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FINV

FinVolution Group

Price Chart
Latest Quote

$2.89

+0.01 (+0.35%)
Current Price
Previous Close $2.88
Open $2.92
Day High $3.00
Day Low $2.83
Volume 727,787
Fetched: 2026-10-27T19:20:49
Stock Information
Note: Financial values converted from CNY to USD
Quarterly Dividend / Yield $0.31 / 10.63%
Shares Outstanding 122.75M
Quarterly Dividend Yield 10.63%
Quarterly Dividend $0.31
Total Debt $236.56M
Cash Equivalents $964.78M
Revenue $1.98B
Net Income $286.31M
Sector Financial Services
Industry Credit Services
Market Cap $682.31M
P/E Ratio 2.73
EPS (TTM) $1.06
Exchange NYQ
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📊 Comprehensive Analysis
Company Data
Enterprise Value$-4.06B
Sales$1.98B
Income$286.31M
Book/sh$10.56
Cash/sh$52.31
Employees4K
Financial Ratios
Quick Ratio3.42
Current Ratio7.50
Debt/Eq9.40
EPS Growth TTM-40.90%
Returns & Margins
ROA14.07%
ROE11.58%
Gross Margin70.22%
Operating Margin50.01%
Profit Margin14.48%
Ownership
Insider Ownership25.51%
Institutional Ownership44.35%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E3.71
P/S0.05
P/B0.27
Analyst Data
Recommendationnone
Target Price$5.62
Technical Indicators
SMA20$3.01
SMA50$3.35
SMA200$4.51
RSI48.39
ATR0.1564
Shares Float109.50M
Short Float3.91%
Short Ratio3.26
Volatility0.39
Rel Volume0.89
Performance History
Week-0.34%
Month-5.86%
Quarter-41.85%
6 Months-42.32%
YTD-41.12%
Year-55.84%
3 Years-28.15%
5 Years-36.91%
10 Years-66.71%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-10-27 $2.89 727,787
2026-10-26 $2.88 552,800
2026-10-23 $2.94 675,600
2026-10-22 $3.06 1,018,000
2026-10-21 $3.00 1,030,600
2026-10-20 $2.90 2,295,500
2026-10-19 $3.07 769,800
2026-10-16 $3.13 1,006,600
2026-10-15 $3.16 1,324,900
2026-10-14 $3.01 563,700
2026-10-13 $3.07 547,100
2026-10-12 $3.00 867,100
2026-10-09 $3.06 908,000
2026-10-08 $3.14 1,379,200
2026-10-07 $2.93 277,300
2026-10-06 $3.01 423,700
2026-10-05 $2.92 351,700
2026-10-02 $2.90 477,200
2026-10-01 $3.02 713,100
2026-09-30 $3.03 460,400
2026-09-29 $3.04 420,900
2026-09-28 $3.07 516,700
About FinVolution Group

FinVolution Group, an investment holding company, operates in the online consumer finance industry in the People's Republic of China, Indonesia, Philippines, and internationally. It operates an online consumer finance platform through its ppdai.com and PPDai mobile application; AdaKami, an online loan platform; and JuanHand for lending and other personalized financial services. The company was formerly known as PPDAI Group Inc. and changed its name to FinVolution Group in November 2019. FinVolution Group was founded in 2007 and is headquartered in Shanghai, the People's Republic of China.

📰 Latest News
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Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Reconciled Cost Of Revenue $444,695,206 $360,071,369 $324,595,340 $327,639,561
Cost Of Revenue $444,695,206 $360,071,369 $324,595,340 $327,639,561
Total Revenue $2,040,337,793 $1,962,180,433 $1,889,507,500 $1,691,560,380
Operating Revenue $1,845,118,940 $1,858,392,891 $1,810,202,391 $1,611,354,644
Expenses
Interest Expense $4,269,498 $0 $0 -
Total Expenses $1,600,146,463 $1,582,027,340 $1,532,033,489 $1,314,374,731
Other Income Expense $24,883,560 $46,504,265 $59,186,647 $33,093,856
Other Non Operating Income Expenses $32,482,642 $46,504,265 $59,186,647 $33,093,856
Net Non Operating Interest Income Expense $-4,269,498 $0 $0 -
Interest Expense Non Operating $4,269,498 $0 $0 -
Operating Expense $1,155,451,257 $1,221,955,971 $1,207,438,150 $986,735,170
Other Operating Expenses $519,199,231 $687,878,279 $663,218,001 $479,136,851
Selling And Marketing Expense $329,980,797 $302,045,968 $283,029,968 $252,676,227
General And Administrative Expense $66,301,976 $62,013,284 $58,485,460 $60,241,275
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $381,244,460 $357,362,895 $351,018,180 $339,853,636
Net Interest Income $-4,269,498 $0 $0 -
Normalized Income $387,483,307 $357,362,895 $351,018,180 $339,853,636
Net Income From Continuing And Discontinued Operation $381,244,460 $357,362,895 $351,018,180 $339,853,636
Net Income Common Stockholders $381,244,460 $357,362,895 $351,018,180 $339,853,636
Net Income $381,244,460 $357,362,895 $351,018,180 $339,853,636
Net Income Including Noncontrolling Interests $381,663,882 $358,067,530 $357,413,729 $342,084,055
Net Income Continuous Operations $381,663,882 $358,067,530 $357,413,729 $342,084,055
Pretax Income $465,074,890 $426,657,358 $416,660,658 $410,279,504
Special Income Charges $-7,599,082 $0 $0 -
Operating Income $440,191,330 $380,153,093 $357,474,011 $377,185,648
Gross Profit $1,595,642,587 $1,602,109,065 $1,564,912,161 $1,363,920,818
Per Share
Diluted EPS $1.44 $1.36 $1.25 $1.17
Basic EPS $1.51 $1.39 $1.27 $1.20
Other
Tax Effect Of Unusual Items $-1,360,236 $0 $0 $0
Tax Rate For Calcs $0 $0 $0 $0
Normalized EBITDA (Bullshit earnings) $461,115,048 $393,086,948 $367,834,351 $386,933,575
Total Unusual Items $-7,599,082 $0 $0 -
Total Unusual Items Excluding Goodwill $-7,599,082 $0 $0 -
Reconciled Depreciation $13,324,636 $12,933,855 $10,360,340 $9,747,927
EBITDA (Bullshit earnings) $453,515,966 $393,086,948 $367,834,351 $386,933,575
EBIT $440,191,330 $380,153,093 $357,474,011 $377,185,648
Diluted Average Shares $40,014,934 $39,594,807 $42,075,593 $43,615,436
Basic Average Shares $37,783,960 $38,623,815 $41,228,815 $42,366,543
Diluted NI Availto Com Stockholders $381,244,460 $357,362,895 $351,018,180 $339,853,636
Minority Interests $-419,422 $-704,635 $-6,395,549 $-2,230,420
Tax Provision $83,411,007 $68,589,828 $59,246,928 $68,195,449
Impairment Of Capital Assets $7,599,082 $0 $0 -
Provision For Doubtful Accounts $159,501,248 $95,530,161 $126,080,192 $120,980,698
Research And Development $80,468,005 $74,488,279 $76,624,528 $73,700,120
Selling General And Administration $396,282,773 $364,059,252 $341,515,429 $312,917,502
Other Gand A $66,301,976 $62,013,284 $58,485,460 $60,241,275
Fetched: 2026-10-26
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Assets
Net Tangible Assets $2,429,273,408 $2,251,766,402 $2,039,330,251 $1,832,830,638
Total Assets $3,810,878,182 $3,539,988,360 $3,193,076,977 $3,206,458,596
Total Non Current Assets $776,347,394 $680,071,810 $462,999,373 $372,834,426
Non Current Deferred Assets $448,673,793 $376,964,766 $243,574,453 $137,862,098
Non Current Deferred Taxes Assets $448,673,793 $376,964,766 $243,574,453 $137,862,098
Goodwill And Other Intangible Assets $52,484,741 $28,147,764 $22,358,630 $22,358,630
Other Intangible Assets $40,524,539 $20,588,420 $14,799,286 $14,799,286
Current Assets $3,034,530,788 $2,859,916,550 $2,730,077,604 $2,833,624,170
Restricted Cash $286,840,006 $311,050,122 $269,928,315 $426,276,025
Prepaid Assets $165,964,277 $178,949,866 $501,700,318 $437,225,685
Receivables $1,487,008,373 $1,244,486,749 $769,290,696 $910,935,541
Other Receivables $197,217,443 $245,863,655 $263,261,948 $250,401,871
Taxes Receivable $9,642,059 $11,742,918 $5,792,433 $7,651,266
Loans Receivable $970,446,838 $623,452,980 $169,056,633 $320,367,080
Accounts Receivable $304,194,963 $360,771,955 $331,179,681 $332,515,324
Allowance For Doubtful Accounts Receivable $-51,106,811 $-43,526,773 $-46,544,903 $-74,514,971
Gross Accounts Receivable $355,301,774 $404,298,728 $377,724,584 $407,030,295
Cash Cash Equivalents And Short Term Investments $1,094,718,132 $1,125,429,814 $1,189,158,275 $1,059,186,920
Cash And Cash Equivalents $642,572,149 $700,702,067 $745,170,553 $545,290,672
Investmentin Financial Assets - - - -
Debt
Total Debt $198,535,691 $5,152,278 $6,243,196 $26,540,404
Long Term Debt And Capital Lease Obligation $172,982,286 $4,313,434 $5,380,059 $26,540,404
Long Term Debt $166,277,681 - - -
Current Debt And Capital Lease Obligation $25,553,406 $838,844 $863,137 -
Current Debt $25,553,406 $838,844 $863,137 -
Liabilities
Total Liabilities Net Minority Interest $1,285,050,576 $1,207,648,535 $1,113,076,732 $1,340,354,457
Total Non Current Liabilities Net Minority Interest $701,337,574 $544,158,217 $564,071,243 $601,200,968
Other Non Current Liabilities $410,407,865 $466,185,301 $507,615,564 $539,842,984
Non Current Deferred Liabilities $117,947,423 $73,659,482 $51,075,621 $34,817,580
Non Current Deferred Taxes Liabilities $117,947,423 $73,659,482 $51,075,621 $34,817,580
Current Liabilities $583,713,002 $663,490,318 $549,005,489 $739,153,489
Current Deferred Liabilities $167,833,306 $228,850,445 $282,985,432 $271,458,148
Payables And Accrued Expenses $390,326,290 $433,801,029 $265,156,920 $467,695,341
Payables $295,498,365 $363,116,490 $209,829,496 $404,070,498
Other Payable $266,142,719 $255,263,088 $178,697,343 $383,822,624
Total Tax Payable $26,551,501 $105,856,911 $31,112,060 $20,097,920
Equity
Common Stock Equity $2,481,758,148 $2,279,914,166 $2,061,688,881 $1,855,189,268
Total Equity Gross Minority Interest $2,525,827,606 $2,332,339,825 $2,080,000,245 $1,866,104,139
Stockholders Equity $2,481,758,148 $2,279,914,166 $2,061,688,881 $1,855,189,268
Gains Losses Not Affecting Retained Earnings $158,252,579 $141,759,110 $126,333,165 $112,561,366
Other Equity Adjustments $158,252,579 $141,759,110 $126,333,165 $112,561,366
Retained Earnings $1,807,148,572 $1,530,840,603 $1,253,190,694 $974,230,634
Long Term Equity Investment - - - -
Other
Treasury Shares Number $50,028,990 $42,560,085 $33,541,204 $20,524,899
Ordinary Shares Number $182,410,785 $189,879,690 $198,898,572 $211,914,876
Share Issued $232,439,775 $232,439,775 $232,439,775 $232,439,775
Tangible Book Value $2,429,273,408 $2,251,766,402 $2,039,330,251 $1,832,830,638
Invested Capital $2,673,589,235 $2,280,753,010 $2,062,552,017 $1,855,189,268
Working Capital $2,450,817,786 $2,196,426,232 $2,181,072,116 $2,094,470,681
Capital Lease Obligations $6,704,605 $4,313,434 $5,380,059 $26,540,404
Total Capitalization $2,648,035,829 $2,279,914,166 $2,061,688,881 $1,855,189,268
Minority Interest $44,069,458 $52,425,659 $18,311,365 $10,914,871
Treasury Stock $369,676,089 $264,750,544 $179,897,576 $85,263,242
Additional Paid In Capital $886,017,641 $872,049,552 $862,047,153 $853,645,066
Capital Stock $15,445 $15,445 $15,445 $15,445
Common Stock $15,445 $15,445 $15,445 $15,445
Long Term Capital Lease Obligation $6,704,605 $4,313,434 $5,380,059 $26,540,404
Current Deferred Revenue $167,833,306 $228,850,445 $282,985,432 $271,458,148
Current Accrued Expenses $94,827,925 $70,684,539 $55,327,424 $63,624,843
Dueto Related Parties Current $2,804,145 $1,996,491 $20,094 $149,954
Investments And Advances $171,220,173 $175,896,797 $170,218,029 $162,563,014
Other Investments $171,220,173 $175,896,797 $170,218,029 -
Goodwill $11,960,202 $7,559,344 $7,559,344 $7,559,344
Net PPE $103,968,687 $99,062,483 $26,848,261 $50,050,683
Accumulated Depreciation $-53,217,867 $-47,294,074 $-41,002,893 $-37,626,673
Gross PPE $157,186,554 $146,356,557 $67,851,154 $87,677,356
Leases $1,443,310 $5,054,658 $5,081,950 $4,861,217
Other Properties $7,800,621 $5,522,216 $5,714,757 $28,855,398
Machinery Furniture Equipment $73,704,018 $63,229,263 $57,054,447 $53,960,741
Buildings And Improvements $74,238,605 $72,550,420 $0 -
Properties $0 $0 $0 $0
Duefrom Related Parties Current $5,507,070 $2,655,240 - -
Other Short Term Investments $452,145,984 $424,727,747 $443,987,722 $513,896,248
Long Term Provisions - - - -
Available For Sale Securities - - - -
Fetched: 2026-10-26
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $266,056,046 $429,679,386 $123,378,916 $27,612,877
Operating Activities
Operating Cash Flow $280,054,576 $433,841,667 $204,068,554 $35,526,713
Cash Flow From Continuing Operating Activities $280,054,576 $433,841,667 $204,068,554 $35,526,713
Operating Gains Losses $4,309,985 $-1,162,445 $108,267 $1,033,185
Investing Activities
Capital Expenditure $-13,998,530 $-4,162,280 $-80,689,638 $-7,913,836
Investing Cash Flow $-327,454,668 $-344,267,389 $211,734,215 $-232,913,155
Cash Flow From Continuing Investing Activities $-327,454,668 $-344,267,389 $211,734,215 $-232,913,155
Net Other Investing Changes $-249,524,039 $-377,170,803 $226,039,852 $110,548,230
Financing Activities
Repurchase Of Capital Stock $-115,015,517 $-96,451,780 $-104,146,383 $-51,101,563
Financing Cash Flow $-29,195,495 $-93,378,767 $-375,635,721 $-114,556,057
Cash Flow From Continuing Financing Activities $-29,195,495 $-93,378,767 $-375,635,721 $-114,556,057
Net Other Financing Charges $-13,533,222 $69,277,668 $-208,161,105 $-9,187,098
Cash Dividends Paid $-76,506,813 $-66,179,464 $-64,533,266 $-55,855,413
Net Common Stock Issuance $-115,015,517 $-96,451,780 $-104,146,383 $-51,101,563
Other
Repayment Of Debt $-14,377,464 $-4,238,007 $0 $0
Issuance Of Debt $188,698,392 $4,212,815 $863,137 $0
Interest Paid Supplemental Data $6,862,657 $5,744,748 $13,061,016 $12,507,685
Income Tax Paid Supplemental Data $202,349,928 $101,029,583 $144,027,618 $144,443,291
End Cash Position $929,412,155 $1,011,752,189 $1,015,098,868 $971,566,697
Beginning Cash Position $1,011,752,189 $1,015,098,868 $971,566,697 $1,273,342,747
Effect Of Exchange Rate Changes $-5,744,448 $457,810 $3,365,124 $10,166,449
Changes In Cash $-76,595,586 $-3,804,490 $40,167,048 $-311,942,499
Proceeds From Stock Option Exercised $1,539,131 $0 $341,896 $1,588,016
Common Stock Payments $-115,015,517 $-96,451,780 $-104,146,383 $-51,101,563
Net Issuance Payments Of Debt $174,320,928 $-25,192 $863,137 $0
Net Short Term Debt Issuance $25,753,295 $-25,192 $863,137 $0
Short Term Debt Payments $-6,312,325 $-4,238,007 $0 $0
Short Term Debt Issuance $32,065,619 $4,212,815 $863,137 $0
Net Long Term Debt Issuance $148,567,633 $0 $0 -
Long Term Debt Payments $-8,065,140 $0 $0 -
Long Term Debt Issuance $156,632,773 $0 $0 -
Net Investment Purchase And Sale $-29,934,919 $21,960,202 $65,784,184 $-335,547,549
Sale Of Investment $1,185,800,949 $1,128,481,533 $1,864,901,956 $2,251,834,031
Purchase Of Investment $-1,215,735,869 $-1,106,521,332 $-1,799,117,772 $-2,587,381,580
Net Business Purchase And Sale $-33,997,180 $15,105,492 $599,817 $0
Purchase Of Business $-33,997,180 $-105,418 $0 $0
Net Intangibles Purchase And Sale $-1,373,731 $0 $0 $0
Purchase Of Intangibles $-1,373,731 $0 $0 $0
Net PPE Purchase And Sale $-12,624,799 $-4,162,280 $-80,689,638 $-7,913,836
Purchase Of PPE $-12,624,799 $-4,162,280 $-80,689,638 $-7,913,836
Change In Working Capital $-179,498,848 $24,923,298 $-198,261,725 $-300,598,909
Change In Other Working Capital $-88,802,163 $-162,347,680 $-77,927,030 $51,474,799
Change In Other Current Liabilities $-61,991,091 $-54,721,908 $-43,940,347 $48,918,079
Change In Payables And Accrued Expense $-29,371,841 $102,733,064 $7,609,279 $16,557,050
Change In Accrued Expense $39,118,718 $23,636,540 $-1,473,451 $23,324,635
Change In Payable $-68,490,559 $79,096,523 $9,082,730 $-6,767,586
Change In Tax Payable $-79,107,170 $74,840,072 $11,014,140 $-9,990,103
Change In Income Tax Payable $-79,107,170 $74,840,072 $11,014,140 $-9,990,103
Change In Prepaid Assets $27,408,340 $255,783,579 $18,740,084 $-172,846,277
Change In Receivables $-26,742,093 $-116,523,757 $-102,743,710 $-244,702,559
Changes In Account Receivables $-7,089,238 $-77,135,122 $-36,744,942 $-107,589,332
Other Non Cash Items $-200,377,730 $-128,002,606 $-157,358,851 $-176,076,892
Stock Based Compensation $22,349,933 $21,601,211 $17,455,726 $13,350,428
Unrealized Gain Loss On Investment Securities $2,883,321 $-6,836,265 $-4,867,815 $-1,470,451
Provisionand Write Offof Assets $227,800,315 $152,317,089 $179,218,884 $147,419,133
Asset Impairment Charge $7,599,082 $0 $0 $38,238
Depreciation Amortization Depletion $13,324,636 $12,933,855 $10,360,340 $9,747,927
Depreciation And Amortization $13,324,636 $12,933,855 $10,360,340 $9,747,927
Depreciation $13,324,636 $12,933,855 $10,360,340 $9,747,927
Gain Loss On Investment Securities $4,309,985 $-1,162,445 $108,267 $1,033,185
Net Income From Continuing Operations $381,663,882 $358,067,530 $357,413,729 $342,084,055
Sale Of Business - $15,210,910 $599,817 $0
Change In Other Current Assets - - - -
Fetched: 2026-10-26