GBC
Georgia Banking Company, Inc. Common Stock
Price Chart
Latest Quote
$38.27
-21.73 (-36.21%)
Current Price
| Previous Close | $60.00 |
| Open | $60.00 |
| Day High | $60.00 |
| Day Low | $35.50 |
| Volume | 24,754 |
Stock Information
| Shares Outstanding | 10.34M |
| Revenue | $108.20M |
| Net Income | $22.08M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $396.88M |
| Exchange | NGM |
đ Comprehensive Analysis
Company Data
| Sales | $108.20M |
| Income | $22.08M |
| Book/sh | $24.27 |
Financial Ratios
Returns & Margins
| ROA | 0.89% |
| ROE | 12.25% |
| Operating Margin | 35.88% |
| Profit Margin | 20.41% |
Ownership
| Insider & Institutional transactions data not available |
Valuation Ratios
| P/S | 3.67 |
| P/B | 1.58 |
Analyst Data
| Recommendation | none |
Technical Indicators
Performance History
| YTD | +0.26% |
| 10 Years | +0.26% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-10-30 | $38.38 | 21,300 |
| 2026-10-29 | $38.28 | 26,300 |
About Georgia Banking Company, Inc. Common Stock
Georgia Banking Company, Inc. engages in banking business to individual, business, and commercial customers in Atlanta, Georgia. It provides accounts, savings, certificate of deposits, loan payments, mortgage lending, and digital and private banking services to individuals. The company also offers business accounts, savings, digital banking, online loan payment, and treasury solutions to businesses. In addition, it provides construction loans, real estate lending, payments, digital banking, online payments, and other services. The company was incorporated in 1998 and is headquartered in Atlanta, Georgia.
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Revenue | ||
| Total Revenue | $112,717,000 | $78,990,000 |
| Operating Revenue | $112,717,000 | $78,990,000 |
| Expenses | ||
| Interest Expense | $62,494,000 | $58,728,000 |
| Rent Expense Supplemental | $8,496,000 | $8,572,000 |
| General And Administrative Expense | $54,418,000 | $46,351,000 |
| Professional Expense And Contract Services Expense | $3,207,000 | $2,882,000 |
| Other Non Interest Expense | $14,000,000 | $10,151,000 |
| Income & Earnings | ||
| Net Income From Continuing Operation Net Minority Interest | $22,080,000 | $8,456,000 |
| Net Interest Income | $102,378,000 | $71,684,000 |
| Interest Income | $164,872,000 | $130,412,000 |
| Normalized Income | $27,061,486 | $8,456,000 |
| Net Income From Continuing And Discontinued Operation | $22,080,000 | $8,456,000 |
| Net Income Common Stockholders | $22,080,000 | $8,456,000 |
| Net Income | $22,080,000 | $8,456,000 |
| Net Income Including Noncontrolling Interests | $22,080,000 | $8,456,000 |
| Net Income Continuous Operations | $22,080,000 | $8,456,000 |
| Pretax Income | $29,839,000 | $11,285,000 |
| Special Income Charges | $-6,732,000 | $0 |
| Per Share | ||
| Diluted EPS | $2.15 | $0.82 |
| Basic EPS | $2.15 | $0.82 |
| Other | ||
| Tax Effect Of Unusual Items | $-1,750,514 | $0 |
| Tax Rate For Calcs | $0 | $0 |
| Total Unusual Items | $-6,732,000 | $0 |
| Total Unusual Items Excluding Goodwill | $-6,732,000 | $0 |
| Reconciled Depreciation | $2,834,000 | $2,406,000 |
| Diluted Average Shares | $10,277,894 | $10,277,894 |
| Basic Average Shares | $10,277,894 | $10,277,894 |
| Diluted NI Availto Com Stockholders | $22,080,000 | $8,456,000 |
| Tax Provision | $7,759,000 | $2,829,000 |
| Restructuring And Mergern Acquisition | $6,732,000 | $0 |
| Selling General And Administration | $54,418,000 | $46,351,000 |
| Rent And Landing Fees | $8,496,000 | $8,572,000 |
| Salaries And Wages | $45,922,000 | $37,779,000 |
Fetched: 2026-10-30
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Assets | ||
| Net Tangible Assets | $194,449,000 | $155,528,000 |
| Total Assets | $2,702,332,000 | $2,263,623,000 |
| Goodwill And Other Intangible Assets | $10,465,000 | $0 |
| Other Intangible Assets | $5,656,000 | - |
| Receivables | $26,167,000 | $23,410,000 |
| Accounts Receivable | $26,167,000 | $23,410,000 |
| Cash And Cash Equivalents | $242,730,000 | $174,782,000 |
| Cash Financial | $7,026,000 | $8,005,000 |
| Cash Cash Equivalents And Federal Funds Sold | $280,373,000 | $267,814,000 |
| Debt | ||
| Total Debt | $109,287,000 | $252,656,000 |
| Long Term Debt And Capital Lease Obligation | $109,287,000 | $252,656,000 |
| Long Term Debt | $71,216,000 | $211,888,000 |
| Net Debt | - | $37,106,000 |
| Liabilities | ||
| Total Liabilities Net Minority Interest | $2,497,418,000 | $2,108,095,000 |
| Payables And Accrued Expenses | $28,446,000 | $26,814,000 |
| Payables | $28,446,000 | $26,814,000 |
| Accounts Payable | $28,446,000 | $26,814,000 |
| Equity | ||
| Common Stock Equity | $204,914,000 | $155,528,000 |
| Total Equity Gross Minority Interest | $204,914,000 | $155,528,000 |
| Stockholders Equity | $204,914,000 | $155,528,000 |
| Gains Losses Not Affecting Retained Earnings | $-2,166,000 | $-3,256,000 |
| Other Equity Adjustments | $-2,166,000 | $-3,256,000 |
| Retained Earnings | $54,694,000 | $32,614,000 |
| Other | ||
| Ordinary Shares Number | $10,277,894 | $10,277,894 |
| Share Issued | $10,277,894 | $10,277,894 |
| Tangible Book Value | $194,449,000 | $155,528,000 |
| Invested Capital | $276,130,000 | $367,416,000 |
| Capital Lease Obligations | $38,071,000 | $40,768,000 |
| Total Capitalization | $276,130,000 | $367,416,000 |
| Additional Paid In Capital | $152,302,000 | $126,096,000 |
| Capital Stock | $84,000 | $74,000 |
| Common Stock | $84,000 | $74,000 |
| Preferred Stock | $0 | $0 |
| Long Term Capital Lease Obligation | $38,071,000 | $40,768,000 |
| Investments And Advances | $94,483,000 | $105,307,000 |
| Held To Maturity Securities | $40,102,000 | $26,740,000 |
| Available For Sale Securities | $54,381,000 | $78,567,000 |
| Goodwill | $4,809,000 | $0 |
| Net PPE | $55,128,000 | $50,407,000 |
| Accumulated Depreciation | $-9,250,000 | $-6,913,000 |
| Gross PPE | $64,378,000 | $57,320,000 |
| Leases | $8,886,000 | $8,448,000 |
| Other Properties | $36,578,000 | $39,678,000 |
| Machinery Furniture Equipment | $8,390,000 | $7,529,000 |
| Buildings And Improvements | $6,204,000 | $927,000 |
| Land And Improvements | $4,320,000 | $738,000 |
Fetched: 2026-10-30
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Free Cash Flow | ||
| Free Cash Flow | $22,777,000 | $-258,207,000 |
| Operating Activities | ||
| Operating Cash Flow | $23,747,000 | $-257,987,000 |
| Cash Flow From Continuing Operating Activities | $23,747,000 | $-257,987,000 |
| Operating Gains Losses | $-1,564,000 | $-2,369,000 |
| Investing Activities | ||
| Capital Expenditure | $-970,000 | $-220,000 |
| Investing Cash Flow | $-85,304,000 | $-238,617,000 |
| Cash Flow From Continuing Investing Activities | $-85,304,000 | $-238,617,000 |
| Net Other Investing Changes | $1,106,000 | - |
| Financing Activities | ||
| Issuance Of Capital Stock | $2,458,000 | $1,000 |
| Financing Cash Flow | $74,116,000 | $492,426,000 |
| Cash Flow From Continuing Financing Activities | $74,116,000 | $492,426,000 |
| Net Common Stock Issuance | $2,458,000 | $1,000 |
| Common Stock Issuance | $2,458,000 | $1,000 |
| Other | ||
| Interest Paid Supplemental Data | $63,541,000 | $57,687,000 |
| Income Tax Paid Supplemental Data | $9,679,000 | $452,000 |
| End Cash Position | $280,373,000 | $267,814,000 |
| Beginning Cash Position | $267,814,000 | $271,992,000 |
| Changes In Cash | $12,559,000 | $-4,178,000 |
| Net Investment Purchase And Sale | $56,959,000 | $-23,604,000 |
| Sale Of Investment | $109,775,000 | $35,524,000 |
| Purchase Of Investment | $-52,816,000 | $-59,128,000 |
| Net Business Purchase And Sale | $16,276,000 | $0 |
| Sale Of Business | $16,276,000 | $0 |
| Net PPE Purchase And Sale | $-914,000 | $-220,000 |
| Sale Of PPE | $56,000 | $0 |
| Purchase Of PPE | $-970,000 | $-220,000 |
| Change In Working Capital | $4,738,000 | $9,144,000 |
| Change In Payables And Accrued Expense | $4,405,000 | $8,015,000 |
| Change In Payable | $4,405,000 | $8,015,000 |
| Change In Account Payable | $4,405,000 | $8,015,000 |
| Change In Receivables | $333,000 | $1,129,000 |
| Changes In Account Receivables | $333,000 | $1,129,000 |
| Other Non Cash Items | $-6,470,000 | $-283,608,000 |
| Stock Based Compensation | $849,000 | $1,225,000 |
| Deferred Tax | $-3,241,000 | $-1,562,000 |
| Deferred Income Tax | $-3,241,000 | $-1,562,000 |
| Depreciation Amortization Depletion | $2,834,000 | $2,406,000 |
| Depreciation And Amortization | $2,834,000 | $2,406,000 |
| Depreciation | $2,834,000 | $2,406,000 |
| Net Income From Continuing Operations | $22,080,000 | $8,456,000 |
Fetched: 2026-10-30