FFWM
First Foundation Inc.
Price Chart
No historical data available
Latest Quote
$5.90
| Previous Close | $5.76 |
| Open | $5.88 |
| Day High | $5.93 |
| Day Low | $5.61 |
| Volume | 2,291,182 |
Stock Information
| Shares Outstanding | 82.93M |
| Total Debt | $1.64B |
| Cash Equivalents | $133.66M |
| Revenue | $170.47M |
| Net Income | $-155.16M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $489.27M |
| EPS (TTM) | $-1.88 |
| Exchange | NYQ |
Recent Price History
About First Foundation Inc.
First Foundation Inc., together with its subsidiaries, provides banking services, investment advisory, wealth management, and trust services to individuals, businesses, and other organizations in the United States. The company operates in two segments, Banking, and Investment Management and Wealth Planning. It offers a range of deposit products, including personal and business checking accounts, savings accounts, interest-bearing demand deposit accounts, money market accounts, and time certificate of deposits; and loan products consisting of multifamily and single family residential real estate loans, commercial real estate loans, commercial term loans, and line of credits, as well as consumer loans, such as personal installment loans, and home equity line of credits. The company also provides residential mortgage loans, non-owner occupied real estate loans, and land and construction loans. In addition, it offers various specialized services comprising trust services, online and mobile banking, remote deposit capture services, merchant credit card services, ATM cards, Visa debit cards, and business sweep accounts, as well as insurance brokerage services and equipment financing solutions. Further, the company offers investment management and financial planning services; financial, investment, and economic advisory and related services; and treasury management services, such as bill pay, check/payee/ACH positive pay, wire origination, internal and external transfers, account reconciliation reporting, mobile deposit, lockbox, cash vault services and merchant processing. Additionally, it provides support services, including the processing and transmission of financial and economic data for charitable organizations. It operates through a network of branch offices and loan production offices. The company was founded in 1985 and is headquartered in Irving, Texas. As of April 1, 2026, First Foundation Inc. operates as a subsidiary of FirstSun Capital Bancorp.
đ° Latest News
FirstSun And First Foundation Merger Reshapes Regional Bank And Valuation Profile
Simply Wall St. âĸ 2026-04-03T12:08:45ZExchange-Traded Funds, Equity Futures Gain Pre-Bell Wednesday as Iran War De-Escalation Hopes Drive Sentiment
MT Newswires âĸ 2026-04-01T13:06:39ZFirstSun OCC Approval Puts First Foundation Merger And Returns In Focus
Simply Wall St. âĸ 2026-02-28T07:07:31ZFirstSun Capital Bancorp Shareholders OK Merger Deal, Approve Charter Changes at Special Meeting
MarketBeat âĸ 2026-02-28T03:08:54ZIs the Options Market Predicting a Spike in First Foundation Stock?
Zacks âĸ 2026-02-19T20:50:00ZFirst Foundation (FFWM) Reports Q4 Loss, Misses Revenue Estimates
Zacks âĸ 2026-01-29T13:30:02ZFirst Foundation: Q4 Earnings Snapshot
Associated Press Finance âĸ 2026-01-29T12:37:42ZGBank Financial Holdings Inc. (GBFH) Tops Q4 Earnings Estimates
Zacks âĸ 2026-01-28T22:50:01ZFirstSun Capital Bancorp Q4 Earnings Call Highlights
MarketBeat âĸ 2026-01-27T17:40:37ZWest Coast Community Bancorp (WCCB) Q4 Earnings Beat Estimates
Zacks âĸ 2026-01-27T15:10:02ZIncome Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $190,667,000 | $53,186,000 | $174,850,000 | $328,746,000 |
| Operating Revenue | $190,667,000 | $53,186,000 | $174,850,000 | $328,746,000 |
| Expenses | ||||
| Interest Expense | $353,586,000 | $428,352,000 | $371,386,000 | $85,188,000 |
| General And Administrative Expense | $96,652,000 | $83,917,000 | $84,297,000 | $110,222,000 |
| Professional Expense And Contract Services Expense | $33,188,000 | $17,997,000 | $15,184,000 | $13,660,000 |
| Other Non Interest Expense | $33,371,000 | $30,450,000 | $23,854,000 | $18,293,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $-155,157,000 | $-92,407,000 | $-199,064,000 | $110,512,000 |
| Net Interest Income | $187,403,000 | $182,644,000 | $202,305,000 | $318,690,000 |
| Interest Income | $540,989,000 | $610,996,000 | $573,691,000 | $403,878,000 |
| Normalized Income | $-155,157,000 | $-92,863,721 | $15,111,740 | $110,512,000 |
| Net Income From Continuing And Discontinued Operation | $-155,157,000 | $-92,407,000 | $-199,064,000 | $110,512,000 |
| Net Income Common Stockholders | $-155,157,000 | $-92,407,000 | $-199,064,000 | $110,512,000 |
| Net Income | $-155,157,000 | $-92,407,000 | $-199,064,000 | $110,512,000 |
| Net Income Including Noncontrolling Interests | $-155,157,000 | $-92,407,000 | $-199,064,000 | $110,512,000 |
| Net Income Continuous Operations | $-155,157,000 | $-92,407,000 | $-199,064,000 | $110,512,000 |
| Pretax Income | $-71,545,000 | $-137,380,000 | $-200,064,000 | $149,803,000 |
| Special Income Charges | $0 | $0 | $-215,252,000 | $0 |
| Per Share | ||||
| Diluted EPS | $-1.88 | $-1.41 | $-3.53 | $1.96 |
| Basic EPS | $-1.88 | $-1.41 | $-3.53 | $1.96 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $222,279 | $-1,076,260 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $0 | $679,000 | $-215,252,000 | $0 |
| Total Unusual Items Excluding Goodwill | $0 | $679,000 | $-215,252,000 | $0 |
| Reconciled Depreciation | $7,646,000 | $7,975,000 | $8,199,000 | $8,708,000 |
| Diluted Average Shares | $82,506,015 | $65,598,430 | $56,426,093 | $56,490,060 |
| Basic Average Shares | $82,506,015 | $65,598,430 | $56,426,093 | $56,422,450 |
| Diluted NI Availto Com Stockholders | $-155,157,000 | $-92,407,000 | $-199,064,000 | $110,512,000 |
| Tax Provision | $83,612,000 | $-44,973,000 | $-1,000,000 | $39,291,000 |
| Impairment Of Capital Assets | $0 | $0 | $215,252,000 | $0 |
| Gain On Sale Of Security | $12,073,000 | $-117,730,000 | $2,305,000 | $-6,258,000 |
| Selling General And Administration | $96,652,000 | $83,917,000 | $84,297,000 | $110,222,000 |
| Salaries And Wages | $96,652,000 | $83,917,000 | $84,297,000 | $110,222,000 |
| Occupancy And Equipment | $34,695,000 | $37,502,000 | $36,809,000 | $36,236,000 |
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $910,187,000 | $1,049,805,000 | $920,395,000 | $912,543,000 |
| Total Assets | $11,904,077,000 | $12,645,265,000 | $13,327,248,000 | $13,014,179,000 |
| Goodwill And Other Intangible Assets | $2,400,000 | $3,558,000 | $4,948,000 | $221,835,000 |
| Other Intangible Assets | $2,400,000 | $3,558,000 | $4,948,000 | $6,583,000 |
| Receivables | $45,822,000 | $54,804,000 | $54,163,000 | $51,359,000 |
| Accounts Receivable | $45,822,000 | $54,804,000 | $54,163,000 | $51,359,000 |
| Cash And Cash Equivalents | $1,624,870,000 | $1,016,132,000 | $1,326,629,000 | $656,494,000 |
| Cash Cash Equivalents And Federal Funds Sold | $1,624,870,000 | $1,016,132,000 | $1,326,629,000 | $656,494,000 |
| Debt | ||||
| Total Debt | $1,604,039,000 | $1,598,828,000 | $1,582,453,000 | $1,369,936,000 |
| Long Term Debt And Capital Lease Obligation | $1,604,039,000 | $1,598,828,000 | $1,582,453,000 | $1,369,936,000 |
| Long Term Debt | $1,604,039,000 | $1,598,828,000 | $1,582,453,000 | $1,369,936,000 |
| Net Debt | - | $582,696,000 | $255,824,000 | $713,442,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $10,991,490,000 | $11,591,902,000 | $12,401,905,000 | $11,879,801,000 |
| Derivative Product Liabilities | $6,938,000 | $0 | - | - |
| Payables And Accrued Expenses | - | - | - | $147,253,000 |
| Payables | - | - | - | $147,253,000 |
| Accounts Payable | - | - | - | $147,253,000 |
| Equity | ||||
| Common Stock Equity | $825,790,000 | $965,714,000 | $925,343,000 | $1,134,378,000 |
| Preferred Stock Equity | $86,797,000 | $87,649,000 | - | - |
| Total Equity Gross Minority Interest | $912,587,000 | $1,053,363,000 | $925,343,000 | $1,134,378,000 |
| Stockholders Equity | $912,587,000 | $1,053,363,000 | $925,343,000 | $1,134,378,000 |
| Gains Losses Not Affecting Retained Earnings | $556,000 | $-8,915,000 | $-14,187,000 | $-11,943,000 |
| Other Equity Adjustments | $556,000 | $-8,915,000 | $-14,187,000 | $-11,943,000 |
| Retained Earnings | $-30,119,000 | $125,038,000 | $218,575,000 | $426,659,000 |
| Other | ||||
| Ordinary Shares Number | $82,884,401 | $82,365,388 | $56,467,623 | $56,325,242 |
| Share Issued | $82,884,401 | $82,365,388 | $56,467,623 | $56,325,242 |
| Tangible Book Value | $823,390,000 | $962,156,000 | $920,395,000 | $912,543,000 |
| Invested Capital | $2,429,829,000 | $2,564,542,000 | $2,507,796,000 | $2,504,314,000 |
| Total Capitalization | $2,516,626,000 | $2,652,191,000 | $2,507,796,000 | $2,504,314,000 |
| Additional Paid In Capital | $855,270,000 | $849,509,000 | $720,899,000 | $719,606,000 |
| Capital Stock | $86,880,000 | $87,731,000 | $56,000 | $56,000 |
| Common Stock | $83,000 | $82,000 | $56,000 | $56,000 |
| Preferred Stock | $86,797,000 | $87,649,000 | $0 | - |
| Investments And Advances | $3,064,808,000 | $2,025,990,000 | $1,492,804,000 | $1,088,702,000 |
| Held To Maturity Securities | $634,333,000 | $712,105,000 | $789,578,000 | $862,544,000 |
| Net PPE | $34,663,000 | $35,806,000 | $39,925,000 | $36,140,000 |
| Accumulated Depreciation | $-24,780,000 | $-22,694,000 | $-19,357,000 | $-19,041,000 |
| Gross PPE | $59,443,000 | $58,500,000 | $59,282,000 | $55,181,000 |
| Leases | $29,024,000 | $27,160,000 | $26,842,000 | $22,210,000 |
| Machinery Furniture Equipment | $16,324,000 | $17,244,000 | $16,288,000 | $16,819,000 |
| Land And Improvements | $14,095,000 | $14,096,000 | $16,152,000 | $16,152,000 |
| Other Short Term Investments | $2,430,475,000 | $1,313,885,000 | $703,226,000 | $226,158,000 |
| Available For Sale Securities | - | - | $-8,220,000 | $-11,439,000 |
| Goodwill | - | - | $0 | $215,252,000 |
| Other Properties | - | - | $12,991,000 | $12,841,000 |
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $-35,221,000 | $-11,448,000 | $-225,000 | $96,907,000 |
| Operating Activities | ||||
| Operating Cash Flow | $-31,905,000 | $-8,722,000 | $7,986,000 | $101,490,000 |
| Cash Flow From Continuing Operating Activities | $-31,905,000 | $-8,722,000 | $7,986,000 | $101,490,000 |
| Operating Gains Losses | $-5,878,000 | $-24,306,000 | $-1,552,000 | $1,040,000 |
| Investing Activities | ||||
| Capital Expenditure | $-3,316,000 | $-2,726,000 | $-8,211,000 | $-4,583,000 |
| Investing Cash Flow | $1,221,635,000 | $287,364,000 | $132,775,000 | $-3,246,718,000 |
| Cash Flow From Continuing Investing Activities | $1,221,635,000 | $287,364,000 | $132,775,000 | $-3,246,718,000 |
| Net Other Investing Changes | $-9,108,000 | $-13,145,000 | $745,000 | $-6,783,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-433,000 | $-149,000 | $-538,000 | $-4,623,000 |
| Issuance Of Capital Stock | $1,000 | $173,780,000 | $0 | $0 |
| Financing Cash Flow | $-580,992,000 | $-589,139,000 | $529,374,000 | $2,679,965,000 |
| Cash Flow From Continuing Financing Activities | $-580,992,000 | $-589,139,000 | $529,374,000 | $2,679,965,000 |
| Cash Dividends Paid | $0 | $-1,130,000 | $-9,020,000 | $-24,830,000 |
| Common Stock Dividend Paid | $0 | $-1,130,000 | $-9,020,000 | $-24,830,000 |
| Net Preferred Stock Issuance | $0 | $138,462,000 | $0 | $0 |
| Preferred Stock Issuance | $0 | $138,462,000 | $0 | $0 |
| Net Common Stock Issuance | $-432,000 | $35,169,000 | $-538,000 | $-4,623,000 |
| Common Stock Issuance | $1,000 | $35,318,000 | $0 | $0 |
| Net Other Financing Charges | - | $-13,519,000 | - | - |
| Other | ||||
| Repayment Of Debt | $-1,600,100,000 | $-2,738,463,000 | $-92,424,139,000 | $-85,091,281,000 |
| Issuance Of Debt | $1,612,600,000 | $2,793,475,000 | $92,744,127,000 | $86,242,859,000 |
| Interest Paid Supplemental Data | $352,155,000 | $400,643,000 | $329,198,000 | $75,674,000 |
| Income Tax Paid Supplemental Data | $0 | $177,000 | - | $41,014,000 |
| End Cash Position | $1,624,870,000 | $1,016,132,000 | $1,326,629,000 | $656,494,000 |
| Beginning Cash Position | $1,016,132,000 | $1,326,629,000 | $656,494,000 | $1,121,757,000 |
| Changes In Cash | $608,738,000 | $-310,497,000 | $670,135,000 | $-465,263,000 |
| Proceeds From Stock Option Exercised | $0 | $54,219,000 | $158,000 | $18,000 |
| Common Stock Payments | $-433,000 | $-149,000 | $-538,000 | $-4,623,000 |
| Net Issuance Payments Of Debt | $12,500,000 | $55,012,000 | $319,988,000 | $1,153,078,000 |
| Net Long Term Debt Issuance | $12,500,000 | $55,012,000 | $319,988,000 | $1,151,578,000 |
| Long Term Debt Payments | $-1,600,100,000 | $-2,738,463,000 | $-92,424,139,000 | $-85,091,281,000 |
| Long Term Debt Issuance | $1,612,600,000 | $2,793,475,000 | $92,744,127,000 | $86,242,859,000 |
| Net Investment Purchase And Sale | $-1,012,173,000 | $-514,894,000 | $-400,730,000 | $80,010,000 |
| Sale Of Investment | $1,019,573,000 | $1,356,682,000 | $266,737,000 | $252,660,000 |
| Purchase Of Investment | $-2,031,746,000 | $-1,871,576,000 | $-667,467,000 | $-172,650,000 |
| Net PPE Purchase And Sale | $-3,230,000 | $-1,030,000 | $-8,211,000 | $-1,195,000 |
| Sale Of PPE | $86,000 | $1,696,000 | $0 | $3,388,000 |
| Purchase Of PPE | $-3,316,000 | $-2,726,000 | $-8,211,000 | $-4,583,000 |
| Change In Working Capital | $-26,520,000 | $2,923,000 | $-6,676,000 | $-22,713,000 |
| Change In Payables And Accrued Expense | $-35,640,000 | $-16,610,000 | $-17,900,000 | $16,286,000 |
| Change In Payable | $-35,640,000 | $-16,610,000 | $-17,900,000 | $16,286,000 |
| Change In Account Payable | $-35,640,000 | $-16,610,000 | $-17,900,000 | $16,286,000 |
| Change In Receivables | $9,120,000 | $19,533,000 | $11,224,000 | $-38,999,000 |
| Changes In Account Receivables | $9,120,000 | $19,533,000 | $11,224,000 | $-38,999,000 |
| Other Non Cash Items | $62,000 | $133,313,000 | $-1,709,000 | $-1,874,000 |
| Stock Based Compensation | $5,342,000 | $1,954,000 | $1,674,000 | $3,467,000 |
| Asset Impairment Charge | $0 | $0 | $215,252,000 | $0 |
| Amortization Of Securities | $-600,000 | $-382,000 | $980,000 | $-377,000 |
| Deferred Tax | $73,613,000 | $-49,773,000 | $-3,612,000 | $487,000 |
| Deferred Income Tax | $73,613,000 | $-49,773,000 | $-3,612,000 | $487,000 |
| Depreciation Amortization Depletion | $7,646,000 | $7,975,000 | $8,199,000 | $8,708,000 |
| Depreciation And Amortization | $7,646,000 | $7,975,000 | $8,199,000 | $8,708,000 |
| Amortization Cash Flow | $3,272,000 | $3,217,000 | $3,773,000 | $4,672,000 |
| Amortization Of Intangibles | $3,272,000 | $3,217,000 | $3,773,000 | $4,672,000 |
| Depreciation | $4,374,000 | $4,758,000 | $4,426,000 | $4,036,000 |
| Gain Loss On Investment Securities | $-5,930,000 | $-1,204,000 | $-2,304,000 | $0 |
| Net Income From Continuing Operations | $-155,157,000 | $-92,407,000 | $-199,064,000 | $110,512,000 |
| Net Short Term Debt Issuance | - | $0 | $-20,000,000 | $1,500,000 |
| Net Business Purchase And Sale | - | - | $0 | $0 |
| Sale Of Business | - | - | $0 | $0 |
| Change In Other Current Assets | - | - | - | $-38,999,000 |