CUBI
Customers Bancorp, Inc.
Price Chart
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Latest Quote
$78.58
-0.45 (-0.57%)
Current Price
| Previous Close | $79.03 |
| Open | $79.18 |
| Day High | $79.59 |
| Day Low | $78.49 |
| Volume | 189,236 |
Stock Information
| Shares Outstanding | 33.77M |
| Total Debt | $2.38B |
| Cash Equivalents | $4.19B |
| Revenue | $826.80M |
| Net Income | $285.03M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $2.65B |
| P/E Ratio | 9.51 |
| EPS (TTM) | $8.26 |
| Exchange | NYQ |
Recent Price History
No history data available. Data will be fetched automatically.
About Customers Bancorp, Inc.
Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services for commercial and consumer clients. It accepts various deposit banking products, including commercial and consumer checking accounts, non-interest-bearing and interest-bearing demand accounts, MMDA, savings accounts, and time deposit accounts. The company also offers commercial lending services comprising small and middle market business banking, specialized lending, mortgage finance, multifamily and commercial real estate lending, and commercial equipment financing; and consumer lending services, such as local-market mortgage and home equity lending, and the origination and purchase of installment loans. In addition, it provides private and digital banking services; and other financial services consisting of mobile phone banking, internet banking, wire transfers, electronic bill payment, lock box services, remote deposit capture services, courier services, merchant processing services, cash vault, controlled disbursements, positive pay, and cash management services, as well as B2B instant payments platform. The company was founded in 1997 and is headquartered in West Reading, Pennsylvania.
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $801,412,000 | $687,499,000 | $740,939,000 | $633,450,000 |
| Operating Revenue | $801,412,000 | $687,499,000 | $740,939,000 | $633,450,000 |
| Expenses | ||||
| Interest Expense | $609,098,000 | $673,430,000 | $679,911,000 | $261,653,000 |
| Selling And Marketing Expense | $2,437,000 | $4,489,000 | $3,095,000 | $2,541,000 |
| General And Administrative Expense | $230,173,000 | $217,520,000 | $168,311,000 | $121,234,000 |
| Professional Expense And Contract Services Expense | $50,378,000 | $34,978,000 | $35,177,000 | $27,465,000 |
| Other Non Interest Expense | $78,074,000 | $99,786,000 | $84,941,000 | $101,782,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $224,088,000 | $181,469,000 | $250,143,000 | $228,034,000 |
| Net Interest Income | $750,489,000 | $654,404,000 | $687,449,000 | $623,720,000 |
| Interest Income | $1,359,587,000 | $1,327,834,000 | $1,367,360,000 | $885,373,000 |
| Normalized Income | $224,088,000 | $172,224,416 | $253,240,805 | $222,148,127 |
| Net Income From Continuing And Discontinued Operation | $224,088,000 | $181,469,000 | $250,143,000 | $228,034,000 |
| Net Income Common Stockholders | $209,183,000 | $166,429,000 | $235,448,000 | $218,402,000 |
| Net Income | $224,088,000 | $181,469,000 | $250,143,000 | $228,034,000 |
| Net Income Including Noncontrolling Interests | $224,088,000 | $181,469,000 | $250,143,000 | $228,034,000 |
| Net Income Continuous Operations | $224,088,000 | $181,469,000 | $250,143,000 | $228,034,000 |
| Pretax Income | $288,431,000 | $224,373,000 | $330,740,000 | $291,297,000 |
| Special Income Charges | $0 | $11,430,000 | $-4,096,000 | $7,519,000 |
| Depreciation Amortization Depletion Income Statement | $38,337,000 | $32,543,000 | $29,898,000 | $26,278,000 |
| Depreciation And Amortization In Income Statement | $38,337,000 | $32,543,000 | $29,898,000 | $26,278,000 |
| Depreciation Income Statement | $38,337,000 | $32,543,000 | $29,898,000 | $26,278,000 |
| Net Income Discontinuous Operations | - | - | $0 | $0 |
| Per Share | ||||
| Diluted EPS | $6.26 | $5.09 | $7.32 | $6.51 |
| Basic EPS | $6.46 | $5.28 | $7.49 | $6.69 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $2,185,416 | $-998,195 | $1,633,127 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $0 | $11,430,000 | $-4,096,000 | $7,519,000 |
| Total Unusual Items Excluding Goodwill | $0 | $11,430,000 | $-4,096,000 | $7,519,000 |
| Reconciled Depreciation | $41,804,000 | $33,552,000 | $31,813,000 | $27,157,000 |
| Diluted Average Shares | $33,438,296 | $32,719,134 | $32,158,788 | $33,547,706 |
| Basic Average Shares | $32,393,487 | $31,509,179 | $31,435,647 | $32,632,751 |
| Diluted NI Availto Com Stockholders | $209,183,000 | $166,429,000 | $235,448,000 | $218,402,000 |
| Otherunder Preferred Stock Dividend | $4,707,000 | - | - | - |
| Preferred Stock Dividends | $10,198,000 | $15,040,000 | $14,695,000 | $9,632,000 |
| Tax Provision | $64,343,000 | $42,904,000 | $80,597,000 | $63,263,000 |
| Gain On Sale Of Business | $0 | $11,430,000 | $0 | $0 |
| Gain On Sale Of Security | $-52,957,000 | $-27,009,000 | $-574,000 | $-23,164,000 |
| Selling General And Administration | $232,610,000 | $222,009,000 | $171,406,000 | $123,775,000 |
| Insurance And Claims | $41,184,000 | $41,684,000 | $35,036,000 | $8,869,000 |
| Salaries And Wages | $188,989,000 | $175,836,000 | $133,275,000 | $112,365,000 |
| Occupancy And Equipment | $15,624,000 | $11,789,000 | $10,070,000 | $10,306,000 |
| Other Special Charges | - | - | $4,096,000 | $-7,519,000 |
| Restructuring And Mergern Acquisition | - | - | - | $0 |
| Other Gand A | - | - | - | - |
Fetched: 2026-08-29
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $2,111,888,000 | $1,833,054,000 | $1,634,765,000 | $1,399,332,000 |
| Total Assets | $24,895,868,000 | $22,308,241,000 | $21,316,265,000 | $20,896,112,000 |
| Goodwill And Other Intangible Assets | $3,629,000 | $3,629,000 | $3,629,000 | $3,629,000 |
| Receivables | $407,026,000 | $323,251,000 | $320,466,000 | $123,374,000 |
| Other Receivables | $303,400,000 | $214,900,000 | $205,700,000 | - |
| Accounts Receivable | $103,626,000 | $108,351,000 | $114,766,000 | $123,374,000 |
| Cash And Cash Equivalents | $4,411,463,000 | $3,785,931,000 | $3,846,346,000 | $455,806,000 |
| Cash Financial | $62,051,000 | $56,787,000 | $45,210,000 | $58,025,000 |
| Cash Cash Equivalents And Federal Funds Sold | $4,411,463,000 | $3,785,931,000 | $3,846,346,000 | $455,806,000 |
| Debt | ||||
| Total Debt | $1,705,423,000 | $1,409,929,000 | $1,509,277,000 | $1,105,532,000 |
| Long Term Debt And Capital Lease Obligation | $1,705,423,000 | $1,309,929,000 | $1,509,277,000 | $805,532,000 |
| Long Term Debt | $1,705,423,000 | $1,309,929,000 | $1,509,277,000 | $805,532,000 |
| Current Debt And Capital Lease Obligation | - | $100,000,000 | $0 | $300,000,000 |
| Current Debt | - | $100,000,000 | $0 | $300,000,000 |
| Other Current Borrowings | - | $100,000,000 | $0 | $300,000,000 |
| Net Debt | - | - | - | $649,726,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $22,780,351,000 | $20,471,558,000 | $19,677,871,000 | $19,493,151,000 |
| Payables And Accrued Expenses | - | - | - | $230,666,000 |
| Payables | - | - | - | $230,666,000 |
| Accounts Payable | - | - | - | $230,666,000 |
| Equity | ||||
| Common Stock Equity | $2,115,517,000 | $1,698,889,000 | $1,500,600,000 | $1,265,167,000 |
| Total Equity Gross Minority Interest | $2,115,517,000 | $1,836,683,000 | $1,638,394,000 | $1,402,961,000 |
| Stockholders Equity | $2,115,517,000 | $1,836,683,000 | $1,638,394,000 | $1,402,961,000 |
| Gains Losses Not Affecting Retained Earnings | $-54,050,000 | $-96,560,000 | $-136,569,000 | $-163,096,000 |
| Other Equity Adjustments | $-54,050,000 | $-96,560,000 | $-136,569,000 | $-163,096,000 |
| Retained Earnings | $1,535,194,000 | $1,326,011,000 | $1,159,582,000 | $924,134,000 |
| Preferred Stock Equity | - | $137,794,000 | $137,794,000 | $137,794,000 |
| Other | ||||
| Treasury Shares Number | $1,997,697 | $4,411,739 | $4,018,436 | $2,638,553 |
| Ordinary Shares Number | $34,191,223 | $31,346,507 | $31,440,906 | $32,373,697 |
| Share Issued | $36,188,920 | $35,758,246 | $35,459,342 | $35,012,250 |
| Tangible Book Value | $2,111,888,000 | $1,695,260,000 | $1,496,971,000 | $1,261,538,000 |
| Invested Capital | $3,820,940,000 | $3,108,818,000 | $3,009,877,000 | $2,370,699,000 |
| Total Capitalization | $3,820,940,000 | $3,146,612,000 | $3,147,671,000 | $2,208,493,000 |
| Treasury Stock | $68,572,000 | $141,653,000 | $122,410,000 | $82,604,000 |
| Additional Paid In Capital | $666,756,000 | $575,333,000 | $564,538,000 | $551,721,000 |
| Capital Stock | $36,189,000 | $173,552,000 | $173,253,000 | $172,806,000 |
| Common Stock | $36,189,000 | $35,758,000 | $35,459,000 | $35,012,000 |
| Preferred Stock | $0 | $137,794,000 | $137,794,000 | $137,794,000 |
| Investments And Advances | $2,666,780,000 | $3,011,631,000 | $3,508,810,000 | $3,827,759,000 |
| Held To Maturity Securities | $729,134,000 | $991,937,000 | $1,103,170,000 | $840,259,000 |
| Net PPE | $16,745,000 | $6,668,000 | $7,371,000 | $9,025,000 |
| Accumulated Depreciation | $-28,311,000 | $-24,667,000 | $-22,478,000 | $-20,358,000 |
| Gross PPE | $45,056,000 | $31,335,000 | $29,849,000 | $29,383,000 |
| Leases | $22,564,000 | $13,953,000 | $13,623,000 | $13,514,000 |
| Other Properties | $516,000 | $367,000 | $349,000 | $398,000 |
| Machinery Furniture Equipment | $21,976,000 | $17,015,000 | $15,877,000 | $15,471,000 |
| Other Short Term Investments | $1,937,646,000 | $2,019,694,000 | $2,405,640,000 | $2,987,500,000 |
| Preferred Shares Number | - | $5,700,000 | $5,700,000 | $5,700,000 |
Fetched: 2026-08-29
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $333,702,000 | $79,870,000 | $83,387,000 | $-134,172,000 |
| Operating Activities | ||||
| Operating Cash Flow | $494,759,000 | $145,057,000 | $124,729,000 | $-20,825,000 |
| Cash Flow From Continuing Operating Activities | $494,759,000 | $145,057,000 | $124,729,000 | $-20,825,000 |
| Operating Gains Losses | $50,288,000 | $29,351,000 | $6,478,000 | $40,006,000 |
| Cash From Discontinued Operating Activities | - | - | $0 | $0 |
| Investing Activities | ||||
| Capital Expenditure | $-161,057,000 | $-65,187,000 | $-41,342,000 | $-113,347,000 |
| Investing Cash Flow | $-2,056,953,000 | $-1,006,091,000 | $3,157,723,000 | $-1,298,412,000 |
| Cash Flow From Continuing Investing Activities | $-2,056,953,000 | $-1,006,091,000 | $3,157,723,000 | $-1,298,412,000 |
| Net Other Investing Changes | $-9,907,000 | $18,523,000 | $21,561,000 | $8,633,000 |
| Cash From Discontinued Investing Activities | - | - | - | $0 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-148,142,000 | $-19,243,000 | $-39,806,000 | $-33,162,000 |
| Issuance Of Capital Stock | $165,851,000 | $1,761,000 | $3,112,000 | $533,000 |
| Financing Cash Flow | $2,187,726,000 | $800,619,000 | $108,088,000 | $1,257,011,000 |
| Cash Flow From Continuing Financing Activities | $2,187,726,000 | $800,619,000 | $108,088,000 | $1,257,011,000 |
| Net Other Financing Charges | $-13,500,000 | $-5,452,000 | $-2,433,000 | $-5,063,000 |
| Cash Dividends Paid | $-10,802,000 | $-15,147,000 | $-14,636,000 | $-9,326,000 |
| Preferred Stock Dividend Paid | $-10,802,000 | $-15,147,000 | $-14,636,000 | $-9,326,000 |
| Net Preferred Stock Issuance | $-142,501,000 | $0 | $0 | $0 |
| Net Common Stock Issuance | $160,210,000 | $-17,482,000 | $-36,694,000 | $-32,629,000 |
| Common Stock Issuance | $165,851,000 | $1,761,000 | $3,112,000 | $533,000 |
| Cash From Discontinued Financing Activities | - | - | - | $0 |
| Other | ||||
| Repayment Of Debt | $-200,000,000 | $-350,000,000 | $-1,865,000,000 | $-100,000,000 |
| Issuance Of Debt | $588,350,000 | $155,000,000 | $2,565,000,000 | $500,000,000 |
| Interest Paid Supplemental Data | $600,866,000 | $715,214,000 | $649,544,000 | $226,993,000 |
| Income Tax Paid Supplemental Data | $36,080,000 | $57,593,000 | $44,972,000 | $80,054,000 |
| End Cash Position | $4,411,463,000 | $3,785,931,000 | $3,846,346,000 | $455,806,000 |
| Beginning Cash Position | $3,785,931,000 | $3,846,346,000 | $455,806,000 | $518,032,000 |
| Changes In Cash | $625,532,000 | $-60,415,000 | $3,390,540,000 | $-62,226,000 |
| Preferred Stock Payments | $-142,501,000 | $0 | $0 | $0 |
| Common Stock Payments | $-5,641,000 | $-19,243,000 | $-39,806,000 | $-33,162,000 |
| Net Issuance Payments Of Debt | $288,350,000 | $-95,000,000 | $400,000,000 | $0 |
| Net Short Term Debt Issuance | $-100,000,000 | $100,000,000 | $-300,000,000 | $-400,000,000 |
| Net Long Term Debt Issuance | $388,350,000 | $-195,000,000 | $700,000,000 | $400,000,000 |
| Long Term Debt Payments | $-200,000,000 | $-350,000,000 | $-1,865,000,000 | $-100,000,000 |
| Long Term Debt Issuance | $588,350,000 | $155,000,000 | $2,565,000,000 | $500,000,000 |
| Net Investment Purchase And Sale | $326,933,000 | $679,723,000 | $798,653,000 | $149,788,000 |
| Sale Of Investment | $1,295,507,000 | $1,545,606,000 | $873,152,000 | $1,507,142,000 |
| Purchase Of Investment | $-968,574,000 | $-865,883,000 | $-74,499,000 | $-1,357,354,000 |
| Net PPE Purchase And Sale | $-143,076,000 | $-46,700,000 | $-38,728,000 | $-105,862,000 |
| Sale Of PPE | $17,981,000 | $18,487,000 | $2,614,000 | $7,485,000 |
| Purchase Of PPE | $-161,057,000 | $-65,187,000 | $-41,342,000 | $-113,347,000 |
| Change In Working Capital | $55,280,000 | $-132,811,000 | $42,264,000 | $-24,585,000 |
| Change In Payables And Accrued Expense | $81,427,000 | $-32,834,000 | $18,680,000 | $-20,994,000 |
| Change In Payable | $81,427,000 | $-32,834,000 | $18,680,000 | $-20,994,000 |
| Change In Account Payable | $81,427,000 | $-32,834,000 | $18,680,000 | $-20,994,000 |
| Change In Receivables | $-26,147,000 | $-99,977,000 | $23,584,000 | $-3,591,000 |
| Changes In Account Receivables | $-26,147,000 | $-99,977,000 | $23,584,000 | $-3,591,000 |
| Other Non Cash Items | $64,588,000 | $-21,372,000 | $-213,241,000 | $-322,599,000 |
| Stock Based Compensation | $18,458,000 | $14,435,000 | $12,585,000 | $14,150,000 |
| Unrealized Gain Loss On Investment Securities | $-381,000 | $94,000 | $-62,000 | $710,000 |
| Asset Impairment Charge | $0 | $0 | $124,000 | $1,362,000 |
| Deferred Tax | $-10,990,000 | $-1,143,000 | $22,177,000 | $6,907,000 |
| Deferred Income Tax | $-10,990,000 | $-1,143,000 | $22,177,000 | $6,907,000 |
| Depreciation Amortization Depletion | $41,804,000 | $33,552,000 | $31,813,000 | $27,157,000 |
| Depreciation And Amortization | $41,804,000 | $33,552,000 | $31,813,000 | $27,157,000 |
| Earnings Losses From Equity Investments | $0 | $-11,430,000 | $0 | $0 |
| Gain Loss On Investment Securities | $1,638,000 | $27,009,000 | $574,000 | $23,164,000 |
| Net Income From Continuing Operations | $224,088,000 | $181,469,000 | $250,143,000 | $228,034,000 |
| Net Investment Properties Purchase And Sale | - | - | $33,000 | $0 |
| Sale Of Investment Properties | - | - | $33,000 | $0 |
| Net Business Purchase And Sale | - | - | $0 | $0 |
| Sale Of Business | - | - | $0 | $0 |
| Gain Loss On Sale Of Business | - | - | $0 | $0 |
Fetched: 2026-08-29