HAPN
Happen, Inc. Common Stock
Price Chart
Latest Quote
$18.96
| Previous Close | $18.62 |
| Open | $18.60 |
| Day High | $19.09 |
| Day Low | $18.45 |
| Volume | 1,434,225 |
Stock Information
| Shares Outstanding | 115.35M |
| Total Debt | $12.48M |
| Cash Equivalents | $801.94M |
| Revenue | $1.37B |
| Net Income | $175.61M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $2.19B |
| P/E Ratio | 12.64 |
| EPS (TTM) | $1.50 |
| Exchange | NGM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $1.40B |
| Sales | $1.37B |
| Income | $175.61M |
| Cash/sh | $6.95 |
| Employees | 1K |
Financial Ratios
| Quick Ratio | 1.93 |
| Current Ratio | 2.76 |
| Debt/Eq | 0.82 |
| EPS Growth TTM | 342.10% |
Returns & Margins
| ROA | 1.27% |
| ROE | 12.16% |
| Gross Margin | 38.81% |
| Operating Margin | 19.96% |
| Profit Margin | 12.80% |
Ownership
| Insider Ownership | 3.19% |
| Institutional Ownership | 90.98% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 8.25 |
| P/S | 1.59 |
Analyst Data
| Recommendation | strong_buy |
| Target Price | $23.25 |
Technical Indicators
| SMA20 | $17.80 |
| SMA50 | $17.05 |
| SMA200 | $17.05 |
| RSI | 59.81 |
| ATR | 0.8982 |
| Shares Float | 111.32M |
| Short Float | 6.28% |
| Short Ratio | 3.55 |
| Volatility | 1.97 |
| Rel Volume | 0.68 |
Performance History
| Week | +2.76% |
| Month | +20.30% |
| Quarter | +29.07% |
| 6 Months | -3.36% |
| YTD | -0.84% |
| Year | +72.21% |
| 3 Years | +96.68% |
| 5 Years | +7.30% |
| 10 Years | -19.15% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-23 | $18.96 | 1,434,200 |
| 2026-06-22 | $18.62 | 1,181,100 |
| 2026-06-18 | $19.21 | 2,293,300 |
| 2026-06-17 | $18.81 | 4,739,700 |
| 2026-06-16 | $19.03 | 1,721,000 |
| 2026-06-15 | $18.45 | 1,875,700 |
| 2026-06-12 | $18.05 | 1,313,500 |
| 2026-06-11 | $18.24 | 1,970,900 |
| 2026-06-10 | $17.22 | 2,178,700 |
| 2026-06-09 | $17.64 | 2,883,500 |
| 2026-06-08 | $17.11 | 1,389,600 |
| 2026-06-05 | $17.15 | 2,229,300 |
| 2026-06-04 | $17.57 | 1,648,300 |
| 2026-06-03 | $16.39 | 2,349,200 |
| 2026-06-02 | $17.50 | 2,273,000 |
| 2026-06-01 | $18.39 | 3,253,700 |
| 2026-05-29 | $17.85 | 2,822,400 |
| 2026-05-28 | $17.03 | 1,389,000 |
| 2026-05-27 | $16.68 | 1,864,200 |
| 2026-05-26 | $16.16 | 1,090,600 |
About Happen, Inc. Common Stock
LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. The company also provides consumer loans, such as Unsecured and unsecured, fixed-rate, and fixed-term consumer loans; and secured auto refinance loans. In addition, it operates a lending marketplace platform. The company was incorporated in 2006 and is headquartered in San Francisco, California.
Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $998,848,000 | $787,011,000 | $864,619,000 | $1,187,216,000 |
| Operating Revenue | $998,848,000 | $787,011,000 | $864,619,000 | $1,187,216,000 |
| Expenses | ||||
| Interest Expense | $335,871,000 | $373,917,000 | $270,792,000 | $82,515,000 |
| Selling And Marketing Expense | $149,211,000 | $100,402,000 | $93,840,000 | $197,747,000 |
| General And Administrative Expense | $241,846,000 | $232,158,000 | $261,948,000 | $339,397,000 |
| Professional Expense And Contract Services Expense | $42,339,000 | $32,045,000 | $35,173,000 | $50,516,000 |
| Other Non Interest Expense | $57,449,000 | $53,247,000 | $57,264,000 | $64,187,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $135,677,000 | $51,330,000 | $38,939,000 | $289,685,000 |
| Net Interest Income | $625,672,000 | $534,041,000 | $561,838,000 | $474,825,000 |
| Interest Income | $961,543,000 | $907,958,000 | $832,630,000 | $557,340,000 |
| Normalized Income | $135,677,000 | $51,330,000 | $38,939,000 | $289,685,000 |
| Net Income From Continuing And Discontinued Operation | $135,677,000 | $51,330,000 | $38,939,000 | $289,685,000 |
| Net Income Common Stockholders | $135,677,000 | $51,330,000 | $38,939,000 | $289,685,000 |
| Net Income | $135,677,000 | $51,330,000 | $38,939,000 | $289,685,000 |
| Net Income Including Noncontrolling Interests | $135,677,000 | $51,330,000 | $38,939,000 | $289,685,000 |
| Net Income Continuous Operations | $135,677,000 | $51,330,000 | $38,939,000 | $289,685,000 |
| Pretax Income | $176,946,000 | $65,066,000 | $54,617,000 | $153,037,000 |
| Depreciation Amortization Depletion Income Statement | $62,889,000 | $58,834,000 | $47,195,000 | $43,831,000 |
| Depreciation And Amortization In Income Statement | $62,889,000 | $58,834,000 | $47,195,000 | $43,831,000 |
| Per Share | ||||
| Diluted EPS | $1.16 | $0.45 | $0.36 | $2.79 |
| Basic EPS | $1.18 | $0.46 | $0.36 | $2.80 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $62,889,000 | $58,834,000 | $47,195,000 | $43,831,000 |
| Diluted Average Shares | $117,233,815 | $113,122,859 | $108,468,857 | $104,001,288 |
| Basic Average Shares | $114,605,220 | $111,731,523 | $108,466,179 | $103,547,305 |
| Diluted NI Availto Com Stockholders | $135,677,000 | $51,330,000 | $38,939,000 | $289,685,000 |
| Tax Provision | $41,269,000 | $13,736,000 | $15,678,000 | $-136,648,000 |
| Gain On Sale Of Security | $0 | $95,000 | $0 | $0 |
| Selling General And Administration | $391,057,000 | $332,560,000 | $355,788,000 | $537,144,000 |
| Salaries And Wages | $241,846,000 | $232,158,000 | $261,948,000 | $339,397,000 |
| Occupancy And Equipment | $76,848,000 | $66,992,000 | $71,017,000 | $71,175,000 |
| Minority Interests | - | - | - | - |
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $1,417,292,000 | $1,257,428,000 | $1,163,970,000 | $1,072,243,000 |
| Total Assets | $11,567,816,000 | $10,630,509,000 | $8,827,463,000 | $7,979,747,000 |
| Goodwill And Other Intangible Assets | $83,136,000 | $84,303,000 | $87,852,000 | $92,051,000 |
| Other Intangible Assets | $7,419,000 | $8,586,000 | $12,135,000 | $16,334,000 |
| Receivables | $83,675,000 | $104,620,000 | $146,785,000 | $191,220,000 |
| Other Receivables | $39,757,000 | $64,232,000 | $110,992,000 | $160,319,000 |
| Accounts Receivable | $43,918,000 | $40,388,000 | $35,793,000 | $30,901,000 |
| Cash And Cash Equivalents | $917,654,000 | $954,058,000 | $1,252,504,000 | $1,057,030,000 |
| Cash Financial | $11,749,000 | $15,524,000 | $14,993,000 | $23,125,000 |
| Cash Cash Equivalents And Federal Funds Sold | $930,437,000 | $977,396,000 | $1,294,148,000 | $1,124,484,000 |
| Debt | ||||
| Total Debt | $15,826,000 | $28,502,000 | $57,223,000 | $207,574,000 |
| Long Term Debt And Capital Lease Obligation | $15,826,000 | $28,502,000 | $57,223,000 | $207,574,000 |
| Long Term Debt | - | - | $19,354,000 | $130,283,000 |
| Current Debt And Capital Lease Obligation | - | - | - | $2,619,000 |
| Current Debt | - | - | - | $2,619,000 |
| Other Current Borrowings | - | - | - | $2,619,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $10,067,388,000 | $9,288,778,000 | $7,575,641,000 | $6,815,453,000 |
| Payables And Accrued Expenses | $99,267,000 | $100,964,000 | $91,442,000 | $128,484,000 |
| Payables | $99,267,000 | $100,964,000 | $91,442,000 | $128,484,000 |
| Other Payable | $11,926,000 | $22,833,000 | $36,823,000 | $30,311,000 |
| Accounts Payable | $87,341,000 | $78,131,000 | $54,619,000 | $98,173,000 |
| Equity | ||||
| Common Stock Equity | $1,500,428,000 | $1,341,731,000 | $1,251,822,000 | $1,164,294,000 |
| Total Equity Gross Minority Interest | $1,500,428,000 | $1,341,731,000 | $1,251,822,000 | $1,164,294,000 |
| Stockholders Equity | $1,500,428,000 | $1,341,731,000 | $1,251,822,000 | $1,164,294,000 |
| Gains Losses Not Affecting Retained Earnings | $-18,160,000 | $-24,243,000 | $-30,304,000 | $-37,616,000 |
| Other Equity Adjustments | $-18,160,000 | $-24,243,000 | $-30,304,000 | $-37,616,000 |
| Retained Earnings | $-201,799,000 | $-337,476,000 | $-388,806,000 | $-427,745,000 |
| Other | ||||
| Ordinary Shares Number | $115,368,987 | $113,383,917 | $110,410,602 | $106,546,995 |
| Share Issued | $115,368,987 | $113,383,917 | $110,410,602 | $106,546,995 |
| Tangible Book Value | $1,417,292,000 | $1,257,428,000 | $1,163,970,000 | $1,072,243,000 |
| Capital Lease Obligations | $15,826,000 | $28,502,000 | $37,869,000 | $77,291,000 |
| Additional Paid In Capital | $1,719,233,000 | $1,702,316,000 | $1,669,828,000 | $1,628,590,000 |
| Capital Stock | $1,154,000 | $1,134,000 | $1,104,000 | $1,065,000 |
| Common Stock | $1,154,000 | $1,134,000 | $1,104,000 | $1,065,000 |
| Long Term Capital Lease Obligation | $15,826,000 | $28,502,000 | $37,869,000 | $77,291,000 |
| Investments And Advances | $3,755,171,000 | $3,496,762,000 | $1,663,153,000 | $384,022,000 |
| Available For Sale Securities | $3,755,171,000 | $44,114,000 | $42,891,000 | $38,320,000 |
| Goodwill | $75,717,000 | $75,717,000 | $75,717,000 | $75,717,000 |
| Net PPE | $267,030,000 | $188,836,000 | $188,128,000 | $200,345,000 |
| Accumulated Depreciation | $-129,355,000 | $-112,937,000 | $-106,006,000 | $-102,599,000 |
| Gross PPE | $396,385,000 | $301,773,000 | $294,134,000 | $302,944,000 |
| Leases | $30,686,000 | $30,699,000 | $30,764,000 | $31,214,000 |
| Construction In Progress | $35,100,000 | $50,500,000 | $112,900,000 | $73,700,000 |
| Other Properties | $12,942,000 | $21,304,000 | $26,611,000 | $63,872,000 |
| Machinery Furniture Equipment | $236,056,000 | $199,270,000 | $123,859,000 | $134,158,000 |
| Buildings And Improvements | $7,700,000 | - | - | - |
| Land And Improvements | $73,901,000 | $0 | - | - |
| Other Short Term Investments | - | $3,452,648,000 | $1,620,262,000 | $345,702,000 |
| Treasury Shares Number | - | - | $0 | - |
| Invested Capital | - | - | $1,271,176,000 | $1,294,577,000 |
| Total Capitalization | - | - | $1,271,176,000 | $1,294,577,000 |
| Preferred Stock | - | - | - | $0 |
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $-2,867,281,000 | $-2,688,476,000 | $-1,196,109,000 | $306,087,000 |
| Operating Activities | ||||
| Operating Cash Flow | $-2,726,940,000 | $-2,634,174,000 | $-1,136,600,000 | $375,568,000 |
| Cash Flow From Continuing Operating Activities | $-2,726,940,000 | $-2,634,174,000 | $-1,136,600,000 | $375,568,000 |
| Operating Gains Losses | $-58,521,000 | $-45,570,000 | $-47,839,000 | $-95,335,000 |
| Investing Activities | ||||
| Capital Expenditure | $-140,341,000 | $-54,302,000 | $-59,509,000 | $-69,481,000 |
| Investing Cash Flow | $1,932,159,000 | $607,813,000 | $516,697,000 | $-2,809,800,000 |
| Cash Flow From Continuing Investing Activities | $1,932,159,000 | $607,813,000 | $516,697,000 | $-2,809,800,000 |
| Net Other Investing Changes | $-4,348,000 | $-2,651,000 | $-4,676,000 | $-4,423,000 |
| Financing Activities | ||||
| Financing Cash Flow | $747,822,000 | $1,709,609,000 | $789,567,000 | $2,795,130,000 |
| Cash Flow From Continuing Financing Activities | $747,822,000 | $1,709,609,000 | $789,567,000 | $2,795,130,000 |
| Net Other Financing Charges | $-22,093,000 | $-13,668,000 | $-19,833,000 | $-9,028,000 |
| Cash Dividends Paid | - | - | - | $0 |
| Preferred Stock Dividend Paid | - | - | - | $0 |
| Other | ||||
| Repayment Of Debt | $0 | $-19,202,000 | $-111,993,000 | $-452,343,000 |
| Interest Paid Supplemental Data | $341,390,000 | $378,276,000 | $258,626,000 | $79,732,000 |
| Income Tax Paid Supplemental Data | $3,377,000 | $275,000 | $6,631,000 | $14,462,000 |
| End Cash Position | $930,437,000 | $977,396,000 | $1,294,148,000 | $1,124,484,000 |
| Beginning Cash Position | $977,396,000 | $1,294,148,000 | $1,124,484,000 | $763,586,000 |
| Changes In Cash | $-46,959,000 | $-316,752,000 | $169,664,000 | $360,898,000 |
| Net Issuance Payments Of Debt | $0 | $-19,202,000 | $-111,993,000 | $-452,343,000 |
| Net Long Term Debt Issuance | $0 | $-19,202,000 | $-111,993,000 | $-452,343,000 |
| Long Term Debt Payments | $0 | $-19,202,000 | $-111,993,000 | $-452,343,000 |
| Net Investment Purchase And Sale | $1,756,313,000 | $888,623,000 | $36,061,000 | $-136,456,000 |
| Sale Of Investment | $1,786,765,000 | $938,409,000 | $97,709,000 | $86,078,000 |
| Purchase Of Investment | $-30,452,000 | $-49,786,000 | $-61,648,000 | $-222,534,000 |
| Net PPE Purchase And Sale | $-140,341,000 | $-54,302,000 | $-59,509,000 | $-69,481,000 |
| Purchase Of PPE | $-140,341,000 | $-54,302,000 | $-59,509,000 | $-69,481,000 |
| Change In Working Capital | $33,286,000 | $15,964,000 | $-32,852,000 | $-37,598,000 |
| Change In Other Current Liabilities | $-307,000 | $-6,458,000 | $-87,746,000 | $-20,836,000 |
| Change In Other Current Assets | $33,593,000 | $22,422,000 | $54,894,000 | $-16,762,000 |
| Other Non Cash Items | $-3,062,950,000 | $-2,861,006,000 | $-1,347,274,000 | $70,930,000 |
| Stock Based Compensation | $34,286,000 | $40,069,000 | $52,389,000 | $66,362,000 |
| Depreciation Amortization Depletion | $62,889,000 | $58,834,000 | $47,195,000 | $43,831,000 |
| Depreciation And Amortization | $62,889,000 | $58,834,000 | $47,195,000 | $43,831,000 |
| Net Income From Continuing Operations | $135,677,000 | $51,330,000 | $38,939,000 | $289,685,000 |
| Asset Impairment Charge | - | $5,500,000 | - | - |
| Deferred Tax | - | $0 | $0 | $-143,495,000 |
| Deferred Income Tax | - | $0 | $0 | $-143,495,000 |
| Amortization Cash Flow | - | $3,500,000 | - | - |
| Amortization Of Intangibles | - | $3,500,000 | - | - |
| Depreciation | - | $49,800,000 | - | - |
| Net Business Purchase And Sale | - | - | $0 | $0 |
| Sale Of Business | - | - | $0 | $0 |
| Purchase Of Business | - | - | $0 | $0 |
| Issuance Of Debt | - | - | - | $0 |
| Net Short Term Debt Issuance | - | - | - | $-25,581,000 |
| Short Term Debt Payments | - | - | - | $-25,581,000 |
| Short Term Debt Issuance | - | - | - | $0 |
| Long Term Debt Issuance | - | - | - | $0 |
| Unrealized Gain Loss On Investment Securities | - | - | - | - |