,167,844 -
Fetched: 2026-09-27