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FCNCB

First Citizens BancShares, Inc.

Price Chart
Latest Quote

$1905.00

+50.00 (+2.70%)
Current Price
Previous Close $1855.00
Open $1860.00
Day High $1905.00
Day Low $1859.95
Volume 150
Fetched: 2026-06-19T08:15:07
Stock Information
Quarterly Dividend / Yield $8.40 / 0.44%
Shares Outstanding 1.01M
Quarterly Dividend Yield 0.44%
Quarterly Dividend $8.40
Total Debt $36.01B
Cash Equivalents $24.99B
Revenue $9.14B
Net Income $2.19B
Sector Financial Services
Industry Banks - Regional
Market Cap $22.07B
P/E Ratio 10.99
EPS (TTM) $173.36
Exchange PNK
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📊 Comprehensive Analysis
Company Data
Enterprise Value$34.86B
Sales$9.14B
Income$2.19B
Book/sh$1735.17
Cash/sh$24861.09
Employees18K
Financial Ratios
EPS Growth TTM10.60%
Returns & Margins
ROA0.97%
ROE10.18%
Operating Margin34.19%
Profit Margin24.69%
Ownership
Insider Ownership74.45%
Institutional Ownership0.75%
Insider & Institutional transactions data not available
Valuation Ratios
PEG1.26
P/S2.41
P/B1.10
Analyst Data
Recommendationnone
Technical Indicators
SMA20$1751.36
SMA50$1683.69
SMA200$1662.33
RSI78.83
ATR86.5521
Shares Float8.43M
Volatility0.62
Rel Volume1.08
Performance History
Week+0.00%
Month+19.59%
Quarter+22.28%
6 Months+8.52%
YTD+6.64%
Year+19.66%
3 Years+71.71%
5 Years+159.03%
10 Years+781.93%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-06-18 $1905.00 200
2026-06-17 $1855.00 100
2026-06-16 $1840.00 100
2026-06-15 $1856.00 100
2026-06-12 $1900.00 100
2026-06-11 $1905.00 100
2026-06-10 $1905.14 100
2026-06-09 $1880.00 100
2026-06-08 $1835.01 100
2026-06-05 $1880.00 1,200
2026-06-04 $1750.00 400
2026-06-03 $1640.00 300
2026-06-02 $1625.00 100
2026-06-01 $1605.00 100
2026-05-29 $1605.00 100
2026-05-28 $1602.90 100
2026-05-27 $1597.91 100
2026-05-26 $1607.89 100
2026-05-22 $1626.85 100
2026-05-21 $1605.60 100
2026-05-20 $1587.92 200
2026-05-19 $1592.91 100
About First Citizens BancShares, Inc.

First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. It operates through the General Bank, Commercial Bank, and Rail segments. The General Bank segment offers deposit products, including checking, savings, money market, and time deposit accounts; conforming and jumbo residential mortgage, and business and commercial loans; brokerage, investment advisory, private stock loans, other secured and unsecured lending products, and vineyard development loans; planning-based financial strategies, family office, financial planning, tax planning, and trust services; and payment and treasury services. This segment also includes a community association bank business that supports deposit, cash management, and lending to homeowner associations and property management companies. Its Commercial Bank segment provides a range of leasing, capital markets, asset management, and other financial and advisory services; factoring, receivable management, supply chain financing, and secured financing services; and commercial deposit products and services through online and mobile banking platforms, as well as physical locations. The Rail segment offers customized leasing and financing solutions on a fleet of railcars and locomotives to railroads and shippers. Its railcar types include covered hopper cars used to ship grain and agricultural products, plastic pellets, sand, and cement; tank cars for energy products and chemicals; gondolas for coal, steel coil and mill service products; open-top hopper cars for coal and aggregates; boxcars for paper and auto parts; and centerbeams and flat cars for lumber. First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina.

Period:
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Income Statement (Annual)
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Revenue
Total Revenue $9,730,000,000 $8,959,000,000 $4,629,000,000 $1,838,000,000
Operating Revenue $9,730,000,000 $8,959,000,000 $4,629,000,000 $1,838,000,000
Expenses
Interest Expense $5,210,000,000 $3,679,000,000 $467,000,000 $61,000,000
Rent Expense Supplemental $219,000,000 $222,000,000 $189,000,000 $0
Selling And Marketing Expense $76,000,000 $102,000,000 $53,000,000 $10,000,000
General And Administrative Expense $3,435,000,000 $3,016,000,000 $1,628,000,000 $773,000,000
Professional Expense And Contract Services Expense $121,000,000 $71,000,000 $45,000,000 $20,000,000
Other Non Interest Expense $690,000,000 $582,000,000 $343,000,000 $94,000,000
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $2,777,000,000 $11,466,000,000 $1,098,000,000 $547,000,000
Net Interest Income $7,143,000,000 $6,712,000,000 $2,946,000,000 $1,390,000,000
Interest Income $12,353,000,000 $10,391,000,000 $3,413,000,000 $1,451,000,000
Normalized Income $2,917,686,000 $2,585,258,000 $919,068,000 $569,620,000
Net Income From Continuing And Discontinued Operation $2,777,000,000 $11,466,000,000 $1,098,000,000 $547,000,000
Net Income Common Stockholders $2,716,000,000 $11,407,000,000 $1,048,000,000 $529,000,000
Net Income $2,777,000,000 $11,466,000,000 $1,098,000,000 $547,000,000
Net Income Including Noncontrolling Interests $2,777,000,000 $11,466,000,000 $1,098,000,000 $547,000,000
Net Income Continuous Operations $2,777,000,000 $11,466,000,000 $1,098,000,000 $547,000,000
Pretax Income $3,592,000,000 $12,077,000,000 $1,362,000,000 $701,000,000
Special Income Charges $-182,000,000 $9,358,000,000 $222,000,000 $-29,000,000
Depreciation Amortization Depletion Income Statement $457,000,000 $428,000,000 $368,000,000 $12,000,000
Depreciation And Amortization In Income Statement $457,000,000 $428,000,000 $368,000,000 $12,000,000
Amortization Of Intangibles Income Statement $63,000,000 $57,000,000 $23,000,000 $12,000,000
Depreciation Income Statement $394,000,000 $371,000,000 $345,000,000 $0
Per Share
Diluted EPS $189.41 $784.51 $67.40 $53.88
Basic EPS $189.42 $785.14 $67.47 $53.88
Other
Tax Effect Of Unusual Items $-41,314,000 $477,258,000 $43,068,000 $-6,380,000
Tax Rate For Calcs $0 $0 $0 $0
Total Unusual Items $-182,000,000 $9,358,000,000 $222,000,000 $-29,000,000
Total Unusual Items Excluding Goodwill $-182,000,000 $9,358,000,000 $222,000,000 $-29,000,000
Reconciled Depreciation $130,000,000 $-57,000,000 $533,000,000 $143,000,000
Diluted Average Shares $14,342,655 $14,539,613 $15,549,944 $9,816,405
Basic Average Shares $14,341,872 $14,527,902 $15,531,924 $9,816,405
Diluted NI Availto Com Stockholders $2,716,000,000 $11,407,000,000 $1,048,000,000 $529,000,000
Preferred Stock Dividends $61,000,000 $59,000,000 $50,000,000 $18,000,000
Tax Provision $815,000,000 $611,000,000 $264,000,000 $154,000,000
Other Special Charges $-30,000,000 $-20,000,000 $-15,000,000 -
Restructuring And Mergern Acquisition $210,000,000 $-9,338,000,000 $-200,000,000 $29,000,000
Gain On Sale Of Security $19,000,000 $-37,000,000 $-3,000,000 $67,000,000
Amortization $63,000,000 $57,000,000 $23,000,000 $12,000,000
Selling General And Administration $3,511,000,000 $3,118,000,000 $1,681,000,000 $783,000,000
Insurance And Claims $138,000,000 $158,000,000 $31,000,000 $14,000,000
Rent And Landing Fees $219,000,000 $222,000,000 $189,000,000 $0
Salaries And Wages $3,078,000,000 $2,636,000,000 $1,408,000,000 $759,000,000
Occupancy And Equipment $746,000,000 $666,000,000 $407,000,000 $236,000,000
Other Gand A - - - $12,714,000
Fetched: 2026-02-02
Balance Sheet (Annual)
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Assets
Net Tangible Assets $21,606,000,000 $20,572,000,000 $9,151,000,000 $4,350,000,000
Total Assets $223,720,000,000 $213,758,000,000 $109,298,000,000 $58,309,000,000
Goodwill And Other Intangible Assets $622,000,000 $683,000,000 $511,000,000 $388,000,000
Other Intangible Assets $276,000,000 $337,000,000 $165,000,000 $42,000,000
Receivables $3,490,000,000 $3,209,000,000 $2,873,000,000 $1,204,000,000
Other Receivables $2,588,000,000 $2,377,000,000 $2,544,000,000 $1,070,000,000
Accounts Receivable $902,000,000 $832,000,000 $329,000,000 $134,000,000
Cash And Cash Equivalents $22,178,000,000 $34,517,000,000 $5,543,000,000 $9,453,000,000
Cash Financial $814,000,000 $908,000,000 $518,000,000 $338,000,000
Cash Cash Equivalents And Federal Funds Sold $22,336,000,000 $34,990,000,000 $5,543,000,000 $9,453,000,000
Prepaid Assets - - - $37,660,000
Debt
Net Debt $14,491,000,000 $2,644,000,000 $659,000,000 $852,253,000
Total Debt $37,041,000,000 $37,565,000,000 $6,561,000,000 $1,259,000,000
Long Term Debt And Capital Lease Obligation $37,041,000,000 $37,565,000,000 $4,811,000,000 $1,259,000,000
Long Term Debt $36,669,000,000 $37,161,000,000 $4,452,000,000 $1,191,000,000
Current Debt And Capital Lease Obligation - $0 $1,750,000,000 $0
Current Debt - $0 $1,750,000,000 $0
Other Current Borrowings - $0 $1,750,000,000 $0
Liabilities
Total Liabilities Net Minority Interest $201,492,000,000 $192,503,000,000 $99,636,000,000 $53,571,000,000
Derivative Product Liabilities $625,000,000 $636,000,000 $486,000,000 $0
Non Current Deferred Liabilities $3,534,000,000 $3,579,000,000 $286,000,000 $33,000,000
Non Current Deferred Taxes Liabilities $3,534,000,000 $3,579,000,000 $286,000,000 $33,000,000
Payables And Accrued Expenses $134,000,000 $137,000,000 $332,000,000 $13,000,000
Payables $134,000,000 $137,000,000 $57,000,000 $8,000,000
Accounts Payable $134,000,000 $137,000,000 $57,000,000 $8,000,000
Equity
Common Stock Equity $21,347,000,000 $20,374,000,000 $8,781,000,000 $4,398,000,000
Preferred Stock Equity $881,000,000 $881,000,000 $881,000,000 $340,000,000
Total Equity Gross Minority Interest $22,228,000,000 $21,255,000,000 $9,662,000,000 $4,738,000,000
Stockholders Equity $22,228,000,000 $21,255,000,000 $9,662,000,000 $4,738,000,000
Gains Losses Not Affecting Retained Earnings $-445,000,000 $-491,000,000 $-735,000,000 $10,000,000
Other Equity Adjustments $-445,000,000 $-491,000,000 $-735,000,000 $10,000,000
Retained Earnings $19,361,000,000 $16,742,000,000 $5,392,000,000 $4,378,000,000
Other
Preferred Shares Number $8,345,000 $8,345,000 $8,345,000 $345,000
Ordinary Shares Number $13,717,621 $14,520,118 $14,506,202 $9,816,405
Share Issued $13,717,621 $14,520,118 $14,506,202 $9,816,405
Tangible Book Value $20,725,000,000 $19,691,000,000 $8,270,000,000 $4,010,000,000
Invested Capital $58,016,000,000 $57,535,000,000 $14,983,000,000 $5,589,000,000
Capital Lease Obligations $372,000,000 $404,000,000 $359,000,000 $68,000,000
Total Capitalization $58,897,000,000 $58,416,000,000 $14,114,000,000 $5,929,000,000
Additional Paid In Capital $2,417,000,000 $4,108,000,000 $4,109,000,000 $0
Capital Stock $895,000,000 $896,000,000 $896,000,000 $350,000,000
Common Stock $14,000,000 $15,000,000 $15,000,000 $10,000,000
Preferred Stock $881,000,000 $881,000,000 $881,000,000 $340,000,000
Employee Benefits $1,024,000,000 $924,000,000 $267,000,000 $84,000,000
Non Current Pension And Other Postretirement Benefit Plans $1,024,000,000 $924,000,000 - -
Long Term Capital Lease Obligation $372,000,000 $404,000,000 $359,000,000 $68,000,000
Long Term Provisions $278,000,000 $316,000,000 $106,000,000 $12,000,000
Defined Pension Benefit $658,000,000 $568,000,000 $343,000,000 $289,000,000
Investments And Advances $46,733,000,000 $32,154,000,000 $20,189,000,000 $13,280,000,000
Held To Maturity Securities $10,239,000,000 $9,979,000,000 $10,279,000,000 $3,809,000,000
Available For Sale Securities $2,744,000,000 $2,239,000,000 $915,000,000 $268,000,000
Goodwill $346,000,000 $346,000,000 $346,000,000 $346,000,000
Net PPE $11,645,000,000 $10,977,000,000 $9,957,000,000 $1,297,000,000
Accumulated Depreciation $-1,628,000,000 $-1,395,000,000 $-1,194,000,000 $-1,080,000,000
Gross PPE $13,273,000,000 $12,372,000,000 $11,151,000,000 $2,377,000,000
Other Properties $9,639,000,000 $9,100,000,000 $8,501,000,000 $64,000,000
Machinery Furniture Equipment $1,629,000,000 $1,260,000,000 $840,000,000 $671,000,000
Buildings And Improvements $1,598,000,000 $1,609,000,000 $1,458,000,000 $1,308,000,000
Land And Improvements $407,000,000 $403,000,000 $352,000,000 $334,000,000
Other Short Term Investments $33,750,000,000 $19,936,000,000 $8,995,000,000 $9,203,000,000
Treasury Shares Number - $0 - -
Current Accrued Expenses - $397,000,000 $275,000,000 $5,000,000
Fetched: 2026-02-02
Cash Flow Statement (Annual)
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Free Cash Flow
Free Cash Flow $1,453,000,000 $1,232,000,000 $1,865,000,000 $-391,000,000
Operating Activities
Operating Cash Flow $2,988,000,000 $2,660,000,000 $2,791,000,000 $-284,000,000
Cash Flow From Continuing Operating Activities $2,988,000,000 $2,660,000,000 $2,791,000,000 $-284,000,000
Operating Gains Losses $-48,000,000 $4,000,000 $-53,000,000 $-67,000,000
Investing Activities
Capital Expenditure $-1,535,000,000 $-1,428,000,000 $-926,000,000 $-107,000,000
Investing Cash Flow $-10,155,000,000 $2,429,000,000 $75,000,000 $-7,568,000,000
Cash Flow From Continuing Investing Activities $-10,155,000,000 $2,429,000,000 $75,000,000 $-7,568,000,000
Net Other Investing Changes $-8,011,000,000 $7,472,000,000 $-5,785,000,000 $422,000,000
Financing Activities
Repurchase Of Capital Stock $-1,648,000,000 $0 $-1,240,000,000 $0
Financing Cash Flow $7,073,000,000 $-4,699,000,000 $-2,686,000,000 $7,828,000,000
Cash Flow From Continuing Financing Activities $7,073,000,000 $-4,699,000,000 $-2,686,000,000 $7,828,000,000
Net Other Financing Charges $-14,000,000 $-7,000,000 $-24,000,000 -
Cash Dividends Paid $-158,000,000 $-117,000,000 $-83,000,000 $-42,000,000
Net Common Stock Issuance $-1,648,000,000 $0 $-1,240,000,000 $0
Issuance Of Capital Stock - - $0 $0
Net Preferred Stock Issuance - - $0 $0
Preferred Stock Issuance - - $0 $0
Other
Repayment Of Debt $-450,000,000 $-15,370,000,000 $-6,454,000,000 $-106,000,000
Issuance Of Debt $0 $10,491,000,000 $6,959,000,000 $0
End Cash Position $814,000,000 $908,000,000 $518,000,000 $338,000,000
Beginning Cash Position $908,000,000 $518,000,000 $338,000,000 $362,000,000
Changes In Cash $-94,000,000 $390,000,000 $180,000,000 $-24,000,000
Common Stock Payments $-1,648,000,000 $0 $-1,240,000,000 $0
Net Issuance Payments Of Debt $-450,000,000 $-4,879,000,000 $505,000,000 $-106,000,000
Net Short Term Debt Issuance $0 $-1,750,000,000 $1,750,000,000 $-52,000,000
Short Term Debt Payments $0 $-2,250,000,000 $-1,355,000,000 $-52,000,000
Short Term Debt Issuance $0 $500,000,000 $3,105,000,000 $0
Net Long Term Debt Issuance $-450,000,000 $-3,129,000,000 $-1,245,000,000 $-54,000,000
Long Term Debt Payments $-450,000,000 $-13,120,000,000 $-5,099,000,000 $-54,000,000
Long Term Debt Issuance $0 $9,991,000,000 $3,854,000,000 $0
Net Investment Purchase And Sale $-13,773,000,000 $-9,928,000,000 $-666,000,000 $-3,117,000,000
Sale Of Investment $9,515,000,000 $3,124,000,000 $2,074,000,000 $4,661,000,000
Purchase Of Investment $-23,288,000,000 $-13,052,000,000 $-2,740,000,000 $-7,778,000,000
Net Business Purchase And Sale $0 $810,000,000 $134,000,000 $0
Purchase Of Business $0 - - $0
Net PPE Purchase And Sale $-1,285,000,000 $-1,185,000,000 $-818,000,000 $-106,000,000
Sale Of PPE $250,000,000 $243,000,000 $108,000,000 $1,000,000
Purchase Of PPE $-1,535,000,000 $-1,428,000,000 $-926,000,000 $-107,000,000
Change In Working Capital $-529,000,000 $-173,000,000 $744,000,000 $-728,000,000
Change In Other Current Liabilities $-34,000,000 $-379,000,000 $260,000,000 $5,000,000
Change In Other Current Assets $-495,000,000 $206,000,000 $484,000,000 $-733,000,000
Other Non Cash Items $212,000,000 $-9,876,000,000 $-404,000,000 $-100,000,000
Stock Based Compensation $0 $5,000,000 $19,000,000 $0
Unrealized Gain Loss On Investment Securities $-13,000,000 $11,000,000 $3,000,000 $-34,000,000
Asset Impairment Charge $22,000,000 $70,000,000 $0 $0
Deferred Tax $6,000,000 $-165,000,000 $206,000,000 $-8,000,000
Deferred Income Tax $6,000,000 $-165,000,000 $206,000,000 $-8,000,000
Depreciation Amortization Depletion $130,000,000 $-57,000,000 $533,000,000 $143,000,000
Depreciation And Amortization $130,000,000 $-57,000,000 $533,000,000 $143,000,000
Gain Loss On Investment Securities $-6,000,000 $26,000,000 $0 $-33,000,000
Gain Loss On Sale Of PPE $-37,000,000 $-24,000,000 $-24,000,000 $-1,000,000
Net Income From Continuing Operations $2,777,000,000 $11,466,000,000 $1,098,000,000 $547,000,000
Interest Paid Supplemental Data - $3,686,000,000 $525,000,000 $62,000,000
Income Tax Paid Supplemental Data - $514,000,000 - $870,000,000
Sale Of Business - $810,000,000 $134,000,000 $0
Depreciation - $-57,000,000 $533,000,000 $143,000,000
Change In Payables And Accrued Expense - - - $-1,493,000
Change In Payable - - - $-1,493,000
Change In Account Payable - - - $-1,493,000
Change In Prepaid Assets - - - $-731,741,000
Change In Receivables - - - $11,457,000
Amortization Cash Flow - - - $25,582,000
Amortization Of Intangibles - - - $25,582,000
Fetched: 2026-02-02