S&P 500 6,976.44 ▲ 37.41 (+0.54%)
DOW 49,407.66 ▲ 515.19 (+1.05%)
NASDAQ 23,592.11 ▲ 130.29 (+0.56%)
US Markets Closed

FINV

FinVolution Group

Price Chart
Latest Quote

$5.15

Current Price
Previous Close $5.13
Open $5.09
Day High $5.22
Day Low $5.05
Volume 861,479
Fetched: 2026-02-02T22:47:09
Stock Information
Note: Financial values converted from CNY to USD
Quarterly Dividend / Yield $0.28 / 5.40%
Shares Outstanding 140.07M
Total Debt $165.23M
Cash Equivalents $1.01B
Revenue $2.02B
Net Income $402.89M
Sector Financial Services
Industry Credit Services
Market Cap $1.34B
P/E Ratio 3.37
EPS (TTM) $1.53
Exchange NYQ
🌐 Visit Website
📊 Custom Metrics & Score
Score: 31/42
Debt to Equity 0.00
Debt to Earnings 0.00
Current Ratio 4.31
Quick Ratio 3.57
Avg Revenue Growth 9.28%
Profit Margin 18.21%
Return on Equity 15.67%
Avg FCF Growth 99.59%
FCF Yield 214.12%
Score Explanation: The perfect score is 42/42 based on debt levels, profitability, growth rates, and cash flow metrics. FCF Yield is weighted most heavily as it shows what return the business currently generates.
Recent Price History
Date Close Volume
2026-02-02 $5.15 825,674
2026-01-30 $5.13 794,300
2026-01-29 $5.15 968,000
2026-01-28 $5.20 802,400
2026-01-27 $5.17 719,200
2026-01-26 $5.19 743,800
2026-01-23 $5.13 778,500
2026-01-22 $5.18 914,300
2026-01-21 $5.06 1,394,500
2026-01-20 $5.12 936,500
2026-01-16 $5.15 1,536,500
2026-01-15 $5.26 659,600
2026-01-14 $5.19 761,200
2026-01-13 $5.22 996,300
2026-01-12 $5.14 1,219,500
2026-01-09 $5.01 1,556,100
2026-01-08 $5.17 735,700
2026-01-07 $5.17 735,600
2026-01-06 $5.30 1,052,800
2026-01-05 $5.39 1,065,200
About FinVolution Group

FinVolution Group, an investment holding company, operates in the online consumer finance industry in the People's Republic of China, Indonesia, and internationally. It operates an online consumer finance platform through its ppdai.com and PPDai mobile application; KOO Virtual Credit; AdaKami, an online loan platform; and JuanHand for lending and other personalized financial services. The company was formerly known as PPDAI Group Inc. and changed its name to FinVolution Group in November 2019. FinVolution Group was founded in 2007 and is headquartered in Shanghai, the People's Republic of China.

Income Statement (Annual)
Revenue
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Reconciled Cost Of Revenue $2,401,208,000 $2,164,629,000 $2,184,930,000 $1,915,802,000
Cost Of Revenue $2,401,208,000 $2,164,629,000 $2,184,930,000 $1,915,802,000
Total Revenue $13,085,193,000 $12,600,559,000 $11,280,509,000 $9,543,974,000
Operating Revenue $12,393,065,000 $12,071,697,000 $10,745,641,000 $8,987,275,000
Expenses
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total Expenses $10,550,066,000 $10,216,672,000 $8,765,171,000 $6,930,208,000
Other Income Expense $310,123,000 $394,698,000 $220,693,000 $122,368,000
Other Non Operating Income Expenses $310,123,000 $394,698,000 $220,693,000 $122,368,000
Operating Expense $8,148,858,000 $8,052,043,000 $6,580,241,000 $5,014,406,000
Other Operating Expenses $4,587,254,000 $4,422,802,000 $3,195,220,000 $1,963,609,000
Selling And Marketing Expense $2,014,254,000 $1,887,442,000 $1,685,022,000 $1,584,233,000
General And Administrative Expense $413,548,000 $390,022,000 $401,731,000 $518,245,000
Income & Earnings
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Net Income From Continuing Operation Net Minority Interest $2,383,146,000 $2,340,835,000 $2,266,382,000 $2,508,947,000
Normalized Income $2,383,146,000 $2,340,835,000 $2,266,382,000 $2,508,947,000
Net Income From Continuing And Discontinued Operation $2,383,146,000 $2,340,835,000 $2,266,382,000 $2,508,947,000
Net Income Common Stockholders $2,383,146,000 $2,340,835,000 $2,266,382,000 $2,508,947,000
Net Income $2,383,146,000 $2,340,835,000 $2,266,382,000 $2,508,947,000
Net Income Including Noncontrolling Interests $2,387,845,000 $2,383,485,000 $2,281,256,000 $2,495,316,000
Net Income Continuous Operations $2,387,845,000 $2,383,485,000 $2,281,256,000 $2,495,316,000
Pretax Income $2,845,250,000 $2,778,585,000 $2,736,031,000 $2,736,134,000
Operating Income $2,535,127,000 $2,383,887,000 $2,515,338,000 $2,613,766,000
Gross Profit $10,683,985,000 $10,435,930,000 $9,095,579,000 $7,628,172,000
Per Share Metrics
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Diluted EPS $9.05 $8.35 $7.80 $8.45
Basic EPS $9.25 $8.50 $8.00 $8.85
Other
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Tax Effect Of Unusual Items $0 $0 $0 $0
Tax Rate For Calcs $0 $0 $0 $0
Normalized EBITDA (Bullshit earnings) $2,621,379,000 $2,452,977,000 $2,580,344,000 $2,682,999,000
Reconciled Depreciation $86,252,000 $69,090,000 $65,006,000 $69,233,000
EBITDA (Bullshit earnings) $2,621,379,000 $2,452,977,000 $2,580,344,000 $2,682,999,000
EBIT $2,535,127,000 $2,383,887,000 $2,515,338,000 $2,613,766,000
Diluted Average Shares $264,045,898 $280,589,512 $290,858,263 $296,500,366
Basic Average Shares $257,570,641 $274,942,604 $282,529,772 $284,174,158
Diluted NI Availto Com Stockholders $2,383,146,000 $2,340,835,000 $2,266,382,000 $2,508,947,000
Minority Interests $-4,699,000 $-42,650,000 $-14,874,000 $13,631,000
Tax Provision $457,405,000 $395,100,000 $454,775,000 $240,818,000
Provision For Doubtful Accounts $637,062,000 $840,791,000 $806,784,000 $513,469,000
Research And Development $496,740,000 $510,986,000 $491,484,000 $434,850,000
Selling General And Administration $2,427,802,000 $2,277,464,000 $2,086,753,000 $2,102,478,000
Other Gand A $413,548,000 $390,022,000 $401,731,000 $518,245,000
Fetched: 2026-02-02
Balance Sheet (Annual)
Assets
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Net Tangible Assets $15,016,355,000 $13,599,682,000 $12,222,598,000 $10,505,892,000
Total Assets $23,607,121,000 $21,293,673,000 $21,382,911,000 $18,138,551,000
Total Non Current Assets $4,535,195,000 $3,087,604,000 $2,486,321,000 $1,737,751,000
Non Current Deferred Assets $2,513,865,000 $1,624,325,000 $919,361,000 $455,741,000
Non Current Deferred Taxes Assets $2,513,865,000 $1,624,325,000 $919,361,000 $455,741,000
Goodwill And Other Intangible Assets $187,709,000 $149,103,000 $149,103,000 $149,358,000
Other Intangible Assets $137,298,000 $98,692,000 $98,692,000 $98,947,000
Current Assets $19,071,926,000 $18,206,069,000 $18,896,590,000 $16,400,800,000
Restricted Cash $2,074,300,000 $1,800,071,000 $2,842,707,000 $4,073,414,000
Prepaid Assets $1,211,070,000 $3,345,689,000 $2,915,727,000 $1,794,436,000
Receivables $8,281,402,000 $5,130,169,000 $6,074,756,000 $4,909,922,000
Other Receivables $1,639,591,000 $1,755,615,000 $1,669,855,000 $931,798,000
Taxes Receivable $78,310,000 $38,628,000 $51,024,000 $105,002,000
Loans Receivable $4,157,621,000 $1,127,388,000 $2,136,432,000 $1,982,276,000
Accounts Receivable $2,405,880,000 $2,208,538,000 $2,217,445,000 $1,890,846,000
Allowance For Doubtful Accounts Receivable $-290,267,000 $-310,394,000 $-496,918,000 $-250,696,000
Gross Accounts Receivable $2,696,147,000 $2,518,932,000 $2,714,363,000 $2,141,542,000
Cash Cash Equivalents And Short Term Investments $7,505,154,000 $7,930,140,000 $7,063,400,000 $5,623,028,000
Cash And Cash Equivalents $4,672,772,000 $4,969,319,000 $3,636,380,000 $4,418,127,000
Investmentin Financial Assets - - - $838,740,000
Debt
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total Debt $34,359,000 $41,634,000 $176,990,000 $33,356,000
Long Term Debt And Capital Lease Obligation $28,765,000 $35,878,000 $176,990,000 $33,356,000
Current Debt And Capital Lease Obligation $5,594,000 $5,756,000 - -
Current Debt $5,594,000 $5,756,000 - -
Liabilities
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total Liabilities Net Minority Interest $8,053,446,000 $7,422,775,000 $8,938,422,000 $7,428,941,000
Total Non Current Liabilities Net Minority Interest $3,628,828,000 $3,761,622,000 $4,009,229,000 $3,424,297,000
Other Non Current Liabilities $3,108,850,000 $3,385,136,000 $3,600,051,000 $3,253,309,000
Non Current Deferred Liabilities $491,213,000 $340,608,000 $232,188,000 $137,632,000
Non Current Deferred Taxes Liabilities $491,213,000 $340,608,000 $232,188,000 $137,632,000
Current Liabilities $4,424,618,000 $3,661,153,000 $4,929,193,000 $4,004,644,000
Current Deferred Liabilities $1,526,135,000 $1,887,145,000 $1,810,273,000 $1,097,939,000
Payables And Accrued Expenses $2,892,889,000 $1,768,252,000 $3,118,920,000 $2,906,705,000
Payables $2,421,515,000 $1,399,290,000 $2,694,625,000 $2,659,535,000
Other Payable $1,702,273,000 $1,191,679,000 $2,559,598,000 $2,456,622,000
Total Tax Payable $705,928,000 $207,477,000 $134,027,000 $200,648,000
Equity
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Common Stock Equity $15,204,064,000 $13,748,785,000 $12,371,701,000 $10,655,250,000
Total Equity Gross Minority Interest $15,553,675,000 $13,870,898,000 $12,444,489,000 $10,709,610,000
Stockholders Equity $15,204,064,000 $13,748,785,000 $12,371,701,000 $10,655,250,000
Gains Losses Not Affecting Retained Earnings $945,349,000 $842,478,000 $750,638,000 $593,634,000
Other Equity Adjustments $945,349,000 $842,478,000 $750,638,000 $593,634,000
Retained Earnings $10,208,717,000 $8,357,153,000 $6,496,852,000 $4,690,951,000
Long Term Equity Investment - - - $132,377,000
Other
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Treasury Shares Number $283,820,445 $223,676,230 $136,874,400 $116,279,765
Ordinary Shares Number $1,266,250,724 $1,326,394,939 $1,413,196,769 $1,433,791,404
Share Issued $1,550,071,169 $1,550,071,169 $1,550,071,169 $1,550,071,169
Tangible Book Value $15,016,355,000 $13,599,682,000 $12,222,598,000 $10,505,892,000
Invested Capital $15,209,658,000 $13,754,541,000 $12,371,701,000 $10,655,250,000
Working Capital $14,647,308,000 $14,544,916,000 $13,967,397,000 $12,396,156,000
Capital Lease Obligations $28,765,000 $35,878,000 $176,990,000 $33,356,000
Total Capitalization $15,204,064,000 $13,748,785,000 $12,371,701,000 $10,655,250,000
Minority Interest $349,611,000 $122,113,000 $72,788,000 $54,360,000
Treasury Stock $1,765,542,000 $1,199,683,000 $568,595,000 $324,171,000
Additional Paid In Capital $5,815,437,000 $5,748,734,000 $5,692,703,000 $5,694,733,000
Capital Stock $103,000 $103,000 $103,000 $103,000
Common Stock $103,000 $103,000 $103,000 $103,000
Long Term Capital Lease Obligation $28,765,000 $35,878,000 $176,990,000 $33,356,000
Current Deferred Revenue $1,526,135,000 $1,887,145,000 $1,810,273,000 $1,097,939,000
Current Accrued Expenses $471,374,000 $368,962,000 $424,295,000 $247,170,000
Dueto Related Parties Current $13,314,000 $134,000 $1,000,000 $2,265,000
Investments And Advances $1,173,003,000 $1,135,133,000 $1,084,084,000 $971,117,000
Other Investments $1,173,003,000 $1,135,133,000 - -
Goodwill $50,411,000 $50,411,000 $50,411,000 $50,411,000
Net PPE $660,618,000 $179,043,000 $333,773,000 $161,535,000
Accumulated Depreciation $-315,390,000 $-273,436,000 $-250,921,000 $-227,096,000
Gross PPE $976,008,000 $452,479,000 $584,694,000 $388,631,000
Leases $33,708,000 $33,890,000 $32,418,000 $39,266,000
Other Properties $36,826,000 $38,110,000 $192,428,000 $49,138,000
Machinery Furniture Equipment $421,657,000 $380,479,000 $359,848,000 $300,227,000
Buildings And Improvements $483,817,000 $0 - -
Properties $0 $0 $0 $0
Other Short Term Investments $2,832,382,000 $2,960,821,000 $3,427,020,000 $1,204,901,000
Long Term Provisions - - - $3,188,561,000
Available For Sale Securities - - - $838,740,000
Fetched: 2026-02-02
Cash Flow Statement (Annual)
Free Cash Flow
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Free Cash Flow $2,865,403,000 $822,777,000 $184,142,000 $574,956,000
Operating Activities
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Operating Cash Flow $2,893,160,000 $1,360,872,000 $236,917,000 $630,227,000
Cash Flow From Continuing Operating Activities $2,893,160,000 $1,360,872,000 $236,917,000 $630,227,000
Operating Gains Losses $-7,752,000 $722,000 $6,890,000 $4,245,000
Investing Activities
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Capital Expenditure $-27,757,000 $-538,095,000 $-52,775,000 $-55,271,000
Investing Cash Flow $-2,295,816,000 $1,411,992,000 $-1,553,228,000 $1,994,845,000
Cash Flow From Continuing Investing Activities $-2,295,816,000 $1,411,992,000 $-1,553,228,000 $1,994,845,000
Net Other Investing Changes $-2,515,239,000 $1,507,392,000 $737,213,000 $1,223,619,000
Financing Activities
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Repurchase Of Capital Stock $-643,208,000 $-694,521,000 $-340,781,000 $-25,991,000
Financing Cash Flow $-622,715,000 $-2,505,002,000 $-763,940,000 $-239,800,000
Cash Flow From Continuing Financing Activities $-622,715,000 $-2,505,002,000 $-763,940,000 $-239,800,000
Net Other Financing Charges $461,992,000 $-1,388,164,000 $-61,266,000 $70,421,000
Cash Dividends Paid $-441,331,000 $-430,353,000 $-372,483,000 $-317,569,000
Net Common Stock Issuance $-643,208,000 $-694,521,000 $-340,781,000 $-25,991,000
Other
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Repayment Of Debt $-28,262,000 $0 $0 $0
Issuance Of Debt $28,094,000 $5,756,000 $0 $0
Interest Paid Supplemental Data $38,310,000 $87,100,000 $83,410,000 $161,431,000
Income Tax Paid Supplemental Data $673,736,000 $960,477,000 $963,249,000 $574,939,000
End Cash Position $6,747,072,000 $6,769,390,000 $6,479,087,000 $8,491,541,000
Beginning Cash Position $6,769,390,000 $6,479,087,000 $8,491,541,000 $6,116,401,000
Effect Of Exchange Rate Changes $3,053,000 $22,441,000 $67,797,000 $-10,132,000
Changes In Cash $-25,371,000 $267,862,000 $-2,080,251,000 $2,385,272,000
Proceeds From Stock Option Exercised $0 $2,280,000 $10,590,000 $33,339,000
Common Stock Payments $-643,208,000 $-694,521,000 $-340,781,000 $-25,991,000
Net Issuance Payments Of Debt $-168,000 $5,756,000 $0 $0
Net Short Term Debt Issuance $-168,000 $5,756,000 $0 $0
Short Term Debt Payments $-28,262,000 $0 $0 $0
Short Term Debt Issuance $28,094,000 $5,756,000 $0 $0
Net Investment Purchase And Sale $146,446,000 $438,695,000 $-2,237,666,000 $826,497,000
Sale Of Investment $7,525,505,000 $12,436,472,000 $15,016,806,000 $13,534,543,000
Purchase Of Investment $-7,379,059,000 $-11,997,777,000 $-17,254,472,000 $-12,708,046,000
Net Business Purchase And Sale $100,734,000 $4,000,000 $0 $0
Sale Of Business $101,437,000 $4,000,000 $0 $0
Purchase Of Business $-703,000 $0 $0 -
Net PPE Purchase And Sale $-27,757,000 $-538,095,000 $-52,775,000 $-55,271,000
Purchase Of PPE $-27,757,000 $-538,095,000 $-52,775,000 $-55,271,000
Change In Working Capital $166,206,000 $-1,322,148,000 $-2,004,604,000 $-1,393,642,000
Change In Other Working Capital $-1,082,648,000 $-519,672,000 $343,270,000 $-430,803,000
Change In Other Current Liabilities $-364,924,000 $-293,025,000 $326,220,000 $761,994,000
Change In Payables And Accrued Expense $685,096,000 $50,744,000 $110,414,000 $185,987,000
Change In Accrued Expense $157,625,000 $-9,826,000 $155,545,000 $107,527,000
Change In Payable $527,471,000 $60,570,000 $-45,131,000 $78,460,000
Change In Tax Payable $499,086,000 $73,450,000 $-66,621,000 $46,250,000
Change In Income Tax Payable $499,086,000 $73,450,000 $-66,621,000 $46,250,000
Change In Prepaid Assets $1,705,744,000 $124,972,000 $-1,152,660,000 $-875,274,000
Change In Receivables $-777,062,000 $-685,167,000 $-1,631,848,000 $-1,035,546,000
Changes In Account Receivables $-514,391,000 $-245,041,000 $-717,481,000 $-1,166,166,000
Other Non Cash Items $-853,611,000 $-1,049,379,000 $-1,174,204,000 $-1,216,170,000
Stock Based Compensation $144,052,000 $116,407,000 $89,030,000 $95,213,000
Unrealized Gain Loss On Investment Securities $-45,589,000 $-32,462,000 $-9,806,000 $-1,573,000
Provisionand Write Offof Assets $1,015,757,000 $1,195,157,000 $983,094,000 $577,605,000
Asset Impairment Charge $0 $0 $255,000 $0
Depreciation Amortization Depletion $86,252,000 $69,090,000 $65,006,000 $69,233,000
Depreciation And Amortization $86,252,000 $69,090,000 $65,006,000 $69,233,000
Depreciation $86,252,000 $69,090,000 $65,006,000 $69,233,000
Gain Loss On Investment Securities $-7,752,000 $722,000 $6,890,000 $4,245,000
Net Income From Continuing Operations $2,387,845,000 $2,383,485,000 $2,281,256,000 $2,495,316,000
Net Intangibles Purchase And Sale - - $0 $0
Purchase Of Intangibles - - $0 $0
Change In Other Current Assets - - - $0
Fetched: 2026-02-02