FGFH
Foresight Financial Group, Inc.
Price Chart
Latest Quote
$47.96
-0.03 (-0.06%)
Current Price
| Previous Close | $47.99 |
| Open | $47.51 |
| Day High | $47.96 |
| Day Low | $47.51 |
| Volume | 2,000 |
Stock Information
| Quarterly Dividend / Yield | $0.84 / 1.75% |
| Shares Outstanding | 3.61M |
| Quarterly Dividend Yield | 1.75% |
| Quarterly Dividend | $0.84 |
| Total Debt | $36.67M |
| Cash Equivalents | $140.60M |
| Revenue | $51.20M |
| Net Income | $11.02M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $172.96M |
| P/E Ratio | 15.78 |
| EPS (TTM) | $3.04 |
| Exchange | OQX |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $69.04M |
| Sales | $51.20M |
| Income | $11.02M |
| Book/sh | $47.99 |
| Cash/sh | $38.98 |
Financial Ratios
| EPS Growth TTM | 429.80% |
Returns & Margins
| ROA | 0.65% |
| ROE | 6.66% |
| Operating Margin | 36.34% |
| Profit Margin | 21.53% |
Ownership
| Institutional Ownership | 16.51% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| P/S | 3.38 |
| P/B | 1.00 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $47.68 |
| SMA50 | $46.75 |
| SMA200 | $41.93 |
| RSI | 93.55 |
| ATR | 0.3943 |
| Shares Float | 3.36M |
| Volatility | 0.12 |
| Rel Volume | 2.26 |
Performance History
| Week | -0.06% |
| Month | +2.70% |
| Quarter | +4.19% |
| 6 Months | +15.03% |
| YTD | +16.25% |
| Year | +58.81% |
| 3 Years | +100.68% |
| 5 Years | +69.46% |
| 10 Years | +127.33% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $47.96 | 3,000 |
| 2026-06-17 | $47.99 | 0 |
| 2026-06-16 | $47.99 | 700 |
| 2026-06-15 | $47.96 | 0 |
| 2026-06-12 | $47.96 | 2,700 |
| 2026-06-11 | $47.99 | 0 |
| 2026-06-10 | $47.99 | 0 |
| 2026-06-09 | $47.99 | 0 |
| 2026-06-08 | $47.99 | 0 |
| 2026-06-05 | $47.99 | 1,400 |
| 2026-06-04 | $47.99 | 4,600 |
| 2026-06-03 | $47.99 | 0 |
| 2026-06-02 | $47.99 | 4,600 |
| 2026-06-01 | $47.15 | 0 |
| 2026-05-29 | $47.15 | 1,900 |
| 2026-05-28 | $47.15 | 0 |
| 2026-05-27 | $47.15 | 0 |
| 2026-05-26 | $47.15 | 6,500 |
| 2026-05-22 | $47.02 | 0 |
| 2026-05-21 | $47.02 | 1,200 |
| 2026-05-20 | $47.02 | 3,300 |
| 2026-05-19 | $46.70 | 300 |
About Foresight Financial Group, Inc.
Foresight Financial Group, Inc. provides banking services to individuals and businesses through its facilities in the Rockford, Freeport, German Valley, Davis, Lena, Winnebago, Pecatonica, Kankakee, Loves Park, Machesney Park, Belvidere, and Herscher, and Illinois areas. Its deposit products include demand deposits and certificates of deposit; and loan portfolio comprises agricultural, agribusiness, commercial, real estate, and installment loans. It serves individuals and businesses. Foresight Financial Group, Inc. is based in Winnebago, Illinois.
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $61,175,000 | $56,180,000 | $56,827,000 | $54,082,000 |
| Operating Revenue | $61,175,000 | $56,180,000 | $56,827,000 | $54,082,000 |
| Expenses | ||||
| Interest Expense | $30,018,000 | $31,717,000 | $21,256,000 | $6,788,000 |
| General And Administrative Expense | $26,032,000 | $24,670,000 | $22,627,000 | $22,627,000 |
| Other Non Interest Expense | $19,280,000 | $11,532,000 | $11,677,000 | $10,883,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $7,868,000 | $12,664,000 | $14,546,000 | $13,626,000 |
| Net Interest Income | $52,674,000 | $48,987,000 | $49,271,000 | $45,673,000 |
| Interest Income | $82,692,000 | $80,704,000 | $70,527,000 | $52,461,000 |
| Normalized Income | $7,868,000 | $12,664,000 | $14,546,000 | $13,626,000 |
| Net Income From Continuing And Discontinued Operation | $7,868,000 | $12,664,000 | $14,546,000 | $13,626,000 |
| Net Income Common Stockholders | $7,868,000 | $12,664,000 | $14,546,000 | $13,626,000 |
| Net Income | $7,868,000 | $12,664,000 | $14,546,000 | $13,626,000 |
| Net Income Including Noncontrolling Interests | $7,868,000 | $12,664,000 | $14,546,000 | $13,626,000 |
| Net Income Continuous Operations | $7,868,000 | $12,664,000 | $14,546,000 | $13,626,000 |
| Pretax Income | $10,141,000 | $16,234,000 | $19,120,000 | $17,708,000 |
| Per Share | ||||
| Diluted EPS | - | - | $4.08 | $3.81 |
| Basic EPS | - | - | $4.08 | $3.83 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Diluted NI Availto Com Stockholders | $7,868,000 | $12,664,000 | $14,546,000 | $13,626,000 |
| Tax Provision | $2,273,000 | $3,570,000 | $4,574,000 | $4,082,000 |
| Gain On Sale Of Security | $0 | $-111,000 | $-185,000 | $-246,000 |
| Selling General And Administration | $26,032,000 | $24,670,000 | $22,627,000 | $22,627,000 |
| Salaries And Wages | $26,032,000 | $24,670,000 | $22,627,000 | $22,627,000 |
| Occupancy And Equipment | $3,042,000 | $2,692,000 | $2,298,000 | $2,312,000 |
| Reconciled Depreciation | - | - | $1,098,000 | $1,106,000 |
| Diluted Average Shares | - | - | $3,567,608 | $3,577,828 |
| Basic Average Shares | - | - | $3,565,548 | $3,565,548 |
Fetched: 2026-02-02
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $170,262,000 | $137,560,000 | $123,995,000 | $153,199,000 |
| Total Assets | $1,668,647,000 | $1,574,728,000 | $1,477,460,000 | $1,453,784,000 |
| Cash And Cash Equivalents | $27,098,000 | $47,507,000 | $42,387,000 | $100,493,000 |
| Cash Financial | $15,844,000 | $22,168,000 | $28,354,000 | $42,942,000 |
| Cash Cash Equivalents And Federal Funds Sold | $27,873,000 | $50,229,000 | $49,880,000 | $103,842,000 |
| Goodwill And Other Intangible Assets | - | $3,303,000 | $3,236,000 | $2,028,000 |
| Other Intangible Assets | - | $3,303,000 | $3,236,000 | $2,028,000 |
| Receivables | - | $9,763,000 | $7,255,000 | $5,535,000 |
| Accounts Receivable | - | $9,763,000 | $7,255,000 | $5,535,000 |
| Debt | ||||
| Net Debt | $26,331,000 | $234,652,000 | $241,034,000 | $183,109,000 |
| Total Debt | $53,429,000 | $25,954,000 | $7,366,000 | $17,076,000 |
| Long Term Debt And Capital Lease Obligation | $53,429,000 | $25,954,000 | $7,366,000 | $17,076,000 |
| Long Term Debt | $53,429,000 | $25,954,000 | $7,366,000 | $17,076,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $1,498,385,000 | $1,433,865,000 | $1,350,229,000 | $1,298,557,000 |
| Payables And Accrued Expenses | - | $17,647,000 | $11,858,000 | $10,395,000 |
| Payables | - | $17,647,000 | $11,858,000 | $10,395,000 |
| Accounts Payable | - | $17,647,000 | $11,858,000 | $10,395,000 |
| Equity | ||||
| Common Stock Equity | $170,262,000 | $140,863,000 | $127,231,000 | $155,227,000 |
| Total Equity Gross Minority Interest | $170,262,000 | $140,863,000 | $127,231,000 | $155,227,000 |
| Stockholders Equity | $170,262,000 | $140,863,000 | $127,231,000 | $155,227,000 |
| Gains Losses Not Affecting Retained Earnings | $-21,449,000 | $-32,510,000 | $-36,988,000 | $1,543,000 |
| Other Equity Adjustments | $-21,449,000 | $-32,510,000 | $-36,988,000 | $1,543,000 |
| Retained Earnings | $189,941,000 | $174,826,000 | $164,597,000 | $152,903,000 |
| Other | ||||
| Treasury Shares Number | $644,079 | $509,079 | $509,079 | - |
| Ordinary Shares Number | $3,606,123 | $3,571,225 | $3,562,415 | $3,562,415 |
| Share Issued | $4,250,202 | $4,080,304 | $4,071,494 | $3,562,415 |
| Tangible Book Value | $170,262,000 | $137,560,000 | $123,995,000 | $153,199,000 |
| Invested Capital | $223,691,000 | $166,817,000 | $134,597,000 | $172,303,000 |
| Total Capitalization | $223,691,000 | $166,817,000 | $134,597,000 | $172,303,000 |
| Treasury Stock | $16,013,000 | $13,905,000 | $12,534,000 | $11,002,000 |
| Additional Paid In Capital | $16,720,000 | $11,432,000 | $11,138,000 | $10,768,000 |
| Capital Stock | $1,063,000 | $1,020,000 | $1,018,000 | $1,015,000 |
| Common Stock | $1,063,000 | $1,020,000 | $1,018,000 | $1,015,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Investments And Advances | $435,493,000 | $374,932,000 | $399,353,000 | $446,532,000 |
| Held To Maturity Securities | $2,378,000 | $3,596,000 | $4,076,000 | $4,389,000 |
| Available For Sale Securities | $4,427,000 | $5,718,000 | $3,943,000 | $2,265,000 |
| Net PPE | $17,855,000 | $17,525,000 | $17,598,000 | $17,131,000 |
| Other Short Term Investments | $428,688,000 | $365,618,000 | $391,334,000 | $439,878,000 |
| Accumulated Depreciation | - | $-22,255,000 | $-21,204,000 | $-20,696,000 |
| Gross PPE | - | $39,780,000 | $38,802,000 | $37,827,000 |
| Machinery Furniture Equipment | - | $14,440,000 | $13,976,000 | $13,426,000 |
| Buildings And Improvements | - | $22,700,000 | $22,186,000 | $21,757,000 |
| Land And Improvements | - | $2,640,000 | $2,640,000 | $2,644,000 |
Fetched: 2026-02-02
Cash Flow Statement (Annual)
| Metric | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|
| Free Cash Flow | |||
| Free Cash Flow | $16,682,000 | $18,504,000 | $18,204,000 |
| Operating Activities | |||
| Operating Cash Flow | $17,707,000 | $20,077,000 | $18,659,000 |
| Cash Flow From Continuing Operating Activities | $17,707,000 | $20,077,000 | $18,659,000 |
| Operating Gains Losses | $185,000 | $246,000 | $-126,000 |
| Investing Activities | |||
| Capital Expenditure | $-1,025,000 | $-1,573,000 | $-455,000 |
| Investing Cash Flow | $-89,992,000 | $-114,644,000 | $-111,685,000 |
| Cash Flow From Continuing Investing Activities | $-89,992,000 | $-114,644,000 | $-111,685,000 |
| Net Other Investing Changes | $733,000 | $-31,000 | $1,204,000 |
| Financing Activities | |||
| Repurchase Of Capital Stock | $-1,371,000 | $-1,532,000 | $-4,172,000 |
| Financing Cash Flow | $74,181,000 | $46,745,000 | $59,925,000 |
| Cash Flow From Continuing Financing Activities | $74,181,000 | $46,745,000 | $59,925,000 |
| Cash Dividends Paid | $-2,288,000 | $-1,932,000 | $-1,544,000 |
| Common Stock Dividend Paid | $-2,288,000 | $-1,932,000 | $-1,544,000 |
| Net Common Stock Issuance | $-1,371,000 | $-1,532,000 | $-4,172,000 |
| Other | |||
| Repayment Of Debt | $-45,853,000 | $-29,193,000 | $-24,303,000 |
| Issuance Of Debt | $65,594,000 | $18,950,000 | $5,000,000 |
| Interest Paid Supplemental Data | $19,940,000 | $6,505,000 | $6,441,000 |
| Income Tax Paid Supplemental Data | $3,600,000 | $2,882,000 | $3,109,000 |
| End Cash Position | $45,718,000 | $43,822,000 | $91,644,000 |
| Beginning Cash Position | $43,822,000 | $91,644,000 | $124,745,000 |
| Changes In Cash | $1,896,000 | $-47,822,000 | $-33,101,000 |
| Common Stock Payments | $-1,371,000 | $-1,532,000 | $-4,172,000 |
| Net Issuance Payments Of Debt | $19,741,000 | $-10,243,000 | $-19,303,000 |
| Net Long Term Debt Issuance | $19,741,000 | $-10,243,000 | $-19,303,000 |
| Long Term Debt Payments | $-45,853,000 | $-29,193,000 | $-24,303,000 |
| Long Term Debt Issuance | $65,594,000 | $18,950,000 | $5,000,000 |
| Net Investment Purchase And Sale | $28,341,000 | $-9,979,000 | $-87,461,000 |
| Sale Of Investment | $39,718,000 | $55,722,000 | $132,871,000 |
| Purchase Of Investment | $-11,377,000 | $-65,701,000 | $-220,332,000 |
| Net PPE Purchase And Sale | $-1,025,000 | $-1,573,000 | $-455,000 |
| Purchase Of PPE | $-1,025,000 | $-1,573,000 | $-455,000 |
| Change In Working Capital | $-711,000 | $1,193,000 | $1,260,000 |
| Change In Other Current Assets | $-6,507,000 | $-270,000 | $-878,000 |
| Change In Payables And Accrued Expense | $5,796,000 | $1,463,000 | $2,138,000 |
| Change In Payable | $5,796,000 | $1,463,000 | $2,138,000 |
| Change In Account Payable | $5,796,000 | $1,463,000 | $2,138,000 |
| Other Non Cash Items | $-984,000 | $195,000 | $-170,000 |
| Stock Based Compensation | $16,000 | $25,000 | $16,000 |
| Deferred Tax | $292,000 | $115,000 | $-86,000 |
| Deferred Income Tax | $292,000 | $115,000 | $-86,000 |
| Depreciation Amortization Depletion | $1,098,000 | $1,106,000 | $1,053,000 |
| Depreciation And Amortization | $1,098,000 | $1,106,000 | $1,053,000 |
| Depreciation | $1,098,000 | $1,106,000 | $1,053,000 |
| Gain Loss On Investment Securities | $185,000 | $246,000 | $-126,000 |
| Net Income From Continuing Operations | $14,546,000 | $13,626,000 | $11,386,000 |
| Proceeds From Stock Option Exercised | - | $0 | $0 |
Fetched: 2026-02-02