FSFG
First Savings Financial Group, Inc.
Price Chart
No historical data available
Latest Quote
$33.98
+0.00 (+0.00%)
Current Price
| Previous Close | $33.98 |
| Open | $32.90 |
| Day High | $33.98 |
| Day Low | $32.90 |
| Volume | 117,623 |
Stock Information
| Quarterly Dividend / Yield | $0.64 / 0.02% |
| Shares Outstanding | 7.02M |
| Quarterly Dividend Yield | 0.02% |
| Quarterly Dividend | $0.64 |
| Total Debt | $467.72M |
| Cash Equivalents | $32.10M |
| Revenue | $84.22M |
| Net Income | $23.16M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $238.37M |
| P/E Ratio | 10.23 |
| EPS (TTM) | $3.32 |
| Exchange | NCM |
Recent Price History
No history data available. Data will be fetched automatically.
About First Savings Financial Group, Inc.
First Savings Financial Group, Inc. operates as the bank holding company for First Savings Bank that provides various financial services for individuals and business consumers in southern Indiana. The company operates through Core Banking and SBA Lending segments. It accepts deposits, such as checking accounts, NOW and money market accounts, regular savings accounts, and time deposits. The company also provides loans, including one-to four-family residential real estate, commercial real estate, construction, land and land development, multi-family real estate, and commercial business loans, as well as consumer loans comprising automobile, personal, boat, truck, and auto loans; and home equity lines of credit. First Savings Financial Group, Inc. was incorporated in 2008 and is headquartered in Jeffersonville, Indiana. As of February 1, 2026, First Savings Financial Group, Inc. operates as a subsidiary of First Merchants Corporation.
đ° Latest News
Axos Financial Stock Banks On RS Rating Rise To 72
Investor's Business Daily âĸ 2025-12-16T18:39:43Z
First Savings Financial Group (FSFG) Profit Margin Doubles, Shifting Narrative on Long-Term Declines
Simply Wall St. âĸ 2025-10-31T16:14:57Z
First Savings Financial: Fiscal Q4 Earnings Snapshot
Associated Press Finance âĸ 2025-10-29T21:39:42Z5 Insightful Analyst Questions From First Merchantsâs Q3 Earnings Call
StockStory âĸ 2025-10-29T05:33:29Z
Does First Merchants' Q3 Results and Buybacks Signal a Shift in Capital Discipline for FRME?
Simply Wall St. âĸ 2025-10-25T06:15:00Z
First Merchants, First Savings Agree to Merge in All-Stock Deal
MT Newswires âĸ 2025-09-25T13:28:01ZWith EPS Growth And More, First Savings Financial Group (NASDAQ:FSFG) Makes An Interesting Case
Simply Wall St. âĸ 2025-09-07T13:09:37Z
First Savings Financial (FSFG) Moves to Buy: Rationale Behind the Upgrade
Zacks âĸ 2025-08-14T16:00:03Z
First Savings Financial Group Third Quarter 2025 Earnings: Beats Expectations
Simply Wall St. âĸ 2025-08-11T10:18:14Z
First Savings Financial: Fiscal Q3 Earnings Snapshot
Associated Press Finance âĸ 2025-07-25T11:20:01Z
Period:
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Income Statement (Annual)
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $84,114,000 | $70,455,000 | $86,867,000 | $111,879,000 |
| Operating Revenue | $84,114,000 | $70,455,000 | $86,867,000 | $111,879,000 |
| Expenses | ||||
| Interest Expense | $62,219,000 | $63,926,000 | $41,655,000 | $10,542,000 |
| Selling And Marketing Expense | $1,740,000 | $1,211,000 | $2,016,000 | $3,199,000 |
| General And Administrative Expense | $36,774,000 | $34,140,000 | $45,613,000 | $61,734,000 |
| Professional Expense And Contract Services Expense | $2,797,000 | $3,087,000 | $2,979,000 | $6,656,000 |
| Other Non Interest Expense | $9,163,000 | $7,505,000 | $17,576,000 | $12,906,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $23,161,000 | $13,592,000 | $8,172,000 | $15,386,000 |
| Net Interest Income | $63,314,000 | $56,499,000 | $60,139,000 | $59,923,000 |
| Interest Income | $125,533,000 | $120,425,000 | $101,794,000 | $70,465,000 |
| Normalized Income | $23,122,201 | $13,484,083 | $8,123,049 | $15,386,000 |
| Net Income From Continuing And Discontinued Operation | $23,161,000 | $13,592,000 | $8,172,000 | $15,386,000 |
| Net Income Common Stockholders | $23,161,000 | $13,592,000 | $8,172,000 | $15,386,000 |
| Net Income | $23,161,000 | $13,592,000 | $8,172,000 | $15,386,000 |
| Net Income Including Noncontrolling Interests | $23,161,000 | $13,592,000 | $8,172,000 | $15,386,000 |
| Net Income Continuous Operations | $23,161,000 | $13,592,000 | $8,172,000 | $15,386,000 |
| Pretax Income | $26,863,000 | $14,610,000 | $8,182,000 | $17,309,000 |
| Special Income Charges | $45,000 | $116,000 | $49,000 | $0 |
| Per Share | ||||
| Diluted EPS | - | $1.98 | $1.19 | $2.15 |
| Basic EPS | - | $1.99 | $1.19 | $2.18 |
| Other | ||||
| Tax Effect Of Unusual Items | $6,201 | $8,083 | $49 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $45,000 | $116,000 | $49,000 | $0 |
| Total Unusual Items Excluding Goodwill | $45,000 | $116,000 | $49,000 | $0 |
| Reconciled Depreciation | $2,244,000 | $2,371,000 | $2,549,000 | $2,448,000 |
| Diluted NI Availto Com Stockholders | $23,161,000 | $13,592,000 | $8,172,000 | $15,386,000 |
| Tax Provision | $3,702,000 | $1,018,000 | $10,000 | $1,923,000 |
| Other Special Charges | $-45,000 | $-116,000 | $-49,000 | - |
| Gain On Sale Of Security | $502,000 | $470,000 | $-522,000 | $478,000 |
| Selling General And Administration | $38,514,000 | $35,351,000 | $47,629,000 | $64,933,000 |
| Insurance And Claims | $1,846,000 | $2,154,000 | $1,675,000 | $527,000 |
| Salaries And Wages | $34,928,000 | $31,986,000 | $43,938,000 | $61,207,000 |
| Occupancy And Equipment | $6,488,000 | $6,947,000 | $7,938,000 | $8,167,000 |
| Diluted Average Shares | - | $6,856,520 | $6,880,072 | $7,141,846 |
| Basic Average Shares | - | $6,830,466 | $6,848,311 | $7,058,550 |
| Minority Interests | - | - | $0 | $0 |
| Other Gand A | - | - | - | - |
Fetched: 2026-02-02
Balance Sheet (Annual)
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $180,312,000 | $164,115,000 | $77,753,000 | $73,748,000 |
| Total Assets | $2,399,532,000 | $2,450,368,000 | $2,288,854,000 | $2,093,725,000 |
| Goodwill And Other Intangible Assets | $13,167,000 | $13,000,000 | $73,228,000 | $77,817,000 |
| Other Intangible Assets | $3,319,000 | $3,152,000 | $63,380,000 | $67,969,000 |
| Receivables | $11,376,000 | $11,376,000 | $10,161,000 | $8,332,000 |
| Other Receivables | $1,962,000 | $1,929,000 | $2,352,000 | $2,953,000 |
| Accounts Receivable | $9,414,000 | $9,447,000 | $7,809,000 | $5,379,000 |
| Cash And Cash Equivalents | $32,096,000 | $52,632,000 | $31,335,000 | $43,278,000 |
| Cash Financial | $15,976,000 | $39,393,000 | $18,014,000 | $18,312,000 |
| Cash Cash Equivalents And Federal Funds Sold | $32,096,000 | $52,632,000 | $31,335,000 | $43,278,000 |
| Debt | ||||
| Net Debt | $431,666,000 | $297,611,000 | $380,292,000 | $352,231,000 |
| Total Debt | $463,762,000 | $350,243,000 | $411,627,000 | $395,509,000 |
| Long Term Debt And Capital Lease Obligation | $463,762,000 | $350,243,000 | $411,627,000 | $395,509,000 |
| Long Term Debt | $463,762,000 | $350,243,000 | $411,627,000 | $395,509,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $2,206,053,000 | $2,273,253,000 | $2,137,873,000 | $1,942,160,000 |
| Payables And Accrued Expenses | $5,046,000 | $13,384,000 | $8,926,000 | $1,302,000 |
| Payables | $5,046,000 | $13,384,000 | $8,926,000 | $1,302,000 |
| Accounts Payable | $5,046,000 | $13,384,000 | $8,926,000 | $1,302,000 |
| Equity | ||||
| Common Stock Equity | $193,479,000 | $177,115,000 | $150,981,000 | $151,565,000 |
| Total Equity Gross Minority Interest | $193,479,000 | $177,115,000 | $150,981,000 | $151,565,000 |
| Stockholders Equity | $193,479,000 | $177,115,000 | $150,981,000 | $151,565,000 |
| Other Equity Interest | $-1,829,000 | $-901,000 | $-1,015,000 | $-969,000 |
| Gains Losses Not Affecting Retained Earnings | $-15,087,000 | $-11,195,000 | $-29,587,000 | $-27,079,000 |
| Other Equity Adjustments | $-15,087,000 | $-11,195,000 | $-29,587,000 | $-27,079,000 |
| Retained Earnings | $192,114,000 | $173,337,000 | $166,306,000 | $161,927,000 |
| Other | ||||
| Treasury Shares Number | $924,240 | $915,245 | $1,205,045 | $786,640 |
| Ordinary Shares Number | $6,977,308 | $6,887,106 | $6,573,426 | $6,970,631 |
| Share Issued | $7,901,548 | $7,802,351 | $7,778,471 | $7,757,271 |
| Tangible Book Value | $180,312,000 | $164,115,000 | $77,753,000 | $73,748,000 |
| Invested Capital | $657,241,000 | $527,358,000 | $562,608,000 | $547,074,000 |
| Total Capitalization | $657,241,000 | $527,358,000 | $562,608,000 | $547,074,000 |
| Treasury Stock | $12,171,000 | $11,851,000 | $11,787,000 | $9,162,000 |
| Additional Paid In Capital | $30,373,000 | $27,647,000 | $26,986,000 | $26,770,000 |
| Capital Stock | $79,000 | $78,000 | $78,000 | $78,000 |
| Common Stock | $79,000 | $78,000 | $78,000 | $78,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Long Term Provisions | $1,971,000 | $1,519,000 | - | - |
| Investments And Advances | $252,620,000 | $249,719,000 | $229,039,000 | $318,075,000 |
| Held To Maturity Securities | $622,000 | $1,040,000 | $1,300,000 | $1,558,000 |
| Available For Sale Securities | $250,443,000 | - | - | - |
| Goodwill | $9,848,000 | $9,848,000 | $9,848,000 | $9,848,000 |
| Net PPE | $25,396,000 | $26,462,000 | $27,861,000 | $27,100,000 |
| Accumulated Depreciation | $-17,258,000 | $-15,478,000 | $-14,030,000 | $-12,172,000 |
| Gross PPE | $42,654,000 | $41,940,000 | $41,891,000 | $39,272,000 |
| Leases | $66,000 | $66,000 | $66,000 | $66,000 |
| Construction In Progress | $873,000 | $911,000 | $671,000 | $749,000 |
| Machinery Furniture Equipment | $10,268,000 | $9,883,000 | $10,442,000 | $9,187,000 |
| Buildings And Improvements | $25,567,000 | $25,425,000 | $25,337,000 | $23,942,000 |
| Land And Improvements | $5,880,000 | $5,655,000 | $5,375,000 | $5,328,000 |
| Other Short Term Investments | $1,555,000 | $248,679,000 | $227,739,000 | $316,517,000 |
| Current Accrued Expenses | - | - | $34,499,000 | $28,308,000 |
| Minority Interest | - | - | - | - |
Fetched: 2026-02-02
Cash Flow Statement (Annual)
| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 | 2022-09-30 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $78,253,000 | $90,519,000 | $29,804,000 | $147,977,000 |
| Operating Activities | ||||
| Operating Cash Flow | $79,132,000 | $91,203,000 | $32,758,000 | $148,812,000 |
| Cash Flow From Continuing Operating Activities | $79,132,000 | $91,203,000 | $32,758,000 | $148,812,000 |
| Operating Gains Losses | $-9,490,000 | $-2,584,000 | $-4,145,000 | $11,898,000 |
| Investing Activities | ||||
| Capital Expenditure | $-879,000 | $-684,000 | $-2,954,000 | $-835,000 |
| Investing Cash Flow | $-37,828,000 | $-203,333,000 | $-263,988,000 | $-544,218,000 |
| Cash Flow From Continuing Investing Activities | $-37,828,000 | $-203,333,000 | $-263,988,000 | $-544,218,000 |
| Net Other Investing Changes | $-13,815,000 | $-12,000 | $-4,935,000 | $518,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-382,000 | $-79,000 | $-2,625,000 | $-4,745,000 |
| Issuance Of Capital Stock | $62,000 | $15,000 | $0 | $0 |
| Financing Cash Flow | $-61,595,000 | $133,427,000 | $220,410,000 | $403,643,000 |
| Cash Flow From Continuing Financing Activities | $-61,595,000 | $133,427,000 | $220,410,000 | $403,643,000 |
| Net Other Financing Charges | $119,000 | $-96,000 | $-210,000 | $-917,000 |
| Cash Dividends Paid | $-4,384,000 | $-4,051,000 | $-3,793,000 | $-4,499,000 |
| Common Stock Dividend Paid | $-4,384,000 | $-4,051,000 | $-3,793,000 | $-4,499,000 |
| Net Common Stock Issuance | $-320,000 | $-64,000 | $-2,625,000 | $-4,745,000 |
| Common Stock Issuance | $62,000 | $15,000 | $0 | $0 |
| Dividends Received Cfi | - | - | - | $0 |
| Other | ||||
| Repayment Of Debt | $-2,375,000,000 | $-2,050,000,000 | $-7,396,340,000 | $-1,085,000,000 |
| Issuance Of Debt | $2,495,000,000 | $1,990,000,000 | $7,455,000,000 | $1,198,247,000 |
| Interest Paid Supplemental Data | $70,557,000 | $59,468,000 | $34,031,000 | $9,301,000 |
| Income Tax Paid Supplemental Data | $2,888,000 | $8,141,000 | $116,000 | $3,226,000 |
| End Cash Position | $31,851,000 | $52,142,000 | $30,845,000 | $41,665,000 |
| Beginning Cash Position | $52,142,000 | $30,845,000 | $41,665,000 | $33,428,000 |
| Changes In Cash | $-20,291,000 | $21,297,000 | $-10,820,000 | $8,237,000 |
| Proceeds From Stock Option Exercised | $629,000 | $94,000 | $16,000 | $0 |
| Common Stock Payments | $-382,000 | $-79,000 | $-2,625,000 | $-4,745,000 |
| Net Issuance Payments Of Debt | $113,360,000 | $-61,543,000 | $54,540,000 | $125,550,000 |
| Net Short Term Debt Issuance | $-6,640,000 | $-1,543,000 | $-4,120,000 | $12,303,000 |
| Net Long Term Debt Issuance | $120,000,000 | $-60,000,000 | $58,660,000 | $113,247,000 |
| Long Term Debt Payments | $-2,375,000,000 | $-2,050,000,000 | $-7,396,340,000 | $-1,085,000,000 |
| Long Term Debt Issuance | $2,495,000,000 | $1,990,000,000 | $7,455,000,000 | $1,198,247,000 |
| Net Investment Purchase And Sale | $-13,786,000 | $-5,998,000 | $78,525,000 | $-157,769,000 |
| Sale Of Investment | $11,240,000 | $9,281,000 | $96,365,000 | $55,614,000 |
| Purchase Of Investment | $-25,026,000 | $-15,279,000 | $-17,840,000 | $-213,383,000 |
| Net Business Purchase And Sale | $0 | $-18,000 | $0 | $0 |
| Purchase Of Business | $0 | $-18,000 | $0 | $0 |
| Net PPE Purchase And Sale | $-810,000 | $-534,000 | $-2,820,000 | $-835,000 |
| Sale Of PPE | $69,000 | $150,000 | $134,000 | $0 |
| Purchase Of PPE | $-879,000 | $-684,000 | $-2,954,000 | $-835,000 |
| Change In Working Capital | $-6,175,000 | $9,522,000 | $669,000 | $-1,155,000 |
| Change In Other Working Capital | $-1,503,000 | $-1,378,000 | $-1,081,000 | $-993,000 |
| Change In Other Current Liabilities | $8,222,000 | $-1,678,000 | $-11,919,000 | $-12,930,000 |
| Change In Other Current Assets | $-4,556,000 | $9,335,000 | $7,874,000 | $13,813,000 |
| Change In Payables And Accrued Expense | $-8,338,000 | $4,458,000 | $7,624,000 | $1,044,000 |
| Change In Payable | $-8,338,000 | $4,458,000 | $7,624,000 | $1,044,000 |
| Change In Account Payable | $-8,338,000 | $4,458,000 | $7,624,000 | $1,044,000 |
| Change In Receivables | $0 | $-1,215,000 | $-1,829,000 | $-2,089,000 |
| Changes In Account Receivables | $0 | $-1,215,000 | $-1,829,000 | $-2,089,000 |
| Other Non Cash Items | $68,198,000 | $80,308,000 | $22,341,000 | $115,068,000 |
| Stock Based Compensation | $918,000 | $699,000 | $698,000 | $688,000 |
| Deferred Tax | $-375,000 | $-16,055,000 | $-716,000 | $1,668,000 |
| Deferred Income Tax | $-375,000 | $-16,055,000 | $-716,000 | $1,668,000 |
| Depreciation Amortization Depletion | $2,244,000 | $2,371,000 | $2,549,000 | $2,448,000 |
| Depreciation And Amortization | $2,244,000 | $2,371,000 | $2,549,000 | $2,448,000 |
| Gain Loss On Investment Securities | $-493,000 | $-491,000 | $-166,000 | $-478,000 |
| Gain Loss On Sale Of PPE | $-45,000 | $-116,000 | $-49,000 | $0 |
| Net Income From Continuing Operations | $23,161,000 | $13,592,000 | $8,172,000 | $15,386,000 |
| Earnings Losses From Equity Investments | - | - | $-9,724,000 | $-16,877,000 |
Fetched: 2026-02-02