DWNX
Delhi Bank Corp.
Price Chart
Latest Quote
$21.11
| Previous Close | $21.11 |
| Open | $21.12 |
| Day High | $21.12 |
| Day Low | $21.11 |
| Volume | 200 |
Stock Information
| Quarterly Dividend / Yield | $0.40 / 1.88% |
| Shares Outstanding | 3.38M |
| Quarterly Dividend Yield | 1.88% |
| Quarterly Dividend | $0.40 |
| Total Debt | $152K |
| Cash Equivalents | $9.44M |
| Revenue | $10.26M |
| Net Income | $2.47M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $71.29M |
| P/E Ratio | 26.72 |
| EPS (TTM) | $0.79 |
| Exchange | OID |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $62.46M |
| Sales | $10.26M |
| Income | $2.47M |
| Book/sh | $9.17 |
| Cash/sh | $2.80 |
Financial Ratios
| EPS Growth TTM | 53.50% |
Returns & Margins
| ROA | 0.67% |
| ROE | 8.37% |
| Operating Margin | 33.19% |
| Profit Margin | 24.09% |
Ownership
| Insider & Institutional transactions data not available |
Valuation Ratios
| P/S | 6.95 |
| P/B | 2.30 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $21.13 |
| SMA50 | $21.05 |
| SMA200 | $20.81 |
| RSI | 51.02 |
| ATR | 0.0907 |
| Volatility | -0.30 |
Performance History
| Week | +0.05% |
| Month | +0.05% |
| Quarter | +1.26% |
| 6 Months | +2.23% |
| YTD | +1.74% |
| Year | +3.69% |
| 3 Years | +11.14% |
| 5 Years | +28.02% |
| 10 Years | +90.92% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-18 | $21.11 | 0 |
| 2026-06-17 | $21.11 | 200 |
| 2026-06-16 | $21.10 | 0 |
| 2026-06-15 | $21.10 | 0 |
| 2026-06-12 | $21.10 | 11,100 |
| 2026-06-11 | $21.10 | 200 |
| 2026-06-10 | $21.10 | 0 |
| 2026-06-09 | $21.10 | 500 |
| 2026-06-08 | $21.10 | 0 |
| 2026-06-05 | $21.10 | 400 |
| 2026-06-04 | $21.34 | 0 |
| 2026-06-03 | $21.34 | 100 |
| 2026-06-02 | $21.10 | 0 |
| 2026-06-01 | $21.10 | 0 |
| 2026-05-29 | $21.10 | 0 |
| 2026-05-28 | $21.10 | 0 |
| 2026-05-27 | $21.10 | 0 |
| 2026-05-26 | $21.10 | 15,500 |
| 2026-05-22 | $21.10 | 0 |
| 2026-05-21 | $21.10 | 300 |
| 2026-05-20 | $21.10 | 0 |
| 2026-05-19 | $21.10 | 0 |
About Delhi Bank Corp.
Delhi Bank Corp. operates as a bank holding company for The Delaware National Bank of Delhi that provides commercial banking products and services to individual and small business customers. The company accepts demand, interest bearing time and savings, personal and business checking, NOW, health savings, money market, club, certificates of deposit, and individual retirement accounts. Its loan products include automobile, motorcycle, recreational vehicle, and boat loans; residential and commercial real estate, home improvements, rental property, vacant land, overdraft protection, personal, commercial and construction loans, commercial real estate, manufactured housing, second homes, and agricultural; and home equity and commercial lines of credit to retail and commercial customers. The company also offers ATM and debit card services, external transfers, automatic transfers and payments, card valet, direct deposit of social security and other pensions, free night depository, personal money orders, safe deposit boxes, telephone banking, wire transfers, automatic clearing house transfers, bank-by-mail, coin redemption, notary public services, rolled coin, and visa / MasterCard merchant account services. Delhi Bank Corp. was incorporated in 1839 and is headquartered in Delhi, New York.
đ° Latest News
Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $10,322,678 | $9,270,870 | $9,491,162 | $9,942,848 |
| Operating Revenue | $10,322,678 | $9,270,870 | $9,491,162 | $9,942,848 |
| Expenses | ||||
| Interest Expense | $5,255,035 | $5,252,473 | $4,139,124 | $1,345,685 |
| Operating Expense | $7,217,134 | $7,118,106 | $7,093,474 | $6,607,879 |
| Other Operating Expenses | $1,707,285 | $1,486,102 | $623,006 | $501,577 |
| General And Administrative Expense | - | $406,340 | $349,209 | $313,049 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $2,472,369 | $1,706,817 | $1,909,880 | $2,561,196 |
| Net Interest Income | $8,653,757 | $7,660,451 | $8,137,068 | $8,668,488 |
| Interest Income | $13,908,792 | $12,912,924 | $12,276,192 | $10,014,173 |
| Normalized Income | $2,472,369 | $1,706,817 | $1,909,880 | $2,595,357 |
| Net Income From Continuing And Discontinued Operation | $2,472,369 | $1,706,817 | $1,909,880 | $2,561,196 |
| Net Income Common Stockholders | $2,472,369 | $1,706,817 | $1,909,880 | $2,561,196 |
| Net Income | $2,472,369 | $1,706,817 | $1,909,880 | $2,561,196 |
| Net Income Including Noncontrolling Interests | $2,472,369 | $1,706,817 | $1,909,880 | $2,561,196 |
| Net Income Continuous Operations | $2,472,369 | $1,706,817 | $1,909,880 | $2,561,196 |
| Pretax Income | $3,045,544 | $2,092,764 | $2,342,688 | $3,172,652 |
| Special Income Charges | - | $9,176 | $0 | $-42,317 |
| Per Share | ||||
| Diluted EPS | - | $0.50 | $0.56 | $0.76 |
| Basic EPS | - | $0.50 | $0.56 | $0.76 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $-8,156 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Diluted Average Shares | $3,386,807 | $3,413,634 | $3,394,948 | $3,373,704 |
| Diluted NI Availto Com Stockholders | $2,472,369 | $1,706,817 | $1,909,880 | $2,561,196 |
| Tax Provision | $573,175 | $385,947 | $432,808 | $611,456 |
| Rent And Landing Fees | $1,717,836 | $1,783,848 | $1,877,345 | $1,768,598 |
| Total Unusual Items | - | $9,176 | $0 | $-42,317 |
| Total Unusual Items Excluding Goodwill | - | $9,176 | $0 | $-42,317 |
| Reconciled Depreciation | - | $337,942 | $383,242 | $365,236 |
| Basic Average Shares | - | $3,413,634 | $3,394,948 | $3,373,704 |
| Other Special Charges | - | $-9,176 | - | $42,317 |
| Gain On Sale Of Security | - | $-1,609 | - | - |
| Selling General And Administration | - | $406,340 | $349,209 | $313,049 |
| Insurance And Claims | - | $165,725 | $176,482 | $106,980 |
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $31,176,420 | $27,938,702 | $28,330,397 | $27,524,956 |
| Total Assets | $368,830,917 | $368,113,497 | $371,552,342 | $376,596,329 |
| Investmentin Financial Assets | $83,521,031 | $70,085,374 | $76,962,780 | $81,626,850 |
| Cash And Cash Equivalents | $9,442,879 | $23,369,576 | $20,871,199 | $29,410,448 |
| Cash Cash Equivalents And Federal Funds Sold | $9,442,879 | $23,834,376 | $21,985,349 | $29,812,298 |
| Cash Financial | - | $11,427,576 | $3,202,199 | $2,781,448 |
| Debt | ||||
| Total Debt | $151,984 | $23,135 | $16,030,959 | $236,661 |
| Long Term Debt And Capital Lease Obligation | $151,984 | $23,135 | $16,030,959 | $236,661 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $337,654,497 | $340,174,795 | $343,221,945 | $349,071,373 |
| Equity | ||||
| Common Stock Equity | $31,176,420 | $27,938,702 | $28,330,397 | $27,524,956 |
| Total Equity Gross Minority Interest | $31,176,420 | $27,938,702 | $28,330,397 | $27,524,956 |
| Stockholders Equity | $31,176,420 | $27,938,702 | $28,330,397 | $27,524,956 |
| Retained Earnings | - | $30,986,463 | $30,580,790 | $29,966,084 |
| Other | ||||
| Ordinary Shares Number | $3,403,625 | $3,403,625 | $3,394,220 | $3,399,815 |
| Share Issued | $3,403,625 | $3,564,503 | $3,494,261 | $3,499,856 |
| Tangible Book Value | $31,176,420 | $27,938,702 | $28,330,397 | $27,524,956 |
| Invested Capital | $151,984 | $23,135 | $44,305,397 | $27,674,956 |
| Total Capitalization | $31,328,404 | $27,961,838 | $44,305,397 | $27,674,956 |
| Investments And Advances | $83,521,031 | $70,085,374 | $76,962,780 | $81,626,850 |
| Available For Sale Securities | $83,521,031 | $69,519,540 | $76,395,255 | $81,003,687 |
| Net PPE | $4,238,955 | $4,324,501 | $4,590,283 | $4,884,263 |
| Treasury Shares Number | - | $160,878 | $100,041 | $100,041 |
| Treasury Stock | - | $2,951,291 | $2,411,416 | $1,227,963 |
| Additional Paid In Capital | - | $6,147,161 | $5,999,530 | $5,311,119 |
| Capital Stock | - | $3,564,503 | $3,538,700 | $3,499,856 |
| Common Stock | - | $3,564,503 | $3,538,700 | $3,499,856 |
| Held To Maturity Securities | - | $565,834 | $567,525 | $623,163 |
| Accumulated Depreciation | - | $-4,449,810 | $-4,157,361 | $-3,834,960 |
| Gross PPE | - | $8,774,311 | $8,747,644 | $8,719,223 |
| Other Properties | - | $300,000 | $300,000 | $300,000 |
| Machinery Furniture Equipment | - | $1,592,141 | $1,616,065 | $1,594,772 |
| Buildings And Improvements | - | $6,137,578 | $6,086,987 | $6,079,859 |
| Land And Improvements | - | $744,592 | $744,592 | $744,592 |
| Construction In Progress | - | - | - | $0 |
Cash Flow Statement (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $2,499,919 | $3,200,357 | $2,221,321 | $1,573,082 |
| Operating Activities | ||||
| Operating Cash Flow | $2,580,903 | $3,289,619 | $2,973,766 | $3,196,214 |
| Investing Activities | ||||
| Capital Expenditure | $-80,984 | $-89,262 | $-752,445 | $-1,623,132 |
| Investing Cash Flow | $10,701,959 | $5,044,565 | $-7,315,990 | $-46,530,033 |
| Net Other Investing Changes | $6,376,350 | $8,247,700 | $10,867,550 | $-4,246,100 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-1,781,896 | $-1,820,567 | $-102,115 | $-56 |
| Issuance Of Capital Stock | $1,415,455 | $1,364,369 | $1,380,302 | $1,246,143 |
| Financing Cash Flow | $-5,057,485 | $-7,913,433 | $-1,099,546 | $42,369,371 |
| Net Other Financing Charges | $12,617,023 | $-21,960,923 | $-1,232,937 | $42,381,358 |
| Cash Dividends Paid | $-1,300,243 | $-1,290,610 | $-1,266,079 | $-1,231,215 |
| Common Stock Dividend Paid | $-1,300,243 | $-1,290,610 | $-1,266,079 | $-1,231,215 |
| Net Common Stock Issuance | $-366,441 | $-456,198 | $1,278,187 | $1,246,087 |
| Common Stock Issuance | $1,415,455 | $1,364,369 | $1,380,302 | $1,246,143 |
| Other | ||||
| End Cash Position | $11,427,576 | $3,202,199 | $2,781,448 | $8,223,218 |
| Beginning Cash Position | $3,202,199 | $2,781,448 | $8,223,218 | $9,187,666 |
| Changes In Cash | $8,225,377 | $420,751 | $-5,441,770 | $-964,448 |
| Common Stock Payments | $-1,781,896 | $-1,820,567 | $-102,115 | $-56 |
| Net Issuance Payments Of Debt | $-15,975,000 | $15,825,000 | $150,000 | $0 |
| Net Short Term Debt Issuance | $-15,975,000 | $15,825,000 | $150,000 | $0 |
| Net Investment Purchase And Sale | $6,087,608 | $5,179,314 | $8,944,619 | $-21,501,719 |
| Sale Of Investment | $12,092,368 | $11,245,088 | $19,540,677 | $26,749,538 |
| Purchase Of Investment | $-6,004,760 | $-6,065,774 | $-10,596,058 | $-48,251,257 |
| Net PPE Purchase And Sale | $-62,984 | $-89,262 | $-752,445 | $-1,623,132 |
| Sale Of PPE | $18,000 | $0 | - | - |
| Purchase Of PPE | $-80,984 | $-89,262 | $-752,445 | $-1,623,132 |
| Change In Working Capital | $520,497 | $895,478 | $-623,374 | $49,715 |
| Change In Other Current Liabilities | $342,750 | $312,633 | $55,316 | $89,788 |
| Change In Other Current Assets | $177,747 | $582,845 | $-678,690 | $-40,073 |
| Other Non Cash Items | $-16,258 | $54,077 | $231,287 | $419,508 |
| Provisionand Write Offof Assets | $60,000 | $55,000 | $120,000 | $360,000 |
| Deferred Tax | $-20,528 | $-8,058 | $277,104 | $3,566 |
| Depreciation And Amortization | $337,942 | $383,242 | $365,236 | $330,754 |
| Depreciation | $337,942 | $383,242 | $365,236 | $330,754 |
| Gain Loss On Investment Securities | $1,609 | - | - | - |
| Gain Loss On Sale Of PPE | $-9,176 | $0 | $42,317 | $0 |
| Net Income From Continuing Operations | $1,706,817 | $1,909,880 | $2,561,196 | $2,032,671 |