FCCO
First Community Corporation
Price Chart
Latest Quote
$32.71
-0.71 (-2.12%)
Current Price
| Previous Close | $33.42 |
| Open | $33.28 |
| Day High | $33.44 |
| Day Low | $32.22 |
| Volume | 43,990 |
Stock Information
| Quarterly Dividend / Yield | $0.64 / 1.96% |
| Shares Outstanding | 9.40M |
| Quarterly Dividend Yield | 1.96% |
| Quarterly Dividend | $0.64 |
| Total Debt | $117.36M |
| Cash Equivalents | $217.94M |
| Revenue | $83.04M |
| Net Income | $20.71M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $307.41M |
| P/E Ratio | 12.83 |
| EPS (TTM) | $2.55 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $206.83M |
| Sales | $83.04M |
| Income | $20.71M |
| Book/sh | $23.50 |
| Cash/sh | $23.19 |
| Employees | 282 |
Financial Ratios
| EPS Growth TTM | 37.60% |
Returns & Margins
| ROA | 0.94% |
| ROE | 11.17% |
| Operating Margin | 34.33% |
| Profit Margin | 24.94% |
Ownership
| Insider Ownership | 7.80% |
| Institutional Ownership | 58.59% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 10.35 |
| PEG | 1.83 |
| P/S | 3.70 |
| P/B | 1.39 |
Analyst Data
| Recommendation | none |
| Target Price | $34.67 |
Technical Indicators
| SMA20 | $32.58 |
| SMA50 | $31.34 |
| SMA200 | $29.40 |
| RSI | 45.55 |
| ATR | 0.8764 |
| Shares Float | 8.03M |
| Short Float | 2.02% |
| Short Ratio | 1.24 |
| Volatility | 0.34 |
| Rel Volume | 0.49 |
Performance History
| Week | +1.02% |
| Month | +3.38% |
| Quarter | +8.15% |
| 6 Months | +12.07% |
| YTD | +14.12% |
| Year | +34.49% |
| 3 Years | +107.79% |
| 5 Years | +82.34% |
| 10 Years | +189.61% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-07-17 | $32.71 | 45,000 |
| 2026-07-16 | $33.42 | 37,000 |
| 2026-07-15 | $32.61 | 43,400 |
| 2026-07-14 | $32.37 | 39,900 |
| 2026-07-13 | $32.58 | 51,400 |
| 2026-07-10 | $32.38 | 35,800 |
| 2026-07-09 | $32.42 | 34,200 |
| 2026-07-08 | $32.12 | 37,100 |
| 2026-07-07 | $32.74 | 45,200 |
| 2026-07-06 | $32.88 | 47,600 |
| 2026-07-02 | $32.93 | 54,200 |
| 2026-07-01 | $33.28 | 46,000 |
| 2026-06-30 | $32.68 | 50,200 |
| 2026-06-29 | $32.69 | 76,200 |
| 2026-06-26 | $33.13 | 601,000 |
| 2026-06-25 | $32.24 | 59,700 |
| 2026-06-24 | $32.74 | 160,900 |
| 2026-06-23 | $32.20 | 191,200 |
| 2026-06-22 | $31.87 | 56,700 |
| 2026-06-18 | $31.56 | 129,200 |
About First Community Corporation
First Community Corporation operates as the bank holding company for First Community Bank that provides various commercial and retail banking products and services to small-to-medium sized businesses, professionals, and individuals. It operates through Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit segments. The company's deposit products include checking, NOW, savings, and individual retirement accounts; and demand deposits, as well as other time deposits, such as daily money market accounts and longer-term certificates of deposit. Its loan portfolio comprises commercial loans that include secured and unsecured loans for working capital, business expansion, and the purchase of equipment and machinery; consumer loans comprising secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; real estate construction and acquisition loans; and fixed and variable rate mortgage loans. The company also provides online banking, cash management, and internet banking services; and safe deposit boxes, direct deposits of payroll and social security checks, and automatic drafts for various accounts. In addition, it offers non-deposit investment products and other investment brokerage services; credit cards; and investment advisory and insurance services. The company was incorporated in 1994 and is headquartered in Lexington, South Carolina.
đ° Latest News
Popular (BPOP) Reports Next Week: Wall Street Expects Earnings Growth
Zacks âĸ 2026-07-16T14:00:15Z
First Community (FCCO) Earnings Expected to Grow: Should You Buy?
Zacks âĸ 2026-07-15T14:00:14Z
3 Stocks That Might Be Priced Below Their Estimated Value In June 2026
Simply Wall St. âĸ 2026-06-11T17:38:15Z
Why First Community (FCCO) is a Great Dividend Stock Right Now
Zacks âĸ 2026-04-22T15:45:04Z
First Community (FCCO) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
Zacks âĸ 2026-04-22T14:30:02Z
First Community (FCCO) Q1 Earnings Surpass Estimates
Zacks âĸ 2026-04-22T14:15:01Z
First Community (FCCO) Could Be a Great Choice
Zacks âĸ 2026-04-06T15:45:03Z
Are You Looking for a High-Growth Dividend Stock?
Zacks âĸ 2026-03-04T16:45:03Z
Why First Community (FCCO) is a Top Dividend Stock for Your Portfolio
Zacks âĸ 2026-01-29T16:45:02Z
First Community (FCCO) Reports Q4 Earnings: What Key Metrics Have to Say
Zacks âĸ 2026-01-28T16:00:02Z
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $73,351,000 | $61,144,000 | $54,524,000 | $55,191,000 |
| Operating Revenue | $73,351,000 | $61,144,000 | $54,524,000 | $55,191,000 |
| Expenses | ||||
| Interest Expense | $35,032,000 | $37,382,000 | $23,805,000 | $3,174,000 |
| Selling And Marketing Expense | $1,821,000 | $1,511,000 | $1,496,000 | $1,259,000 |
| General And Administrative Expense | $34,150,000 | $31,449,000 | $27,750,000 | $26,671,000 |
| Professional Expense And Contract Services Expense | $1,533,000 | $1,205,000 | $1,042,000 | $1,177,000 |
| Other Non Interest Expense | $4,292,000 | $3,802,000 | $3,307,000 | $3,329,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $19,205,000 | $13,955,000 | $11,843,000 | $14,613,000 |
| Net Interest Income | $62,022,000 | $52,040,000 | $48,892,000 | $47,943,000 |
| Interest Income | $97,054,000 | $89,422,000 | $72,697,000 | $51,117,000 |
| Normalized Income | $19,936,558 | $13,876,330 | $11,628,800 | $14,701,134 |
| Net Income From Continuing And Discontinued Operation | $19,205,000 | $13,955,000 | $11,843,000 | $14,613,000 |
| Net Income Common Stockholders | $19,205,000 | $13,955,000 | $11,843,000 | $14,613,000 |
| Net Income | $19,205,000 | $13,955,000 | $11,843,000 | $14,613,000 |
| Net Income Including Noncontrolling Interests | $19,205,000 | $13,955,000 | $11,843,000 | $14,613,000 |
| Net Income Continuous Operations | $19,205,000 | $13,955,000 | $11,843,000 | $14,613,000 |
| Pretax Income | $24,859,000 | $17,770,000 | $15,040,000 | $18,411,000 |
| Special Income Charges | $-1,074,000 | $105,000 | $121,000 | $7,000 |
| Depreciation Amortization Depletion Income Statement | $158,000 | $158,000 | $158,000 | $158,000 |
| Depreciation And Amortization In Income Statement | $158,000 | $158,000 | $158,000 | $158,000 |
| Amortization Of Intangibles Income Statement | $158,000 | $158,000 | $158,000 | $158,000 |
| Per Share | ||||
| Diluted EPS | $2.47 | $1.81 | $1.55 | $1.92 |
| Basic EPS | $2.51 | $1.83 | $1.56 | $1.94 |
| Other | ||||
| Tax Effect Of Unusual Items | $-215,442 | $21,330 | $57,800 | $-22,866 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-947,000 | $100,000 | $272,000 | $-111,000 |
| Total Unusual Items Excluding Goodwill | $-947,000 | $100,000 | $272,000 | $-111,000 |
| Reconciled Depreciation | $1,871,000 | $1,864,000 | $1,918,000 | $1,821,000 |
| Diluted Average Shares | $7,760,869 | $7,702,343 | $7,646,874 | $7,609,487 |
| Basic Average Shares | $7,662,923 | $7,616,502 | $7,567,819 | $7,527,496 |
| Diluted NI Availto Com Stockholders | $19,205,000 | $13,955,000 | $11,843,000 | $14,613,000 |
| Tax Provision | $5,654,000 | $3,815,000 | $3,197,000 | $3,798,000 |
| Other Special Charges | $-190,000 | $-105,000 | $-121,000 | $-7,000 |
| Restructuring And Mergern Acquisition | $1,264,000 | - | - | - |
| Gain On Sale Of Security | $0 | $0 | $-1,249,000 | $0 |
| Amortization | $158,000 | $158,000 | $158,000 | $158,000 |
| Selling General And Administration | $35,971,000 | $32,960,000 | $29,246,000 | $27,930,000 |
| Insurance And Claims | $1,552,000 | $1,583,000 | $1,285,000 | $826,000 |
| Salaries And Wages | $32,598,000 | $29,866,000 | $26,465,000 | $25,845,000 |
| Occupancy And Equipment | $4,694,000 | $4,545,000 | $4,723,000 | $4,345,000 |
| Other Gand A | - | - | - | $134,000 |
| Impairment Of Capital Assets | - | - | - | - |
Fetched: 2026-07-15
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $152,631,000 | $129,411,000 | $115,818,000 | $102,963,000 |
| Total Assets | $2,057,732,000 | $1,958,021,000 | $1,827,688,000 | $1,672,946,000 |
| Goodwill And Other Intangible Assets | $14,926,000 | $15,083,000 | $15,241,000 | $15,398,000 |
| Other Intangible Assets | $289,000 | $446,000 | $604,000 | $761,000 |
| Cash And Cash Equivalents | $161,060,000 | $149,828,000 | $94,695,000 | $37,401,000 |
| Cash Financial | $23,876,000 | $26,373,000 | $27,908,000 | $24,464,000 |
| Cash Cash Equivalents And Federal Funds Sold | $161,060,000 | $149,828,000 | $94,695,000 | $37,401,000 |
| Debt | ||||
| Total Debt | $17,337,000 | $17,610,000 | $108,390,000 | $67,796,000 |
| Long Term Debt And Capital Lease Obligation | $17,337,000 | $17,610,000 | $18,390,000 | $17,796,000 |
| Long Term Debt | $14,964,000 | $14,964,000 | $14,964,000 | $14,964,000 |
| Current Debt And Capital Lease Obligation | - | $0 | $90,000,000 | $50,000,000 |
| Current Debt | - | $0 | $90,000,000 | $50,000,000 |
| Other Current Borrowings | - | $0 | $90,000,000 | $50,000,000 |
| Net Debt | - | - | $10,269,000 | $27,563,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $1,890,175,000 | $1,813,527,000 | $1,696,629,000 | $1,554,585,000 |
| Equity | ||||
| Common Stock Equity | $167,557,000 | $144,494,000 | $131,059,000 | $118,361,000 |
| Total Equity Gross Minority Interest | $167,557,000 | $144,494,000 | $131,059,000 | $118,361,000 |
| Stockholders Equity | $167,557,000 | $144,494,000 | $131,059,000 | $118,361,000 |
| Other Equity Interest | $3,065,000 | $2,639,000 | $2,181,000 | $1,461,000 |
| Gains Losses Not Affecting Retained Earnings | $-18,401,000 | $-25,459,000 | $-28,191,000 | $-32,386,000 |
| Other Equity Adjustments | $-18,401,000 | $-25,459,000 | $-28,191,000 | $-32,386,000 |
| Retained Earnings | $80,291,000 | $65,836,000 | $56,296,000 | $49,025,000 |
| Other | ||||
| Ordinary Shares Number | $7,693,215 | $7,644,424 | $7,606,172 | $7,577,912 |
| Share Issued | $7,693,215 | $7,644,424 | $7,606,172 | $7,577,912 |
| Tangible Book Value | $152,631,000 | $129,411,000 | $115,818,000 | $102,963,000 |
| Invested Capital | $182,521,000 | $159,458,000 | $236,023,000 | $183,325,000 |
| Capital Lease Obligations | $2,373,000 | $2,646,000 | $3,426,000 | $2,832,000 |
| Total Capitalization | $182,521,000 | $159,458,000 | $146,023,000 | $133,325,000 |
| Additional Paid In Capital | $94,909,000 | $93,834,000 | $93,167,000 | $92,683,000 |
| Capital Stock | $7,693,000 | $7,644,000 | $7,606,000 | $7,578,000 |
| Common Stock | $7,693,000 | $7,644,000 | $7,606,000 | $7,578,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Long Term Capital Lease Obligation | $2,373,000 | $2,646,000 | $3,426,000 | $2,832,000 |
| Investments And Advances | $492,154,000 | $491,674,000 | $506,196,000 | $564,754,000 |
| Held To Maturity Securities | $189,500,000 | $209,413,000 | $217,170,000 | $228,701,000 |
| Available For Sale Securities | $284,718,000 | $2,679,000 | $6,800,000 | $4,191,000 |
| Goodwill | $14,637,000 | $14,637,000 | $14,637,000 | $14,637,000 |
| Net PPE | $31,534,000 | $32,452,000 | $33,837,000 | $33,979,000 |
| Accumulated Depreciation | $-18,722,000 | $-17,396,000 | $-16,140,000 | $-15,201,000 |
| Gross PPE | $50,256,000 | $49,848,000 | $49,977,000 | $49,180,000 |
| Construction In Progress | $84,000 | $118,000 | $14,000 | $90,000 |
| Other Properties | $11,279,000 | $11,158,000 | $11,451,000 | $10,602,000 |
| Buildings And Improvements | $29,119,000 | $28,768,000 | $28,708,000 | $28,684,000 |
| Land And Improvements | $9,774,000 | $9,804,000 | $9,804,000 | $9,804,000 |
| Other Short Term Investments | $17,936,000 | $279,582,000 | $282,226,000 | $331,862,000 |
| Treasury Shares Number | - | - | $0 | - |
Fetched: 2026-07-15
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $17,579,000 | $10,527,000 | $11,949,000 | $20,902,000 |
| Operating Activities | ||||
| Operating Cash Flow | $18,689,000 | $11,624,000 | $13,020,000 | $22,125,000 |
| Cash Flow From Continuing Operating Activities | $18,689,000 | $11,624,000 | $13,020,000 | $22,125,000 |
| Operating Gains Losses | $-3,255,000 | $-2,345,000 | $-156,000 | $-1,808,000 |
| Investing Activities | ||||
| Capital Expenditure | $-1,110,000 | $-1,097,000 | $-1,071,000 | $-1,223,000 |
| Investing Cash Flow | $-80,815,000 | $-67,633,000 | $-89,668,000 | $-162,779,000 |
| Cash Flow From Continuing Investing Activities | $-80,815,000 | $-67,633,000 | $-89,668,000 | $-162,779,000 |
| Net Other Investing Changes | $377,000 | - | $419,000 | $117,000 |
| Financing Activities | ||||
| Issuance Of Capital Stock | $386,000 | $410,000 | $438,000 | $416,000 |
| Financing Cash Flow | $73,358,000 | $111,142,000 | $133,942,000 | $109,033,000 |
| Cash Flow From Continuing Financing Activities | $73,358,000 | $111,142,000 | $133,942,000 | $109,033,000 |
| Cash Dividends Paid | $-4,750,000 | $-4,415,000 | $-4,235,000 | $-3,913,000 |
| Common Stock Dividend Paid | $-4,750,000 | $-4,415,000 | $-4,235,000 | $-3,913,000 |
| Net Common Stock Issuance | $386,000 | $410,000 | $438,000 | $374,000 |
| Common Stock Issuance | $386,000 | $410,000 | $438,000 | $416,000 |
| Repurchase Of Capital Stock | - | $-223,000 | $-149,000 | $-42,000 |
| Other | ||||
| Repayment Of Debt | $0 | $-90,000,000 | $-249,000,000 | $-68,000,000 |
| Issuance Of Debt | $0 | $0 | $289,000,000 | $118,000,000 |
| Interest Paid Supplemental Data | $33,783,000 | $33,235,000 | $20,750,000 | $3,058,000 |
| Income Tax Paid Supplemental Data | $5,504,000 | $3,761,000 | $3,574,000 | $3,893,000 |
| End Cash Position | $161,060,000 | $149,828,000 | $94,695,000 | $37,401,000 |
| Beginning Cash Position | $149,828,000 | $94,695,000 | $37,401,000 | $69,022,000 |
| Changes In Cash | $11,232,000 | $55,133,000 | $57,294,000 | $-31,621,000 |
| Net Issuance Payments Of Debt | $0 | $-90,000,000 | $40,000,000 | $50,000,000 |
| Net Long Term Debt Issuance | $0 | $-90,000,000 | $40,000,000 | $50,000,000 |
| Long Term Debt Payments | $0 | $-90,000,000 | $-249,000,000 | $-68,000,000 |
| Long Term Debt Issuance | $0 | $0 | $289,000,000 | $118,000,000 |
| Net Investment Purchase And Sale | $10,416,000 | $20,052,000 | $64,013,000 | $-45,916,000 |
| Sale Of Investment | $53,258,000 | $37,785,000 | $72,627,000 | $73,703,000 |
| Purchase Of Investment | $-42,842,000 | $-17,733,000 | $-8,614,000 | $-119,619,000 |
| Net PPE Purchase And Sale | $-1,080,000 | $-1,097,000 | $-1,071,000 | $-183,000 |
| Sale Of PPE | $30,000 | $0 | $0 | $1,040,000 |
| Purchase Of PPE | $-1,110,000 | $-1,097,000 | $-1,071,000 | $-1,223,000 |
| Change In Working Capital | $358,000 | $3,170,000 | $2,030,000 | $-1,239,000 |
| Change In Other Current Liabilities | $-1,125,000 | $1,868,000 | $3,658,000 | $457,000 |
| Change In Other Current Assets | $1,483,000 | $1,302,000 | $-1,628,000 | $-1,696,000 |
| Other Non Cash Items | $2,053,000 | $-2,879,000 | $-1,481,000 | $7,218,000 |
| Stock Based Compensation | $1,164,000 | $753,000 | $794,000 | - |
| Unrealized Gain Loss On Investment Securities | $-2,000 | $-20,000 | $-19,000 | $-2,000 |
| Asset Impairment Charge | $125,000 | $79,000 | $44,000 | $69,000 |
| Depreciation Amortization Depletion | $1,871,000 | $1,864,000 | $1,918,000 | $1,821,000 |
| Depreciation And Amortization | $1,871,000 | $1,864,000 | $1,918,000 | $1,821,000 |
| Amortization Cash Flow | $158,000 | $158,000 | $158,000 | $158,000 |
| Amortization Of Intangibles | $158,000 | $158,000 | $158,000 | $158,000 |
| Depreciation | $1,713,000 | $1,706,000 | $1,760,000 | $1,663,000 |
| Gain Loss On Investment Securities | $0 | $0 | $1,249,000 | $0 |
| Net Income From Continuing Operations | $19,205,000 | $13,955,000 | $11,843,000 | $14,613,000 |
| Proceeds From Stock Option Exercised | - | $976,000 | $943,000 | $1,954,000 |
| Common Stock Payments | - | $-223,000 | $-149,000 | $-42,000 |
Fetched: 2026-07-15