FBP
First BanCorp.
Price Chart
Latest Quote
$27.84
+0.77 (+2.84%)
Current Price
| Previous Close | $27.07 |
| Open | $27.10 |
| Day High | $27.89 |
| Day Low | $27.11 |
| Volume | 1,142,705 |
Stock Information
| Quarterly Dividend / Yield | $0.76 / 2.81% |
| Shares Outstanding | 154.68M |
| Quarterly Dividend Yield | 2.81% |
| Quarterly Dividend | $0.76 |
| Total Debt | $290.00M |
| Cash Equivalents | $550.90M |
| Revenue | $932.90M |
| Net Income | $356.58M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $4.31B |
| P/E Ratio | 12.37 |
| EPS (TTM) | $2.25 |
| Exchange | NYQ |
Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-07-17 | $27.44 | 1,246,900 |
| 2026-07-16 | $27.84 | 1,566,800 |
| 2026-07-15 | $27.07 | 1,198,900 |
| 2026-07-14 | $26.72 | 1,065,900 |
| 2026-07-13 | $26.64 | 824,300 |
| 2026-07-10 | $26.68 | 969,400 |
| 2026-07-09 | $26.55 | 1,102,600 |
| 2026-07-08 | $26.02 | 1,224,900 |
| 2026-07-07 | $26.32 | 681,400 |
| 2026-07-06 | $26.50 | 849,200 |
| 2026-07-02 | $26.33 | 1,131,200 |
| 2026-07-01 | $26.69 | 1,248,900 |
| 2026-06-30 | $26.07 | 2,177,500 |
| 2026-06-29 | $26.11 | 1,765,800 |
| 2026-06-26 | $26.36 | 4,168,900 |
| 2026-06-25 | $26.54 | 1,063,800 |
| 2026-06-24 | $26.42 | 1,943,000 |
| 2026-06-23 | $26.23 | 1,667,600 |
| 2026-06-22 | $25.74 | 1,906,900 |
| 2026-06-18 | $25.20 | 3,470,100 |
About First BanCorp.
First BanCorp. operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers. It operates through six segments: Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. The Mortgage Banking segment engages in the origination, sale, and servicing of various residential mortgage loans; hedging activities; purchase of mortgage loans from branch and mortgage bankers; and origination of residential real estate loans. The Consumer (Retail) Banking segment is involved in consumer lending, commercial lending to small businesses, commercial transaction banking, and deposit-taking activities. The Commercial and Corporate Banking segment offers lending and other services, including commercial lending and commercial deposit-taking activities. The Treasury and Investments segment manages funding; and obtains funds through brokered deposits, advances from the FHLB, and repurchase agreements involving investment securities, among other funding sources. The United States Operations segment provides checking, savings, and money market accounts; retail CDs; internet banking services; residential mortgages; home equity loans and lines of credit; retail deposits; cash management services; remote data capture; automated clearing house transactions; and traditional commercial and industrial, and commercial real estate products, such as lines of credit, term loans, and construction loans. The Virgin Islands Operations segment focuses on consumer and commercial lending, and deposit-taking activities. The company also offers automobile financing and insurance agency services. First BanCorp. was founded in 1948 and is headquartered in San Juan, Puerto Rico.
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Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $961,666,000 | $905,084,000 | $897,168,000 | $886,573,000 |
| Operating Revenue | $961,666,000 | $905,084,000 | $897,168,000 | $886,573,000 |
| Expenses | ||||
| Interest Expense | $254,216,000 | $287,674,000 | $226,376,000 | $67,321,000 |
| Selling And Marketing Expense | $16,601,000 | $17,645,000 | $19,626,000 | $18,231,000 |
| General And Administrative Expense | $252,571,000 | $245,110,000 | $238,010,000 | $210,651,000 |
| Professional Expense And Contract Services Expense | $48,109,000 | $49,455,000 | $45,841,000 | $47,848,000 |
| Other Non Interest Expense | $49,473,000 | $45,561,000 | $40,719,000 | $37,675,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $344,866,000 | $298,724,000 | $302,864,000 | $305,072,000 |
| Net Interest Income | $868,940,000 | $807,479,000 | $797,110,000 | $795,293,000 |
| Interest Income | $1,123,156,000 | $1,095,153,000 | $1,023,486,000 | $862,614,000 |
| Normalized Income | $343,590,052 | $292,935,172 | $293,524,166 | $300,468,500 |
| Net Income From Continuing And Discontinued Operation | $344,866,000 | $298,724,000 | $302,864,000 | $305,072,000 |
| Net Income Common Stockholders | $344,866,000 | $298,724,000 | $302,864,000 | $305,072,000 |
| Net Income | $344,866,000 | $298,724,000 | $302,864,000 | $305,072,000 |
| Net Income Including Noncontrolling Interests | $344,866,000 | $298,724,000 | $302,864,000 | $305,072,000 |
| Net Income Continuous Operations | $344,866,000 | $298,724,000 | $302,864,000 | $305,072,000 |
| Pretax Income | $416,734,000 | $391,207,000 | $397,436,000 | $447,584,000 |
| Special Income Charges | $16,000 | $103,000 | $5,119,000 | $924,000 |
| Depreciation Amortization Depletion Income Statement | $3,509,000 | $6,416,000 | $7,735,000 | $8,816,000 |
| Depreciation And Amortization In Income Statement | $3,509,000 | $6,416,000 | $7,735,000 | $8,816,000 |
| Amortization Of Intangibles Income Statement | $3,509,000 | $6,416,000 | $7,735,000 | $8,816,000 |
| Per Share | ||||
| Diluted EPS | $2.15 | $1.81 | $1.71 | $1.59 |
| Basic EPS | $2.16 | $1.82 | $1.72 | $1.60 |
| Other | ||||
| Tax Effect Of Unusual Items | $265,052 | $1,788,172 | $2,917,166 | $2,146,500 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $1,541,000 | $7,577,000 | $12,257,000 | $6,750,000 |
| Total Unusual Items Excluding Goodwill | $1,541,000 | $7,577,000 | $12,257,000 | $6,750,000 |
| Reconciled Depreciation | $20,753,000 | $24,996,000 | $28,236,000 | $31,105,000 |
| Diluted Average Shares | $160,739,000 | $165,268,000 | $184,847,000 | $191,968,000 |
| Basic Average Shares | $159,956,000 | $164,549,000 | $176,504,000 | $190,805,000 |
| Diluted NI Availto Com Stockholders | $344,866,000 | $298,724,000 | $302,864,000 | $305,072,000 |
| Tax Provision | $71,868,000 | $92,483,000 | $94,572,000 | $142,512,000 |
| Other Special Charges | $-16,000 | $-103,000 | $-3,514,000 | $-924,000 |
| Gain On Sale Of Security | $-60,000 | $1,426,000 | $6,090,000 | $197,000 |
| Amortization | $3,509,000 | $6,416,000 | $7,735,000 | $8,816,000 |
| Selling General And Administration | $269,172,000 | $262,755,000 | $257,636,000 | $228,882,000 |
| Insurance And Claims | $7,668,000 | $9,818,000 | $14,873,000 | $6,149,000 |
| Salaries And Wages | $244,903,000 | $235,292,000 | $223,137,000 | $204,502,000 |
| Occupancy And Equipment | $88,909,000 | $88,427,000 | $85,911,000 | $88,277,000 |
| Restructuring And Mergern Acquisition | - | - | $0 | $0 |
| Other Gand A | - | - | - | $1,505,000 |
| Otherunder Preferred Stock Dividend | - | - | - | - |
| Preferred Stock Dividends | - | - | - | - |
Fetched: 2026-07-15
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $1,924,796,000 | $1,623,658,000 | $1,445,615,000 | $1,265,811,000 |
| Total Assets | $19,132,892,000 | $19,292,921,000 | $18,909,549,000 | $18,634,484,000 |
| Goodwill And Other Intangible Assets | $42,069,000 | $45,578,000 | $51,994,000 | $59,729,000 |
| Other Intangible Assets | $3,458,000 | $6,967,000 | $13,383,000 | $21,118,000 |
| Receivables | $71,351,000 | $71,881,000 | $77,716,000 | $69,730,000 |
| Accounts Receivable | $71,351,000 | $71,881,000 | $77,716,000 | $69,730,000 |
| Cash And Cash Equivalents | $657,899,000 | $1,158,715,000 | $662,225,000 | $478,780,000 |
| Cash Cash Equivalents And Federal Funds Sold | $657,899,000 | $1,158,715,000 | $662,225,000 | $478,780,000 |
| Debt | ||||
| Total Debt | $290,000,000 | $561,700,000 | $661,700,000 | $858,762,000 |
| Long Term Debt And Capital Lease Obligation | $200,000,000 | $561,700,000 | $661,700,000 | $383,762,000 |
| Long Term Debt | $200,000,000 | $561,700,000 | $661,700,000 | $383,762,000 |
| Current Debt And Capital Lease Obligation | $90,000,000 | - | $0 | $475,000,000 |
| Current Debt | $90,000,000 | - | $0 | $475,000,000 |
| Other Current Borrowings | $90,000,000 | - | $0 | $475,000,000 |
| Net Debt | - | - | - | $379,982,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $17,166,027,000 | $17,623,685,000 | $17,411,940,000 | $17,308,944,000 |
| Payables And Accrued Expenses | - | - | - | $231,582,000 |
| Payables | - | - | - | $231,582,000 |
| Accounts Payable | - | - | - | $231,582,000 |
| Equity | ||||
| Common Stock Equity | $1,966,865,000 | $1,669,236,000 | $1,497,609,000 | $1,325,540,000 |
| Total Equity Gross Minority Interest | $1,966,865,000 | $1,669,236,000 | $1,497,609,000 | $1,325,540,000 |
| Stockholders Equity | $1,966,865,000 | $1,669,236,000 | $1,497,609,000 | $1,325,540,000 |
| Gains Losses Not Affecting Retained Earnings | $-92,016,000 | $-336,378,000 | $-439,594,000 | $-636,294,000 |
| Other Equity Adjustments | $-92,016,000 | $-336,378,000 | $-439,594,000 | $-636,294,000 |
| Retained Earnings | $2,005,477,000 | $1,808,634,000 | $1,646,536,000 | $1,475,725,000 |
| Other | ||||
| Treasury Shares Number | $67,044,120 | $59,794,239 | $54,360,304 | $40,954,057 |
| Ordinary Shares Number | $156,618,996 | $163,868,877 | $169,302,812 | $182,709,059 |
| Share Issued | $223,663,116 | $223,663,116 | $223,663,116 | $223,663,116 |
| Tangible Book Value | $1,924,796,000 | $1,623,658,000 | $1,445,615,000 | $1,265,811,000 |
| Invested Capital | $2,256,865,000 | $2,230,936,000 | $2,159,309,000 | $2,184,302,000 |
| Total Capitalization | $2,166,865,000 | $2,230,936,000 | $2,159,309,000 | $1,709,302,000 |
| Treasury Stock | $932,505,000 | $790,350,000 | $697,406,000 | $506,979,000 |
| Additional Paid In Capital | $963,543,000 | $964,964,000 | $965,707,000 | $970,722,000 |
| Capital Stock | $22,366,000 | $22,366,000 | $22,366,000 | $22,366,000 |
| Common Stock | $22,366,000 | $22,366,000 | $22,366,000 | $22,366,000 |
| Investments And Advances | $2,133,848,000 | $1,468,904,000 | $5,632,579,000 | $6,004,682,000 |
| Held To Maturity Securities | $264,563,000 | $316,984,000 | $351,981,000 | $429,251,000 |
| Available For Sale Securities | $44,753,000 | $52,018,000 | $49,675,000 | $55,289,000 |
| Goodwill | $38,611,000 | $38,611,000 | $38,611,000 | $38,611,000 |
| Net PPE | $126,920,000 | $133,437,000 | $142,016,000 | $142,935,000 |
| Accumulated Depreciation | $-284,833,000 | $-274,731,000 | $-277,853,000 | $-264,233,000 |
| Gross PPE | $411,753,000 | $408,168,000 | $419,869,000 | $407,168,000 |
| Leases | $78,122,000 | $79,498,000 | $77,702,000 | $76,390,000 |
| Construction In Progress | $4,337,000 | $1,182,000 | $6,846,000 | $14,924,000 |
| Machinery Furniture Equipment | $155,061,000 | $152,588,000 | $161,886,000 | $155,567,000 |
| Buildings And Improvements | $144,268,000 | $144,935,000 | $143,470,000 | $135,802,000 |
| Land And Improvements | $29,965,000 | $29,965,000 | $29,965,000 | $24,485,000 |
| Other Short Term Investments | $1,824,532,000 | $1,099,902,000 | $5,230,923,000 | $5,520,142,000 |
| Preferred Stock | - | - | - | - |
Fetched: 2026-07-15
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $437,524,000 | $394,142,000 | $340,364,000 | $420,026,000 |
| Operating Activities | ||||
| Operating Cash Flow | $448,556,000 | $404,150,000 | $362,963,000 | $440,485,000 |
| Cash Flow From Continuing Operating Activities | $448,556,000 | $404,150,000 | $362,963,000 | $440,485,000 |
| Operating Gains Losses | $-5,886,000 | $-4,066,000 | $-6,992,000 | $-7,302,000 |
| Investing Activities | ||||
| Capital Expenditure | $-11,032,000 | $-10,008,000 | $-22,599,000 | $-20,459,000 |
| Investing Cash Flow | $-170,392,000 | $136,232,000 | $-78,450,000 | $-681,460,000 |
| Cash Flow From Continuing Investing Activities | $-170,392,000 | $136,232,000 | $-78,450,000 | $-681,460,000 |
| Net Other Investing Changes | $55,373,000 | $65,007,000 | $54,353,000 | $46,281,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-153,672,000 | $-102,393,000 | $-203,241,000 | $-277,769,000 |
| Financing Cash Flow | $-778,980,000 | $-44,131,000 | $-101,854,000 | $-1,821,578,000 |
| Cash Flow From Continuing Financing Activities | $-778,980,000 | $-44,131,000 | $-101,854,000 | $-1,821,578,000 |
| Cash Dividends Paid | $-115,520,000 | $-105,581,000 | $-99,666,000 | $-87,824,000 |
| Common Stock Dividend Paid | $-115,520,000 | $-105,581,000 | $-99,666,000 | $-87,824,000 |
| Net Common Stock Issuance | $-153,672,000 | $-102,393,000 | $-203,241,000 | $-277,769,000 |
| Preferred Stock Dividend Paid | - | - | $0 | $0 |
| Net Preferred Stock Issuance | - | - | $0 | $0 |
| Other | ||||
| Repayment Of Debt | $-269,850,000 | $-97,000,000 | $-19,795,000 | $-500,000,000 |
| Issuance Of Debt | $0 | $0 | $300,000,000 | $200,000,000 |
| Interest Paid Supplemental Data | $250,809,000 | $281,733,000 | $207,829,000 | $65,986,000 |
| Income Tax Paid Supplemental Data | $72,504,000 | $93,231,000 | $109,512,000 | $51,798,000 |
| End Cash Position | $658,599,000 | $1,159,415,000 | $663,164,000 | $480,505,000 |
| Beginning Cash Position | $1,159,415,000 | $663,164,000 | $480,505,000 | $2,543,058,000 |
| Changes In Cash | $-500,816,000 | $496,251,000 | $182,659,000 | $-2,062,553,000 |
| Common Stock Payments | $-153,672,000 | $-102,393,000 | $-203,241,000 | $-277,769,000 |
| Net Issuance Payments Of Debt | $-269,850,000 | $-97,000,000 | $-269,928,000 | $250,133,000 |
| Net Short Term Debt Issuance | $0 | $0 | $-550,133,000 | $550,133,000 |
| Net Long Term Debt Issuance | $-269,850,000 | $-97,000,000 | $280,205,000 | $-300,000,000 |
| Long Term Debt Payments | $-269,850,000 | $-97,000,000 | $-19,795,000 | $-500,000,000 |
| Long Term Debt Issuance | $0 | $0 | $300,000,000 | $200,000,000 |
| Net Investment Purchase And Sale | $286,540,000 | $766,886,000 | $635,817,000 | $-166,793,000 |
| Sale Of Investment | $2,224,632,000 | $1,035,434,000 | $641,275,000 | $658,955,000 |
| Purchase Of Investment | $-1,938,092,000 | $-268,548,000 | $-5,458,000 | $-825,748,000 |
| Net PPE Purchase And Sale | $-11,007,000 | $-8,655,000 | $-18,124,000 | $-19,263,000 |
| Sale Of PPE | $25,000 | $1,353,000 | $4,475,000 | $1,196,000 |
| Purchase Of PPE | $-11,032,000 | $-10,008,000 | $-22,599,000 | $-20,459,000 |
| Change In Working Capital | $4,896,000 | $266,000 | $-44,916,000 | $8,366,000 |
| Change In Other Current Liabilities | $2,208,000 | $-176,000 | $-41,290,000 | $20,437,000 |
| Change In Other Current Assets | $11,031,000 | $-10,514,000 | $-16,619,000 | $-2,437,000 |
| Change In Payables And Accrued Expense | $2,745,000 | $5,358,000 | $18,430,000 | $1,706,000 |
| Change In Payable | $2,745,000 | $5,358,000 | $18,430,000 | $1,706,000 |
| Change In Account Payable | $2,745,000 | $5,358,000 | $18,430,000 | $1,706,000 |
| Change In Receivables | $-11,088,000 | $5,598,000 | $-5,437,000 | $-11,340,000 |
| Changes In Account Receivables | $-11,088,000 | $5,598,000 | $-5,437,000 | $-11,340,000 |
| Other Non Cash Items | $4,201,000 | $-3,941,000 | $2,737,000 | $20,343,000 |
| Stock Based Compensation | $10,096,000 | $8,706,000 | $7,799,000 | $5,407,000 |
| Deferred Tax | $-12,422,000 | $14,131,000 | $6,105,000 | $54,216,000 |
| Deferred Income Tax | $-12,422,000 | $14,131,000 | $6,105,000 | $54,216,000 |
| Depreciation Amortization Depletion | $20,753,000 | $24,996,000 | $28,236,000 | $31,105,000 |
| Depreciation And Amortization | $20,753,000 | $24,996,000 | $28,236,000 | $31,105,000 |
| Amortization Cash Flow | $3,509,000 | $6,416,000 | $7,735,000 | $8,816,000 |
| Amortization Of Intangibles | $3,509,000 | $6,416,000 | $7,735,000 | $8,816,000 |
| Depreciation | $17,244,000 | $18,580,000 | $20,501,000 | $22,289,000 |
| Gain Loss On Sale Of PPE | $-16,000 | $-103,000 | $-3,514,000 | $-706,000 |
| Net Income From Continuing Operations | $344,866,000 | $298,724,000 | $302,864,000 | $305,072,000 |
| Preferred Stock Payments | - | - | $0 | $0 |
| Net Business Purchase And Sale | - | - | $0 | $0 |
| Purchase Of Business | - | - | $0 | $0 |
| Short Term Debt Issuance | - | - | - | $550,133,000 |
| Gain Loss On Investment Securities | - | - | - | $0 |
| Short Term Debt Payments | - | - | - | - |
Fetched: 2026-07-15