FCCO
First Community Corporation
Price Chart
No historical data available
Latest Quote
$33.34
-0.29 (-0.85%)
Current Price
| Previous Close | $33.63 |
| Open | $33.69 |
| Day High | $33.95 |
| Day Low | $33.26 |
| Volume | 3,761 |
Stock Information
| Quarterly Dividend / Yield | $0.68 / 2.02% |
| Shares Outstanding | 9.40M |
| Quarterly Dividend Yield | 2.02% |
| Quarterly Dividend | $0.68 |
| Total Debt | $113.95M |
| Cash Equivalents | $162.18M |
| Revenue | $88.28M |
| Net Income | $23.11M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $313.43M |
| P/E Ratio | 12.44 |
| EPS (TTM) | $2.68 |
| Exchange | NCM |
Recent Price History
No history data available. Data will be fetched automatically.
About First Community Corporation
First Community Corporation operates as the bank holding company for First Community Bank that provides various commercial and retail banking products and services to small-to-medium sized businesses, professionals, and individuals. It operates through Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit segments. The company's deposit products include checking, NOW, savings, and individual retirement accounts; and demand deposits, as well as other time deposits, such as daily money market accounts and longer-term certificates of deposit. Its loan portfolio comprises commercial loans that include secured and unsecured loans for working capital, business expansion, and the purchase of equipment and machinery; consumer loans comprising secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; real estate construction and acquisition loans; and fixed and variable rate mortgage loans. The company also provides online banking, cash management, and internet banking services; and safe deposit boxes, direct deposits of payroll and social security checks, and automatic drafts for various accounts. In addition, it offers non-deposit investment products and other investment brokerage services; credit cards; and investment advisory and insurance services. The company was incorporated in 1994 and is headquartered in Lexington, South Carolina.
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $73,351,000 | $61,144,000 | $54,524,000 | $55,191,000 |
| Operating Revenue | $73,351,000 | $61,144,000 | $54,524,000 | $55,191,000 |
| Expenses | ||||
| Interest Expense | $35,032,000 | $37,382,000 | $23,805,000 | $3,174,000 |
| Selling And Marketing Expense | $1,821,000 | $1,511,000 | $1,496,000 | $1,259,000 |
| General And Administrative Expense | $34,150,000 | $31,449,000 | $27,750,000 | $26,671,000 |
| Professional Expense And Contract Services Expense | $1,533,000 | $1,205,000 | $1,042,000 | $1,177,000 |
| Other Non Interest Expense | $4,292,000 | $3,802,000 | $3,307,000 | $3,329,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $19,205,000 | $13,955,000 | $11,843,000 | $14,613,000 |
| Net Interest Income | $62,022,000 | $52,040,000 | $48,892,000 | $47,943,000 |
| Interest Income | $97,054,000 | $89,422,000 | $72,697,000 | $51,117,000 |
| Normalized Income | $19,936,558 | $13,876,330 | $11,628,800 | $14,701,134 |
| Net Income From Continuing And Discontinued Operation | $19,205,000 | $13,955,000 | $11,843,000 | $14,613,000 |
| Net Income Common Stockholders | $19,205,000 | $13,955,000 | $11,843,000 | $14,613,000 |
| Net Income | $19,205,000 | $13,955,000 | $11,843,000 | $14,613,000 |
| Net Income Including Noncontrolling Interests | $19,205,000 | $13,955,000 | $11,843,000 | $14,613,000 |
| Net Income Continuous Operations | $19,205,000 | $13,955,000 | $11,843,000 | $14,613,000 |
| Pretax Income | $24,859,000 | $17,770,000 | $15,040,000 | $18,411,000 |
| Special Income Charges | $-1,074,000 | $105,000 | $121,000 | $7,000 |
| Depreciation Amortization Depletion Income Statement | $158,000 | $158,000 | $158,000 | $158,000 |
| Depreciation And Amortization In Income Statement | $158,000 | $158,000 | $158,000 | $158,000 |
| Amortization Of Intangibles Income Statement | $158,000 | $158,000 | $158,000 | $158,000 |
| Per Share | ||||
| Diluted EPS | $2.47 | $1.81 | $1.55 | $1.92 |
| Basic EPS | $2.51 | $1.83 | $1.56 | $1.94 |
| Other | ||||
| Tax Effect Of Unusual Items | $-215,442 | $21,330 | $57,800 | $-22,866 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-947,000 | $100,000 | $272,000 | $-111,000 |
| Total Unusual Items Excluding Goodwill | $-947,000 | $100,000 | $272,000 | $-111,000 |
| Reconciled Depreciation | $1,871,000 | $1,864,000 | $1,918,000 | $1,821,000 |
| Diluted Average Shares | $7,760,869 | $7,702,343 | $7,646,874 | $7,609,487 |
| Basic Average Shares | $7,662,923 | $7,616,502 | $7,567,819 | $7,527,496 |
| Diluted NI Availto Com Stockholders | $19,205,000 | $13,955,000 | $11,843,000 | $14,613,000 |
| Tax Provision | $5,654,000 | $3,815,000 | $3,197,000 | $3,798,000 |
| Other Special Charges | $-190,000 | $-105,000 | $-121,000 | $-7,000 |
| Restructuring And Mergern Acquisition | $1,264,000 | - | - | - |
| Gain On Sale Of Security | $0 | $0 | $-1,249,000 | $0 |
| Amortization | $158,000 | $158,000 | $158,000 | $158,000 |
| Selling General And Administration | $35,971,000 | $32,960,000 | $29,246,000 | $27,930,000 |
| Insurance And Claims | $1,552,000 | $1,583,000 | $1,285,000 | $826,000 |
| Salaries And Wages | $32,598,000 | $29,866,000 | $26,465,000 | $25,845,000 |
| Occupancy And Equipment | $4,694,000 | $4,545,000 | $4,723,000 | $4,345,000 |
| Other Gand A | - | - | - | $134,000 |
| Impairment Of Capital Assets | - | - | - | - |
Fetched: 2026-08-31
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $152,631,000 | $129,411,000 | $115,818,000 | $102,963,000 |
| Total Assets | $2,057,732,000 | $1,958,021,000 | $1,827,688,000 | $1,672,946,000 |
| Goodwill And Other Intangible Assets | $14,926,000 | $15,083,000 | $15,241,000 | $15,398,000 |
| Other Intangible Assets | $289,000 | $446,000 | $604,000 | $761,000 |
| Cash And Cash Equivalents | $161,060,000 | $149,828,000 | $94,695,000 | $37,401,000 |
| Cash Financial | $23,876,000 | $26,373,000 | $27,908,000 | $24,464,000 |
| Cash Cash Equivalents And Federal Funds Sold | $161,060,000 | $149,828,000 | $94,695,000 | $37,401,000 |
| Debt | ||||
| Total Debt | $17,337,000 | $17,610,000 | $108,390,000 | $67,796,000 |
| Long Term Debt And Capital Lease Obligation | $17,337,000 | $17,610,000 | $18,390,000 | $17,796,000 |
| Long Term Debt | $14,964,000 | $14,964,000 | $14,964,000 | $14,964,000 |
| Current Debt And Capital Lease Obligation | - | $0 | $90,000,000 | $50,000,000 |
| Current Debt | - | $0 | $90,000,000 | $50,000,000 |
| Other Current Borrowings | - | $0 | $90,000,000 | $50,000,000 |
| Net Debt | - | - | $10,269,000 | $27,563,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $1,890,175,000 | $1,813,527,000 | $1,696,629,000 | $1,554,585,000 |
| Equity | ||||
| Common Stock Equity | $167,557,000 | $144,494,000 | $131,059,000 | $118,361,000 |
| Total Equity Gross Minority Interest | $167,557,000 | $144,494,000 | $131,059,000 | $118,361,000 |
| Stockholders Equity | $167,557,000 | $144,494,000 | $131,059,000 | $118,361,000 |
| Other Equity Interest | $3,065,000 | $2,639,000 | $2,181,000 | $1,461,000 |
| Gains Losses Not Affecting Retained Earnings | $-18,401,000 | $-25,459,000 | $-28,191,000 | $-32,386,000 |
| Other Equity Adjustments | $-18,401,000 | $-25,459,000 | $-28,191,000 | $-32,386,000 |
| Retained Earnings | $80,291,000 | $65,836,000 | $56,296,000 | $49,025,000 |
| Other | ||||
| Ordinary Shares Number | $7,693,215 | $7,644,424 | $7,606,172 | $7,577,912 |
| Share Issued | $7,693,215 | $7,644,424 | $7,606,172 | $7,577,912 |
| Tangible Book Value | $152,631,000 | $129,411,000 | $115,818,000 | $102,963,000 |
| Invested Capital | $182,521,000 | $159,458,000 | $236,023,000 | $183,325,000 |
| Capital Lease Obligations | $2,373,000 | $2,646,000 | $3,426,000 | $2,832,000 |
| Total Capitalization | $182,521,000 | $159,458,000 | $146,023,000 | $133,325,000 |
| Additional Paid In Capital | $94,909,000 | $93,834,000 | $93,167,000 | $92,683,000 |
| Capital Stock | $7,693,000 | $7,644,000 | $7,606,000 | $7,578,000 |
| Common Stock | $7,693,000 | $7,644,000 | $7,606,000 | $7,578,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Long Term Capital Lease Obligation | $2,373,000 | $2,646,000 | $3,426,000 | $2,832,000 |
| Investments And Advances | $492,154,000 | $491,674,000 | $506,196,000 | $564,754,000 |
| Held To Maturity Securities | $189,500,000 | $209,413,000 | $217,170,000 | $228,701,000 |
| Available For Sale Securities | $284,718,000 | $2,679,000 | $6,800,000 | $4,191,000 |
| Goodwill | $14,637,000 | $14,637,000 | $14,637,000 | $14,637,000 |
| Net PPE | $31,534,000 | $32,452,000 | $33,837,000 | $33,979,000 |
| Accumulated Depreciation | $-18,722,000 | $-17,396,000 | $-16,140,000 | $-15,201,000 |
| Gross PPE | $50,256,000 | $49,848,000 | $49,977,000 | $49,180,000 |
| Construction In Progress | $84,000 | $118,000 | $14,000 | $90,000 |
| Other Properties | $11,279,000 | $11,158,000 | $11,451,000 | $10,602,000 |
| Buildings And Improvements | $29,119,000 | $28,768,000 | $28,708,000 | $28,684,000 |
| Land And Improvements | $9,774,000 | $9,804,000 | $9,804,000 | $9,804,000 |
| Other Short Term Investments | $17,936,000 | $279,582,000 | $282,226,000 | $331,862,000 |
| Treasury Shares Number | - | - | $0 | - |
Fetched: 2026-08-31
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $17,579,000 | $10,527,000 | $11,949,000 | $20,902,000 |
| Operating Activities | ||||
| Operating Cash Flow | $18,689,000 | $11,624,000 | $13,020,000 | $22,125,000 |
| Cash Flow From Continuing Operating Activities | $18,689,000 | $11,624,000 | $13,020,000 | $22,125,000 |
| Operating Gains Losses | $-3,255,000 | $-2,345,000 | $-156,000 | $-1,808,000 |
| Investing Activities | ||||
| Capital Expenditure | $-1,110,000 | $-1,097,000 | $-1,071,000 | $-1,223,000 |
| Investing Cash Flow | $-80,815,000 | $-67,633,000 | $-89,668,000 | $-162,779,000 |
| Cash Flow From Continuing Investing Activities | $-80,815,000 | $-67,633,000 | $-89,668,000 | $-162,779,000 |
| Net Other Investing Changes | $377,000 | - | $419,000 | $117,000 |
| Financing Activities | ||||
| Issuance Of Capital Stock | $386,000 | $410,000 | $438,000 | $416,000 |
| Financing Cash Flow | $73,358,000 | $111,142,000 | $133,942,000 | $109,033,000 |
| Cash Flow From Continuing Financing Activities | $73,358,000 | $111,142,000 | $133,942,000 | $109,033,000 |
| Cash Dividends Paid | $-4,750,000 | $-4,415,000 | $-4,235,000 | $-3,913,000 |
| Common Stock Dividend Paid | $-4,750,000 | $-4,415,000 | $-4,235,000 | $-3,913,000 |
| Net Common Stock Issuance | $386,000 | $410,000 | $438,000 | $374,000 |
| Common Stock Issuance | $386,000 | $410,000 | $438,000 | $416,000 |
| Repurchase Of Capital Stock | - | $-223,000 | $-149,000 | $-42,000 |
| Other | ||||
| Repayment Of Debt | $0 | $-90,000,000 | $-249,000,000 | $-68,000,000 |
| Issuance Of Debt | $0 | $0 | $289,000,000 | $118,000,000 |
| Interest Paid Supplemental Data | $33,783,000 | $33,235,000 | $20,750,000 | $3,058,000 |
| Income Tax Paid Supplemental Data | $5,504,000 | $3,761,000 | $3,574,000 | $3,893,000 |
| End Cash Position | $161,060,000 | $149,828,000 | $94,695,000 | $37,401,000 |
| Beginning Cash Position | $149,828,000 | $94,695,000 | $37,401,000 | $69,022,000 |
| Changes In Cash | $11,232,000 | $55,133,000 | $57,294,000 | $-31,621,000 |
| Net Issuance Payments Of Debt | $0 | $-90,000,000 | $40,000,000 | $50,000,000 |
| Net Long Term Debt Issuance | $0 | $-90,000,000 | $40,000,000 | $50,000,000 |
| Long Term Debt Payments | $0 | $-90,000,000 | $-249,000,000 | $-68,000,000 |
| Long Term Debt Issuance | $0 | $0 | $289,000,000 | $118,000,000 |
| Net Investment Purchase And Sale | $10,416,000 | $20,052,000 | $64,013,000 | $-45,916,000 |
| Sale Of Investment | $53,258,000 | $37,785,000 | $72,627,000 | $73,703,000 |
| Purchase Of Investment | $-42,842,000 | $-17,733,000 | $-8,614,000 | $-119,619,000 |
| Net PPE Purchase And Sale | $-1,080,000 | $-1,097,000 | $-1,071,000 | $-183,000 |
| Sale Of PPE | $30,000 | $0 | $0 | $1,040,000 |
| Purchase Of PPE | $-1,110,000 | $-1,097,000 | $-1,071,000 | $-1,223,000 |
| Change In Working Capital | $358,000 | $3,170,000 | $2,030,000 | $-1,239,000 |
| Change In Other Current Liabilities | $-1,125,000 | $1,868,000 | $3,658,000 | $457,000 |
| Change In Other Current Assets | $1,483,000 | $1,302,000 | $-1,628,000 | $-1,696,000 |
| Other Non Cash Items | $2,053,000 | $-2,879,000 | $-1,481,000 | $7,218,000 |
| Stock Based Compensation | $1,164,000 | $753,000 | $794,000 | - |
| Unrealized Gain Loss On Investment Securities | $-2,000 | $-20,000 | $-19,000 | $-2,000 |
| Asset Impairment Charge | $125,000 | $79,000 | $44,000 | $69,000 |
| Depreciation Amortization Depletion | $1,871,000 | $1,864,000 | $1,918,000 | $1,821,000 |
| Depreciation And Amortization | $1,871,000 | $1,864,000 | $1,918,000 | $1,821,000 |
| Amortization Cash Flow | $158,000 | $158,000 | $158,000 | $158,000 |
| Amortization Of Intangibles | $158,000 | $158,000 | $158,000 | $158,000 |
| Depreciation | $1,713,000 | $1,706,000 | $1,760,000 | $1,663,000 |
| Gain Loss On Investment Securities | $0 | $0 | $1,249,000 | $0 |
| Net Income From Continuing Operations | $19,205,000 | $13,955,000 | $11,843,000 | $14,613,000 |
| Proceeds From Stock Option Exercised | - | $976,000 | $943,000 | $1,954,000 |
| Common Stock Payments | - | $-223,000 | $-149,000 | $-42,000 |
Fetched: 2026-08-31