FLG-PA
Flagstar Bank, National Association
Price Chart
Latest Quote
$23.22
| Previous Close | $23.60 |
| Open | $23.60 |
| Day High | $23.63 |
| Day Low | $23.00 |
| Volume | 499,623 |
Stock Information
| Quarterly Dividend / Yield | $1.59 / 6.86% |
| Quarterly Dividend Yield | 6.86% |
| Quarterly Dividend | $1.59 |
| Total Debt | $10.94B |
| Cash Equivalents | $4.05B |
| Revenue | $2.00B |
| Net Income | $63.00M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $16.70B |
| Sales | $2.00B |
| Income | $63.00M |
| Book/sh | $17.82 |
| Employees | 6K |
Financial Ratios
Returns & Margins
| ROA | 0.11% |
| ROE | 1.22% |
| Operating Margin | 9.25% |
| Profit Margin | 4.79% |
Ownership
| Insider & Institutional transactions data not available |
Valuation Ratios
| P/B | 1.30 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $23.18 |
| SMA50 | $23.45 |
| SMA200 | $22.43 |
| RSI | 51.28 |
| ATR | 0.4013 |
| Shares Float | 285.25M |
| Short Ratio | 0.32 |
| Volatility | 1.05 |
| Rel Volume | 6.22 |
Performance History
| Week | -0.90% |
| Month | +1.62% |
| Quarter | -0.57% |
| 6 Months | +4.96% |
| YTD | +10.01% |
| Year | +12.38% |
| 3 Years | +36.77% |
| 5 Years | +13.30% |
| 10 Years | +69.86% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-10-30 | $23.22 | 499,623 |
| 2026-10-29 | $23.60 | 30,914 |
| 2026-10-28 | $23.47 | 78,448 |
| 2026-10-27 | $23.68 | 149,498 |
| 2026-10-26 | $23.58 | 125,736 |
| 2026-10-23 | $23.43 | 59,636 |
| 2026-10-22 | $23.50 | 28,583 |
| 2026-10-21 | $23.43 | 41,158 |
| 2026-10-20 | $23.39 | 35,843 |
| 2026-10-19 | $23.42 | 58,196 |
| 2026-10-16 | $23.30 | 55,956 |
| 2026-10-15 | $23.31 | 58,225 |
| 2026-10-14 | $22.72 | 27,842 |
| 2026-10-13 | $23.10 | 26,186 |
| 2026-10-12 | $23.16 | 17,194 |
| 2026-10-09 | $23.08 | 24,576 |
| 2026-10-08 | $22.60 | 66,159 |
| 2026-10-07 | $22.11 | 106,923 |
| 2026-10-06 | $22.71 | 77,883 |
| 2026-10-05 | $22.87 | 37,707 |
| 2026-10-02 | $22.61 | 59,387 |
| 2026-10-01 | $22.85 | 76,195 |
| 2026-09-30 | $23.02 | 166,910 |
About Flagstar Bank, National Association
Flagstar Bank, National Association provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, and non-interest-bearing accounts, as well as certificates of deposit. It offers loan products comprising multi-family loans; commercial real estate loans; acquisition, development, and construction loans; commercial and industrial loans; one-to-four family loans; specialty finance loans and leases; warehouse loans; and home equity lines of credit, as well as other consumer loans, including overdraft loans. The company offers non-deposit investment and insurance products; and online and mobile banking services. It primarily serves individuals, small and mid-size businesses, and professional associations. The company was formerly known as Flagstar Financial, Inc. Flagstar Bank, National Association was founded in 1859 and is headquartered in Hicksville, New York.
đ° Latest News
Income Statement (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $2,584,000,000 | $3,633,000,000 | $1,482,000,000 | $1,350,000,000 |
| Operating Revenue | $2,584,000,000 | $3,633,000,000 | $1,482,000,000 | $1,350,000,000 |
| Expenses | ||||
| Interest Expense | $3,801,000,000 | $2,414,000,000 | $696,000,000 | $400,000,000 |
| General And Administrative Expense | $2,385,000,000 | $1,899,000,000 | $512,000,000 | $430,000,000 |
| Other Non Interest Expense | $-108,000,000 | $-49,000,000 | - | - |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $-1,118,000,000 | $-79,000,000 | $650,000,000 | $596,000,000 |
| Net Interest Income | $2,152,000,000 | $3,077,000,000 | $1,396,000,000 | $1,289,000,000 |
| Interest Income | $5,952,000,000 | $5,491,000,000 | $2,092,000,000 | $1,689,000,000 |
| Normalized Income | $-918,494,000 | $453,460,000 | $582,324,455 | $612,999,300 |
| Net Income From Continuing And Discontinued Operation | $-1,118,000,000 | $-79,000,000 | $650,000,000 | $596,000,000 |
| Net Income Common Stockholders | $-1,153,000,000 | $-117,000,000 | $609,000,000 | $556,000,000 |
| Net Income | $-1,118,000,000 | $-79,000,000 | $650,000,000 | $596,000,000 |
| Net Income Including Noncontrolling Interests | $-1,118,000,000 | $-79,000,000 | $650,000,000 | $596,000,000 |
| Net Income Continuous Operations | $-1,118,000,000 | $-79,000,000 | $650,000,000 | $596,000,000 |
| Pretax Income | $-1,378,000,000 | $-50,000,000 | $826,000,000 | $806,000,000 |
| Special Income Charges | $-246,000,000 | $-674,000,000 | $86,000,000 | $-23,000,000 |
| Depreciation Amortization Depletion Income Statement | $136,000,000 | $126,000,000 | $5,000,000 | $0 |
| Depreciation And Amortization In Income Statement | $136,000,000 | $126,000,000 | $5,000,000 | $0 |
| Amortization Of Intangibles Income Statement | $136,000,000 | $126,000,000 | $5,000,000 | $0 |
| Other | ||||
| Tax Effect Of Unusual Items | $-46,494,000 | $-141,540,000 | $18,324,455 | $-6,000,700 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-246,000,000 | $-674,000,000 | $86,000,000 | $-23,000,000 |
| Total Unusual Items Excluding Goodwill | $-246,000,000 | $-674,000,000 | $86,000,000 | $-23,000,000 |
| Reconciled Depreciation | $184,000,000 | $165,000,000 | $23,000,000 | $21,000,000 |
| Diluted NI Availto Com Stockholders | $-1,153,000,000 | $-117,000,000 | $609,000,000 | $556,000,000 |
| Preferred Stock Dividends | $35,000,000 | $33,000,000 | $33,000,000 | $33,000,000 |
| Tax Provision | $-260,000,000 | $29,000,000 | $176,000,000 | $210,000,000 |
| Gain On Sale Of Business | $89,000,000 | $0 | $0 | - |
| Write Off | $77,000,000 | - | - | - |
| Impairment Of Capital Assets | $0 | $2,426,000,000 | $0 | $0 |
| Restructuring And Mergern Acquisition | $258,000,000 | $-1,801,000,000 | $-84,000,000 | $23,000,000 |
| Amortization | $136,000,000 | $126,000,000 | $5,000,000 | $0 |
| Selling General And Administration | $2,385,000,000 | $1,899,000,000 | $512,000,000 | $430,000,000 |
| Other Gand A | $809,000,000 | $624,000,000 | $158,000,000 | $127,000,000 |
| Insurance And Claims | $313,000,000 | $126,000,000 | $0 | - |
| Salaries And Wages | $1,263,000,000 | $1,149,000,000 | $354,000,000 | $303,000,000 |
| Occupancy And Equipment | $211,000,000 | $200,000,000 | $92,000,000 | $88,000,000 |
| Otherunder Preferred Stock Dividend | - | $5,000,000 | $8,000,000 | $7,000,000 |
| Other Special Charges | - | $49,000,000 | $-2,000,000 | - |
| Gain On Sale Of Security | - | $-1,000,000 | $-2,000,000 | $0 |
Balance Sheet (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $7,653,000,000 | $6,631,000,000 | $5,078,000,000 | $4,618,000,000 |
| Total Assets | $100,160,000,000 | $114,057,000,000 | $90,144,000,000 | $59,527,000,000 |
| Goodwill And Other Intangible Assets | $514,000,000 | $1,736,000,000 | $3,746,000,000 | $2,426,000,000 |
| Other Intangible Assets | $514,000,000 | $1,736,000,000 | $1,320,000,000 | - |
| Receivables | $2,116,000,000 | $3,189,000,000 | $1,679,000,000 | $1,796,000,000 |
| Other Receivables | $2,116,000,000 | $3,189,000,000 | $1,679,000,000 | $1,796,000,000 |
| Cash And Cash Equivalents | $15,430,000,000 | $11,475,000,000 | $2,032,000,000 | $2,211,000,000 |
| Cash Cash Equivalents And Federal Funds Sold | $15,430,000,000 | $11,475,000,000 | $2,032,000,000 | $2,211,000,000 |
| Accounts Receivable | - | - | - | $214,000,000 |
| Debt | ||||
| Total Debt | $14,426,000,000 | $21,267,000,000 | $21,332,000,000 | $15,762,000,000 |
| Long Term Debt And Capital Lease Obligation | $10,676,000,000 | $21,267,000,000 | $21,332,000,000 | $15,762,000,000 |
| Long Term Debt | $10,676,000,000 | $21,267,000,000 | $21,332,000,000 | $15,762,000,000 |
| Current Debt And Capital Lease Obligation | $3,750,000,000 | $7,350,000,000 | $10,325,000,000 | $3,750,000,000 |
| Current Debt | $3,750,000,000 | $7,350,000,000 | $10,325,000,000 | $3,750,000,000 |
| Other Current Borrowings | $3,750,000,000 | $7,350,000,000 | $10,325,000,000 | $3,750,000,000 |
| Net Debt | - | $9,792,000,000 | $19,300,000,000 | $13,551,000,000 |
| Liabilities | ||||
| Minimum Pension Liabilities | $-35,000,000 | $-28,000,000 | $-46,000,000 | $-31,000,000 |
| Total Liabilities Net Minority Interest | $91,993,000,000 | $105,690,000,000 | $81,320,000,000 | $52,483,000,000 |
| Payables And Accrued Expenses | - | - | - | $18,000,000 |
| Payables | - | - | - | $18,000,000 |
| Accounts Payable | - | - | - | $18,000,000 |
| Equity | ||||
| Common Stock Equity | $7,664,000,000 | $7,864,000,000 | $8,321,000,000 | $6,541,000,000 |
| Preferred Stock Equity | $503,000,000 | $503,000,000 | $503,000,000 | $503,000,000 |
| Total Equity Gross Minority Interest | $8,167,000,000 | $8,367,000,000 | $8,824,000,000 | $7,044,000,000 |
| Stockholders Equity | $8,167,000,000 | $8,367,000,000 | $8,824,000,000 | $7,044,000,000 |
| Gains Losses Not Affecting Retained Earnings | $-640,000,000 | $-599,000,000 | $-620,000,000 | $-85,000,000 |
| Other Equity Adjustments | $48,000,000 | $10,000,000 | $52,000,000 | $-9,000,000 |
| Retained Earnings | $-763,000,000 | $443,000,000 | $1,041,000,000 | $741,000,000 |
| Preferred Securities Outside Stock Equity | $1,000,000 | $0 | - | - |
| Other | ||||
| Treasury Shares Number | $7,481,550 | $7,363,140 | $8,070,683 | $8,474,475 |
| Preferred Shares Number | $20,600,000 | $20,600,000 | $20,600,000 | $20,600,000 |
| Ordinary Shares Number | $414,934,628 | $240,688,789 | $227,072,444 | $155,005,214 |
| Share Issued | $422,416,178 | $248,051,929 | $235,143,127 | $163,479,689 |
| Tangible Book Value | $7,150,000,000 | $6,128,000,000 | $4,575,000,000 | $4,115,000,000 |
| Invested Capital | $22,090,000,000 | $29,131,000,000 | $29,653,000,000 | $22,303,000,000 |
| Total Capitalization | $18,843,000,000 | $29,634,000,000 | $30,156,000,000 | $22,806,000,000 |
| Unrealized Gain Loss | $-653,000,000 | $-581,000,000 | $-626,000,000 | $-45,000,000 |
| Treasury Stock | $219,000,000 | $218,000,000 | $237,000,000 | $246,000,000 |
| Additional Paid In Capital | $9,282,000,000 | $8,236,000,000 | $8,130,000,000 | $6,126,000,000 |
| Capital Stock | $507,000,000 | $505,000,000 | $510,000,000 | $508,000,000 |
| Common Stock | $4,000,000 | $2,000,000 | $7,000,000 | $5,000,000 |
| Preferred Stock | $503,000,000 | $503,000,000 | $503,000,000 | $503,000,000 |
| Investments And Advances | $10,416,000,000 | $9,159,000,000 | $8,640,000,000 | $4,628,000,000 |
| Available For Sale Securities | $14,000,000 | $14,000,000 | $14,000,000 | $16,000,000 |
| Net PPE | $562,000,000 | $652,000,000 | $491,000,000 | $270,000,000 |
| Gross PPE | $562,000,000 | $652,000,000 | $491,000,000 | $270,000,000 |
| Other Properties | $562,000,000 | $652,000,000 | $491,000,000 | $270,000,000 |
| Other Short Term Investments | $10,402,000,000 | $9,145,000,000 | $8,626,000,000 | $4,612,000,000 |
| Goodwill | - | $0 | $2,426,000,000 | $2,426,000,000 |
| Capital Lease Obligations | - | - | - | $249,000,000 |
| Long Term Capital Lease Obligation | - | - | - | $249,000,000 |
Cash Flow Statement (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $50,000,000 | $197,000,000 | $1,023,000,000 | $286,000,000 |
| Operating Activities | ||||
| Operating Cash Flow | $86,000,000 | $263,000,000 | $1,026,000,000 | $290,000,000 |
| Cash Flow From Continuing Operating Activities | $86,000,000 | $263,000,000 | $1,026,000,000 | $290,000,000 |
| Operating Gains Losses | $-137,000,000 | $-88,000,000 | $-5,000,000 | $-1,000,000 |
| Investing Activities | ||||
| Capital Expenditure | $-36,000,000 | $-66,000,000 | $-3,000,000 | $-4,000,000 |
| Investing Cash Flow | $15,453,000,000 | $20,673,000,000 | $-6,323,000,000 | $-2,762,000,000 |
| Cash Flow From Continuing Investing Activities | $15,453,000,000 | $20,673,000,000 | $-6,323,000,000 | $-2,762,000,000 |
| Net Other Investing Changes | $267,000,000 | $24,806,000,000 | $143,000,000 | $-8,000,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-11,000,000 | $-12,000,000 | $-24,000,000 | $-16,000,000 |
| Issuance Of Capital Stock | $1,005,000,000 | $0 | $0 | - |
| Financing Cash Flow | $-11,589,000,000 | $-11,409,000,000 | $5,168,000,000 | $2,735,000,000 |
| Cash Flow From Continuing Financing Activities | $-11,589,000,000 | $-11,409,000,000 | $5,168,000,000 | $2,735,000,000 |
| Net Other Financing Charges | $27,000,000 | $-66,000,000 | $-189,000,000 | - |
| Cash Dividends Paid | $-88,000,000 | $-519,000,000 | $-350,000,000 | $-349,000,000 |
| Preferred Stock Dividend Paid | $-35,000,000 | $-33,000,000 | $-33,000,000 | $-33,000,000 |
| Common Stock Dividend Paid | $-53,000,000 | $-486,000,000 | $-317,000,000 | $-316,000,000 |
| Net Preferred Stock Issuance | $1,000,000 | $0 | $0 | - |
| Preferred Stock Issuance | $1,000,000 | $0 | $0 | - |
| Net Common Stock Issuance | $993,000,000 | $-12,000,000 | $-24,000,000 | $-16,000,000 |
| Common Stock Issuance | $1,004,000,000 | $0 | $0 | - |
| Other | ||||
| Repayment Of Debt | $-30,837,000,000 | $-19,374,000,000 | $-13,960,000,000 | $-2,544,000,000 |
| Issuance Of Debt | $28,236,000,000 | $19,850,000,000 | $9,479,000,000 | $2,072,000,000 |
| Interest Paid Supplemental Data | $3,693,000,000 | $2,290,000,000 | $657,000,000 | $402,000,000 |
| Income Tax Paid Supplemental Data | $33,000,000 | $54,000,000 | $17,000,000 | $471,000,000 |
| End Cash Position | $15,559,000,000 | $11,609,000,000 | $2,082,000,000 | $2,211,000,000 |
| Beginning Cash Position | $11,609,000,000 | $2,082,000,000 | $2,211,000,000 | $1,948,000,000 |
| Changes In Cash | $3,950,000,000 | $9,527,000,000 | $-129,000,000 | $263,000,000 |
| Common Stock Payments | $-11,000,000 | $-12,000,000 | $-24,000,000 | $-16,000,000 |
| Net Issuance Payments Of Debt | $-6,851,000,000 | $-74,000,000 | $-1,931,000,000 | $478,000,000 |
| Net Short Term Debt Issuance | $-4,250,000,000 | $-550,000,000 | $2,550,000,000 | $950,000,000 |
| Net Long Term Debt Issuance | $-2,601,000,000 | $476,000,000 | $-4,481,000,000 | $-472,000,000 |
| Long Term Debt Payments | $-30,837,000,000 | $-19,374,000,000 | $-13,960,000,000 | $-2,544,000,000 |
| Long Term Debt Issuance | $28,236,000,000 | $19,850,000,000 | $9,479,000,000 | $2,072,000,000 |
| Net Investment Purchase And Sale | $-968,000,000 | $214,000,000 | $-1,282,000,000 | $-68,000,000 |
| Sale Of Investment | $2,472,000,000 | $3,260,000,000 | $960,000,000 | $1,728,000,000 |
| Purchase Of Investment | $-3,440,000,000 | $-3,046,000,000 | $-2,242,000,000 | $-1,796,000,000 |
| Net Intangibles Purchase And Sale | $1,418,000,000 | $50,000,000 | $0 | $0 |
| Sale Of Intangibles | $1,418,000,000 | $50,000,000 | $0 | $0 |
| Net PPE Purchase And Sale | $-36,000,000 | $-66,000,000 | $-3,000,000 | $-4,000,000 |
| Change In Working Capital | $43,000,000 | $-944,000,000 | $395,000,000 | $-342,000,000 |
| Change In Other Current Liabilities | $-769,000,000 | $-255,000,000 | $-100,000,000 | $-6,000,000 |
| Change In Other Current Assets | $282,000,000 | $-721,000,000 | $348,000,000 | $-284,000,000 |
| Other Non Cash Items | $121,000,000 | $-2,131,000,000 | $-159,000,000 | $-1,000,000 |
| Stock Based Compensation | $54,000,000 | $47,000,000 | $29,000,000 | $31,000,000 |
| Asset Impairment Charge | $77,000,000 | $2,426,000,000 | $0 | $0 |
| Deferred Tax | $-411,000,000 | $-187,000,000 | $-3,000,000 | $-13,000,000 |
| Deferred Income Tax | $-411,000,000 | $-187,000,000 | $-3,000,000 | $-13,000,000 |
| Depreciation Amortization Depletion | $184,000,000 | $165,000,000 | $23,000,000 | $21,000,000 |
| Depreciation And Amortization | $184,000,000 | $165,000,000 | $23,000,000 | $21,000,000 |
| Amortization Cash Flow | $136,000,000 | $126,000,000 | $5,000,000 | $0 |
| Amortization Of Intangibles | $136,000,000 | $126,000,000 | $5,000,000 | $0 |
| Depreciation | $48,000,000 | $39,000,000 | $18,000,000 | $21,000,000 |
| Gain Loss On Investment Securities | $0 | $1,000,000 | $2,000,000 | $0 |
| Gain Loss On Sale Of PPE | $-89,000,000 | $0 | $-2,000,000 | $0 |
| Net Income From Continuing Operations | $-1,118,000,000 | $-79,000,000 | $650,000,000 | $596,000,000 |
| Net Business Purchase And Sale | - | $24,901,000,000 | $331,000,000 | $0 |
| Sale Of Business | - | $24,901,000,000 | $331,000,000 | $0 |
| Purchase Of PPE | - | $-66,000,000 | $-3,000,000 | $-4,000,000 |
| Gain Loss On Sale Of Business | - | $-2,131,000,000 | $-159,000,000 | $0 |
| Short Term Debt Issuance | - | - | $2,550,000,000 | $950,000,000 |