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FLG

Flagstar Bank, National Association

Price Chart

No historical data available

Latest Quote

$14.96

+0.08 (+0.54%)
Current Price
Previous Close $14.88
Open $14.98
Day High $15.11
Day Low $14.92
Volume 2,910,944
Fetched: 2026-07-15T10:09:41
Stock Information
Quarterly Dividend / Yield $0.04 / 0.27%
Shares Outstanding 416.82M
Quarterly Dividend Yield 0.27%
Quarterly Dividend $0.04
Total Debt $11.62B
Cash Equivalents $7.03B
Revenue $1.96B
Net Income $-89.00M
Sector Financial Services
Industry Banks - Regional
Market Cap $6.26B
EPS (TTM) $-0.21
Exchange NYQ
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Recent Price History
No history data available. Data will be fetched automatically.
About Flagstar Bank, National Association

Flagstar Bank, National Association provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, and non-interest-bearing accounts, as well as certificates of deposit. It offers loan products comprising multi-family loans; commercial real estate loans; acquisition, development, and construction loans; commercial and industrial loans; one-to-four family loans; specialty finance loans and leases; warehouse loans; and home equity lines of credit, as well as other consumer loans, including overdraft loans. The company offers non-deposit investment and insurance products; and online and mobile banking services. It primarily serves individuals, small and mid-size businesses, and professional associations. The company was formerly known as Flagstar Financial, Inc. Flagstar Bank, National Association was founded in 1859 and is headquartered in Hicksville, New York.

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Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Total Revenue $2,062,000,000 $2,584,000,000 $3,633,000,000 $1,482,000,000
Operating Revenue $2,062,000,000 $2,584,000,000 $3,633,000,000 $1,482,000,000
Expenses
Interest Expense $2,745,000,000 $3,801,000,000 $2,414,000,000 $696,000,000
General And Administrative Expense $1,452,000,000 $2,058,000,000 $1,664,000,000 $512,000,000
Professional Expense And Contract Services Expense $86,000,000 $110,000,000 $55,000,000 -
Other Non Interest Expense $173,000,000 $140,000,000 $180,000,000 -
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $-177,000,000 $-1,118,000,000 $-79,000,000 $650,000,000
Net Interest Income $1,721,000,000 $2,152,000,000 $3,077,000,000 $1,396,000,000
Interest Income $4,466,000,000 $5,952,000,000 $5,491,000,000 $2,092,000,000
Normalized Income $-126,939,394 $-943,566,038 $414,750,000 $582,324,455
Net Income From Continuing And Discontinued Operation $-177,000,000 $-1,118,000,000 $-79,000,000 $650,000,000
Net Income Common Stockholders $-210,000,000 $-1,153,000,000 $-117,000,000 $609,000,000
Net Income $-177,000,000 $-1,118,000,000 $-79,000,000 $650,000,000
Net Income Including Noncontrolling Interests $-177,000,000 $-1,118,000,000 $-79,000,000 $650,000,000
Net Income Continuous Operations $-177,000,000 $-1,118,000,000 $-79,000,000 $650,000,000
Pretax Income $-198,000,000 $-1,378,000,000 $-50,000,000 $826,000,000
Special Income Charges $-56,000,000 $-215,000,000 $-625,000,000 $86,000,000
Depreciation Amortization Depletion Income Statement $107,000,000 $136,000,000 $126,000,000 $5,000,000
Depreciation And Amortization In Income Statement $107,000,000 $136,000,000 $126,000,000 $5,000,000
Amortization Of Intangibles Income Statement $107,000,000 $136,000,000 $126,000,000 $5,000,000
Per Share
Diluted EPS $-0.50 $-3.40 $9.72 $3.78
Basic EPS $-0.50 $-3.40 $9.75 $3.78
Other
Tax Effect Of Unusual Items $-5,939,394 $-40,566,038 $-131,250,000 $18,324,455
Tax Rate For Calcs $0 $0 $0 $0
Total Unusual Items $-56,000,000 $-215,000,000 $-625,000,000 $86,000,000
Total Unusual Items Excluding Goodwill $-56,000,000 $-215,000,000 $-625,000,000 $86,000,000
Reconciled Depreciation $148,000,000 $184,000,000 $165,000,000 $23,000,000
Diluted Average Shares $415,327,556 $330,713,517 $238,460,495 $161,711,448
Basic Average Shares $415,327,556 $330,713,517 $237,881,183 $161,201,131
Diluted NI Availto Com Stockholders $-210,000,000 $-1,153,000,000 $-117,000,000 $609,000,000
Preferred Stock Dividends $33,000,000 $35,000,000 $33,000,000 $33,000,000
Tax Provision $-21,000,000 $-260,000,000 $29,000,000 $176,000,000
Gain On Sale Of Business $0 $89,000,000 $0 $0
Impairment Of Capital Assets $0 $0 $2,426,000,000 $0
Restructuring And Mergern Acquisition $56,000,000 $227,000,000 $-1,801,000,000 $-84,000,000
Gain On Sale Of Security $31,000,000 $0 $0 $-2,000,000
Amortization $107,000,000 $136,000,000 $126,000,000 $5,000,000
Selling General And Administration $1,452,000,000 $2,058,000,000 $1,664,000,000 $512,000,000
Other Gand A $307,000,000 $482,000,000 $389,000,000 $158,000,000
Insurance And Claims $169,000,000 $313,000,000 $126,000,000 $0
Salaries And Wages $976,000,000 $1,263,000,000 $1,149,000,000 $354,000,000
Occupancy And Equipment $202,000,000 $211,000,000 $200,000,000 $92,000,000
Write Off - $77,000,000 - -
Otherunder Preferred Stock Dividend - - $5,000,000 $8,000,000
Other Special Charges - - $49,000,000 $-2,000,000
Fetched: 2026-07-15
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Assets
Net Tangible Assets $7,762,000,000 $7,679,000,000 $6,631,000,000 $5,078,000,000
Total Assets $87,512,000,000 $100,160,000,000 $114,057,000,000 $90,144,000,000
Goodwill And Other Intangible Assets $381,000,000 $488,000,000 $1,736,000,000 $3,746,000,000
Other Intangible Assets $381,000,000 $488,000,000 $1,736,000,000 $1,320,000,000
Receivables $2,000,000,000 $2,412,000,000 $3,189,000,000 $1,679,000,000
Other Receivables $1,700,000,000 $2,100,000,000 $3,189,000,000 $1,679,000,000
Accounts Receivable $300,000,000 $312,000,000 - -
Cash And Cash Equivalents $5,894,000,000 $15,430,000,000 $11,475,000,000 $2,032,000,000
Cash Financial $553,000,000 $434,000,000 - -
Cash Cash Equivalents And Federal Funds Sold $5,894,000,000 $15,430,000,000 $11,475,000,000 $2,032,000,000
Debt
Net Debt $6,290,000,000 - $9,792,000,000 $19,300,000,000
Total Debt $12,184,000,000 $14,426,000,000 $21,267,000,000 $21,332,000,000
Long Term Debt And Capital Lease Obligation $8,184,000,000 $11,676,000,000 $21,267,000,000 $21,332,000,000
Long Term Debt $8,184,000,000 $11,676,000,000 $21,267,000,000 $21,332,000,000
Current Debt And Capital Lease Obligation $4,000,000,000 $2,750,000,000 $7,350,000,000 $10,325,000,000
Current Debt $4,000,000,000 $2,750,000,000 $7,350,000,000 $10,325,000,000
Other Current Borrowings $4,000,000,000 $2,750,000,000 $7,350,000,000 $10,325,000,000
Liabilities
Minimum Pension Liabilities $-22,000,000 $-34,000,000 $-28,000,000 $-46,000,000
Total Liabilities Net Minority Interest $79,369,000,000 $91,993,000,000 $105,690,000,000 $81,320,000,000
Payables And Accrued Expenses $39,000,000 $51,000,000 - -
Payables $39,000,000 $51,000,000 - -
Accounts Payable $39,000,000 $51,000,000 - -
Equity
Common Stock Equity $7,640,000,000 $7,664,000,000 $7,864,000,000 $8,321,000,000
Preferred Stock Equity $503,000,000 $503,000,000 $503,000,000 $503,000,000
Total Equity Gross Minority Interest $8,143,000,000 $8,167,000,000 $8,367,000,000 $8,824,000,000
Stockholders Equity $8,143,000,000 $8,167,000,000 $8,367,000,000 $8,824,000,000
Gains Losses Not Affecting Retained Earnings $-489,000,000 $-640,000,000 $-599,000,000 $-620,000,000
Retained Earnings $-988,000,000 $-763,000,000 $443,000,000 $1,041,000,000
Preferred Securities Outside Stock Equity $1,000,000 $1,000,000 $0 -
Other Equity Adjustments - $47,000,000 $10,000,000 $52,000,000
Other
Treasury Shares Number $6,949,241 $7,481,550 $7,363,140 $8,070,683
Preferred Shares Number $20,600,000 $20,600,000 $20,600,000 $20,600,000
Ordinary Shares Number $415,982,036 $414,934,628 $240,688,789 $227,072,444
Share Issued $422,931,277 $422,416,178 $248,051,929 $235,143,127
Tangible Book Value $7,259,000,000 $7,176,000,000 $6,128,000,000 $4,575,000,000
Invested Capital $19,824,000,000 $22,090,000,000 $29,131,000,000 $29,653,000,000
Total Capitalization $16,327,000,000 $19,843,000,000 $29,634,000,000 $30,156,000,000
Unrealized Gain Loss $-467,000,000 $-653,000,000 $-581,000,000 $-626,000,000
Treasury Stock $190,000,000 $219,000,000 $218,000,000 $237,000,000
Additional Paid In Capital $9,303,000,000 $9,282,000,000 $8,236,000,000 $8,130,000,000
Capital Stock $507,000,000 $507,000,000 $505,000,000 $510,000,000
Common Stock $4,000,000 $4,000,000 $2,000,000 $7,000,000
Preferred Stock $503,000,000 $503,000,000 $503,000,000 $503,000,000
Investments And Advances $15,766,000,000 $10,416,000,000 $9,159,000,000 $8,640,000,000
Available For Sale Securities $15,766,000,000 $14,000,000 $14,000,000 $14,000,000
Net PPE $477,000,000 $562,000,000 $652,000,000 $491,000,000
Accumulated Depreciation $-532,000,000 $-569,000,000 - -
Gross PPE $1,009,000,000 $1,131,000,000 $652,000,000 $491,000,000
Other Properties $1,009,000,000 $1,131,000,000 $652,000,000 $491,000,000
Other Short Term Investments $15,701,000,000 $10,402,000,000 $9,145,000,000 $8,626,000,000
Goodwill - - $0 $2,426,000,000
Capital Lease Obligations - - - -
Long Term Capital Lease Obligation - - - -
Fetched: 2026-07-15
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $-248,000,000 $50,000,000 $197,000,000 $1,023,000,000
Operating Activities
Operating Cash Flow $-181,000,000 $86,000,000 $263,000,000 $1,026,000,000
Cash Flow From Continuing Operating Activities $-181,000,000 $86,000,000 $263,000,000 $1,026,000,000
Operating Gains Losses - $-137,000,000 $-88,000,000 $-5,000,000
Investing Activities
Capital Expenditure $-67,000,000 $-36,000,000 $-66,000,000 $-3,000,000
Investing Cash Flow $2,687,000,000 $15,453,000,000 $20,673,000,000 $-6,323,000,000
Cash Flow From Continuing Investing Activities $2,687,000,000 $15,453,000,000 $20,673,000,000 $-6,323,000,000
Net Other Investing Changes $192,000,000 $267,000,000 $24,806,000,000 $143,000,000
Financing Activities
Issuance Of Capital Stock $0 $1,004,000,000 $0 $0
Financing Cash Flow $-12,088,000,000 $-11,589,000,000 $-11,409,000,000 $5,168,000,000
Cash Flow From Continuing Financing Activities $-12,088,000,000 $-11,589,000,000 $-11,409,000,000 $5,168,000,000
Net Other Financing Charges $80,000,000 $17,000,000 $-78,000,000 $-189,000,000
Cash Dividends Paid $-48,000,000 $-88,000,000 $-519,000,000 $-350,000,000
Preferred Stock Dividend Paid $-33,000,000 $-35,000,000 $-33,000,000 $-33,000,000
Common Stock Dividend Paid $-15,000,000 $-53,000,000 $-486,000,000 $-317,000,000
Net Common Stock Issuance $0 $1,004,000,000 $0 $-24,000,000
Common Stock Issuance $0 $1,004,000,000 $0 $0
Repurchase Of Capital Stock - $-11,000,000 $-12,000,000 $-24,000,000
Net Preferred Stock Issuance - $1,000,000 $0 $0
Preferred Stock Issuance - $1,000,000 $0 $0
Other
Repayment Of Debt $-6,500,000,000 $-30,837,000,000 $-19,374,000,000 $-13,960,000,000
Issuance Of Debt $4,000,000,000 $28,236,000,000 $19,850,000,000 $9,479,000,000
Interest Paid Supplemental Data $2,865,000,000 $3,693,000,000 $2,290,000,000 $657,000,000
End Cash Position $5,977,000,000 $15,559,000,000 $11,609,000,000 $2,082,000,000
Beginning Cash Position $15,559,000,000 $11,609,000,000 $2,082,000,000 $2,211,000,000
Changes In Cash $-9,582,000,000 $3,950,000,000 $9,527,000,000 $-129,000,000
Net Issuance Payments Of Debt $-2,250,000,000 $-6,851,000,000 $-74,000,000 $-1,931,000,000
Net Short Term Debt Issuance $250,000,000 $-4,250,000,000 $-550,000,000 $2,550,000,000
Net Long Term Debt Issuance $-2,500,000,000 $-2,601,000,000 $476,000,000 $-4,481,000,000
Long Term Debt Payments $-6,500,000,000 $-30,837,000,000 $-19,374,000,000 $-13,960,000,000
Long Term Debt Issuance $4,000,000,000 $28,236,000,000 $19,850,000,000 $9,479,000,000
Net Investment Purchase And Sale $-5,082,000,000 $-968,000,000 $214,000,000 $-1,282,000,000
Sale Of Investment $2,612,000,000 $2,472,000,000 $3,260,000,000 $960,000,000
Purchase Of Investment $-7,694,000,000 $-3,440,000,000 $-3,046,000,000 $-2,242,000,000
Net Intangibles Purchase And Sale $0 $1,418,000,000 $50,000,000 $0
Sale Of Intangibles $0 $1,418,000,000 $50,000,000 $0
Net PPE Purchase And Sale $-67,000,000 $-36,000,000 $-66,000,000 $-3,000,000
Change In Working Capital $-84,000,000 $43,000,000 $-944,000,000 $395,000,000
Change In Other Current Liabilities $-608,000,000 $-769,000,000 $-255,000,000 $-100,000,000
Change In Other Current Assets $171,000,000 $282,000,000 $-721,000,000 $348,000,000
Other Non Cash Items $-250,000,000 $242,000,000 $-1,998,000,000 $-159,000,000
Stock Based Compensation $61,000,000 $54,000,000 $47,000,000 $29,000,000
Asset Impairment Charge $0 $0 $2,426,000,000 $0
Deferred Tax $-63,000,000 $-411,000,000 $-187,000,000 $-3,000,000
Deferred Income Tax $-63,000,000 $-411,000,000 $-187,000,000 $-3,000,000
Depreciation Amortization Depletion $148,000,000 $184,000,000 $165,000,000 $23,000,000
Depreciation And Amortization $148,000,000 $184,000,000 $165,000,000 $23,000,000
Net Income From Continuing Operations $-177,000,000 $-1,118,000,000 $-79,000,000 $650,000,000
Income Tax Paid Supplemental Data - $33,000,000 $54,000,000 $17,000,000
Common Stock Payments - $-11,000,000 $-12,000,000 $-24,000,000
Amortization Cash Flow - $136,000,000 $126,000,000 $5,000,000
Amortization Of Intangibles - $136,000,000 $126,000,000 $5,000,000
Depreciation - $48,000,000 $39,000,000 $18,000,000
Gain Loss On Investment Securities - $0 $1,000,000 $2,000,000
Gain Loss On Sale Of PPE - $-89,000,000 $0 $-2,000,000
Net Business Purchase And Sale - - $24,901,000,000 $331,000,000
Sale Of Business - - $24,901,000,000 $331,000,000
Purchase Of PPE - - $-66,000,000 $-3,000,000
Gain Loss On Sale Of Business - - $-2,131,000,000 $-159,000,000
Short Term Debt Issuance - - - $2,550,000,000
Fetched: 2026-07-15