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GWRE

Guidewire Software, Inc.

Price Chart
Latest Quote

$169.15

-14.81 (-8.05%)
Current Price
Previous Close $183.96
Open $181.39
Day High $183.13
Day Low $169.05
Volume 1,628,304
Fetched: 2026-10-28T10:41:18
Stock Information
Shares Outstanding 81.99M
Total Debt $714.99M
Cash Equivalents $777.16M
Revenue $1.48B
Net Income $139.28M
Sector Technology
Industry Software - Application
Market Cap $13.87B
P/E Ratio 103.77
EPS (TTM) $1.63
Exchange NYQ
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📊 Comprehensive Analysis
Company Data
Enterprise Value$13.81B
Sales$1.48B
Income$139.28M
Book/sh$14.56
Cash/sh$9.48
Employees4K
Financial Ratios
Quick Ratio1.67
Current Ratio1.79
Debt/Eq59.90
EPS Growth TTM-39.60%
Returns & Margins
ROA3.54%
ROE10.51%
Gross Margin64.21%
Operating Margin15.16%
Profit Margin9.44%
Ownership
Insider Ownership0.58%
Institutional Ownership105.62%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E31.64
PEG1.20
P/S9.40
P/B11.62
Analyst Data
Recommendationbuy
Target Price$213.29
Technical Indicators
SMA20$169.13
SMA50$168.05
SMA200$149.19
RSI53.68
ATR8.2064
Shares Float74.35M
Short Float5.26%
Short Ratio3.11
Volatility1.03
Rel Volume1.35
Performance History
Week-7.86%
Month+16.51%
Quarter+1.13%
6 Months+21.98%
YTD-9.85%
Year-32.49%
3 Years+93.29%
5 Years+39.29%
10 Years+191.74%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-10-27 $169.15 1,628,400
2026-10-26 $183.96 1,045,800
2026-10-23 $189.00 751,700
2026-10-22 $189.64 1,312,300
2026-10-21 $181.90 1,136,900
2026-10-20 $183.58 1,586,200
2026-10-19 $171.44 870,500
2026-10-16 $168.86 950,500
2026-10-15 $175.77 1,607,600
2026-10-14 $164.92 897,700
2026-10-13 $165.78 838,300
2026-10-12 $164.74 886,500
2026-10-09 $167.32 818,600
2026-10-08 $164.78 818,300
2026-10-07 $163.98 1,727,500
2026-10-06 $164.52 1,223,500
2026-10-05 $163.23 2,116,700
2026-10-02 $152.15 1,227,600
2026-10-01 $155.32 1,571,500
2026-09-30 $142.58 1,101,000
2026-09-29 $142.52 1,419,700
2026-09-28 $145.18 1,132,800
About Guidewire Software, Inc.

Guidewire Software, Inc. provides a platform for property and casualty (P&C) insurers the United States, Canada, other Americas, Europe, the Middle East, Africa, and Asia-Pacific. It offers Guidewire InsuranceSuite, such as PolicyCenter, ClaimCenter, BillingCenter, PricingCenter, and UnderwritingCente applications. The company also provides Guidewire InsuranceNow, a cloud-based application that offers policy administration, claims management, and billing functionality, plus pre-integrated document production, analytics, and other capabilities. In addition, it offers Guidewire Rating Management to manage the pricing of insurance services and products; Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes; Guidewire Client Data Management that helps P&C insurers to capitalize on customer information; Guidewire Advanced Product Designer, a cloud-native application for insurance product design and management; Guidewire Product Content Management provides software tools and standards-based, line-of-business templates; and Guidewire ProNavigator, an AI-powered intelligent assistant. Further, the company provides Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences; Guidewire HazardHub that allows insurers to understand, assess, price, and manage property risk; Guidewire Predict, a P&C-specific machine-learning platform; Guidewire Data Studio, Guidewire Canvas, Guidewire Compare, Guidewire industry Intel, and Guidewire Explore, an cloud-native applications; Guidewire Cyence, a cyber-risk economic modeling product; Guidewire DataHub, an operational data store; and Guidewire InfoCenter, a business intelligence warehouse for P&C insurers. The company was incorporated in 2001 and is headquartered in San Mateo, California.

📰 Latest News
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Income Statement (Annual)
Metric 2026-07-31 2025-07-31 2024-07-31 2023-07-31
Revenue
Reconciled Cost Of Revenue $527,995,000 $450,406,000 $397,136,000 $447,130,000
Cost Of Revenue $527,995,000 $450,406,000 $397,136,000 $447,130,000
Total Revenue $1,475,363,000 $1,202,459,000 $980,497,000 $905,341,000
Operating Revenue $1,475,363,000 $1,202,459,000 $980,497,000 $905,341,000
Expenses
Interest Expense $13,324,000 $13,211,000 $6,738,000 $6,716,000
Total Expenses $1,325,489,000 $1,161,391,000 $1,033,070,000 $1,054,831,000
Other Income Expense $-20,997,000 $-35,087,000 $-11,005,000 $-2,277,000
Other Non Operating Income Expenses $-20,997,000 $-35,087,000 $-11,005,000 $-2,277,000
Net Non Operating Interest Income Expense $35,240,000 $43,414,000 $36,740,000 $17,673,000
Interest Expense Non Operating $13,324,000 $13,211,000 $6,738,000 $6,716,000
Operating Expense $797,494,000 $710,985,000 $635,934,000 $607,701,000
Selling And Marketing Expense $258,937,000 $230,346,000 $199,033,000 $188,224,000
General And Administrative Expense $198,460,000 $184,479,000 $167,520,000 $169,731,000
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $139,283,000 $69,804,000 $-6,103,000 $-111,855,000
Net Interest Income $35,240,000 $43,414,000 $36,740,000 $17,673,000
Interest Income $48,564,000 $56,625,000 $43,478,000 $24,389,000
Normalized Income $139,283,000 $69,804,000 $-6,103,000 $-111,855,000
Net Income From Continuing And Discontinued Operation $139,283,000 $69,804,000 $-6,103,000 $-111,855,000
Total Operating Income As Reported $149,874,000 $41,068,000 $-52,573,000 $-149,490,000
Net Income Common Stockholders $139,283,000 $69,804,000 $-6,103,000 $-111,855,000
Net Income $139,283,000 $69,804,000 $-6,103,000 $-111,855,000
Net Income Including Noncontrolling Interests $139,283,000 $69,804,000 $-6,103,000 $-111,855,000
Net Income Continuous Operations $139,283,000 $69,804,000 $-6,103,000 $-111,855,000
Pretax Income $164,117,000 $49,395,000 $-26,838,000 $-134,094,000
Interest Income Non Operating $48,564,000 $56,625,000 $43,478,000 $24,389,000
Operating Income $149,874,000 $41,068,000 $-52,573,000 $-149,490,000
Gross Profit $947,368,000 $752,053,000 $583,361,000 $458,211,000
Per Share
Diluted EPS $1.63 $0.81 $-0.07 $-1.36
Basic EPS $1.65 $0.83 $-0.07 $-1.36
Other
Tax Effect Of Unusual Items $0 $0 $0 $0
Tax Rate For Calcs $0 $0 $0 $0
Normalized EBITDA (Bullshit earnings) $205,393,000 $86,364,000 $2,209,000 $-102,540,000
Reconciled Depreciation $27,952,000 $23,758,000 $22,309,000 $24,838,000
EBITDA (Bullshit earnings) $205,393,000 $86,364,000 $2,209,000 $-102,540,000
EBIT $177,441,000 $62,606,000 $-20,100,000 $-127,378,000
Diluted Average Shares $85,405,177 $85,911,653 $82,291,483 $82,176,629
Basic Average Shares $84,186,951 $83,846,793 $82,291,483 $82,176,629
Diluted NI Availto Com Stockholders $139,283,000 $69,804,000 $-6,103,000 $-111,855,000
Tax Provision $24,834,000 $-20,409,000 $-20,735,000 $-22,239,000
Research And Development $340,097,000 $296,160,000 $269,381,000 $249,746,000
Selling General And Administration $457,397,000 $414,825,000 $366,553,000 $357,955,000
Other Gand A $198,460,000 $184,479,000 $167,520,000 $169,731,000
Fetched: 2026-10-06
Balance Sheet (Annual)
Metric 2026-07-31 2025-07-31 2024-07-31 2023-07-31
Assets
Net Tangible Assets $754,015,000 $1,051,210,000 $961,513,000 $812,779,000
Total Assets $2,576,946,000 $2,721,099,000 $2,226,294,000 $2,027,888,000
Total Non Current Assets $1,389,966,000 $1,213,684,000 $930,760,000 $928,285,000
Non Current Prepaid Assets $3,686,000 $5,907,000 $3,213,000 $3,111,000
Non Current Deferred Assets $347,152,000 $347,544,000 $294,726,000 $261,876,000
Non Current Deferred Taxes Assets $286,585,000 $297,234,000 $253,085,000 $226,875,000
Investmentin Financial Assets $462,223,000 $333,754,000 $125,885,000 $128,782,000
Goodwill And Other Intangible Assets $439,672,000 $406,020,000 $381,219,000 $386,687,000
Other Intangible Assets $16,405,000 $12,042,000 $9,005,000 $14,473,000
Current Assets $1,186,977,000 $1,507,415,000 $1,295,534,000 $1,099,603,000
Other Current Assets $2,000 - - -
Current Deferred Assets $31,840,000 $27,057,000 $23,998,000 $22,671,000
Prepaid Assets $43,423,000 $32,761,000 $25,791,000 $21,761,000
Receivables $358,650,000 $298,154,000 $242,177,000 $256,486,000
Other Receivables $164,930,000 $157,515,000 $104,838,000 $105,452,000
Accounts Receivable $193,720,000 $140,639,000 $137,339,000 $151,034,000
Allowance For Doubtful Accounts Receivable $-2,379,000 $-1,166,000 $-646,000 $-218,000
Gross Accounts Receivable $196,099,000 $141,805,000 $137,985,000 $151,252,000
Cash Cash Equivalents And Short Term Investments $753,062,000 $1,149,443,000 $1,003,568,000 $798,685,000
Cash And Cash Equivalents $372,887,000 $697,902,000 $547,992,000 $401,813,000
Non Current Accounts Receivable - $670,000 $4,157,000 $11,112,000
Other Non Current Assets - - - $2,073,000
Debt
Net Debt $305,207,000 - - -
Total Debt $714,987,000 $715,693,000 $442,919,000 $448,576,000
Long Term Debt And Capital Lease Obligation $703,300,000 $705,255,000 $34,721,000 $440,143,000
Long Term Debt $678,094,000 $674,568,000 - $397,171,000
Current Debt And Capital Lease Obligation $11,687,000 $10,438,000 $408,198,000 $8,433,000
Current Debt - - $398,903,000 -
Other Current Borrowings - - $398,903,000 -
Liabilities
Total Liabilities Net Minority Interest $1,383,259,000 $1,263,869,000 $883,562,000 $828,422,000
Total Non Current Liabilities Net Minority Interest $718,762,000 $719,067,000 $45,927,000 $455,161,000
Other Non Current Liabilities $13,829,000 $9,279,000 $7,578,000 $9,030,000
Non Current Deferred Liabilities $1,633,000 $4,533,000 $3,628,000 $5,988,000
Current Liabilities $664,497,000 $544,802,000 $837,635,000 $373,261,000
Other Current Liabilities $11,041,000 $8,004,000 $8,925,000 $8,839,000
Current Deferred Liabilities $437,181,000 $340,253,000 $281,855,000 $206,923,000
Payables And Accrued Expenses $58,257,000 $45,494,000 $29,573,000 $45,086,000
Payables $49,221,000 $36,829,000 $21,701,000 $38,785,000
Total Tax Payable $11,147,000 $8,032,000 $6,492,000 $4,158,000
Accounts Payable $38,074,000 $28,797,000 $15,209,000 $34,627,000
Equity
Common Stock Equity $1,193,687,000 $1,457,230,000 $1,342,732,000 $1,199,466,000
Total Equity Gross Minority Interest $1,193,687,000 $1,457,230,000 $1,342,732,000 $1,199,466,000
Stockholders Equity $1,193,687,000 $1,457,230,000 $1,342,732,000 $1,199,466,000
Gains Losses Not Affecting Retained Earnings $-12,233,000 $-8,922,000 $-12,244,000 $-13,859,000
Other Equity Adjustments $-12,233,000 $-8,922,000 $-12,244,000 $-13,859,000
Retained Earnings $-1,024,396,000 $-554,249,000 $-624,053,000 $-617,950,000
Other
Ordinary Shares Number $81,992,467 $84,530,418 $83,025,637 $81,440,669
Share Issued $81,992,467 $84,530,418 $83,025,637 $81,440,669
Tangible Book Value $754,015,000 $1,051,210,000 $961,513,000 $812,779,000
Invested Capital $1,871,781,000 $2,131,798,000 $1,741,635,000 $1,596,637,000
Working Capital $522,480,000 $962,613,000 $457,899,000 $726,342,000
Capital Lease Obligations $36,893,000 $41,125,000 $44,016,000 $51,405,000
Total Capitalization $1,871,781,000 $2,131,798,000 $1,342,732,000 $1,596,637,000
Additional Paid In Capital $2,230,308,000 $2,020,393,000 $1,979,021,000 $1,831,267,000
Capital Stock $8,000 $8,000 $8,000 $8,000
Common Stock $8,000 $8,000 $8,000 $8,000
Non Current Deferred Revenue $1,633,000 $4,533,000 $3,628,000 $5,988,000
Long Term Capital Lease Obligation $25,206,000 $30,687,000 $34,721,000 $42,972,000
Current Deferred Revenue $437,181,000 $340,253,000 $281,855,000 $206,923,000
Current Capital Lease Obligation $11,687,000 $10,438,000 $9,295,000 $8,433,000
Pensionand Other Post Retirement Benefit Plans Current $146,331,000 $140,613,000 $109,084,000 $103,980,000
Current Accrued Expenses $9,036,000 $8,665,000 $7,872,000 $6,301,000
Investments And Advances $497,253,000 $353,798,000 $148,286,000 $156,554,000
Other Investments $35,030,000 $20,044,000 $22,401,000 $27,772,000
Available For Sale Securities $462,223,000 $333,754,000 $125,885,000 $128,782,000
Goodwill $423,267,000 $393,978,000 $372,214,000 $372,214,000
Net PPE $102,203,000 $99,745,000 $99,159,000 $106,872,000
Accumulated Depreciation $-100,514,000 $-85,131,000 $-65,734,000 $-49,059,000
Gross PPE $202,717,000 $184,876,000 $164,893,000 $155,931,000
Leases $28,060,000 $27,164,000 $24,596,000 $23,110,000
Other Properties $34,404,000 $39,309,000 $43,750,000 $52,373,000
Machinery Furniture Equipment $140,253,000 $118,403,000 $96,547,000 $80,448,000
Properties $0 $0 $0 $0
Other Short Term Investments $380,175,000 $451,541,000 $455,576,000 $396,872,000
Fetched: 2026-10-06
Cash Flow Statement (Annual)
Metric 2026-07-31 2025-07-31 2024-07-31 2023-07-31
Free Cash Flow
Free Cash Flow $358,657,000 $280,412,000 $177,221,000 $20,968,000
Operating Activities
Operating Cash Flow $389,716,000 $300,867,000 $195,748,000 $38,395,000
Cash Flow From Continuing Operating Activities $389,716,000 $300,867,000 $195,748,000 $38,395,000
Operating Gains Losses $-632,000 $49,894,000 $-1,803,000 -
Investing Activities
Capital Expenditure $-31,059,000 $-20,455,000 $-18,527,000 $-17,427,000
Investing Cash Flow $-135,977,000 $-236,965,000 $-52,359,000 $12,712,000
Cash Flow From Continuing Investing Activities $-135,978,000 $-236,965,000 $-52,359,000 $12,712,000
Net Other Investing Changes $1,000 - - -
Capital Expenditure Reported $-19,003,000 $-14,714,000 $-12,165,000 $-11,606,000
Financing Activities
Repurchase Of Capital Stock $-606,309,000 $0 $0 $-261,807,000
Issuance Of Capital Stock $26,603,000 $0 $0 -
Financing Cash Flow $-578,977,000 $82,293,000 $1,055,000 $-261,579,000
Cash Flow From Continuing Financing Activities $-578,977,000 $82,293,000 $1,055,000 $-261,579,000
Net Common Stock Issuance $-579,706,000 $0 $0 $-261,807,000
Common Stock Issuance $26,603,000 $0 $0 -
Net Other Financing Charges - $-60,853,000 - -
Other
Repayment Of Debt $0 $-532,596,000 $0 $0
Issuance Of Debt $0 $671,840,000 $0 $0
Interest Paid Supplemental Data $9,298,000 $11,796,000 $5,000,000 $5,000,000
Income Tax Paid Supplemental Data $13,171,000 $7,557,000 $8,919,000 $5,167,000
End Cash Position $372,887,000 $699,094,000 $549,184,000 $406,790,000
Beginning Cash Position $699,094,000 $549,184,000 $406,790,000 $614,686,000
Effect Of Exchange Rate Changes $-969,000 $3,715,000 $-2,050,000 $2,576,000
Changes In Cash $-325,238,000 $146,195,000 $144,444,000 $-210,472,000
Proceeds From Stock Option Exercised $729,000 $3,902,000 $1,055,000 $228,000
Common Stock Payments $-606,309,000 $0 $0 $-261,807,000
Net Issuance Payments Of Debt $0 $139,244,000 $0 $0
Net Long Term Debt Issuance $0 $139,244,000 $0 $0
Long Term Debt Payments $0 $-532,596,000 $0 $0
Long Term Debt Issuance $0 $671,840,000 $0 $0
Net Investment Purchase And Sale $-66,966,000 $-189,660,000 $-33,832,000 $30,139,000
Sale Of Investment $806,830,000 $670,683,000 $583,439,000 $547,094,000
Purchase Of Investment $-873,796,000 $-860,343,000 $-617,271,000 $-516,955,000
Net Business Purchase And Sale $-37,953,000 $-26,850,000 $0 $0
Purchase Of Business $-37,953,000 $-26,850,000 $0 $0
Net PPE Purchase And Sale $-12,056,000 $-5,741,000 $-6,362,000 $-5,821,000
Purchase Of PPE $-12,056,000 $-5,741,000 $-6,362,000 $-5,821,000
Change In Working Capital $-2,302,000 $468,000 $42,072,000 $-14,062,000
Change In Other Working Capital $93,675,000 $56,617,000 $72,572,000 $34,635,000
Change In Other Current Liabilities $625,000 $-1,747,000 $-2,819,000 $7,292,000
Change In Other Current Assets $4,905,000 $4,441,000 $8,623,000 $-19,000,000
Change In Payables And Accrued Expense $17,908,000 $41,489,000 $-12,480,000 $6,360,000
Change In Accrued Expense $6,196,000 $30,090,000 $6,453,000 $12,440,000
Change In Payable $11,712,000 $11,399,000 $-18,933,000 $-6,080,000
Change In Prepaid Assets $-55,354,000 $-58,054,000 $-44,131,000 $-22,613,000
Change In Receivables $-64,061,000 $-42,278,000 $20,307,000 $-20,736,000
Changes In Account Receivables $-54,868,000 $-3,348,000 $12,631,000 $-7,301,000
Other Non Cash Items $38,862,000 $34,837,000 $30,071,000 $28,335,000
Stock Based Compensation $181,799,000 $161,556,000 $146,460,000 $142,842,000
Unrealized Gain Loss On Investment Securities $-489,000 $2,130,000 $1,957,000 $802,000
Provisionand Write Offof Assets $2,516,000 $526,000 $526,000 $-131,000
Amortization Of Securities $-6,254,000 $-10,326,000 $-12,894,000 $-4,858,000
Deferred Tax $8,981,000 $-31,780,000 $-26,847,000 $-27,516,000
Deferred Income Tax $8,981,000 $-31,780,000 $-26,847,000 $-27,516,000
Depreciation Amortization Depletion $27,952,000 $23,758,000 $22,309,000 $24,838,000
Depreciation And Amortization $27,952,000 $23,758,000 $22,309,000 $24,838,000
Gain Loss On Investment Securities $-632,000 $-3,671,000 $-1,803,000 -
Net Income From Continuing Operations $139,283,000 $69,804,000 $-6,103,000 $-111,855,000
Change In Account Payable - $11,399,000 $-18,933,000 $-6,080,000
Fetched: 2026-10-06