FIISO
Financial Institutions, Inc. 8.48% SRB1 PFD B
Price Chart
Latest Quote
$115.65
+0.00 (+0.00%)
Current Price
| Previous Close | $115.65 |
| Open | $115.65 |
| Day High | $115.65 |
| Day Low | $115.65 |
| Volume | 11 |
Stock Information
| Exchange | PNK |
đ Comprehensive Analysis
Company Data
Financial Ratios
Returns & Margins
Ownership
| Insider & Institutional transactions data not available |
Valuation Ratios
Analyst Data
Technical Indicators
| SMA20 | $114.06 |
| SMA50 | $115.54 |
| SMA200 | $118.63 |
| RSI | 100.00 |
| ATR | 0.1514 |
Performance History
| Week | +1.87% |
| Month | +1.87% |
| Quarter | -3.99% |
| 6 Months | -1.11% |
| YTD | -7.02% |
| Year | -4.55% |
| 3 Years | +29.41% |
| 5 Years | -32.82% |
| 10 Years | +7653.83% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $115.65 | 0 |
| 2026-06-17 | $115.65 | 0 |
| 2026-06-16 | $115.65 | 0 |
| 2026-06-15 | $115.65 | 0 |
| 2026-06-12 | $115.65 | 0 |
| 2026-06-11 | $113.53 | 0 |
| 2026-06-10 | $113.53 | 0 |
| 2026-06-09 | $113.53 | 0 |
| 2026-06-08 | $113.53 | 0 |
| 2026-06-05 | $113.53 | 0 |
| 2026-06-04 | $113.53 | 0 |
| 2026-06-03 | $113.53 | 0 |
| 2026-06-02 | $113.53 | 0 |
| 2026-06-01 | $113.53 | 0 |
| 2026-05-29 | $113.53 | 0 |
| 2026-05-28 | $113.53 | 0 |
| 2026-05-27 | $113.53 | 0 |
| 2026-05-26 | $113.53 | 0 |
| 2026-05-22 | $113.53 | 0 |
| 2026-05-21 | $113.53 | 0 |
| 2026-05-20 | $113.53 | 0 |
| 2026-05-19 | $113.53 | 0 |
đ° Latest News
Exploring 3 Undervalued Small Caps With Insider Buying Across Regions
Simply Wall St. âĸ 2026-06-08T11:39:56Z
How The Investment Story For Financial Institutions (FISI) Is Evolving With The New US$38.50 Target
Simply Wall St. âĸ 2026-05-15T05:12:24Z
Exploring 3 Top Undervalued Small Caps With Insider Action Across Regions
Simply Wall St. âĸ 2026-05-08T11:39:41Z
Financial Institutions, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next
Simply Wall St. âĸ 2026-05-07T10:31:57Z
How The Investment Narrative Around Financial Institutions (FISI) Is Shifting On Modest Target Upgrades
Simply Wall St. âĸ 2026-04-30T20:04:20Z
Financial Institutions Q1 Earnings Call Highlights
MarketBeat âĸ 2026-04-27T15:45:31Z
Financial Institutions Inc (FISI) Q1 2026 Earnings Call Highlights: Strong Profitability Amid ...
GuruFocus.com âĸ 2026-04-25T07:02:59ZFinancial Institutions, Inc. Q1 2026 Earnings Call Summary
Moby âĸ 2026-04-24T12:30:00Z
Is the Options Market Predicting a Spike in Financial Institutions Stock?
Zacks âĸ 2026-03-04T15:05:00Z
How The Investment Story For Financial Institutions (FISI) Is Shifting As Valuation Views Converge
Simply Wall St. âĸ 2026-03-02T08:09:25Z
Period:
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Income Statement (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $114,526,000 | $212,176,000 | $212,350,000 | $199,555,000 |
| Operating Revenue | $114,526,000 | $212,176,000 | $212,350,000 | $199,555,000 |
| Expenses | ||||
| Interest Expense | $149,642,000 | $120,418,000 | $28,735,000 | $12,475,000 |
| Selling And Marketing Expense | $1,573,000 | $1,926,000 | $2,013,000 | $1,704,000 |
| General And Administrative Expense | $71,410,000 | $76,791,000 | $72,073,000 | $63,517,000 |
| Professional Expense And Contract Services Expense | $7,702,000 | $5,259,000 | $5,592,000 | $6,535,000 |
| Other Non Interest Expense | $39,910,000 | $36,226,000 | $31,187,000 | $25,452,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $-41,646,000 | $50,264,000 | $56,573,000 | $77,697,000 |
| Net Interest Income | $163,589,000 | $165,715,000 | $167,372,000 | $154,730,000 |
| Interest Income | $313,231,000 | $286,133,000 | $196,107,000 | $167,205,000 |
| Normalized Income | $-35,876,327 | $50,359,640 | $57,876,095 | $77,433,330 |
| Net Income From Continuing And Discontinued Operation | $-41,646,000 | $50,264,000 | $56,573,000 | $77,697,000 |
| Net Income Common Stockholders | $-43,105,000 | $48,805,000 | $55,114,000 | $76,237,000 |
| Net Income | $-41,646,000 | $50,264,000 | $56,573,000 | $77,697,000 |
| Net Income Including Noncontrolling Interests | $-41,646,000 | $50,264,000 | $56,573,000 | $77,697,000 |
| Net Income Continuous Operations | $-41,646,000 | $50,264,000 | $56,573,000 | $77,697,000 |
| Pretax Income | $-68,148,000 | $63,053,000 | $70,970,000 | $97,222,000 |
| Special Income Charges | $-23,057,000 | $-114,000 | $-1,619,000 | $-111,000 |
| Depreciation Amortization Depletion Income Statement | $552,000 | $910,000 | $986,000 | $1,060,000 |
| Depreciation And Amortization In Income Statement | $552,000 | $910,000 | $986,000 | $1,060,000 |
| Amortization Of Intangibles Income Statement | $552,000 | $910,000 | $986,000 | $1,060,000 |
| Other | ||||
| Tax Effect Of Unusual Items | $-3,673,327 | $-24,360 | $-331,905 | $66,330 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-9,443,000 | $-120,000 | $-1,635,000 | $330,000 |
| Total Unusual Items Excluding Goodwill | $-9,443,000 | $-120,000 | $-1,635,000 | $330,000 |
| Reconciled Depreciation | $7,675,000 | $8,091,000 | $8,112,000 | $8,049,000 |
| Diluted NI Availto Com Stockholders | $-43,105,000 | $48,805,000 | $55,114,000 | $76,237,000 |
| Preferred Stock Dividends | $1,459,000 | $1,459,000 | $1,459,000 | $1,460,000 |
| Tax Provision | $-26,502,000 | $12,789,000 | $14,397,000 | $19,525,000 |
| Other Special Charges | $23,022,000 | - | - | - |
| Restructuring And Mergern Acquisition | $35,000 | $114,000 | $1,619,000 | $111,000 |
| Gain On Sale Of Security | $-100,104,000 | $-2,478,000 | $1,089,000 | $2,335,000 |
| Amortization | $552,000 | $910,000 | $986,000 | $1,060,000 |
| Selling General And Administration | $72,983,000 | $78,717,000 | $74,086,000 | $65,221,000 |
| Other Gand A | $1,935,000 | $1,873,000 | $1,943,000 | $1,769,000 |
| Insurance And Claims | $5,284,000 | $4,902,000 | $2,440,000 | $2,624,000 |
| Salaries And Wages | $66,126,000 | $71,889,000 | $69,633,000 | $60,893,000 |
| Occupancy And Equipment | $14,361,000 | $14,798,000 | $15,103,000 | $14,371,000 |
Fetched: 2026-02-02
Balance Sheet (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $508,226,000 | $382,292,000 | $332,191,000 | $430,742,000 |
| Total Assets | $6,117,085,000 | $6,160,881,000 | $5,797,272,000 | $5,520,779,000 |
| Goodwill And Other Intangible Assets | $60,758,000 | $72,504,000 | $73,414,000 | $74,400,000 |
| Other Intangible Assets | $2,637,000 | $5,433,000 | $6,343,000 | $7,329,000 |
| Receivables | $23,748,000 | $24,481,000 | $19,371,000 | $57,010,000 |
| Accounts Receivable | $23,748,000 | $24,481,000 | $19,371,000 | - |
| Cash And Cash Equivalents | $87,321,000 | $124,442,000 | $130,466,000 | $79,112,000 |
| Cash Financial | $54,958,000 | $71,197,000 | - | - |
| Cash Cash Equivalents And Federal Funds Sold | $87,321,000 | $124,442,000 | $130,466,000 | $79,112,000 |
| Other Receivables | - | - | $55,568,000 | $57,010,000 |
| Debt | ||||
| Net Debt | $136,521,000 | $185,090,000 | $148,756,000 | $24,799,000 |
| Total Debt | $256,605,000 | $343,320,000 | $312,451,000 | $103,911,000 |
| Long Term Debt And Capital Lease Obligation | $157,605,000 | $158,320,000 | $107,451,000 | $73,911,000 |
| Long Term Debt | $124,842,000 | $124,532,000 | $74,222,000 | $73,911,000 |
| Current Debt And Capital Lease Obligation | $99,000,000 | $185,000,000 | $205,000,000 | $30,000,000 |
| Current Debt | $99,000,000 | $185,000,000 | $205,000,000 | $30,000,000 |
| Other Current Borrowings | $99,000,000 | $185,000,000 | $205,000,000 | $30,000,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $5,548,101,000 | $5,706,085,000 | $5,391,667,000 | $5,015,637,000 |
| Derivative Product Liabilities | $87,370,000 | $77,871,000 | $102,051,000 | - |
| Payables And Accrued Expenses | $25,856,000 | $19,412,000 | $5,983,000 | - |
| Payables | $25,856,000 | $19,412,000 | $5,983,000 | - |
| Accounts Payable | $25,856,000 | $19,412,000 | $5,983,000 | - |
| Equity | ||||
| Common Stock Equity | $551,699,000 | $437,504,000 | $388,313,000 | $487,850,000 |
| Preferred Stock Equity | $17,285,000 | $17,292,000 | $17,292,000 | $17,292,000 |
| Total Equity Gross Minority Interest | $568,984,000 | $454,796,000 | $405,605,000 | $505,142,000 |
| Stockholders Equity | $568,984,000 | $454,796,000 | $405,605,000 | $505,142,000 |
| Gains Losses Not Affecting Retained Earnings | $-52,604,000 | $-119,941,000 | $-137,487,000 | $-13,207,000 |
| Other Equity Adjustments | $-52,604,000 | $-119,941,000 | $-137,487,000 | $-13,207,000 |
| Retained Earnings | $388,665,000 | $451,687,000 | $421,340,000 | $384,007,000 |
| Other | ||||
| Treasury Shares Number | $622,984 | $692,150 | $759,555 | $354,103 |
| Preferred Shares Number | $172,848 | $172,921 | $172,921 | $172,921 |
| Ordinary Shares Number | $20,076,572 | $15,407,406 | $15,340,001 | $15,745,453 |
| Share Issued | $20,699,556 | $16,099,556 | $16,099,556 | $16,099,556 |
| Tangible Book Value | $490,941,000 | $365,000,000 | $314,899,000 | $413,450,000 |
| Invested Capital | $775,541,000 | $747,036,000 | $667,535,000 | $591,761,000 |
| Capital Lease Obligations | $32,763,000 | $33,788,000 | $33,229,000 | - |
| Total Capitalization | $693,826,000 | $579,328,000 | $479,827,000 | $579,053,000 |
| Treasury Stock | $17,990,000 | $20,244,000 | $22,337,000 | $9,216,000 |
| Additional Paid In Capital | $233,421,000 | $125,841,000 | $126,636,000 | $126,105,000 |
| Capital Stock | $17,492,000 | $17,453,000 | $17,453,000 | $17,453,000 |
| Common Stock | $207,000 | $161,000 | $161,000 | $161,000 |
| Preferred Stock | $17,285,000 | $17,292,000 | $17,292,000 | $17,292,000 |
| Long Term Capital Lease Obligation | $32,763,000 | $33,788,000 | $33,229,000 | - |
| Investments And Advances | $1,098,967,000 | $1,104,139,000 | $1,198,914,000 | $1,441,106,000 |
| Held To Maturity Securities | $116,001,000 | $148,156,000 | $188,975,000 | $205,581,000 |
| Available For Sale Securities | $982,958,000 | $68,253,000 | $55,568,000 | $57,010,000 |
| Goodwill | $58,121,000 | $67,071,000 | $67,071,000 | $67,071,000 |
| Net PPE | $70,235,000 | $71,426,000 | $73,106,000 | $62,181,000 |
| Accumulated Depreciation | $-65,094,000 | $-63,087,000 | $-59,213,000 | $-54,920,000 |
| Gross PPE | $135,329,000 | $134,513,000 | $132,319,000 | $117,101,000 |
| Other Properties | $30,369,000 | $31,524,000 | $31,120,000 | $22,070,000 |
| Machinery Furniture Equipment | $45,525,000 | $45,369,000 | $44,974,000 | $39,759,000 |
| Buildings And Improvements | $54,416,000 | $52,601,000 | $51,206,000 | $50,253,000 |
| Land And Improvements | $5,019,000 | $5,019,000 | $5,019,000 | $5,019,000 |
| Other Short Term Investments | $8,000 | $887,730,000 | $954,371,000 | $1,178,515,000 |
Fetched: 2026-02-02
Cash Flow Statement (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $72,153,000 | $7,902,000 | $125,204,000 | $63,559,000 |
| Operating Activities | ||||
| Operating Cash Flow | $77,127,000 | $10,894,000 | $133,573,000 | $72,962,000 |
| Cash Flow From Continuing Operating Activities | $77,127,000 | $10,894,000 | $133,573,000 | $72,962,000 |
| Operating Gains Losses | $85,821,000 | $3,015,000 | $-1,196,000 | $-3,462,000 |
| Investing Activities | ||||
| Capital Expenditure | $-4,974,000 | $-2,992,000 | $-8,369,000 | $-9,403,000 |
| Investing Cash Flow | $-8,232,000 | $-310,090,000 | $-325,160,000 | $-633,422,000 |
| Cash Flow From Continuing Investing Activities | $-8,232,000 | $-310,090,000 | $-325,160,000 | $-633,422,000 |
| Net Other Investing Changes | $26,970,000 | $-9,775,000 | $-10,042,000 | $-16,546,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-433,000 | $-571,000 | $-15,340,000 | $-9,278,000 |
| Issuance Of Capital Stock | $108,572,000 | $0 | $0 | - |
| Financing Cash Flow | $-106,016,000 | $293,172,000 | $242,941,000 | $545,694,000 |
| Cash Flow From Continuing Financing Activities | $-106,016,000 | $293,172,000 | $242,941,000 | $545,694,000 |
| Cash Dividends Paid | $-19,974,000 | $-19,745,000 | $-19,053,000 | $-18,451,000 |
| Preferred Stock Dividend Paid | $-1,459,000 | $-1,459,000 | $-1,459,000 | $-1,460,000 |
| Common Stock Dividend Paid | $-18,515,000 | $-18,286,000 | $-17,594,000 | $-16,991,000 |
| Net Preferred Stock Issuance | $-7,000 | $0 | $0 | $-43,000 |
| Net Common Stock Issuance | $108,146,000 | $-571,000 | $-15,340,000 | $-9,235,000 |
| Common Stock Issuance | $108,572,000 | $0 | $0 | - |
| Other | ||||
| Issuance Of Debt | $0 | $50,000,000 | $0 | $0 |
| Interest Paid Supplemental Data | $156,085,000 | $133,847,000 | $32,571,000 | $14,709,000 |
| Income Tax Paid Supplemental Data | $3,493,000 | $6,298,000 | $3,398,000 | $10,832,000 |
| End Cash Position | $87,321,000 | $124,442,000 | $130,466,000 | $79,112,000 |
| Beginning Cash Position | $124,442,000 | $130,466,000 | $79,112,000 | $93,878,000 |
| Changes In Cash | $-37,121,000 | $-6,024,000 | $51,354,000 | $-14,766,000 |
| Preferred Stock Payments | $-7,000 | $0 | $0 | $-43,000 |
| Common Stock Payments | $-426,000 | $-571,000 | $-15,340,000 | $-9,235,000 |
| Net Issuance Payments Of Debt | $-86,000,000 | $30,000,000 | $175,000,000 | $24,700,000 |
| Net Short Term Debt Issuance | $-86,000,000 | $-20,000,000 | $175,000,000 | $24,700,000 |
| Net Long Term Debt Issuance | $0 | $50,000,000 | $0 | $0 |
| Long Term Debt Issuance | $0 | $50,000,000 | $0 | $0 |
| Net Investment Purchase And Sale | $-4,477,000 | $122,911,000 | $69,502,000 | $-515,995,000 |
| Sale Of Investment | $901,370,000 | $177,528,000 | $183,322,000 | $286,494,000 |
| Purchase Of Investment | $-905,847,000 | $-54,617,000 | $-113,820,000 | $-802,489,000 |
| Net PPE Purchase And Sale | $-4,974,000 | $-2,992,000 | $-8,369,000 | $-9,403,000 |
| Purchase Of PPE | $-4,974,000 | $-2,992,000 | $-8,369,000 | $-9,403,000 |
| Change In Working Capital | $33,686,000 | $-55,704,000 | $50,678,000 | $-11,938,000 |
| Change In Other Current Liabilities | $13,216,000 | $372,000 | $80,580,000 | $-2,596,000 |
| Change In Other Current Assets | $20,470,000 | $-56,076,000 | $-29,902,000 | $-9,342,000 |
| Other Non Cash Items | $17,278,000 | $-12,246,000 | $2,956,000 | $-1,502,000 |
| Stock Based Compensation | $1,610,000 | $1,674,000 | $2,551,000 | $1,743,000 |
| Deferred Tax | $-35,348,000 | $-1,348,000 | $-4,382,000 | $5,218,000 |
| Deferred Income Tax | $-35,348,000 | $-1,348,000 | $-4,382,000 | $5,218,000 |
| Depreciation Amortization Depletion | $7,675,000 | $8,091,000 | $8,112,000 | $8,049,000 |
| Depreciation And Amortization | $7,675,000 | $8,091,000 | $8,112,000 | $8,049,000 |
| Gain Loss On Investment Securities | $100,055,000 | $3,576,000 | $15,000 | $-71,000 |
| Net Income From Continuing Operations | $-41,646,000 | $50,264,000 | $56,573,000 | $77,697,000 |
| Net Business Purchase And Sale | - | $0 | $0 | $-1,420,000 |
| Purchase Of Business | - | $0 | $0 | $-1,420,000 |
Fetched: 2026-02-02